JPH0887641A - Automatic transaction device - Google Patents

Abstract

PURPOSE: To confirm transaction history information even when a bankbook is not carried with a user by displaying transaction history conditions when a read identification number is matched with an inputted password number. CONSTITUTION: When a magnetic card is inserted from a card slot 5 and the identification number is inputted from the surface of the touch panel of a color CRT display part, a magnetic card read part 16 reads the identification number from a magnetic stripe part on the card and compares this password number with the inputted identification number. When both the identification numbers are matched, a button for calling the desired selection as a term to refer to the transaction conditions or the like is displayed on the color CRT display part. When any button is selected, the transmission of relevant data is requested through a transmission control part 22 to a host computer. Further, when the relevant data are received from the host computer through the transmission control part 22, those data, namely, the transaction conditions such as the desired term of the customer are displayed on the color CRT display part.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus capable of conducting various kinds of transactions using, for example, a magnetic card.

[0002]

2. Description of the Related Art In an automatic transaction apparatus, which is abbreviated as ATM, etc., various transactions such as withdrawal, transfer, confirmation of balance, etc. can be performed using a magnetic card. Then, the status of a series of transactions, that is, the history of transactions, is performed by recording in a passbook. Therefore, a customer visiting a bank, etc., equipped with such an automatic transaction device can check the balance on the spot by inserting a personal identification number if he or she has a magnetic card, but it is necessary to bring a passbook for the transaction status. There is.
That is, a passbook is required to confirm the transaction status.

[0003]

Generally, many customers always carry a magnetic card, but often bring a passbook only when necessary. Further, in the current society, accounts are used instead of wallets, and various withdrawals of public utility charges, credits, transfers, transfers, etc. are frequently performed. Therefore, for example, there are many cases in which a customer who came to the store for withdrawal wants to confirm the transaction status, but in many cases he cannot confirm it because he does not bring a passbook.

The present invention has been made to solve the above problems, and an object of the present invention is to provide an automatic transaction apparatus capable of confirming transaction history status without bringing a passbook.

[0005]

In order to solve such a problem, the invention according to claim 1 has a reading means for reading recorded information of a card in which at least a personal identification number is recorded, and an input means for inputting a personal identification number. Comparing means for comparing the personal identification number read by the reading means with the personal identification number input by the input means, and display means for displaying the transaction history situation when a result of coincidence is obtained by the comparing means. It is equipped with.

According to a second aspect of the invention, there is provided a reading means for reading the recorded information of the card in which at least the personal identification number is recorded,
Input means for inputting a personal identification number, comparing means for comparing the personal identification number read by the reading means with the personal identification number input by the input means, and for a predetermined period of transaction status or still in a passbook It comprises a selection means for selecting one of the unfilled portions, and a display means for displaying the transaction history status of the portion selected by the selection means when a result of coincidence is obtained by the comparison means. The invention according to claim 3 is an automatic transaction device which reads recorded information of a card in which at least a personal identification number is recorded and executes a predetermined transaction when the recorded personal information coincides with the inputted personal identification number,
First selecting means for selecting a predetermined transaction item from among a plurality of transaction items including display of transaction status; and when the transaction item for displaying transaction status is selected by the first selecting means,
Second selection means for selecting either a predetermined period of time or a period of time that has not yet been entered in the passbook, among transaction statuses;
And a display unit for displaying the transaction history status of the amount selected by the second selection unit when the personal identification numbers match.

According to a fourth aspect of the present invention, a first display means for displaying a plurality of transaction items including a display of transaction status, and a predetermined transaction item from among the transaction items displayed by the first display element. Selecting means for selecting, a reading means for reading at least recorded information of a card in which a personal identification number is recorded, an input means for inputting a personal identification number, and a transaction for displaying transaction status by the first selecting means. When an item is selected, comparing means for comparing the personal identification number read by the reading means with the personal identification number input by the input means, and when a result of coincidence is obtained by the comparing means, Among them, a second display means for displaying a selection for a predetermined period or a portion not yet entered in the passbook, and one of the displays displayed by the second display means. Comprising a second selecting means for-option, and a third display means for displaying the transaction history status minute selected by the second selection means.

[0008]

In the automatic transaction apparatus of the present invention, the transaction history status can be confirmed by inserting a card and inserting a predetermined personal identification number. That is, the customer can check the transaction status even if he / she does not bring a passbook as long as he / she has a card.

