JPH09305832A - Electronic money card holder - Google Patents
Electronic money card holderInfo
- Publication number
- JPH09305832A JPH09305832A JP8146391A JP14639196A JPH09305832A JP H09305832 A JPH09305832 A JP H09305832A JP 8146391 A JP8146391 A JP 8146391A JP 14639196 A JP14639196 A JP 14639196A JP H09305832 A JPH09305832 A JP H09305832A
- Authority
- JP
- Japan
- Prior art keywords
- electronic money
- money card
- card holder
- function
- holder
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 230000002159 abnormal effect Effects 0.000 abstract 1
- 238000006243 chemical reaction Methods 0.000 description 5
- 230000005540 biological transmission Effects 0.000 description 4
- 230000005856 abnormality Effects 0.000 description 3
- 230000004913 activation Effects 0.000 description 1
- 230000001174 ascending effect Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000003780 insertion Methods 0.000 description 1
- 230000037431 insertion Effects 0.000 description 1
- 230000000737 periodic effect Effects 0.000 description 1
- 230000002265 prevention Effects 0.000 description 1
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
【発明の属する技術分野】店舗での商品購入及び、イン
ターネット等の通信ネットワーク上での電子的な現金
（以下現金と称する）の授受などに用いる電子マネーカ
ードを収納する電子マネーカードホルダーに関する。BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an electronic money card holder for accommodating electronic money cards used for purchasing products in stores and exchanging electronic cash (hereinafter referred to as cash) on a communication network such as the Internet.
【従来の技術】従来の電子マネーカードホルダーは、挿
入された電子マネーカードの残金を表示する場合、特定
の国だけの通貨の単位で表示していた。また、従来の電
子マネーカードを用いた現金の授受は、電子マネーカー
ドホルダーによっては行われることはなく、カードリー
ダーが装備してある専用の機械装置などにより行われて
いた。さらに従来の電子マネーカードホルダーを非所有
者が不正使用することを防止することは困難であった。2. Description of the Related Art In a conventional electronic money card holder, when displaying the balance of an inserted electronic money card, the remaining amount is displayed in a unit of currency of only a specific country. Further, the exchange of cash using a conventional electronic money card is not performed by an electronic money card holder, but is performed by a dedicated mechanical device or the like equipped with a card reader. Furthermore, it has been difficult to prevent a non-owner from illegally using the conventional electronic money card holder.
（１）従来の技術では、海外製品をオンラインショッピ
ングするときや、海外にて電子マネーカードを使用する
ときには新聞などで各国通貨間の交換レートを調べ電卓
等を用いて送金する金額を確認しなければならないとい
う面倒な作業があった。 （２）従来の技術では電子マネーカードによる現金のや
り取りをするときに、二者が同じ場所にいなければなら
なかった。また、二者間の距離が離れている場合、電子
マネーカードから現金を送るためには専用の機械を探す
必要があった。 （３）従来の技術では電子マネーカードの保持者が、真
の所有者か否かの判断機能がないため、電子マネーカー
ドの盗難や拾得による不正使用を防ぐことが困難であっ
た。(1) In the conventional technology, when shopping for an overseas product online or using an electronic money card overseas, the exchange rate between national currencies must be checked in a newspaper or the like to check the amount of money to be transferred using a calculator or the like. There was a tedious work that had to be done. (2) In the prior art, when exchanging cash with an electronic money card, two parties had to be in the same place. Also, when the two parties are far apart, it was necessary to find a dedicated machine to send cash from the electronic money card. (3) Since the holder of the electronic money card does not have the function of determining whether the owner is the true owner in the conventional technology, it is difficult to prevent the electronic money card from being stolen or being illegally used due to being stolen.
【課題を解決するための手段】課題を解決するための手
段として、この発明は電子マネーカードホルダーに
（１）電波を受信する機能と計算機能を取り付けたも
の、（２）さらに電波送信機能をつけたもの、（３）さ
らに所有者認識機能をつけたものである。As means for solving the problems, the present invention provides an electronic money card holder with (1) a function for receiving radio waves and a calculation function, and (2) a radio wave transmitting function. (3) The owner recognition function is added.
