JPH02249062A - Individual identifying system - Google Patents
Individual identifying systemInfo
- Publication number
- JPH02249062A JPH02249062A JP1070937A JP7093789A JPH02249062A JP H02249062 A JPH02249062 A JP H02249062A JP 1070937 A JP1070937 A JP 1070937A JP 7093789 A JP7093789 A JP 7093789A JP H02249062 A JPH02249062 A JP H02249062A
- Authority
- JP
- Japan
- Prior art keywords
- card
- password information
- input
- data storage
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000013500 data storage Methods 0.000 claims description 18
- 238000001514 detection method Methods 0.000 claims description 8
- 238000012795 verification Methods 0.000 claims description 6
- 238000012790 confirmation Methods 0.000 description 5
- 238000010586 diagram Methods 0.000 description 2
- 238000000034 method Methods 0.000 description 2
- 238000007796 conventional method Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005057 finger movement Effects 0.000 description 1
- 238000003780 insertion Methods 0.000 description 1
- 230000037431 insertion Effects 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 238000003825 pressing Methods 0.000 description 1
- 239000004065 semiconductor Substances 0.000 description 1
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
Description
【発明の詳細な説明】
産業上の利用分野
本発明は、現金の引き出しなどの金融取引において暗証
番号により個人識別（照合）を行うシステムに関するも
のである。DETAILED DESCRIPTION OF THE INVENTION Field of Industrial Application The present invention relates to a system for performing personal identification (verification) using a personal identification number in financial transactions such as cash withdrawals.
従来の技術
現在、個人識別システムでは磁気ストライプカード（以
下、カードと略称する）が広く用いられておシ、このカ
ードには、カードが使用される際、カードの持参者が正
当なカード保持者であることを識別するだめの暗証番号
が記憶されている。このカードを用いて個人識別を行う
場合、例えば銀行の預金引き出し機においては、引き出
し機は挿入されたカードの暗証番号を読み取り、次にそ
のカード持参者に暗証番号のキー人力を求め、キ入力さ
れた暗証番号とカードから読み取った暗証番号とを照合
し、カード持参者が正当なカード保持者であることを判
別し、これによりその後の取り引きを行う。この方式で
は暗証番号はカード保持者が頭で記憶できるように比較
的簡単な数字（例えば４桁の整数の並びなど）の組み合
わせが用いられている。BACKGROUND OF THE INVENTION At present, magnetic stripe cards (hereinafter referred to as cards) are widely used in personal identification systems. A password to identify the person is stored in memory. When using this card for personal identification, for example, in a bank's deposit withdrawal machine, the withdrawal machine reads the PIN number of the inserted card, then asks the cardholder to input the PIN key, and then enters the PIN number. The personal identification number read from the card is compared with the personal identification number read from the card to determine that the card holder is a legitimate card holder, and subsequent transactions are then performed. In this system, the PIN number uses a combination of relatively simple numbers (for example, a sequence of four digit integers) so that the cardholder can memorize it.
以下に従来の暗証番号の入力方法について説明する。The conventional method of inputting a password will be explained below.
第６図は従来の暗証番号入力装置を示すものである。第
６図において、１は暗証番号入力装置であシ、数字“０
″から９″までの１０個の数字キー群１ａと、確認キー
１ｂと、取消キー１Ｃとにより構成される。カード持参
者は、記憶している４桁の暗証番号を数字キー群１ａか
ら上位桁より順次キー人力する。全桁の入力が終れば、
確認キー１ｂを押す。もし途中で間違いがあれば、取消
キー１Ｃを押し、上位桁より再度キー人力を行う。預金
引き出し機では、取り消せる回数が決まっている場合が
多く、これを越えると以降の取り引きが行えなくなる。FIG. 6 shows a conventional password input device. In Figure 6, 1 is the password input device, and the number "0"
It is composed of a group of 10 numeric keys 1a from '' to 9'', a confirmation key 1b, and a cancel key 1C. The card bearer inputs the stored four-digit personal identification number from the numeric key group 1a sequentially from the higher digits. After entering all digits,
Press confirmation key 1b. If you make a mistake during the process, press the cancel key 1C and try again from the upper digits. Withdrawal machines often have a set number of times that you can cancel your transaction, and if you exceed this limit, you will not be able to make any further transactions.
