JPH0480465B2 - - Google Patents

Description

BACKGROUND OF THE INVENTION The present invention relates to transaction processing devices such as cash dispensers and cash deposit dispensing machines.

In recent years, due to business alliances among banks, the number of transaction processing devices that can accept and conduct transactions with cards issued by a plurality of different banks has been increasing. However, information about which bank (types) of cards are available is not always sufficiently communicated to customers. Since conventional transaction processing devices do not adequately display the types of cards that can be used, customers have been uncertain whether their cards can be used for transactions.

Transaction processing devices generally use magnetic cards with magnetic stripes attached. Card data recording methods, such as recording density, may differ depending on the type of magnetic card. Also, some cards have a magnetic stripe affixed to the front, while others have a magnetic stripe affixed to the back. Therefore, the transaction processing device is equipped with hardware and software to perform reading processing for all usable cards. However, since the transaction processing device does not know in advance what type of card will be inserted, there is a problem that the card reading processing time is wasted by the time required to determine the type of card.

SUMMARY OF THE INVENTION This invention provides a transaction processing device that can use multiple types of cards, allows customers to feel secure knowing whether or not their card can be used, and also reduces the card reading processing time for the device. The purpose is to shorten the

The transaction processing device according to the present invention includes an input means for inputting a signal specifying the type of card, a means for storing card reading control data for each type of card, and a means for inputting a signal specifying the input card type. The present invention is characterized by comprising means for reading corresponding card reading control data and selecting or controlling a circuit for card reading.

To initiate a transaction, the customer must enter a signal to identify the type of card according to some display, so at this point he clearly understands whether his card can be used or not. be able to. Additionally, since a signal identifying the type of card is input to the transaction processing device before the card is inserted, it is possible to set in advance the optimal conditions for reading that type of card, which reduces the reading processing time. can be shortened.

A display board or the like may be provided that displays the types of cards that can be used and codes that identify them, or keys may be provided that display pictures or the like representing the cards as an input means. However, it is preferable that the input means consist of a display device that displays information regarding the card type including a code specifying the card type, and a switch for inputting the code specifying the card type. In this case, it is desirable to use a CRT for displaying customer operation guidance as the display device. This allows CRT
Since the shapes of multiple types of cards can be displayed on the top, the customer can understand at a glance whether his or her card is displayed there. and,
If a transparent touch switch is installed on the screen of the display device, and this touch switch is placed so that it overlaps with the shape of the card, the customer can check the type of card by simply touching the display of a card with the same shape as his or her own card. can be identified.

In the future, it may become possible to conduct transactions using transaction processing devices using cards such as credit cards issued by companies other than banks. The present invention also has the effect of imparting versatility to a transaction processing device in that transactions can be processed using all kinds of cards.

DESCRIPTION OF EMBODIMENTS FIG. 1 shows the electrical configuration of the transaction processing device.
It shows the part related to card reading. In this embodiment, a magnetic card is used as the card that records data regarding the customer eligible for the transaction. In this embodiment, the card reading control data also includes the magnetic recording density (BPI) of the card data on the magnetic stripe (magnetic surface) of the card, and whether the magnetic stripe is affixed to the front or back of the card. There is data on whether it is being done. Card reading is controlled by the CPU 1, which controls the operation of its own or the entire transaction processing device.
The CPU 1 includes a memory 2 that stores the program and also stores necessary data.
As shown in FIG. 2, the memory 2 stores read control data (recording density and magnetic stripe attachment surface) corresponding to the card number representing the type of card. In addition to being stored in the memory 2 as a data table, the card reading control data can also be stored, for example, by being incorporated into a program.

Since there are cards with magnetic stripes affixed to the front and cards with magnetic stripes affixed to the back, two magnetic heads are provided (denoted as MH1 and MH2), and these magnetic heads MH1 , MH2 are arranged to face each other with the card C conveyed through the card conveyance path 8 in between, as shown in FIG. In order to deal with cards with different magnetic stripe affixed positions on one side of the card, the magnetic heads MH1 and MH2 may be made movable in a direction perpendicular to the card transport direction, or more magnetic heads may be provided. good. In this case, it is preferable to further add data regarding the position of the magnetic stripe as the card reading control data.

