JPH08320960A - Transaction processing system - Google Patents

Abstract

PURPOSE: To make it possible to operate even a transaction processor with a single function as a multi-function processor by connecting a medium transporting device between the transaction processor and a medium processor to transfer media. CONSTITUTION: In the case of executing a transaction by using a transaction processor (e.g. an automatic teller machine) 11, a customer inserts/ejects a medium (paper money, a card, etc.) through a medium insertion/ejection port to allow a transaction, and at the time of replenishing/recovering media to/from the processor 11, the media are replenished/recovered by the medium transporting device 13 for optionally connecting the processor 11 to the medium processor 12 and transferring media. In this case, the device 13 is constituted of a handling robot. By this even the processor 11 having a single function can be handled as a multi-function transaction processor.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction processing device such as an automatic teller machine (ATM) used in banking business, and more specifically to efficiently use a medium such as a bill suitable for operating the transaction processing device. The present invention relates to a transaction processing system for frequently replenishing / collecting.

[0002]

2. Description of the Related Art Generally, a transaction processing device such as an ATM installed in a financial institution or an automatic ticket vending machine installed in a station service is dealt with by installing a number suitable for a usage situation of a customer who uses the transaction site. are doing.

In this case, if a large number of high-performance devices having a plurality of transaction functions are installed, it will be a heavy burden on the operator side, which requires a large number of high-performance devices because of high functionality and high price. For this reason, part of the cost is reduced by replacing it with a single-function low-priced device, or installing a single-function low-priced device as much as possible when an additional device is requested.

[0004]

However, when a single-function, low-priced device is installed, transaction use items are limited as compared with a high-function, high-priced device, and the serviceability to the customer is deteriorated. For example, if a customer uses a low-priced device with a single function, the transaction may not be completed with this single function alone.
At this time, the uncompleted transaction must be traded using another device, and the trade could not be completed efficiently with one device, and the trading operation was troublesome. In addition, there is a problem that a single function cannot perform efficient processing linked to other devices.

Therefore, an object of the present invention is to provide a transaction processing system capable of handling a single-function transaction processing device with high functionality by providing a medium delivery function for delivering a medium to and from the outside. To do.

[0006]

According to the first aspect of the present invention,
A transaction processing apparatus having a medium entrance / exit for permitting the medium to enter / exit when a customer uses the transaction and a replenishment / recovery outlet for allowing the medium to be replenished / collected, and a medium processing apparatus for storing / managing the medium in the transaction processor for supplementary / recovery. A transaction processing system comprising a medium transfer device connected between the transaction processing device and the medium processing device for medium delivery.

The invention according to claim 2 is characterized in that the medium transfer device is constituted by a handling robot.

[0008]

According to the present invention, when a customer uses a transaction processing device to make a transaction, the customer permits the transaction by operating the medium through the medium entrance / exit, and replenishes the medium to the transaction processing device. When collecting, the medium is replenished and collected by the medium transfer device that connects the transaction processing device and the medium processing device arbitrarily to transfer the medium.

Further, the medium transfer operation between the transaction processing device and the medium processing device is performed by the medium transfer device constituted by the handling robot.

[0010]

As a result, since the transaction processing device has not only a transaction function but also a medium delivery function capable of delivering a medium from another, various medium transactions can be used by this medium delivery function, and a single function is provided. Even the transaction processing device of No. 1 can be handled and used with high functionality, and when a large number of transaction processing devices are required, the cost can be remarkably reduced.

When a handling robot is used as the medium transfer device, various media can be delivered and received.
Moreover, the medium can be smoothly transferred to the fine internal position of each device.

Further, since the medium storage amount of the transaction processing device can be automatically replenished and collected and maintained, the staff work can be omitted, and unstable elements such as out-of-replenishment and inability to collect can be eliminated, and stable operation is always possible. Can be managed.

