JPH03142698A - Card terminal - Google Patents

Abstract

PURPOSE:To perform payment and point collection with one credit card by providing a point information storage means to store point information converted from information proper to a card with a conversion means, and a point information transmission means to transmit the point information to a prescribed point company. CONSTITUTION:Keys 13-19, a display 20, and a card reader 23 are connected to a control part 25 comprising of a microcomputer, and the control means 25 is comprised of an input/output interface 26, a CPU 27, a ROM circuit 28, and a RAM circuit 29, and the processing procedure of the control part 25 for the execution of a credit job and a point job is stored in the ROM circuit 28 in advance. At such a case, when proper information is read from the credit card at a state where a specific key is operated and an amount is inputted, the proper information and converted point information are stored as the point information, and it is transmitted to the prescribed point company. Thereby, the point job can be performed with a card terminal for credit card.

Description

[Detailed description of the invention] Industrial application field of the present invention> The present invention relates to a card terminal.

<Prior art> When paying for shopping, etc., a point ticket corresponding to the amount is received from the store, the point tickets are collected and pasted on a mount, etc., and when a predetermined score is reached, the point ticket is exchanged. There have traditionally been point systems (such as Blue Chips and Green Stamps) in which you can receive items based on your points.

Problems that need to be solved> However, it is troublesome to collect the point tickets that are received little by little when shopping, and they may be lost.

Further, the work of pasting the score tickets on the point member's side and the work of sending them to the point company is very complicated, and the point company also has to spend a huge amount of time checking and aggregating the score tickets.

For this reason, each point member owns a unique point card, and when paying for shopping, etc., the point information corresponding to the amount paid is sent to the point company using this card, and the point member manages the points. It is conceivable to have the point company do this.

However, it is wasteful to provide such point service card terminals for each store participating in the point service, in terms of frequency of use.

The present invention has been made in view of the above circumstances, and it is an object of the present invention to provide a card terminal machine for credit cards used in general stores that can perform this point operation. It is an object.

Means to Solve the Problems> In order to solve the above problems, the card terminal of the present invention includes a specific key for specifying point processing, and a conversion means for converting the amount input by the amount input means into points. and a card identifying means for determining whether the card read by the card reading means is a credit card or a point-only card; and a card reading means for determining whether the card read by the card reading means is a credit card or a point-only card; point information storage means for storing unique information of the card read by the card and point information converted by the conversion means as one point information; and a point information storage means for transmitting the point information stored in the point information storage means to a predetermined point company. and information transmission means.

<Operation> Therefore, when a specific key is operated and unique information is read from the credit card and an amount is entered,
This unique information and the converted point information are stored as point information and sent to a predetermined point company.

Examples of the present invention> (Figures 1 to 3) Hereinafter, one embodiment of the present invention will be described based on the drawings.

FIG. 2 is a diagram showing the appearance of the card terminal 11110 of one embodiment.

In FIG. 2, 11 is the casing of this card terminal 10;
Reference numeral 12 denotes a slide groove formed vertically on the right end of the upper surface 11a of the housing 11. Inserting a card into the back side of this slide groove 12 and pulling it toward you opens a card reader 23 (described later) provided inside. ), the card information is read.

13... 13 is the number key from O to 9 for inputting the amount, short code, etc. 14 is the * key 15 is the # for specifying point processing by credit card
That's the key.

16 is a reset key for canceling terminal processing; 17 is a correction key for correcting input information; 18 is an end/execution key for notifying that input of all information has been completed; 19
is a set key for setting (registering) input information 2
0 is a display device that displays input information and various messages.

21 is a power switch of this card terminal provided on the side surface 11b of the housing 11, and 22 is a memo listing card companies.

In addition, 6 number keys 13 from 1 to 6,...
Above 13 are a display indicating the payment method and a display indicating cancellation.

FIG. 3 is a block diagram showing the electrical configuration of this card terminal 10. As shown in FIG.

In FIG. 3, reference numeral 23 denotes a card reader which reads and outputs the magnetic information of the card moving in the slide groove 12.

Each key 13 to 19, display 20 and card reader 23
is connected to a control section 25 having a microcombi 1-unit configuration.

The control unit 25 includes an input/output interface 26 and a CPLJ2.
7. It is composed of a ROM circuit 28 and a RAM circuit 29. The ROM circuit 28 stores in advance the processing procedures of the control unit 25 for executing credit transactions and point transactions.

30 is a modem circuit for transmitting data via a telephone line, and 31 is a line interface.

Next, the processing procedure of this control section 25 will be explained according to the flowchart of FIG.

