JPH05204957A - Automatic fund transfer machine - Google Patents

Abstract

PURPOSE:To automatize issue of a receipt and generation of a journal by editing image data and a necessary particular as data of a fun transfer written application read by a fund transfer written application reading and printing part, and outputting them for printing. CONSTITUTION:The automatic fun transfer machine (ATS) is constituted of a display part 2 for displaying guidance, etc., an input part 3 of a touch panel, etc., for inputting the amount of money, etc., a fun transfer written application reading and printing part 4, a receipt printing part 4, a coin receiving/paying part 6, a paper money receiving/paying part 7 and a journal part 8 for obtaining transaction history, a whole control part 9 consisting of a microprocessor for controlling the whole, a memory for storing a program, etc., and a storage part of a magnetic disk, etc., and a power source part 10 for supplying necessary power source. In such a state, image read is executed by the fund transfer written application reading and printing part 4, this image data is edited, printed by the receipt printing part, a receipt is made, and the journal for recording the transaction history also edits the data in the same way as the receipt, and prints it to the journal part.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an apparatus for a user to directly make a transfer transaction using a transfer note.

[0002]

2. Description of the Related Art For example, in Japanese Unexamined Patent Publication No. 62-286169, a receipt is integrally attached to a payment slip, and a receipt stamp is attached to the receipt to divide the payment slip and issue it to a customer. Is shown.

[0003]

Many of the payment slips do not have a receipt. When such payment slips are used, post offices generally make a manual copy of the payment slips. , Part of it is cut off the receipt and given to the customer.

It is an object of the present invention to provide a device which allows a user to directly perform a transfer transaction automatically by using a transfer note.

[0005]

In order to achieve the above-mentioned object, an operation section, a display section, a transfer note reading / printing section, a cash handling section, and a control section are provided for conducting a transfer transaction using a transfer note.

The transfer receipt is accepted by the transfer receipt reading / printing section, and the receipt and the journal are created by the transfer reading section for inputting the image data of the transfer note and the receipt issuing section and the journal section for printing with this data. It is achieved by configuring

[0007]

The receipt data and journal can be automatically created by editing the image data and necessary information of the transfer sheet read by the transfer sheet reading / printing unit and printing it out.

[0008]

Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 shows an automatic transfer machine according to the present invention (hereinafter referred to as A).
The abbreviation of TS) 1 is shown. FIG. 2 shows an internal configuration diagram. The ATS includes a display unit 2 for displaying guidance and the like, an input unit 3 such as a touch panel for inputting an amount of money, a transfer note reading / printing unit 4, a receipt printing unit 5, a coin depositing / dispensing unit 6, a bill depositing / dispensing unit 7, and the like. It is composed of a journal unit 8 for acquiring transaction history, a microprocessor for controlling all of these, a general control unit 9 including a storage unit such as a memory for storing programs and a magnetic disk, and a power supply unit 10 for supplying necessary power. ing.

An example of the operation flow is shown in FIG. 3 and will be described in detail.

In FIG. 3, it is assumed that the type of transfer note that can be handled can be recognized by the automatic machine, and guidance is provided on the screen "Please insert the transfer note." (Step 1) If the machine cannot recognize the type of transfer note, a means for allowing the user to select a transaction may be provided.

The user inserts the transfer note shown in FIG. 4 into the transfer note reading / printing section 4 of the apparatus according to the instruction of the screen guidance in step 1. This transfer form consists of a transfer notification slip and a transfer slip as shown in FIG. 4, and the transfer destination account, transfer destination name amount, transfer recipient's address, and name are pre-printed or filled in by the user (step 2). .. The inserted transfer note is conveyed to a predetermined position, and the transfer note such as size and direction is checked. It should be noted that depending on the type of transfer note, it is also possible to check by ID code, transfer notification slip color, frame shape, etc. (step 3). When the payment slip check is NG, the inserted transfer slip is discharged and the initial state is returned to. If OK, then enter the amount to be paid. As the input means, the user may input from the input section, or the number in the amount column written in the transfer form is OCR recognized, displayed on the display section, and guidance for confirming or correcting the user May be displayed and the user may be prompted (step 4). A charge table according to the transfer amount and transaction type is stored in the storage unit in advance, and the charge according to the transfer amount instructed in step 4 is automatically calculated (step 5).

Then, the guidance shown in FIG. 8 is displayed on the display unit to instruct the user to deposit cash (step 6).

