JPH08267969A - Divided magnetic card - Google Patents

Abstract

PURPOSE: To use a single card as both of a credit card and a cash card of a bank in any ATM. CONSTITUTION: A rectangular card is divided into two pieces along a long side thereof to form a magnetic recording piece 1 and an embossed piece 2, two parallel magnetic stripes A, B are symmetrically provided along the long side of the magnetic recording piece 1 and the both long sides of the magnetic recording piece 1 are interchangeably joined to long sides of the embossed piece 2 to be made integral therewith. With the arrangement, for example, in the case where the magnetic stripe A is tor a credit card and the magnetic stripe B is for a cash card of a bank, the magnetic stripe A is disposed on an outer side of the card and the long sides of the magnetic recording piece 1 are joined to the long sides of the embossed piece 2 to be integral therewith, so that the resulting card can be used as a credit card. On the other hand, when the magnetic stripe B is disposed on an outer side of the card and the long sides of the magnetic recording piece 1 are joined to the long sides of the embossed piece 2 to be integral therewith, the resulting card can be used as a cash card of a bank.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a credit card provided with a magnetic stripe, a bank cash card, and the like.

[0002]

2. Description of the Related Art Credit cards and cash cards of banks are standardized in ISO (International Organization for Standardization) and JIS (Japanese Industrial Standards) in their outer dimensions and magnetic stripe positions.

According to the ISO standard, a magnetic stripe is provided on the back of a card, and a magnetic stripe is provided on the front of the card in JIS. However, the recorded contents of the magnetic stripe are different between credit cards and bank cash cards in both ISO and JIS. You cannot use one card for both credit card and bank cash card.

[0004]

Therefore, there is an inconvenience of having to have two cards. As a measure to eliminate this inconvenience, some cards issued in some parts of the country have integrated credit card function and bank cash card function. The information of both credit card and bank cash card is put in one magnetic stripe of this card, and when ATM is used, the user selects which function to use. It cannot be used with any ATM, and can only be used with a specific ATM that supports this type of card. Therefore, this type of dual-use card cannot be used in most ATMs installed in Japan as well as overseas.

The present invention allows all ATMs to use one card for both credit cards and bank cash cards without changing existing ATMs.

[0006]

In order to achieve the above object, the present invention has the following constitution.

That is, according to the present invention, a rectangular card is divided into two pieces along the long side direction to form a magnetic recording piece 1 and an embossing piece 2, and two parallel pieces are formed along the long side of the magnetic recording piece 1. The magnetic stripes A and B are provided symmetrically, a predetermined emboss is formed on the embossing piece 2, and both long sides of the magnetic recording piece 1 are interchangeably joined to the long side of the embossing piece 2 to be integrated. It is a divided magnetic card provided with divided piece connecting means.

[0008]

According to the present invention, for example, when the magnetic stripe A is for a credit card and the magnetic stripe B is for a bank cash card, the magnetic stripe A is on the outside of the card and the long side of the magnetic recording piece 1 is embossed. When joined to the long side of the strip 2 and integrated, this card can be used as a credit card, while the magnetic stripe B is on the outside of the card and the long side of the magnetic recording strip 1 is the long side of the embossed strip 2. When joined and integrated with, this card can be used as a bank cash card.

[0009]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 shows a card according to the first embodiment of the present invention. In this embodiment, the frame 3 is used as the divided piece connecting means for the magnetic recording piece 1 and the embossing piece 2. The fitting state of the divided piece and the frame 3 is shown in the enlarged sectional view of FIG. The dimensions of the card are in accordance with the standard, and l1 and l2 in FIG.
, L3, and l4 each have a length of l1 = 85 m
m, 12 = 54.7 mm, 13 = 5 mm, 14 =
7 mm. At positions where the frame 3 and the card surfaces between the magnetic stripes A and B are in contact with each other, convex pressing claws 6 and 7 and concave claw receivers 8 and 9 are provided on the frame 3 and the magnetic recording piece 1, respectively. FIG. 3 is an enlarged sectional view showing a fitting state of the push claws 6 and 7 and the claw receivers 8 and 9. In addition, the cardholder's name, card number, etc. are stamped on the embossed piece 2.

The first embodiment of the present invention is configured as described above, and if the magnetic stripe A is for a credit card and the magnetic stripe B is for a bank cash card, for example,
Since the magnetic stripe A of the magnetic recording strip 1 is located outside the card in the card of FIG. 1, this card can be used as a credit card. When using this as a cash card of a bank, first, the magnetic recording piece 1 is slid and pulled out from the frame 3. Next, the magnetic recording piece 1 is rotated 180 ° so that the magnetic stripe B of the magnetic recording piece 1 is positioned outside the card. Then, the magnetic recording piece 1 is pushed into the frame 3 and the magnetic recording piece 1 is pressed by the pressing claws 6 and 7.
And the embossing piece 2 are integrated.

