JPH0217571A - Cash automatic transaction device - Google Patents

Abstract

PURPOSE:To improve the efficiency of transfer processing by retrieving and outputting a banking organ name and a branch office name based on inputted banking organ specifying information and branch office code. CONSTITUTION:Banking organ information 110 is stored in a storage means 111. Banking organ specifying information and a branch office code are inputted by an input means 113. A retrieving means 115 retrieves the banking organ name and the branch office name from banking organ information 110 based on banking organ specifying information and the branch office code which are inputted from the input means 113. An output means 117 outputs the result retrieved by the retrieving means 115.

Description

[Detailed Description of the Invention] [Summary] In particular, with regard to automated teller machines that can perform transfer transactions, code data can be used to specify a transfer destination, and the purpose of this invention is to improve the efficiency of transfer processing. A storage means for storing information, an input means for inputting financial institution specific information and a branch code, and a financial institution name and branch name are determined from the financial institution information based on the financial institution specific information and branch code input from the input means. The apparatus is configured to include a search means for searching, and an output means for outputting the results searched by the search means.

[Industrial application field]

The present invention relates to an automated teller machine, and particularly to an automated teller machine that can perform transfer transactions.

[Conventional technology]

Nowadays, various devices are being introduced in financial institutions in order to improve the efficiency of business processing and automate correspondence with customers.

One of the devices that have been introduced is an automated teller machine that automatically receives and transfers cash to and from customers.

By using this automated teller machine, you can make transfer transactions to other branches and banks.

FIG. 6 shows a display screen for a transfer operation conventionally performed in financial institutions. Moreover, FIG. 7 shows the procedure of the transfer operation.

In FIGS. 6 and 7, the conventional transfer operation at a financial institution is to select the name of the financial institution (step 711) → (
Selection of initial letter of financial institution name (step 713) → Selection of financial institution name (step 714)) → Selection of initial letter of branch name (
Step 715) → Branch name selection ■ (Step 716) →
This is done in the termination procedure.

Conventionally, automated teller machines have a financial institution branch name information file consisting of kanji data, and when specifying a transfer destination, the file is searched using the input initial letter. , the bank name and branch name were displayed.

[Problem to be solved by the invention]

As described above, conventionally, in a money transfer operation, the initial letter of the bank name and branch name is input, multiple names are displayed, and the recipient is specified.

Therefore, there is a problem in that it takes time to operate.

In order to solve this problem, one bank A has recently proposed a method of inputting a branch number to specify a transfer destination.

FIG. 8 shows the display screen for the transfer operation at Bank A.

As shown in the figure, the transfer operation at Bank A is performed using the function (
Transfer) → Insert card → Enter PIN →
Enter the branch number■→Enter the bank account number■→Enter the transfer amount■→Confirm the transfer amount■→Process 1■→Confirm the transfer details→
Processing 2 [phase]→end is performed.

At this time, in this line A11, once a branch number is input, a branch code based on the branch number is sent to the host computer. The host computer searches for a branch name from its internal branch name information file composed of kana data based on the transmitted branch code. The branch name data searched by the host computer is returned to the automated teller machine and displayed during the transfer confirmation procedure.

That is, at Bank A, since the automatic teller machine does not have a financial institution branch name information file, the transfer destination is specified by acquiring branch name information from the host computer and displaying it.

Therefore, in this case, data communication with the host computer is added, so there is a problem that processing takes time.

The present invention was created in view of the above points, and an object of the present invention is to provide an automated teller machine that can use code data to specify a transfer destination and improve the efficiency of transfer processing. .

[Means to solve the problem]

FIG. 1 is a principle block diagram of an automatic teller machine according to the present invention.

In the figure, the storage means 111 includes financial institution information 110.
is stored.

The input means 113 receives financial institution specific information and branch code.

The search means 115 searches the financial institution information 110 for a financial institution name and a branch name based on the financial institution identification information and branch code manually entered by the input means 113.

The output means 117 outputs the results searched by the search means 115.

Therefore, the system as a whole is configured to search the financial institution information 110 for the financial institution name and branch name based on the input financial institution specific information and branch code, and output the results.

[For production]

First, financial institution specific information and branch code are inputted from the input means 113.

Next, the search means 115 searches for a financial institution name and a branch name from the financial institution information 110 stored in the storage means 111 based on the financial institution specific information and branch code inputted from the input means 113.

