JPH08244384A - Bankbook and printer thereof - Google Patents

Abstract

PURPOSE: To provide a bankbook and a printer thereof in which latest visual information (financial merchandise) except transaction can be provided for a customer without reducing deposit fill-in columns. CONSTITUTION: This bankbook mainly has a front cover 11 connected at one end side, a back cover 12, and a plurality of record sheets 13 bound to the connector 10 of the front and rear covers and having deposit fill-in columns, and has a magnetic record 4 made of a magnetic tape at the end of the rear cover, and an information fill-in part 15 formed of a rewritable material at the center of the rear cover. The bankbook has an information fill-in part 15 formed of a rewritable material, and since old information printed on the information fill-in part can be erased and printed with latest visual information, it has the effect of providing the latest visual information except transaction without reducing the deposit fill-in columns, and since the information fill-in column is provided integrally with the bankbook, it is not discarded.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a front cover and a back cover which are connected at one end side, and a plurality of recording sheets which are bound to a connecting portion between the front cover and the back cover and have a deposit entry field such as balance information. Related to a bankbook where transactions are recorded at financial institutions such as banks, especially the latest visual information other than transactions (guidance information from financial institutions) without reducing the number of deposit entries. The present invention relates to a passbook and a printing device therefor which can be provided to customers.

[0002]

2. Description of the Related Art In recent years, with the liberalization of finance, many new financial products have been released.

However, ATM (deposit / payment machine) and CD
Due to the improved functions of payment machines, the opportunities for employees to contact customers at the counters of financial institutions such as banks have decreased, so there is a problem that information on new financial products cannot be sufficiently provided to customers. ing.

In the conventional ATM machine, CD machine, etc., a method of displaying product information on the screen during the processing waiting time is also adopted, but such information is only displayed on the screen. It wasn't enough because it didn't remain in the customer's hand.

As a method of solving such a problem, a method of printing information such as financial products directly on a passbook and guiding it to a customer can be considered.

However, if such an information entry column is provided in the passbook, there arises a problem that the deposit entry column such as balance information is reduced by that amount, and the information is the latest for the customer. It has an unclear problem as to whether or not it exists.

Further, a method of printing on a separate sheet and providing it to the customer is conceivable, but in this case, since it is a separate body from the passbook, it is easily thrown away and the above problems cannot be solved sufficiently.

[0008]

SUMMARY OF THE INVENTION The present invention has been made in view of such problems, and the problem is to obtain the latest visual information other than transactions without reducing the number of deposit entries. It is to provide a passbook and a printing device for the customer.

[0009]

[Means for Solving the Problems] That is, the invention according to claim 1 is a plurality of records having a front cover and a back cover connected at one end side, and a deposit entry field that is bound to the connecting portion of the front cover and the back cover. Assuming a passbook whose main part is composed of paper and a visible information entry part made of a rewritable material is provided at an arbitrary position on the front cover, back cover or recording paper. To do.

In this passbook, a visible information entry section made of a rewritable material is provided at an arbitrary position on the front cover, back cover or recording sheet, and the information entry section is printed. Since the oldest information can be deleted and the latest visual information can be printed, the latest visual information other than transactions can be provided to the customer without reducing the number of deposit fields, and this information entry section is integrated with the passbook. There is no fear of being thrown away because it is provided.

In such technical means, the front cover and the back cover are usually composed of relatively thick paper materials, and the plurality of recording papers having the deposit entry fields are thinner than the front cover and the back cover. It is made of paper. Therefore,
Rewriting characteristics of the above information entry part (for example, erasing characteristics when erasing means such as a heat roller or a heat plate is used)
In consideration of the above, it is preferable to provide it on the front cover or the back cover which is more rigid than the recording paper. If the information writing section is exposed to the outside, it may be easily scratched by contact with foreign matter, which may lead to deterioration of the rewriting characteristics. Therefore, it is preferable to provide it on the spread portion of the front cover or the back cover that is less in contact with foreign matter than on the outer surface of the front cover or the back cover (claim 2).

