JPH0797391B2 - Cash machine - Google Patents

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cash dispenser used for depositing and dispensing securities such as checks and bills in a window service of a financial institution such as a bank.

BACKGROUND ART At a window of a financial institution such as a bank, a cash machine is used to handle the transaction of securities such as checks and bills. A magnetic ink reader (Magnetic Ink Character Reader) can be connected to such a cash machine, and this magnetic reader reads information related to accounting operations such as the amount printed with magnetic ink on checks. be able to.

DISCLOSURE OF THE INVENTION Problems to be Solved by the Invention In the above-described prior art, a reading format (reading format) for reading a check by a magnetic ink reading apparatus is fixed and stored in, for example, a ROM (Read Only Memory), and accordingly, different types of reading are performed. When reading a check, complicated operations such as exchanging a fixedly stored ROM (read only memory) were required.

An object of the present invention is to solve the above-mentioned problems, to store a plurality of types of reading formats in advance corresponding to the object of receipt and payment of securities such as checks and bills, and select a desired reading format as appropriate. It is to provide a cash machine that can be read.

Means for Solving the Problems The present invention relates to (a) a cash register used for cash processing of securities, and (b) a plurality of securities representing printing positions along a predetermined direction in the securities. The index M is printed, and the serial number and the transaction amount are printed corresponding to each index. (C) A means for reading the index of the securities, the serial number, and the transaction amount; A storage means for storing different types of reading formats, each reading format including a reading length D2 corresponding to the index indicating the reading position D1 of the serial number and the index starting from the reading position D1 of the serial number, A storage means comprising an index representing the reading position D3 and a reading length D4 corresponding to the index starting from the reading position D3 of the accounting amount; and (e) one of a plurality of reading formats stored in the storage means. One reading format And (f) in response to the output of the selecting means, the serial number and the payment amount are read by the reading means based on the selected reading format.

Operation According to the present invention, a plurality of different reading formats of the reading means are stored in the storage means. By selecting a desired one of a plurality of types of reading format by the selection means, the selected reading format is read from the storage means, and the reading means performs a reading operation based on this reading format. Therefore, a wide variety of types of checks and other payment objects can be read by a simple operation, which is extremely practical.

In particular, according to the present invention, the index M is printed on the securities so as to indicate the printing position along one predetermined direction (for example, the left-right direction in FIG. 4), and the serial number and the payment amount are indicated.
It is printed corresponding to each index, and the reading means reads these indexes, the serial number, and the amount of money paid and received, and is selected by the selection means from a plurality of types of reading formats stored in the storage means. Since the serial number and the payment amount are read by the reading means in one reading format, it is possible to prevent the reading error by the reading means.

Moreover, according to the present invention, the serial numbers and the reading / paying positions D1 and D3
The reading lengths D2 and D4 corresponding to the indexes starting from are stored, and the storage capacity can be reduced. If an index individually corresponding to each digit of the serial number and the transaction amount is stored in the storage means, it is necessary to increase the storage capacity as the number of each digit of the serial number and the transaction amount increases. However, in the present invention, it is possible to reduce the storage capacity by storing the read lengths D2 and D4.

Embodiment FIG. 2 is a plan view of the operation unit 1 of the cash machine 25 according to an embodiment of the present invention. The configuration of the operation unit 1 will be described with reference to FIG. A numeric key group 2 which is a so-called numeric keypad for inputting numerical information such as an amount of money, a quantity and a number, and a currency for inputting a currency type such as a 10,000 yen bill and a 5,000 yen bill in the operation unit 1. Type key group 3, Rank key group 4 for entering the rank of checks to be handled, Business type key group 5 for entering the business type of ordinary deposit, checking account, etc. Operators for inputting commands related to addition and subtraction Key group 6
Number key 7 with the character "*" used to enter unique data such as machine number, account number, date, etc., and "on" key 8 to enter that the transaction is deposit
And a "Payment" key 9 to enter that the transaction is a withdrawal,
The "Fishing" key 10 for entering a change transaction, the "Replacement" key 11 for entering a currency exchange transaction, the "Set" key 12 for entering a slip print command, and the deposit or withdrawal as described later. A collation key 13 for collating individual gold data with the total data, and a "transmission" key for enabling the slip to be inserted into the printer 17 which is a printing means provided in the operation unit 1 when the slip is printed. 14, a "paper feed" key 15 for idling the journal paper, which is a copy sheet on the financial institution side in the printer 17, and a "subtotal for printing the registered content in the cash machine 25 at any time. Keys 16 and are provided. A reading execution key K for operating a magnetic ink reading device 50 (see FIG. 1) described later is also provided. By operating the read execution key K and selecting the numerical key group 2, it is possible to read a check or other payment object in a predetermined reading format (reading format).

