JPH0325234Y2 - - Google Patents

Description

[Detailed Description of the Invention] Field of the Invention This invention relates to a transaction processing device, and particularly relates to improvements in transaction processing devices such as automatic teller machines and vending machines.

Description of Prior Art As transaction processing devices, automatic teller machines that process cash payments or deposits, automatic vending machines that sell goods, and the like are known. This automated teller machine is used for the purpose of saving labor in bank counter operations, and is used as a cash dispenser (CD), automatic teller machine, or ATM (automatic teller machine) that only has the function of dispensing cash. ) etc. These automated teller machines are constantly supplied with power regardless of whether or not they are being used by a customer, and can be used even when the processing unit for independently processing various transactions is in a standby state when not in use. It was consuming the same power as inside. Therefore, there is a problem in that the power consumption is large and it goes against the request for energy saving.

Therefore, in order to solve the above-mentioned problems, power is supplied sequentially to processing units that need to operate based on the customer's operating status, and power is not supplied to processing units that do not need to operate. It is conceivable to control the However, with such technology, if it is not possible to supply power to each processing unit regardless of the operating state of the customer service operation section during maintenance, it will be difficult to perform maintenance and inspection. I run into the problem of not being able to do it.

The above-mentioned problems exist not only when the transaction processing device is an automatic teller machine, but also in automatic vending machines that have the function of individually dispensing a plurality of types of items.

Purpose of the invention Therefore, the purpose of this invention is to provide a transaction processing device that can significantly reduce power consumption, reduce maintenance and management costs, and not cause any trouble in maintenance and inspection.

Structure of the invention To summarize, this invention divides the parts of the transaction processing device that perform various transaction processing into functional units (or parts), and operates the customer service operation means among the transaction processing means of each functional unit. It is configured to supply power only to transaction processing means that should operate in response, and when a maintenance inspection state is detected, power is supplied to all transaction processing means for each function regardless of the operating state of the customer service operation means. It is designed to supply electricity. In other words, when the system is not in the maintenance/inspection state, power is not supplied to the transaction processing means that does not need to operate in response to the operation of the customer service operation means.

Effects of the invention According to this invention, since the power supply to various transaction processing means is stopped when there are no customers in the standby state, power consumption can be significantly reduced, power saving can be achieved, and maintenance costs can be reduced. It can be done cheaply. moreover,
When a maintenance inspection state is detected, power is supplied to all transaction processing means, so predetermined maintenance inspections can be performed without interfering with maintenance inspections.

As an example of a specific embodiment of this invention, an automated teller machine (for example, ATM), which is an example of a transaction processing device, will be described in detail below with reference to the drawings.

DESCRIPTION OF EMBODIMENTS Figures 1A and 1B are external views of an ATM according to an embodiment of this invention, in particular, Figure 1A shows a perspective view from the front, and Figure 1B shows a perspective view from the back. shows. In this example configuration, the ATM
10, a customer service panel 12 is provided on the front surface of the housing 11 (or the surface facing the customer). The customer service panel 12 has a passbook entrance 13 and a card entrance 1.
4. A cash entrance/exit 15, a CRT display 16, and a customer service operation section 22 are provided. here,
The CRT display 16 displays operating procedures and the like to inform the customer.

A door 17 is attached to the back of the ATM 10 so as to be openable and closable. The door 17 is opened during maintenance and inspection, and allows a staff member to inspect or repair each processing unit inside the housing 11. A door switch 18, which is an example of a detection means, is mounted on the back side of the ATM 10 in relation to the door 17. The door switch 18 is used to detect that the door 17 is opened, that is, that it is in a maintenance inspection state.

FIG. 2 is a block diagram of an ATM according to an embodiment of this invention. In the figure, the ATM 10 has a housing 1
1 includes a power supply unit, a plurality of processing units (or modules) 23 to 26, which are examples of various transaction processing means, and a control unit (for example, a microprocessor) 30. The various processing units include a card reading section 23, a passbook processing section 24, a banknote deposit processing section 25, and a banknote withdrawal processing section 26. The card reading section 23 reads data recorded on an inserted card when processing a transaction using a cash card. The passbook processing section 24 includes a printer for printing transaction processing data on the passbook and a passbook reading section for reading data recorded on a magnetic stripe formed on the passbook. The banknote deposit processing unit 25 includes functions such as determining the denomination of banknotes inserted into the banknote slot 15, determining the authenticity of the banknotes, and counting the number of banknotes, and is activated when the customer selects the deposit mode. be converted into The banknote dispensing processing unit 26 includes a discharging mechanism for each denomination of banknotes and a function of counting the number of bills to be discharged, and is activated when the customer selects the cash payment mode. The ATM 10 also includes a customer service operation section 22.

