JP7474533B1 - Electronic commerce approval system, electronic commerce management system, user determination system, login approval system, electronic commerce approval method, electronic commerce execution method, user determination method, login approval method, and program - Google Patents

Abstract

[Problem] To provide an electronic commerce approval system that can realize fair, genuine, and highly reliable transactions while also taking into consideration the acquisition of personal information in electronic commerce using crypto assets. [Solution] When executing an approval process to approve whether an electronic commerce transaction is legitimate, an approval server device 30 has a configuration that can determine whether a transaction source or a transaction destination meets given transaction target conditions by using the difference between the current location and past location, rather than the location of the transaction target itself. [Selected Figure] Figure 4

Description

The present invention relates to an electronic commerce approval system, an electronic commerce management system, a user determination system, a login approval system, an electronic commerce approval method, an electronic commerce execution method, a user determination method, a login approval method, and a program, etc.

In recent years, there has been a sharp increase in fraudulent use, such as identity theft, in services such as internet banking services and online stores provided via the world wide web (WWW).

In addition, in recent years, with the development of blockchain technology, not only have cryptocurrencies such as Bitcoin become more popular as investment and speculative assets, but they are also increasingly being used in commercial transactions such as e-commerce in place of legal tender.

However, in recent years, the use of crypto assets has become a breeding ground for money laundering and fraudulent transactions, so in electronic commerce based on crypto assets, a method of commerce that registers the address of the recipient of the crypto assets is required (for example, Non-Patent Document 1).

In addition, in order to prevent such fraudulent transactions, technologies that monitor fraudulent transactions (i.e., transactions) have emerged (for example, Patent Document 1).

Japan Cryptocurrency Exchange Association, "Notice regarding the travel rule response in the self-regulatory memory established by our association", [online], March 1, 2022 [Retrieved December 20, 2022], Internet <https://jvcea.or.jp/news/main-info/20220301-001/>

JP 2022-514612 A

However, in the commercial transaction method described in Non-Patent Document 1, if the sender or receiver of the cryptocurrency is a fraudulent user in the first place, it is difficult to eliminate money laundering or fraudulent transactions even if the address of the receiver of the cryptocurrency is registered.

In addition, the system in Patent Document 1 monitors for fraudulent transactions by acquiring personal information, so there is room for improvement in terms of protecting personal information.

The present invention has been made to solve the above-mentioned problems, and its purpose is to provide an electronic commerce approval system that can realize fair, genuine, and reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.
Another object of the present invention is to provide a user determination system that can determine whether a transaction source or destination is appropriate as a transaction target by using the difference between the current location and a past location, rather than the actual location of the transaction target at the time the electronic commerce transaction is executed.
Furthermore, another object of the present invention is to provide a login approval system that is capable of determining whether a user wishing to log in is appropriate as a login target user by using the difference between the current location and past location, rather than the location of the user himself/herself.

(1) In order to solve the above problems, the present invention provides
An electronic commerce approval system that approves a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a means for identifying a transaction target that is the subject of the electronic commerce based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce, transmitted from an information processing device that executes the electronic commerce;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed;
an approval processing means for executing an approval process for approving the electronic commerce between the specified transaction source and the transaction destination based on a determination result of the determination process at a transaction execution timing when the electronic commerce is executed;
providing means for providing a result of the approval process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

In other words, the present invention provides a method for electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.
(A1) Disadvantages of crypto assets due to the lack of a central administrator (lack of stability due to the value guarantee provided by fiat currencies, etc.)
(A2) The decline in the credibility risk of non-face-to-face commercial transactions (the decline in the reliability of information such as whether the source and destination of a transaction actually exist), and
(A3) The occurrence of fraudulent transactions based on the decline in credit risk (the exploitation of assets and funds, or the use of such assets for money laundering),
It is possible to prevent risks such as the above.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

The term "cryptocurrency" refers to assets that have a value that can be exchanged over a network such as the internet, can be used to pay for goods and services in commercial transactions, can be exchanged for legal tender, and are electronically recorded and transferable.

For example, Bitcoin and Ethereum are well known as representative crypto-assets. However, the "crypto-assets" in this embodiment may also include legal tender (electronic legal tender) issued in a digital format, such as "yen," "dollar," "euro," or "yuan."

"Electronic commerce" refers to the buying and selling of goods or services or other commercial transactions conducted by electronic means over a network or computer, the exchange of crypto assets in exchange for goods or services, or the exchange of crypto assets for legal tender in exchange for the acquisition of crypto assets (i.e., the buying and selling of crypto assets themselves).

The term "trading source" refers to a user who engages in an electronic commerce transaction by offering or proposing a trade of a commodity or other trading object, and the term "trading partner" refers to a user who engages in an electronic commerce transaction by obtaining the proposed trading object in exchange for payment of the price.

The "information processing device" may be a terminal device owned by a user, or a server device used to mediate electronic commerce (a server device with the functionality of an exchange, so to speak).

Furthermore, "transaction target information" is, for example, information such as a pre-registered user ID, or the user ID and password.

And "identifying the transaction target" means
(B1) In the case where a transaction target is identified in a dedicated server device separate from the server device or terminal device on which the electronic commerce is executed, the user is identified based on a user ID transmitted from the server device or terminal device, or
(B2) When a transaction target is identified in a server device that executes an electronic commerce transaction as an electronic commerce approval system, this includes identifying the user based on the user ID logged in to the server device.

In addition to the above, "reference distance-related information that specifies the reference distance for approving electronic commerce or information related to that distance" is information that indicates the appropriate difference (locational difference that allows identity verification) of each user when they move from their previous location.

For example, the "reference distance-related information" may be the difference between longitude and latitude, or the distance difference, and in the case of a region or country that is long from east to west or north to south, it may be either longitude or latitude, as long as either one can be limited.

The "reference distance-related information" may also be height information, for example, information showing the difference between the previous height above ground and the current height above ground.

The "transaction execution related timing" may include, for example, any timing specified by the user, random timing, timing before the transaction execution timing arrives, and timing that arrives at predetermined intervals.

In addition, like the reference distance-related information, the "location difference information" may be, for example, the difference in longitude and latitude between two points, or the distance difference, and in the case of a region or territory that is long east-west or north-south, it may be either the longitude or the latitude, as long as either one can be limited.

Furthermore, the "transaction target conditions" include conditions such as the location difference at the time of approval of the transaction source or transaction target being within the distance range of the reference distance related information registered for that transaction target.

(2) The present invention also provides
The determination processing means:
As the location information acquisition process, location difference information indicating a difference between a current location of the transaction target at each timing predetermined as the transaction execution related timing and a location of the transaction target at a past timing is acquired,
registering the acquired position difference information in the storage means as history information of the corresponding user;
The system is configured to execute the condition determination process at the transaction execution timing, which compares the transaction target's history information with the reference distance-related information and determines whether the result of the comparison meets the transaction target condition.

With this configuration, the present invention can determine the suitability of a source or destination of a transaction as a transaction target by using the difference between the current location and past location, while also taking into consideration the acquisition of personal information when approving an electronic commerce transaction.

Note that "at predetermined times" may include once a day or once a week, or every time a user logs into a service that conducts electronic commerce.

The "condition determination process" also includes, in addition to or instead of the above transaction target conditions, a condition such as the position difference of the position difference information acquired at each predetermined timing being within the distance range of the reference distance related information registered for the transaction target.

(3) The present invention also provides
The determination processing means:
As the location information acquisition process, location difference information indicating a difference between a current location of the specific user at each timing predetermined as the transaction execution related timing and a location of the specific user at a previous timing is acquired,
registering the acquired position difference information in the storage means as history information of the corresponding user;
The system is configured to execute the condition determination process to compare the transaction target's history information with the reference distance-related information either before the electronic commerce transaction is executed or after the electronic commerce transaction is executed, and to determine whether the result of the comparison meets the transaction target condition.

With this configuration, the present invention can determine the suitability of a transaction source or destination as a transaction target before or after an electronic transaction is executed, so in electronic transactions where transaction timing is important, the time required for approval processing can be simplified, and as a result, transactions can be carried out accurately at the timing desired by the user.

Note that "before the electronic commerce transaction is executed" is not limited to any particular timing, so long as it is before the electronic commerce transaction is executed.

(4) The present invention also provides
The determination processing means is configured to determine, as the determination processing, the authenticity of the transaction target when the electronic commerce is executed based on a determination result of the condition determination processing.

With this configuration, the present invention can determine the validity (i.e., authenticity) of the procedure (instructions) for approving an electronic commerce transaction with the source or destination of the transaction as the transaction target, and can therefore execute an identity verification process to verify the identity of the person based on the location information.

(5) The present invention also provides
The determination processing means:
When acquiring the location difference information as the location information acquisition process, time information indicating a time at the transaction execution timing or the transaction execution-related timing is acquired;
The condition determination process is configured to determine whether or not location difference information based on the time information satisfies the transaction target condition with respect to the reference distance related information.

With this configuration, the present invention can recognize the time when a location difference occurs, making it possible to detect irrational movements, such as when a transaction subject moves a long distance in an instant.

Therefore, the present invention can more reliably determine whether the range of movement (i.e., range of activity) of a transaction subject is reasonable, thereby realizing fairer, more authentic, and more reliable transactions.

Note that "time information" includes, for example, information indicating a date synchronized with location information such as GPS, information indicating a date and time, or information indicating a time.

(6) The present invention also provides
the information processing device registers information related to the electronic commerce in a distributed manner in a plurality of databases as electronic commerce information;
The electronic commerce information is configured such that, when the electronic commerce information is approved, the electronic commerce information is formed from block information that is blocked based on a plurality of electronic commerce information including the electronic commerce information and a hash value determined from past electronic commerce information.

With this configuration, the present invention can register electronic commerce information in multiple databases, etc., using distributed ledger technology such as blockchain, which is difficult to tamper with.