A display unit 18 including, for example, a liquid crystal display device is provided above the operation unit 1 shown in FIG. 2, and is processed by, for example, a numerical value input using the numerical key group 2 or a cash machine 25. Display numbers etc.

In the vicinity of the display unit 18, indicator lights 19a, 19b, 19 for displaying an operating state such as an overflow state, an error state, a (+) plus, and a (-) minus regarding the cashier 25, respectively.
c and 19d (indicated by reference numeral 19 when collectively referred to) are arranged.

In addition, above the display unit 18, a cash machine at any time.
A total switch 20 for printing the data registered and stored in 25 is provided. When the printing is performed by the total switch 20, the data registered and stored up to that point is erased. In addition to the total switch 20, a date switch 21 and a power switch 22 are provided. These switches 20 to 22 are key switches and can be turned on and off only by a predetermined key.

FIG. 1 is a block diagram showing an electrical configuration of the cash machine 25. With reference to FIG. 1, an electrical configuration of the cash machine 25 will be described. The cash dispenser 25 includes a control unit 26 configured to control various operations, such as a microprocessor.
including. The control unit 26 includes a key input unit 27 for inputting keys such as the numerical key group 2 in the operation unit 1 and a display unit 18.
The printer 17 and the magnetic ink reading device 50 are connected to each other.

The control unit 26 includes, for example, a fixed storage unit 28 including a ROM (Read Only Memory) and the like, an occasional storage unit 29 implemented by, for example, a RAM (Random Access Memory), and information related to check processing. Is connected to a buffer memory 30 in which is stored, and a notification device 31 that generates a buzzer sound or the like when the cash machine 25 is in an error state, for example.

The fixed storage unit 28 has a first storage unit 28a in which a main control program is stored and a second storage unit 28b in which a check reading format is stored.

FIG. 3 is a diagram showing a store area of the second storage unit 28b of the fixed storage unit 28. The second memory 28b stores a code number storage area 55 in which a code number corresponding to the key number of the numerical key group 2 is stored, and a check serial number (Account Number) X for each check R (see FIG. 4). A reading position storage area 51 in which the reading position D1 is stored, a reading length storage area 52 in which the reading length D2 of the check serial number X is stored, and a reading position D3 in which the payment amount Y of the check is stored. Position storage area 53
And a reading length storage area 54 in which the reading length D4 of the cash amount Y is stored. When one of the numerical key groups 2 is operated and a code number is designated, information D1, D2, D3, D related to the check reading format of these checks is displayed.
4 is read, and the cashier information of the check is read based on this reading format.

FIG. 4 is a simplified front view of check R. In the check reading area 60, the check serial number X, the payment amount Y, the personal identification code number Z, and the like are printed in advance by magnetic ink. Above the reading area 60 in FIG. 4, there is provided an index M for defining the reading position and the reading range, which is composed of, for example, consecutive numbers “1” to “38”.
Preprinted with magnetic ink. These indexes M correspond to each number which is the accounting information printed in the reading area 60. As will be described later, when a check is read by the magnetic ink reading device 50, the reading operation is performed based on the reading position and the reading range preset based on the index M.

FIG. 5 is a flow chart for explaining the operation of the cash machine 25 of this embodiment. In the following description, the case where the check R shown in FIG. 4 is deposited using the cash dispenser 25 will be described. From step n1 to step n1a, the execution key K is operated. Check R to be read next in step n2
Since the reading format of No. 1 is the first type, the key of the key number "1" in the numerical key group 2 is operated. As a result, the control unit 26 is assigned the code number "1" of the second storage unit 28b, and the check position "2" of the check serial number X shown in FIG.
5 ", the reading length" 14 "of the check serial number X, the reading position" 05 "of the payment amount Y, and the reading length" 06 "of the payment amount Y are read, and the register 37 ( (See FIG. 1).

The check R is then read by the magnetic ink reader 50 in step n3. The read data is stored in the storage unit 29 as needed.

Next, in step n4, it is judged whether or not there is a setting of the reading position and the reading length of the check serial number. If the reading position and the reading length are set, the process proceeds to step n5 and the reading stored in the storage unit 29 at any time. The serial number X of the check is searched out from the data based on the read position D1 and the read length D2 that have been set. In the check R shown in the fourth diagram, the reading position D1 of the check serial number is "25", and the reading length D2 thereof is "14". Therefore, the check mark index M of "25" to "38" is checked. The number "11631006236070" corresponding to the range is the check serial number X
Becomes

Next, at step n6, it is judged whether or not the reading position D3 and the reading length D4 of the accounting amount Y are set.

