JPH0615328Y2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Industrial field of application) The present invention relates to an automatic transaction device which is used for transactions such as cash at a financial institution and the like, and which enables reliable return of a card.

(Prior Art) In an automatic transaction apparatus used for withdrawing, depositing, and transferring deposits and savings in banks and the like, it is essential to handle so-called cash cards. That is, generally, in an automatic transaction device, a cash card is accepted from a card insertion slot and transaction processing is performed based on the information recorded on the card. Then, after the transaction is completed, the card is returned from the card insertion slot that received the card.

FIG. 2 is a sectional view showing the structure of a conventional automatic transaction device. 3 is a perspective view of the main part of the apparatus shown in FIG. 2, and FIG. 4 is a sectional view taken along line IV-IV in FIG.

The device shown in FIG. 2 has a card insertion port 31 and a card carrier 32.

The card insertion opening 31 is composed of a slot formed in the outer wall of the device.

The card carrier 32 includes five pairs of card running rollers 33 and a power motor 36, which are sequentially arranged in one row.

As shown in FIG. 3, the card running roller 33 has a pulley 33b connected to its rotation shaft 33a. Also,
A belt 34 is stretched around each pulley 33b.
Then, the traveling roller 3 located below the rightmost end in FIG.
As shown in FIG. 3, a pulley 33c having a small diameter is coupled to the rotating shaft 33a of the pulley 3. A pulley 36a is connected to the output shaft of the motor 36. The belt 35 is hung between the pulley 36a and the pulley 33c. That is, each roller 33 shown by the solid line in FIG.
Are driven by the motor 36 to rotate in the same direction all at once. Further, the rollers 33, which are arranged so as to circumscribe each roller 33, are connected to each other via a belt and a pulley (not shown) similar to the lower rollers so that they rotate following the rotation of the lower rollers. It is configured. Further, as shown in FIG. 4, on the wall portions on both sides of the card carrier 32, in parallel along the card carrier 32,
The groove 37 is formed. Then, both ends of the card C are inserted into the grooves 37 and conveyed. Therefore, card C
As shown in FIG. 3, the sheet is sandwiched between the rollers that are paired with each other, and is conveyed back and forth along the groove 37 shown in FIG.

Further, as shown in FIG. 2, a read / write head 40 for reading and writing information on the card C is provided in the middle of the card carrier 32. Further, sensors 41 to 45 for detecting the position of the card are provided at each position of the carrying path of the card carrier 32. That is, the card insertion slot 31 is provided with a card insertion slot sensor 41, and card traveling monitoring sensors 42 to 45 are provided near the card traveling rollers 33, respectively. When the card C is present at the sensor position, these sensors 41 to 45 detect this and send a detection signal to a control device (not shown).

The above device takes in a card from the card insertion slot 31,
After conveying (position to shown in FIG. 2 C ₁₎ of the card front end until the sensor 43 detects, starts information reading the card according to the read write head 40. Sensor 44 is card C
When the rear end of the card is detected, the reading is completed, and after the transaction is completed, the card is sent back and returned to the customer from the card insertion slot 31 as shown in C ₂ of FIG. Further, as shown in FIG. 2, on the right side of the card carrier 32, there is provided a card loading box 39 for loading cards which have not been returned to the customer.

FIG. 5 is a flowchart of a control procedure at the time of returning the card of the automatic transaction device of FIG. This unit starts with the card immediately below the read / write head 40 after the transaction is completed.

First, in step S51, the motor 36 shown in FIG. 2 is turned on. As a result, the pulley 36a of the motor 36 rotates counterclockwise as shown by the arrow 36A. Each card running roller 33 includes a belt 35 and a pulley 33c.
And via the belt 34, it rotates in the direction of the arrow 33A shown. As a result, the card C is moved to the read / write head 4
The paper is conveyed leftward in the drawing from a position where 0 is present (C ₁ position).

In step S52, it is determined whether the sensor 42 is on. When the answer to step S52 is negative (No), this determination is repeated.

When the answer to step S52 is affirmative (Yes), the card C has reached a position where the sensor 42 is located, and thus the process proceeds to the next step S53.

In step S53, the sensor 41 is on and the sensor 4
Determine if 2 is off. When the answer to step S53 is negative (No), this determination is repeated.

When the answer to step S53 is affirmative (Yes), the card C reaches the position where the sensor 41 is located and the sensor 42 is located.
Is located to the left of the position (C ₂ position).
At this time, the process proceeds to step S54, and the motor 36 is turned off. As a result, the card C is inserted into the card insertion slot 31 and is returned.

In the next step S55, a card receipt monitoring timer in a controller (not shown) is activated. This allows the card C
Is measured in the returned state. This is because if the customer forgets to take the card, the card is stored in the card take-in box when the time limit of several minutes is exceeded.

In step S56, it is determined whether or not the timer operated in step S55 has timed out. Step S5
When the answer to No. 6 is negative (No), the return status of the card C is within the predetermined time limit. At this time, it is determined in step S57 whether the sensors 41 and 42 are off.