[0013]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below in detail with reference to the drawings. The drawing shows a processing system of an automatic teller machine (ATM) which is installed in a financial store such as a bank. As shown in FIG. 1, the processing system of this ATM has a plurality of ATMs 11 ... , A plurality of medium processing devices 12 similarly installed, and one handling robot 13
Composed of and.

The above-mentioned ATM 11 ... Has a transaction function such as deposit, withdrawal, and transfer, and is installed in parallel at the automatic transaction corner in the store. As shown in FIG. The surface 21 is provided with a handling indicator 22, a card slot 23, a touch input indicator (CRT) 24, and a medium entrance / exit 25, and the above-mentioned medium entrance / exit 2 on the rear surface of the apparatus.
A replenishment / recovery port 26 that communicates with the device 5 and an antenna 27 for wireless communication are provided.

The replenishment / recovery port 26 is an opening for allowing the medium to be delivered / received from the back side for replenishment / recovery. In addition to the transaction function provided in the ATM itself, the medium such as a banknote and various cards is delivered and transacted. It is configured to allow.

The medium processing devices 12 ... Store and manage media such as banknotes, bills, and cards for replenishment and collection, and arrange the media near the rear of the ATM 11 ...
More medium is allowed in and out.

Further, robot running paths 15 are provided along the back of the ATMs 11 ... Installed in parallel and the front of the medium processing devices 12 ...
The handling robot 13 traveling on the 5
11 ... and medium processing devices 12 ... Perform medium replenishment / collection operations.

This handling robot 13 is
When the robot 11 travels along the robot traveling path 15 that connects the M11 ... And the medium processing device 12 and automatically replenishes or collects the medium in the ATM 11, connect the handling robot 13 to the ATM 11 and the medium processing device 12. The medium is replenished and collected by handing over the medium.
Further, the handling robot 13 can deliver various kinds of media, and can smoothly sandwich and transfer the media to a fine internal position of the apparatus.

Further, in this case, since one handling robot 13 allows replenishment / recovery to a plurality of ATMs 11 ... And the medium processing device 12, the automatic replenishment / recovery structure is simplified and the cost is reduced, and a bill bundle is used. If deposit and withdrawal transactions are allowed, high-value transactions can be processed efficiently in a short time. At the time of communication between these devices 11 ..., 12 ..., 13, the antenna 1 equipped in each device 11-13 ...
Communication processing is performed wirelessly via 6, 17, 27, ....

FIG. 3 shows a block diagram of the control circuit of the ATM 11. The CPU 31 controls each circuit device according to a program stored in the ROM 32, and the control data is stored in the RAM.
It is readablely stored at 33. The CPU 31 controls the handling display unit 22, the CRT 24, the card processing unit 35, the medium processing unit 36, the wireless communication unit 37, and the communication processing unit 38 via the interface 34. "Discontinue handling" will be displayed and AT will be displayed on the CRT 24.
The transaction items and transaction procedures of M are displayed and displayed so that they can be touch-inputted, and the transaction processing is performed based on the touch-input operation by the customer.

The card processing unit 35 reads and writes the information of the inserted card and carries out a transaction according to the card data and the transaction data of the customer. Medium processing unit 36
Performs a process of taking in a medium such as a banknote or a banknote at the time of deposit, and a process of releasing at the time of withdrawal and cancellation of the deposit.

The wireless communication unit 37 includes the medium processing device 12 and
The handling robot 13 is wirelessly connected. This simplifies the automatic replenishment and collection structure in the store by eliminating the wiring between the devices, and allows the handling robot 13 to travel smoothly over a wide range.

The communication processing unit 38 is connected to a center 39 that manages customer transaction information, and serves as a communication function for obtaining collation data and transaction data corresponding to the customer from the center 39.

FIG. 4 is a block diagram of the control circuit of the handling robot 13. The CPU 41 controls each circuit device according to a program stored in the ROM 42, and the control data is stored in the RAM 43 in a readable manner.

