JPH01501692A - Commercial slip pack and how to use it - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed description of the invention] Commercial slip bag and how to use it 11 animals 11 TECHNICAL FIELD The present invention relates to forms for processing commercial transactions, particularly to form bags.

11 sadness 11 Today, the majority of trade ministers typically hold individual credit cards from financial e**. The transaction is made using a credit card issued to the person or the customer. like this cards that allow the holder to conduct commercial transactions with sellers while being authorized by the card issuer. make it possible to For such transactions, the transaction slip back provided by the seller is recorded in

This back includes the card issuer's slip (bank copy) and the seller's measurement slip (seller's copy). ), the customer or cardholder voucher (receipt), and the transaction on these three vouchers. Contains copy paper (carbon) inserted to record the contents.

After recording, the customer's bag and credit card will be transferred to the recording device. The device is a separate card that is recorded on the card and identifies a specific customer and a specific seller. It is common practice to print a serial number on each slip on the back.

Next, the three slips are separated from the bag and the copy paper is thrown away. Those who plan fraud Collect Jin's copy paper and use the card identification number left on the copy paper to identify the seller and/or or often deceive card issuers. These fraudsters may accidentally or intentionally or by approaching any one of the three letters for any other reason. The number recorded on one of the letters is often misused.

Carbonless copying paper may be used, or US Pat. No. 03,793, a cut across the ends of two identification numbers. Prevent the above fraud by using carbon paper with perforations for Proposals have been made to stop it. Some of this copy paper remains with the bag, others are transaction records. It remains attached to one of the votes. However, each transaction document has complete A separate number is printed on it, so if a person with criminal intent approaches any of the three slips, Yes, these methods are useful because if you know the complete number you can exploit this. Any deviation cannot be said to be absolutely safe. There is still serious damage being done.

In addition to credit card backs, use backs consisting of two or more slips. The same problem exists in other commercial transactions involving identification indicators such as account numbers, etc. There is a problem with the transcription of Kusu. If the index is one or more copies or As long as it is transferred to carbon, its flexibility to be exploited increases.

Summary of the invention The present invention eliminates the numerous loopholes found in conventional credit cards and other transaction cards. It provides an absolutely safe trading back that has been improved to overcome the drawbacks and shortcomings. Ru.

This purpose may be the identification number of the customer or the seller, or both parties, e.g. This is to prevent it from being recorded on documents other than specific documents such as card issuer documents. This can be accomplished by any one of several ways of structuring the trade back. subordinate Therefore, even if you can access the customer or seller's invoice, it is difficult to know the complete number for both parties. I can not do such a thing.

Although these complete numbers appear on the card issuer's slip, the present invention Measures to prevent disconnection by a very limited number of authorized persons at the issuing institution By fixing the periphery of the issuer's slip to copy paper (carbon) with steps, The number can be defended by

The present invention prevents the complete identification number of both parties from being printed on the customer or seller's slip. provides one of several ways to do so. For example, the customer and seller should be printed on both sides of the copy paper. A cutout or window can be provided that matches the majority of the identification number. This method is Bags made of carbonless transfer paper can also be used for bags that use carbon type copy paper. It can also be applied to Another way to achieve this same result is to use the seller and customer numbers. By crash-printing most of the matching areas, prevent at least a large portion of the identification number from being readably printed in the area There is a way. The features and working principle of the methods described above are the same. That is, the seller Avoid printing large portions of customer identification numbers or customer identification numbers on each document and , for the issuer's slip, the above-mentioned complete number is attached directly below the copy paper. It prints a number.

Therefore, a first object of the present invention is to identify customer and seller identification numbers or other transaction indicators. index to one or more specific documents that absolutely require such an index. Provides an improved and absolutely secure transaction slip bag configured to completely record only It's about doing.

Another object of the present invention is to provide customer slips and seller slips that are separated from each other through copy paper. including the credit card issuer's slip and the card issuer's slip. Even if at least a portion of the Seller Identification Number and at least a portion of the Customer Identification Number are Constructed so that it is not recorded readably on vouchers, customer vouchers, or copy paper. Our goal is to provide you with the best commerce back.