If the answer to step S57 is affirmative (Yes), it means that the card C has been removed from the card insertion slot 31, and the control is terminated.

If the answer to step S57 is negative (No), the card C is still present in the card insertion slot 31, so the process returns to step S56. If the answer to step S56 is affirmative (Yes), the return state of the card C has exceeded the time limit, so the process proceeds to step S58.

In step S58, the card C is taken in.
That is, the mower 36 shown in FIG. 2 is rotated in the counter arrow 36A direction, that is, the clockwise direction, and the traveling roller 33 is rotated in the counter arrow 33A direction. Thus, the card C is illustrated _{C 2}
After the return state indicated by the position is completed, the traveling roller 33 conveys the sheet to the right in the drawing and stores it in the card receiving box 39.

(Problems to be solved by the invention) However, the automatic transaction device having the above configuration has the following problems.

That is, when the card C is in the return state and the customer mistakenly pushes in the card C without pulling it out of the card insertion slot 31, the card cannot be pulled out again, and the card C is loaded after the time limit. There was a problem of getting stuck. That is, when the card C is pushed into the card insertion slot 31, the sensor 41 is not turned off, and the determination result of step S57 in FIG. 5 is negative (No). When the card receipt monitoring timer times out and the answer in step S56 becomes affirmative (Yes), step S5
The card loading process of No. 8 is executed, and the card C is loaded. In this case, the customer would have to request the device administrator to return the card.

The present invention has been made with attention to the above points, so that even if the card is pushed in while the card is being returned, the card will not be removed and will not be taken inside. It is an object to provide an automatic transaction device with improved operability.

(Means for Solving the Problem) The automatic transaction device of the present invention conveys the card insertion port into which the card is inserted and returned and the card inserted into the card insertion port into the device, and inserts the card into the device. A card carrier that presents the card in a predetermined return state to the mouth, a reinsertion detector that detects that the card in the returned state is pushed into the card insertion port again, and a return state of the card of the card carrier When the reinsertion detector detects the reinsertion of the card within the timer for monitoring the time and the time limit measured by the timer, the card carrier is driven and the card is returned in a predetermined return state. A control device for controlling the card to be inserted into the card insertion slot is provided.

(Operation) In the above automatic transaction device, when the card is pushed back into the card insertion slot while being returned, the reinsertion detector detects reinsertion of the card. . Then, within the time limit measured by the timer, the card is again presented in the returned state.

(Embodiment) FIG. 1 is a block diagram showing an embodiment of the automatic transaction device of the present invention. The lower part of the figure shows the state of the card at each time.

The illustrated device includes a card insertion slot 1 and the card insertion slot 1
Card carrier 2 which carries the card C inserted into the device into the apparatus and also inserts the card C into the card insertion slot 1 in a predetermined return state, a reinsertion detector 12, and a timer 20.
And a control device 21.

In the figure, the same parts as those of the apparatus shown in FIG.

That is, the five pairs of running rollers 33 are driven by the motor 36, and the card is sandwiched between the pairs of rollers and conveyed to the right or left in the figure.

At the start of the transaction, the card is taken in and conveyed, and after the transaction is completed, the operation up to the return state is the same as that described with reference to FIG. A reinsertion detector 12, a timer 20, and a controller 21 are provided for this drive control and the inherent operation control of the device of the present invention.

An input / output interface 16 is provided between the control device 21 and the sensors 11 to 15, the read / write head 40, and the motor 36.

The timer 20 is composed of a counter that counts clock signals used for controlling the apparatus and the like. After resetting, when the count value of the clock signal becomes a constant value after resetting, the counter outputs a signal indicating that the time-out, that is, the time limit is exceeded, to the control device 21. The timer 20 measures the time during which the card carrier 2 returns the card C to the return state.

The control device 21 is composed of a CPU (central processing unit). The control device 21 includes a sensor 41 shown in FIG.
The sensors 11 to 15 having the same configurations as those of to 45 are connected via the input / output interface 16. Sensor 12 of these sensors is used as a reinsertion detector to detect reinsertion of the card. The memory 22 comprises a random access memory or the like for temporarily storing data corresponding to cash transaction results.

The control device 21 executes the program shown in FIG. 6 described later. According to this program, when the reinsertion detector 12 detects the reinsertion of the card within the time limit measured by the timer 20, the card carrier 2 again inserts the card C into the card insertion slot 1 in a predetermined return state. Control to present is performed.

FIG. 6 is a flowchart of a control procedure at the time of returning the card of the automatic transaction device of FIG.

This figure shows a processing procedure of a program executed in the control device 21 of FIG.

Note that the customer inserts the card at time T ₁ in FIG. ₁ , information reading of the card is executed from time T ₂ , and after the transaction is completed, the card is conveyed toward the insertion slot 1 as shown at time T _3. This flowchart starts from the point where is started.