【発明の実施の形態】ＰＨＳ、ＦＭデータ多重放送など
の電波を用いて、各国間の通貨の交換レートのデータを
常にリアルタイムで送信しておく。 （１）電子マネーカードホルダーに電波を受信する機能
と計算機能を取り付けることより、金額を、指定した国
の通貨で表示したり、各国の通貨が混在したままでの加
減算を行えるようにする。また電波を受信する機能によ
り、現金を無線で受領しホルダーに挿入された電子マネ
ーカードに書き込むことを実現する。 （２）電子マネーカードホルダーに電波の送信機能をつ
けることにより、無線での送金を可能とする。また自分
の銀行預金口座から自分の電子マネーカードに、送金し
てもらうことを直接無線で要求することを実現する。電
波の受信機能、送信機能を取り付けることにより、電子
マネーカードをカードホルダーから取り出さないままで
の現金のやり取りを実現する。 （３）電子マネーカードホルダーに特定話者認識機能や
指紋照合機能などの所有者認識機能を取り付けることに
より、電子マネーカードの保持者が、真の所有者かどう
かの判断をし、不正使用の防止を実現する。BEST MODE FOR CARRYING OUT THE INVENTION Data of currency exchange rates between countries is always transmitted in real time using radio waves such as PHS and FM data multiplex broadcasting. (1) By attaching a function to receive radio waves and a calculation function to the electronic money card holder, the amount of money can be displayed in the currency of the designated country, and addition / subtraction can be performed while the currency of each country remains mixed. In addition, the function of receiving radio waves makes it possible to receive cash wirelessly and write it in an electronic money card inserted in a holder. (2) By providing the electronic money card holder with a radio wave transmission function, it is possible to transfer money wirelessly. In addition, it will be possible to directly request wireless transfer from your bank account to your electronic money card. By attaching a radio wave reception function and a transmission function, it is possible to exchange cash without removing the electronic money card from the card holder. (3) By attaching an owner recognition function such as a specific speaker recognition function or a fingerprint matching function to the electronic money card holder, it is possible to judge whether the holder of the electronic money card is a true owner and Achieve prevention.
【実施例】図１に本発明の電子マネーカードホルダーの
構成を示す。図２に本発明の電子マネーカードホルダー
外観図を示す。”１”は電子マネーカードホルダー、”
２”は電子マネーカードである。アンテナ”３”は受信
装置”４”、送信装置”５”につながっており、データ
がエンコードされた電波の受信および送信を行う。デー
タデコーダー”６”が受信装置”４”で受信した電波か
らデータを取り出し、計算機”８”にわたす。データエ
ンコーダー”７”は計算機”８”で発生したデータをコ
ード化し、送信装置”５”にわたす。計算機”８”には
電子マネーカードホルダー”１”に取り付けられたキー
ボード”９”が接続し、所有者の操作を計算機”８”に
伝える。計算機”８”には計算機”８”が行った動作の
結果などを表示する表示装置”１０”がつながる。計算
機”８”にはさらに電子マネーカード”２”のデータを
読み取ったり、電子マネーカード”２”にデータを記録
するための読み取り書き込み装置”１１”がつながる。
計算機”８”にはさらに電子マネーカード”２”の保持
者が真の所有者か否かを判断するための所有者認識装
置”１２”がつながる。所有者認識装置”１２”は特定
話者認識のために音声を入力するためのマイク”１
３”、や指紋照合のためのイメージセンサー”１４”が
接続される。”１５”はキーボード”９”を構成する各
種キー。”１６”はこのうち電子マネーカードホルダ
ー”１”の動作モードを切り替えるモードキー。”１
７”は指示キーで、各種動作を決定する時に用いる。”
１８”はキャンセルキー。”１９”は各国通貨、送金対
象者などの項目リストから昇順、降順に表示・選択する
ための移動キー。”２０”はコネクターや赤外線を用い
たインターフェースであり、外部の機器や装置とデータ
の授受をするためのインターフェース。以下（ア）から
（キ）に各種の機能・動作を説明する。 （ア） カード挿入時残高表示機能 図２の（Ａ）は、電子マネーカードホルダー”１”に電
子マネーカード”２”を挿入する前を、同（Ｂ）は、電
