JPH09282523A - Passbook handling device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a passbook handling device which can surely send an abnormal passbook to a reject storage part, despite the abnormality which occurred during the processing or the passbook and also can prevent increase of the size of the reject storage part. SOLUTION: If the abnormality is detected while a passbook is drawn out of a passbook storage part 4 and issued and if it is decided that the issue of the passbook is impossible, the passbook is closed and sent to a reject storage part 12. If the passbook is already closed, it is sent to the part 12 as it is. A page alignment part 11 has a function to close an opened passbook. Then the passbook closing direction is set identical to the direction where the side of the passbook that is close to the part 12 is put on the distant side on a carrier path 7 which connects the part 11 to the part 12.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a bankbook handling device for issuing bankbooks and certificates used in financial institutions.

[0002]

2. Description of the Related Art Conventionally, when a customer newly makes an account contract with a financial institution or there is no printable page in the issued passbook, it is necessary to issue a new passbook. In this new passbook, a plurality of same subjects are stored together in a passbook storage, and a plurality of this passbook storage is provided for each transaction subject so that various passbooks can be issued. This new passbook is stored in the passbook storage box in a closed state (folded in two at the binding part), receives an issue command from the host device, draws out one corresponding subject passbook, and prints the customer name and account number on the cover. Then, mechanically open this cover and print the customer name, account number, financial institution's branch office name, telephone number, etc. on the back cover (back cover page), and mechanically roll the inside paper to record the transaction print. Print at the designated print location.
When the printing is completed, the magnetic information is recorded on the magnetic stripe provided on the passbook and is discharged from the issuing port, and the issuing process in the passbook handling device is completed.

The staff of the financial institution takes out the passbook discharged to the issuing port, visually confirms the print processing contents, and hands it to the customer to complete the issuance of the new passbook. In addition, when issuing a new passbook, a customer's notification stamp is stamped,
In some cases, resealable seals may be replaced as a seal stamp, but these are included in the confirmation work by the staff.

[0004]

In a conventional passbook handling apparatus, a passbook stored in a closed state is unrolled and conveyed, and a cover print, a page turning operation, a back page printing, an inside paper turning operation, a transaction printing on the inside paper, etc. While carrying out passbook transportation, it processes sequentially,
Since these processes are automatically performed in the apparatus, if a medium difference or a defective conveyance occurs, it is necessary to take the defective passbook into the reject storage unit and re-deliver a new passbook, and then perform the same process.

However, when the defective passbook is taken into the reject storage unit, there is a possibility that the passbook may be opened depending on the processing stage, which may lead to defective conveyance again, or the defective passbook may be taken into the reject storage unit. At that time, there was a problem that the storage space became large, and there was a problem that the number of books that could be stored could not be increased.

[0006]

In order to solve the above-mentioned problems, the present invention provides a passbook for storing a passbook which is closed at a binding part and which carries out the issuing process by feeding out the passbook. In the handling device, if the passbook is closed when an abnormality is detected during processing and it is determined that it cannot be issued, if the passbook is closed when an abnormality is detected and it is determined that it cannot be issued, the passbook is rejected in that closed state. Send to storage.

Further, a page break unit having a page closing function for closing the opened passbook to bring it into a closed state is provided, and the opened passbook is closed on the conveyance path connecting the page break unit and the reject storage unit. The direction is to stack the side close to the reject storage part on the side far away.

[0008]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings. 1 and 2 are flowcharts showing the passbook issuing operation of the present invention, FIG. 3 is a sectional view showing the outline of the passbook handling apparatus of the present invention, and FIG. 4 is a control block diagram of the present invention. The elements common to the drawings are designated by the same reference numerals.