First, in step S61, the motor 36 of FIG. 1 is turned on. As a result, the pulley 36a of the motor 36 rotates counterclockwise as shown by the arrow 36A. Each card running roller 33 includes a belt 35 and a pulley 33c.
And via the belt 34, it rotates in the direction of the arrow 33A shown. As a result, the card C is moved to the read / write head 4
The paper is conveyed leftward in the drawing from a position where 0 is present (C ₁ position).

In step S62, it is determined whether the sensor 12 is on. When the answer to step S62 is negative (No), this determination is repeated.

When the answer to step S62 is affirmative (Yes), the card C has reached a position where the sensor 12 is located, and thus the process proceeds to the next step S63.

In step S63, the sensor 11 is on and the sensor 12
Is off. When the answer to step S63 is negative (No), this determination is repeated.

When the answer to step S63 is affirmative (Yes), the card C reaches the position where the sensor 11 is located and the sensor 12 is located.
Is located to the left of the position (C ₂ position).
Proceeds at time _{T 4} of the first view in step S64, to turn off the motor 36. As a result, the card C is inserted from the card insertion slot 1 and is returned.

In the next step S65, the timer 20 of FIG. 1 is activated to monitor the receipt of the card C. As a result, the time during which the card C is in the return state is measured.

In step S66, it is determined whether or not the timer 20 operated in step S65 measures the time limit T _s and times out. When the answer to step S66 is negative (No), the return status of the card C has not exceeded the time limit.
At this time, it is determined in step S67 whether the sensor 12 is on, and in step S68 it is determined whether the sensor 11 is on.

If the answers to steps S67 and 68 are both negative (No), it means that the card C has been removed from the card insertion slot 1, and this program ends.

If the answer to step S68 is affirmative (Yes), the card C is still present in the card insertion slot 1, and the process returns to step S66 described above. That is, the time measurement of the return state is continued.

On the other hand, when the answer to step S66 is negative (No) and the answer to step S67 is affirmative (Yes), it means that the card C has been reinserted into the card insertion slot 1 from the returned state. In FIG. 1, the state at time T ₅ occurs when the customer erroneously pushes the returned card into the insertion slot 1 within the time limit T _s .

At this time, the process proceeds to step S69, and the motor 36 is turned on. Then, in the next step S70, it is determined whether or not the sensor 12 is off. The answer to step S70 is negative (No).
If, then this judgment is repeated. During this time, the motor 36
Is continued and the card C is returned to the return state (C ₂ position). The answer to step S70 is affirmative (Yes) when, since the card C returns to the return state as at time _{T 6} of FIG. 1, the process proceeds to step S71, to turn off the motor 36. Then, it returns to step S66.

When reaching the time _{T 8} in FIG. 1, will be the answer to step S66 is affirmative (Yes), since the return status of the card C has exceeded the time limit, the process proceeds to step S72.

In step S72, the card C is taken in.
That is, the motor 36 shown in FIG. 1 is rotated in the counter arrow 36A direction, that is, the clockwise direction, and the traveling roller 33 is rotated in the counter arrow 33A direction. Thus, the card C is illustrated _{C 2}
After the return state indicated by the position is completed, the traveling roller 33 conveys it to the right in the drawing and stores it in the card receiving box 39 (time T _{8 in} FIG. 1).

The present invention is not limited to the above embodiments.

In the above embodiment, the sensor 12 for detecting the card insertion at the start of the transaction is used as the reinsertion detector, but a sensor dedicated to detecting the reinsertion may be provided.

Further, the time limit measurement of the return state of the card may be reset when the card is returned to the return state and the time measurement may be started again.

(Effect of the Invention) The automatic transaction device of the present invention configured as described above detects the reinsertion of the card and returns the card to the return state. Therefore, when the card is in the return state after the cash transaction processing is completed. , It is possible to prevent the card from being accidentally pushed in and being taken in. As a result, the cash transaction processing can be performed more smoothly.

[Brief description of drawings]

FIG. 1 is a block diagram of an automatic transaction device of the present invention, FIG. 2 is a cross-sectional view of a conventional automatic transaction device, FIG. 3 is a perspective view of an essential part of the device of FIG. 2, and FIG. FIG. 5 is a flow chart of a conventional card return procedure, and FIG. 6 is a flow chart of a card return procedure according to the present invention. 1 ... Card insertion slot, 2 ... Card carrier, 12 ... Reinsertion detector, 33 ... Card running roller, 34, 35 ... Belt, 36 ... Motor, 20 ... Timer, 21 ... Control device.

Claims (1)

[Scope of utility model registration request] 1. A card insertion port into which a card is inserted and returned, a card inserted into the card insertion port being conveyed into the apparatus, and the card being inserted into the card insertion port in a predetermined return state. A carrier, a reinsertion detector that detects that the card in the returned state has been pushed into the card insertion slot again, a timer that monitors the returned state of the card in the card carrier, and is measured by the timer. When a reinsertion of the card is detected by the reinsertion detector within the time limit, the control device drives the card carrier and controls the card to be again returned to the card insertion slot in a predetermined return state. An automatic transaction device comprising: