JP7461985B2 - Information processing device, program, and information processing method - Google Patents

Description

The present invention relates to an information processing device, a program, and an information processing method.

When conducting an examination of a certain subject, for example, when acting as an agent for billing, it is known to conduct an examination of the debtor (see, for example, Patent Document 1).

JP 2021-47915 A

However, mistakes such as errors when filling out paperwork or inputting data into a computer can lead to information being omitted or containing incorrect information. These mistakes can be serious or can be minor and can be ignored. For example, when acting as an invoicing agent, if there is an error in the delivery address of the invoice, this can be a serious mistake.

In view of the above circumstances, one aspect of the present invention aims to provide an information processing device, program, and information processing method that calculates a score for at least one of an address, a telephone number, and an email address, and determines whether or not a subject is suitable for screening based on the calculated score.

According to one aspect of the present invention, an information processing device is provided. The information processing device includes a control unit. The control unit is configured to execute an acquisition step, a score calculation step, and a determination step. In the acquisition step, at least one of an address, a telephone number, and an email address corresponding to the subject of screening is acquired as specific information. In the score calculation step, a score for the specific information is calculated. In the determination step, it is determined whether the subject of screening passes the screening based on the score.

According to one aspect of the present invention, it is possible to calculate a score for at least one of an address, a telephone number, and an email address, and to determine whether or not a person is suitable for the screening based on the calculated score.

1 is a diagram showing an example of arrangement of an information processing device 1 according to an embodiment of the present invention. 1 is a diagram showing a configuration of an information processing device 1. FIG. 2 is a diagram showing a functional configuration of an information processing device 1. FIG. 2 is an activity diagram showing the flow of operations of the information processing device 1. FIG. 13 is a diagram showing an example of a screen for inputting review target information. FIG. 13 is a diagram showing an example of a screen for registering customer information. 13 is a table for explaining a method for determining an address score. 11 is a table for explaining a method for determining a telephone number score. 13 is a table for explaining a method for determining an email address score. FIG. 2 is an activity diagram showing the flow of operations of the information processing device 1.

The following describes embodiments of the present invention with reference to the drawings. The various features shown in the following embodiments can be combined with each other.

The program for implementing the software used in this embodiment may be provided as a non-transitory computer-readable recording medium, or may be provided so that it can be downloaded from an external server, or may be provided so that the program is started on an external computer and its functions are implemented on a client terminal (so-called cloud computing).

In this embodiment, a "unit" may also include, for example, a combination of hardware resources implemented by a circuit in the broad sense and software information processing that can be specifically realized by these hardware resources. In addition, this embodiment handles various types of information, which may be represented, for example, by physical values of signal values representing voltage and current, high and low signal values as a binary bit collection consisting of 0 or 1, or quantum superposition (so-called quantum bits), and communication and calculations may be performed on a circuit in the broad sense.

In the broad sense, a circuit is a circuit realized by at least appropriately combining a circuit, circuitry, a processor, and memory. In other words, it includes application specific integrated circuits (ASICs), programmable logic devices (e.g., simple programmable logic devices (SPLDs), complex programmable logic devices (CPLDs), and field programmable gate arrays (FPGAs)), etc.

1. Overall Configuration Fig. 1 is a diagram showing an example of the arrangement of an information processing device 1 according to an embodiment of the present invention. As shown in the figure, the information processing device 1 is communicably connected to a plurality of user terminals 2 via a network 3. In this embodiment, the information processing device 1 is used in a billing agency service, and performs a credit check on the user's accounts receivable in response to a request from the user. If it is determined as a result of the credit check that the accounts receivable can be purchased, the information processing device 1 notifies the user terminal 2 that the accounts receivable can be purchased. In this case, the information processing device 1 executes a process to purchase the accounts receivable, and can also notify the user terminal 2 that the purchase has been completed.

If the credit check determines that the accounts receivable should not be purchased, the information processing device 1 notifies the user terminal 2 that the accounts receivable cannot be purchased. In this case, the information processing device 1 may request the user requesting the purchase of the accounts receivable to correct or add to the input information.

The services to which the present invention is applicable should not be limited to billing services. Furthermore, the subject of review in this disclosure is not limited to accounts receivable (accounts receivable).

The information processing device 1 is a device that performs the review of the review subject. Details of the information processing device 1 will be described later. The user terminal 2 is a terminal used by a user, and is a personal computer, tablet, smartphone, etc. that runs a web browser and application software compatible with the information processing device 1. The network 3 is a network that enables communication between the information processing device 1 and the user terminal 2, and includes, for example, the Internet.

