JPH01239693A - Cash register - Google Patents

Abstract

PURPOSE:To enhance the operability of a receipt and disbursement procedure by providing a first memory part, which variably stores first and second bound ary values to segment an amount range whose receipt and disbursement proce dure is different, and a second memory part, which stores the receipt and dis bursement information exceeding the second boundary value. CONSTITUTION:In a cash register 1, when a transaction amount exceeds a second boundary value l2 (including the case to exceed a first boundary value l1), the information concerning the transaction is all stored into an exclusive memory area for an IRS to be a second memory part provided in a RAM 11, and based on the information, a report to the IRS is prepared. Further, the boundary value l1 larger than the boundary value l2 is set at the RAM 11 for checking the receipt and disbursement processing, and the values l1 and l2 are variable. When the value l1 is exceeded, an error condition is generat ed, a person in charge manually operates the register, while, in the transaction at >= the value l2 and at <= l1, the amount can be stored into the IRS exclusive memory area, the receipt and disbursement procedure in the range can be extremely simply executed, and the operability is drastically improved.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention The present invention relates to a cash teller machine used for dispensing and dispensing cash and securities, for example, in counter operations of financial institutions such as banks.

BACKGROUND OF THE INVENTION Conventionally, cash teller machines have been used at counters of financial institutions such as banks to handle cash, securities, and the like. These cash teller machines are equipped with key manual means for inputting the amount to be registered, etc., and a printing device for recording processing results.

In counter operations using such cash teller machines, a fixed amount of money is set by law regarding the payment and disbursement of cash. If a transaction exceeds the total amount set in this setting, it is mandatory to create and report details of the transaction.

Therefore, the applicant of the present invention has proposed a cash teller machine in which boundary values of ranges of payable and disbursed amounts with different processing procedures are set in advance. In this cash teller machine, if an attempt is made to execute a teller process in which the amount exceeds the boundary value, an error condition occurs, and this tells the operator that the amount of the teller process currently being handled exceeds the predetermined boundary value. Make it known. At this time, the error state is canceled by a manual operation by the counter manager, for example, by an operation using a key switch owned by the counter manager, and the transaction processing procedure for exceeding the boundary value is performed.

Problems to be Solved by the Invention With this cash teller machine, for example, if transactions for amounts slightly exceeding the above-mentioned boundary value are frequently performed, manual operation by the teller person must be required each time. , the f\- business was complicated.

An object of the present invention is to provide a cash teller machine that can perform procedures for disbursing and disbursing within a predetermined range of disbursements and disbursements without manual operation, and that is different from procedures for disbursing and disbursing within a predetermined range of disbursements and disbursements. .

Means for Solving the Problems The present invention provides a cash teller machine used for processing cash, securities, etc., which comprises a first and a cash teller machine that divides three ranges of payable and payable amounts with different handling methods. a first storage section in which second boundary values are variably stored, and a second storage section that stores information related to accounting processing that exceeds the second boundary value; The above is characterized in that the storage process of information related to the accounting process below the first boundary value in the second storage unit is performed based on manual operation after the occurrence of an error state. This is a cash teller machine.

According to the present invention, the first and second boundary values that divide the three payment and payment amount ranges that have different payment and payment processing procedures are the first and second boundary values.
It is stored in the storage unit. Information related to the accounting process that exceeds the first boundary value is stored in the second storage unit. When all transactions exceed the first threshold value, the teller machine enters an error state.

Thereafter, the transaction processing for all transactions is performed based on manual operation, and information related to this transaction processing is stored in the second storage unit.

In this way, in the cash teller machine of the present invention, although the transaction process for exceeding the first boundary value is performed manually, the transaction process for transactions exceeding the second boundary value and below the first boundary value is manually performed. Information related to this accounting process can be stored in the second storage unit without any operation, and the operating procedure regarding this range of accounting process is simplified.

Embodiment FIG. 1 is a perspective view showing the appearance of an embodiment of the present invention. The cash teller machine 1 is provided with a keyboard 2, a display section 3, etc., and also has a window 4 for viewing the financial institution's copy paper, that is, journal paper, and a slip insertion slot 5 provided for printing slips and the like. etc. are provided. On the right side of the direct display section 3, a knob 6 for adjusting the brightness of the display section 3 and a mode switch 7, which will be described later, are arranged.

FIG. 2 is a block diagram showing the electrical configuration of the cash teller machine 1. As shown in FIG. The cash teller 4111 is provided with a central control unit 10 that electrically controls the entire device.

A random access memory (hereinafter referred to as RAM) 11 and a read-only memory (hereinafter referred to as ROM) 12 are connected to the central control unit 10, as well as a clock signal generation circuit 13 and the keyboard 2. be done. Further, a printing device 15 that performs various types of printing, a speaker 16 that generates beeps, etc., the display section 3, and the like are connected to the central control section 10 via an input/output circuit 14. The printing device 15 includes a detection circuit 1 that detects whether a slip or the like to be printed is in the loading position.
8 is connected.