子マネーカードホルダー”１”に電子マネーカード”
２”を挿入した状態を示す。電子マネーカード”２”を
差し込むと、読取・書込装置”１１”でカードのデータ
を読み取り、表示装置”１０”に残高”１８”を表示す
る。 （イ） 残高、任意金額の通貨変換・計算
機能 図３は残高または任意金額の通貨変換をした状態を示
す。キーボード”９”のモードキー”１６”を押し、各
種操作キー”１５”を操作して通貨変換モードを選択す
ると、アンテナ”３”を通して受信装置”４”が電波を
受信し、データデコーダー”６”が指定された通貨の交
換レートの情報をとりだし、計算機”８”によって、現
在の残高またはキーボード”９”で入力した任意の金額
を希望する通貨へ変換し、表示装置”１０”に表示す
る。図３に示した金額は１ドル＝１００円時の通貨変換
の場合である。モードキー”１７”により計算機能や通
貨の種類を選択して各種通貨間の変換のほか、各種通貨
が混在した計算を行う。 （ウ） 無線現金受領機能 図４は無線で現金を他者から受領する状態を示す。アン
テナ”３”を通して受信装置が他者からの送金を意味す
るデータをエンコードした電波を受信したらデータデコ
ーダー”７”によりデータを復元し受領した金額を表示
装置”１０”で表示した後計算機”８”によって受理し
た金額を電子マネーカード”２”の元の残高に加算し、
新しい残高をカードデータの読取・書込装置”１１”に
よって電子マネーカード”２”に書き込み、表示装置”
１０”に表示する。 （エ） 無線現金送金機能 電子マネーカード”２”の残金からいくらかの金額をＩ
Ｄ等により指定した他者の銀行預金口座または電子マネ
ーカードに送金する場合、これらの情報をデータエンコ
ーダー”７”によってエンコードし、送信装置”５”に
よりアンテナ”３”を通して、電波を送信する。この後
受信状態を暫く保持し、送金をしようとしている上記他
者から受領を知らせる信号が来たら、電子マネーカー
ド”２”の残金を送金した分だけ減らし、この残金を表
示装置”１０”に表示する。不特定他者によるこれらの
データの不正利用を防ぐため、データエンコーダー”
７”は暗号化機能を有する。 （オ） 所有者認識機能 所有者認識装置”１２”は特定話者認識のために音声を
入力するためのマイク”１３”、や指紋照合などのため
のイメージセンサー”１４”が接続される。あらかじめ
所有者の声の特徴や、所有者の形状的特徴例えば指紋、
顔、虹彩などの特徴を所有者認識装置”１２”に記憶し
ておき、電子マネーカードホルダー”１”を使用しよう
とする者の特徴と照合する。このことにより所有者認識
装置”１２”はこの使用者が真の所有者かどうかを認
識、判断し計算機”８”を中心とする電子マネーカード
ホルダーの動作を許可する。 （カ） 自動定期送信・受信機能 電子マネーカードホルダー”１”の紛失や異常を検知す
るために、一定の不使用期間が経過した場合自動的に送
信装置”５”を作動させ定期的に電波を送信する。また
異常が確認された場合などにより電子マネーカードホル
ダーの機能を停止させる場合、管理センターから機能停
止を意味するデータを送信し、電子マネーカードホルダ
ー”１”のデータデコーダー”６”は受信装置”４”で
受信した電波からデータを解読し、計算機”８”に動作
の停止を指示する。 （キ） 外部接続機能 インターフェース”２０”により、電子マネーカードホ
ルダー”１”とパソコンやプリンター等の外部機器とデ
ータのやりとりを行う。インターフェース”２０”はピ
ンコネクターや赤外線発光素子・受光素子対などで構成
する。またアンテナ”３”がこの機能をも司ることも出
来る。DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS FIG. 1 shows the structure of an electronic money card holder of the present invention. FIG. 2 shows an external view of the electronic money card holder of the present invention. "1" is an electronic money card holder, "
2 "is an electronic money card. An antenna" 3 "is connected to a receiving device" 4 "and a transmitting device" 5 ", and receives and transmits a radio wave encoded with data. A data decoder" 6 "receives Data is extracted from the radio wave received by the device "4" and passed to the computer "8". The data encoder "7" encodes the data generated by the computer "8" and passes to the transmitter "5". The computer "8" A keyboard "9" attached to the electronic money card holder "1" is connected to the computer and the operation of the owner is transmitted to the computer "8." The computer "8" includes the result of the operation performed by the computer "8". A display device "10" for displaying is connected to the computer "8" for reading data from the electronic money card "2" or reading data from the electronic money card "2". Writing device "11" leads.