Another object of the invention is that the lowest layer of slips is hidden by a copy paper attached thereon. Contains a complete record of credit card transactions and allows authorized persons to The slip is of no use unless the copy is peeled off to make the record visible. The purpose is to provide transaction slipbacks.

Another object of the present invention is to provide a carbonless transfer paper to the credit card holder or or at least a portion of the seller's identification number or other transaction index. Transaction documents containing overlapping areas of customer documents and seller documents that are configured to prevent The purpose is to provide vote back.

Another object of the present invention is to provide a system comprising documents separated from each other by intervening copy paper documents. In some cases, at least a portion of each customer or seller's identification number appears on a number of documents. A cutter placed to prevent it from being recorded on customer or seller slips to be recorded. Providing transaction slip backs with chipped or crushed print areas be.

The purposes listed above and other specific purposes are explained below and in accordance with the attached drawings. In the accompanying drawings, which illustrate preferred embodiments of the invention as will be apparent from the claims, Figure 1 shows the central transaction slip sandwiched between two sheets of carbon type copy paper. A perspective view of a first embodiment of the transaction slip bag of the present invention, Figure 2 is a top view of the approval slip pack shown in Figure 1, with a portion of the top layer slip cut away; Figure 3 is an enlarged sectional view taken along line 3-3 in Figure 2, and Figure 4 shows the top three slips removed. FIG. 5 is a partial perspective view of a slip bag detailing the structure of the lower two slips in the closed state; The figure is a perspective view of a second embodiment of the present invention in which all slips are made of carbonless transfer paper. Figure 6 is a top view of the slip bag shown in Figure 5, slightly enlarged; Figure 7 shows the details of the structure by cutting out the top two slips and cutting out part of the bottom layer of copy paper. FIG. 7 is a top view similar to FIG. 6 shown in FIG.

detailed description 1 to 4 show a first embodiment of an improved commercial transaction slip pack 10 of the present invention.

The illustrated bag is suitably connected at one end 11 and has a through perforation. It consists of a total of five leaves that can be separated one by one from the connecting end 11 by a roll 12. illustration , the back is the card issuer's slip 14, the center, that is, the seller's slip 15 and and the top layer, that is, the customer slip 16. Slip 14.　During the Is, there is a downward direction. A single-sided copying carbon paper 18 is interposed. Double-sided copy carbon paper between slips 15 and 16 20 intervenes.

Documents 14, 15, and 16 organize information about the specific transaction between the seller and the customer into each document. The information and two main frames 23 are pre-printed so that you can fill them in easily. Ru. Each voucher also has a chronological serial number that identifies this group of vouchers representing a particular business transaction. 24 is printed.

As is well known to those familiar with credit card transactions, To obtain a transaction slip pack as shown in Figure 4, please contact your financial institution or other Guarantee agencies provide plastic credit cards to individuals who wish to do business with sellers. The credit card issuer usually issues a credit card, and the slip pack is also distributed by the credit card issuer. clothed.

A plastic credit card held by the holder must have the holder's name, address address and an embossed identification serial number unique to this particular cardholder.

Each seller supplied with a transaction slip pack owns a credit card transaction recording device; This device has an authorized serial number that identifies the specific seller or user of the transaction recording device. embossed. The credit card and the transaction slip superimposed on it are stored in the recording device. When placed correctly, these two identification numbers should normally be spaced apart from each other. , occupies a pair of preset adjacent areas under the transaction slip pack, and has two These two identification numbers are printed on the transaction slip pack. as shown , the cardholder identification number may be partially or completely enclosed in this rectangle depending on the length of the rectangular frame 26. The seller identification number fits in the rectangular frame 27 partially or completely depending on the size of the rectangular frame 27. fits into the rectangle. These identification numbers will be printed on the transcript 15 or 16. In order to prevent or by providing windows 26,27. On slip 15.16 As a third aspect of preventing these identification numbers from being printed, the rectangular frame 26 ．． Similar results can be obtained even if the carbon coating on each side of the copy paper 20 corresponding to No. 27 is omitted. It will be done. As is known to those skilled in the reprographic art, carbon film is crushed and By printing this crush treated area you can also fill in the carbon cannot leave a readable image.