(7) In order to solve the above problems, the present invention provides
A program for approving a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user,
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
an identification means for identifying a transaction target that is the subject of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
a determination processing means for executing a determination process for determining whether or not the transaction target when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction between the specified transaction source and the transaction destination based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed; and
providing means for providing a result of the approval process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process for acquiring location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(8) In order to solve the above problems, the present invention provides
An approval method for electronic commerce, which approves a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
Identifying a transaction target that is a target of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
executing a determination process for determining whether or not the transaction target when the electronic commerce transaction is executed satisfies a given transaction target condition;
executing an approval process for approving the electronic commerce between the specified transaction source and the transaction partner based on a determination result of the determination process at a transaction execution timing when the electronic commerce is executed;
providing a result of the approval process to the information processing device;
Including,
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(9) In order to solve the above problems, the present invention provides
An electronic commerce management system that manages a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed between a transaction source and a transaction destination, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a transaction processing means for executing a process related to the electronic commerce between the transaction source and the transaction destination as a transaction process;
a determination processing means for executing a determination process for determining whether a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed;
a registration means for registering electronic commerce information of the approved electronic commerce in a distributed manner in a plurality of databases;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(10) In order to solve the above problems, the present invention provides
A program for managing a given electronic commerce transaction based on a crypto asset when the transaction is executed between a transaction source and a transaction destination, comprising:
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
a transaction processing means for executing a process related to the electronic commerce between the transaction source and the transaction destination as a transaction process;
a determination processing means for executing a determination process for determining whether or not a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed; and
a registration means for registering electronic commerce information of the approved electronic commerce in a distributed manner in a plurality of databases;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(11) In order to solve the above problems, the present invention provides
1. A method for managing a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed between a transaction source and a transaction destination, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
executing a process related to the electronic commerce as a transaction process between the transaction source and the transaction partner;
executing a determination process for determining whether or not a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed;
registering electronic commerce information of the approved electronic commerce transactions in a distributed manner in a plurality of databases;
Including,
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(12) In order to solve the above problems, the present invention provides
A user determination system that performs a determination regarding a user when the user executes a given electronic commerce transaction based on a crypto asset,
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a means for identifying a transaction target that is the subject of the electronic commerce based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce, transmitted from an information processing device that executes the electronic commerce;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed;
providing means for providing a determination result of the determination process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process for acquiring location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(13) In order to solve the above problems, the present invention provides
A program for making a determination regarding a user when the user executes a given electronic commerce transaction based on a crypto asset,
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
an identification means for identifying a transaction target that is the subject of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed; and
providing means for providing a determination result of the determination process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(14) In order to solve the above problems, the present invention provides
A user determination method for determining a user when a given electronic commerce transaction based on a crypto asset is executed by the user, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
Identifying a transaction target that is a target of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
executing a determination process for determining whether or not the transaction target when the electronic commerce transaction is executed satisfies a given transaction target condition;
providing a determination result of the determination process to the information processing device;
Including,
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the transaction target condition.

With this configuration, the present invention can determine whether a transaction source or transaction destination is appropriate as a transaction target by using the difference between the current location and past location, rather than the transaction target's location itself.

Therefore, the present invention can realize fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

(15) In order to solve the above problems, the present invention provides
A login approval system that approves a login when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the login or information related to the reference distance;
an identification means for identifying a login target user based on login target user information relating to the login target user, which indicates the user who is a login target and is transmitted from the information processing device that has requested the login;
a determination processing means for executing a determination process for determining whether or not the login target user satisfies a given user condition when the login is executed;
an approval processing means for executing approval processing for approving the login of the login target user to the electronic commerce service based on a determination result of the determination processing at a login execution timing when the login is executed;
providing means for providing a result of the approval process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the user condition.

With this configuration, the present invention can determine whether a user who wishes to log in is appropriate to log in by using the difference between the current location and past locations, rather than the location of the user themselves.

Therefore, when using electronic commerce services using crypto assets, the present invention can realize fair, genuine, and highly reliable transactions while also taking into consideration the acquisition of personal information.

(16) In order to solve the above problems, the present invention provides
A program for authorizing a login when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the login or information related to the reference distance;
an identification means for identifying the login target user based on login target user information relating to the login target user indicating the user who is the target of the login transmitted from the information processing device that has requested the login;
a determination processing means for executing a determination process for determining whether or not the login target user satisfies a given user condition when the login is executed;
an approval processing means for executing approval processing for approving the login of the login target user to the electronic commerce service based on a determination result of the determination processing at a login execution timing when the login is executed; and
providing means for providing a result of the approval process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the user condition.

With this configuration, the present invention can determine whether a user who wishes to log in is appropriate to log in by using the difference between the current location and past locations, rather than the location of the user themselves.

Therefore, when using electronic commerce services using crypto assets, the present invention can realize fair, genuine, and highly reliable transactions while also taking into consideration the acquisition of personal information.

(17) In order to solve the above problems, the present invention provides a method for producing a liquid crystal display comprising the steps of:
A login approval method for approving a login when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the login or information related to the reference distance;
Identifying the login target user based on login target user information related to the login target user indicating the user who is a login target and transmitted from the information processing device that has requested the login;
executing a determination process for determining whether or not the login target user at the time the login is executed satisfies a given user condition;
executing an approval process for approving the login of the login target user to the electronic commerce service based on a determination result of the determination process at a login execution timing when the login is executed;
providing a result of the approval process to the information processing device;
Including,
As the determination process,
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
The acquired position difference information is compared with the reference distance related information, and a condition determination process is executed to determine whether or not the result of the comparison satisfies the user condition.

With this configuration, the present invention can determine whether a user who wishes to log in is appropriate to log in by using the difference between the current location and past locations, rather than the location of the user themselves.

Therefore, when using electronic commerce services using crypto assets, the present invention can realize fair, genuine, and highly reliable transactions while also taking into consideration the acquisition of personal information.

FIG. 1 is a system configuration diagram showing a configuration of an electronic commerce system according to an embodiment. FIG. 2 is an example of a functional block diagram illustrating a configuration of a commercial transaction management server device according to an embodiment. FIG. 2 is a functional block diagram illustrating a configuration of an approval server device according to an embodiment. FIG. 2 is a diagram for explaining each process related to electronic commerce executed in the approval server device according to one embodiment, as well as an approval process executed by the approval server device. FIG. 11 is a diagram illustrating an example of reference distance related information stored in a position related information storage unit of the embodiment. 10 is a flowchart showing an operation related to an approval process executed by the approval server device of one embodiment. FIG. 1 is a system configuration diagram showing a configuration of an electronic commerce system according to a first modified example of an embodiment. 11 is a diagram for explaining an approval process executed by an approval server device in a first modified example of an embodiment. FIG. FIG. 11 is a system configuration diagram showing a configuration of an electronic commerce system according to a second modified example of an embodiment. FIG. 13 is a system configuration diagram showing the configuration of an electronic commerce system according to a seventh modified example of an embodiment.

The following describes an embodiment of the present invention with reference to the drawings.

The embodiment described below is an embodiment in which the electronic commerce approval system and electronic commerce management system of the present application are applied to an electronic commerce system that uses a network and has a commerce management server device that manages electronic commerce, a terminal device used by a user who performs electronic commerce, and an approval server device that approves the electronic commerce, and that registers electronic commerce information in a distributed manner in multiple databases.

In particular, the electronic commerce of this embodiment will be described by way of example of conducting commercial transactions such as buying and selling of goods or services by electronic means on a network or computer, conducting commercial transactions in which crypto assets are exchanged in exchange for goods or services, or conducting commercial transactions in which crypto assets are exchanged for legal tender in exchange for the acquisition of crypto assets (i.e., commercial transactions in which the crypto assets themselves are bought and sold).

[1] Overview of Electronic Commerce System First, the overview and system configuration of an electronic commerce system S1 according to this embodiment will be described with reference to FIG.

Note that FIG. 1 is a system configuration diagram showing the configuration of the electronic commerce system S1 in this embodiment.

In order to prevent the diagram from becoming too complicated, FIG. 1 shows only the terminal devices 20 used by some users and some databases 50. In other words, in an actual electronic commerce system S1, there are many more terminal devices 20 and databases 50 than are shown in FIG. 1.

(System Overview)
As shown in FIG. 1, the electronic commerce system S1 of this embodiment is a system for conducting commercial transactions such as buying and selling of goods or services using crypto assets by electronic means on a network or computer.

The electronic commerce system S1 has a configuration for realizing commercial transactions between a user (i.e., a trading source) who proposes the provision or transaction of a trade object such as a commodity in electronic commerce, and a user (i.e., a trading partner) who executes a transaction in electronic commerce to obtain the proposed trade object in exchange for payment of the price.

In particular, the electronic commerce system S1 of this embodiment is configured to realize fair, genuine, and reliable transactions in electronic commerce using crypto assets, since it reliably identifies the cash flow when an electronic commerce using crypto assets is executed, or the history (tracking) of the goods that are the subject of the electronic commerce, based on the results of a determination as to whether the source and destination of the transaction are appropriate as transaction targets.

(System configuration)
As shown in FIG. 1, the electronic commerce system S1 of this embodiment is composed of a commercial transaction management server device 10 that executes various processes for managing electronic commerce, terminal devices 20 (e.g., terminal devices 20A, 20B, 20C) that are connected to the commercial transaction management server device 10 via a network such as the Internet and are used by users who conduct electronic commerce, and an approval server device 30 that works in conjunction with the commercial transaction management server device 10 and executes various processes for approving electronic commerce.

The commercial transaction management server device 10 is an information processing device that executes various processes related to electronic commerce using, for example, an API (application programming interface) or a specified platform.

In particular, the commercial transaction management server device 10 has an exchange function for carrying out electronic commercial transactions, and also has a function as a custodial wallet for managing information (e.g., private keys) for user approval on behalf of users when remittances, etc. are carried out between users.

Furthermore, the commercial transaction management server device 10 may be configured as one device (processor) or as multiple devices (processors).

Specifically, the commercial transaction management server device 10 manages electronic commercial transactions between the source and destination of a transaction, and is configured to register the corresponding electronic commercial transaction information in a database (hereinafter also referred to as "DB") 50 when the electronic commercial transaction is approved by the approval server device 30.