[0009]

Embodiments of the present invention will be described below in detail with reference to the drawings.

FIG. 1 is an external perspective view of an automatic transaction device according to an embodiment of the present invention.

In the automatic transaction apparatus 1 shown in FIG. 1, a substantially L-shaped operation portion 3 is formed on the front surface of a housing 2. The vertical operation unit 3a of the operation unit 3 is provided with a passbook insertion slot 4, a card insertion slot 5 and a slip issuing slot 6. Operation part 3
The horizontal operation unit 3b is provided with a deposit / withdrawal port 7 as a bill receiving unit that serves as both a depositing port and a dispensing port. The deposit / withdrawal port 7 is provided with a door 8 that can be opened and closed. Also,
The horizontal operation part 3b has a color C with a built-in touch sensor.
An RT display unit 9 is provided. The color CRT display unit 9 guides the customer by displaying operation procedures and other information in illustration characters or words, and
In response to the display, the customer presses a display portion such as a personal identification number, an amount of money, an account number, transaction approval, confirmation or cancellation, and the operation is performed.

In the housing 2, a passbook printer unit (described later) for receiving the passbook inserted from the passbook insertion port 4 to read and record the magnetic information and print the transaction contents, and a card insertion. A slip processing unit 11 is provided for handling the magnetic card inserted from the slot 5, issuing a slip to the slip issuing slot 6 and creating a copy journal. Further, in the housing 2, there are housed an deposit / withdrawal unit 12 having functions such as deposit / return of forgotten banknotes, forgotten collection, loading, and scrutiny, and an internal monitor 13 for staff to monitor the inside of the apparatus. There is.

FIG. 2 is a functional block diagram showing the structure of the automatic transaction apparatus 1.

The main control section 14 shown in FIG. 1 includes a slip processing unit 11, a deposit / withdrawal unit 12, and an internal monitor 1 described above.
3 and the operation of the passbook printer unit 15 and the operations of the following units.

The magnetic card read section 16 receives the card inserted through the card insertion slot 5 and receives account information such as a personal identification number and an account number from the magnetic stripe section on the card. The coin depositing / dispensing unit 17 accepts coins inserted in a coin insertion slot (not shown) and dispenses a designated amount of coins to a coin receipt slot (not shown). The customer service unit 18 has the color CRT display unit 9 described above, and realizes the above-described display and input operations. The voice guidance unit 19 provides voice guidance to the customer through a speaker (not shown). The RAM 21 records the number of banknotes stored in each cash box in the depositing / dispensing unit 12, which will be described later. The transmission control unit 22 controls data transmission with the host computer (center) that manages the transaction of deposit and withdrawal of the automatic transaction device 1. The floppy disk 23 stores various data. The power supply unit 24 supplies power to each unit. The remote monitor 25 is used by an employee to monitor the inside of the apparatus from the outside.

Next, the operation of displaying the transaction status by using the card in the automatic transaction device 1 configured as described above will be described with reference to the flowchart shown in FIG.

First, in the automatic transaction device 1, as shown in FIG. 4, "deposit", "withdrawal", "passbook entry", "balance inquiry", as shown in FIG. "Transfer", "Transfer",
A button that prompts the user to select the desired transaction from the "time deposit" and "transaction status inquiry" is displayed (step 301).

When the "transaction status inquiry" button is selected on the touch panel of the color CRT display section 9 (step 302), the magnetic CRT display section 9 is prompted to insert a magnetic card and enter a personal identification number. Display (step 30)
3).

After this, when a magnetic card is inserted through the card insertion slot 5 and a personal identification number is entered on the touch panel of the color CRT display section 9 (step 304), the magnetic card lead section 16 causes the magnetic stripe section on the card. The personal identification number is received from and the personal identification number is compared with the personal identification number input above (step 305).

When these personal identification numbers match (step 306), as shown in FIG. 5, "current month" and "previous month" are set as the period for inquiring about the transaction status on the color CRT display section 9, etc. A button for prompting the user to select the desired one of ",", "passbook blank" and "designate date" is displayed (step 307).

After that, when any one of the "current month", "previous month", "unfilled passbook" and "designate date" is selected (step 308), the transmission control unit 22 is operated. The host computer is requested to transmit the corresponding data (step 309).

