JPH02310694A - Transaction device - Google Patents

Abstract

PURPOSE:To attain cost reduction and improvement of efficiency for customer service business at a shop side by sending information showing that the balance is zero from a discriminating means to a control means, and hereafter, offering second amount of money information read by a reading writing means to transaction processing as the new balance information. CONSTITUTION:The reading writing means 12 reads the usual transaction information and the service related information of a card. The discriminating means 25 having taken in a read result from the reading means 12 collates the read result with personal identification information recorded in a data memory 24, and at the time of the coincidence of an identification number, further, it discriminates the amount of money of the balance information among the usual transaction information, and at a stage where the balance becomes zero, it sends the information to show that the balance is zero to a CPU 23. At every transaction processing in future, it executes processing to deduct the amount of money used in transaction from the new balance. Thus, the reduction of the burden of the shop dose and the cancellation of complicatedness of a customer side can be attained without using a service medium like a service ticket, and servicability is improved.

Description

[Detailed Description of the Invention] [Purpose of the Invention (Field of Industrial Application) The present invention relates to a transaction device, and more specifically, to transactions that handle prepaid transaction media (prepaid card 2 hereinafter referred to as "card"). Regarding equipment.

(Prior Art) A general transaction format using this type of card will be explained with reference to FIG.

User M uses a pre-manufactured card C as shown in the figure.
is purchased at a sales office 51 or card vending machine 52 in exchange for banknotes 54 equivalent to a predetermined amount, and when the purchased card C is brought to a merchandise retail store to pay for the merchandise desired, the card is C to cash register 55
Hand it over to the person in charge. The person in charge inserts the received card C into a card reader/writer 56 serving as a transaction device. Then, the user inputs amount information corresponding to the price of the product using the input key of the cash register 55. At this time, the user M inputs a password (for example, a 4-digit number) from the password input means 58.

Thereby, the transaction history information (for example, magnetic information) of this card C read by the card reader/writer 56 and the amount information entered into the cash register 55 are sent to the aggregation device 57 connected to the cash register 55, and the password input means 58 The password information and the like are sent and tallied, and transaction history information associated with the current transaction is recorded on the card C in the card reader/writer 56 in the form of transaction history text information or magnetic information. Thereafter, the card C is returned to the user M from the card reader/writer 56.

As the above-mentioned card C, the one shown in FIG. 9 has conventionally been used.

This card C is formed into a thin rectangular plate shape, and on its surface there are 20 lines on each side, 40 lines in total, for writing transaction history text information indicating the month and date of the transaction and the remaining amount of this card C. An information entry column 60 is provided. In addition, a magnetic stripe MS2 is provided on the back of the card C to record transaction history information corresponding to the transaction history text information entered in the text information entry field 60, as well as the owner name information and password information of the card C. It is being

In the case of card C, which is shown enlarged in FIG. The transaction history information is recorded on the stripe MS2, and the month, day, and balance indicating the transaction history are written in text in the text information entry column 60 using a printer.

By the way, in stores such as retail stores, etc., for customer service, customers who purchase products for more than a preset service amount are given a number of service coupons according to the transaction amount. is being carried out. On the face of this service ticket, the service amount is written, for example, 1,000 yen for a product purchase of 10,000 yen.

Customers would go to a service ticket exchange corner in a store or the like according to their own convenience and exchange them for prizes on the spot or through a lottery or the like.

However, customer service using service coupons as described above requires a lot of investment and effort for the store, such as preparing service coupons, determining the face value of the service coupon, preparing prizes, or processing service coupons after collection. The problem was that it required

Further, there is also a problem in that the customer side has to collect and store the service coupons, and bring the service coupons to a store or the like, which is extremely troublesome.

(Problems to be Solved by the Invention) The present invention has been made in view of the above circumstances, and it is possible to reduce the cost and improve the efficiency of customer service operations at stores, and to improve service efficiency by eliminating customer complexity. You can improve your performance. The purpose is to provide a transaction device.

[Structure of the Invention] (Means for Solving the Problems) A transaction device according to the present invention uses a transaction medium in which first amount information and second amount information are recorded, and the transaction device records the first amount information and the second amount information on the transaction medium. a reading/writing means that reads the first amount information and the second amount information and also has a function of updating these information; and determining the value of the first amount information read by the reading/writing means; a discriminating means for transmitting information indicating a zero remaining amount when the value of the amount information becomes zero; and a discriminating means for transmitting information indicating a zero remaining amount when the value of the amount information becomes zero; After taking in the information shown, the control means uses the second amount information as new remaining amount information for transaction processing.