The control unit 30 includes a customer service operation section 22, a card reading section 23, a passbook processing section 24, and a banknote deposit processing section 2 via a signal line (data transmission line) 26.
5 and banknote dispensing processing section 26 are connected. The power supply unit 21 constantly supplies power to the control unit 30 via the power line 28a, whether the ATM 10 is in a transaction processing operating state or in a standby state. Further, the power supply unit 21 supplies power to each of the processing units 23 to 26 that are to be operated in response to the operation of the customer service operation section 22 via power lines 28c to 28f. For that purpose, the power supply unit 21 includes power supply switching means. Details of the power supply unit 21 and control unit 30 are shown in FIG. 3, which will be described later.

FIG. 3 is a specific circuit diagram of the power supply unit and control unit. Control unit 30 includes a common bus 31 for commonly connecting circuits for performing various functions therein. On the common bus 31,
Central processing unit (hereinafter referred to as CPU) 32, RAM 33,
An FDD control circuit 34, a line control circuit 35, a monitor control circuit 36, a transmission control circuit 37, and a power supply control circuit 38 are connected. The CPU 32 controls the operations of various processing units, and executes, for example, the program operations shown in FIGS. 5A and 5B, which will be described later. The RAM 33 stores data loaded from the FDD through the FDD control circuit 34. The line control circuit 35 is
The ATM 10 performs data transmission and reception with a center (not shown) located at a remote location.
The monitor control circuit 36 transmits monitor data to and from a remote monitor (not shown) provided at a remote location within the bank. The transmission control circuit 37 transmits and receives data between various processing units and the customer service operation section 22 to perform predetermined operations. The power supply control circuit 38 uses a signal derived from the CPU 32 in response to the operation of the customer service operation section 22.
Electric power is selectively supplied to each processing unit. Control unit 30 also includes a power supply circuit 39 . The power supply circuit 39 is connected to the control unit 30
This is to make the voltage supplied to each part of the inside constant.

The power supply unit 21 includes a power switch 211 and a changeover switch 212, which is an example of power supply switching means.
~216 included. The power switch 211 is connected to the housing 1
It is provided on the back of 1, etc., and can be operated by the staff.
This is used to put the ATM 10 into operation, and when turned on, AC power from the outlet is directly supplied to the power supply circuit 39 included in the control unit 30. The changeover switches 212 to 216 are individually and selectively closed by the power supply control circuit 38, and the power output when the switches are closed is transferred to the power supply lines 28b, 28c, 28d, 28e, 2
Customer service operation section 22, card reading section 2 via 8f
3. Supplied to the passbook processing section 24, banknote deposit processing section 25, and banknote withdrawal processing section 26.

FIG. 4 is a diagram schematically showing a state in which power is supplied to each processing unit (module unit) to another power supply state. Circles in the figure indicate cases in which power is supplied to each part in each state. Here, the state indicates the state in which data magnetically recorded on the cash card is read by the card reading section 23 in transaction processing using the card. The state indicates the state in which data recorded on the magnetic stripe of the passbook is read when processing transactions using the passbook. The status indicates whether deposit processing is performed in deposit mode or withdrawal processing is performed in cash payment mode. Note that in this state, power is not supplied to the banknote deposit processing section 25 and the banknote withdrawal processing section 26 at the same time. This is because the banknote deposit processing section 25 only needs to operate in the deposit mode, and the banknote withdrawal processing section 26 only needs to operate in the cash payment mode, so that the deposit mode and the cash payment mode are selected at the same time. This is because it is impossible.
If a banknote processing section is provided that performs deposit processing and withdrawal processing in one unit, power is supplied to it in the state. The state indicates a state in which power is supplied to the passbook processing unit 24 in order to print transaction processing data on the passbook when processing transactions using the passbook. The status indicates a case where characters embossed on the cash card are printed on a slip or journal when a transaction is processed using the cash card.
As is clear from the illustration, power is supplied to the customer service operation unit 22 in any of the following states.