Based on the instruction of the screen guidance in step 6, the user inserts a bill into the bill deposit / withdrawal portion 7 and a coin into the coin deposit / withdrawal portion 6 (step 7). The inserted bills and coins are automatically counted, and the screen guidance shown in FIG. 9 is displayed on the display unit.

As an example, it is assumed that 8500 yen has been deposited (step 8). The content is confirmed by the guidance instruction of FIG. 9, and if correct, the confirmation is input from the input section (step 9). When confirmation is clicked, receipt and journal are created, and transfer stack is printed. The receipt is created by the user's handwritten or preprinted “account” of the transfer form of the transfer form shown in FIG. 4 inserted in step 2.
The thick frame portion 12 indicating the “transfer destination”, “amount of money”, and “transfer person” is image-read by the transfer book reading / printing unit. This may be performed in advance at the time of checking the transfer note in step 3. Then use date 20, transfer amount 21, fee 2
2. The deposit 23, the change 24, the shop 25, and the image data 26 read by the image reading unit are edited and printed by the receipt printing unit 5 to create a receipt 19. An example of a receipt format is shown in FIG. The journal that records the transaction history is the date of use 29, transfer amount 31,
In addition to the charge 32, deposit 33, change 34, and image data 28, data such as usage time 30 is edited and printed on the journal section. An example of the printed format is shown in FIG. The journal may be an electronic record in the storage unit.

[0016] In the transfer form inserted in step 2, the charges (14a, 14b) are shown in the charge column, the date of use (15a, 15b), the deposit amount (16a, 16b), and the change (17a, 17b) are shown in the remarks column. ), The user shops (18a, 18b) are printed, conveyed to the stack section, and stacked. The print data for these receipts, journals, and transfer documents can be set arbitrarily as long as they are editable items. (Step 10) Next, a receipt is issued, and the user receives the receipt (step 1)
1). If there is a change at the end, the change is ejected as bills and coins, and the user receives it (step 12) to end the series of transactions.

[0017]

According to the present invention, the transfer transaction using the transfer note can be automated by the operation of the user. Tampering crimes can be prevented by creating and issuing a receipt by copying the handwritten part of the transfer form as an image.

[Brief description of drawings]

FIG. 1 is a view showing the appearance of an automatic transfer machine device,

FIG. 2 is a diagram showing an internal configuration of an automatic transfer machine,

FIG. 3 is a flowchart showing an operation,

[Figure 4] Example of transfer form

[Fig. 5] Example of payment form printing,

FIG. 6 Receipt format example,

[Figure 7] Journal format example,

FIG. 8 Guidance display example 1,

FIG. 9 shows a guidance display example 2.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... Automatic transfer machine, 2 ... Display part, 3 ... Input part, 4 ... Transfer note reading / printing part, 5 ... Receipt printing part, 6 ... Coin deposit / withdrawal part, 7 ... Banknote deposit / withdrawal part, 8 ... Journal part, 9 ... Overall control unit, 10 ... Power supply unit, 11 ... Transfer note, 12 ... Image reading location, 13 ... Transfer note print example, 14a, 14b ... Fee, 15a, 15b ... Date of use, 16a, 16b ... Deposit amount, 17a, 17b ... change, 18a, 18b ... name of handling branch, 19 ... receipt, 20 ... date of use, 21 ... transfer amount, 22 ... fee, 23 ... deposit amount, 24 ... change, 25 ... handling branch name, 26 Image copy section, 27 ... Journal, 28 ... Image copy section, 29 ... Date of use, 30 ... Time of use, 31 ... Transfer amount, 32 ... Fee, 33 ... Deposit amount, 34 ... Change.

Claims (1)

[Claims] 1. A transfer automatic machine in which a general user can directly perform a transfer transaction at a financial institution,
At least an operation unit for selecting transactions and entering amounts, a display unit for displaying guidance, etc., a transfer form for accepting transfer forms for transfer transactions, image control and printing of necessary items on transfer forms, transfer transfer amount, transfer amount It is equipped with a cash handling section that handles transactions, a journal section that stores transaction history, and a control section that performs overall control, and this device stores a transfer statement in which a general user fills in necessary items such as a transfer destination and cash necessary for a transfer transaction. If the control unit determines that the transaction has been normally performed by inputting in, the image of the handwritten part entered by the user on the transfer form is imaged, and the handwritten part is image copied to the receipt and the journal and issued. Automatic transfer machine characterized by doing.