JPH01188398A - Card dealing device - Google Patents

Abstract

PURPOSE:To perfectly prevent forgery or unlawful use of a card, by providing a graphic checking means for reading specified graphic data recorded on a card to be inserted at the time of card dealing and by permitting the card dealing on the basis of an input of the same graphic as the graphic data. CONSTITUTION:A screen 14 for inputting a graphic is provided on the front face of a lower part of a card dealing device 11, and graphic data is handwritten on the screen 14. Specified graphic data is set for each card 13, and the graphic data is used as a user's key code. When the card 13 is inserted into an inserting port 12, a card sensor detects the card, and thermal marks 16 on the card 13 are read. The user inputs a graphic as the user's ID key by handwriting through the screen 14. The graphic data thus inputted on the screen 14 is read, compared with the graphic data recorded on the card 13, and when both of the graphic data coincide with each other, the dealing is permitted.

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Industrial Application Field The present invention relates to a card transaction device that allows card transactions to be made to an automatic teller machine used in banking, and more specifically, This invention relates to a card transaction device that can completely prevent forgery and fraud.

(b) Conventional technology In recent years, as the use of cards has become more and more contradictory, the uses and functions of these cards have become more diverse and sophisticated.As a result, the importance of cards has increased, and fraud prevention measures for these cards have become important. It has become to.

However, highly confidential specific information such as generally recorded PIN numbers is usually a finite PIN number specified by combining numbers from O to 9, so this PIN number is used for magnetic processing devices. It lacks secrecy and protection, as it can be easily magnetically transferred using cards, and therefore it has not been possible to completely prevent counterfeiting and unauthorized use of cards.

(C) Problems to be Solved by the Invention This invention allows for the prevention of counterfeiting and unauthorized use of cards by inputting specific graphic information into the card as highly confidential information and checking this graphic information at the time of transaction. The purpose is to be a card transaction device that completely prevents

(d) Means for Solving the Problems This invention provides a card that records graphical information that is optically readable and invisible to the naked eye, and reads specific graphical information of the inserted card at the time of card transaction. The card transaction device is equipped with a figure matching check means that allows card transactions based on the read figure information and the input operation of the same figure.

(E) Effect of the Invention According to this invention, when making a card transaction, specific invisible graphic information of the inserted card is read, and the same graphic information as the read graphic information is inputted by the customer. Based on this detection, the card transaction is permitted and the predetermined transaction is performed using the card.

(f) Effects of the invention In this way, graphical information on cards is recorded invisibly,
In addition, it is equipped with a shape matching check means that does not allow the transaction unless the customer inputs the specified graphic information during a transaction, and since the graphic information can be set in various shapes, it completely prevents the intervention of third parties. It has a high degree of secrecy,
In particular, the graphical information that is optically readable but is recorded invisibly cannot be visually detected, and even if magnetic transfer is used, non-magnetic recorded information cannot be transferred, so the card cannot be easily detected. Completely prevent counterfeiting.

(g) Examples An embodiment of the present invention will be described in detail below based on the drawings.

The drawings show a card transaction device, and in FIGS. 1 and 2, this card transaction device 11 has a card insertion slot 12 on the upper side, through which a card 13 is inserted or removed, It also has a screen 14 for graphic input on the lower front surface, on which graphic information can be written by hand.

Regarding this graphic information, various specific graphic information is set for each individual card 13, and this graphic information is used as a PIN code.For example, a triangular shape as shown in FIG. The graphic mark 15 is stored on the card 13 in advance, and at the time of card transaction, for example, as shown in FIG. If it matches the read figure, the transaction is accepted as the same figure information. In this case, the system is designed to allow transactions even if there are slight errors in the handwritten input information.

By the way, in order to store the graphic mark 15 on the card 13, the thermal mark 16 as graphic information is written on one or both sides of the card 13, which has a rectangular plate shape, using an invisible thermal agent for infrared reading. It's printing.

When printing this thermal mark 16, a heat-sensitive agent for infrared reading is used, so its presence and position cannot be determined by visual inspection or magnetic detection.In particular, various shapes can be set, so this is a highly secret. This serves as unique security information to reliably prevent forgery and unauthorized use of the card 13.

In addition, according to thermal printing, the printed heat-sensitive agent itself has excellent water resistance and durability, so it is difficult to stain.
Ideal for cards that are used repeatedly.

FIG. 5 shows a control circuit block diagram of the card transaction device,
The CPU 51 controls each circuit device according to a program stored in the ROM 52, and the RAM 53 stores and reads data.

The card detection sensor 54 detects when the card 13 is carried in and taken out from the card insertion slot 12.

The card processing unit 55 stores the thermal mark 1 on the card 13.
Mark reading head to read 6 and thermal mark 1
6, the thermal mark corresponding to the graphic information of the inserted card 13 is read, and when a new card is issued, the thermal mark newly set on the card 13 is read. Write a thermal mark corresponding to the graphic mark.

The key lock drive circuit 56 unlocks the card transaction and allows the transaction when the graphic information as the personal identification key of the card 13 matches the graphic information input by the customer.

The processing operation of the card transaction device configured in this way is explained in the sixth section.
This will be explained with reference to the flowchart shown in the figure.

In the first step 61, the card 13 is now inserted into the card insertion slot 1.
When the card detection sensor 54 detects that the card 13 has been inserted into the card 13, the thermal mark 16 on the inserted card 13 is read in a second step 62. On the other hand, in a third step 63, the user waits for the user to input the graphic mark 15 as a PIN code by hand through the screen 14, and in a fourth step 64, when the input operation is performed on the screen 14, the graphic information is input. is read, and in a fifth step 65, the graphic information of the read card 13 is compared with the graphic information inputted through the screen 14, and in a sixth step 66, if the graphic information on both sides match, the In step 67, the key lock drive circuit 56 is activated to permit the transaction, and a predetermined data transaction according to the transaction content is performed. At this time, in an eighth step 68, if the two pieces of graphic information do not match, a warning, re-input operation, etc. are displayed.

When the transaction of card information is completed, the card 13 is returned and one transaction is completed.

As mentioned above, the management structure is such that the graphic information on the card is recorded invisibly, and furthermore, the transaction is not permitted unless the customer inputs the specified graphic information at the time of transaction. Because it can be set to Even if magnetic transfer is used, non-magnetic recorded information cannot be transferred, so card counterfeiting can be completely prevented.

In correspondence between the present invention and the configuration of the above-described embodiment, the figure matching check means of the present invention includes the screen 14 of the embodiment, the figure mark 15 for inputting a specific figure shape thereto, and the figure However, the present invention is not limited to the configuration of the above-described embodiment.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, FIG. 1 is a schematic perspective view of a card transaction device, FIG. 2 is a plan view of the card, FIG. 3 is an explanatory diagram showing an example of a regular graphic mark, and FIG. An explanatory diagram showing an example of an input graphic mark, FIG. 5 is a control circuit block diagram of the card transaction device, and FIG. 6 is a flowchart of the card transaction device. 11...Card transaction device 13...Card 14...
・Screen 15...Graphic mark 16...Thermal mark 51...CPU Figure 1Figure 3 Explanatory diagram showing normal mouth shape 7-resection 14...Screen 15...Figure 7-resection Explanatory diagram 14 showing the T-shaped mark after entering the 4th section...Screen 51...CPU 5th doctor

Claims (1)

[Claims] (1) A card is provided that records graphic information that is optically readable and invisible to the naked eye. During a card transaction, specific graphic information on the inserted card is read, and the same graphic as the read graphic information is used for input operations. A card transaction device equipped with a graphic verification check means that allows card transactions based on the fact that a card transaction is performed.