The CPU 41 controls the self-propelled unit 45, the medium processing unit 46, and the wireless communication unit 47 via the interface 44. The CPU 41 drives the self-propelled unit 45 to cause the handling robot 13 to move to the robot traveling path 15. Along the line, a predetermined ATM 11 ... Or medium processing device 1
2 ... Travel to a position corresponding to.

Further, the medium processing unit 46 takes in / releases a medium such as a bill, a banknote, and a card according to the processing content. Further, the wireless communication unit 47 connects the handling robot 13 and the ATM 11 and the medium processing device 12 by wireless communication via the antennas 16, 17, and 27.

FIG. 5 is a block diagram of a control circuit of the medium processing device 12, in which the CPU 51 controls each circuit device according to a program stored in the ROM 52, and the control data is stored in the RAM 53 so as to be readable.

The CPU 51 controls the medium processing unit 55 and the wireless communication unit 56 via the interface 54, and the medium processing unit 55 takes in and releases the medium such as banknotes, bills and cards based on the control signal from the CPU 51. Further, the wireless communication unit 56 and the ATM 11
And the antenna 1 between the handling robot 13 and
Wireless communication is made via 6, 17, and 27.

With such a medium processing configuration, each ATM
11 ... Medium replenishment / collection operation and medium discharge /
It is possible to perform the delivery processing operation according to the issuance request, maintain and manage the optimal storage amount, and perform the optimal delivery processing according to the processing content.

For example, in the case of a high-value withdrawal transaction such as several million yen at the time of ATM 11 withdrawal transaction, a bundle of bills is taken out from the medium processing device 12 for exclusive use of the bundle of bills, and the taken-out bundle of bills is passed through the handling robot 13. Hand over to ATM 11. When the ATM 11 issues a transfer card issuance request, the transfer card is similarly taken out from the card-dedicated medium processing device 12 and transferred to the ATM 11.

The processing operation of the ATM processing system configured as described above will be described with reference to the flowcharts of FIGS. FIG. 6 shows the processing operation of the ATM 11. Now, when a customer uses a specific ATM 11 to make a withdrawal transaction, if the customer requests a large withdrawal of 1 million yen (steps n1 to n2), the CPU 31 of the ATM 11 Outputs a bill bundle requesting 1 million yen to the handling robot 13 in order to release a bundle of bills of 1 million yen to the customer instead of the loose bill, and the ATM 11 waits until the bundle of bills is delivered (step n3). ~ N4).

Then, from the handling robot 13 to 1
When it is confirmed that the bill bundle of, 000,000 yen has been delivered to the replenishment / recovery port 26 of the ATM 11 (steps n5 to n6), the CPU
31 returns a receipt confirmation signal to the handling robot 13, and receives the received bundle of bills from the replenishment / recovery port 26 to the medium entrance / exit 2
When guided to step 5 (steps n7 to n8) and guided to the position of the medium entrance / exit 25, the shutter covering the upper surface of the medium entrance / exit 25 is opened to allow the bill bundle to be taken out, and the customer pulls out the bill bundle of 1 million yen. The high-value withdrawal transaction ends (steps n9 to n11).

As described above, the ATM 11 is provided with a bill bundle withdrawing function for withdrawing a large amount of bill bundle only by providing the bill bundle delivering function. Therefore, a high-performance A that allows trading of arbitrary media via the handling robot 13
It can be used as a TM.

