JPH0758513B2 - Electronic cash register with credit authentication - Google Patents

Description

Description: TECHNICAL FIELD The present invention relates to an electronic cash register with a credit authentication function, and in particular, a registration unit and a settlement unit are separated, and data relating to products is registered in the registration unit. The present invention relates to an electronic cash register with a credit authentication function, which transmits data for credit authentication processing to a center device, and performs the payment processing based on a credit authentication result transmitted from the center device in a payment section. .

[Prior Art] As is well known, recently, an electronic cash register (hereinafter, referred to as ECR) having an authentication processing function of a credit transaction is known. In such a conventional ECR with credit authentication function, the operator registers the product purchased by the customer, reads the customer's credit card with a card reader, and displays the credit card number and total sales amount on the host computer of the credit company. To transmit. The host computer performs credit authentication processing based on the transmitted data. In other words, the host computer performs a negative check to see if the card is valid, confirms that the amount of sales is within the credit limit, and then confirms the authentication result with the credit authentication function.
Transmit to ECR. The ECR with credit authentication function that receives the authentication result displays the authentication result, issues a receipt if the transaction is possible, and ends the transaction.

[Problems to be Solved by the Invention] By the way, in the conventional ECR with a credit authentication function, it takes 30 seconds from the time when an authentication request is made until the authentication result is returned.
Since it takes more than a second, and the customer is kept waiting during this time, there is a problem that the customer service is lacking and the processing efficiency is poor because the next registration processing cannot be performed during this waiting time.

Therefore, the main object of the present invention is to provide an EC with a credit authentication function that enables the next registration processing after a credit authentication request is made and before the authentication result is returned.
It is to provide R.

[Means for Solving Problems] The ECR with a credit authentication function of the present invention is divided into a registration unit and a settlement unit, and the registration unit and the settlement unit are connected to a center device that authenticates whether credit transactions are possible. ing. The registration unit described above includes an input unit for inputting data on a product, a product data storage unit for storing data on the product input from the input unit, and a credit authentication recorded on a credit card. It comprises a first reading means for reading data for processing, and a transmitting means for transmitting the data concerning the product inputted from the input means and the data read by the first reading means to the center device.

Then, the above-mentioned settlement section transmits to the center device the second reading means for reading the data recorded in the credit card and the data read by the second reading means,
It comprises transmission request control means for requesting transmission of the credit authentication result and receipt issuing means for issuing a receipt.

[Operation] First, the ECR with a credit authentication function according to the present invention is
The registration unit inputs data on a product, performs registration processing, reads data for credit authentication processing from the credit card, and transmits the input data on the product and the data read from the credit card to the center device. . Then, the center device authenticates whether or not the credit transaction is possible based on the transmitted data. The customer picks up the credit card and goes to the checkout department to have the card read. Based on the read card data, the authentication result is transmitted from the center device to the settlement unit and displayed. If the transaction is possible, the settlement section issues a receipt and ends the transaction.

[Embodiment] FIG. 1 is a view for explaining the outline of an embodiment of the present invention. In FIG. 1, the registration unit 1 and the settlement unit 2 are provided separately. The registration section 1 and the settlement section 2 are the second section which will be described later.
4 is an ECR having an electrical configuration as shown in FIGS. In this embodiment, three registration units 1 and two settlement units 2 are provided. The registration unit 1 and the settlement unit 2 are connected to the controller unit 3, and the controller unit 3 is connected to the host computer 5 via the public line 4.

Next, the general operation of the ECR with credit function shown in FIG. 1 will be described. The customer goes to one of the registration departments 1. In the registration unit 1, the data regarding the product purchased by the customer is registered and the data for credit authentication is read from the credit card possessed by the customer. These data are transmitted to the host computer 5 via the controller unit 3 and credit authentication processing is performed. Then, the controller unit 3 stores the credit authentication result. Next, the customer carries the credit card and goes to one of the settlement units 2. When the credit card is read by the settlement unit 2, the controller unit 3 transmits the authentication result of the card to the settlement unit 2. The settlement unit 2 performs a settlement process based on the transmitted authentication result.

FIG. 2 is a schematic block diagram showing an electrical configuration of the registration unit 1 shown in FIG. In FIG. 2, a CPU 10 that functions as a registration unit is provided. A keyboard 11, a card reader 12, a display device 13, a printer 14, a ROM 15, and a RAM 16 are connected to the CPU 10. The keyboard 11 as an input means is for inputting data regarding products. The card reader 12 as the first reading means reads the data for credit authentication recorded on the credit card. The display 13 displays the amount data input from the keyboard 11 and the total amount of sales. RO
M15 stores the operation program of the CPU 10 based on the flowchart shown in FIG. 4 which will be described later. The RAM 16 as a product data storage means includes an area for cumulatively calculating and storing data regarding products input from the keyboard 11.