発明が解決しようとする課題
しかしながら上記の従来の暗証番号の入力方法では、カ
ード持参者が暗証番号のキー人力を行っている時に、第
三者が近傍からカード持参者の指の動きなどにより暗証
番号を解読することができ、また誰がキー人力を行って
も暗証番号が一致していればよく、盗難、紛失等何らか
の理由でとのヨドを悪意の第三者が入手した場合、自由
に金融取引を行えるという犯罪を生み出す可能性がある
という課題を有していた。Problems to be Solved by the Invention However, in the conventional PIN input method described above, while the card holder is manually entering the PIN, a third party can enter the PIN from nearby by using the finger movement of the card holder. It is possible to decipher the number, and no matter who uses the key, as long as the PIN number matches, if a malicious third party obtains the PIN number for any reason such as theft or loss, they can freely access the financial information. This poses the problem of the possibility of creating a crime in which transactions can be carried out.
本発明は上記課題を解決するもので、カード持参者の暗
証情報の入力操作から第三者が暗証情報を解読すること
を不可能とし、もしもある理由で解読できたとしても入
力操作時に第三者であることが判別可能な個人識別シス
テムを提供することを目的とする。The present invention solves the above problem, and makes it impossible for a third party to decipher the PIN information from the input operation of the card holder's PIN information. The purpose is to provide a personal identification system that can identify individuals.
課題を解決するための手段
この目的を達成するために本発明の個人識別システムは
、正当なカード保持者が暗証情報をカードに書込むカー
ド書込手段と、トレースした図形を認識し表示する図形
認識手段と、図形の入力を５ ・ 。Means for Solving the Problems In order to achieve this object, the personal identification system of the present invention includes a card writing means for an authorized card holder to write personal identification information on the card, and a figure for recognizing and displaying a traced figure. 5. Recognition means and figure input.
行うときの筆圧を検出する筆圧検出手段とよりなる暗証
情報入力手段とを備えたものである。This device includes a writing pressure detection means for detecting the writing pressure when performing the writing, and a password information inputting means.
作 用 。For production use.
この構成によって、カード保持者は暗証情報として定め
られた数字ではなく好きな図形を指定することができ、
また図形の入力を行うときの筆圧によりカード持参者が
真のカード保持者であるか判別することができる。With this configuration, cardholders can specify any shape they like as their PIN information, rather than a predetermined number.
Furthermore, it is possible to determine whether the card bearer is a true card holder based on the pressure of the pen when inputting a figure.
実施例
以下本発明の一実施例について、図面を参照しながら説
明する。EXAMPLE An example of the present invention will be described below with reference to the drawings.
第１図は、本発明の一実施例における個人識別システム
のブロック図を示すものである。FIG. 1 shows a block diagram of a personal identification system in one embodiment of the present invention.
第１図において、２はカードであシ、暗証情報や価値情
報などが磁気記録されたものである。３はカード書込手
段であり、前記カード２にカード保持者となるものが図
形を入力することにより暗証情報を書き込むものである
。４はカード読み取り手段であシ、前記カード２が挿入
されると前記カード２より暗証情報を読み取るものであ
る。５６ ＼−／゛
は読み取りデータ記憶手段であシ、前記カード２より前
記カード読み取り手段４で読み取った暗証情報を記憶す
るものである。６は暗証情報入力手段であシ、カード持
参者がトレースした図形を認識し表示する図形認識手段
６ａと図形の入力を行うときの筆圧を検出する筆圧検出
手段６ｂにより構成される。７は入力データ記憶手段で
あシ、前記暗証情報入力手段６より入力された暗証情報
を記憶するものである。７は照合手段であシ、前記読み
取りデータ記憶手段５に記憶された暗証情報と前記入力
データ記憶手段７に記憶された暗証情報との照合を行う
ものである。In FIG. 1, numeral 2 is a card on which password information, value information, etc. are magnetically recorded. Reference numeral 3 denotes a card writing means, which allows the card holder to write password information into the card 2 by inputting a figure. 4 is a card reading means, which reads the password information from the card 2 when the card 2 is inserted. 56 \-/' is a read data storage means, which stores the password information read from the card 2 by the card reading means 4. Reference numeral 6 denotes a password information input means, which is composed of a figure recognition means 6a that recognizes and displays the figure traced by the card bearer, and a pen pressure detection means 6b that detects the pen pressure when inputting the figure. Reference numeral 7 denotes input data storage means, which stores the password information inputted from the password information input means 6. Reference numeral 7 denotes a collation means, which verifies the password information stored in the read data storage means 5 and the password information stored in the input data storage means 7.