When a magnetic recording section is provided on the outer surface of the front cover or the back cover, the ID information read from the magnetic recording section can be used when the latest visual information is printed on the information writing section. Therefore, it is preferable (claim 3).

Next, examples of the material applied to the above information entry part include reversible thermosensitive recording materials described in JP-A-55-154198 and US Pat. No. 4,268,413. That is, a heat-sensitive recording material containing a resin base material and an organic low-molecular substance dispersed in the resin base material as main components, the transparency of which reversibly changes depending on temperature is applied (claim 4). This heat-sensitive recording material has two state transition temperatures T ₁ and T ₂ (where T ₁ <T ₂ ) at a temperature higher than a specific temperature T ₀ near room temperature, and a recording layer made of this material is T 1. _When heated to ₂ or more and held and then cooled to T ₀ or less, it becomes cloudy and its scattering state increases to the maximum light blocking state, while the recording layer in this cloudy state is heated to T ₁ or more and less than T ₂ and held. After doing T
_When cooled to ₀ or less, its light scattering property is reduced and it becomes transparent. Moreover, the maximum light-shielding state and the transparent state of the recording layer can be stably maintained under a temperature condition of T ₀ or less, and these states can be reversibly changed. When set to 1, it can be differentiated from the other state and can be used as a reversible (rewritable) heat-sensitive recording material. It should be noted that when the white turbid state and the transparent state of the information writing portion made of this heat-sensitive recording material are observed with reflected light, the contrast may be small and the printed visual information may be difficult to identify. In such a case, the aluminum (A
1), it is preferable to provide a metal reflection layer made of tin (Sn) or the like.

The visual information printed on the information entry section is exemplified by new product information from financial institutions, event information of financial institutions, point information and the like.

Next, as a device for printing visual information on the information entry portion of such a passbook, a main body casing, a passbook entrance and exit provided in the main body casing for loading and unloading the passbook, and a main body casing are provided. A transport unit provided for transporting the passbook, an erasing unit provided along the transport unit for erasing old information from the information entry unit of the passbook, and an information entry provided along the transport unit for erasing old information It is necessary to provide a printing unit for printing new information to the unit (Claim 5). The existing ATM machine or CD machine may be provided with the above-mentioned erasing section, printing section, or the like to configure this printing apparatus, or may be configured as a dedicated printing apparatus.

[0016]

According to the passbook according to the present invention, a visible information entry section made of a rewritable material is provided at an arbitrary position on the front cover, the back cover, or the recording sheet, and the information entry section is printed. The old visual information can be deleted and the latest visual information can be printed, so the latest visual information other than transactions can be provided to the customer without reducing the deposit entry field, and this information entry section is integrated with the passbook. There is no fear that it will be thrown away because it is installed in the center.

Particularly, in the passbook according to claim 2, the information entry portion is provided in the spread portion of the front cover or the back cover, and since the information entry portion is not exposed to the outside of the passbook, scratches are less likely to occur. It is possible to prevent deterioration of the rewriting property of the information entry section.

Further, in the passbook according to claim 3, since the magnetic recording portion is provided on the outer surface of the front cover or the back cover, the latest visual information is read from the magnetic recording portion when printing the latest visual information on the information writing portion. It is possible to use the obtained ID information and the like.

According to the printing device of the fifth aspect,
A main body casing, a passbook entrance / exit provided in the main body casing to carry in / out the passbook, a transport unit provided in the main body casing for transporting the passbook, and a passbook information entry unit provided along the transport unit 5. An erasing unit for erasing old information from the printer and a printing unit for printing new information on an information writing unit provided along the conveying unit where old information has been erased are provided. It is possible to erase the old information and rewrite and print the latest visible information in the information entry section of the passbook related to.

[0020]

Embodiments of the present invention will be described in detail below with reference to the accompanying drawings.

