JPH09293096A - Automatic management system of household account data - Google Patents

Abstract

PROBLEM TO BE SOLVED: To manage household account data without omission by reading account data without credit, which is written by an input part, from an input and output medium and storing it. SOLUTION: Since payment is executed through the use of cash and a credit card at the time of shopping in a store, etc., the first input part 20 judges the method for payment. When shopping is executed by cash, that is, the method except credit, a data writing means 22 writes shopping data such as an item name, quantity, a price, etc., in the input and output medium 40 based on information managed by a data managing means 23. When shopping is executed by the credit card, etc., that is, on credit, a data transmitting means 24 transmits shopping data such as the item name, quantity, the price, etc., to the second input part 30 based on information managed by the data managing means 23. When reception is executed in a data receiving means 34, the data managing means 33 stores the payment data and money reception in a management database 35.

Description

Detailed Description of the Invention

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic household accounting data management system for automatically managing household accounting data.

[0001]

2. Description of the Related Art As a conventional technique for making a household account book,
As disclosed in JP-A-1-120665, purchasing a product or the like at a store or the like in which the POS terminal is installed by connecting the POS terminal of the store, the computer system of the bank, and the user terminal for creating a household account book. Some have a configuration in which the amount of money is transmitted to the computer system of the bank and the user terminal.

[0002]

However, in this conventional technique, the data that triggers the creation of the household account book is only the data for shopping using a card, and when shopping is performed by a payment method other than the card. , There was a problem that the data was not reflected in the household account book.

Furthermore, the data that triggers the creation of the household account book is limited to the withdrawal data for the bank account, and even if there is deposit data for the bank account, that data is not reflected in the household account book. There was a point.

An object of the present invention is to manage cash data at home without omission.

Another object of the present invention is to allow the data to be reflected in the household account book even when shopping is performed by a payment method other than a card.

Another object of the present invention is to make payment data reflected in a household account book.

[0007]

The first household accounting data automatic management system of the present invention is a household accounting data automatic management system in which the management unit manages the accounting data acquired from the input unit. The section writes the accounting data that does not depend on the input / output medium, and the management section reads the accounting data that does not depend on the input written by the input section from the input / output medium to store the accounting data. Manage.

A second household accounting data automatic management system of the present invention is a household accounting data automatic management system in which the management unit manages the accounting data acquired from the first input section and the second input section. , The first input section is
The receipt / payment data by hook is transmitted to the second input unit via a communication line, and the second input unit receives the receipt / payment data from the first input unit via the communication line by the management unit. Then, the management unit manages the receipt / payment data by receiving the receipt / payment data from the second input unit and storing the receipt / payment data in the first input unit.

A third household accounting data automatic management system of the present invention is a household accounting data automatic management system in which the management section manages the accounting data acquired from the first input section and the second input section. , The first input section is
The cash accounting data that does not depend on the call is written in the input / output medium, and the cash accounting data that depends on the call is transmitted to the second input unit via a communication line, and the second input unit receives from the first input unit. The receipt / payment data by the hanging device is transmitted to the management unit via a communication line, and the management unit reads the unpaid billing data written by the first input unit from the input / output medium. The receipt / payment data from the first input unit is received from the second input unit and stored therein to manage the receipt / payment data.

A fourth household accounting data automatic management system of the present invention is the third household accounting data automatic management system, wherein the second input section is further sent from the first input section. The cash accounting data other than the cash accounting data is transmitted to the management unit via a communication line, and the management unit further receives the cash accounting data from the second input unit and stores the cash accounting data. Manage.

A fifth household accounting data automatic management system of the present invention is the fourth household accounting data automatic management system, wherein the management unit further comprises the first input unit and the second input unit. The accounting data is managed by directly inputting and storing the accounting data other than the accounting data input from.

According to a sixth household accounting data automatic management system of the present invention, in the fifth household accounting data automatic management system, the management unit further comprises the first input unit or the second input unit. Create a household account book based on cash accounting data input from or directly.

A seventh household accounting data automatic management system of the present invention is a household accounting data automatic management system in which the management unit manages the accounting data acquired from the input unit. The cash balance in the input / output medium is updated based on the receipt / payment data, and the management unit writes the non-payment / payment data written by the input unit. The accounting data is managed by reading it from the output medium and storing it.

