JPH044462A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To precisely control the remaining cash amounts of all automatic transaction terminal devices in a business office by receiving information regarding the remaining cash amount from each terminal device by sending commands to all terminal devices from a general purpose terminal device through a communication circuit when the amounts of all terminal devices are to be checked. CONSTITUTION:The operator of a business office operates a general purpose terminal device 5 and inputs an instruction for displaying a remaining cash amount displaying picture on the display 55 of the device 5 from a keyboard 56. When the operator presses a completion key after inputting the machine number designating a pertinent automatic transaction terminal device, the device 5 sends a remaining cash amount informing command to all automatic transaction terminal devices 1-4 or the designated device through a connection interface 54. Each terminal device 1-4 receives the command and sends the information regarding the remaining cash amount of each terminal device 1-4 to the device 5 which has issued the command. Therefore, the remaining cash amount of each automatic transaction terminal device can collectively be controlled.

Description

[Detailed Description of the Invention] (Industrial Application Field) The present invention enables a general-purpose terminal device of a financial institution to check the amount of cash in an automatic transaction terminal device that enables financial transactions such as deposits, withdrawals, and transfers. The present invention relates to an automatic transaction device having such a structure.

(Prior Art) FIG. 2 is a block diagram showing the configuration of a conventional automatic transaction device.

The illustrated device includes a plurality of automated transaction terminal devices 21.22.2.
3.24, a general-purpose terminal device 25, a communication control device 26, a host computer 27, and the like.

The automatic transaction terminal devices 21, 22, and 23 are devices located in the stores of financial institutions, and are capable of performing financial transactions such as deposits and withdrawals, bankbook entries, and transfers. These automatic transaction terminal devices each have a keyboard 12 and a display 13.
It is equipped with

The keyboard 12 is used to perform various financial transaction operations, and is used, for example, to input a personal identification number, withdrawal amount, etc. when withdrawing money.

The display 13 displays information input from the keyboard 12, results of financial transactions, and the like.

The automatic transaction terminal device 24 is provided outside the store, and has the same configuration as the automatic transaction terminal device 21 and the like. This automatic transaction terminal device 24 is connected to a communication control device 26 via a modem 41, a communication line 42, and a modem 43.

The general-purpose terminal device 25 is used by an operator of a financial institution, and includes a control section 51, a power source 52, and a disk device 5.
3, a connection interface section 54, and the like.

The control unit 51 includes a display 55 and a keyboard 56.
and a printer 57 are connected.

The display 55 displays information input from the keyboard 56, transaction results, and the like.

The printer 57 is used to record transaction results and the like that should be saved as documents.

The power supply 52 supplies power to the control unit 51 and the like.

The disk device 53 is the automatic transaction terminal device 21.22.2
3.24 etc. is a device for storing processing results.

The connection interface section 54 is an interface for connecting the general-purpose terminal device 25 to the communication line 30.

The communication control device 26 is an automatic transaction terminal device 21.22.2
3.24 and the general-purpose terminal device 25, and the host computer 27. This communication control device 26 is connected to a host computer 27 via a modem 44 and a communication line 45.

Next, the operation of the above-described device will be explained.

In order for a customer to make a withdrawal using the automatic transaction terminal device 21, 22, 23 or 24, a withdrawal transaction screen is first called up on the display 13. Then, enter your PIN number and withdrawal amount. However, if there is not enough cash inside the automatic transaction terminal device 21 or the like, withdrawal transactions cannot be performed.

The amount of cash inside the automatic transaction terminal device 21 etc. is detected by a physical sensor installed in the cash stacker,
The detection was based on the results of counting the amount of cash withdrawn each time a financial transaction was made. When the amount of cash remaining is low, a near-end alarm or the like is used to notify the operator of the financial institution, and the operator then replenishes the cash.

(Problems to be Solved by the Invention) However, the above-described conventional technology has the following problems.

That is, automatic transaction terminal devices 21, 22, 23 and 24-1
It was necessary for the operator to manage the amount of cash available for each machine. Furthermore, if the automated transaction terminal was located outside a store, the operator would have to go to the location where the device was installed.

Therefore, there is a problem in that it takes a lot of effort to manage the amount of cash and replenish the cash. In particular, during times when automatic transaction terminals are highly utilized, multiple automatic transaction terminals may issue cash near-end warnings at the same time, making it difficult to replenish cash.