An outline of the passbook handling apparatus will be described with reference to FIG. 3. The passbook handling apparatus 1 is provided with a passbook storage section 4 and a certificate storage section 5 for respectively storing a passbook 2 and a certificate 3 as media. . The passbook storage unit 4 is provided with a plurality of passbook cassettes 4a to 4j, and each passbook cassette stores about 50 to 60 passbooks 2 for each transaction item. The certificate storage unit 5 is provided with a plurality of certificate cassettes 5a to 5c, and the certificate 3 can be stored for each 100 transaction items. Note that the passbook 2 and the certificate 3 are held by a medium carrier 6 that is provided substantially in the center and movable in the vertical direction and are transported in the direction of arrow A, so that the transport path 7 in the upper part of the apparatus is
Sent to

A magnetic reading / writing unit 8 is first provided on the conveying path 7 provided at the upper portion, and magnetic recording information can be read or written from a magnetic stripe 2a (not shown) provided on the back surface of the passbook 2 in advance. It is possible. The printing section 9 is a passbook 2
The certificate and the certificate 3 are composed of a print head, a platen, a drive unit for the print head, and the like for performing print processing, and receive print data from a higher-level device and perform predetermined printing. A page / line detector 10 is capable of optically reading a page mark 2b (not shown) of the opened passbook 2 and optically detecting a printed line.

Reference numeral 11 denotes a page break portion having a function of turning over the cover of the passbook 2 or turning over the inside paper. The page break section will be described in detail later. 12 is a reject box,
The passbook 2 and the certificate 3 which are determined not to be issued outside the device are taken in and stored, and are arranged on the extension of the transport path 7. Further, the issuing port 13 is provided in the transport path 7.
And a discharge port 14 provided on the side of the device and a manual insertion discharge port 15 for inserting a medium for manual insertion processing and bookkeeping processing of a course passbook not stored in the passbook storage unit 4 and for discharging the processed medium Are connected. The transport path 7 is provided with a transport roller capable of transporting the closed passbook 2 and the certificate 3, but they are omitted in the figure.

Reference numeral 16 denotes an input operation section for a staff member to perform an input operation or an operation for controlling the operation of the apparatus. 1
Reference numeral 7 is a display unit for displaying a screen for guiding an input operation and for displaying an input situation and an operating situation.

In FIG. 4, reference numeral 18 is an abnormality detecting section,
When the conveyance states of the passbook 2 and the certificate 3 are monitored and it is detected that the passbook 2 and the certificate 3 are not passed within a predetermined time, the control unit 19 is notified as an abnormality. Reference numeral 20 denotes a counter circuit, which is a circuit for counting the number of passbooks 2 and certificates 3 transported on the transport path 7 and for counting transit time.

Reference numeral 21 denotes a medium type storage unit which stores transaction items of various types of media stored in the passbook storage unit 4 and the certificate storage unit 5 and the quantity thereof, and when they are paid out, information on the number of stored media is subtracted. , Is to be updated and stored. Regarding the transaction subjects and quantity of this medium, when the clerk first stores the counted passbooks 2 and certificates 3 in the passbook storage unit 4 and the certificate storage unit 5, the input operation unit 16 and the display unit 17 are used. , Storage status is entered.

For example, the passbook cassette 4a (#
1)), load 60 volumes of "general account passbook", and enter the code number "01" of the general account passbook in the display position of cassette # 1 and "50" in the quantity column on the input operation screen interactively. Then, the passbook storage information is stored in the medium type storage unit 21. Needless to say, the stored information is controlled so that it is decremented by 1 each time one copy is delivered.

Next, the page break section 11 will be described in detail with reference to FIG. For page turning with the friction roller,
Japanese Patent Publication No. 7-119155 and Japanese Patent Publication No. 7-12
As disclosed in Japanese Patent No. 1624, etc., here, the back cover side of the opened passbook 2 is reversed to the front cover side,
The passbook closing operation mechanism will be mainly described.

Reference numeral 25 denotes a page break roller provided in the conveying path 7, the outer peripheral portion of which is made of a high-friction member, and the outer peripheral surface of which protrudes from the conveying path 7 and is rotatably supported by a frame (not shown). ing. Further, the passbook 2 to be page-fed is sandwiched by the press roller 26 provided facing each other,
By rotating the page feed roller 25, page turning is performed by frictional force. Reference numerals 7a and 7b denote a feed roller and a pressure roller as a conveying means for conveying the passbook 2 to the page break unit 11, and the passbook 2 is nipped and conveyed by rotating both rollers.