In the eighth household accounting automatic data management system of the present invention, the management section manages the accounting data acquired from the first input section and the second input section, and also acquires it from the second input section. A household cash accounting data automatic management system for storing cash accounting data in a currency distribution unit, wherein the first input unit transmits cash accounting data to a second input unit via a communication line, The second input unit transmits the receipt / payment data received from the first input unit to the management unit and the currency circulation unit via a communication line, and the currency circulation unit stores the data in the first input unit. Receiving the receipt / payment data from the second input unit,
The cash balance in the input / output medium is updated based on the cash data, and the management unit receives cash data from the second input unit and stores the cash balance data in the first input unit to store the cash balance data. Manage the accounting data.

In a ninth household accounting data automatic management system of the present invention, the management section manages the accounting data acquired from the first input section and the second input section, and also acquires it from the second input section. A household cash accounting data automatic management system for storing cash accounting data in a currency distribution unit, wherein the first input unit writes cash accounting data that does not depend on the input / output medium, The cash balance in the output medium is updated, and the cash balance data is transmitted to the second input unit via a communication line, and the second input unit receives the cash balance data received from the first input unit. The data is transmitted to the management unit and the currency distribution unit via a communication line, and the currency distribution unit uses the cash receipt / payment data in the first input unit as the second data.
The cash balance in the input / output medium is updated based on the receipt / payment data, and the management unit writes the unpaid billing data written by the first input unit to the input / output medium. Read from the first
The receipt / payment data by the hook in the input unit is received from the second input unit and stored, so that the receipt / payment data is managed.

The tenth household accounting data automatic management system of the present invention is the ninth household accounting data automatic management system, wherein the second input section is further sent from the first input section. The accounting data other than the cash accounting data is transmitted to the management unit and the currency distribution unit via a communication line, and the currency distribution unit further receives the accounting data from the second input unit and The cash balance in the input / output medium is updated based on the data, and the management unit further manages the accounting data by receiving and storing the accounting data from the second input unit.

An eleventh household automatic accounting data automatic management system of the present invention is the tenth household automatic accounting data automatic management system, wherein the management section is further provided with the first input section and the second input. The accounting data is managed by directly inputting and storing the accounting data other than the accounting data input from the department.

According to a twelfth household automatic accounting data automatic management system of the present invention, in the eleventh household automatic accounting data automatic management system, the management unit further comprises the first input unit or the second input unit. Create a household account book based on cash accounting data input from or directly.

[0019]

Next, an embodiment of the present invention will be described in detail with reference to the drawings.

Referring to FIG. 1, in the first embodiment of the present invention, a first input unit 20 for writing shopping data, an input / output medium 40 for storing those data, and deposit / withdrawal data are accumulated. Then, it includes the second input unit 30 for transmitting through the communication line, and the management unit 10 for automatically creating household account book data (household accounting data) by taking in and accumulating all data.

The first input section 20 has an input control means 21.
And a data writing means 22, a data management means 23, and a data transmission means 24.

The input control means 21 is the data writing means 2
2. Control the data management means 23 and the data transmission means 24.

The data writing means 22 uses the card reader / writer or the like attached to the POS or personal computer to input and output the purchase data obtained by a payment method other than the card 40.
Output to

The data management means 23 manages data such as the name and price of a product by using a POS, a personal computer or the like.

The data transmitting means 24 transmits the card purchase data to the second input section 30 through the communication line.

The second input section 30 has an input control means 31.
The data transmission means 32, the data management means 33, the data reception means 34, and the management database 35 are provided.

The input control means 31 is the data transmission means 3
2. Control the data managing means 33 and the data receiving means 34.

The data transmitting means 32 extracts data from the management database 35 regularly and as needed,
It transmits to the management part 10 through a communication line.

The data management means 33 manages a management database 35 for accumulating payment data such as utility bills deducted from credit card shopping and financial institutions such as banks and deposit data such as salary transfer.

The data receiving means 34 includes the first input section 20.
Receive the data sent by

The management unit 10 includes a management control means 11, a data receiving means 12, a receipt / delivery data management means 13, a data reading means 14, and a receipt / payment database 15.

The management control means 11 is the data receiving means 1
2. Control the accounting data management means 13 and the data reading means 14.

The data receiving means 12 has a second input section 30.
Receive the data sent by

The receipt / payment data management unit 13 classifies the deposit and withdrawal data fetched from the data receiving unit 12 and the data reading unit 14 so as to be attached to a household account book, and organizes and sorts the data so that it can be used anytime. Accumulate at 15.