第２図は本実施例における暗証情報入力手段６の正面図
を示すものである。FIG. 2 shows a front view of the password information input means 6 in this embodiment.
第２図において２１はトレースした図形を認識し表示す
る図形認識手段６ａのタッチパネル部であシ、２２は図
形の入力を行うときの筆圧を検出する筆圧検出手段６ｂ
の筆圧ベン部である。２３は図形認識手段６ａの表示部
であシ、前記タッチパネル部２１上に前記筆圧ベン部２
２でトレースした図形を表示するものである。２４は消
去キであり、前記表示部２３に表示されている図形を消
去するものである。２６は確認キーであシ、前記表示部
２３に表示されている図形を入力するものである。In FIG. 2, reference numeral 21 indicates a touch panel section of a figure recognition means 6a that recognizes and displays a traced figure, and 22 indicates a pen pressure detection means 6b that detects the pen pressure when inputting a figure.
This is the pen pressure point. 23 is a display section of the figure recognition means 6a, and the pen pressure bend section 2 is provided on the touch panel section 21
This displays the figure traced in step 2. Reference numeral 24 denotes an erase key, which is used to erase the figure displayed on the display section 23. A confirmation key 26 is used to input the figure displayed on the display section 23.
第３図は第２図におけるＡ−Ａ’間の断面図を示すもの
であるっここで前記タッチパネル部２１は表示部２３の
上を覆っている。３１は圧力センサ一部であり、筆圧を
検出して電気信号に変換する。FIG. 3 shows a cross-sectional view taken along line AA' in FIG. 2. Here, the touch panel section 21 covers the display section 23. 31 is a part of a pressure sensor, which detects pen pressure and converts it into an electrical signal.
３２はコードであり、前記圧力センサ一部３１で変換さ
れた電気信号を前記入力データ記憶手段７へ伝えるもの
である。32 is a code that transmits the electric signal converted by the pressure sensor portion 31 to the input data storage means 7.
以上のように構成した個人識別システムについて以下カ
ード書込時を第４図、カード使用時を第６図を用いてそ
の動作を説明する。The operation of the personal identification system configured as described above will be explained below with reference to FIG. 4 when writing a card and FIG. 6 when using a card.
まず第４図において、カード書込申請が行われ、カード
書込手段３においてカードの分類などのカード情報を書
き込む（ｓｔｏｐｌ）。次に暗証情報を書き込むために
暗証情報入力手段６のタッチパネル部２１に筆圧ベン部
２２を用いて数字や文字や記号など書き込みたい任意の
図形をトレースする（ｓｔｅｐ２）。このとき筆圧ベン
部２２の中にある圧力センサ一部３１が筆圧を検出し、
検出ができなかった時は再度入力を要求する（ｓｔｏｐ
３）。またタッチパネル部２１はトレースされた図形を
表示部２３に表示しながら図形を認識し、認識できなか
った部分があれば再度入力を要求する（ｓｔｏｐ４）。First, in FIG. 4, a card writing application is made, and card information such as card classification is written in the card writing means 3 (stopl). Next, in order to write the password information, the user traces arbitrary figures, such as numbers, letters, symbols, etc., to be written on the touch panel section 21 of the password information input means 6 using the pressure point part 22 (step 2). At this time, the pressure sensor part 31 in the pen pressure vent part 22 detects the pen pressure,
If detection is not possible, request input again (stop
3). Furthermore, the touch panel unit 21 recognizes the traced figure while displaying it on the display unit 23, and requests input again if there is a part that cannot be recognized (stop 4).