The present invention has been made with attention to the above points, and is an automatic transaction system that enables fine-grained and integrated management of cash balances of multiple automatic transaction terminal devices and systematic replenishment of cash. The purpose is to provide a transaction device.

(Means for Solving the Problems) The automatic transaction device of the present invention stores cash internally, is capable of financial transactions including deposits, withdrawals, and transfers, and has multiple automatic transaction devices that detect the amount of cash after the financial transaction. a transaction terminal device, at least one general-purpose terminal device that can control the automatic transaction terminal device, issue a command to detect the amount of cash remaining after the financial transaction, and display the detected amount of cash; A general-purpose terminal device and a communication control device that controls communication between the plurality of automatic transaction terminal devices and a host computer, and the general-purpose terminal device manages cash balances inside the plurality of automatic transaction terminal devices. It is characterized by the following.

(Function) In the automatic transaction device of the present invention, the cash balance inside each automatic transaction terminal device is collectively managed by the operator of the financial institution using the general-purpose terminal device. Therefore, unlike the case of replenishing the current pot based on an alarm outputted by each automatic transaction terminal device, cash can be replenished in a planned manner while checking the amount of cash in each automatic transaction device using a general-purpose terminal device. be able to.

(Example) FIG. 1 is a block diagram showing the configuration of an automatic transaction device of the present invention.

The illustrated device is a plurality of automated transaction terminal devices 1.2.3.4.
, a general-purpose terminal device 5, a communication control device 6, a host computer 7, and the like.

The automatic transaction terminal device 1.2.3 is a device located in a store of a financial institution, and is capable of performing financial transactions such as deposits and withdrawals, bankbook entries, and transfers. Each of these automatic transaction terminal devices includes a key fob 12 and a display 13.

The keyboard 12 is used to perform various financial transaction operations, and is used, for example, to input a personal identification number, withdrawal amount, etc. during a withdrawal transaction.

The display 13 displays information input from the keyboard 12 and results of financial transactions such as deposits, withdrawals, and transfers.

The automatic transaction terminal device 4 is provided outside the store, and has the same configuration as the automatic transaction terminal device 1 and the like. This automatic transaction terminal device 4 is connected to the communication control device 6 via a modem 41, a communication line 42, and a modem 43.

The general-purpose terminal device 5 is used by an operator of a financial institution, and includes a control section 51, a power source 52, and a disk device 53.
, a connection interface section 54, and the like.

The control unit 51 includes a display 55 and a keyboard 56.
and a printer 57 are connected.

The display 55 displays information input from the keyboard 56, transaction results, and the like. A cash balance display screen can be displayed on the display 55 by an operator's operation. This screen is the status display 61
, the machine number 62, 63 million yen, and 64 thousand yen are displayed.

The status display 61 displays the status of the amount of cash inside each automatic transaction terminal device. This status display 61 is
Three levels of display are performed depending on the amount of cash available. This three-stage display is performed using, for example, colors. That is,
When the number of 10,000 yen or 1,000 yen is sufficient, green is displayed, when the remaining quantity is low, yellow is displayed to indicate the brainier end, and when the remaining quantity is so low that it needs to be replenished. , red is displayed to represent the near end.

The machine number 62 represents the machine number of each automatic transaction terminal device.

The 10,000 yen 63 displays the number of 10,000 yen notes stored in the cash stacker inside each automatic transaction terminal device. This number is managed in each automatic transaction terminal device so that it is updated every time a financial transaction is made.

1,000 yen 64 indicates the number of 1,000 yen notes stored in the cash stacker inside each automatic transaction terminal device. This number is also managed in each automatic transaction terminal device so as to be updated every time a financial transaction is made.

These pieces of information are communicated between the general-purpose terminal device 5 and each automatic transaction terminal device 1.2.3.4 via a communication line controlled by the communication control device 6.

The printer 57 is used to record transaction results and the like that should be saved as documents. For example, printer 57
can also print the cash balance display screen displayed on the display 55.

The power supply 52 supplies power to the control unit 51 and the like.

The disk device 53 is an automatic transaction terminal device 1.2.3.4
This is a device for storing processing results etc.