Further connected to the computer "8" is an owner recognition device "12" for judging whether or not the holder of the electronic money card "2" is the true owner. The owner recognition device "12" is a microphone "1" for inputting voice for specific speaker recognition.
3 "and an image sensor" 14 "for fingerprint collation are connected." 15 "is various keys constituting the keyboard" 9 "." 16 "is the operation mode of the electronic money card holder" 1 ". Mode key to switch. "1
Reference numeral 7 "is an instruction key, which is used when determining various operations."
18 "is a cancel key." 19 "is a move key for displaying / selecting in ascending or descending order from the item list such as national currency, remittance recipient, etc." 20 "is an interface using a connector or infrared rays, Interface for exchanging data with devices and equipments. Various functions and operations are explained below from (a) to (g): (a) Balance display function at card insertion (A) in Fig. 2 shows electronic money Before inserting the electronic money card "2" into the card holder "1", the same (B) shows the electronic money card "1" into the electronic money card holder "1".
2 "is inserted. When the electronic money card" 2 "is inserted, the card data is read by the reading / writing device" 11 "and the balance" 18 "is displayed on the display device" 10 ". ) Balance, currency conversion / calculation function for any amount of money Figure 3 shows the state of currency conversion of balance or any amount of money.Press the mode key "16" on the keyboard "9" and operate various operation keys "15". When the currency conversion mode is selected, the receiving device "4" receives the radio wave through the antenna "3", the data decoder "6" retrieves the information of the exchange rate of the designated currency, and the calculator "8" shows the current balance. Alternatively, any amount of money input with the keyboard "9" is converted into the desired currency and displayed on the display device "10." The amount of money shown in Fig. 3 is the case of currency conversion when 1 dollar = 100 yen. Key 17 "selects the calculation function and currency type to convert between various currencies, and also performs calculation in which various currencies are mixed. (C) Wireless cash receipt function Fig. 4 shows a state in which cash is received wirelessly from another person. When the receiving device receives the radio wave that encodes the data indicating the remittance from another person through the antenna "3", the data is restored by the data decoder "7" and the received amount is displayed on the display device "10". Add the amount received by the calculator "8" to the original balance of the electronic money card "2",
The new balance is written to the electronic money card “2” by the card data reading / writing device “11”, and the display device ”is displayed.
It is displayed on 10 ". (D) Wireless cash transfer function Some amount from the balance of electronic money card" 2 "is I
In the case of remittance to another person's bank account or electronic money card designated by D or the like, these pieces of information are encoded by the data encoder "7" and transmitted by the transmitting device "5" through the antenna "3" to transmit radio waves. After this, the reception state is held for a while, and when a signal notifying the receipt is received from the other person who is trying to transfer money, the balance of the electronic money card “2” is reduced by the amount transferred, and this balance is displayed on the display device “10”. indicate. Data encoder to prevent unauthorized use of these data by unspecified others ”
7 "has an encryption function. (E) Owner recognition function The owner recognition device" 12 "is a microphone" 13 "for inputting voice for specific speaker recognition, an image for fingerprint collation, etc. The sensor “14” is connected to the owner beforehand.