The data reading means 14 reads the shopping data stored in the input / output medium 40 with a card reader / writer attached to a personal computer or the like, and inputs or corrects data that requires manual input with a keyboard or the like. To do.

Next, the operation of the first embodiment of the present invention will be described in detail with reference to FIGS.

First, referring to FIG. 2, the first input unit 20
The case of shopping at [a store etc.] will be described.

When shopping at a store or the like, payment is made using cash, a credit card or the like.
The input unit 20 determines whether the payment has been made (step 201).

When shopping by cash or the like, that is, a method other than cash, the data writing means 22 outputs the shopping data such as the product name, quantity, and price to the input / output medium 40 based on the information managed by the data management means 23. Write to (step 20
2).

In addition, when shopping with a credit card or the like, that is, hanging, the data transmitting means 24, based on the information managed by the data managing means 23, stores the shopping data such as the product name, quantity, and price in the second input section. Send to 30.

Next, referring to FIG. 3, the second input section 30
A case where the processing of depositing and withdrawing is performed in [a financial institution such as a credit company or a bank] will be described.

When the data receiving means 34 receives the payment data by transfer or the like, the payment data by automatic withdrawal, or the payment data sent from the first input section, the data management means 33 causes the data management means 33 to output the payment data. The deposit data is accumulated in the management database 35 (step 301).

Then, the data transmitting means 32 extracts data from the management database 35 regularly and as needed, and transmits it to the management section 10 via the communication line (step 302).

A case where the depositing data and the dispensing data thus input are used as the data of the household account book by the management unit 10 will be described with reference to FIG.

It is judged whether or not there is deposit data or dispense data from the second input section 30 (step 40).
1) If there is data, the data receiving means 12 takes the data into the management unit 10 (step 402).

Further, the first input section 30 is an input / output medium 40.
It is judged whether or not there is shopping data written in (step 403), and if there is data, the data reading means 14
Reads the data with a card reader / writer or the like (step 404).

Further, it is judged whether or not it is necessary to manually input cash deposit data, a ceremonial occasion, and other data that cannot be automatically managed (step 405), and if necessary, a keyboard or the like. By prompting the user to input data and accumulating the input data in the deposit / withdrawal database 15, the deposit / withdrawal data at home is managed without omission (step 406).

With the above, the operation of the embodiment of the present invention is completed.

Next, the operation of the first embodiment of the present invention will be described by a concrete example with reference to FIGS.

Referring to FIG. 2, for example, if a store such as a supermarket, that is, the first input unit 20 buys milk and beef with strawberries, the data is input to the cash register. When paying in cash, the card of the input / output medium 40 is handed over to the cashier, and when inserted into the card writer, the data writing means 22 in the first input section 20 reads "strawberry 1 pack 450 yen, milk. 1 liter 198 yen, beef 400g 1
Shopping data such as "200 yen ..." is written on the card of the input / output medium 40 (step 202). When the user takes home the card of the input / output medium 40 in which the shopping data is written and puts it in the card reader, the management unit 1
The data reading means 14 in 0 loads the recorded shopping data into a management machine such as a personal computer (step 40).
4).

Alternatively, when payment is made with a credit card, the data transmission means 24 in the first input section 20
Transmits the data to the financial institution having the debit account, that is, the second input unit 30 (step 203). Then, the data receiving means 34 in the second input unit 30 processes and accumulates the data (step 301), and the data transmitting means 32, for example, "withdraws x yen from the account on xx month". The data that the user, that is, the management unit 1
Send to 0. Then, when the price is actually deducted, the data and the balance data are transmitted (step 302).

As a result, the user operates the home management machine, that is, the management unit 10, so that the management unit 10
The data receiving means 12 therein receives and manages the data (step 402).

When the salary is transferred to a financial institution such as a bank, that is, the second input unit 30, the second input unit 30 is used.
The data management means 33 in the inside stores the data (step 301), and the data transmission means 32 transmits, for example, the data "Transferred to yen from △△ on ○○○" to the user. (Step 302).

As a result, the user operates the home management machine, that is, the management unit 10, so that the management unit 10
The data receiving means 12 therein receives and manages the data (step 402).

Further, when it is necessary to manually input ceremonial expenses, expenses for vending machines, etc. with other deposit / withdrawal data, the management machine, that is, the management unit 10 is directly input with a keyboard or the like. As a result, the data reading means 14 in the management unit 10 reads this manually input data (step 406).

