JPH03248295A - Credit processor - Google Patents

Abstract

PURPOSE:To surely execute the reissue of a credit slip by simple operation independently of its transaction amount by successively storing credit transaction data printed on a slip sheet in each formation of the credit transaction. CONSTITUTION:Credit transaction data are successively stored in the storage buffer of a RAM 4 by using a processing number as a key independently of its amount in each formation of credit transaction. When only a reissue key 31 on a keyboard 7 is depressed, a credit slip based upon the credit transaction data finally stored in the buffer is reissued. When a slip is to be reissued due to the generation of paper jum or the like during the printing of a credit slip, the slip can be surely reissued by the simple operation independently of the transaction amount.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a credit processing device that is capable of reissuing credit slips.

[Prior Art] For example, a credit card processing device that can accept credit cards is generally equipped with a sales registration function for registering sales data of each product. When a credit card payment is made for the sales product registered using this registration function, Card League reads the card information (credit company code, membership number, validity period, etc.) of the credit card brought by the customer. This credit transaction data consisting of card information, credit transaction amount, handling number, slip number, etc. is sent to an external host computer connected online to inquire whether the credit transaction is possible. If there is a sales approval response from the host computer, the credit transaction data is temporarily stored in the print buffer, and the credit slip is printed in response to the key operation of the issue key, and this slip is issued. It has become.

The host computer is equipped with a data file that stores the membership number, allowable amount, etc. of the customer who has made the contract, and when credit transaction data is received, the computer examines the file data of the customer and determines whether or not the credit transaction is possible. The system then notifies you of the determination results.

By the way, in the conventional credit processing device on this shelf, if a paper jam occurs while printing a credit slip and a normal slip is not issued, the print buffer is cleared and the slip cannot be reissued. Ta.

In contrast, conventionally, for credit transactions where the credit transaction amount is lower than a preset allowable amount, the credit transaction data for that transaction is temporarily stored in a buffer, and once the storage capacity of this buffer reaches a certain amount, 2. Description of the Related Art A credit processing device is known in which credit transaction data in a buffer is transmitted all at once to a host computer of a credit company, thereby making effective use of a line.

(Unexamined Japanese Patent Publication No. 60-179897) With such a credit processing device, the credit transaction data is stored in the buffer for relatively low amount credit transactions, so another operation is required after the credit slip issuance operation. However, it is possible to have the slip reissued. However, in the case of relatively high-value credit transactions, the credit transaction data is not stored in the buffer, so it has been impossible to reissue the slip related to the transaction.

[Problems to be Solved by the Invention] As described above, in conventional credit processing devices, credit slips cannot be issued due to paper jams, or credit slips must be reissued due to customers losing slips. However, it was not always possible to reissue them reliably. If reissuance is not possible, store openings will have to create slips by hand from customers' receipts, which is extremely complicated and takes time and effort.

Therefore, the present invention makes it possible to reissue credit slips reliably in a short time with a simple operation, regardless of the amount of the credit transaction, when it becomes necessary to reissue the credit slip.
The present invention aims to provide a credit processing device that can improve serviceability and reliability.

[Means for Solving the Problems] The invention according to claim 1 prints and issues credit transaction data such as a customer's membership number, credit transaction amount, and transaction identification number on a predetermined slip paper when a credit transaction is established. In the credit processing device, a data storage means for sequentially storing credit transaction data printed on a slip each time a credit transaction is established, a transaction identification number input means, a credit slip reissue instruction means, and the instruction means When the reissuance of the credit slip is instructed, the credit transaction data corresponding to the transaction identification number inputted by the input means is extracted from the credit transaction data stored in the data storage means and the credit slip is reissued. and control means.

The invention according to claim 2 provides a data storage means for storing the credit transaction data printed on the slip paper each time a credit transaction is established, and when the reissue instruction means instructs to reissue the credit slip, The credit transaction data stored in the data storage means is extracted and the credit slip is reissued.

[Function] In the invention described in claim 1, each time a credit transaction is completed, credit transaction data such as the customer's membership number, credit transaction amount, and transaction identification number are printed on a predetermined slip form and issued. At the same time, this credit transaction data is sequentially stored. Then, when a transaction identification number is input using the input means and an instruction is given to reissue a credit slip, the slip is reissued based on the stored credit transaction data of the transaction identification number.

In the invention set forth in claim 2, when a credit slip reissue is instructed, the slip is reissued based on the last stored credit transaction data.