First, when the # key 15 is not turned on, a normal credit card is inserted into the slide 12 and the card's unique code is read. It is determined whether the card is a card (steps 1 to 5).

If it is determined that it is a credit card, an instruction to enter the classification code of the product to be paid is displayed on the display 20, and the set key 19 is turned on with the product classification code entered correctly. Then, this classification code is registered (steps 6 to 8).

Next, an instruction to enter the payment amount is displayed on the display 20,
When the amount is input using the numeric keys 13 and the set key 19 is turned on, the amount data is registered (steps 9-
11).

Next, an instruction to input the payment method is displayed, and the number key corresponding to the desired payment method (-lump payment, bonus payment, etc.) is turned on among the number keys 13 from 1 to 5, and the set key 19 is turned on. When is operated, this payment classification code is registered (steps 12 to 14).

When the end/execute key 19 is operated here, the credit company corresponding to this credit card is dialed, and the unique code, product category code, amount data, and payment category code of the credit card registered so far are entered. It is communicated as one piece of credit information via the modem circuit 30 and line interface 31 (step 15.16).

As a result of this communication process, when an approval message is received from the credit card company, its approval number is displayed on the display 20, and when a non-approval message is received, the process according to this message (such as telephone contact or payment classification) is displayed on the display 20. correction, etc.) (steps 17 to 19).

The above processing is the processing procedure for payment by credit card, and if the # key 15 is turned on in step 1 (point processing by credit card) or step 4
If it is determined that the card is a point-only card, the point processing described below is performed.

When the # key 15 is turned on in step 1, an instruction is given to input a short code for the point company, and when this short code is input and the set key 19 is turned on, the point company corresponding to this short code is dialed. The number is read from the table (steps 20-22).

Next, reading of the card is instructed, and when the unique code of the card is read by the same operation as described above, the unique code is registered (steps 23 to 25).

Next, when an instruction is given to input an amount and the set key 19 is turned on, this amount is converted into a score and the score data is registered (steps 26 to 29).

Here, when the execution/end key 18 is turned on, the registered unique code and point data are held as one point data (tying), and whether the point data for the same point company has reached 20m or not. is determined, and if the number reaches 20, dialing corresponding to the short code is performed, this information is sent to the point company, and after confirming that a receipt message has been received from the point company, the reset key 16 is pressed. The series of processing is completed by the operation (steps 30 to 35).

In addition, if this point data is 20 or less, return to step 1 and 2011! The same processing is performed until the number l is reached.

Although not shown in this flowchart, the conversion data necessary for point conversion (for example, 100 yen/bond) is
The system is configured so that settings can be registered by reading a special card for point settings owned by the ward.

In addition, the dial number of the credit company and the dial number of the point company that correspond to the credit card are stored in advance in the memory table, and in the case of credit transactions using a credit card and point operations using a point-only membership card, the dial number is It is automatically set based on the information, and in the case of credit card point operations, the dial number of the point company is set using the abbreviated code as described above.

Other Embodiments of the Present Invention In the above embodiments, when the number of point data reaches 20 in point processing, this data is automatically transmitted; however, this does not limit the present invention; Point data may be sent automatically or manually for each process, or may be sent in batches for each month.

Effects of the Present Invention The card terminal of the present invention allows not only the use of a membership card exclusively for points as described above, but also the easy registration of point data transmission using a credit card by operating a specific key. , Point members do not have to collect and paste point circles, and those who have a credit card can pay and collect points with just one credit card.

In addition, it becomes extremely easy for point companies to aggregate points, and stores that participate in point operations do not need to install terminals exclusively for point operations.

[Brief explanation of the drawing]

Fig. 1 is a flowchart showing the processing procedure of the main part of an embodiment of the present invention, Fig. 2 is a perspective view showing the external appearance of the embodiment, and Fig. 3 is a block diagram showing II4 of the embodiment. . 10...Card terminal, 13...Numeric keys, 15...# key, 20...Display, 23...Card reader , 25...
Control unit, 30...Modem circuit, 31...
・Line interface. Figure 2 Figure 1 Figure 3

Claims (1)

[Claims] The unique information read from the credit card by the card reading means and the amount information inputted by the amount input means are sent to the credit company corresponding to the credit card to receive approval for payment. In the card terminal, a specific key for specifying point processing, a conversion means for converting the amount input by the amount input means into points, and a card read by the card reading means is a credit card or a point-only card. card discriminating means for discriminating whether the card is a card; and when the specific key is operated or when the card discriminating means determines that the card is a point-only card, the unique information of the card read by the card reading means and the converting means are used. A point information storage means for storing converted point information as one point information, and a point information transmission means for transmitting the point information stored in the point information storage means to a predetermined point company. card terminal machine.