Features such as a face and an iris are stored in the owner recognition device "12", and the features are compared with those of a person who intends to use the electronic money card holder "1". As a result, the owner recognizing device "12" recognizes and judges whether or not this user is a true owner, and permits the operation of the electronic money card holder centered on the computer "8". (F) Automatic periodic transmission / reception function In order to detect the loss or abnormality of the electronic money card holder "1", the transmitter "5" is automatically activated when a certain period of non-use has passed, and radio waves are periodically transmitted. To send. In addition, when the function of the electronic money card holder is to be stopped due to an abnormality or the like, the management center sends data that means the function is stopped, and the data decoder "6" of the electronic money card holder "1" is the receiving device ". The data is decoded from the radio wave received at 4 "and the computer" 8 "is instructed to stop the operation. (G) External connection function The interface “20” is used to exchange data with the electronic money card holder “1” and external devices such as personal computers and printers. The interface "20" is composed of a pin connector, an infrared light emitting element / light receiving element pair, and the like. The antenna "3" can also control this function.
【発明の効果】銀行預金口座などから自分の預金を電話
により携帯する電子マネーカードに直接送金してもらう
ことが出来るようになる。相手に送金しようとする金額
や自分の預金口座の残金等を、指定した国の通貨で最新
の交換レートに基づいて表示したり、各国の通貨が混在
したままでの加減算が可能となる。電波を受信すること
により遠隔地にいる他者から現金を無線で受領すること
が可能となる。電波を送信することにより、電子マネー
カードに残金が少なくなった時には自分の銀行預金口座
から自分のカードに、直接送金することが可能となる。
電波を送信することにより遠隔地にいる他者に現金を無
線で送金することが可能となる。またこのことにより銀
行を介することなく直接自分が他人から現金を受領する
事が可能となる。このように、送信、受信機能があれば
現金のやり取りが容易になる。電波を送信する機能をつ
けることによってわざわざ電子マネーカードをカードホ
ルダーから取り出さなくても現金の授受が可能になる。
電子マネーカードホルダーに所有者認識機能を取り付け
ることにより、電子マネーカードの保持者が、真の所有
者かどうかの判断をし、不正使用を防ぐことが出来る。
特定話者認識機能を取り付けることにより、送金や換算
などの動作の指示、金額の指定などを音声により行うこ
とも可能となる。自動的に電波を送信する機能を取り付
けることにより、電子マネーカードホルダーの紛失や異
常を検知し、適切な対応をすることが出来る。以上に示
したようにこの発明によって電子マネーの利用価値が向
上し、電子マネーの安全性が向上し、電子マネーの普及
が進むとともに、国際的な商取引の活発化に寄与する。[Effects of the Invention] It becomes possible to have a user directly transfer their deposit from a bank deposit account or the like to an electronic money card carried by telephone. It is possible to display the amount of money to be remitted to the other party, the balance of their own deposit account, etc. in the currency of the specified country based on the latest exchange rate, and to add / subtract while the currency of each country remains mixed. By receiving the radio waves, it becomes possible to wirelessly receive cash from another person in a remote place. By transmitting radio waves, it becomes possible to directly transfer money from my bank account to my card when the balance of the electronic money card is low.
By transmitting radio waves, it becomes possible to wirelessly transfer cash to another person in a remote place. This also allows me to receive cash directly from others without going through a bank. In this way, the transmission and reception functions facilitate the exchange of cash. By adding the function of transmitting radio waves, it becomes possible to send and receive cash without having to take out the electronic money card from the card holder.
By attaching the owner recognition function to the electronic money card holder, it is possible to judge whether the holder of the electronic money card is a true owner and prevent illegal use.
By attaching the specific speaker recognition function, it becomes possible to give instructions by voice, such as operation of remittance and conversion, and designation of the amount of money. By installing a function that automatically transmits radio waves, it is possible to detect the loss or abnormality of the electronic money card holder and take appropriate measures. As described above, the present invention improves the utility value of electronic money, improves the safety of electronic money, promotes the spread of electronic money, and contributes to the activation of international commercial transactions.