As is clear from the above processing mode regarding areas 26 and 27 of the slip 20, the customer's Even if you insert the back 10 into the transaction recording device along with the credit card, the slip 15 or No customer identification number or seller identification number is printed on the 16. Also, 2 The same applies to preventing each of the two identification numbers from being printed in a readable manner. An effective method for this is to cut out the areas of the slips 15 and 16, or to and 27 may be crash-printed on both sides of the copy paper 20. . However, no matter which method is adopted, the identification number will be written on the bottom slip 14. This slip 14 is sent to the credit card issuing institution and identified to the seller. kind of cash should be paid in advance (processed).

Figure 4 shows a card issuer's slip 14 and a single-sided double layer that is removably glued and overlapped with the card issuer's slip 14. The manner in which the peripheral portion of photo 8 is held is shown in detail. For example, most of the periphery of these two leaves However, it is only necessary to leave a part and adhere it through a discontinuous adhesive piece 30. Like In other words, only someone authorized by the card issuing institution should separate the two leaves. A gap is left between each portion of the adhesive to facilitate the insertion of additional tools. Ma In addition, it is preferable to prevent unauthorized persons from separating the two sheets at the periphery of the copy sheet 18. By printing a warning not to be used, the seller identification number 29 and card Extremely effective covering and concealing means for copy paper 18 in concealing holder identification number 28 function as

5 to 7 show other embodiments of the transaction slip pack 10' of the present invention. This story The vote pack is joined along one end 11' and has a horizontal cut-out perforation 1. It consists of four slips that can be separated from each other by 2'. Back 10' is a copying technique It is made entirely of carbonless transfer paper known to those skilled in the art. The back is a car The bottom layer slip 40 for the card issuer, the carbonless copy paper 41, the seller slip 42, and the customer slip 40. A customer slip 43 is included. As is well known to experts familiar with carbonless transfer paper, The slips 40 and 41 are different from each other, and when pressure is applied to the slip 41 by a writing instrument, , the pressure trace is copied onto the surface of the slip 40 without leaving any pressure trace on the slip 41. processed and structured. Similarly, slips 42 and 43 are different from each other. , when the pressure of a writing instrument is applied to the slip 43, pressure traces are clearly left on the slip 42. is processed or processed so that it does not remain on the back side of the slip 43. Therefore, legend A clear trace of a writing instrument remains on the side of slip 43, and the slip 42 below it and the slip 4 at the bottom This trace is copied to 0.

As mentioned in connection with the first embodiment, prior to assembly, document 40.42.43 The unique transaction slip back serial number 44, entry space, and other data are printed on the back of the will be linted.

Yet another important component is that slips 42 or 43 are Preventing at least a large portion of the identification number from being printed on the slips 42 and 43 It has two rectangular frames that have been specially treated to look like this. This is the first example on the slip. providing a similar cutout or window 46.47 corresponding to window 26.27 in achieved by. Alternatively, cover these areas with an opacifier. by overturning or pre-crash printing. It is also possible to prevent the customer identification number from being printed on the slips 42 and 43.

The copy paper 41 can completely print each identification number only on the slip 40. It is a carbonless copy paper that can be used.

Record slip backs to prevent card 40 identification numbers from being misused by fraudsters After being processed by the device, the copy paper 41 is attached to the peripheral edge of the slip 40 as shown by the adhesive 30. It is preferable to wear it. In addition, any person other than the person in charge at the card issuing institution will also receive a slip. Figure 4 warns that 40 and 41 should not be modified or disconnected. A note similar to the one above is printed on the periphery of the slip 41 placed on top.

The manner of use of the slip bag in any of the embodiments is the same. all documents to each other Fill in the commercial transaction data in the entry field of Mogami slip 16 or 43 with a writing instrument. do. These entries are sent to the bank and seller below via the inserted copy paper. Copied on the document. Once completed, the seller will be able to access the space on their transaction recording device. place the customer's credit card on a stand, then place the customer's credit card on a dedicated stand located within the same recording device. Insert transaction slip back into pace. The device is then operated in a known manner to remove the card. Print the holder's name and address on each transaction sheet. at the same time, Record cardholder and seller identification numbers on cardholder slip 14 or 40 However, in that case, the seller's invoice or the customer's At least a large portion of said identification number is legible on both the customer slip and the adjacent copy. It is not recorded in a retrievable form. As is known, the Seller Identification Number is stored in the Seller's recording device. engraved on an embossed plate attached to the Then credit card is returned to the owner, the voucher is separated from the bag, and the cardholder's copy is The card holder will receive a The peas are handed over to the bank for payment, in this case slips 14 and 18 or slips Due care must be taken not to separate 40 and 41 from each other.

