JPH042985B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Technical Field The present invention relates to a passbook processing device that prints information regarding monetary transactions and the like on a passbook used in automatic teller machines (hereinafter referred to as ATMs) and the like.

(b) Prior Art and Its Disadvantages Recently, with the increase in the amount of data written on magnetic stripes (magnetic recording media) affixed to bankbooks, there is a tendency to use bankbooks with long magnetic stripes. When it is necessary to change the specifications of the passbook,
Normally, a teller at a bank etc. directly switches passbooks. On the other hand, ATMs generally allow transactions using passbooks, but in principle they do not accept passbooks other than those currently available. Therefore, when switching bankbooks, customers must have a new bankbook issued by a teller, and transactions using ATMs are only possible after that. However, if a customer uses an old passbook at an ATM without knowing that the passbook should be switched, and the decision is made not to accept transactions using the old passbook, this will not only negatively affect customer service, but also cause the old and new passbook to be used again at the ATM. There was a problem that made it impossible to exchange passbooks smoothly. Additionally, ATMs do not handle changing passbooks at all, so there was a problem in that changes in passbook specifications could not be dealt with quickly if the exchanges were handled only at counters.

(c) Purpose of the Invention In view of the above-mentioned circumstances, the present invention aims to provide a passbook processing device that can smoothly switch passbooks without degrading customer service and can quickly respond to changes in passbook specifications.

(d) Structure and Effects of the Invention This invention provides a method for storing money in a passbook on which a recording medium on which valid or invalid information of the passbook is written is attached to the cover and a new/old symbol indicating the new/old version of the passbook is printed on each page. A device for printing information regarding transactions, etc., comprising a medium reading means for reading the recorded contents of the recording medium, a new and old symbol reading means for reading the old and new symbols, and a method for determining whether the passbook is valid based on the contents read by these reading means. , and when it is an old passbook, it has a printing means for printing transaction details and a passbook switching message, and a recorded content rewriting means for rewriting the valid information recorded on the recording medium into invalid information along with the printing. After the old bankbook is printed, invalidation information is written on the recording medium of the old bankbook so that switching to the new bankbook can be smoothly performed.

According to this invention, when an old passbook with valid information written in it is used at an ATM, etc., instead of simply returning the old passbook, the old passbook is printed and treated as valid, and then the invalid information is At the same time, a passbook switching message is printed and subsequent use is invalidated, so customer service does not deteriorate when switching passbooks, and switching between old and new passbooks is smooth not only for banks but also for users. There are advantages to doing so. You can also transfer your old and new passbooks to ATMs by simply printing the old and new symbols on your passbook.
Since it can be easily distinguished by such things as the above, changes in passbook specifications can be dealt with quickly, which has the advantage of contributing to streamlining passbook transaction operations.

(e) Embodiment Figure 1 shows an example in which the passbook processing device of this invention is applied.
FIG. 2 is a structural diagram of the area around the bankbook processing unit in an ATM. FIG. 2 is a control block diagram of the bankbook processing unit.

This passbook processing section is mainly configured with a CPU 1, and the CPU 1 reads and rewrites the recorded contents of the magnetic stripe of the passbook, and performs passbook printing processing.
The passbook is conveyed in the direction of arrow A by rotation of a roller shaft 6 driven by a pulse motor P1 and a feed mechanism 5. FIG. 1 shows a state in which a new bankbook 4, which will be described later, has passed through a magnetic head 7. The passbook is conveyed along the direction of arrow A to the printing section in order to perform the passbook printing process. Bankbook printing is performed by a printing device 2 including a printing head 9 such as a dot printer, which is placed at a printing execution position indicated by a two-dot chain line.

A passbook running detection sensor S1 is located approximately in the center of the conveyance surface through which the passbook 4 passes;
On the side of the magnetic head 7 from the position, and page barcode 10 of bankbook 4 and new bankbook barcode 1, which will be described later.
A barcode detection sensor S2 is provided at a location corresponding to the printing position No. 1, respectively. The passbook running detection sensor S1 detects whether or not the passbook has reached this sensor position, and outputs a signal to the CPU 1 regarding whether or not the passbook is running. The barcode detection sensor S2 reads the page barcode 10, the new bankbook barcode 11, the presence or absence of printed lines of the bankbook, and provides the contents to the CPU1. The magnetic stripe reading/writing device 3 uses a magnetic head 7 provided on the passbook insertion slot to read the recorded contents of the passbook magnetic stripe, which will be described later, and provides the contents to the CPU 1. Perform a write to a stripe. The magnetic head 7 is reciprocated along the row direction of the bankbook by a magnetic head drive device 8.