希望する画面数の入力を終えると（ｓｔｅｐ５）、筆圧
情報と図形認識情報の２つの暗証情報をカードに書き込
み（ｓｔｅｐ６）、次に価値情報を書き込み（ｓｔｏｐ
７）、カードを発行する（ｓｔｅｐ８）。When you have finished entering the desired number of screens (step 5), write two pieces of password information, pen pressure information and shape recognition information, onto the card (step 6), and then write value information (stop).
7) Issue a card (step 8).
次に第５図において、まずカード持参者はカード２をカ
ード読み取９手段４に挿入する（ ｓ ｔ ｏｐ９ ）
。Next, in FIG. 5, the card bearer first inserts the card 2 into the card reading means 4 (step 9).
.
するとカード読み取り手段４はカード２に記憶されてい
る暗証情報を読み取９（ｓｔｏｐｌｏ）、読み取りデー
タ記憶手段５に記憶させる（ｓｔｏｐｌｌ）。Then, the card reading means 4 reads the password information stored in the card 2 (stoplo) and stores it in the read data storage means 5 (stopll).
次にカード持参者は、暗証情報入力手段６のタッチパネ
ル部２１に筆圧ベン部２２を用いて図形をトレースする
（ｓｔｏｐｌ２）。カード発行時と同様に、このとき筆
圧ベン部２２の中にある圧力センサ一部３１が筆圧を検
出しく５ｔｅｐ１３）、タッチパネル部２１はトレース
された図形を表示部２３に表示し々から図形を認識する
（ｓｔｏｐｌ４）。 ）レースの途中または終シに再ト
レーヌを行う場合は、消去キー２４を押し、トレースし
た図形の入力を確認キー２６を押すことにより行い、希
望する画面数だけ入力を行う（ｓｔｏｐｌ５）。入力を
終えると筆圧情報と図形認識情報の２つの入力された暗
証情報は、入力データ記憶手段７に記憶される。次に読
み取りデータ記憶手段５に記憶させた暗証情報と入力デ
ータ記憶手段７に記憶させた暗証情報とを照合手段８に
より照合を行い（ｓｔｏｐｌ７）、正当であると判断さ
れた場合には以降の金融取りを行う（ｓｔｏｐｌ８）。Next, the card bearer traces a figure on the touch panel section 21 of the password information input means 6 using the pen pressure point section 22 (stopl2). Similarly to when issuing a card, at this time the pressure sensor part 31 in the pen pressure sensor part 22 detects the pen pressure (step 13), and the touch panel part 21 displays the traced figure on the display part 23. (stopl4). ) If you want to re-train during or at the end of the race, press the erase key 24, input the traced figure by pressing the confirmation key 26, and input as many times as you want on the screen (stop 5). When the input is completed, the two input password information, pen pressure information and graphic recognition information, are stored in the input data storage means 7. Next, the password information stored in the read data storage means 5 and the password information stored in the input data storage means 7 are compared by the verification means 8 (stopl 7), and if it is determined to be valid, the following Perform financial collection (stop 8).
また不当と判断された場合は以降の金融取引は行わず、
カードを返却する（ ｓ ｔ ｏｐｌ ９ ）。まだ金
融取引を行った場合も金融取引が終るとカード持参者に
カードを返却する（ｓｔｏｐｌ９）。そして再びカード
挿入待ち状態となる。In addition, if it is judged to be unfair, we will not conduct any further financial transactions.
Return the card (stop 9). Even if a financial transaction has not yet been made, the card is returned to the cardholder after the financial transaction is completed (stopl 9). Then, the system enters the card insertion waiting state again.