In addition, the commercial transaction management server device 10 of this embodiment is configured to register electronic commercial transaction information in multiple databases 50 using distributed ledger technology such as blockchain, which is difficult to tamper with.

In particular, the commercial transaction management server device 10 is configured to generate block information by blocking commercial transaction information based on multiple pieces of electronic commercial transaction information and a hash value determined from past electronic commercial transaction information, and to register the block information in each database 50.

The terminal device 20 is a communication terminal device used by a user and configured as an information processing device such as a PC (personal computer), a tablet-type information and communication terminal device, a smartphone, a mobile phone, or an HMD.

The terminal device 20 is a device that can be connected to the commercial transaction management server device 10 via a network such as the Internet (WAN) or LAN, and is configured to establish a wired or wireless communication line with the commercial transaction management server device 10 to send and receive various types of data.

The terminal device 20 also has a configuration that includes a communication control function for communicating with the commercial transaction management server device 10, such as input information entered by the user, a function for acquiring the user's current location, and a display function for controlling the display using data received from the commercial transaction management server device 10.

The approval server device 30, like the commercial transaction management server device 10, is an information processing device that executes various processes for approving electronic commercial transactions, for example, by using an API (application programming interface) or a specific platform.

Furthermore, the approval server device 30 may be configured as one (device, processor) like the commercial transaction management server device 10, or may be configured as multiple (devices, processors).

The approval server device 30 is configured to execute an approval process to approve the relevant electronic commerce transaction by determining whether the source and destination are appropriate as transaction targets based on the location difference information of the source and destination.

The database 50 may be composed of various databases (broadly speaking, storage devices, memories) such as a hard disk drive that can be connected to the network N, or may be formed together with an information processing device that is connected to the network N, such as a PC (personal computer) or a server device.

[2] Commercial Transaction Management Server Device Next, the commercial transaction management server device 10 of this embodiment will be described with reference to FIG.

Note that FIG. 2 is an example of a functional block diagram showing the configuration of the commercial transaction management server device 10 of this embodiment.

As shown in FIG. 2, the commercial transaction management server device 10 of this embodiment has a processing unit 100, a memory unit 170, an information storage medium 180, and a communication unit 196.

The commercial transaction management server device 10 does not need to include all of the components shown in FIG. 2, and may be configured with some of them omitted.

The memory unit 170 serves as a work area for the processing unit 100 and other devices, and its functions can be realized by hardware such as RAM (VRAM).

Specifically, the memory unit 170 includes a main memory unit 171 that is used as a work area when executing various processes, and a user information memory unit 172 in which user information is stored.

Note that the memory unit 170 of this embodiment may be configured to omit some of the components, such as the main memory unit 171 and the user information memory unit 172.

The information storage medium 180 is readable by a computer, and stores programs, data, and the like. That is, the information storage medium 180 stores programs for causing a computer to function as each part of this embodiment (programs for causing a computer to execute the processing of each part).

The processing unit 100 can perform various processes of this embodiment based on data read from the program (data) stored in this information storage medium 180.

For example, the information storage medium 180 is an optical disk (CD, DVD), a magneto-optical disk (MO), a magnetic disk, a hard disk, a flash memory such as a solid-state drive, a magnetic tape, a memory (ROM), or a memory card.

The communication unit 196 performs various controls for communicating with the outside (e.g., the terminal device 20 or the approval server device 30), and its functions are configured by hardware such as various processors or communication ASICs, programs, etc.

The processing unit 100 performs various processes of this embodiment based on the programs (data) stored in the memory unit 170.

In addition, the processing unit 100 of this embodiment may read out a program or data stored in the information storage medium 180, temporarily store the read out program or data in the storage unit 170, and perform processing based on the program or data.

The processing unit 100 (processor) performs various processes using the main memory unit 171 in the memory unit 170 as a work area. The functions of the processing unit 100 can be realized by hardware such as various processors (CPU, DSP, etc.) or programs.

Specifically, the processing unit 100 includes a communication control unit 101, a commercial transaction management control unit 102, a user information management control unit 103, and a timer management unit 110.

The communication control unit 101 establishes a communication line with the terminal device 20 and the approval server device 30 via the network, and communicates with them.

The commercial transaction management control unit 102 works in conjunction with the terminal devices 20 of the trading partner and trading source users to execute processes for managing transactions.

Specifically, the commercial transaction management control unit 102 manages the objects of a transaction, such as products sold by a source user, while also performing various processes related to the transaction with a destination user who wishes to purchase the product, and, when the transaction is concluded, performing various processes for making the payment of the consideration.

In particular, the commercial transaction management control unit 102 works in conjunction with the approval server device 30, and when an electronic commercial transaction such as a product sales transaction is executed, it receives the results of the approval processing of the electronic commercial transaction in the approval server device 30, and based on the received results, executes various processes after the transaction is completed, or various processes related to the failure of the transaction.

The user information management control unit 103 manages information on users of the transaction source or transaction destination.

Specifically, the user information management control unit 103 manages, for example, the registration and updating of each piece of information required when selling a trade object such as a product, and each piece of information required when purchasing the trade object, in the user information storage unit 172.

The timer management unit 110 has the function of measuring the current date and time and from a specified timing, and outputs the current time and the measurement result when the specified timing arrives.

[3] Approval Server Device Next, the approval server device 30 of this embodiment will be described with reference to FIG.

Note that FIG. 3 is an example of a functional block diagram showing the configuration of the approval server device 30 in this embodiment.

As shown in FIG. 3, the approval server device 30 of this embodiment has a processing unit 300, a storage unit 370, an information storage medium 380, and a communication unit 396.

Note that the approval server device 30 does not need to include all of the components shown in FIG. 3, and may be configured with some of them omitted.

The memory unit 370 serves as a work area for the processing unit 300 and other devices, and its functions can be realized by hardware such as RAM (VRAM).

Specifically, the memory unit 370 includes a main memory unit 371 used as a work area for executing various processes, and a location-related information memory unit 372 that stores information on the distance or information related to the distance that serves as a reference for determining whether or not each user is appropriate as a transaction target (hereinafter referred to as "reference distance-related information"), and information on the user's location obtained from the terminal device 20 at each specified timing (hereinafter referred to as "location-related information").

In particular, the location-related information storage unit 372 stores, in association with user identification information (UID), reference distance-related information that specifies the reference distance or information related to the distance for approving an electronic commerce transaction for each user who is the source or destination of the electronic commerce transaction.

Note that the memory unit 370 of this embodiment may be configured to omit some of the components, such as the main memory unit 371 and the position-related information memory unit 372.

The information storage medium 380 is readable by a computer, and stores programs, data, and the like. That is, the information storage medium 380 stores programs for causing a computer to function as each part of this embodiment (programs for causing a computer to execute the processing of each part).

The processing unit 300 can perform various processes of this embodiment based on data read from the program (data) stored in this information storage medium 380.

For example, the information storage medium 380 may be an optical disk (CD, DVD), a magneto-optical disk (MO
), magnetic disks, hard disks, flash memories such as solid state drives, magnetic tapes, memories (ROM), or memory cards.

The communication unit 396 performs various controls for communicating with the commercial transaction management server device 10, and its functions are configured by hardware such as various processors or communication ASICs, programs, etc.

The processing unit 300 performs various processes of this embodiment based on the programs (data) stored in the memory unit 170. Note that the processing unit 300 of this embodiment may read out programs and data stored in the information storage medium 380, temporarily store the read out programs and data in the memory unit 170, and perform processing based on the programs and data.

The processing unit 300 (processor) performs various processes using the main memory in the memory unit 370 as a work area. The functions of the processing unit 300 can be realized by hardware such as various processors (CPU, DSP, etc.) or by programs.

Specifically, the processing unit 300 includes a communication control unit 301, a location information management unit 302, a judgment processing unit 303, an approval processing unit 304, a timer management unit 310, and an information provision unit 311.

The communication control unit 301 establishes a communication line with the commercial transaction management server device 10 and the like via the network, and communicates with them.

The location information management unit 302 manages the reference distance-related information for each user, either the source or destination of a transaction, and manages the location-related information of each user transmitted from each terminal device 20 at each predetermined timing as history information.

The determination processing unit 303 performs a determination process (hereinafter referred to as an "authenticity determination process") to determine whether or not the relevant reference distance-related information and the target person (hereinafter referred to as the "transaction target person") at the time when the electronic commerce transaction is executed are appropriate (i.e., genuine) for each user at a given timing such as the timing of executing the electronic commerce transaction (hereinafter referred to as the "transaction execution timing") or a transaction execution-related timing related to the transaction execution timing.

When an electronic transaction is executed, the approval processing unit 304 executes approval processing to determine whether or not to approve the electronic transaction based on the results of the authenticity determination processing.

The timer management unit 310 has the function of measuring the current date and time and from a specified timing, and outputs the current time and the measurement result when the specified timing arrives.

The information providing unit 311 provides the commercial transaction management server device 10 with approval decision result information indicating the decision result of the approval process.

[4] Method of this embodiment [4.1] Overview Next, using Figure 4, we will explain the approval process when executing an electronic commerce transaction executed by the approval server device 30 of this embodiment and the authenticity determination process that serves as the determination criterion for the approval process.

Note that FIG. 4 is a diagram for explaining the approval process performed when an electronic commerce transaction is executed in the approval server device 30 of this embodiment, and the authenticity determination process that serves as the criterion for the approval process.

The approval server device 30 of this embodiment is configured to determine whether or not at least one of the transaction subjects of the electronic transaction, the originator or the destination, is appropriate (i.e., its authenticity) at the transaction execution timing when the electronic transaction is executed in the transaction management server device 10 or at transaction execution-related timing, and executes an approval process to approve whether or not the electronic transaction is a legitimate transaction based on the result of the determination.

In other words, the approval server device 30 of this embodiment is a device that approves a given electronic commerce transaction based on the locations of the transaction source and the transaction destination when the transaction source and the transaction destination execute a given electronic commerce transaction based on a cryptocurrency such as Bitcoin or Ethereum.