FIGS. 5A and 5B are flowcharts for explaining the operation of this embodiment. In addition, in the figure, each step surrounded by a dashed line is the fourth step.
The operating states corresponding to the states shown in the figure are shown.

Next, the specific operation of this embodiment will be explained with reference to FIGS. 1 to 5B.

Normal transaction processing operation First, the case of withdrawing cash using a card and passbook, that is, the case of cash payment mode, will be explained. In step 1, when the power switch 211 is turned on, the power supply circuit 39 of the control unit 30 is turned on.
The CPU 32 performs initial processing because the power is turned on only during the initial processing. In step 2, it is determined whether the transaction is possible or not, and the system waits until the transaction becomes possible. What is this tradable state?
The ATM 10 is in a state where it can operate normally.
When the transaction becomes possible, in step 3 the customer service operation section 22 is turned on. This operation is
Specifically, the CPU 32 provides a signal for turning on the changeover switch 212 to the power supply control circuit 38, and the power supply control circuit 38 turns on the changeover switch 212. Customer service operation department 2
Power is continuously supplied to 2 from then on. In switch 4, the CPU 32 drives the CRT display 16 to display "Press the key for use" as a guide for the customer to select the operating mode of the ATM 10. In step 5, the CPU 32 operates the customer service operation section 22.
It is determined whether a key press signal is input from the key press signal. If it is determined that no key press signal is input, it is determined in step 5a whether or not the door 17 is opened. This determination is made based on the presence or absence of an output from the door switch 18. If it is determined that the door 17 is open, the system waits in steps 5 and 5a until a key is input. If there is a key input, the process advances to step 6. In step 6, the CPU 32 sends a message to indicate that a cash card should be inserted.
The message "Please insert your card."
Display it on the CRT display 16.

Subsequently, state operations are performed. That is, in step 7, the power of the card reading section 23 is turned on. This operation is performed by the CPU 32 giving a signal to the power supply control circuit 38 for instructing the changeover switch 213 to turn on, and the power supply control circuit 38 turning on the changeover switch 213. In step 8, a determination is made as to whether a cash card has been inserted, and the operation is repeated until a cash card is inserted.
When the cash card is inserted, the card reader 23 reads the data (eg, account number, etc.) recorded on the magnetic stripe of the card in step 9. This read data is sent to the card reading section 2.
3 to the transmission control circuit 37 of the control unit 30. In step 10, the CPU 32 transmits the transmitted read data to the center via the line control circuit 35. At the center, a file (not shown) is created based on the data read from the card.
and provides data indicating the validity of the card to the CPU 32 via the transmission line and line control circuit 35. CPU 32 determines the validity of the card in step 10.
If the card is determined to be valid, the message "Please enter your PIN number" will appear in step 11 to instruct you to enter your PIN number.
is displayed on the CRT display 16. In step 12, the customer operates numerical keys (not shown) included in the customer service operation section 22 to input a personal identification number. In step 13, it is determined whether the password is a predetermined one. If it is determined that the password is a predetermined password, the process proceeds to step 14. In step 14, the changeover switch 213 is turned off, and the power to the card reading section 23 is turned off. Then proceed to step 15.

On the other hand, if it is determined in step 13 above that the PIN number is not the specified one, the step
In step 16, it is determined whether the number of input errors is three. If it is within three times, return to step 11 to allow the user to enter the password again. If the error in entering the PIN number is repeated three times, and if it is determined in step 10 that the card is not valid, proceed to step 17. In step 17, a message is displayed on the CRT display 16 indicating to the customer that the transaction cannot be made (for example, "Transactions cannot be made with this card."). At step 18, a determination is made as to whether a card needs to be captured. This judgment is
This is to prevent unauthorized use by retrieving a lost card. If it is determined that the card needs to be retrieved, the card will be retrieved in step 19, and a message will appear on the CRT display in step 20 indicating that an attendant will arrive.
6 is displayed. Next, in step 21,
The power of the card reading section 23 is turned off. If it is determined in step 18 that there is no need to take in the card, the card is returned in step 22, and then the process proceeds to step 21.

In step 15, it is determined that the transaction is to be processed using a passbook, and the process proceeds to step 23. In step 23, a message indicating that a bankbook should be inserted (for example, ``Please insert your bankbook.'') is displayed on the CRT display 16.