Next, a second embodiment of the present invention will be described in detail with reference to the drawings.

Referring to FIG. 5, the second embodiment of the present invention is the same as the first embodiment except that the cash flow for depositing and withdrawing is electronic currency. That is, the shopping data is stored in the electronic currency card corresponding to the input / output medium 40 by performing the withdrawal / withdrawal in electronic currency instead of the withdrawal / withdrawal in cash.

When shopping in the first input section 20 [shop, etc.] is made by a method other than cash or the like, the data writing means 22 uses the information managed by the data management means 23 as the item name, quantity, The shopping data such as the price is written in the electronic currency card corresponding to the input / output medium 40, and the current payment amount is subtracted from the cash balance stored in the electronic currency card. On the other hand, when the shopping is performed by using a credit card or the like, that is, by hanging, the data transmitting unit 24 transmits the shopping data such as the item name, the quantity, and the price to the second input unit 30 based on the information managed by the data managing unit 23. .

In the second input unit 30 [a financial institution such as a credit company or a bank], payment data by transfer or the like, payment data by automatic withdrawal, or payment data sent from the first input unit is used. When the data receiving unit 34 receives the data, the data managing unit 33 stores the withdrawal data and the deposit data in the management database 35. Then, the data transmitting means 32 extracts data from the management database 35 periodically and as needed, and transmits the data to the management unit 10 via the communication line. Further, the data output means 36 transmits the currency data in response to the request of the currency data request / reception means 52 in the currency circulation unit 50.

In the currency distribution unit 50 [telephone etc.], the currency data request / reception means 52 requests the second input unit 30 to transmit the currency data, and the currency sent from the second input unit 30. Receive data. The currency data output means 53 outputs the currency data to the electronic currency card which is the input / output medium 40.

Further, in the management unit 10, the data receiving unit 12 receives the deposit data or the withdrawal data from the second input unit 30, and the data reading unit 14 purchases from the electronic currency card corresponding to the input / output medium 40. Read the data. Furthermore, when it is necessary to manually input cash deposit data, ceremonial occasions, or other data that cannot be managed automatically, the data input is prompted by a keyboard, etc., and the input data is stored in the cash receipt database 15. By doing so, the deposit / withdrawal data at home is managed without omission.

With the above, the operation of the second embodiment of the present invention is completed.

In these embodiments of the present invention, shopping data at a store or the like is transmitted from a bank or the like via a communication line in the case of payment by card, and via an input / output medium in the case of payment other than the card. Since the data is handed over, the data can be reflected in the household account book even when shopping is performed by a payment method other than the card.

Further, by transmitting the deposit data from the bank or the like via the communication line, the deposit data can be reflected in the household account book.

Further, for data that cannot be automatically managed by these methods, direct input can be performed, which has the effect that the accounting data at home can be managed without omission.

[0066]

As described above, the household accounting data automatic management system of the present invention has an effect of managing the household accounting data without omission.

Further, even when shopping is performed by a payment method other than a card, the data can be reflected in the household account book.

Further, there is an effect that the deposit data can be reflected in the household account book.

[Brief description of drawings]

FIG. 1 is a block diagram showing an overall configuration of a first exemplary embodiment of the present invention.

FIG. 2 is a flowchart showing an operation of the first input unit 20 in the embodiment of the present invention.

FIG. 3 is a flowchart showing an operation of the second input section 30 in the embodiment of the present invention.

FIG. 4 is a flowchart showing an operation of the management unit 10 in the embodiment of the present invention.

FIG. 5 is a block diagram showing an overall configuration of a second exemplary embodiment of the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 10 management part 11 management control means 12 data receiving means 13 receipt / payment data management means 14 data reading means 15 receipt / payment database 20 first input section 21 input control means 22 data writing means 23 data management means 24 data transmission means 30 second Input unit 31 Input control means 32 Data transmission means 33 Data management means 34 Data reception means 35 Management database 36 Data output means 40 Input / output medium 50 Currency distribution section 51 Currency data control means 52 Currency data request / reception means 53 Currency data output means

Claims (12)