Although the present invention has been described above in detail in relation to credit card slips, Similar results can be obtained by applying the above method to other commercial transaction document backs containing two or more documents. is obtained. For example, information including identification numbers, account numbers, vendor numbers, etc. All that is required is the recorded first slip and the receipt, and at least one of the above identification numbers is required. There may be transactions where the safety of the transaction is ensured by concealing a portion of it. aviation The present invention can also be applied to printing other documents such as tickets and transfer slips.

Handbook supplementary text (spontaneous) October 30, 1986 Mr. Kunio Kogawa, Commissioner of the Patent Office 1.Display of the incident PCT/LJS 87100393 2. Name of the invention Commercial slip pack and how to use it 3. Person who makes corrections Relationship to the incident: Patent applicant Address: California, 91801, United States.

Alhambra, West Main Street 617 Name: Knep, Gregory - Stingray, 〆 4. Agent 2-14-1 Shimogo, Shinjuku-ku, Tokyo 5. Date of amendment order: Voluntary amendment 6. Subject of amendment Translated international search report of description and claims

Claims (34)

[Claims] 1. Stack multiple slips, staple them along one edge, and make sure that at least one A business transaction document pattern that is configured so that information related to business transactions is copied to a specified area of the document. a pack, the pack comprising: Transaction documents and receipts stacked on top of each other and stapled along one set of edges and a means for copying transaction information entered on one of said slips to the other slip. including; When the voucher pack is processed by a transaction recording device, the information printed on the transaction voucher to prevent at least a large portion from being readably recorded on said receipt slip; at least one predetermined overlapping area of one of the slips. A commercial transaction slip pack characterized by: 2. Stack multiple slips, stitch them along one edge, and place them in a designated area. A customer's credit card is stored in a transaction recording device to record information regarding the transaction. A credit card transaction slip pack used in conjunction with Customer slips, sales slips, and bank slip and the index recorded on one of the slips to the other two slips. and means for copying; When processing the slip pack with the transaction recording device, the seller account and customer account are each At least a large index of information on the customer's credit card that identifies beforehand to prevent the part from being readably recorded on a document other than said bank document. The seller's complete account identification number can be obtained by configuring a predetermined overlap area on one document. bank account number and the customer's complete account identification number are recorded on said bank slip. A credit card transaction slip pack characterized by: 3. The single slip cannot be cut out and readably printed. at least a majority of the customer identification numbers and at least a majority of the seller identification numbers Pack according to claim 2, characterized in that it has separate matching parts. . 4. The pack faces the index recording surface of the bank slip and is attached to the bank slip. Contains a first copy printing a complete identification index of each of the seller and the customer. The pack according to claim 2, characterized in that: 5. The first copy sheet is fixed in a predetermined area of the bank slip and is then read by an authorized person. the identification index on the bank slip until the first copy sheet is removed. 5. The pack according to claim 4, wherein the pack is 6. Copy the first copy and the bank slip to the sales record recorded on the credit card. placing a hand identification index on said bank slip without leaving any trace thereof on said first copy paper; Claim 4, characterized in that it is formed from paper that has been processed to record. Packs listed in. 7. The customer slip and the self-recorded sales aid slip are stored in the transaction index of the slip pack. When recorded on the top layer document, a transaction index is placed on one of the documents located below it. It is characterized by being formed from carbonless transfer paper processed to record images. The pack according to claim 6. 8. The customer slip and the sales assistant slip are brought into direct contact with each other, and the details of the transaction are recorded. When the user records the index on one of the two slips, this It is characterized by being made of carbonless transfer paper that copies the index onto another sheet. The pack according to claim 2. 9. Near the edge where the customer slip and the sales slip are stitched together, The special feature is that cut-out perforations are provided parallel to this at one row of intervals. The pack according to claim 8, wherein the pack is characterized by: 10. Apply the above pack to only the second and bottom slip from the top and on the top of the top slip. Formed with car phoneless transfer paper configured so that the recorded index is copied. The pack according to claim 2, characterized in that: 11. The transaction index recorded on the top of the top layer of the slip is from top to bottom. The pack according to claim 10, characterized in that it is not copied on the third slip. nine. 12. The bottom two sheets of the slip are joined together along most of their periphery. As a result, the seller and customer identification index recorded on the bottom layer is The index is hidden until the two sheets are separated enough to make the index visible. 