Reference numeral 27 is an upper guide that regulates the position of the upper surface of the passbook 2 in the transport path 7, and is approximately 90 from the position shown around the rotation fulcrum 27a by a driving means (not shown).
It is configured to be rotatable in the direction of the arrow B. Reference numeral 28 denotes a push plate, which is disposed at a position where it can project in the transport path 7 and has a post 28a fixed to the lower portion. A groove 29a provided at the tip of the arm 29 is fitted in the post 28a.

The arm 29 is rotatably supported by a fulcrum 29b, and a link 30 is rotatably attached to the other end 29c. Further, the link 30 is connected to a solenoid 31, and when the solenoid 31 is excited and attracted in the direction of arrow D, the arm 29 rotates about a fulcrum 29b and the post 28 fitted in the groove 29a at the tip.
The push plate 28 is configured to move in the direction of the arrow d by pushing up a and project into the transport path 7.

Reference numeral 32 denotes a reset spring, which functions to move the arm 29 and the push plate 28 in the directions of arrows E and e when the excitation of the solenoid 31 is cut off. Therefore, the solenoid 31 acts against the tension of the reset spring 32.

Above the page feed roller 25, the optical sensor 3
A passbook 2 provided with 3 and its optical axis being rolled up.
The page-turning control is performed by being blocked by the cover sheet or the inside sheet.

Further, an upper guide 34 is provided on the right side of the page feed roller 25, and the push plate 28, the arm 29, the solenoid 31, etc. are provided symmetrically with respect to the page feed roller 25, but the function is Although the description is omitted because it is the same, it is used when the passbook is closed and issued, or when a control system is adopted such that the inside paper is printed first and then the cover is printed.

Next, a passbook issuing process in the passbook handling apparatus 1 of the present invention shown in FIGS. 1 and 2 will be described with reference to flowcharts. A case where a command to issue the ordinary deposit passbook 2b is transmitted from the host device via the interface 22 will be described assuming that 50 ordinary deposit passbooks 2b are stored in the passbook cassette 4e. In addition, S represents a step.

The control unit 19 moves the medium carrier 6 to a position corresponding to the passbook cassette 4e, and
One ordinary deposit passbook 2b (hereinafter referred to as passbook 2b) is taken in from the passbook cassette 4e by driving the feeding means in the inside (S1), and the medium carrier 6 keeps the take-in state of the passbook 2b and keeps the upper conveyance path. 7 (S2). The passbook 2b transported to the transport path 7 is checked by the magnetic reading / writing unit 8 for correctness of the passbook based on the magnetic information.

First, a reading operation of magnetic information is instructed. If magnetic information is recorded here, it can be determined from the magnetic recording information whether or not it is the corresponding passbook 2b. When the magnetic information is not recorded, a write operation of predetermined write data is performed and the write information is read.

If the information read here is the same as the previously written data, it can be determined that it is the surface on which the magnetic stripe is set. Further, when the write data cannot be read even by the reading operation, it can be determined that the magnetic stripe does not exist. Since the presence or absence of the magnetic information should be artificially determined in advance for each passbook, it can be easily determined whether or not the passed passbook 2b is an ordinary deposit passbook (S3).

From the confirmation result of step 3, the corresponding passbook 2
It is determined whether or not it is b (S4), and if it is not the corresponding passbook, the counter value is incremented by 1 (S5), and the passbook 2 is conveyed and sent to the reject box 12 (S).
6). Then, the medium carrier 6 is controlled again, and the steps 1 to 4 are repeated.

In step 5, when the feeding counter value reaches a predetermined value, the operation of the device is stopped and error information is notified to the host device via the interface 22 (S7). When it is determined in step 4 that the passbook 2b is the relevant passbook, the passbook process is started (S8). In addition,
The passbook processing will be described later with reference to FIG.

