JPH0348988A - Prepaid card registration management system - Google Patents

Abstract

PURPOSE:To prevent damage to a customer by making ineffective the registration number of a prescribed prepaid card and registering the remained amount of the card to a card to be newly issued. CONSTITUTION:A registration management system 1 manages the ineffective registration of a prepaid card C and exchanges information with each card managing device 2. A central managing device 4 is provided and plays a role as a registration managing means. A storage device 5 stores the registration number or remained amount of the card C. When the registration number of the ineffective card C is inputted to an input device 7, the ineffective registration is executed to the storage device 5. The device 4 issues the new card C by an issuing device 8 and the remained amount is registered to the card. Thus, even when the card is lost by the customer, the damage can be prevented.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a prepaid card '99 management system that identifies a customer based on the registration number of the prepaid card and manages the balance based on the identification number.

[Prior Art] In a prepaid card system, a customer prepays a certain contract amount in advance, and in exchange, a prepaid card is issued. and.

A customer in possession of a card can use the card to purchase products or receive various services up to the contracted amount at a store or the like managed by the card issuer.

[Problem to be solved by the invention] However, since card issuers only manage balances based on the registration number recorded as magnetic information on prepaid cards, if a customer loses the card, There was a problem in that the remaining balance that could be used on the card was lost to the customer.

The present invention was developed in view of the above circumstances, and its purpose is to invalidate the registration number of the prepaid card that the customer has reported as lost, and to cancel the balance even if the customer loses the card. To provide a prepaid card registration management system capable of preventing a customer's loss by registering a newly issued card as a balance.

[Means for Solving the Problems] In order to solve the above problems, the present invention provides an issuing means for issuing a prepaid card with a registration number, an information storage means for storing the balance along with the registration number of the card, and an information storage means for storing the balance along with the registration number of the card. an input means for inputting a registration number of a card to be invalidated; and a card for registering the registration number of a card to be invalidated inputted by the input means as invalid in the information storage means and issuing a new card with the remaining balance. and a registration management means for registering the remaining balance of the card and causing the issuing means to issue a new card.

[Operation] The registration management means registers the registration number of the card to be invalidated, input by the input means, as invalid in the information storage means. Then, the balance of the card registered as invalid is registered in the information storage means as the balance of the newly issued card, and the issuing means is caused to issue a new card.

[Example] An example embodying the present invention will be described below with reference to the drawings.

As shown in Figure 1, a prepaid card registration management system l installed at a prepaid card issuing office in a store,
It is connected via a data communication network 3 to a plurality of prepaid card management devices 2 installed at each checkout office within the same store, an external branch, etc., and which also serves as a cash register for payment settlement of individual customers. A prepaid card system is constructed using these.

The registration management system 1 includes a registration management means that manages invalid registration of the card C, manages information exchange with each card management device 2, and controls various devices included in the registration management system 1. A central management device 4 is provided.

The central management device 4 includes a magnetic disk device, a storage device 5 as an information storage means for storing information such as the registration number of the card C and its balance, and the data communication network 3.
A data communication interface 6 that enables data communication with each of the card management devices 2 is electrically connected to the central management device 4, and input/output of information is performed between these devices 5, 6 and the central management device 4. is carried out. Furthermore, an input device 7 is electrically connected to the input side of the central management device 4 as an input means for inputting the registration number of the card C to be invalidated.

On the other hand, the prepaid card registration management system 1 is provided with a ticket issuing device 8 as an issuing means capable of issuing a prepaid card C according to the amount of money M inserted.

The central management device 4 causes the ticket issuing device 8 to issue a prepaid card C when money M is inserted into the ticket issuing device 8, and also stores ticketing information in the storage device 5, such as the registration number of the card C, contract amount, contract date and time, etc. Register. Further, to the output side of the central management device 4, this ticket issuing device rI18 and a printing device 9 for printing ticket issuing information and the like on paper are electrically connected.

Next, the operation of the prepaid card registration management system 1 configured as described above will be explained.