As shown in FIG. 1, a passbook 1 according to this embodiment has a front cover 11 and a back cover 12 which are made of thick paper and connected at one end thereof, and a front cover 11 and a back cover 12.
And a plurality of recording sheets 13 bound to the connecting section 10 and having a deposit entry field, and the main part thereof is configured, and
A magnetic recording section 14 made of a magnetic tape is provided at the end of the back cover 12, and an information writing section 15 provided by foil stamping is provided at the center of the back cover 12. That is, a base sheet having releasability, a resin base material provided on the base sheet, and an organic low-molecular substance dispersed in the resin base material as main components, and the transparency thereof reversibly depends on temperature. A changing thermal recording material layer,
A transfer foil whose main part is composed of a metal reflection layer made of an aluminum foil provided on the heat-sensitive recording material layer and an adhesive layer provided on the metal reflection layer was used. The information writing section 15 is provided by contacting the center of the cover sheet 12 and embossing from the back side thereof.
Instead of the foil stamping process, the information writing section may be formed by a well-known means such as an adhesive process or a heat bonding process.

Here, the organic low molecular weight substance of the heat-sensitive recording material constituting the above-mentioned information entry part has a melting point of 30 to 200 ° C.
Those having a degree of degree are preferable, for example, lauric acid, myristic acid, pentadecanoic acid, valmitic acid, margaric acid, stearic acid, nonadecanoic acid, arachidic acid, oleic acid,
Aykonic acid, Heninic acid, Behenic acid, Lignoceric acid, Pentaitaconic acid, Cerotic acid, Heptacosanoic acid,
Montanic acid, nonacosanoic acid, melissic acid, 2-hexadecanoic acid, trans-3-hexadecanoic acid, 2-heptadecenoic acid, trans-2-octadecenoic acid, cis-2-octadecanoic acid, trans-4-octadecenoic acid, cis-
6-octadecenoic acid, elaidic acid, vacenic acid, trans-chondroic acid, nilcic acid, brassic acid, ceracoleic acid, trans-8-trans-10-octadecadienoic acid, linoelaidic acid, o-eleostearic acid,
β-eleostearic acid, busoeleostearic acid, 1
Higher fatty acids such as 2,2-o-heneicosadien can be applied.

Further, higher fatty acids such as methyl stearate, octadecyl stearate, octadecyl laurate, tetradecyl palmitate and docosyl behenate, malonic acid, malonic acid-p-nitrobenzyl ester, malonic acid-Sp-brumbenzyl. Thiuronium salt, malonic acid benzyl ammonium salt, malonic acid diamide, malonic acid anilide; succinic acid, succinic acid p-nitrobenzyl ester, succinic acid phenacyl ester, succinic acid S-p-
Chlorbenzyl thiuronium salt, benzyl ammonium succinate, succinic monoamide, anilide succinate,
Succinic acid dihydrazide; glutaric acid, glutaric acid phenacyl ester, glutaric acid-p-bromophenalcyl ester, glutaric acid-S-p-bromobenzylthiuronium salt, glutaric acid anilide; adipic acid, adipic acid-p-nitro Benzyl ester, adipic acid phenacyl ester, adipic acid monoamide, adipic acid anilide; pimelic acid, pimelic acid-p-bromophenacyl ester, pimelic acid anilide, pimelic acid dianilide,
Pimelic acid dibenzal hydrazide; suberic acid, suberic acid-p-nitrobenzyl ester, suberic acid phenacyl ester, suberic acid monoamide, suberic acid anilide; azelaic acid, azelaic acid-p-bromophenacyl ester, azelaic acid-p -Phenylphenalcyl ester, azelaic acid monoamide; dicarboxylic acids such as sebacic acid, sebacic acid phenalcyl ester, sebacic acid-p-phenylphenacyl ester, sebacic acid benzylammonium salt, or derivatives thereof can also be applied.