図１は本発明の電子マネーカードホルダーの構成図。”
１”は電子マネーカードホルダー、”２”は電子マネー
カード、”３”はアンテナ、”４”は受信装置、”５”
は送信装置、”８”は計算機、”９”はキーボード、”
１０”は表示装置。”１１”は電子マネーカードのデー
タの読取り・書込み装置、”１２”は所有者認識装置で
ある。図２は本発明の電子マネーカードホルダーの外観
図。（Ａ）は、電子マネーカード”２”を挿入する前の
外観図、（Ｂ）は、電子マネーカード”２”を挿入した
状態の外観図。”１”は電子マネーカードホルダー、”
２”は電子マネーカード、”３”はアンテナ、”１０”
は表示装置、”１５”はキーボード”９”を構成する各
種キー、”１３”はマイク、”１４”はイメージセンサ
ー。図３は金額の通貨変換時の電子マネーカードホルダ
ーの外観図。図４は無線で現金受領時の電子マネーカー
ドホルダーの外観図。FIG. 1 is a block diagram of an electronic money card holder of the present invention. "
1 "is an electronic money card holder," 2 "is an electronic money card," 3 "is an antenna," 4 "is a receiving device," 5 "
Is a transmitter, “8” is a calculator, “9” is a keyboard, and “is”
Reference numeral 10 "is a display device." 11 "is an electronic money card data read / write device, and" 12 "is an owner recognition device. Fig. 2 is an external view of the electronic money card holder of the present invention. , An external view before the electronic money card "2" is inserted, (B) is an external view with the electronic money card "2" inserted, "1" is an electronic money card holder, "
2 "is an electronic money card," 3 "is an antenna," 10 "
Is a display device, "15" is various keys constituting the keyboard "9", "13" is a microphone, and "14" is an image sensor. Figure 3 is an external view of the electronic money card holder when converting the amount of money to currency. FIG. 4 is an external view of an electronic money card holder when receiving cash wirelessly.
Claims (3)
ルダーであって、電子マネーカードのデータの読み取り
装置、電波を受信する装置、計算機、キーボードおよび
表示装置により構成された電子マネーカードホルダー。1. An electronic money card holder for holding an electronic money card, which comprises an electronic money card data reading device, a radio wave receiving device, a calculator, a keyboard and a display device.
ネーカードへの書き込み機能をつけた電子マネーカード
ホルダー。2. An electronic money card holder having the radio wave transmitting function and the electronic money card writing function according to claim 1.
た電子マネーカードホルダー。3. An electronic money card holder having the owner recognition function according to claim 2.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP8146391A JPH09305832A (en) | 1996-05-02 | 1996-05-02 | Electronic money card holder |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP8146391A JPH09305832A (en) | 1996-05-02 | 1996-05-02 | Electronic money card holder |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JPH09305832A true JPH09305832A (en) | 1997-11-28 |
Family
ID=15406646
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP8146391A Pending JPH09305832A (en) | 1996-05-02 | 1996-05-02 | Electronic money card holder |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPH09305832A (en) |
Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20010046972A (en) * | 1999-11-10 | 2001-06-15 | 유일석 | RF Credit Card System and Credit Card Settlement Method for CDMA Cellular Phone |
| WO2001055955A1 (en) * | 2000-01-28 | 2001-08-02 | International Apparel Group, Llc | A multi-application smart card with currency exchange, location tracking, and personal identification capabilities |
| US6394343B1 (en) * | 1999-10-14 | 2002-05-28 | Jon N. Berg | System for card to card transfer of monetary values |
| JP2002170062A (en) * | 2000-11-30 | 2002-06-14 | Denso Corp | Settlement ic card system |
| US6607127B2 (en) * | 2001-09-18 | 2003-08-19 | Jacob Y. Wong | Magnetic stripe bridge |
| JP2003524841A (en) * | 2000-02-10 | 2003-08-19 | ジョン ショアー， | Apparatus, system, and method for performing wireless transaction financial transfers, electronically recordable authorized transfers, and other information transfers |
| JP2004500607A (en) * | 1998-08-25 | 2004-01-08 | テレフオンアクチーボラゲット エル エム エリクソン（パブル） | Smart card wallet |