Furthermore, the output means 117 outputs the results searched by the search means 115.

In the present invention, the search means 115 searches the financial institution information 110 for the financial institution name and branch name based on the input financial institution specific information and branch code, and the output means 117 outputs the search results. By doing so, the code data can be used to specify the transfer destination, and the efficiency of the transfer process can be improved.

〔Example〕

Hereinafter, embodiments of the present invention will be described in detail based on the drawings.

FIG. 2 shows the configuration of an automated teller machine in one embodiment of the present invention.

Here, the correspondence between the embodiment of the present invention and FIG. 1 will be shown.

Financial institution information 110 corresponds to a financial institution information file.

The storage means 111 corresponds to a floppy disk 229.

The input means 113 corresponds to the keyboard 221.

The search means 115 corresponds to the control section 210.

The output means 117 corresponds to the display 219.

Examples of the present invention will be described below assuming that the correspondence relationship as described above exists.

II, + (Company) 1 In Fig. 2, the automated teller machine 200 includes a control unit 210 that performs overall control, including an interface control unit 211 that connects with a host device (terminal controller or center); a magnetic card league printer/imprinter 213 that reads magnetic cards, etc.;
A banknote recycling unit 215 where banknotes are stored, a coin recycling unit 217 where coins are stored,
The device includes a display 219 that displays processing status, etc., a keyboard 221 that inputs data, etc., a management operation section 223 that performs operations for normal operation of the device, and a bankbook printer 225 that prints bankbooks. It includes a power supply unit 227 that supplies power, and a floppy disk 229 that stores a financial institution branch name information file.

Magnetic card league printer/imprinter 213, banknote recycling unit 215. Coin recycling unit 217. Display 219° Keyboard 221. Management operation section 2232 114 printers 225. Power supply section 22
7. The floppy disk 229 is all controlled by the control unit 210.
connected to.

It is also connected to a center or terminal controller via an interface control section 211.

Figure 3, created by U Raetsu, shows the procedure for the transfer operation in the embodiment. Fourth
The figure shows a search method in an embodiment.

FIG. 5 shows a display screen for a transfer operation in the embodiment.

Hereinafter, the procedure of the transfer process in the embodiment will be explained based on FIGS. 2 to 5.

First, the customer selects a financial institution input method (step 311). At this time, the customer can enter information that identifies the bank's financial institution, for example, by inputting the bank code (by pressing the "Bank code °" key) or by selecting and inputting the financial institution name (" Select the financial institution name (press key).

Next, it is determined in step 311 whether or not the ``bank code'' key has been pressed (step 312).

If the "bank code" key is pressed in step 311 (affirmative determination), the bank code of the bank to which the transfer is to be made is input (step 317), and the process moves to step 318. At this time, the bank name is searched based on the input bank code.

On the other hand, in step 311, ``Bank code'' is entered.

If the key is not pressed (negative determination), the name of the financial institution to which the transfer is to be made is selected from the list of financial institution names displayed on the display 219 (step 313).

Next, in step 313, it is determined whether a city bank has been pressed (step 314).

In step 314, if City Bank is pressed (
(affirmative determination), the process moves to step 318.

On the other hand, in step 314, if the city bank is not pressed, that is, if the local bank is pressed (negative determination), from among the characters displayed on the display 219,
Select the initial letter of the name of the local bank to which you wish to make the transfer (step 315). Next, local bank names having the designated initials are displayed on the display 219, and a financial institution name is selected from among them (step 316).

This completes the designation of the financial institution to which you wish to make the transfer.

Next, a branch entry method for the financial institution is selected (step 318). At this time, the customer can specify the branch by entering the branch code (°′branch code
] or select and enter the branch name ([branch name]
’ key press).

Next, in step 318, it is determined whether the "branch code'" key has been pressed (step 319).

In step 319, if the ``branch code'' key is pressed (affirmative determination), the branch code of the branch to which the transfer is to be made is input (step 322), and the process ends.

On the other hand, if the "branch code" key is not pressed in step 319 (negative determination), select the initial letter of the branch name to which you wish to make the transfer from among the characters displayed on the display 219 (step 319). 320). Next,
The branch name with the specified initial is displayed on the display 219.
will be displayed, and select the branch name from among them (Step 3).
21).