The read signals of each magnetic head MH1 and MH2 are amplified by amplifier circuits 11 and 12, respectively, and then
After passing through gates 13 and 14, OR circuit 15
and sent to the magnetic stripe reading circuit 16 as read data. This reading circuit 16 is connected to the CPU 1 by a bus. Reading control circuit 2
0 is also connected to CPU1, and the magnetic stripe affixed side (front, back) in the card reading control data.
Based on the command from the CPU 1 determined from the data, a gate signal is output to open one of the AND gates 13 and 14.

A rotary transducer 17 is provided on the drive motor of the card transport device or a rotating shaft connected thereto, and a pulse having a frequency proportional to the card transport speed is output from the transducer 17. This pulse is amplified by an amplifier circuit 18 and then sent to a counter 19. A counter set value is determined by the CPU 1 using the recording density data in the card reading control data, and this set value is sent from the control circuit 20 to the counter 19. The counter divides the frequency of the input pulse according to this set value, and outputs the frequency-divided pulse to the reading circuit 16 as a clock pulse.

Data that identifies the type of card, i.e. the card
The number is input from the key input device 3 and sent to the CPU 1 via the interface 4. Preferably, the key input device 3 is combined with a display device. The transaction processing device is equipped with a CRT for guiding customers through operating procedures. As shown in Figure 4,
At the start of transaction processing, the types of cards that can be used are displayed on the CRT 30 in the form of card shapes. A transparent touch switch is provided on the display surface of the CRT 30, and the customer can input the type of card by touching the card shape of the same type as the customer's card. The type of card may be input using the numeric keys 31 and 32 arranged around the display surface of the CRT 30. Each card displayed on the CRT 30 has a card number to identify that card, so the customer identifies the type of card by pressing the key that indicates the number corresponding to that number. be able to.

At the start of a transaction, when data regarding the card number is input from the key input device 3, this data is sent to the CPU 1 via the interface 4. CPU1 searches memory 2 and finds its card number.
Reads the recording density and magnetic stripe surface data. Then, from the recording density data, the counter 19
The setting value is determined, and one of the AND gates 13 and 14 is specified from the magnetic stripe surface data. These commands are sent to the control circuit 20,
The set value is set in the counter 19, and
Either one of AND gates 13 and 14 is opened. The output of counter 19 is sent to read circuit 16 as a clock pulse. For cards with a magnetic stripe affixed to the front
If AND gate 13 is on the back side, gate 14
will be opened respectively. Magnetic head MH1 or
The card data read by MH2 is sent to the reading circuit 16 through the opened gate. The read circuit 16 analyzes the read data input using the input clock pulse as a synchronization signal.

[Brief explanation of the drawing]

Figure 1 is a block diagram showing the part related to card reading in the electrical configuration of the transaction processing device, Figure 2 is a diagram showing the contents of a part of the memory, Figure 3 is a diagram showing the arrangement of the magnetic head, and Figure 4 is a diagram showing the arrangement of the magnetic head. The figure is a diagram showing an example of a display device and a key input device. 1... CPU, 2... Memory, 3... Key input device, 13, 14... AND gate, 16... Magnetic stripe reading circuit, 17... Rotating transducer, 19... Counter, 20... Reading Control circuit, 30...CRT, 31, 32...numeric keypad,
MH1, MH2...Magnetic head.

Claims (1)

[Scope of Claims] 1. An input means for inputting a signal specifying the type of card, a means for storing card reading control data for each type of card, and a signal specifying the type of the input card. A transaction processing device comprising: means for reading card reading control data to select or control a circuit for reading a card. 2. Claim 1, wherein the input means comprises a display device that displays information regarding the card type, including a code that specifies the card type, and a switch for inputting the code that specifies the card type. The transaction processing device described in . 3. The transaction processing device according to claim 2, wherein the display device is for displaying customer operation guidance. 4. The transaction processing device according to claim 2, wherein the switch is provided on the surface of the display device. 5. The transaction processing device according to claim 2, wherein the switch is a numerical key.