| US6811082B2 (en) * | 2001-09-18 | 2004-11-02 | Jacob Y. Wong | Advanced magnetic stripe bridge (AMSB) |
| JP2011090690A (en) * | 1997-12-22 | 2011-05-06 | Motorola Inc | Portable one-way wireless financial messaging unit |
| US8429084B1 (en) | 2011-10-27 | 2013-04-23 | Erik T. Bogaard | Confirming local marketplace transaction consummation for online payment consummation |
| JP2014112418A (en) * | 1999-04-30 | 2014-06-19 | Paypal Inc | System and method for electronically exchanging value among distributed users |
| US10339525B2 (en) | 2011-10-27 | 2019-07-02 | Boom! Payments, Inc. | Confirming local marketplace transaction consummation for online payment consummation |
-
1996
- 1996-05-02 JP JP8146391A patent/JPH09305832A/en active Pending
Cited By (21)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2011090690A (en) * | 1997-12-22 | 2011-05-06 | Motorola Inc | Portable one-way wireless financial messaging unit |
| JP2004500607A (en) * | 1998-08-25 | 2004-01-08 | テレフオンアクチーボラゲット エル エム エリクソン（パブル） | Smart card wallet |
| JP2014112418A (en) * | 1999-04-30 | 2014-06-19 | Paypal Inc | System and method for electronically exchanging value among distributed users |
| US9996826B2 (en) | 1999-04-30 | 2018-06-12 | Paypal, Inc. | System and methods for facilitating value exchanges using mobile devices |
| US6394343B1 (en) * | 1999-10-14 | 2002-05-28 | Jon N. Berg | System for card to card transfer of monetary values |
| US6502748B2 (en) | 1999-10-14 | 2003-01-07 | Jon N. Berg | System for card to card transfer of secure data |
| KR20010046972A (en) * | 1999-11-10 | 2001-06-15 | 유일석 | RF Credit Card System and Credit Card Settlement Method for CDMA Cellular Phone |
| US7588180B1 (en) * | 2000-01-28 | 2009-09-15 | International Apparel Group, Llc | Multi-application smart card with currency exchange, location tracking, and personal identification capabilities |
| WO2001055955A1 (en) * | 2000-01-28 | 2001-08-02 | International Apparel Group, Llc | A multi-application smart card with currency exchange, location tracking, and personal identification capabilities |
| US8479981B2 (en) | 2000-01-28 | 2013-07-09 | Ubiquity Broadcasting Corporation | Multi application smartcard with currency exchange, location, tracking and personal identification capabilities |
| JP2003524841A (en) * | 2000-02-10 | 2003-08-19 | ジョン ショアー， | Apparatus, system, and method for performing wireless transaction financial transfers, electronically recordable authorized transfers, and other information transfers |
| US8706627B2 (en) | 2000-02-10 | 2014-04-22 | Jon Shore | Apparatus, systems and methods for wirelessly transacting financial transfers , electronically recordable authorization transfers, and other information transfers |
| JP2002170062A (en) * | 2000-11-30 | 2002-06-14 | Denso Corp | Settlement ic card system |
| US6811082B2 (en) * | 2001-09-18 | 2004-11-02 | Jacob Y. Wong | Advanced magnetic stripe bridge (AMSB) |
| US6607127B2 (en) * | 2001-09-18 | 2003-08-19 | Jacob Y. Wong | Magnetic stripe bridge |
| US20130198035A1 (en) * | 2011-10-27 | 2013-08-01 | Erik T. Bogaard | Confirming local marketplace transaction consummation for online payment consummation |
| US9235857B2 (en) * | 2011-10-27 | 2016-01-12 | Boom! Payments, Inc. | Confirming local marketplace transaction consummation for online payment consummation |
| US8429084B1 (en) | 2011-10-27 | 2013-04-23 | Erik T. Bogaard | Confirming local marketplace transaction consummation for online payment consummation |
| US10176479B2 (en) * | 2011-10-27 | 2019-01-08 | Boom! Payments, Inc. | Confirming local marketplace transaction consummation for online payment consummation |