FIG. 3 is a schematic block diagram showing an electrical configuration of the settlement unit 2 shown in FIG. In FIG. 3, the settlement unit 2 is provided with a CPU 20 that functions as a settlement unit. The CPU 20, the keyboard 21, the card reader 22, the display 23, the printer 24 and the RO
M25 and RAM26 are connected. The card reader 22 as the second reading means reads the data recorded on the credit card. The printer 24 as a receipt issuing means prints the transaction details on a receipt and issues it. The ROM 25 stores the operation program of the CPU 20 based on the flowchart shown in FIG. 6 described later.

4 to 6 are flow charts for explaining the operation of the embodiment of the present invention. In particular, FIG. 4 shows the registration operation of the registration unit 1, FIG. 5 shows the operation of the controller unit 3, and FIG. 6 shows the payment operation of the payment unit 2.

Next, the specific operation of the embodiment of the present invention will be described with reference to FIGS.

First, the customer goes to one of the registration units 1. The operator inputs the amount data and the department code of each product purchased by the customer from the keyboard 11 of the registration unit 1. The operator repeats the registration operation for each product purchased by the customer, and when all the products have been registered, the operator performs a closing operation. When the closing operation is performed, the total sales amount is displayed on the display unit 13. Subsequently, the operator inserts the credit card presented by the customer into the card reader 12 and reads the data for credit authentication processing stored in the card. The data for this credit processing includes credit number data, member number data, credit company code, and the like. Then, the data read by the card reader 12 and the transaction data input from the keyboard 11 are transmitted to the controller unit 3. As a result, the registration unit 1 finishes its operation and the next customer registration process becomes possible.

In response to receiving the card data and the transaction data from the registration unit 1, the controller unit 3 transmits the card number data of the credit card and the total sales amount data to the host computer 5 of the credit sales company via the public line 4. . The host computer 5 checks the validity of the card based on the transmitted data and also checks whether the total sales amount exceeds the credit limit amount and transmits the authentication result to the controller unit 3. . The controller unit 3 stores the message including the transmitted authentication processing result and the transaction data.

On the other hand, the customer who has completed the registration process in the registration section 1 possesses the returned credit card, and then goes to the settlement section 2,
The settlement process is performed by any of the settlement units 2 that are free at that time. The operator inserts the credit card presented by the customer into the card reader 22 to read the card data. The settlement unit 2 transmits the read card number to the controller unit 3 and requests it to transmit the transaction information of the customer. The controller unit 3 transmits the transaction approval / disapproval message and transaction data of the customer to the settlement section 2. Here, in the settlement section 2, if a transaction is possible,
A receipt is issued by the printer 24, and if the transaction is impossible, the fact is displayed on the display 23, and the settlement is made by cash, for example.

[Effects of the Invention] As described above, according to the present invention, the registration unit and the settlement unit are separated, the registration unit registers the data regarding the product, and the data for the credit authentication process is read from the credit card. When the credit card is carried to the settlement section and the card is read again, the result of the authentication processing from the center device is transmitted to the settlement section, and the receipt is issued when the transaction is possible. Since the registration unit does not need to wait for a response from the center device, it operates efficiently. Also,
The customer does not have to wait for the credit inquiry, so that the customer does not feel uncomfortable with the credit check. Therefore, customer service is improved.

[Brief description of drawings]

FIG. 1 is a diagram for explaining the outline of an embodiment of the present invention. FIG. 2 is a schematic block diagram showing the electrical configuration of the registration unit shown in FIG. FIG. 3 is a schematic block diagram showing the electrical configuration of the settlement unit shown in FIG. 4 to 6 are flow charts for explaining the operation of the embodiment of the present invention. In the figure, 1 is a registration unit, 2 is a settlement unit, 3 is a controller unit, 4 is a public line, 5 is a host computer,
10 is a CPU, 11 is a keyboard, 12 is a card reader, 13 is a display, 15 is ROM, 16 is RAM, 20 is a CPU, 22 is a card reader, 24 is a printer, 25 is ROM, and 26 is RAM.

Claims (1)

[Claims] 1. An electronic cash register with a credit authentication function, which is separated into a registration unit and a settlement unit and is capable of transaction processing using a credit card, wherein the registration unit and the settlement unit authenticate whether or not a credit transaction is possible. The registration unit is connected to a center device, and the registration unit includes an input unit for inputting data on a product, a product data storage unit for storing data on the product input from the input unit, and the credit card. First reading means for reading the data for credit authentication processing recorded in, and data relating to the product input from the input means and data read by the first reading means are transmitted to the center device. A second means for reading data recorded on the credit card, the settlement section comprising: Collecting means, transmission request control means for transmitting the data read by the second reading means to the center device and requesting transmission of a credit authentication result, and credit indicating that transactions can be made from the center device. An electronic cash register with a credit authentication function, comprising: a receipt issuing means for issuing a receipt in response to the transmission of an authentication result.