Thereafter, when the corresponding data is received from the host computer via the transmission control unit 22 (step 310), the data, that is, the transaction status such as the period desired by the customer is displayed on the color CRT display unit 9. (Step 311). FIG. 6 shows a display example of the transaction status of “unfilled passbook”.

Next, it is displayed on the color CRT display section 9 whether or not the displayed transaction status is printed out as a statement slip (step 312). Then, when print output is selected on the touch panel of the color CRT display unit 9 (step 313), the slip of the transaction status is printed out from the slip processing unit 11 (step 314).

Then, when the "confirm" button as shown in FIG. 6 is selected on the touch panel of the color CRT display unit 9 (step 315) or a predetermined time has elapsed (step 316), the display is erased. The magnetic card is ejected from the card insertion slot 5 (step 317).

Thus, in the automatic transaction apparatus of this embodiment, the transaction status can be confirmed by the card without carrying the passbook, and whether the credit or the like has been properly withdrawn can be confirmed. Moreover, since the card is always carried, it becomes possible to easily inquire about the transaction status. And
Since the transaction status can be easily checked, the relationship between customers and financial institutions becomes more intimate. Further, since the transaction status only for the blanks in the passbook or the transaction status for a predetermined period can be extracted, the transaction status can be grasped more easily than the transaction status recorded in the passbook.

[0026]

As described above, according to the automatic transaction apparatus of the present invention, it is possible to confirm the transaction history status without having to bring a passbook as long as it has a card, which improves the convenience of the customer. Can be achieved.

[Brief description of drawings]

FIG. 1 is a perspective view showing a configuration of an automatic transaction device according to an embodiment of the present invention.

FIG. 2 is a block diagram showing a configuration of the automatic transaction device of FIG.

FIG. 3 is a flowchart showing an operation of displaying a transaction status using the card according to the embodiment of the present invention.

FIG. 4 is an example of displaying a button for prompting selection of a transaction according to an embodiment of the present invention.

FIG. 5 is an example in which a button for prompting selection of a period for making a transaction status inquiry is displayed according to an embodiment of the present invention.

FIG. 6 is an example of displaying a transaction status according to an embodiment of the present invention.

[Explanation of symbols]

 1 ... Automatic transaction device 5 ... Card insertion slot 9 ... Color CRT display 11 ... Voucher processing unit 16 ... Magnetic card lead 22 ... Transmission controller

Claims (4)

[Claims] 1. A reading means for reading recorded information of a card in which at least a personal identification number is recorded, an input means for inputting a personal identification number, a personal identification number read by the reading means, and a personal identification input by the input means. An automatic transaction apparatus comprising: a comparison means for comparing a number and a display means for displaying a transaction history situation when a matching result is obtained by the comparison means. 2. A reading means for reading recorded information of a card in which at least a personal identification number is recorded, an input means for inputting a personal identification number, a personal identification number read by the reading means, and a personal identification input by the input means. Comparing means for comparing with the number, selecting means for selecting one of the transaction status for a predetermined period of time or one not yet entered in the passbook, and when the result of a match is obtained by the comparing means, An automatic transaction apparatus comprising: a display unit that displays the transaction history status of the amount selected by the selection unit. 3. An automatic transaction device for executing a predetermined transaction when at least the record information of a card in which a personal identification number is recorded is matched with the input personal identification number, and a plurality of transaction items including a display of transaction status. A first selecting means for selecting a predetermined transaction item from among the transaction items, and when the transaction item for displaying the transaction status is selected by the first selecting device, the transaction status is displayed for a predetermined period or still in a passbook. Second selection means for selecting one of the unfilled portions and display means for displaying the transaction history status of the portion selected by the second selection means when the personal identification numbers match. An automatic transaction device characterized by being provided. 4. A first display means for displaying a plurality of transaction items including a display of transaction status, and a first display means for selecting a predetermined transaction item from among the transaction items displayed by the first display means. When selecting means, at least reading means for reading the recorded information of the card in which the personal identification number is recorded, input means for inputting the personal identification number, and when the transaction item for displaying the transaction status is selected by the first selecting means. Comparing means for comparing the personal identification number read by the reading means with the personal identification number input by the input means, and when the result of coincidence is obtained by the comparing means, for a predetermined period of the transaction status. Alternatively, a second display means for displaying a display for selecting any one not yet entered in the passbook, and a second selection for selecting one of the displays displayed by the second display means. An automatic transaction apparatus comprising means and third display means for displaying the transaction history status of the amount selected by the second selecting means.