12. The pack according to claim 11. 13. The bottom two sheets of the slip are joined together along most of their periphery. As a result, the seller and customer identification index recorded on the bottom layer is The index is hidden until the two sheets are separated enough to make the index visible. The pack according to claim 2, wherein the pack is characterized by: 14. Stack multiple sheets of slip paper, staple them along one edge, and place them in the designated area. A customer's credit card is stored in a transaction recording device to record information about the transaction. A credit card transaction slip pack used in conjunction with a card, the pack being Useful for transaction records recorded on the first, second and fourth sheets of the slip pack The first and second sheets are made of paper that has been processed to form a copy of the index. , including the third and fourth slips; To facilitate entry of commercial transaction information in the first, second and fourth slips in an orderly manner; A useful index is pre-printed on the When processing the pack and the customer's credit card with a transaction recording device, the first and less of the seller and credit card holder account identification index on the second slip. The first and second slips are configured to prevent a portion of both slips from being recorded. A credit card transaction slip pack characterized by: 15. Stitch the third and fourth slips together along most of their juxtaposed edges. with respect to at least the identification index of each party to said transaction. Claim No. 1 characterized in that the information is hidden from view by unauthorized persons. The pack described in item 14. 16. The third and fourth slips are not joined to each other along a predetermined high edge area. The third and fourth slips can be easily separated by an authorized person. 16. The pack according to claim 15. 17. Any part of the transaction index entered in said fourth slip shall not be included in said third slip. and is not visible from the outside of the fourth slip, as set forth in claim 15. Pack of. 18. After filling in the transaction data, enter the information related to the transaction recorded in the fourth slip. to a credit card issuing institution, etc., which is required to pay the seller. According to the claim, the third and fourth slips can be separated from the pack. The pack described in scope item 15. 19. The pack is attached to the bottom one of the slips and the seller and the adjacent one of the slips. and one of the customer slips, and the surface facing the lowest layer slip is indexed. Covered with copying material, the pack and the customer's credit card are covered with a seller identification index. When processing with a transaction recording device that has an embossed and a copy sheet for recording the hand and card issuer identification index. The pack according to claim 14. 20. The pack is inserted between the customer and sales ticket, and includes customer and seller identification information. a cutout window in a region aligned with at least a portion of the index; When simultaneously processing credit cards with a transaction recording device, the identification index is Double-sided carbon to prevent said part from being recorded on said seller or said customer document 15. The pack according to claim 14, further comprising copy paper. 21. Stack multiple sheets of slip paper, staple them along one edge, and place them in the designated area. A customer's credit card is stored in a transaction recording device to record information about the transaction. A credit card transaction slip pack used in conjunction with a card, the pack being the first, second, third, fourth and A double-sided copy including a fifth slip, in which the second slip is interposed between the first and third slips It is paper, The fourth slip is interposed between the third and fifth slips, and the copying surface thereof is placed between the third and fifth slips. It is a single-sided copy paper facing the slip, When using the card for recording business transactions, the prescribed overlap of the second and fourth slips is required. In the field, the image from the credit card that identifies the specific credit card holder is displayed. an index representing at least a portion of the index and credit card transaction records; specifies that at least a portion of the index from the recording device is prevented from being recorded; Credit card transaction slip pack. 22. The seller and customer of the first and third slips are placed in the predetermined area of the second slip. characterized in that at least a large portion of the regional index is not readably recorded; A credit card transaction slip pack according to claim 20. 23. By joining most of the mutually matching peripheral edges of the fourth and fifth slips. until the surface of said fifth slip is exposed by an authorized person. 4. The document is characterized in that the seller and customer identification index can be hidden. A credit card transaction slip pack according to claim 21. 