On the other hand, the approval server device 30 of this embodiment is configured to determine the authenticity of a transaction source or transaction destination by using the difference between two locations of a user acquired at a given time, rather than the user's location itself, in order to restrict the acquisition of personal information such as the user's location.

In other words, the approval server device 30 of this embodiment is configured to be able to determine the authenticity of the transaction source or destination by using the difference between the current location and past location of the transaction target, rather than the actual location of the transaction target, when executing an approval process to approve whether or not an electronic commerce transaction is a legitimate transaction.

Specifically, as shown in FIG. 4, the commercial transaction management server device 10 of this embodiment has a configuration for managing reference distance-related information, which is pre-registered information and serves as a criterion for approving the electronic commercial transaction.

In particular, it is preferable that the reference distance-related information is stored in association with each user who is the source or destination of an electronic commerce transaction.

As shown in FIG. 4, the commercial transaction management server device 10 is configured to identify the transaction target based on information on at least one of the transaction source and transaction target (hereinafter referred to as "transaction target information") transmitted from the commercial transaction management server device 10.

The commercial transaction management server device 10 is configured to execute a determination process (specifically, an authenticity determination process) for determining whether or not the transaction target when the electronic commercial transaction is executed satisfies given transaction target conditions, as shown in FIG. 4, and execute an approval process for approving the electronic commercial transaction between the identified transaction source and transaction target based on the determination result of the authenticity determination process at the timing of transaction execution.

Furthermore, as shown in FIG. 4, the commercial transaction management server device 10 is configured to provide the results of the approval process to the commercial transaction management server device 10.

In particular, the commercial transaction management server device 10, as shown in FIG.
(A1) executing a location information acquisition process for acquiring difference information indicating a difference between a current location of a transaction target at a transaction execution timing or a transaction execution-related timing and a location of the transaction target at a past timing;
(A2) It has a configuration for executing a condition determination process of comparing the acquired difference information with reference distance related information and determining whether or not the result of the comparison satisfies the transaction target condition.

The commercial transaction management server device 10 has a configuration in which, when an electronic commercial transaction is approved, information on the approved electronic commercial transaction is registered as electronic commercial transaction information in a distributed manner in a plurality of databases 50 .

In particular, the commercial transaction management server device 10 is configured to register, as electronic commercial transaction information, information such as the type of funds or product, distribution route including information on past transaction origins and destinations, past transaction dates or times, past transaction volumes, and past transaction amounts.

In addition, FIG. 4 shows examples of terminal devices 20A and 20B that acquire location difference information determined from location information based on GPS signals transmitted from GPS satellites 40, transmit the acquired location difference information to the approval server device 30 via the commercial transaction management server device 10, transmit registration instructions to an electronic commerce service, transmit transaction instructions for a commercial transaction, receive the results of the approval process, and receive the transaction results of the commercial transaction.

In particular, FIG. 4 shows an example in which a notebook (laptop) personal computer is used as terminal device 20A and a smartphone owned by user P is used as terminal device 20B.

Figure 4 shows an example of a transaction management server device 10 that processes registration for an electronic commerce service, manages user-related information used to execute various processes related to electronic commerce, and executes various processes related to electronic commerce.

Furthermore, FIG. 4 discloses an example of an approval server device 30 that executes a request to register reference distance-related information from the commercial transaction management server device 10, management of location difference information based on the current location of the terminal device 20, identification processing of the transaction source and the transaction partner, authenticity determination processing (location information acquisition processing and condition determination processing), approval processing of electronic commercial transactions, and provision processing for providing the results of the approval processing.

The approval server device 30 of this embodiment has such a configuration, and while taking into consideration the acquisition of personal information in electronic commerce using crypto assets,
(B1) Disadvantages of crypto assets due to the lack of a central administrator (lack of stability due to the value guarantee provided by fiat currencies, etc.)
(B2) The decline in the credibility risk of non-face-to-face commercial transactions (the decline in the reliability of information such as whether the source and destination of a transaction actually exist), and
(B3) The occurrence of fraudulent transactions based on the decline in credit risk (the exploitation of assets and funds, or the use of such assets for money laundering),
It is now possible to prevent risks such as the above.

The approval server device 30 of this embodiment is capable of realizing fair, genuine, and highly reliable transactions in electronic commerce using crypto assets, while also taking into consideration the acquisition of personal information.

In this embodiment, crypto assets refer to assets that have a financial value that can be exchanged over a network such as Ethereum, can be used to pay for goods and services in commercial transactions, can be exchanged for legal tender, and are electronically recorded and transferable.

For example, Bitcoin and Ethereum are known as representative crypto-assets. However, the "crypto-assets" in this embodiment may also include legal tender (electronic legal tender) issued in a digital format, such as "yen," "dollar," "euro," or "yuan."

[4.2] Reference distance related information and position difference information Next, the reference distance related information and position difference information of this embodiment will be described with reference to Fig. 5. Fig. 5 is a diagram showing an example of the reference distance related information stored in the position related information storage unit of this embodiment.

(Reference distance related information)
The reference distance-related information is information that specifies the reference distance or information related to that distance for determining the authenticity of each user (source and destination) of an electronic commerce transaction, and indicates the difference in the authenticity of each user (locational difference that can be used to verify the identity of the user) when the user moves from a location where the user was previously located.

The reference distance-related information is stored in the location-related information storage unit 372 in association with user identification information (UID) for each user.

In other words, the reference distance-related information is information that serves as a criterion for determining the authenticity of the parties involved in a transaction (i.e., the originator and the counterparty), and is information that specifies the maximum range of movement between two locations of the parties involved that can be determined to be authentic.

For example, the reference distance-related information may be information indicating the difference between longitude and latitude, or the distance difference, and in the case of a region or territory that is long east-west or north-south, if either the longitude or the latitude can be limited, the information indicates either one of them.

Then, when a user newly registers for the electronic commerce service, the reference distance related information is stored in the location related information storage unit 372 for each user identification information, based on operation input of each user's terminal device 20 via the commerce management server device 10.

For example, the reference distance related information may be as shown in FIG.
(A1) A user ID (UID) as user identification information, and
(A2) the difference between longitude and latitude,
Includes:

For example, the reference distance-related information may be information indicating the difference between longitude and latitude, or the distance difference, and in the case of a region or territory that is long from east to west or north to south, if either the longitude or the latitude can be limited, the information indicates either one of them.

The reference distance related information may specify a range of height between two points of the traders. For example, if the reference distance related information indicates height information, the reference distance related information is information indicating the height difference indicating the difference between the previous height above ground and the current height above ground. However, the reference distance related information may be only height information, or may include information indicating the above-mentioned longitude and latitude differences, or distance differences.

In addition, the reference distance related information may be stored in the location related information storage unit 372 not for each user, but for all users in common, or for each user attribute.

For example, user attributes may include the user's nationality, address or residence, or frequency of logging in to or trading with an e-commerce service.

In this case, for example, the distance difference in the reference distance-related information may be changed depending on the user's nationality or address, or the distance difference may be increased if the login frequency or transaction frequency is high.

(Position difference information)
The position difference information of this embodiment is, like the reference distance related information, composed of, for example, the difference in longitude and latitude between two points, or a distance difference.

In particular, the location difference information in this embodiment is information on the location difference calculated by each terminal device 20 of the user, and is provided from each terminal device 20 to the approval server device 30 via the commercial transaction management server device 10 or directly at the timing of transaction execution or transaction execution-related timing of the electronic commerce transaction.

For example, the location difference information is the difference in longitude and latitude, distance difference, height difference, or both based on the current location of the terminal device 20 between the timing of execution of the previous (i.e., immediately preceding) electronic commerce transaction and the timing of execution of the current electronic commerce transaction. However, the timing of execution of the previous electronic commerce transaction may be the timing of execution of the transaction before last, or the timing before that, or any timing in the past.

In addition, the location difference information in this embodiment is determined by each terminal device 20 using a GPS signal or the like, and is basically provided from each terminal device 20 to the approval server device 30.

The location difference information is provided to the approval server device 30 via the commercial transaction management server device 10. However, the location difference information may also be provided directly from each terminal device 20 to the approval server device 30.

Furthermore, as with the reference distance-related information, in the case of longitude and latitude, in the case of a region or country that is long from east to west or north to south, either longitude or latitude may be specified as long as it is possible to specify either one of them.

Then, like the reference distance related information, the position difference information is associated with the user identification information (UID) for each user and stored in the position related information storage unit 372.

In particular, when location difference information of each user is acquired at each timing of e-commerce transaction execution or each timing related to transaction execution, when new location difference information is registered, previously registered location difference information is stored in the location related information storage unit 372 as history information.

The timing related to transaction execution may include, for example, any timing specified by the user, random timing, timing before the transaction execution timing, and timing that occurs at predetermined intervals (e.g., every day or every week).

[4.3] Management of Reference Distance-Related Information and Position Difference Information Next, a description will be given of the process executed by the approval server device 30 of this embodiment, which is management of the reference distance-related information and position difference information of the transacting party and the transacting party.

The location information management unit 302 works in conjunction with the commercial transaction management server device 10, and at a given time, such as when a user registers for an e-commerce service, acquires reference distance-related information that serves as a criterion for determining the authenticity of the source or destination of an e-commerce transaction for each user who is the source or destination of the e-commerce transaction, and registers the information in the location-related information storage unit 372.

In addition, when the location information management unit 302 acquires location difference information of the transaction target at the transaction execution timing, at the transaction execution-related timing, or for each transaction execution-related timing, the location information management unit 302 registers the acquired location difference information in the location related information storage unit 372 in correspondence with each user.

In particular, the location information management unit 302 registers the location difference information for each user of the transaction source or transaction destination, obtained by the specific process, in the location related information storage unit 372 at the time of transaction execution.

When new location difference information is registered, the location information management unit 302 updates the previously registered location difference information as history information.

In addition, when the location information management unit 302 acquires location difference information of the transaction target for each transaction execution-related timing, such as any timing specified by the user, a random timing, a timing before the transaction execution timing arrives, or a timing that arrives at each predetermined period, the location information management unit 302 associates the acquired location difference information with each user and registers it in the location related information storage unit 372 as history information.

Note that, for example, the timing occurring at each predetermined period may include a timing requested by the e-commerce service provider (e.g., once or when using an e-commerce service), a specific timing such as once a day or once a week, or the timing of logging in to an e-commerce service.

[4.4] Identification Processing Next, a description will be given of the identification processing executed in the approval server device 30 of this embodiment, in which electronic commerce is carried out.

The location information management unit 302 works in conjunction with the commercial transaction management server device 10 to perform identification processing to identify users who are transaction sources and transaction destinations (i.e., users who are transaction subjects and are expected to become transaction sources and transaction destinations in the future) when performing approval processing or authenticity determination processing.

In particular, the location information management unit 302
(A1) When identifying a transaction target in a dedicated server device other than the commercial transaction management server device 10 or the terminal device 20 in which the electronic commercial transaction is executed, the user is identified based on a user ID transmitted from the server device or the terminal device, or
(A2) When identifying a transaction target in the commercial transaction management server device 10 that executes electronic commercial transactions as an electronic commercial transaction approval system, the user is identified based on the user ID logged in to the commercial transaction management server device.

Specifically, the location information management unit 302 receives user identification information (e.g., UID) of the user (i.e., user) as the source of the transaction and user identification information of the user (i.e., user) as the destination of the transaction transmitted from the commercial transaction management server device 10 via the communication control unit 301.

The location information management unit 302 also searches the location related information storage unit 372 based on the user identification information of the received source and destination users (hereinafter referred to as "receiving user identification information (receiving user ID)").

Then, when the location information management unit 302 detects user identification information that matches the received user identification information and is stored in the location related information storage unit 372, it identifies the user having the detected user identification information as the source or destination of the transaction.

The transaction target information is, for example, a pre-registered user ID, or the user ID and password.

[4.5] Authenticity Determination Process Next, the authenticity determination process executed in the approval server device 30 of this embodiment will be described.

(Overview of authenticity determination process)
The determination processing unit 303 determines whether the transaction originator and transaction partner, who are the transaction targets of each electronic commercial transaction transmitted from the commercial transaction management server device 10, are genuine at the transaction execution timing when the electronic commercial transaction is executed.

The determination processing unit 303 also determines the authenticity of the transaction source and transaction destination by determining that they are real users (including organizations such as companies) who live in the real world and do not belong to anti-social forces.

Specifically, the determination processing unit 303 performs the following as the authenticity determination process:
(A1) a location information acquisition process for acquiring location difference information indicating a difference between a current location of a transaction target and a location of the transaction target at a past timing at a transaction execution timing or a transaction execution related timing; and
(A2) a condition determination process for comparing the acquired location difference information with reference distance-related information of the user who is the relevant transaction target, and determining whether or not the result of the comparison satisfies a transaction target condition;
Execute.

Then, the determination processing unit 303 determines the authenticity of the transaction target based on the result of the executed condition determination process.

In particular, the determination processing unit 303 executes, as condition determination processing, a transaction source condition determination process that executes a transaction source condition determination process, and a transaction partner condition determination process that executes a transaction partner condition determination process.

Then, the determination processing unit 303 determines the authenticity of the source or destination as the transaction target based on the results of the source condition determination process and the destination condition determination process.

In addition, the determination processing unit 303 may perform a determination of the authenticity of only one of the transaction origin or transaction destination when either the transaction origin or transaction destination is a user whose authenticity has already been determined, such as a public institution, or a user whose authenticity does not need to be determined.

(Location information acquisition process)
The determination processing unit 303 acquires from the commercial transaction management server device 10 location difference information of the users at the time of transaction execution when the electronic commercial transaction was executed on the terminal device 20 of the users of the transaction source and the transaction destination.

In particular, the determination processing unit 303 acquires, from the transaction management server device 10, the difference in longitude and latitude or the distance difference based on the current location of the transaction execution timing of the previous (i.e., immediately preceding) electronic transaction for the trading partner (i.e., the buyer) as location difference information.

Similarly, the judgment processing unit 303 obtains from the commercial transaction management server device 10, as location difference information, for the transaction source (i.e., the seller), the difference in longitude and latitude based on the current location between the transaction execution timing of the previous e-commerce transaction and the transaction execution timing of the current e-commerce transaction, or the distance difference.

The determination processing unit 303 may also obtain the location difference information directly from the terminal device 20 of the transaction source or transaction destination.

In addition, instead of the difference between the transaction execution timing of the previous e-commerce transaction and the transaction execution timing of the current e-commerce transaction in the location difference information, the determination processing unit 303 may acquire the difference between the transaction execution timing of the transaction before the previous one (the transaction before that) or the transaction before that and the transaction execution timing of the current e-commerce transaction as location difference information.

Furthermore, when determining the authenticity of either the transaction source or the transaction destination, the determination processing unit 303 only needs to obtain the location difference information of the relevant transaction target out of the transaction source and the transaction destination.

Then, each time the determination processing unit 303 acquires location difference information for each user, it registers the information in the location related information storage unit 372 in association with the location difference information that has already been registered, and updates the already registered location difference information as history information.

(Transaction source condition determination process)
As a transaction source condition determination process, the determination processing unit 303 compares the transaction source's location difference information acquired at the transaction execution timing when the electronic commerce transaction is executed with the reference distance related information registered in correspondence with the transaction source user, and determines whether the result of the comparison meets the transaction target condition (transaction source condition).

In particular, the determination processing unit 303 uses, as a transaction target condition, a condition such as, for example, that the distance indicated by the location difference information of the transaction source is within the distance range (e.g., within 10 km) specified in the reference distance related information.

In addition, as part of the authenticity determination process, the determination processing unit 303 determines that the transaction origin is genuine if the transaction target conditions are met, and determines that the transaction origin is not genuine if the transaction target conditions are not met.

On the other hand, if the location difference information of the relevant transaction target is registered in the location related information storage unit 372 for each predetermined timing, the determination processing unit 303 may execute a transaction target condition determination process based on the history information of the relevant transaction target.

In this case, the determination processing unit 303 is configured to execute a process for determining the authenticity of a specific user based on the location difference information indicated by the location difference information of the transaction origin acquired at the transaction execution timing, the history information (location difference information) of the relevant transaction target (i.e., the transaction origin) already registered in the location related information storage unit 372, and the reference distance related information registered as the user of the transaction origin.

In this case, since the active location of the transaction source can be continuously recognized when an electronic commerce transaction is being carried out, it becomes possible to determine the authenticity of the transaction source or transaction destination by using the difference between the current location and past location, while also taking into consideration the acquisition of personal information.

Specifically, in this case, the determination processing unit 303 compares each position difference information of the relevant user stored as the transaction source's historical information with the reference distance related information registered in correspondence with the transaction source user, and determines whether the results of all comparisons meet the given transaction target conditions (transaction source conditions).

The determination processing unit 303 also uses, as a transaction target condition, a condition such as, for example, that the location difference based on the location difference information of the transaction source falls within the distance range of the reference distance related information registered as the transaction target.

In addition, if the reference distance related information is stored for each user attribute, when executing the transaction source condition determination process, the determination processing unit 303 may identify the attributes of the transaction source based on the attributes that have already been registered, and obtain the reference distance related information based on the identified attributes.

For example, already registered attributes may include attributes that are identified based on information entered by each user at a given time, such as when registering for a commerce service.

(Customer condition determination process)
As a transaction partner condition determination process, the determination processing unit 303, similar to the transaction source condition determination process, compares the transaction partner's location difference information obtained at the transaction execution timing when the e-commerce transaction is executed with the reference distance related information registered in correspondence with the transaction partner user, and determines whether the result of the comparison meets the transaction target party condition (transaction partner condition).

In particular, the determination processing unit 303 uses, as a transaction partner condition, a condition such as, for example, that the distance indicated by the transaction partner's location difference information is within the distance range (e.g., within 10 km) specified in the reference distance-related information.

In addition, as a genuineness determination process, the determination processing unit 303 determines that the transaction partner is genuine if the transaction partner conditions are met, and determines that the transaction partner is not genuine if the transaction partner conditions are not met.

On the other hand, if the location difference information of the relevant transaction target is registered in the location related information storage unit 372 for each predetermined timing, the determination processing unit 303 may execute the condition determination process based on the history information of the relevant transaction target, similar to the transaction source condition determination process.

In this case, the determination processing unit 303 executes a transaction partner condition determination process based on the location difference information indicated by the transaction partner's location difference information acquired at the transaction execution timing, the history information (location difference information) of the relevant transaction target (i.e., the transaction partner) already registered in the location related information storage unit 372, and the reference distance related information registered as the transaction partner's user.

In other words, in this case, since the location of the trading partner can be continuously recognized when an electronic commerce transaction is being carried out, it becomes possible to determine the authenticity of the trading partner by using the difference between the current location and past locations, while also taking into consideration the acquisition of personal information.

Specifically, in this case, the determination processing unit 303 compares each position difference information of the relevant user stored as the transaction partner's history information with the reference distance related information registered in association with the transaction partner user, and determines whether the results of all comparisons meet the given transaction target conditions (transaction partner conditions).

The determination processing unit 303 also uses, as a transaction target condition, a condition such as, for example, that the location difference based on the location difference information of the transaction source falls within the distance range of the reference distance related information registered as the transaction target.

In addition, if the reference distance relationship information is stored for each user attribute, similar to the transaction source condition determination process, when executing the transaction partner condition determination process, the determination processing unit 303 may identify the attributes of the transaction partner based on the attributes that have already been registered, and obtain the reference distance related information based on the identified attributes.

For example, the already registered attributes may be attributes that have been identified based on information entered by each user at a given time, such as when registering for the commercial transaction service, in the same manner as in the transaction source condition determination process.

[4.6] Approval Processing Next, the approval processing executed in the approval server device 30 of this embodiment will be described.