The connection interface unit 54 is an interface for connecting the general-purpose terminal device 5 to the communication line 30.

The communication control device 6 is for controlling communication between the automatic transaction terminal device 1.2.3.4, the general-purpose terminal device 5, and the host computer 7. This communication control circuit 6 is connected to a host computer 7 via a modem 44 and a communication line 45.

Next, the operation of the above-described device will be explained.

FIG. 3 is a flowchart showing the processing procedure of the general-purpose terminal device.

First, an operator at a branch uses the general-purpose terminal device 5 to
The cash balance display screen is displayed by instructions from the keyboard 56.
It is displayed on the display 55 (step Sl). Next, the operator is instructed whether to command the fully automatic transaction terminal device or the individual automatic transaction terminal device (step S2).

When specifying an individual automatic transaction terminal device (step S3), the machine number of the corresponding device is input (step S4). After inputting the machine number, press the completion key (not shown) on the keyboard section 56 (step S
5) The general-purpose terminal device 5 sends the cash balance notification command to the fully automatic transaction terminal devices 1 to 4 through the connection interface unit 54.
Alternatively, it is sent to an individually designated automatic transaction terminal (step S6).

This cash amount notification command is received by each automatic transaction terminal device 1 to 4 via the communication control device 6.

Each of the automatic transaction terminal devices 1 to 4 sends information on the amount of cash that it owns to the general-purpose terminal device 5 that has issued the command to notify the amount of cash.

The general-purpose terminal device 5 displays the amount of cash sent from each automatic transaction terminal device 1 to 4 (steps 87 to 511). In addition, the time for sending the cash balance is monitored (step S7).
, S8), the timeout generator is checked. An example of display editing is as shown in FIG. That is, the display is performed in three stages: green, yellow, and red, depending on the amount of cash available. Also, when a near end occurs, a buzzer sounds.

After displaying the amount of cash on the CRT, the keyboard section 56
By pressing a print instruction key (not shown) (step 512), the cash balance is output to the printer 57 (step 513).

On the other hand, when the automatic transaction terminal issues a near-end notification, the cash amount display screen is automatically displayed in addition to when the operator operates.

That is, when a certain automatic transaction terminal device detects a near-end and notifies the general-purpose terminal device 5, the general-purpose terminal device 5 receives this near-end notification (Step 520) and automatically sends a notification to the fully automatic transaction terminal devices 1 to 4. , Step S6) to issue a notice command of cash balance, and thereafter the same processing as the above-mentioned notice command input by the operator (Steps 87 to 513)
Do this.

(Effects of the Invention) As explained above, the automatic transaction device of the present invention sends a command from the general-purpose terminal device to the fully automatic transaction terminal device via the communication line when checking the cash balance of the automatic transaction terminal device. Since I made it a point to take the uke, I have the following effects.

(2) That is, the operator can use a general-purpose terminal device to easily and finely manage the cash balance of the fully automatic transaction terminal device at the branch.

■In addition, in order to collectively manage fully automatic transaction terminal devices,
The operator can also easily grasp the efficiency of using funds of the automatic transaction terminal device.

(2)Furthermore, since the amount of cash in other automatic transaction terminals can be displayed at the same time at the near end, it is possible to check whether it is necessary to replenish cash in other automatic transaction terminals.

[Brief explanation of drawings]

FIG. 1 is a block diagram showing the configuration of an automatic transaction device of the present invention, FIG. 2 is a block diagram showing the configuration of a conventional automatic transaction device, and FIG. 3 is a flowchart showing the processing procedure of a general-purpose terminal device. l, 2.3.4... Automatic transaction device, 5... General purpose terminal device, 6... Communication control device, 7...
-Host computer, 12...Keyboard, 13...Display.

Claims (1)

[Scope of Claims] A plurality of automatic transaction terminal devices that store cash therein, are capable of financial transactions including deposits, withdrawals, and transfers, and detect the amount of cash after the financial transaction; at least one general-purpose terminal device that can control, issue a command to detect the amount of cash remaining after the financial transaction, and display the detected amount of cash; the general-purpose terminal device and the plurality of automatic transaction terminal devices; and a communication control device that controls communication between the computer and the host computer, and the general-purpose terminal device manages the amount of cash in the plurality of automatic transaction terminal devices. .