Subsequently, state operations are performed. That is, in step 24, the changeover switch 214 is turned on, and the power to the bankbook processing section 24 is turned on. In step 24, a determination is made as to whether a bankbook has been inserted, and this determination is repeated until a bankbook is inserted. When the bankbook is inserted, in step 26 the data recorded on the magnetic stripe of the bankbook is read. In step 27, a determination is made as to whether the passbook is valid. This determination is made based on, for example, that the data read from the passbook does not represent an old passbook and is not the account number of a stolen passbook. When it is determined that the passbook is valid, the power to the passbook processing unit 24 is temporarily turned off in step 28. Then proceed to step 29. On the other hand, if it is determined in step 27 that the passbook is invalid, the process proceeds to step 30. In step 30,
A message is displayed on the CRT display 16 informing that transactions cannot be made with that passbook.
At step 31, the passbook is returned. In step 32, the power to the bankbook processing section 24 is temporarily turned off. Next, it is determined whether the transaction is continuing or not, and if so, proceed to step 29.
If the operation is not continued, a message is displayed on the CRT display 16 in step 34 to notify that the operation will be repeated from the beginning.

If the current cash payment mode is only by card, it is determined in step 15 that the transaction is not a passbook transaction, and the process directly proceeds to step 29.

In step 29, it is determined whether the current transaction process is a deposit transaction. In the case of cash payment mode, since the transaction is not a deposit transaction but a withdrawal transaction, the process proceeds to step 36, where it is determined that the transaction is a withdrawal transaction, and the process proceeds to step 37. In step 37,
A message is displayed on the CRT display 16 informing that the billing amount should be entered.

Thereafter, the operational processing in the states shown in steps 42-46 is performed. That is, in step 42, it is determined whether payment is possible or not based on the current balance. When it is determined that payment is possible, the changeover switch 216 is turned on in step 43, and the power to the banknote dispensing processing section 26 is turned on. In step 44, the amount corresponding to the billed amount is released, that is, the amount is withdrawn.
In step 45, a determination is made as to whether or not the withdrawal has been processed normally. This determination is made by detecting that the dispensed banknotes are not ejected to the cash slot 17 and are not jammed on the way. If it is determined that the money withdrawal process is normal, the process proceeds to step 46, and the power to the banknote withdrawal processing section 26 is turned off. On the other hand, if it is determined that the withdrawal process has not been performed normally, the process proceeds to step 46 after a process to recover from the withdrawal process error is performed in step 47.

Thereafter, in step 49, it is determined that the transaction process is using a passbook, and the status is processed. That is, in step 50, the power of the passbook processing section 24 is turned on. In step 51, data on transaction processing details are printed and recorded in the passbook. At step 52, the bankbook is returned. In step 53, the power to the passbook processing section 24 is turned off.

Subsequently, processing of the state is performed. That is, in step 54, the power of the card reading section 23 is turned on. In step 55, the details of the transaction are printed and recorded on the slip. In step 56,
A slip will be issued. Note that in the case of transaction processing using a bankbook, the operations of steps 55 and 56 may be omitted since data regarding the transaction processing is printed on the bankbook. At step 57, the card is returned. At step 58, the power to the card reading section 23 is turned off. This completes the cash payment mode process.

Thereafter, in step 59, it is determined whether or not the ATM 10 is in a transaction-enabled state, and if it is determined that it is in a transaction-enabled state, the process returns to step 4 described above. On the other hand, if it is determined that the transaction is not possible, the power to the customer service operation section 22 is turned off in step 60, and then the process returns to step 2.

Next, the operation of deposit mode will be described. The operation in this case is similar to the cash payment operation described above except for the following points. That is, in the case of the deposit mode, it is determined in step 29 that the transaction is a deposit transaction, and the process proceeds to step 35. In step 35, a message is displayed on the CRT display 16 informing that a banknote should be inserted. after that,
Perform the state action. That is, in step 38, the changeover switch 215 is turned on, and the power to the banknote deposit processing section 25 is turned on. step 39
, the deposit process is performed. This process is
By determining the authenticity of the banknotes inserted into the banknote slot 15, identifying the denominations of the banknotes, totaling the amounts of the denominations to obtain the current deposit amount, and transmitting the deposit amount to the center. It is done. The center adds the current deposit amount to the balance of the account number to obtain a new balance, and transmits the new balance to the control unit 30. Subsequently, in step 40, it is determined whether or not the deposit has been completed, and if the deposit processing has not been completed, the operations of steps 39 and 40 are repeated.
Here, the determination that the deposit has been completed is made using, for example, a confirmation key (not shown) included in the customer service operation section 22.
Detects that the has been manipulated. When the deposit processing is completed, the power to the banknote deposit processing section 25 is turned off in step 41, and then the step 49 described above is performed.
Proceed to.