2. Configuration of the Information Processing Device Next, the configuration of the information processing device 1 will be described. Fig. 2 is a diagram showing the configuration of the information processing device 1. As shown in the figure, the information processing device 1 has a processing unit 11, a storage unit 12, a temporary storage unit 13, an external device connection unit 14, and a communication unit 15, and these components are electrically connected via a communication bus 16 inside the information processing device 1.

The processing unit 11 is realized, for example, by a central processing unit (CPU) and operates according to a predetermined program stored in the memory unit 12 to realize various functions.

The storage unit 12 is a non-volatile storage medium that stores various information. This is realized by a storage device such as a hard disk drive (HDD) or a solid state drive (SSD). The storage unit 12 can also be arranged in a separate device that can communicate with the information processing device 1.

The temporary storage unit 13 is a volatile storage medium. It is realized by a memory such as a random access memory (RAM), and stores information (arguments, arrays, etc.) that is temporarily required when the processing unit 11 operates.

The external device connection unit 14 is a connection unit that conforms to standards such as Universal Serial Bus (USB) and High-Definition Multimedia Interface (HDMI (registered trademark)), and allows the connection of input devices such as keyboards and display devices such as monitors.

The communication unit 15 is, for example, a communication means conforming to the Local Area Network (LAN) standard, and realizes communication between the information processing device 1 and a network 3 such as the local area network or the Internet via the local area network.

In addition, the information processing device 1 can be a general-purpose server computer, a personal computer, etc., and it is also possible to configure the information processing device 1 using multiple computers.

3. Functions of the information processing device 1 Next, the functions of the information processing device 1 will be described. The information processing device 1 manages the use of services, and operates according to a program to realize each functional unit described below. This program causes a computer to execute each step of the information processing device 1. Each step executed by the information processing device 1 will be described below. In addition, the information processing method executed by the information processing device 1 also includes each step executed by the information processing device 1.

Figure 3 is a diagram showing the functional configuration of the information processing device 1. As shown in the figure, the information processing device 1 includes a control unit 100. The control unit 100 also includes an acquisition unit 101, a score calculation unit 102, a determination unit 103, an evaluation unit 104, and a request unit 105.

The acquisition unit 101 executes an acquisition step. The acquisition step is a step of acquiring at least one of an address, a telephone number, and an email address corresponding to the subject of the screening as specific information.

The score calculation unit 102 executes a score calculation step. The score calculation step is a step of calculating a score for specific information. Note that the function of calculating the score by the score calculation unit 102 is not necessarily essential to the present invention, and the score calculation unit 102 can be omitted.

The judgment unit 103 executes a judgment step. The judgment step is a step for judging whether or not the subject of the screening should pass the screening based on the score. When the score calculation unit 102 is omitted, the judgment unit 103 performs the judgment step in which, if the evaluation of the credit subject is the first evaluation, the credit subject does not pass the screening due to one or more input errors (for example, one input error) in the address, telephone number, or email address. On the other hand, if the evaluation of the credit subject is the second evaluation higher than the first evaluation, the credit subject passes the screening even if there are one or more input errors (for example, one input error) in the address, telephone number, or email address. In other words, depending on the evaluation of the screening subject, it is possible to change whether or not the same or similar input errors are passed. In other words, it is possible to change/adjust the tolerance for input errors. The first evaluation and the second evaluation will be described later. Here, for example, if the total score of the address, telephone number, and email address described later is "0", this means that there is no input error (input error). If the total score of the address, telephone number, and email address exceeds "0", there is an input error (input error) according to the total score.

The evaluation unit 104 executes an evaluation step. The evaluation step is a step for evaluating the subject of review. For example, when the information processing device 1 is used for a billing agency service and the subject of review is a claim, in the evaluation step executed by the evaluation unit 104, if the corporate number of the debtor of the claim cannot be identified and the debtor is a debtor who has never been seen in the billing agency service, the debtor is evaluated as a first evaluation, and if the corporate number of the debtor can be identified and the debtor is a debtor who has had a trading history in the billing agency service in the past, the debtor is evaluated as the second evaluation. Note that the evaluation unit 104 may be omitted. When the evaluation unit 104 is omitted, the evaluation result of the subject of review may be a fixed evaluation result regardless of the subject of review.