As the resin base material of the heat-sensitive recording material, transparent synthetic resin can be applied, for example, polyvinyl chloride, vinyl chloride-vinyl acetate copolymer, vinyl chloride-vinyl acetate-vinyl alcohol ternary copolymer. Coalescence, vinyl chloride-vinyl acetate-maleic acid terpolymer, vinyl chloride-
Vinyl chloride resins such as acrylic acid ester copolymers; polyvinylidene chloride, vinylidene chloride-vinyl chloride copolymers, vinylidene chloride resins such as vinyl chloride-acrylonitrile copolymers; polyacrylic acid esters, polymethacrylic acid esters, Acrylic resin such as acrylic acid ester-methacrylic acid ester copolymer; polyester; polyamide; silicone resin and the like can be applied. Then, when producing the transfer foil in the foil stamping process, these organic low-molecular substances and the resin base material are dissolved or dispersed in an appropriate solvent to form a solution or dispersion, which is screen-printed or gravure-printed on the base sheet. The heat-sensitive recording material layer is formed by applying and drying by a method such as a method.

In this embodiment, the information writing section 15 is provided on the outer surface of the back cover 12 as shown in FIG. 1, but the information writing section 15 is provided on the spread section of the back cover 12 as shown in FIG. It may be provided.

Next, a printing apparatus according to an embodiment for printing on the information entry section 15 of the passbook 1 will be described. Incidentally, this printing apparatus is such that an erasing section and a printing section are provided inside a conventional ATM machine.

That is, the printing device 2 is provided with a main body casing 20 as shown in FIG. 3, and a passbook entry / exit port 21 for loading / unloading the passbook 1 provided on the front surface of the main body casing 20.
And a conveyor 22 provided in the main body casing 20 and comprising a roller conveyor for reciprocating the bankbook 1 inserted from the bankbook entrance 21 in the insertion direction, and an information entry section 15 for the bankbook 1 provided along the conveyor. An erasing unit 23 made of a hot plate for erasing old information from the printer, and a printing unit 24 made of a thermal head for printing new information on the information writing unit 15 provided along the conveying unit 22 where the old information has been erased. Its main part is composed of. Since the original structure of the ATM machine is the same as the conventional one, its description is omitted.

Then, when the passbook 1 is inserted from the passbook entrance 21 of the printing device 2 in order to record the usage details in the passbook, the customer account code is extracted from the magnetic information of the magnetic recording unit 14 provided in the passbook 1 in the device. Then, it sends the data to the host computer connected online. The host computer sends the data for the unrecorded book to the printing device 2 having the ATM function, and prints the data in the entry field of the recording paper 13 in the passbook 1 by the dot printer.

Next, the passbook 1 is conveyed to the erasing section 23, and the information entry section 15 of the passbook 1 is heated to a constant temperature by a hot plate.
The old information is erased by being pressed for a time, and then the passbook 1 is conveyed to the printing unit 24, where the latest visual information is printed on the information writing unit 15 by the thermal head.

The following visual information is printed as visual information to be printed in this embodiment, but it is not necessary to be limited to these information. (Point information) The old information in the external storage device of the host computer is searched from the old information obtained from the magnetic recording unit 14 of the passbook 1 or the ID information such as the customer account code obtained from the magnetic information, and the contents of the transaction this time. The new information is calculated from and printed. (Information about services, etc.) Similarly, customer information is fetched from the above ID information, and information on products, services, etc. that are most suitable for the customer is printed from the product group currently held. (General information) In addition, all the same guide (bank event etc.) information irrelevant to the ID information is printed.

Further, since the passbook 1 inserted in this printing apparatus is the one shown in FIG. 1, the information entry section 15 is erased and printed while the passbook 1 is closed. When the passbook shown in FIG. 2 is inserted, the passbook is opened and the information entry section 1 provided in the spread part of the back cover 12 thereof is opened.
For 5, the visual information is erased / printed.