As described above, according to this embodiment, in the automatic teller machine, the module units that perform each function are divided into individual modules, and power is sequentially supplied to the units that should operate based on the operation status of the customer service operation section. Since power is cut off to units that have finished operating, each processing unit is only supplied with power for the time it truly needs to operate, significantly reducing power consumption and saving power. There are advantages that can be achieved.

Operation in case of maintenance inspection Maintenance inspection is normally performed when a customer is not processing a transaction at the ATM 10. In this state, the CPU 32 is in a standby state at step 5 and step 5a described above. At this time, when the door 17 is opened by the attendant, the door switch 18 detects that the door 17 has been opened and provides its output to the CPU 32. Accordingly, the CPU 32
It is determined in step 5a that the door 17 has been opened, and the operations in steps 61 to 65 (i.e., the second
(operation to act as a switching control means). That is, in step 61, the changeover switches 212-215 are closed (turned on), and power is supplied to all processing units 22a-25. In step 62, the person in charge performs a restoration process for the malfunctioning part or a test process for inspection. In step 63, it is determined whether or not the test process has ended, and if it is determined that it has not ended, the process returns to step 62. The operations of steps 62 and 63 are then repeated until all test processing is completed. Here, the end state of the test process can be detected by, for example, providing a switch in the housing 11 to issue a command that the test or inspection has ended, and detecting that the switch is pressed. Then, after all tests are finished, step 63
When the end status of the test process is determined in
Proceed to step 64. Note that the determination of the end state of the test process may be made manually. step 64
At this point, the CPU 32 determines whether the door 17 is closed. If door 17 is not closed,
The process waits for the door 17 to close, and when it is determined that the door 17 is closed, the process advances to step 65. In step 65, all of the changeover switches 212-215 are opened (turned off), and the supply of power is stopped.

In this way, in the case of maintenance inspection, the condition is detected based on the open/closed state of the door for detecting maintenance work, and if the maintenance inspection is in progress, power is supplied to all processing units during that period. Therefore, even if the ATM is such that power is sequentially supplied only to the processing units that are to operate in response to the operation status of the customer service operation section, there is an advantage that problems can be prevented during maintenance and inspection.

In the above embodiment, an automatic teller machine was described as an example of a transaction processing device, but the technical idea of this invention is not limited to this, and can be applied to other transaction processing devices, such as those capable of selling multiple types of goods. It should be pointed out that the present invention can also be applied to automatic vending machines and vending machines that require sequential operations.

[Brief explanation of the drawing]

FIGS. 1A and 1B are external views of an ATM according to an embodiment of this invention. FIG. 2 is a block diagram of an ATM according to an embodiment of this invention. FIG. 3 is a detailed block diagram of the control unit and power supply unit. FIG. 4 is a diagram schematically showing the power supply state of each part according to the operating state. 5A and 5B are flowcharts for explaining the operation of one embodiment of this invention. In the figure, 10 is an ATM, 21 is a power supply unit, 22 is a customer service operation section, 23 is a card reading section, 2
Reference numeral 4 indicates a passbook processing section, 25 indicates a bill deposit processing section, 26 indicates a bill withdrawal processing section, and 30 indicates a control unit.

Claims (1)

[Scope of Claim for Utility Model Registration] (1) A customer service operating means operated by a customer, a plurality of transaction processing means each independently performing various operations for transaction processing, and selection as each of the transaction processing means. a door to be opened during maintenance and inspection; a detection means for detecting the open state of the door; and a control means, the control means controlling the operation of the customer service operation means. a first switching control means for controlling the switching state of the power supply switching means so as to supply power to the transaction processing means to be operated in response; To power all means,
and second switching control means for controlling a switching state of the power supply switching means. (2) The first switching control means controls the power supply so as to sequentially supply power in a predetermined order to a certain number of transaction processing means to operate in the operation mode selected by the customer service operation means. The transaction processing device according to claim 1, which controls the switching state of the switching means. (3) The transaction processing device is an automated teller machine capable of transacting cash using at least a card; The transaction processing device according to claim 1, which includes at least a banknote dispensing processing means for discharging banknotes.