This cash teller machine 1 includes, for example, an MCR (magnetic card) reader, an MICR (magnetic ink character recognition) reader, an MICR printer, an OCR (optical character recognition) reader, and an external line (online). Connection terminals 21 to 24 to be connected are provided. These terminals 21-2
4 is connected to the central system (
1 is connected to part 10.

FIG. 3 is a plan view showing the key arrangement of the keyboard 2. FIG. 3rd! 2nd! The functions of each input key will be explained with reference to .

The offline key 31 and online key 32 are keys for selecting whether to connect online.

The inquiry key 33 is used to inquire the data in the teller machine 1 from the host computer l\. The end key 34 is used when the registration procedure described later is completed. The correction/correction key 35 is used to correct data that has already been input. The selection of whether or not to print the journal paper described above is made using the print key 36. The list key 37 and the payment total key 38 are used to set a list mode and a payment total mode, which will be described later. The balance key 39 is used when settling accounts.

For example, 18 function keys are arranged in the function key group 40. Each function key is assigned a registered function such as cash deposit, cash withdrawal, foreign currency conversion, and internal loan conversion. The shift key 51 is used, for example, to input alphabetical characters assigned to each key of the function key group 40 as a second function.

The page up key 52 and the page down key 53 are
Forwarding the number of pages of the list displayed on the display section 3/
Used for backtracking.

When the menu key 54 is pressed, a menu of various predetermined programs is displayed on the display section 3. A 6-space key 55 is used to provide a space when inputting data.

The amount input using the number key group 60 is repeatedly input/displayed by pressing the repeat key 56.

The read key 57 is used to select whether or not to print the amount on the MICR printing device. When inputting the account number, it is performed by pressing a combination of the numeric key group 60 and the account number key 58. In addition, the menu key 5
The various programs displayed on the display section 3 by 4 are selected by pressing the numeric key group 60 and the enter key 61 in combination. The shift clear key 62 is used, for example, to erase the least significant digit of the amount input using the numeric key group 60.

The clear key 63 is used, for example, to erase the amount input using the numeric keypad group 60 or to cancel an error state.

The release key 71 is used, for example, to cancel the list mode set by the squirrel 1 key 37 or to cancel the input account number.The 0 paper feed key 72 is used to air feed the journal paper. It will be done.

1 hetal key 73 is the subtotal key 7 described below.
This key is used to clear the calculation result calculated in step 4. The subtotal key 74 is used to calculate the results of operations performed by the addition key 76 and subtraction key 77. The results of calculations performed by the multiplication key 78 and the division key 79 are calculated by the equal key 80.

The stamp key 81 is used to print predetermined symbols or characters on journal paper, slips, or the like. The print screen key 82 is used to print the data currently displayed on the display section 3. The clear screen key 83 is used to erase data displayed on the display section 3. The duplication print key 84 is
It is used when printing the same content, such as duplication printing, in which the same amount (and account number) is repeatedly printed on the slip.

Each function key of the function key group 40 (hereinafter collectively referred to as function key F) has, for example, a cash withdrawal registration function for registering a cash withdrawal, and a cash deposit function for registering a cash deposit. A registration function, a change registration function for registering change, etc. are each set in advance. In addition, each function key F has a code corresponding to the set transaction details,
That is, an addition or subtraction sign can be assigned in advance. For example, an addition code is assigned to the function key F to which the cash deposit registration function is set, and a subtraction code is assigned to the function key F to which the cash withdrawal registration function is set.

In the United States, when handling cash over a certain amount at a bank counter, a notice to this effect is required.
eVeNu eService (hereinafter referred to as IR3
There is a law that states that it is mandatory to report to If the information regarding this accounting process is
It is stored in a dedicated storage area for reporting to S.

In other words, when the transaction amount exceeds the second boundary value P2 (including the case where it exceeds the first boundary value 11 described later)
All information regarding this transaction is stored in a storage area dedicated to IR3, which is a second storage section provided in the RAM II. A report to be reported to the IR 3 is created based on the information stored in this storage area. Further, in this cash teller machine 1, a first boundary value 11, which is larger than the second boundary value 2, is preset in order to check the teller process. Note that these two boundary values 1
1.12 is stored in the RAM II, and each value can be changed as appropriate.

If the transaction money exceeds the first boundary value 11, the cash teller machine 1 will be in an error state and the operator will be unable to perform this registration procedure.

In this case, the registration procedure is executed by operating the mode switch 7 with a switch key held by the person in charge of the counter. Note that the setting as to whether or not to perform such an accounting process check can be set for each function key in the function key group 40.

The fourth (21) is a flowchart for explaining the operation.

In step n1, the amount of money to be processed for payment and disbursement is input using the numeric key group 60. In step [12], a function key corresponding to the type of transaction from among the function key group 40 is pressed.