In the passbook processing in step 8, it is monitored whether or not an abnormality has occurred until the processing is completed (S
9) If no abnormality has occurred, the passbook 2b is discharged to the issuing slot 13 and the processing in this apparatus is finished (S10). If no abnormality occurs during the passbook process in step 8, the passbook process is continued (S11), and if an abnormality occurs during the passbook process, the process is stopped (S12).

At the same time as the processing is stopped, the content of the abnormality is to be identified (S13), and if maintenance or inspection / confirmation by a maintenance person or a person in charge is necessary, an error occurs and the process proceeds to step 7. Abnormality in which processing can be resumed by reissuing, for example, when it is determined that the withdrawn passbook is not an ordinary deposit passbook, or when it is mechanically impossible to open a predetermined page even if page turning is performed by the page break unit 11. This is the case when the judgment is made, and in the case of such an abnormality, the process returns to step 1 and the operation starts again from the delivery of the passbook 2b.

However, it goes without saying that the abnormal passbook 2b must be removed and stored in the reject box 12 before the payout of the passbook 2b is performed again. If the abnormality occurs before the cover is turned, the passbook is closed, and if the page is turned by the page breaker 11, it can be determined that the passbook is opened. . Further, when the passbook is opened, the length in the transport direction is approximately doubled. Therefore, when the passbook is transported through the transport path 7, the state can be recognized by sensors (not shown) on the transport path 7 (S1).
4).

According to the above discrimination, if the passbook is open, the passbook is closed (S15), and the passbook is conveyed to the reject box 12 for storage. If it is determined in step 14 that the passbook is closed, the passbook is directly conveyed to the reject box 12 and stored (S16).

After being stored in the reject box 12, the process returns to step 1 and the medium carrier 6 is moved to a position corresponding to the passbook cassette 4e, and the medium carrier 6 is controlled to move the passbook cassette 4e to the passbook 2b (normal deposit passbook). Re-acquire the book acquisition. Note that the number of times the transition operation from step 16 to step 1 is performed is counted (S1
7) If the retry is performed a predetermined number of times or more, an error is generated (S18).

Next, the passbook processing performed in step 8 is shown in FIG.
The flow chart of the passbook process shown in FIG. First, the host's name, account number, and deposit / saving balance information including unregistered book data are transmitted from the host device, and the passbook 2b is printed on the cover by the printing unit 9 (S21). Next, the front cover is pre-recorded on the back of the front cover by conveying it to the page break unit 11 and turning the cover by a conventionally known cover-turning method (S22), and conveying the opened passbook 2b to the page / line detector 10. The displayed page mark is read and it is confirmed that the page is a predetermined page (counter page) (S23).

When the cover is turned over, the paper is reversely conveyed to the printing unit 9 and the name and account number of the customer and the account opening store name and telephone number of the financial institution are printed on the cover page of the cover (S2).
4). Again, it is conveyed to the page break section 11 and the inside paper of the passbook 2b is turned over (S25).
By conveying the position of 0, the page mark previously recorded on the inside paper is read and it is confirmed that it is a predetermined page (S26).

When it is confirmed that the inside paper to be processed is opened, the printing unit 9 prints unregistered book data and new transaction data (S27). When the printing is completed, the page / line detector 10 detects the final printed line, and if the number of printed lines corresponds to the received data, the printing is completed (S28).

The magnetic reading / writing unit 8 writes magnetic information such as the customer's account number and print processing page line (S29). Then, the operation for reading the written information is started (S30),
It is compared whether or not the read result and the write data match (S31). If the read result and the write data match, the passbook process ends, but if they do not match, the read operation is performed again. If the result of this read operation and the write data do not match, the read operation is further performed, but this re-read operation is up to two times and an error occurs the third time (S32).

If an abnormality occurs in step 21 to step 23, the passbook 2b is closed, and therefore it is sent to the reject box 12 as it is. Since the passbook that has not been opened even after being folded in two is pressurized at the time of manufacturing, the probability of conveyance failure is extremely low in any direction.