以上のように本実施例によれば、正当なカード保持者が
暗証情報をカードに書き込むカード書込手段３と、前記
カード書込手段３により入力された暗証情報を記憶した
カード２と、前記カード２が記憶している暗証情報を読
み取るカード読み取り手段４と、前記カード読み取り手
段より読み敗報を記憶する入力データ記憶手段７と、前
記読み取りデータ記憶手段５が記憶しているカード２の
暗証情報と前記入力データ記憶手段７が記憶している入
力された暗証情報とを照合して入力された暗証情報が正
当なものであるか否かを判別する照合手段８と、トレー
スした図形を認識し表示する図形認識手段６ａと図形の
入力を行うときの筆圧を検出する筆圧検出手段６ｂより
構成される暗証情報入力手段６とを設けることにより、
カード保持者は暗証情報として定められた数字ではなく
好きな図形を指定することができるため本人の覚えやす
いものを選択でき、しかも入力する図形の数は限られて
いないので暗証情報入力時の指や手の１１ 、 ＞
動きから暗証情報を推測するのを不可能とし、また図形
の入力を行うときの筆圧によりカード持参者が真のカー
ド保持者であるか判別可能であるため、さらに安全性を
高くすることが可能な個人識別システムを提供すること
ができる。As described above, according to the present embodiment, the card writing means 3 in which the authorized card holder writes the password information on the card, the card 2 storing the password information inputted by the card writing means 3, and the a card reading means 4 for reading the password information stored in the card 2; an input data storage means 7 for storing read/loss information from the card reading means; and a password for the card 2 stored in the read data storage means 5. a verification means 8 for determining whether the input password information is valid by comparing the information with the input password information stored in the input data storage means 7; and a verification means 8 for recognizing the traced figure. By providing the password information input means 6, which is composed of a figure recognition means 6a for displaying a figure, and a pen pressure detection means 6b for detecting the pen pressure when inputting a figure,
Cardholders can specify their favorite shapes as PIN information instead of predetermined numbers, so they can choose something that is easy for them to remember.Furthermore, since there is no limit to the number of shapes that can be input, 11, >It is even safer because it is impossible to guess the PIN information from movements, and it is possible to determine whether the cardholder is the true cardholder by the pressure of the pen when inputting the shape. It is possible to provide a personal identification system that can increase the security of individuals.
尚、本実施例では磁気カードを用いるとしたが、これに
こだわることなく半導体メモリを用いたＩＣカードなど
でもよいものである。Although a magnetic card is used in this embodiment, an IC card using a semiconductor memory or the like may be used without being limited to this.
尚、本実施例ではタッチパネルを用いたが、図形をトレ
ースした時にこれを認識可能なものであればよいもので
ある。Note that although a touch panel is used in this embodiment, any device that can be recognized when tracing a figure may be used.
発明の効果
以上のように本発明は、正当なカード保持者が暗証情報
をカードに書き込むカード書込手段と、トレースした図
形を認識し表示する図形認識手段手段と図形の入力を行
うときの筆圧を検出する筆圧検出手段とよりなる暗証情
報入力手段とを設けることにより、カード保持者は暗証
情報として定められた数字ではなく好きな図形を指定す
ることができるため本人の覚えやすいものを選択でき、
しかも入力する図形の数は限られていないので暗証情報
入力時の指や手の動きから暗証情報を推測するのを不可
能とし、また図形の入力を行うときの筆圧によりカード
持参者が真のカード保持者であるか判別可能なである優
れた個人識別システムを実現できるものである。Effects of the Invention As described above, the present invention provides a card writing means for an authorized card holder to write personal identification information on a card, a figure recognition means for recognizing and displaying a traced figure, and a pen for inputting a figure. By providing a pen pressure detection means for detecting pressure and a password information input means, the cardholder can specify a shape of their choice as the password information instead of a predetermined number, making it easier for the cardholder to remember. You can choose
Moreover, since the number of shapes that can be entered is not limited, it is impossible to guess the PIN information from the movements of fingers and hands when inputting the PIN information, and the pressure of the pen when inputting the shapes makes it difficult for the cardholder to confirm the PIN information. This makes it possible to realize an excellent personal identification system that can determine who the card holder is.