(Normal Issuance of Cards) Normally, depending on the amount of money M inserted into the ticket issuing device 8,
The central management device 4 issues a prepaid card C using the ticket issuing device 8.
is issued, and the deposited amount is registered in the storage device 25 as the balance of the card C together with the new registration number attached to the prepaid card C.

(Providing and updating information) The card management device 2 that has read the registration number of the prepaid card owned by the customer sends the balance information of the card corresponding to the registration number to the registration management system 1 via the data communication network 3. Claim. When the central management device 4 of the registration management system 1 detects a communication signal from any card management device 2 to the data communication interface 6, it starts communication with that card management device 2. If the content of the signal is a request for information on the balance of the card C, the central management device 4 accesses the storage device 5 and reads the balance data corresponding to the registration number, and the card management device that requested the information Send balance data to 2.

The card management device 2 that has received the balance data calculates the balance of the card C based on this balance data after calculating the customer's payment amount. Then, the card management device 2 again requests the registration management system 1 to update the balance of the card C corresponding to the registration number via the data communication M@3.

In response to the communication signal related to the application for updating the card balance, the central management device 4 accesses the storage device 5 and updates the balance data corresponding to the registration number to the newly applied balance data.

Note that if the card management device 2 does not receive information from the registration management system 1 in response to a request for balance data corresponding to the registration number of the card C, the card C is invalidated. Payment by Card C will not be accepted if the balance of Card C is insufficient.

(Card invalidation registration and reissue) A customer submits a notification that the already issued prepaid card C should be invalidated, and the registration number of the card C to be invalidated is input from the input device 7. Then, the central management device 4 accesses the storage device 5, reads the balance data corresponding to the registration number, and stores the registration number and the balance data corresponding thereto in the memory! Delete from 5.

Further, the central management device 4 outputs the balance information to the ticket issuing device 8 and causes the prepaid card C corresponding to the balance to be reissued with a new registration number. At this time, the central management device 4 causes the printing device 9 to print reissue information on the paper as necessary.

At the same time as reissuing the card C, the central management device 4 registers the balance held by the invalidated card in the storage device 5 together with the new registration number assigned to the card C as the balance of the newly issued card C. .

As described above, according to this embodiment, it is possible to invalidate a customer's card at the customer's request and issue a new card according to the remaining balance of the invalid card. Even in such a case, the customer does not have to give up the remaining balance on the card as an unexpected loss, and the customer's loss can be prevented. Further, it is possible to prevent a lost card from being used illegally by another person.

Note that the present invention is not limited to the above-mentioned embodiment, and may be embodied as a small-scale system in which one card management device 2 is incorporated into the prepaid card registration management system 1, for example.

Further, as shown in FIG. 2, from the ticket issuing device 8 to the storage device 5,
In the card issuance process, the ticketing information of the card C with a new registration number is directly additionally registered from the ticketing device 8 to the storage device 5 without going through the central management device 4. You can do it like this.

〔Effect of the invention〕

As detailed above, according to the present invention, the registration number of the prepaid card that the customer has reported as lost is registered as invalid, and the balance is registered as the balance of the newly issued card, so that the customer can use the card. This has an excellent effect of preventing loss to the customer even if the customer loses the item.

[Brief explanation of drawings]

FIG. 1 is a conceptual diagram showing a prepaid card registration management system embodying the present invention, and FIG. 2 is a partial conceptual diagram showing a side effect of the prepaid card registration management system. 4...Central management device as a registration management means, 5...
Storage device as information storage means, 7... Input device as input means, 8... Ticket issuing device as issuing means, C
···prepaid card.

Claims (1)

[Scope of Claims] 1. Issuing means for issuing a prepaid card (C) with a registration number in a prepaid card system that identifies customers based on the registration number of the prepaid card (C) and manages balances based on the identification number. (8); Information storage means (5) for storing the balance along with the registration number of the card (C); Input means (7) capable of inputting the registration number of the card (C) to be invalidated; and the input means Regarding the registration number of the card (C) to be invalidated inputted in (7), this is stored in the information storage means (
5), and register the remaining amount as the remaining amount of the newly issued card (C).
) to issue a new card (C) (4)
) A prepaid card registration management system.