| US10339525B2 (en) | 2011-10-27 | 2019-07-02 | Boom! Payments, Inc. | Confirming local marketplace transaction consummation for online payment consummation |
| US10346840B2 (en) | 2011-10-27 | 2019-07-09 | Boom! Payments, Inc. | Confirming local marketplace transaction consummation for online payment consummation |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US9390407B2 (en) | Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality | |
| CA2967042C (en) | Apparatus and method for commercial transactions using a communication device | |
| US8275364B2 (en) | Systems and methods for contactless payment authorization | |
| US6332133B1 (en) | Personal electronic settlement system, its terminal, and management apparatus | |
| US7278581B2 (en) | Electronic credit card-ecc | |
| WO2001082151A1 (en) | External device and authentication system | |
| KR20010075291A (en) | Method and system for paying for goods or services | |
| JPH09305832A (en) | Electronic money card holder | |
| CN107341658A (en) | mobile quick payment terminal and quick payment method | |
| JP2004102726A (en) | Information processing system between cellular phones, and program for operating information processing system | |
| KR100605877B1 (en) | Card-phone set which is wireless telephone and method thereof | |
| CA2261187C (en) | Communications system for transmitting accounting instructions | |
| JP2000156718A (en) | Protocol conversion adaptor and method for controlling the protocol conversion adaptor | |
| JP2001357464A (en) | Transaction terminal device | |
| KR100570667B1 (en) | Control method of banking transactions system for ATM using mobile phone | |
| KR102640368B1 (en) | Blockchain payment terminal for token payment, and token payment system using thereof | |
| GB2374711A (en) | A mobile telephone for financial transactions | |
| KR200243491Y1 (en) | Movable Data Processing System Having Bio-verification And Financial System Using the Same | |
| KR20020031706A (en) | Account settlement system by PDA having card interface and method thereof | |
| JP2005251056A (en) | Settlement system, settlement terminal and settlement confirmation method | |
| WO2021089398A1 (en) | Method and system for communication between a chip card reader and an external device | |
| KR20000002814U (en) | Device showing user picture for credit verification | |
| JP2003331344A (en) | Method and device for controlling automatic vending machine | |
| JPH04182893A (en) | Terminal equipment | |
| KR20030083946A (en) | The methode and system of mobile phone settlement using fingerprint |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| R250 | Receipt of annual fees |
Free format text: JAPANESE INTERMEDIATE CODE: R250 |
|
| R250 | Receipt of annual fees |
Free format text: JAPANESE INTERMEDIATE CODE: R250 |
|
| R250 | Receipt of annual fees |
Free format text: JAPANESE INTERMEDIATE CODE: R250 |
|
| R250 | Receipt of annual fees |
Free format text: JAPANESE INTERMEDIATE CODE: R250 |
|
| FPAY | Renewal fee payment (prs date is renewal date of database) |
Free format text: PAYMENT UNTIL: 20090413 Year of fee payment: 8 |
|
| FPAY | Renewal fee payment (prs date is renewal date of database) |
Free format text: PAYMENT UNTIL: 20090413 Year of fee payment: 8 |
|
| FPAY | Renewal fee payment (prs date is renewal date of database) |
Year of fee payment: 9 Free format text: PAYMENT UNTIL: 20100413 |
|
| FPAY | Renewal fee payment (prs date is renewal date of database) |
Free format text: PAYMENT UNTIL: 20100413 Year of fee payment: 9 |
|
| FPAY | Renewal fee payment (prs date is renewal date of database) |
Free format text: PAYMENT UNTIL: 20110413 Year of fee payment: 10 |
|
| EXPY | Cancellation because of completion of term |