JPH07230510A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To provide an automatic teller machine capable of effectively utilizing waiting time and shortening its operation time and the whole waiting time by previously inputting contents to be originally operated by the teller machine and storing the inputted contents in a memory card such as a magnetic card. CONSTITUTION:An operation information input terminal is constituted of a bankbook entering port 11, a cash card entering port 12, a touch panel 13 to be an interactive work display, an interface part 14 with a host computer, a stacker 17 for stacking a new card for storing operation information, an operation information storing card writing part 15 for writing information in a storage card, and a discharging part 16 for returning the entered bankbook or cash card and discharging the operation information storing card in which operation information is written and a normal automatic teller machine is provided with a function part for entering the storage card and reading out information. Since waiting time or the like can be effectively utilized, the whole waiting time can be shortened.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automated teller machine for shortening a dialogue time with an automated teller machine used for banking.

[0002]

2. Description of the Related Art Conventionally, when a cash transaction is performed by an automated teller machine, a trader stands in front of the automated teller machine while inputting necessary information and interacting with the automated teller machine. I was operating. Therefore, the operation work time was directly reflected as the waiting time after the next customer.

[0003]

In the above-mentioned conventional configuration, since the trader stands in front of the automatic teller machine and starts the trade operation for the first time, the trade operation work time is kept waiting for the next customer and thereafter. It was reflected in the time and sometimes the queue became long. The present invention utilizes this wasteful waiting time to store the operation contents in advance in an operation memory card (magnetic card, bar code card, etc.), and causes the automatic transaction device to read the operation contents so that the automatic cash transaction can be performed. It is an object of the present invention to provide an automated teller machine which shortens a dialogue time with a transaction device and eventually shortens the entire waiting time.

[0004]

In order to solve the above problems, an automatic teller machine according to the present invention has an operation information inputting means for inputting the contents to be originally operated by the automatic teller machine and an operation storage of the inputted operation information. An operation information input terminal having operation information storage means stored in a card (magnetic card, bar code card, etc.) and card output means for outputting the operation storage card, and an operation storage card reading means in the automatic teller machine. It is a thing.

[0005]

According to the present invention, with the above-mentioned configuration, the information content originally operated by the automatic teller machine is inputted by the operation information input means, the information inputted by the operation information input means is stored in the operation memory card, and the operation is carried out. By reading the memory card to the automatic teller machine, the operating time of the automatic teller machine is shortened and the waiting time in the automatic teller machine is shortened.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be specifically described below with reference to the drawings.

FIG. 1 is a functional block diagram of an operation information input terminal of an automated teller machine according to one embodiment of the present invention. A passbook inlet 11 for taking a passbook and a cash card taking port 12, for taking a cash card, An external interface for displaying operating procedures and for inquiring information read from the touch panel 13, which is an information input unit, a passbook, a cash card, and information input from the touch panel 13 and the database of the host computer. Unit 14, operation information storage card writing unit 15 for writing the input information into the operation information storage card, stacker 17 of the operation information storage card in which new information is written, the taken passbook or cash card, and the operation information is written Ejection unit 16 for ejecting the stored operation information storage card and control for controlling the whole Composed of a processing section 18. Figure 2
It is the block diagram which added the related function of this invention to the normal automatic teller machine, and is the operation information storage card inlet 2.
1, a card reading unit 2 for reading the contents of the operation information taken in
2. The stacker 23 stacks the read cards.

Next, the operation of the operation information input terminal configured as described above will be described. First, take in the passbook or cash card from the passbook entry port 11 or the cash card entry port 12, and "pay back" on the touch panel 13.
Display the operation type such as "transfer" and make it "select".
Depending on the selected operation type, thereafter, the user operates the touch panel interactively like a normal automated teller machine. At this time, if necessary, the customer's account balance display, transfer destination account confirmation, and the like are inquired through the external interface unit 14 by wireless or wired communication with the host computer. The operation information storage card writing unit 15 writes the operation content relating only to the cash transaction after the selection to the operation information storage card. The operation contents stored here are, for example, when "Confirm balance" is selected and the customer's account balance is displayed and confirmed after a series of conversation work, "Refund" is again selected and "Refund amount" is entered, "Refund ] Only the "refund amount" is stored. Finally, when all the conversation processing is completed, the operation information storage card in which the operation information is written is ejected by the ejection unit 16 together with the passbook or the cash card. The above control is performed by the control processing unit 18.

The customer inserts the operation information storage card into the operation information storage card intake port 21 after inserting the passbook or cash card and pressing down the personal identification number in the automatic teller machine. The automatic teller machine reads the operation information of the operation information storage card by the card reading unit 22 and performs the operation process. When the operation processing is completed, the operation information storage card is stored in the stacker 23 after being erased if it is a magnetic card, for example.

[0010]

As described above, the present invention has means for inputting operation contents in advance, which contributes to shortening of the dialogue time in the automatic teller machine and, in turn, shortening of the entire waiting time. Is.

[Brief description of drawings]

FIG. 1 is a block diagram of an operation information input terminal showing an embodiment of the present invention.

FIG. 2 is a functional block diagram in which an automatic teller machine according to the present invention is added.

[Explanation of symbols]

 11 Passbook Intake Port 12 Cash Card Intake Port 13 Touch Panel 14 External Interface Unit 15 Operation Information Storage Card Writing Unit 16 Ejection Unit 17 Stacker 18 Control Processing Unit 21 Operation Information Storage Card Intake Port 22 Card Reading Unit 23 Stacker

Claims (1)

[Claims] 1. A first reading means for reading and storing information written on an ID card, a first input means for inputting predetermined necessary information, and information input by the first input means. An automatic cash transaction apparatus having a display means for displaying predetermined information from and a cash depositing / dispensing means for depositing / withdrawing cash based on the information inputted by the first input means. The card having the information written therein, a second reading means for reading and storing the information of the card, and a box for accommodating the card after the information is read by the second reading means. Third reading means for reading and storing information of the ID card, second input means for inputting predetermined information necessary for operating the automatic teller machine, and information read by the third reading means. Enter with the second input means Collating means for collating predetermined information of the input information input, writing means for writing the input information input by the second input means to a card, and a card in which the information is written by the writing means An automated teller machine, comprising: an operation information input terminal having a discharging means for discharging.