(for production) The operation of the apparatus having the above configuration will be explained below.

The reading/writing means of this device reads first amount information and second amount information from the transaction medium during transaction processing using the transaction medium, and sends out the reading result.

The determining means determines the value of the first amount information read by the reading/writing means, and when the value of this amount information becomes zero, transmits information indicating that the remaining amount is zero.

On the other hand, the first amount information read by the reading and writing means is provided for transaction processing in this device under the control of the control means, but information indicating that the remaining amount is zero is sent from the discrimination means to the control means. Thereafter, the control means uses the second amount information read by the reading/writing means as new remaining amount information for transaction processing.

(Example) The present invention will be explained in detail below.

FIG. 1 shows the appearance of an apparatus 1 according to an embodiment of the present invention.

This transaction device 1 has a device main body 2 formed in the shape of a rectangular parallelepiped, and a card C6 (shown in FIG. 4, details will be described later) as a transaction medium, which will be described later, is individually mounted on a front panel 2A of the device main body 2. A card handling opening 3 is provided for inserting and removing the card.

Further, on the front panel 2A, there is an error lamp 4a that indicates a reading error or a writing error of the card C8.

A jam lamp 4b indicating the occurrence of a trouble, a line lamp 4c indicating a communication error with a host device (not shown), a power lamp 4d, and a handling lamp 4e indicating a handling state of the card C8 are provided, respectively.

FIG. 2 shows the internal configuration of the apparatus shown in FIG. 1. That is, inside the device main body 2, there is a transport means 6 that forms a horizontally arranged transport path 5 from the card handling opening 3 toward the deepest part of the device main body 2, and a transport means 6 is arranged facing the transport path 5, respectively. Shutter section 7. Conveyance control means 8 consisting of first to fourth sensors S to S4. A transaction history information adding means 11 consisting of a printing means 9 and a punching means (punch mechanism section) 10, and a reading/writing means 12 for reading and writing recorded information (details will be described later) on the card C0 are provided.

The first to fourth sensors S1 to S of the transport control means 8
Numeral 4 denotes light emitting elements 13a arranged so as to form an optical path passing through the transport path 5.

It includes a light receiving element 13b and is arranged along the conveyance path 5 at a predetermined interval.

The conveying means 6 includes a first conveying roller 14a disposed near the first sensor S1, and a first conveying roller 14a spaced apart from the first conveying roller 14a by a predetermined distance, and a second conveying roller 14a disposed near the first sensor S1.
a second conveyance roller 14b disposed at a position in front of the
Said 3rd. Fourth sensor 83. A third conveyance roller 14c disposed between S4, a fourth conveyance roller 14d disposed further after the fourth sensor S4, and the first to fourth conveyance rollers 14a to 14d are tensioned. The provided conveyor belt 16 and the first to fourth conveyor rollers 14
first to fourth guide rollers 15a to 15d arranged with their outer peripheries in contact with the first to fourth guide rollers 15a to 14d, respectively; A branched conveyance roller 17 disposed at an intermediate position between the second conveyance rollers 14a and 14b, and the first guide roller 15a9 branched conveyance roller 17. It also includes an auxiliary conveyance belt 18 stretched around the second guide roller 15b.

The conveying path 5 is then moved by the belt surface of the conveying belt 16.
At the same time, by bringing the conveyance belt 16 into contact with the lower side of the branch conveyance roller 17, a branch conveyance path 5a is formed between the first conveyance path 14a and the second conveyance roller 14b. There is. In addition, in FIG. 2, 19 is a guide plate.

The branch conveyance path 5a includes a first. Second branching mechanism section 31
．． 32 are provided.

The first branching mechanism section 31 has a fulcrum at a position near the first conveying roller 14a and near the guide plate 19,
A first rotary lever 33a with a protruding end facing the auxiliary conveyance belt 18 side, and a first rotary lever 33a that applies a slight tensile force to the first rotary lever 33a in the direction of arrow Y1 shown in FIG.
A tension spring 34a is provided.