It is assumed that in an ATM including the above-mentioned passbook processing section, the passbook is switched from the old passbook shown in FIG. 3A to the new passbook shown in FIG. 3B. The passbook and new passbook are for horizontal writing with 24 printing lines, and each page has a page barcode 12,1 near the upper left corner that indicates the page.
3 are printed on each. Further, a new passbook barcode 14 representing the new passbook is printed near the lower left end of each page of the new passbook. New passbook barcode 1
Since old and new bankbooks can be distinguished by the number 4, no barcode representing the old bankbook is printed on the old bankbook. These barcodes represent the number of pages or the new passbook by a combination of the number of horizontal lines or the width. Alternatively, a barcode consisting of vertical lines may be used. Furthermore, a passbook magnetic stripe (not shown) made of magnetic tape is attached to the back of the cover of the old passbook and the new passbook. As shown in FIG. 4, this passbook magnetic stripe includes recording areas for valid or invalid passbook, store number, account details, number of printed lines, account number, and balance. Since the new bankbook allows bankbook transactions, 1 indicating validity is written in the valid/invalid bit of the bankbook magnetic stripe. Furthermore, 1 is written in the validity/invalidity bit of the old passbook until the validity/invalidity check is performed.

Next, the bankbook processing in the bankbook processing section described above will be explained with reference to the flowchart shown in FIG.

When a customer inserts a bankbook into the bankbook insertion slot of an ATM, the bankbook is sucked in the direction of arrow A by the rotation of the roller shaft 6, and step n1 (hereinafter simply referred to as step ni) is performed.
It's called ni. ), the magnetic head 7 reads the recorded contents of the passbook magnetic stripe. continue,
At 2n, the content of the valid/invalid bit read is 1.
or 0. If the content is 1, it is determined that the passbook is valid and the process moves to n4; if the content is 0, it is determined that the passbook is invalid and the passbook is returned (n3). If the inserted passbook is valid, the page and line of the passbook are detected in n4. This page line detection is started when the leading edge of the passbook reaches the passbook running detecting sensor S1, and the passbook running detecting sensor S1 is turned on. Passbook travel detection sensor S1
, and further passes through the barcode detection sensor S2 to confirm the printed page, confirm the printed line, determine the line to start printing, and detect the presence or absence of the new passbook barcode at the rear end of the passbook. .

For example, when a new bankbook 4 is inserted as shown in Fig. 1, the page is confirmed by the page barcode 10, the printed lines, etc. are checked, and finally the new bankbook barcode 11 is detected. Therefore, it is determined that it is a new passbook. When the new passbook barcode is detected in this way, the inserted passbook is determined to be a new passbook (n5), and n6
Move to. Next, the ATM prints the transaction details on the passbook (n6). Then, the recorded contents of the passbook magnetic stripe are updated according to the printed transaction details (n7), and after confirming the validity of the valid/invalid bit (n8), the passbook is returned to the customer and the transaction is completed (n9). .

On the other hand, when the passbook is valid and the new passbook barcode is not detected and it is determined that it is the old passbook (n5), the transaction details are printed at n10 in the same way as n6. As shown in A, a message is printed along with this transaction item to encourage the customer to visit the counter in order to switch to the new passbook (n11). In this case, since the valid/invalid bit of the passbook magnetic stripe of the passbook is 0, the bit is rewritten to 1 to invalidate the passbook (n12), and then the passbook is returned to the customer (n13). In this way, in the case of the old passbook, the above message is printed along with this transaction item, so when the customer checks the contents of the returned passbook, they can see the message and know whether they need to switch to the new passbook. .

As mentioned above, when making an ATM passbook transaction, it is determined whether the passbook is old or new, and if it is an old passbook, the contents of the valid/invalid bit on the passbook magnetic stripe are rewritten to invalid along with the normal printing process, and a message to switch to the new passbook is printed. Therefore, it is possible to accept transactions using a valid old passbook without causing a decline in customer service, and to automatically invalidate the current ATM transaction to smoothly switch to the new passbook. Furthermore, by simply printing a barcode on the passbook that distinguishes the old and new one, the ATM can also handle switching from the old passbook to the new one without significantly changing the processing content on the ATM side. Able to quickly respond to changes in specifications. Note that to distinguish between new and old bankbooks, a bar code that identifies the new bankbook or the old bankbook may be printed on each page of the old bankbook and the new bankbook. Furthermore, whether a passbook is new or old may be identified by a symbol other than a bar code.

[Brief explanation of drawings]

Fig. 1 is a structural diagram of the passbook processing section of an automatic deposit disbursing device to which the passbook processing device of the present invention is applied;
The figure is a control block diagram of the passbook processing section, Figure 3A,
B is a diagram showing the printed pages of the old passbook and new passbook used in the automatic deposit payment device, respectively;
The figure shows the recorded contents of the passbook magnetic stripe of the passbook used in the automatic deposit payment device, and FIG. 5 is a flowchart showing the operational procedure of passbook processing in the automatic deposit payment device. 7...Magnetic head, 9...Printing head, 11,
14...(New passbook) New passbook barcode, S2...
...Barcode detection sensor.

Claims (1)

[Claims] 1. A device that prints information regarding monetary transactions, etc. on a passbook, on which a recording medium with valid or invalid information written on the passbook is affixed to the cover, and a new/old symbol indicating whether the passbook is new or old is printed on each page. , medium reading means for reading the recorded contents of the recording medium, new and old symbol reading means for reading the old and new symbols, and from the contents read by these reading means, when the bankbook is valid and is an old bankbook, the transaction details are determined. A passbook processing device comprising a printing means for printing a passbook switching message as well as printing, and a recorded content rewriting means for rewriting valid information recorded on the recording medium to invalid information together with the printing.