[Example] Hereinafter, an example of the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram showing the overall configuration. A credit processing terminal 1 consisting of, for example, an electronic cash register includes a modem (MODEM) and a network control device (N
It is connected to a host computer 6 of each credit card company via a communication circuit 2 consisting of CU), a public telephone line 3, a telephone exchange 4, and a public telephone line 5. The terminal device 1 includes a keyboard 7 used for registering sales products, a display 8 used for displaying product sales data, total amount, etc., and the customer's membership number and validity period magnetically recorded on the credit card. A card reader 9 used to read card data, such as a card reader 9, an RJ (receipt/journal) printer 10 used to print out receipts and journals, and a slip issuing machine 11 used to print out credit slips. It is provided.

As shown in FIG. 2, the keyboard 7 includes a number key 21, an amount key 22, a department key 23, and a clear key 24.
, deposit/cash key 25, credit key 26, cancellation key 2
7, a multiplication key 28, a transmission key 29, an issue key 30, a reissue key 31, a subtotal key 32, and a manual key 33 for payment methods such as lump sum payment and installment payment at the time of credit transaction.

Here, the deposit/cash total key 25 and the credit key 26 are keys for instructing the closing of product sales transactions, the deposit/cash total key 25 functions as a closing key for cash transactions, and the credit key 26 functions as a closing key for cash transactions. Acts as a closing key for transactions.

Further, the transmission key 29 is a key for instructing the host computer 6 of the credit company to transmit credit transaction data, and the issue key 30 is a key for instructing the issuance of a credit slip for a completed credit transaction. The reissue key 31 is a key for instructing reissue of a credit slip for a credit transaction that has already been completed.

FIG. 3 is a control block diagram of the terminal 1. As shown in FIG.

A CPU (Central Processing Unit) 41 serving as the main body of the control section has a built-in arithmetic circuit, a memory control circuit, etc., and executes various arithmetic processing based on input data, and the CPU 41 controls each section via a pass line 42. ROM 43 storing program data etc. for the above-mentioned CP
U41 operates RAM44 in which various memories necessary for controlling each part are formed. In addition, the CPU 41
is configured to read date and time data measured by a clock circuit 45 at a timely manner.

Further, the communication circuit 2, the keyboard circuit 46 that takes in key data from the keyboard 7, and the display 8
a display control circuit 47 that drives and controls the card reader 9;
Card reader control circuit 48 that takes in card data from
, a print control circuit 49 that drives and controls the RJ printer 10 and the slip issuing machine 11, respectively, "Registration" and "Payment"
A signal is input from the mode switch 50 which is a changeover switch for various business modes such as "setting", and an I10 port 53 outputs a drive signal to a drawer opening device 52 that opens a drawer 51 for storing cash etc. Each of them is connected to the CPU 41 via the pass line 42.

As shown in FIG. 4, the RAM 44 stores information such as the credit transaction amount, credit company code, credit transaction occurrence date and time, customer's membership number, credit payment method, etc. using the handling number, which is a serial number for identifying the transaction, as a key. A credit transaction data storage buffer 60 is formed for sequentially storing credit transaction data. This buffer consists of approximately 30 kilobytes, and approximately 30
Byte credit transaction data can be stored for up to 1000 transactions.

Furthermore, as shown in Figure 5, there is a departmental sales totalizer 61 that accumulates the number of sales items and sales amount for each product registered for sale by department code.A totalizer that stores the total amount of products sold to one customer. Amount memory 62, Receipt number counter 63 that counts receipt numbers (handling numbers), Slip number counter 64 that counts credit slip numbers, Card data memory 65 that temporarily stores card data read by card reader 9, Payment method Manual use In addition to a payment method memory 66 that temporarily stores data on the credit payment method specified by the key 33, a transmission buffer 67, a reception buffer 68, a print buffer 69, etc. are formed in the RAM 44.

The CPU 41 is configured to execute the process shown in FIG. 6 according to the program in the ROM 43. That is, in ST (step) 1, the keyboard 7
key operation (enter the department code of the product to be sold using the number key 21 and operate the department key 23, then enter the price of the product using the number key 21 and operate the amount key 22) ), when the department of the sold product is registered, the price is accumulated by department code in the departmental sales totalizer 61, added to the contents of the total amount memory 62, and the added value is stored again in the total amount memory 62. (registration process). Further, the department code and price are displayed on the display 8, and the RJ printer 10 is driven to print them out on the receipt and journal (display/print processing). This registration process and display printing process are executed every time a product registration operation is performed from the keyboard 7. Then, in ST2, tighten the key (deposit/
When the cash key 25 or credit key 26) is operated, the closing of one transaction is instructed, so the RJ printer 1
Total amount memory 62 in receipt and journal by 0
The total amount is printed out, and the total amount is displayed on the display 8. Here, credit key 26
When closing is performed by inputting , a credit transaction using a credit card has been instructed, so the card data of the credit card inserted into the card reader 9 is read and stored in the card data memory 65. Further, the data of the credit payment method specified by the payment method manual key 33 is stored in the payment method memory 66.