The second branch mechanism section 32 has a fulcrum located between the branch conveyance roller 17 and the second conveyance roller 14b and near the auxiliary conveyance belt 18, and has a protruding end facing toward the conveyance belt 16 side. The second rotary lever 33b and this second
The second tension spring 34b applies a tension force to the rotating lever 33b in the direction of arrow Y2 shown in FIG.

The shutter section 7 is disposed at a position closer to the card handling opening 3 than the first conveyance roller 14a, and moves into and out of the conveyance path 5 under the control of a discrimination control means 21, which will be described later, to remove the card C8.
It is designed to block or open the passage of etc.

The first to fourth sensors S1 to S of the transport control means 8
4 has the arrangement state described above and is adapted to send out a position signal indicating the position of the card C8 being conveyed on the conveyance path 5.

The printing means 9 is constituted by, for example, a thermal printer, and its print head surface is connected to the branch conveyance roller 1.
It is arranged so as to face the outer peripheral surface of 7.

The punching means 10 is arranged facing the conveyance path 5 between the second conveyance roller 14b and the second sensor S2 in order to punch holes in the card C8.

The reading/writing means 12 includes a third transport roller 14
c and the third guide roller 15c, the first rollers are disposed facing each other with their head surfaces facing upward and downward, respectively.
．． Second magnetic head 20a.

20b.

Next, the control system of the transaction device 1 will be explained with reference to FIG.

This transaction device 1 has a control means 21 that controls the entire system, and this control means 21 includes a transport motor (not shown) of the transport means 6 and sensors Sl to S4+ of the transport control means 8.
Shutter part 7. Printing means 9 and punching means 10. A lamp section 4 consisting of each of the lamps 4a to 4e. The cash register 55. A password information input means 58 and a determination means 25, which will be described later, are connected to each other.

The control means 21 includes a program memory 22 that stores operation programs necessary for the operation of this apparatus 1, a CPU 23 that controls each of the above-mentioned elements of this apparatus 1 based on the operation programs, and The apparatus 1 is equipped with a data memory 24 for storing transaction information to be handled, and is adapted to control each part of the apparatus 1 according to the operating procedure shown in FIG. 7 based on the operating program.

The discriminating means 25 performs a process of discriminating personal identification information and card C.
The amount information (remaining amount information) of No. 8 is determined, and when the amount information becomes zero, information indicating that the remaining amount is zero is sent to the CPU 23.

Here, the card C8 handled by this device 1 will be explained with reference to FIG.

This card C6 has almost the same structure as the card C shown in FIG. 9, but has a magnetic stripe MSo in addition to PIN information, name and other general information as shown in FIG. 100,000 yen) is provided, a remaining amount recording area R1 is provided on the magnetic stripe MS□ as shown in FIG. ) is provided in the service amount recording area R2 for recording the service amount.

The magnetic stripe MSo has a preamble, a preliminary issuer code, a serial number, and a preamble as shown in FIG. 5(a).
Each postamble recording area is provided.

Further, the magnetic stripe MS is provided with recording areas for a preamble, a publisher code reserve, the number of uses, a serial number, and a postamble, as shown in FIG. 6(a).

Then, the normal transaction information as the first amount information is determined based on the PIN information, general information, sales amount, usage amount, and remaining amount information, and the second amount information is determined based on the information recorded in the service amount recording area R2. It is designed to configure service amount information as follows.

Incidentally, FIG. 6(b) shows a state in which the amount in the remaining amount recording area R1 is zero, and FIG. 6(C) shows a state in which the amount in the service amount recording area R2 is 10,000 yen. It is.

Next, the operation of the device having the above configuration will be explained as follows: Transaction device 1 shown in FIG.
The explanation will be made with reference to a sequence diagram showing the exchange of various information between the cash register 55 and the cash register 55.

When the transaction device 1 and the cash register 55 start operating, the cash register 55 first issues a status request that means sending information, and the CPU 23 of the transaction device 1, which has received this status request, accepts information based on the operation program. A status indicating OK is returned to the cash register 55.

As a result, transaction information such as product price information is sent from the cash register 55 to the CPU 23 of the transaction device 1 (
Ru. The CPU 23 writes this transaction information into the data memory 24 and sends information to the cash register 55 that the transaction information has been successfully received.

Next, a request to take in the card CO and read the magnetic stripe is sent from the cash register 55 side to the transaction device 1, and as a result, the handling lamp 4e of the lamp unit 4 lights up under the control of the CPU 23, and the card C8 is inserted. It will be in a waiting state.