The approval processing unit 304 executes approval processing to approve the electronic commerce transaction if the authenticity determination processing determines that the source and destination of the transaction are authentic at the transaction execution timing when the electronic commerce transaction is executed.

In particular, if the authenticity determination process determines that the source and destination of the transaction are genuine, the approval processing unit 304 approves the corresponding electronic commerce transaction, and if the authenticity determination process determines that the source or destination of the transaction is not genuine, the approval processing unit 304 does not approve the corresponding electronic commerce transaction and rejects the approval.

If the authenticity determination process determines that the transaction source and transaction destination are genuine, the approval processing unit 304 may approve the corresponding electronic commerce transaction on the basis that the identity of the transaction source and transaction destination has been confirmed, and if the transaction source or transaction destination is determined to be inauthentic, the approval processing unit 304 may reject the corresponding electronic commerce transaction on the basis that the identity of the transaction source and transaction destination cannot be confirmed. However, in this case, in order to increase the accuracy of the approval process, it may be used in conjunction with other authentication processes for verifying the identity, such as facial image authentication, two-step authentication, or one-time password.

[4.7] Providing Process Next, a providing process for providing the results of the approval process executed in the approval server device 30 of this embodiment to the commercial transaction management server device 10 will be described.

When approval is rejected as a result of the approval process, the information providing unit 311 provides the commercial transaction management server device 10 with result information indicating the result of the approval refusal as a result of the approval process.

In addition, if approval is successful through the approval process, the information providing unit 311 provides result information indicating the successful result of the approval process to the commercial transaction management server device 10.

If the result information indicates that approval has failed, the commercial transaction management server device 10 notifies the relevant terminal device 20 accordingly and terminates the relevant electronic commercial transaction as unsuccessful.

On the other hand, if the result information indicates that approval has been successful, the commercial transaction management server device 10 notifies the relevant terminal device 20 of this fact, completes the relevant electronic commercial transaction, converts the relevant electronic commercial transaction information into a specified format, and registers it in multiple databases 50 in a distributed manner.

The information providing unit 311 may provide the result information of the approval process to the terminal device 20 of the relevant user (i.e., the user of the source or destination of the transaction) via the commercial transaction management server device 10 or directly.

In addition, if approval is successful through the approval process, the information providing unit 311 may provide information to the commercial transaction management server device 10 indicating that the identities of both the originating and destination users have been verified. However, in this case, if approval is rejected through the approval process, the information providing unit 311 provides information to the commercial transaction management server device 10 indicating that the identities of both the originating and destination users have not been verified.

[5] Operation of this Embodiment Next, the operation of the approval process executed by the approval server device 30 of this embodiment will be described with reference to FIG.

FIG. 6 is a flowchart showing the operation of the approval process executed by the approval server device 30 in this embodiment.

In this operation, it is assumed that reference distance-related information that specifies the reference distance for multiple users or information related to that distance is registered in advance.

In addition, in this operation, it is assumed that the commercial transaction management server device 10 is executing each process related to electronic commerce with the corresponding terminal device 20, and that the identification information and location difference information of the users of the transaction source and transaction destination have already been acquired from each terminal device 20.

First, when the location information management unit 302 receives an approval request for an electronic commerce transaction from the commerce transaction management server device 10 (step S101), it acquires user identification information for identifying the source and destination of the transaction from the commerce transaction management server device 10 as destination information and destination information (step S102).

Next, the location information management unit 302 searches the location related information storage unit 372 based on the acquired user identification information, and determines whether reference distance related information based on the user identification information is stored in the location related information storage unit 372 (step S103).

At this time, if the location information management unit 302 determines that the reference distance related information is stored in the location related information storage unit 372 in association with the acquired user identification information, the process proceeds to step S104.

In addition, if the information providing unit 311 determines that the reference distance related information is not stored in the location related information storage unit 372 in association with any of the acquired user identification information, it transmits a notification to the commercial transaction management server device 10 that approval of the electronic commercial transaction is rejected (step S111) and terminates this operation.

Next, when the location information management unit 302 determines that reference distance related information is stored in the location related information storage unit 372 in association with the acquired user identification information, it executes an identification process to identify the user corresponding to the user identification information as a transaction target indicating the source and destination of the electronic commerce transaction (step S104).

Next, the determination processing unit 303 executes a location information acquisition process to acquire location difference information indicating the location difference acquired when executing an electronic commerce transaction with the transaction target identified from the commerce management server device 10 (step S105).

Next, the determination processing unit 303 performs an authenticity determination process in which it compares the acquired position difference information of the transaction subjects (transaction source and transaction destination) with the reference distance related information and determines whether the result of the comparison satisfies the transaction subject conditions (step S106).

At this time, if the determination processing unit 303 determines that the comparison result satisfies the given transaction target condition, it proceeds to processing of step S107, and if the comparison result determines that the comparison result does not satisfy the given transaction target condition, it proceeds to processing of step S109.

Next, if the authenticity determination process determines that the source and destination of the transaction are authentic, the approval processing unit 304 executes an approval process to approve the corresponding electronic commerce transaction (step S107).

Next, the information providing unit 311 sends a notification to the transaction management server device 10 indicating that the electronic transaction has been successfully approved (step S108), and ends this operation.

On the other hand, if the approval processing unit 304 determines that the transaction source or transaction destination is not authentic, it executes approval processing to not approve the corresponding electronic commerce transaction and to refuse approval (step S109).

Next, the information providing unit 311 sends a notification to the transaction management server device 10 indicating that the approval of the corresponding electronic transaction has not been successful (step S111), and ends this operation.

[6] Modification [6.1] Modification 1
Next, a first modification of the above embodiment in which the above electronic commerce is carried out on the terminal device 20 will be described with reference to FIGS.

Note that FIG. 7 is a system configuration diagram showing the configuration of the electronic commerce system S2 in this modified example, and FIG. 8 is a diagram for explaining the approval process executed by the approval server device 30 in this modified example.

As shown in Figures 7 and 8, the electronic commerce system S2 of this modified example is a system that executes electronic commerce using a wallet application (an application for a non-custodial wallet) registered in the terminal device 20.

In particular, the electronic commerce system S2 of this modified example is an effective system when a transactor performs electronic commerce by impersonating a legitimate user.

As shown in FIG. 7, the electronic commerce system S2 of this modified example is composed of terminal devices 20 (e.g., terminal devices 20A, 20B, and 20C) that directly execute electronic commerce with other terminal devices 20, and an approval server device 30 that executes various processes for approving the electronic commerce.

Specifically, the terminal device 20 transmits location difference information as the source of the transaction to the approval server device 30, and if the terminal device 20 is approved as the source of the transaction, it executes processing related to the electronic commerce transaction with the transaction partner.

At this time, the approval server device 30 is configured to manage distance reference information for the user who is the source of the transaction, which is pre-registered information.

The approval server device 30 is also configured to identify the transaction target as the transaction source that is the subject of the electronic commerce transaction based on transaction target information of the terminal device 20 that is the transaction source and that is transmitted from the terminal device 20 that executes the electronic commerce transaction.

Then, the approval server device 30 performs the following process as shown in FIG.
(A1) an authenticity determination process for determining the authenticity of a transaction target (transaction source) when an electronic commerce transaction is executed;
(A2) an approval process for approving an electronic commerce transaction based on a result of the authenticity determination process at the transaction execution timing; and
(A3) a provision process for providing the result of the approval process to the transaction source terminal device 20;
The present invention has a configuration for executing the above.

In particular, the approval server device 30 performs the authenticity determination process as described above in the same manner as in the above embodiment.
(A2-1) A location information acquisition process for acquiring location difference information indicating a difference between a current location of a transaction target at a timing corresponding to a transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing; and
(A2-2) a condition determination process for comparing the acquired location difference information with reference distance-related information of the user who is the relevant transaction target, and determining whether or not the result of the comparison satisfies the transaction target condition;
and then executes an authenticity determination process based on the result of the executed condition determination process.

In addition, FIG. 8 shows an example of terminal devices 20A and 20B acquiring location difference information determined from location information based on GPS signals transmitted from GPS satellites 40, transmitting the acquired location difference information to the approval server device 30, and receiving the results of the approval process.

Figure 8 also shows an example in which a notebook (laptop) personal computer is used as the terminal device 20A as the source of the transaction, and a smartphone owned by user P is used as the terminal device 20B as the destination of the transaction.

Furthermore, FIG. 8 discloses an example of an approval server device 30 that executes a request to register reference distance-related information from the terminal device 20A, management of location difference information based on the current location of the terminal device 20A, identification processing of the transaction source, authenticity determination processing (location information acquisition processing and condition determination processing), approval processing for electronic commerce, or provision processing for providing the results of the approval processing.

[6.2] Modification 2
Next, a second modification of this embodiment will be described with reference to FIG. 9, in which the commercial transaction management server device 10 has the functions of the approval server device 30 in the above embodiment.

Note that FIG. 9 is a system configuration diagram showing the configuration of the electronic commerce system S3 in this embodiment.

The commercial transaction management server device 10 of this modified example is configured to execute an authenticity determination process that determines the authenticity of the transaction originator or transaction destination, and an approval process that approves the electronic transaction, when the transaction process is executed as a transaction process in which a transaction originator and transaction destination execute processing related to an electronic transaction using user-related information related to the user that is managed.

Specifically, the commercial transaction management server device 10 is configured to manage distance reference information of the source or destination of a transaction, which is pre-registered information.

As shown in FIG. 9, the commercial transaction management server device 10
(A1) A transaction process in which a transaction source and a transaction destination execute a process related to electronic commerce;
(A2) an authenticity determination process for determining whether or not at least one of the transaction targets, i.e., the transaction source and the transaction target, when an electronic commerce transaction is executed satisfies a given transaction target condition;
(A3) an approval process for approving an electronic commerce transaction based on a result of the authenticity determination process; and
(A4) a registration process for registering electronic commerce information of approved electronic commerce transactions in a distributed manner in multiple databases;
The present invention has a configuration for executing the above.