FIG. 7 shows the processing operation of the handling robot 13. Now, when a request signal for requesting a bundle of bills is inputted from a specific ATM to the CPU 41 of the handling robot 13 (steps n21 to n22), the CPU 41 is a medium for handling the bundle of bills. When the handling robot 13 travels so as to move to the position of the processing device 12 (step n23), and the handling robot 13 that has traveled corresponds to the position of the medium processing device 12 that handles a bundle of bills, the CPU 41 causes the medium processing device 1 to operate.
2 outputs the medium to the medium management port 14 of the medium processing device 12, and when the bill bundle is discharged based on this (steps n24 to n26), the CPU 41 drives the handling robot 13 to perform the medium processing. Grasping a bundle of bills from the medium management port 14 of the device 12 (steps n27 to n28), while holding the bundle of bills, the handling robot 13 travels and moves to a position of a specific ATM that demands a bundle of bills, and when it corresponds to the ATM, it grasps. The bill bundle is delivered to the replenishment / recovery port 26 of the same ATM (steps n29 to n30), and when the reply indicating that the delivery is completed is received from the ATM, the delivery is completed,
Prepare for the next medium delivery process (steps n31 to n3)
Four).

FIG. 8 shows the processing operation of the medium processing device 12. Now, when a signal of a bill bundle withdrawal request is input from the handling robot 13 side to the CPU 51 of the medium processing device 12 (steps n41 to n42), this CPU 51 is processed. From the inside of the medium processing device 12 withdraws a bill bundle of 1 million yen to the medium management port 14 (step n43), and returns the fact that this withdrawal is made to the CPU 41 on the side of the handling robot 13 based on the handling robot. 13 is a medium processing device 12
Grasping a banknote from the medium management port 14 of the
4) When the handling robot 13 receives the answer of grasping the bundle of bills, it is determined that the delivery of the bundle of bills from the medium processing device 12 to the handling robot 13 is completed,
Prepare for the next pass of bundle of bills (steps n45 to n4)
7).

As described above, the ATM has not only a transaction function but also a medium delivery function capable of delivering a medium from another. Therefore, various medium transactions can be used by this medium delivery function, and a single function ATM is available. However, it can be handled and used with high functionality, and when a large number of ATMs are required, the cost can be remarkably reduced. Further, by using the handling robot, various media can be delivered and received, and moreover, the media can be smoothly transferred to a fine internal position of each device. Furthermore, ATM
Since the medium storage amount can be automatically replenished and collected and maintained, the staff work can be omitted, and unstable elements such as out-of-replenishment and unrecoverable can be eliminated, and stable operation management can be performed at all times.

In the correspondence between the present invention and the configuration of the above-described one embodiment, the medium of the present invention corresponds to the bundle of bills of the embodiment, and hereinafter the transaction processing device corresponds to the ATM 11 and the medium transfer device. Corresponds to the handling robot 13, but the present invention is not limited to the configuration of the above-described embodiment.

[Brief description of drawings]

FIG. 1 is an external perspective view showing an example of an ATM processing system of the present invention.

FIG. 2 is an external perspective view showing the customer service side of the ATM of the present invention.

FIG. 3 is a block diagram of an ATM control circuit according to the present invention.

FIG. 4 is a control circuit block diagram of the handling robot of the present invention.

FIG. 5 is a control circuit block diagram of the medium processing device of the present invention.

FIG. 6 is a flowchart showing an ATM processing operation of the ATM processing system of the present invention.

7 is a flowchart showing the processing operation of the handling robot following FIG. 6 of the present invention.

FIG. 8 is a flowchart showing the processing operation of the medium processing device following that of FIG. 7 of the present invention.

[Explanation of symbols]

 11 ... ATM 12 ... Medium processing device 13 ... Handling robot 14 ... Medium management port 25 ... Medium entrance / exit 26 ... Replenishment / recovery port

Claims (2)

[Claims] Claim: What is claimed is: 1. A transaction processing device comprising a medium entrance / exit for permitting a medium to enter / exit and a supplement / recovery port for permitting supplementary collection of a medium when a customer uses a transaction; A transaction processing system comprising: a medium processing device for performing medium delivery; and a medium transfer device connected between the transaction processing device and the medium processing device for medium delivery. 2. The transaction processing system according to claim 1, wherein the medium transfer device is a handling robot.