[Claims] 1. An automatic accounting data management system for home use in which a management unit manages accounting data acquired from an input unit, wherein the input unit writes the accounting data that does not depend on an input / output medium, and the management unit Is a household cash accounting data automatic management system, wherein the cash accounting data written by the input unit is read from the input / output medium and stored therein to manage the cash accounting data. 2. An automatic accounting data management system for home use, wherein a management unit manages accounting data acquired from a first input unit and a second input unit, wherein the first input unit is a cash payment data. Is transmitted to the second input unit via a communication line, the second input unit transmits the receipt / payment data received from the first input unit to the management unit via a communication line, The management unit manages the receipt / payment data by receiving the receipt / payment data from the second input unit and storing the receipt / payment data in the first input unit. system. 3. An automatic household accounting data management system in which a management unit manages accounting data acquired from a first input unit and a second input unit, wherein the first input unit is independent. The cash accounting data is written to the input / output medium, and the cash accounting data is transmitted to the second input unit via a communication line, and the second input unit receives the cash accounting received from the first input unit. The data is transmitted to the management unit via a communication line, and the management unit reads, from the input / output medium, the non-payment accounting data written by the first input unit, and the first input unit. An automatic accounting data management system for homes, characterized in that the accounting data is managed by receiving and storing the accounting data by hanging from the second input unit. 4. The second input unit is further provided with the first
The receipt / payment data other than the receipt / payment data sent from the input section of the above is transmitted to the management section via a communication line, and the management section further receives the receipt / payment data from the second input section and stores it. The automatic receipt / delivery data automatic management system according to claim 3, wherein the receipt / payment data is managed by doing so. 5. The management unit further manages the accounting data by directly inputting and storing the accounting data other than the accounting data input from the first input unit and the second input unit. The household automatic accounting data automatic management system according to claim 4, which is performed. 6. The management unit further creates a household account book based on the accounting data directly input from the first input unit or the second input unit, or based on the accounting data. Automatic household accounting data management system described in. 7. A household accounting data automatic management system in which a management unit manages accounting data acquired from an input unit, wherein the input unit writes the accounting data that does not depend on the input / output medium, The cash balance in the input / output medium is updated based on the receipt / payment data, and the management unit reads the non-payment accounting data written by the input unit from the input / output medium to store the cash balance data. An automatic accounting data management system for homes, which manages 8. The management section manages the accounting data acquired from the first input section and the second input section, and
A household accounting data automatic management system in which the accounting data obtained from the second input unit is stored in the currency circulation unit, wherein the first input unit stores the accounting data by a hook via the communication line in the second The second input unit transmits the balance data received from the first input unit to the management unit and the currency circulation unit via a communication line, and the currency circulation unit , Receiving the cash accounting data from the second input unit, and updating the cash balance in the input / output medium based on the cash data, the management unit managing the first input. An automatic accounting data management system for home use, wherein receipt / payment data for a department is received from the second input unit and stored to manage the accounting data. 9. The management section manages the accounting data acquired from the first input section and the second input section, and
A household cash accounting data automatic management system that stores cash accounting data acquired from a second input unit in a currency circulation unit, wherein the first input unit writes cash data that does not depend on the input / output medium, The cash balance in the input / output medium is updated based on the receipt / payment data, and the receipt / payment data by a call is transmitted to the second input unit via a communication line, and the second input unit is configured to transmit the cash input / output data to the second input unit. The balance data received from the input unit is transmitted to the management unit and the currency distribution unit via a communication line, and the currency distribution unit inputs the balance data by the balance in the first input unit to the second input. The cash balance in the input / output medium is updated based on the receipt / payment data, and the management unit includes the non-payment accounting data written by the first input unit. Automatic receipt / payment data automatic management, characterized in that the receipt / payment data is managed by reading the receipt / payment data from the second input unit from the second input unit while reading the receipt / payment data from the input medium. Management system. 10. The second input unit further transmits accounting data other than the accounting data sent by the first input unit to the management unit and the currency circulation unit via a communication line. The currency circulation unit further receives the cash accounting data from the second input unit, updates the cash balance in the input / output medium based on the cash accounting data, and the management unit further counts the cash accounting data. 10. The household accounting data automatic management system according to claim 9, wherein the accounting data is managed by receiving and storing from the second input unit. 11. The management unit further manages the accounting data by directly inputting and storing accounting data other than the accounting data input from the first input unit and the second input unit. The household automatic accounting data automatic management system according to claim 10, which is performed. 12. The management section further creates a household account book based on the accounting data directly input from the first input section or the second input section. Automatic household accounting data management system described in.