第１図は本発明の一実施例を示す個人識別システムのブ
ロック図、第２図は本発明の一実施例の暗証情報入力手
段の正面図、第３図は第２図におけるＡ −Ａ／線の断
面図、第４図、第５図は本発明の一実施例の動作を示す
フローチャート、第６図は従来例の暗証番号入力装置の
正面図である。
２・・・・・・カード、３・・・・・・カード書込手段
、４・・・・・・カード読み取９手段、５・・・・・・
読み取りデータ記憶手段、６・・・・・・暗証情報入力
手段、６ａ・・・・・・図形認識手段、６ｂ・・・・・
・筆圧検出手段、７・・・・・・入カデタ記憶手段、８
・・・・・・照合手段、２１・・・・・・タッチパネル
部、２２・・・・・・筆圧ベン部、２３・・・・・・表
示部、２４・・・・・・消去キー、２５・・・・・・確
認キー、３１・・・・・・１３ベー／
圧力センサ一部、３２・・・・・・コード。FIG. 1 is a block diagram of a personal identification system showing an embodiment of the present invention, FIG. 2 is a front view of a password information input means of an embodiment of the present invention, and FIG. 3 is an A-A/A/ 4 and 5 are flowcharts showing the operation of an embodiment of the present invention, and FIG. 6 is a front view of a conventional personal identification number input device. 2... Card, 3... Card writing means, 4... Card reading 9 means, 5...
Read data storage means, 6...Password information input means, 6a...Graphic recognition means, 6b...
- Pen pressure detection means, 7... Input data storage means, 8
... Verification means, 21 ... Touch panel section, 22 ... Pen pressure bend section, 23 ... Display section, 24 ... Erase key , 25... Confirmation key, 31... 13 base/part of pressure sensor, 32... Code.
Claims (1)
個人識別システムであって、正当なカード保持者が暗証
情報をカードに書き込むカード書込手段と、前記カード
書込手段により入力された暗証情報を記憶したカードと
、前記カードが記憶している暗証情報を読み取るカード
読み取り手段と、カード持参者が暗証情報を入力する暗
証情報入力手段と、前記カード読み取り手段より読み取
った暗証情報を記憶する読み取りデータ記憶手段と、前
記暗証情報入力手段より入力された暗証情報を記憶する
入力データ記憶手段と、前記読み取りデータ記憶手段が
記憶しているカードの暗証情報と前記入力データ記憶手
段が記憶している入力された暗証情報とを照合して入力
された暗証情報が正当なものであるか否かを判別する照
合手段とを備え、前記暗証情報入力手段は、トレースし
た図形を認識し表示する図形認識手段と図形の入力を行
うときの筆圧を検出する筆圧検出手段とよりなることを
特徴とする個人識別システム。A personal identification system for determining whether a person carrying a card is a legitimate card holder, the system comprising: a card writing means for writing personal identification information on the card by the legitimate card holder; A card storing password information, a card reading means for reading the password information stored in the card, a password information input means for the card holder to input the password information, and storing the password information read by the card reading means. an input data storage means for storing the password information inputted by the password information input means; and a read data storage means for storing the password information of the card stored in the read data storage means and the input data storage means. and a verification means for determining whether the input password information is valid by comparing it with the input password information, and the password information input means recognizes and displays the traced figure. A personal identification system comprising a figure recognition means and a pen pressure detection means for detecting the pen pressure when inputting a figure.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP1070937A JPH02249062A (en) | 1989-03-23 | 1989-03-23 | Individual identifying system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP1070937A JPH02249062A (en) | 1989-03-23 | 1989-03-23 | Individual identifying system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| JPH02249062A true JPH02249062A (en) | 1990-10-04 |
Family
ID=13445915
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP1070937A Pending JPH02249062A (en) | 1989-03-23 | 1989-03-23 | Individual identifying system |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPH02249062A (en) |
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- 1989-03-23 JP JP1070937A patent/JPH02249062A/en active Pending
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