In step n3, it is determined whether or not two boundary values for checking the accounting process are set in the pressed function key, and if so, step rr
4, in step r14, it is determined whether the amount input in step n1 is greater than or equal to the first boundary value 11, and if so, the process proceeds to step n5, where an error state occurs and, for example, the speaker 16 is activated. A buzzer or the like will sound, and a message to this effect will be displayed on the display unit 3.

At this time, the operator, while remaining in this error state, inquires, for example, the person in charge of the relevant counter regarding the transaction that caused the error state.

In step n6, a judgment is made as to whether or not the transaction is rejected by the person in charge. If the judgment result is affirmative, in step n7', the clear key 63 is pressed to input information regarding this transaction. The various types of data that have been displayed are deleted from the cash teller machine 1.

The subsequent processing returns to step n1.

If the determination result in step n6 is negative, the process moves to step n8. In step r+8, the mode switch 7 is operated using a specific key held by the counter manager, and the cash teller machine 1 is recovered from the error state.

The subsequent processing moves to step [110, where information related to the transaction is stored in the storage area dedicated to ■R3.

If a negative determination is made in step n4, the process proceeds to step rI9, where it is determined whether the amount input in step rr1 exceeds the second boundary value 2. If the result of this judgment is affirmative, the process proceeds to step nlo and information related to the transaction is stored in the storage area dedicated to the IR8.

If a negative determination is made in each of the steps n3 and n9, the process proceeds to step r111, where information related to the transaction is stored in a storage area other than the storage area dedicated to the IR8. Note that the contents stored in step nlo, that is, information regarding transactions exceeding the second boundary value 12, are also stored in the storage area other than the storage area dedicated to IR3. In step n12, the contents stored in steps nlo and nll are printed out.

FIG. 5 is a diagram showing an example of printing. This printing example is an IV format as a report format for reporting transactions that should be reported to the IR3, that is, all transactions that exceed the second boundary value 12.

In the area indicated by reference mark 101, the machine number assigned to the cash teller machine 1 is shown, and in the area shown by reference mark 102, the operation assigned to the operator who operated the cash teller machine 1 is shown. The person number will be shown. The area indicated by reference numeral 103 indicates the date on which the printing was performed.

In the area indicated by reference numeral 104, the transaction sequence number assigned to the transaction exceeding the second threshold value 12 is shown.

In an area 105 to the right of this transaction serial number, a symbol 1 indicating the type of transaction, for example, the type of function key corresponding thereto, is shown.

Further, in the area 106 to the right of this, the amount handled in the transaction is shown. The area 107 below this shows the account number used in the transaction.

Information regarding transactions to be reported to the IR 3 in this way includes the transaction serial number assigned to the transaction, the type of transaction, the amount of the transaction, and the account number used for the transaction, etc., printed for each transaction. Finally, the total number of transactions to be reported to IR3 is shown in the area indicated by reference numeral 108,
In the area 109 to the right of this, rTOTAL is shown, and in the area 110 to the right of this, the total amount of money handled in these transactions is shown.

When transactions with amounts exceeding the second boundary value r2 are performed in this manner, all information regarding these transactions is stored in a storage area dedicated to IR3. Further, when a transaction exceeding the first boundary value 11, which is larger than the second boundary value 12, is performed, an error condition is displayed and then a registration procedure for the transaction is performed manually by the counter manager. In other words, the amount exceeding the second boundary value r2 and the first boundary value 11
Regarding the following transactions, this transaction can be carried out without manual operation by the counter manager. The information can be stored in the head area, and the accounting procedures within this area can be performed extremely easily.

Effects of the Invention As described above, according to the present invention, the payment/disbursement processing method L in the payment/payment amount range that is greater than or equal to the second boundary value and less than or equal to the first boundary value is
M can be performed extremely easily, and its operability can be greatly improved.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the appearance of an embodiment of the present invention, FIG. 2 is a block diagram showing the electrical configuration of the embodiment of the present invention, and FIG. 3 is a plan view showing the key arrangement of the keyboard 2. FIG. 4 is a flowchart for explaining the operation, and FIG. 5 is a diagram showing an example of printing. 1... Cash teller machine, 2... Keyboard, 3... Display unit, 10... Central control unit 11... RAM agent patent attorney number of strokes Keiichi 1st prisoner

Claims (1)

[Scope of Claims] A cash teller machine used for processing cash, securities, etc., in which first and second boundary values for dividing three payable amount ranges with mutually different handling procedures are variable. a first storage section that stores information related to the accounting process that exceeds the second boundary value, and a second storage section that stores information related to the accounting process that exceeds the second boundary value and that exceeds the first boundary value. A cash teller machine, characterized in that storing information related to a teller process of less than a value in the second storage unit is performed based on a manual operation after an error condition occurs.