Then, when the card C6 is inserted into the card handling slot 3,
This card C8 is conveyed to the position of the reading/writing means 12 of this apparatus 1 by the conveyance means 6 controlled by the conveyance control means 8.

The reading/writing means 12 reads the magnetic stripe MS of the card C8.
o and MSl to read the normal transaction information and service related information, and send the reading results to the CPU 23.

The CPU 23 sends the above-mentioned reading result to the determining means 25.

At this stage, the password information input means 58 inputs a four-digit number, for example rl 23, as the password information based on the operation of the user M
4J is input to CUP23. This password information is temporarily recorded in the data memory 24.

Discrimination means 2 that receives the reading results from the reading and writing means 12
5 compares this reading result with the PIN information recorded in the data memory 24, and if the PIN numbers match, further determines the amount (value) of the remaining amount information in the normal transaction information, and determines the remaining amount. When the amount reaches zero (the amount of 100,000 yen on card C8 has been used up), information indicating that the remaining amount is zero is transferred to CP.
Send to U23.

After importing this information, the CPU 23 uses the service amount of the magnetic stripe MS (initially 10,000 yen) as the new remaining amount for transaction processing, and calculates the transaction usage amount from this new remaining amount for each subsequent transaction processing. Perform processing to subtract .

In the transaction processing until the remaining amount of the above-mentioned magnetic stripe MS becomes zero, and the transaction processing after the remaining amount becomes zero,
Reading/writing means 12 each operated under the control of the CPU 23
This will update the usage count and rewrite the remaining amount according to the current transaction.

After that, the information written on the magnetic stripe MS o and MS is sent from the transaction device 1 to the cash register 55 and further to the totaling device 57 for totaling processing, and the information is sent from the cash register 55 to the transaction device 1. In response, a card ejection/print request is sent.

As a result, the card C8 is microprocessed by the conveying means 6, and the card C6 is transported to the position of the printing means 9, and the date and balance information corresponding to the transaction at this time are printed in the character information entry field 60. Thereafter, the card is carried out to the card handling port 3.

This information on carrying out the card C8 is sent from the CPU 23 to the cash register 55, and through the above operations, the card C8
A series of transactions using .

The present invention is not limited to the embodiments described above, and various modifications can be made within the scope of the invention.

[Effects of the Invention] According to the present invention described in detail above, with the above configuration, serviceability is improved while reducing the burden on the store side and eliminating complexity on the customer side without using service media such as service coupons. It is possible to provide a transaction device that allows

[Brief explanation of the drawing]

FIG. 1 is a perspective view of an embodiment of the device of the present invention, FIG. 2 is a sectional view showing the internal structure of the device, FIG. 3 is a block diagram showing the control system of the main parts of the device, and FIG. 4 is the same. FIG. 5(a) is a plan view showing an example of a card used in the device. FIG. ) is an explanatory diagram showing the sales amount information on the magnetic stripe shown in FIG.
) is an explanatory diagram showing the recorded contents of the other magnetic stripe of the card shown in FIG. 4(a), and FIG. 6(b) is an explanatory diagram showing the state of the remaining amount on the magnetic stripe shown in FIG. 6(a) with zero. , FIG. 6(C) is an explanatory diagram showing the service amount information same as above, FIG. 7 is a sequence diagram showing the operation of the embodiment device, FIG. 8 is an explanatory diagram showing how the card is used, and FIG. 9 is an explanatory diagram showing the conventional method. FIG. Co...Card, 1...Transaction device, 6...
Conveying means, 12... Reading/writing means, 21...
Control means, 25...Discrimination means, agent Patent attorney Masayoshi Misawa (Figure 1, Figure 4, CG) (b) (b) (C) Figure 9

Claims (1)

[Scope of Claims] A transaction medium in which first amount information and second amount information are recorded is used to read the first amount information and second amount information recorded on the transaction medium, and also read the first amount information and second amount information recorded on the transaction medium. a reading/writing means having an information updating function; and a reading/writing means that determines the value of the first amount information read by the reading/writing means, and when the value of the amount information becomes zero, outputs information indicating that the remaining amount is zero. The first amount information read by the sending determination means and the reading/writing means is used for transaction processing, and after the information indicating that the remaining amount is zero is fetched from the determination means, the second amount information is updated. 1. A transaction device comprising: a control means for providing balance information for transaction processing.