Note that in step n4, if the reading position D1 and the reading length D2 of the check serial number are not set, step
Move to n6. If set in step n6, the read position of the set amount of payment Y is read from the read data stored in the storage unit 29 at any time in step n7.
The payment amount Y is found by D3 and the reading length D4. In the case of the check R shown in FIG. 4, since the reading position D3 is "05" and the reading length D4 is "06", it is in the range from "5" to "10" of the index R of the check R. The number “004676” is the cash amount Y. Next, in step n8, the printer 17 prints the serial number X and the payment amount Y of the read check, which is displayed on the display unit 18 in step n9. Next, in step n10, it is determined whether or not the reading process of all of the plurality of checks has been completed. If not completed, for example, the process returns to step n2. In step n6, when the reading position D3 and the reading length D4 of the cash amount Y are not set, the process proceeds to step n10.

When the reading process is completed in step n10, the "in" key 8 indicating that the transaction is a deposit transaction is operated in step n11. Then in step n13 approval key 3
Operate 8. As a result, information relating to check transaction such as check serial number X, amount Y and check type is stored in the buffer memory 30, and the operation ends at step n15.

In the above description, the check R is the first type of reading format, so the key "1" of the numeric keys 2 is used.
If the key has been operated but is in another reading format, the numerical key 2 having a number corresponding to the reading format may be selectively operated. Thus, even when there are a plurality of types of formats that are different from each other, it is possible to reliably read the information relating to the transaction of checks by a simple operation.

In the above-described embodiment, the case where the check is read by the magnetic ink reading device 50 at the time of depositing the check has been described, but in the other transaction processing procedures, when the check is read by the magnetic ink reading device 50,
The present invention can be preferably implemented.

Further, the present invention can be suitably implemented not only for reading checks, but also for reading bills of exchange and other securities.

Effects As described above, according to the present invention, a plurality of types of reading formats can be arbitrarily selected by a simple operation. Therefore, it becomes possible to reliably read various kinds of securities, which are receipts and payments objects, by a simple operation.

In particular, according to the present invention, the serial number and the cash amount printed on the securities are printed in correspondence with the index indicating the printing position along a predetermined one direction, and therefore reading errors are prevented and reading is performed. Can be ensured.

Moreover, according to the present invention, the storage means stores the reading numbers D2 and D4 corresponding to the index starting from the reading positions D1 and D3 of the serial number and the payment amount, whereby the digits of the serial number and the payment amount are stored. Even if the number is large, it is possible to reduce the storage capacity of the storage means and read the serial number and the amount of cash paid or received.

[Brief description of drawings]

FIG. 1 is a block diagram showing an electrical configuration of a cash machine 25 according to an embodiment of the present invention, FIG. 2 is a plan view showing an operating position of the cash machine 25, and FIG. 3 is a store of a correction processing ROM 28b. FIG. 4 is a front view of the check R and FIG. 5 is a flow chart for explaining the operation of the cash machine 25. 1 ... Operation part, 2 ... Numerical value key group, 17 ... Printer, 18
…… Display section, 26 …… Control section, 29 …… As needed storage section, 30 ……
Buffer memory, 50 ... Magnetic ink reader, 51,53
...... Reading position storage area, 52,54 ...... Reading length storage area, 55 ...... Code number storage area, D1 ...... Checking serial number reading position, D2 ...... Checking serial number reading length, D3 ...... Position of reading the amount of payment, D4 ... Reading length of the amount of payment, K ...
... Reading execution key, M ... Index, R ... Check, X ...
Check serial number, Y ... check amount

Claims (1)

[Claims] (A) A cash register used for cash processing of securities, and (b) a plurality of indexes M representing printing positions along a predetermined direction are printed on the securities. , The serial number and the cash amount are printed corresponding to each index, and (c) a means for reading the index, serial number, and cash amount of the securities, and (d) storing a plurality of types of reading formats. The reading means is a storage means, and each reading format includes an index representing the reading position D1 of the serial number, a reading length D2 corresponding to the index starting from the reading position D1 of the serial number, and an index representing the reading position D3 of the accounting amount. Storage means comprising a reading length D4 corresponding to the index starting from the reading position D3 of the payment amount, and (e) means for selecting one reading format from a plurality of types of reading formats stored in the storage means. And (f) of the selection means In response to an output, a money teller machine characterized in that the reading means reads the serial number and the payment amount based on the selected reading format.