FIG. 4 shows a card according to the second embodiment of the present invention. In this embodiment, the concave-convex notch 4 is formed as a divided piece connecting means for the magnetic recording piece 1 and the embossing piece 2. The magnetic recording piece 1 is provided with two magnetic stripes A and B as in the first embodiment. The embossed piece 2 is engraved with the cardholder's name, card number, etc., as in the first embodiment.

The second embodiment of the present invention has the above-described structure, and when the magnetic stripes A and B are exchanged, first, the magnetic recording piece 1 and the embossing formation piece 2 are shifted in the thickness direction of the card and meshed with each other. The magnetic recording piece 1 and the embossed piece 2 are separated from each other. Next, the magnetic recording piece 1 is rotated by 180 ° so that the magnetic stripe B of the magnetic recording piece 1 is located outside the card, and the magnetic recording piece 1 and the concave-convex notch 4 of the embossed piece 2 are meshed with each other. 1 is pushed into the embossing piece 2. As a result, the magnetic recording piece 1 meshes with the concave-convex notch 4.
And the embossing piece 2 are integrated.

FIG. 5 shows a card according to the third embodiment of the present invention. In this embodiment, a joint 5 having an H-shaped cross section is used as a divided piece connecting means for the magnetic recording piece 1 and the embossing piece 2, and the joint 5 is fixed to the embossing piece 2. The state of the joint 5 fitted and fixed to the embossing piece 2 and the state of the magnetic recording piece 1 pulled out from the joint 5 is shown in an enlarged sectional view of FIG. The magnetic recording piece 1 is provided with two magnetic stripes A and B as in the first embodiment. The embossed piece 2 is engraved with the cardholder's name, card number, etc., as in the first embodiment.

The third embodiment of the present invention has the above-mentioned structure. When the magnetic stripes A and B are exchanged, the magnetic recording piece 1 is first pulled out from the joint 5. Next, the magnetic recording piece 1 is rotated 180 ° to position the magnetic stripe B of the magnetic recording piece 1 outside the card, and the magnetic recording piece 1 is inserted into the joint 5 and pushed. As a result, the magnetic recording piece 1 and the embossing formation piece 2 are integrated by fitting in the joint 5.

In the above embodiment, two cards provided on the front side of the card are used.
I replaced the magnetic stripes A and B in the book so that one card can be used as both a credit card and a bank cash card. However, considering that the use of the card is limited to Japan, it is used overseas. Since the back side, which is not used in Japan, can also be used, one magnetic card can be used as a total of four types by providing two magnetic stripes there.

[0017]

According to the present invention, the magnetic stripe A is used for a credit card and the magnetic stripe B is used for a cash card of a bank. By joining the long side of 1 to the long side of the embossing piece 2 and integrating them, this card can be used as a credit card, while
When the magnetic stripe B is placed outside the card and the long side of the magnetic recording piece 1 is joined to the long side of the embossing piece 2 to be integrated, the card can be used as a bank cash card. Therefore, according to the present invention, one card can be used as both a credit card and a bank cash card, and any ATM can be used.

[Brief description of drawings]

FIG. 1 is a plan view of a card according to a first embodiment of the present invention.

FIG. 2 is an enlarged cross-sectional view in the short side direction of the card according to the first embodiment of the present invention.

FIG. 3 is an enlarged cross-sectional view in the long side direction of the card according to the first embodiment of the present invention.

FIG. 4 is a diagram showing a card according to a second embodiment of the present invention.

FIG. 5 is a diagram showing a card according to a third embodiment of the present invention.

FIG. 6 is an enlarged cross-sectional view in the short side direction of a card according to a third embodiment of the present invention.

[Explanation of symbols]

 1 Magnetic Recording Piece 2 Embossing Piece 3 Frame 4 Concavo-convex Notch 5 Joint 6, 7 Push Claw 8, 9 Claw Receiving A, B Magnetic Stripe

Claims (1)

[Claims] 1. A rectangular card is divided into two pieces along the long side direction to form a magnetic recording piece 1 and an embossing piece 2, and two magnetic stripes A parallel to each other along the long side of the magnetic recording piece 1. , B are provided symmetrically and a predetermined emboss is formed on the embossing piece 2, and both long sides of the magnetic recording piece 1 are interchangeably joined to the long side of the embossing piece 2 to integrate them. Split magnetic card with means.