Then, the commercial transaction management server device 10 performs the authenticity determination process as described above in the same manner as in the above embodiment.
(A2-1) A location information acquisition process for acquiring location difference information indicating a difference between a current location of a transaction target at a timing corresponding to a transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing; and
(A2-2) a condition determination process for comparing the acquired location difference information with reference distance-related information of the user who is the relevant transaction target, and determining whether or not the result of the comparison satisfies the transaction target condition;
and then executes an authenticity determination process based on the result of the executed condition determination process.

[6.3] Modification 3
Next, as a third modification of the above embodiment, a case will be described in which the authenticity of a user is determined in advance before a commercial transaction is executed, and approval processing for the commercial transaction is executed when the commercial transaction is executed based on the result of the determination.

(Features of this modified example)
This variant is characterized in that, instead of executing an authenticity determination process and an approval process based on location difference information between the source and destination of a transaction when a commercial transaction is executed in the above embodiment, an authenticity determination process is executed at the timing of transaction execution, such as before or after the commercial transaction, and an approval process is executed based on the result of the authenticity determination process.

In other words, the approval server device 30 of this modified example is configured to determine the authenticity of a user who is a potential source or destination of a transaction before an electronic commerce transaction is executed, based on the user's location difference information acquired at a given timing or at each predetermined timing.

Specifically, the approval server device 30:
(A1) as a location information acquisition process, for each timing that is predetermined as a transaction execution related timing, location difference information indicating a difference between a current location of a specific user at the corresponding timing and the location of the specific user at a past timing is acquired;
(A2) The acquired location difference information is registered in the location related information storage unit 372 as history information of the corresponding user.
(A3) before an electronic commerce transaction is executed or after the electronic commerce transaction is executed, a process for determining whether or not the result of the comparison satisfies the transaction target condition is executed by comparing the transaction target's history information with the registered reference distance-related information of the user as the transaction target, and
It has a configuration.

In particular, "before an electronic commerce transaction is executed" refers to the timing of logging in to an electronic commerce service (i.e., the commerce management server device 10) that executes the electronic commerce transaction, or a predetermined timing (a specific time such as midnight every day), etc. However, the timing is not limited to this as long as it is before the execution of the electronic commerce transaction.

The approval server device 30 also retains the results of the authenticity determination process, and when executing an electronic commerce transaction, performs approval processing based on the results of the authenticity determination process.

On the other hand, "after an electronic commerce transaction is executed" refers to the timing when, for example, in the case of purchasing virtual currency, the purchase amount (e.g., as legal tender) of the virtual currency (i.e., the subject of the transaction) is determined after the purchase of the virtual currency is executed as an electronic commerce transaction.

In addition, "after the electronic transaction is executed" refers to, in the case where the electronic transaction is a lottery or auction-type transaction, or where the electronic transaction is finalized after an application for provisional terms has been made (for example, the purchase of shares after an application for bookbuilding in the case of an initial public offering of shares), the timing of participation in the lottery or auction, or the timing of the application for provisional terms, when the electronic transaction is executed, such as the timing of winning the lottery, the timing of the successful bid at the auction, or the timing of the electronic transaction being finalized after the application for provisional terms.
[6.4] Modification 4
Next, as a fourth variant of the above embodiment, we will explain a case in which, in the above embodiment or the above variant, location difference information of a user is obtained, the time at which the location difference information was obtained is identified, and time information indicating that time is used in the authenticity determination process.

The approval server device 30 of this modified example is configured to obtain user location difference information at the time of transaction execution, at transaction execution-related timing, or for each transaction execution-related timing, and to specify the time when the location difference information was obtained.

The approval server device 30 of this modified example is configured to execute an authenticity determination process based on each piece of location difference information that includes time information indicating the identified time.

Specifically, when performing authenticity determination processing for a transaction source or transaction partner using the time information of the location difference information, the determination processing unit 303 determines whether there is any inconsistency in the movement speed or acceleration of the user as the transaction source or transaction partner.

For example, the determination processing unit 303 calculates the movement speed or acceleration of the transaction target based on the time information associated with the previous position difference information, the time information associated with the currently acquired position difference information, and the distance between the two points of the previous and current position difference information.

Then, the determination processing unit 303 determines whether the calculated moving speed or acceleration is within a predetermined range, provided that the comparison result between the position difference information and the reference distance related information in the above embodiment satisfies the transaction target condition, and if the calculated moving speed or acceleration is within the predetermined range, determines that the transaction originator or transaction counterparty is genuine.

In particular, the determination processing unit 303 determines whether the calculated moving speed or acceleration is equal to or less than a reference moving speed or acceleration (i.e., a reference speed or reference acceleration) associated with the reference distance related information.

Then, the determination processing unit 303 determines that the transaction originator or transaction counterparty is genuine if the calculated movement speed or acceleration is equal to or less than the reference movement speed or reference acceleration.

In addition, the time information in this modified example may be information indicating the period when the distance difference in the position difference information occurred (hereinafter referred to as the "position difference period"), instead of information on the time when the position difference information was acquired.

In other words, it may be information about the position difference period from the time information associated with the previous position difference information to the time information associated with the currently acquired position difference information.

In this case, the position difference period is also used when calculating the movement speed or acceleration of the transaction target, as described above.

[6.5] Modification 5
Next, as a fifth modification of the above embodiment, a case will be described in which, in the above embodiment or the above modification, the approval process is not executed, and electronic commerce is executed based on the determination result of the authenticity determination process.

In this modified example, the approval server device 30 is configured to provide the result to the commercial transaction management server device 10 or terminal device 20 that executes the electronic commercial transaction when it determines that the transaction source, the transaction destination, or both are genuine.

Specifically, the approval server device 30 is configured to manage distance reference information of the transaction source, which is pre-registered information.

The approval server device 30 is also configured to identify the transaction target as the transaction source that is the subject of the electronic commerce transaction based on transaction target information of the terminal device 20 that is the transaction source, which is transmitted from the commerce management server device 10 or terminal device 20 that executes the electronic commerce transaction.

Then, the approval server device 30
(A1) an authenticity determination process for determining the authenticity of a transaction target (transaction source) when an electronic commerce transaction is executed; and
(A2) A process of providing the result of the authenticity determination process to the commercial transaction management server device 10 or the terminal device 20 at the transaction execution timing;
The present invention has a configuration for executing the above.

In particular, the approval server device 30 performs the authenticity determination process as described above in the same manner as in the above embodiment.
(A2-1) A location information acquisition process for acquiring location difference information indicating a difference between a current location of a transaction target at a transaction execution timing or a transaction execution-related timing and a location of the transaction target at a past timing; and
(A2-2) a condition determination process for comparing the acquired location difference information with reference distance-related information of the user who is the relevant transaction target, and determining whether or not the result of the comparison satisfies the transaction target condition;
and then executes an authenticity determination process based on the result of the executed condition determination process.

[6.6] Modification 6
Next, as a sixth modification of the above embodiment, a case will be described in which the approval process for an electronic commerce transaction is used for a login process to the electronic commerce service in the above embodiment or modification.

The approval server device 30 of this modified example is configured to execute an approval process to approve the login to the electronic commerce service based on the result of the authenticity determination process at the time of login execution when the user logs in to the electronic commerce service that allows the user to perform an electronic commerce transaction.

In particular, the approval server device 30 of this modified example:
(A1) as a location information acquisition process, at the time of logging in to an electronic commerce service, location difference information is acquired that indicates a difference between a current location of a specific user (i.e., a user who has requested logging in) at the relevant time and a location of the specific user at a past time (e.g., a time when the specific user previously logged in to the electronic commerce service);
(A2) When the login is executed, the acquired location difference information is compared with reference distance-related information of the user who requested the login (i.e., the login target user), and an authenticity determination process is executed to determine whether or not the result of the comparison satisfies the user conditions.
It has a configuration.

In addition, the approval server device 30 of this modified example may perform the authenticity determination process at a time related to login execution, such as before a user logs in to an electronic commerce service.

In this case, the approval server device 30 of this modified example may obtain the location difference information at other times, such as when the user is not logged in to the e-commerce service.

[6.7] Modification 7
Next, an electronic commerce system S3 including a plurality of server devices according to the seventh modification of the above embodiment will be described with reference to FIG.

Note that FIG. 10 is a system configuration diagram showing the configuration of the electronic commerce system S4 in the fourth variation of the embodiment.

In the above embodiment or the above modified example, the electronic commerce system S3 may be configured by multiple commerce management server devices 10 or multiple approval server devices 30.

In other words, when the electronic commerce system S1 is configured with multiple commerce management server devices 10, the electronic commerce system S4 has terminal devices 20 of the transaction source and the transaction destination, and commerce management server devices 10A and 10B that execute processing related to the transaction source, as shown in FIG. 10.

The commercial transaction management server device 10A and the commercial transaction management server device 10B establish a communication line via the network N to link various processes with each other and execute various processes related to electronic commerce.

When the electronic commerce system S4 is configured with multiple approval server devices 30, the electronic commerce system S4 has approval server devices 30A and 30B that perform approval processing for the transacting party or the transacting party in conjunction with transacting party management server devices 10A and 10B that execute processing related to the transacting party and the transacting party, as shown in FIG. 10.

[7] Others The present invention is not limited to the above-described embodiment, and various modifications are possible. For example, a term cited in the description of the specification or drawings as a term with a broad meaning or synonymous meaning can be replaced with a term with a broad meaning or synonymous meaning in other descriptions of the specification or drawings.

The present invention includes configurations that are substantially the same as the configurations described in the embodiments (for example, configurations with the same functions, methods, and results, or configurations with the same purpose and effect). The present invention also includes configurations in which non-essential parts of the configurations described in the embodiments are replaced. The present invention also includes configurations that achieve the same effects as the configurations described in the embodiments or that can achieve the same purpose. The present invention also includes configurations in which publicly known technology is added to the configurations described in the embodiments.

Although the embodiments of the present invention have been described in detail above, it will be readily apparent to those skilled in the art that many modifications are possible that do not substantially depart from the novel features and effects of the present invention. Therefore, all such modifications are intended to be included within the scope of the present invention.