The above is the procedure for specifying the financial institution name and its branch name.

At this time, the search method in this embodiment is as shown in FIG. 4, by providing a table for specifying an internal index for a conventional financial institution information file, and searching from manually entered bank codes and branch codes. The method is to search for bank name and branch name data while referring to the table and index.

In the procedure shown in Figure 3, the operating procedure for inputting financial institutions by name and branches by branch code is shown in Section 5.
This will be explained based on the diagram.

In this case, process selection → function selection → card insertion →
Insert passbook ■ → Input PIN ■ → Select financial institution name (local bank) ■ → Select initial letter of financial institution name ■ → Select financial institution name ■ → Select initial letter of branch name or specify branch number input ■→Branch number manual■→Specify account and enter account number■→Enter beneficiary name@→Enter total amount■→Confirm total amount [
The procedure is as follows: → Process 1 → Confirmation of transfer details → Process 2o → Receipt of card and statement → Receipt of passbook → End.

In this way, the customer can specify the destination of the transfer using the bank code and branch code.

In addition to the conventional financial institution information file, the device has a table therefor, and a search is performed through the data in that table based on the entered bank code and branch code.

The bank name and branch name of the search result will be displayed on Display 2.
19 will be displayed.

Therefore, code data can be used to specify the transfer destination,
It is possible to improve the efficiency of transfer processing.

■, H's no -no -ki.

In addition, in ``correspondence between Examples and FIG. 1'',
Although the correspondence between the present invention and the embodiments has been described, those skilled in the art can easily imagine that the present invention is not limited to this and that there are various modifications.

〔Effect of the invention〕

As described above, according to the present invention, the search means searches for the financial institution name and branch name from the financial institution information based on the input financial institution specific information and branch code, and the output means searches for the search results. By outputting the code data, the code data can be used in specifying the transfer destination, and the efficiency of the transfer process can be improved, so it is extremely useful in practice.

[Brief explanation of the drawing]

Fig. 1 is a principle block diagram of an automated teller machine of the present invention, Fig. 2 is a block diagram of the configuration of an automated teller machine in an embodiment of the invention, and Fig. 3 is an explanatory diagram of the procedure of a transfer operation in the embodiment. , 4th
Fig. 5 is an explanatory diagram of the search method in the embodiment, Fig. 5 is an explanatory diagram of the display screen of the transfer operation in the embodiment, Fig. 6 is an explanatory diagram of the display screen of the conventional transfer operation, and Fig. 7 is an explanatory diagram of the display screen of the conventional transfer operation. FIG. 8 is an explanatory diagram of a display screen for a conventional ASM bank transfer operation. In the figure, 110 is financial institution information, 111 is a storage means, 113 is an input means, 115 is a search means, 117 is an output means, 200 is an automatic teller machine, 210 is a control section, 211 is an interface control section, 213 is a magnetism Card league printer/imprinter, 215 is a bill recycling unit, 217 is a coin recycling unit, is a display, is a keyboard, is a management operation unit, is a passbook printer, is a power supply unit, is a floppy disk. Book￥”u] C11 cat, rib'otsufu figure 1 example of the sound spell fu sum... 77 figure 2 figure 2 the person in charge and the arrogance method 1 fat's explanation day month mouth 4th An engraving of a drawing on cape C of figure θ The call of the morning, Figure 7 [Phase] Oral i+? : (No change in content) Ail i σ) j mus, 4 y y σ) A, page 1, Figure 8 (b) ■ ■ Procedural amendment written format) Indication of the case 1988 Patent Application No. 16811, Name of the invention Relationship to the case of person amending an automatic teller machine Patent applicant address 1015 Kamiodanaka, Nakahara-ku, Yozaki City, Kanagawa Prefecture Name (522) Fujitsu Limited Agent ◎151 Notice (03) 375- 1631 address
2-11-2 Yoyogi, Shibuya-ku, Tokyo September 27, 1988 (Delivery port) Subject to correction

Claims (1)

[Claims] (1) Storage means (1) for storing financial institution information (110)
11), an input means (113) into which the financial institution specific information and the branch code are input, and the financial institution information (110) based on the financial institution specific information and the branch code inputted from the input means (113); ), and an output means (117) for outputting the results searched by the search means (115). automated teller machine.