When the transmission key 29 is input, the card data in the card data memory 65, the payment method data in the payment method memory 66, the credit transaction amount in the total amount memory 62, and the receipt number in the receipt number counter 63 (
The credit transaction data message is edited based on the transaction number (handling number), the slip number in the slip number counter 64, and the transaction occurrence date and time read from the clock circuit 45, and set in the transmission buffer 67, and sent to the host computer 6 of the corresponding credit company. A credit transaction data message is sent and an inquiry is made as to whether or not the credit transaction is possible.

Here, if a response indicating that the transaction is not possible is received from the host computer 6, a message indicating that the transaction is not possible is displayed on the display 8, and this processing is terminated.

On the other hand, when a transaction approval response is received from the host computer 6, the credit transaction data is stored in an empty area of the storage buffer 60 using the handling number of the credit transaction data included in the approval response in the reception buffer 68 as a key. to remember.

Next, when the issue key 30 is inputted, the credit transaction data included in the approval response in the reception buffer 68 is set in the print buffer 69, and the slip issuing machine 11 is operated to print it out on a predetermined slip paper. will issue a credit slip.

The RJ printer 10 is also operated to print a message indicating that the transaction is a credit transaction, a receipt number, etc. on the receipt and journal to issue a receipt. After that, the receipt number counter 63 and the slip number counter 6
4 is updated by "+1", and this process ends.

On the other hand, there is no product registration operation in STI, and in ST3, key operation on the keyboard 7 (operate only the reissue key 30, or operate the reissue key 30 after entering the handling number using the number key 21) When the reissuance of the credit slip is instructed, Sr1 determines whether or not a handling number has been input. If no handling number is input, the credit transaction data last stored in the storage buffer 60 is extracted, and the slip issuing machine 11 is operated to reissue a credit slip based on the credit transaction data.

On the other hand, if a handling number is input, the storage buffer 60 is searched using the handling number as a key. Then, the credit transaction data with the matching transaction number is extracted, and the slip issuing machine 11 is operated to reissue a credit slip based on the credit transaction data. In addition,
If there is no data with a matching handling number, an error message is displayed on the display 8.

In this embodiment with such a configuration, when a customer wishes to make a transaction using a credit card, the cashier (terminal 1)
After registering the sale of the product purchased by the customer, the clerk operating the credit key 26 operates the credit key 26. Also, the customer inserts the credit card in his/her possession into the card reader 9. Furthermore, the customer inputs his/her desired payment method using the corresponding function key 33. Then, an inquiry is made to the relevant credit company to confirm whether or not the transaction is possible, and if there is a transaction approval response, the credit transaction amount, credit company code, date and time of transaction, membership number, payment method data, handling number, slip number, etc. The data is stored in an empty area of the storage buffer 60 using its handling number as a key. After that, when the issuing key 30 is operated,
The slip issuing machine 11 issues a credit slip with the credit transaction data printed thereon, and the RJ printer 10 issues a receipt with the transaction detail data printed thereon. With this, the transaction for the customer who requested the credit transaction is completed.

Here, an example of issuing a credit slip is shown in FIG. 7, and an example of issuing a receipt is shown in FIG. 9. As shown in the figure, the handling number 70 of the credit slip and the receipt number 9 of the receipt.
It matches 0.

As described above, in this embodiment, each time a credit transaction occurs and is completed, the credit transaction data is sequentially stored in the storage buffer 60 using the transaction number as a key, regardless of the amount of the credit transaction. When only the reissue key 31 is operated, a credit slip is reissued based on the credit transaction data last stored in the storage buffer 60. Therefore, if a paper jam or the like occurs while printing a credit slip and a normal slip cannot be issued and it is necessary to reissue it, by operating the reissue key 31, the credit slip can be printed regardless of the amount of the credit transaction. There is an advantage that the desired credit slip can be reissued without fail. This reissue operation for the final credit transaction is possible even if the customer registers the product after that, as long as the credit transaction is not completed, so for example, if the next customer is in a hurry to register, the next customer's registration The desired credit slip can be reissued after completing the above steps.