24. Stack multiple slips and staple them along one edge to complete your transactions. A credit card used in conjunction with a credit card in a transaction recording device to record a card transaction slip pack, said pack facilitating the entry of transaction data; Contains separate pre-printed seller, customer and bank documents, When a credit card and credit card are used together on a transaction recording device, the seller and customer identification At least a portion of the index is recorded readably on the seller or customer document. while preventing said identification index from being complete on vouchers other than said seller and customer vouchers. credit card; Card transaction document pack. 25. The pack includes a pair of upper and lower carbonless transfer papers in direct contact with each other. The upper pair of slips is the customer and sales assistant slip, and the upper pair of slips is the customer and sales assistant slip. One of the lower pair is the bank slip, and one of the upper pair is the bank slip. When using a credit card and a credit card in a transaction recording device, and at least a majority of the customer identification index are recorded on one of the upper pair of sheets. A claim characterized in that it has an area configured to prevent it from being recorded. The pack described in paragraph 24. 26. The peripheral edge portions of the lower pair of slips are joined together, and the pack and credit card are attached to each other. When processing a credit card with a transaction recording device, these two slips are recorded together. Claims characterized in that the customer and seller identification indexes are concealed. Pack according to paragraph 25. 27. A part of the upper slip of the lower pair of slips is attached to the pack and credit card. This allows the customer account number to be read when the card is pointed at a transaction recording device. Claim 25, characterized in that it includes means for preventing being recorded on a slip. Packs listed in. 28. Insert the transaction slip pack and the customer's credit card into the transaction recording device. , the credit card index is recorded on the voucher of the said pack. A method for creating a record of a credit card transaction, the method comprising: When a credit card is processed by a transaction recording device, the customer, seller, and bank documents are A plurality of transaction records each containing a sheet of material recording a customer identification index. Separate the slips, tie them together as you like, and transfer the pack and the customer's credit card to the seller. At least a substantial portion of the seller and customer identification index upon insertion into the transaction recording device. at least one of said invoices to prevent the amount from being recorded in said customer and sales assistance invoices. By processing a predetermined area of one sheet, the customer or seller identification index can be obtained. Customer and seller receipt documents and said seller and customer identification are not fully recorded. A credit card characterized by the creation of fully indexed bank documents. How to record credit card transactions. 29. Insert double-sided carbon paper between the customer and sales ticket in the pack, and Place a single-sided paper sheet facing the front of the bank slip, and mark the specified overlapping area with the seller's and to prevent at least a substantial portion of the customer identification index from being recorded. 29. A method according to claim 28, characterized by the step of processing. 30. Insert the transaction slip pack and the customer's credit card into the transaction recording device. , the credit card index of the credit card is recorded on the voucher of the said pack. A method for creating a record of a credit card transaction, the method comprising: A transaction consisting of carbonless transfer paper containing a customer and sales slip superimposed on a pair of bank slips. Separate the tracking record slip packs and stitch them together as you like. When inserting the said pack and the customer's credit card into the transaction recording device, the seller identification The index and customer identification index are recorded in the customer and sales assistance slip. By processing a predetermined overlapping area of the customer and sales slip to prevent and removable customers and sellers for whom said identification index is not completely recorded. Create a bank slip in which the receipt slip and said identification index are fully recorded. A method for creating a record of credit card transactions. 31. By joining the mutually matching peripheral parts of the pair of bank slips, the title is A transaction item recorded on one of said bank slips until it is separated by a qualified person. 31. A method as claimed in claim 30, characterized by the step of hiding the index. 32. Crash printing the predetermined area of the customer and sales assistance slip. further preventing the identification index from being readably recorded on the slip. 31. A method as claimed in claim 30, characterized in that the floor. 33. The predetermined areas of the customer and sales assistance slips are made opaque by making the areas opaque. 31. A method as claimed in claim 30, characterized by the step of blanking. 34. Claims characterized by the step of cutting out the predetermined area of the customer and sales assistance slip. The method according to paragraph 30.