S: Electronic commerce system 10: Commerce management server device 20: Terminal device 30: Approval server device 40: GPS satellite 50: Database 100: Processing unit 101: Communication control unit 102: Commerce management control unit 103: User information management control unit 110: Timer management unit 170: Memory unit 171: Main memory unit 172: User information memory unit 180: Information storage medium 196: Communication unit 300: Processing unit 301: Communication control unit 302: Position information management unit 303: Judgment processing unit 304: Approval processing unit 310: Timer management unit 311: Information provision unit 370: Memory unit 371: Main memory unit 372: Position related information memory unit 380: Information storage medium 396: Communication unit

Claims (17)

An electronic commerce approval system that approves a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a means for identifying a transaction target that is the subject of the electronic commerce based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce, transmitted from an information processing device that executes the electronic commerce;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed;
an approval processing means for executing an approval process for approving the electronic commerce between the specified transaction source and the transaction destination based on a determination result of the determination process at a transaction execution timing when the electronic commerce is executed;
providing means for providing a result of the approval process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
An electronic commerce approval system characterized by executing a condition determination process that compares the acquired location difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. 2. The electronic commerce approval system according to claim 1,
The determination processing means:
As the location information acquisition process, location difference information indicating a difference between a current location of the transaction target at each timing predetermined as the transaction execution related timing and a location of the transaction target at a past timing is acquired,
registering the acquired position difference information in the storage means as history information of the corresponding user;
An electronic commerce approval system that executes the condition determination process at the transaction execution timing to compare the transaction target's history information with the reference distance-related information and determine whether the result of the comparison meets the transaction target condition. 2. The electronic commerce approval system according to claim 1,
The determination processing means:
As the location information acquisition process, location difference information indicating a difference between a current location of the specific user at each timing predetermined as the transaction execution related timing and a location of the specific user at a previous timing is acquired,
registering the acquired position difference information in the storage means as history information of the corresponding user;
An electronic commerce approval system that executes the condition determination process to compare the transaction target's history information with the reference distance-related information either before the electronic commerce transaction is executed or after the electronic commerce transaction is executed, and determines whether the result of the comparison meets the transaction target condition. In the electronic commerce approval system according to any one of claims 1 to 3,
An electronic commerce approval system, wherein the judgment processing means executes, as the judgment processing, an authenticity judgment processing to judge the authenticity of the transaction target when the electronic commerce is executed based on the judgment result of the condition judgment processing. In the electronic commerce approval system according to any one of claims 1 to 3,
The determination processing means:
When acquiring the location difference information as the location information acquisition process, time information indicating a time at the transaction execution timing or the transaction execution-related timing is acquired;
The electronic commerce approval system, as the condition determination process, determines whether or not location difference information based on the time information satisfies the transaction target condition with respect to the reference distance related information. In the electronic commerce approval system according to any one of claims 1 to 3,
the information processing device registers information related to the electronic commerce in a distributed manner in a plurality of databases as electronic commerce information;
An electronic commerce approval system, wherein the electronic commerce information is formed from block information that is blocked based on multiple electronic commerce information including the electronic commerce information and a hash value determined from past electronic commerce information when the electronic commerce information is approved. A program for approving a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user,
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
an identification means for identifying a transaction target that is the subject of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
a determination processing means for executing a determination process for determining whether or not the transaction target when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction between the specified transaction source and the transaction destination based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed; and
providing means for providing a result of the approval process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A program characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. An approval method for electronic commerce, which uses a computer to approve a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed by a user, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
Identifying a transaction target that is a target of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
executing a determination process for determining whether or not the transaction target when the electronic commerce transaction is executed satisfies a given transaction target condition;
executing an approval process for approving the electronic commerce between the specified transaction source and the transaction partner based on a determination result of the determination process at a transaction execution timing when the electronic commerce is executed;
providing a result of the approval process to the information processing device;
Including,
execute a location information acquisition process for acquiring location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
An approval method for electronic commerce, characterized by executing a condition determination process that compares the acquired location difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. An electronic commerce management system that manages a given electronic commerce transaction based on a crypto asset when the electronic commerce transaction is executed between a transaction source and a transaction destination, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a transaction processing means for executing a process related to the electronic commerce between the transaction source and the transaction destination as a transaction process;
a determination processing means for executing a determination process for determining whether a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed;
a registration means for registering electronic commerce information of the approved electronic commerce in a distributed manner in a plurality of databases;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process for acquiring location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
An electronic commerce management system characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. A program for managing a given electronic commerce transaction based on a crypto asset when the transaction is executed between a transaction source and a transaction destination, comprising:
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
a transaction processing means for executing a process related to the electronic commerce between the transaction source and the transaction destination as a transaction process;
a determination processing means for executing a determination process for determining whether or not a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
an approval processing means for executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed; and
a registration means for registering electronic commerce information of the approved electronic commerce in a distributed manner in a plurality of databases;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A program characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. A method for managing a given electronic commerce transaction based on a crypto asset by using a computer when the electronic commerce transaction is executed between a transaction source and a transaction destination, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
executing a process related to the electronic commerce as a transaction process between the transaction source and the transaction partner;
executing a determination process for determining whether or not a transaction target indicating at least one of a user of a transaction source and a transaction target of the electronic commerce when the electronic commerce is executed satisfies a given transaction target condition;
executing an approval process for approving the electronic commerce transaction based on a determination result of the determination process at a transaction execution timing when the electronic commerce transaction is executed;
registering electronic commerce information of the approved electronic commerce transactions in a distributed manner in a plurality of databases;
Including,
execute a location information acquisition process for acquiring location difference information indicating a difference between a current location of the transaction target at a timing corresponding to the transaction execution timing or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A method for performing electronic commerce, characterized by executing a condition determination process that compares the acquired location difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. A user determination system that performs a determination regarding a user when the user executes a given electronic commerce transaction based on a crypto asset,
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance or information related to the distance for approving the electronic commerce transaction;
a means for identifying a transaction target that is the subject of the electronic commerce based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce, transmitted from an information processing device that executes the electronic commerce;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed;
providing means for providing a determination result of the determination process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to a transaction execution timing at which the electronic commerce transaction is executed or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A user determination system characterized by executing a condition determination process that compares the acquired location difference information with the reference distance related information and determines whether the results of the comparison meet the transaction target conditions. A program for making a determination regarding a user when the user executes a given electronic commerce transaction based on a crypto asset,
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
an identification means for identifying a transaction target that is the subject of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
a determination processing means for executing a determination process for determining whether or not the transaction target satisfies a given transaction target condition when the electronic commerce is executed; and
providing means for providing a determination result of the determination process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to a transaction execution timing at which the electronic commerce transaction is executed or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A program characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. A user determination method for determining a user using a computer when the user executes a given electronic commerce transaction based on a crypto asset, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the electronic commerce transaction or information related to the reference distance;
Identifying a transaction target that is a target of the electronic commerce transaction based on transaction target information regarding the transaction target, which indicates at least one of a user of a transaction source and a transaction target of the electronic commerce transaction, transmitted from an information processing device that executes the electronic commerce transaction;
executing a determination process for determining whether or not the transaction target when the electronic commerce transaction is executed satisfies a given transaction target condition;
providing a determination result of the determination process to the information processing device;
Including,
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the transaction target at a timing corresponding to a transaction execution timing at which the electronic commerce transaction is executed or a transaction execution-related timing related to the transaction execution timing and a location of the transaction target at a past timing;
A user determination method characterized by executing a condition determination process that compares the acquired location difference information with the reference distance related information and determines whether the result of the comparison meets the transaction target condition. A login approval system that approves a login when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
a management means for managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the login or information related to the reference distance;
an identification means for identifying a login target user based on login target user information relating to the login target user, which indicates the user who is a login target and is transmitted from the information processing device that has requested the login;
a determination processing means for executing a determination process for determining whether or not the login target user satisfies a given user condition when the login is executed;
an approval processing means for executing approval processing for approving the login of the login target user to the electronic commerce service based on a determination result of the determination processing at a login execution timing when the login is executed;
providing means for providing a result of the approval process to the information processing device;
Equipped with
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
A login approval system characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the user condition. A program for authorizing a login when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
a management means for managing reference distance related information, which is information preregistered in a storage means and specifies a reference distance for approving the login or information related to the reference distance;
an identification means for identifying the login target user based on login target user information relating to the login target user indicating the user who is the target of the login transmitted from the information processing device that has requested the login;
a determination processing means for executing a determination process for determining whether or not the login target user satisfies a given user condition when the login is executed;
an approval processing means for executing approval processing for approving the login of the login target user to the electronic commerce service based on a determination result of the determination processing at a login execution timing when the login is executed; and
providing means for providing a result of the approval process to the information processing device;
The computer functions as
The determination processing means performs the determination processing as follows:
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
A program characterized by executing a condition determination process for comparing the acquired position difference information with the reference distance related information and determining whether or not a result of the comparison satisfies the user condition. A login approval method for approving a login by using a computer when a user logs in to an electronic commerce service that provides a given electronic commerce based on a crypto asset, comprising:
managing reference distance related information, which is information registered in advance in a storage means and which specifies a reference distance for approving the login or information related to the reference distance;
Identifying the login target user based on login target user information related to the login target user indicating the user who is a login target and transmitted from the information processing device that has requested the login;
executing a determination process for determining whether or not the login target user at the time the login is executed satisfies a given user condition;
executing an approval process for approving the login of the login target user to the electronic commerce service based on a determination result of the determination process at a login execution timing when the login is executed;
providing a result of the approval process to the information processing device;
Including,
As the determination process,
execute a location information acquisition process to acquire location difference information indicating a difference between a current location of the login target user at the login execution timing or a login execution related timing related to the login execution timing and a location of the login target user at a past timing;
A login approval method characterized by executing a condition determination process that compares the acquired position difference information with the reference distance related information and determines whether the result of the comparison meets the user condition.

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