Further, when the handling number is entered using the number key 21 and the reissue key 31 is then operated, the storage buffer 60
Credit slips are now reissued based on the credit transaction data for the corresponding handling number stored in . Therefore, for example, if a customer who has lost a credit slip requests a reissue, he or she can change the amount of the credit transaction by entering the handling number for the credit transaction and then operating the reissue key 31. This has the advantage that the desired credit slip can be reissued reliably regardless of the situation. As mentioned above, the handling number is printed as a receipt number on the receipt issued at the time of the credit transaction, so it can be easily checked even if the credit slip is lost. This reissue operation for past credit transactions is possible as long as the credit transaction data is stored and held in the storage buffer 60. In this embodiment, the storage buffer 60 is composed of approximately 30 kilobytes, and
Since we have made it possible to accumulate data for transactions, we believe that most stores will be able to cover a sufficient period of data.

Incidentally, FIG. 8 shows an example of a reissue slip for a credit transaction for which the credit slip shown in FIG. 7 was issued. As shown in the figure, reissued slips are marked with a reissued mark "*" to distinguish them from officially issued slips. By doing this, when a lost slip is found, it is easy to identify which slip is the reissued slip, which is convenient. Note that it may be possible to select whether or not to print the reissue mark. This is because if a slip is not issued due to a paper jam or the like and a reissue is instructed, a reissue mark is not required.

The present invention can also be applied to a type of credit processing device that temporarily stores credit transaction data without inquiring whether the credit transaction is possible or not when the amount of the credit transaction is small. buffer 6
This can be applied by providing 0. Further, although a handling number which is a receipt number is used as a transaction identification number, it is also possible to use a slip number as a transaction identification number by printing the slip number on a receipt at the time of a credit transaction. It goes without saying that various other modifications can be made without departing from the gist of the present invention.

[Effects of the Invention] Since the present invention is configured as described above, the following effects can be obtained, and a credit processing device with improved serviceability and reliability can be provided.

According to the invention set forth in claim 1, when it becomes necessary to reissue a credit slip for a past credit transaction, the credit slip can be reissued by simply inputting the transaction identification number and instructing reissue. Regardless of the transaction amount, it can be reissued reliably within a short period of time.

According to the invention set forth in claim 2, when it becomes necessary to reissue a credit slip for the latest credit transaction, the simple operation of instructing reissue without inputting a transaction identification number can be performed. Credit cards can be reissued reliably within a short time regardless of the amount of credit transactions.

[Brief explanation of drawings]

The drawings are diagrams showing an embodiment of the present invention, in which Fig. 1 is a block diagram showing the overall configuration, Fig. 2 is a key arrangement diagram of a keyboard, Fig. 3 is a block diagram of a terminal device, and Fig. 4 is a block diagram showing the overall configuration. Figure 5 shows the storage buffer for credit transaction data, and Figure 5 shows the RA.
FIG. 6 is a flowchart showing the program processing related to the present invention by the CPU, FIG. 7 is a diagram showing an example of issuing a credit slip, and FIG. 8 is a diagram showing an example of reissuing a credit slip. , FIG. 9 is a diagram showing an example of issuing a receipt at the time of credit transaction. 1... Terminal, 2... Communication circuit, 6... Host computer, 9... Card reader,
11...Voucher issuing machine, 21...Number key (transaction identification number input means), 26...
...Credit key 30...Issuance key 31...Reissue key (slip reissue instruction means) 60...Accumulation buffer for credit transaction data (data accumulation means), 63...Receipt number counter, 64. ...Slip number counter.

Claims (2)

[Claims] (1) When a credit transaction is established, a credit processing device that prints and issues credit transaction data such as the customer's membership number, credit transaction amount, and transaction identification number on a predetermined slip paper, prints the said slip every time a credit transaction is completed. a data storage means for sequentially storing credit transaction data printed on paper, a transaction identification number input means, a credit slip reissue instruction means, and when the instruction means instructs to reissue the credit slip, It is characterized by comprising a slip reissue control means for extracting the credit transaction data of the transaction identification number inputted by the input means from among the credit transaction data stored in the data storage means and reissuing the credit slip. credit processing equipment. (2) When a credit transaction is established, a credit processing device that prints and issues credit transaction data such as the customer's membership number, credit transaction amount, and transaction identification number on a predetermined slip form prints out the said slip every time a credit transaction is established. a data storage means for storing credit transaction data printed on paper;
a credit slip reissue instruction means; and a slip reissue control that extracts credit transaction data stored in the data storage means and reissues the credit slip when the instruction means instructs to reissue the credit slip. A credit processing device characterized by comprising means.