As described above, by using the passbook 1 according to this embodiment and inserting the passbook 1 from the passbook entrance 21 of the printer 2, the old information recorded in the information entry section 15 of the inserted passbook 1 can be recorded. Since it is erased and new visual information is printed, it is possible to provide customers with the latest visual information other than transactions without reducing the number of deposit entry fields, etc.
Moreover, since the information entry unit 15 is integrally provided in the passbook 1, there is no fear of discarding it.

Further, since the information entry unit 15 is provided for the passbook, the chances of printing the account transaction records in the passbook increase, and the unrecorded information accumulated in the external storage device of the host computer decreases. Therefore, it is possible to reduce the load on the external storage device in the host computer.

[0034]

According to the inventions according to claims 1 to 4, a visible information entry portion made of a rewritable material is provided at an arbitrary position of the front cover, the back cover or the recording sheet. Since the latest visual information can be printed by erasing the old information printed in the entry section, it has the effect of providing the customer with the latest visual information other than transactions without reducing the deposit entry field, and , The information entry section is integrated with the passbook and is not discarded.

Particularly, in the invention according to claim 2, since the information entry portion is provided on the spread portion of the front cover or the back cover, the information entry portion is not exposed to the outside of the passbook, so that the information entry portion is not easily scratched. This has the effect of preventing deterioration of the rewriting characteristics of the information writing section.

In the invention according to claim 3, since the magnetic recording portion is provided on the outer surface of the front cover or the back cover, the latest visual information is read from the magnetic recording portion when printing the latest visual information on the information writing portion. There is an effect that the obtained ID information and the like can be used.

Next, according to the invention of claim 5, a main body casing, a passbook inlet / outlet provided in the main body casing for loading / unloading the passbook, and a transporting unit provided in the main body casing for transporting the passbook. Section, an erasing section that is provided along the transport section to erase old information from the information entry section of the passbook, and a new information is printed on the information entry section that is provided along the transport section and in which the old information is erased. The present invention has an effect that the oldest information can be erased and the latest visible information can be easily rewritten and printed in the information entry section of the passbook according to the invention as set forth in claims 1 to 4. ing.

[Brief description of drawings]

FIG. 1 is a perspective view of a passbook according to an embodiment.

FIG. 2 is a perspective view of a passbook according to another embodiment.

FIG. 3 is an explanatory diagram showing a schematic configuration of a printing apparatus according to an embodiment.

[Explanation of symbols]

 1 passbook 2 printer 10 connection section 11 cover sheet 12 back cover sheet 13 recording sheet 14 magnetic recording section 15 information entry section 20 main body casing 21 passbook entry / exit 22 transport section 23 erasing section 24 printing section

Claims (5)

[Claims] 1. A front cover and a back cover connected at one end side,
In a passbook, the main part of which is composed of a plurality of recording sheets that have a deposit entry field bound to the connecting portion of the front cover and the back cover, and is composed of a rewritable material on any part of the cover, back cover or recording sheet A passbook which is provided with a visible information entry section. 2. The passbook according to claim 1, wherein the information entry section is provided in a spread section of a front cover or a back cover. 3. The passbook according to claim 1, further comprising a magnetic recording portion on the outer surface of the front cover or the back cover. 4. The heat-sensitive recording material, wherein the information entry portion is composed of a resin base material and an organic low molecular weight substance dispersed in the resin base material as main components, and the transparency thereof reversibly changes depending on temperature. The passbook according to any one of claims 1 to 3, which is provided. 5. A printing apparatus for printing on the information entry portion of a passbook according to claim 1, a main body casing, and a passbook entry / exit port provided in the main body casing to carry in / out the passbook. A transport unit provided inside the main body casing for transporting the passbook, an erase unit provided along the transport unit for erasing old information from the information entry unit of the passbook, and an erase unit provided along the transport unit for erasing old information. A printing unit for printing new information on the written information writing unit.