Regarding the abnormality after step 24, since the passbook 2b is opened, the passbook closing operation is performed at step 15 described in FIG. 1 and then the passbook is sent to the reject box 12.

If an abnormality occurs before the passbook process, the passbook 2b can be used again because the passbook 2b has not been subjected to printing or the like. Further, when the opened passbook is closed and taken into the reject box 12, the passbook becomes a write-down passbook and cannot be reused. The passbook can be easily managed by counting and managing such states.

Next, the passbook closing operation will be described with reference to the operation process charts shown in FIGS. The opened passbook 2b is conveyed to the page break section 11 and stopped at the position shown in FIG.
Open the upper guide 27 in the direction of the arrow B, and
An opening is formed on the left side of 5.

The solenoid 31 is excited and the push plate 28 is moved in the direction of arrow d as shown in FIG. 6B to push up the passbook 2b from the back surface. Subsequently, the page feed roller 25 and the press roller 26 are rotated by a predetermined amount in the direction of the arrow in FIG. 6C to further raise the left half of the passbook 2b.

When the page feed roller 25 and the press roller 26 are rotated by a predetermined amount, the rotation is stopped, the solenoid 31 is demagnetized, and the push plate 28 is retracted from the conveying path 7 as shown in FIG. Roller 25 and press roller 26
Resume rotation. Along with this, the upper guide 27 is returned to the closed state.

Feed roller 7a and pressure roller 7
When the passbook 2b is conveyed in the direction shown in FIG. 7E by rotating b, the passbook 2b is closed. In this way, the conveyance is further continued and the reject box 12 is fed. At this time, the binding portion of the passbook 2b is conveyed toward the reject box 12 side, so that the conveyance path 7 can be conveyed without friction load or catching.

[0045]

As described above, when a defective passbook is sent to the reject box, the passbook in the opened state is closed and the binding portion is conveyed with the reject box side facing, so that a defective conveyance occurs. There is no occurrence, and there is an effect that it is efficient because it does not take up a storage space when it is taken into the reject box. Further, since the page-breaking portion also serves to close the passbook, the number of members does not increase and the cost can be reduced.

[Brief description of drawings]

FIG. 1 is a flowchart of a passbook issuing process of the present invention.

FIG. 2 is a flowchart showing a passbook process of the present invention.

FIG. 3 is a schematic view of a passbook handling apparatus of the present invention.

FIG. 4 is a control block diagram of the present invention.

FIG. 5 is a schematic view of a page break unit of the present invention.

FIG. 6 is an explanatory diagram showing a passbook closing operation step of the present invention.

FIG. 7 is an explanatory diagram showing a passbook closing operation step of the present invention.

[Explanation of symbols]

 1 Passbook handling device 2 Passbook 4 Passbook storage section 6 Medium carrier 9 Printing section 10 Page / line detector 11 Page break section 12 Reject box 13 Issue port 18 Abnormality detection section 25 Page break roller 28 Push plate 31 Solenoid

Claims (4)

[Claims] 1. A passbook handling apparatus which is provided with a passbook storage section for storing a two-folded closed passbook at a binding section, and which carries out a passbook from the passbook storage section to perform an issuing process, wherein the issuing process is in progress. A passbook handling device, characterized in that, when an abnormality is detected in the sheet and it is determined that the passbook cannot be issued, the passbook is closed and sent to the reject storage section. 2. The passbook handling apparatus according to claim 1, further comprising a page break unit having a page closing function for closing the opened passbook in order to bring it into the closed state. . 3. The passbook handling apparatus according to claim 1, wherein when the passbook is in a closed state when an abnormality is detected during the issuance process and it is determined that issuance is impossible, the rejected storage is kept in the closed state. Passbook handling device characterized by being sent to the department. 4. The passbook handling apparatus according to claim 2, wherein, on the conveyance path connecting the page break unit and the reject storage unit, the direction in which the opened passbook is closed is the side closer to the reject storage unit to the far side. A passbook handling device characterized by stacking directions.