The request unit 105 executes the request step. The request step is a step for requesting re-input of the address, telephone number, and email address when the screening of the subject is denied. The request unit 105 can also be omitted. When the request unit 105 is omitted, it is confirmed that the screening of the subject is denied, but this does not prevent the screening from being conducted again.

4. Operation of the information processing device 1 Next, the operation of the information processing device 1 will be described. Fig. 4 is an activity diagram showing the flow of the operation of the information processing device 1. Note that, here, the operation of the information processing device 1 will be described taking as an example a case where billing is performed on behalf of a customer, that is, a case where the examination is a credit examination for accounts receivable.

When the information processing device 1 starts operating, the acquisition unit 101 first acquires the information to be examined (A101). The information to be examined is information to be examined, and in this example, it is information corresponding to the contents of the invoice (accounts receivable). The information to be examined is information input by a client who requests billing agency, and for example, information input to the screen 201 shown in FIG. 5 is acquired. FIG. 5 is a diagram showing an example of a screen for inputting the information to be examined. The screen 201 has a selection field 211 for selecting the name of the customer to be billed, a selection field 212 for selecting the payment deadline, and a selection field 213 for selecting the invoice issue date, and an instruction button 214 for instructing a transition to a screen for inputting the amount and details of the invoice. This screen 201 is configured so that when the selection field 212 and the selection field 213 are selected, a calendar is displayed and a date and time can be selected. When the selection field 211 is selected, the screen 201 is configured so that pre-registered customers are displayed as options and a customer can be selected from these options. The screen for entering the invoice amount, details, etc. will be omitted.

Now, customer registration will be explained. Customer registration is performed, for example, by inputting customer information on screen 202 shown in FIG. 6. FIG. 6 is a diagram showing an example of a screen for registering customer information. Screen 202 has an input field 221 for inputting the name of the customer to be billed, an input field 222 for inputting the address of the customer, an input field 223 for inputting the telephone number of the customer, and an input field 224 for inputting the email address of the customer, as well as a selection field 225 for selecting either email or mail as the means of sending an invoice to the customer, and an instruction button 226 for instructing the registration of this information.

After acquiring the information to be reviewed, the acquisition unit 101 then acquires specific information (A102). The specific information is information for identifying the claimant and corresponds to the accounts receivable that is the subject of the review. Specifically, the specific information includes at least one of an address, a telephone number, and an email address that are registered in correspondence with the customer name included in the information to be reviewed. It is also desirable for the specific information to include all of an address, a telephone number, and an email address. The process of acquiring this specific information corresponds to the acquisition step described above.

Next, the information processing device 1 executes an evaluation step by the evaluation unit 104 (A103), and also calculates an address score by the score calculation unit 102 (A104), calculates a telephone number score (A105), and calculates an email address score (A106). The score calculation unit 102 converts the address, telephone number, and email address into scores, and calculates the score by adding up the scores (A107). The processes of A104, A105, A106, and A107 correspond to a score calculation step. Note that the processes of A103, A104, A105, and A106 may be performed sequentially rather than in parallel. When performing sequential processing, the order is not specified.

Here, the evaluation step by the evaluation unit 104 will be described. The evaluation step evaluates the accounts receivable based on its contents, such as the amount, contents, and attributes such as the creditor and the size of the debtor of the debt. The evaluation result of the accounts receivable indicates which of multiple stages it corresponds to. For example, the evaluation result is indicated as either a first evaluation or a second evaluation higher than the first evaluation. For example, if the debtor's corporate number cannot be identified and the debtor is a first debtor in the service provided by the information processing device 1, the evaluation of the accounts receivable will be the first evaluation, which is a low evaluation. Also, for example, if the debtor's corporate number can be identified and the debtor is a debtor with a history of transactions in the service provided by the information processing device 1, the evaluation of the accounts receivable will be the second evaluation, which is a high evaluation. Note that a detailed explanation of the evaluation will be omitted.

In the following explanation, the higher the score calculated, the more difficult it is to pass the screening. For example, if there are no problems with the specific information entered, the score will be "0."

First, the calculation of the address score will be described. The score calculation unit 102 scores the address based on at least one of the success or failure of the address acquisition and whether the address exists up to a predetermined division. The success or failure of the address acquisition is whether the address was acquired or not. For example, if the address is not entered, the acquisition will fail. The predetermined division is, for example, "oaza" or "town name". In the case of an address of "3-4-3 Kasumigaseki, Chiyoda-ku, Tokyo", "Kasumigaseki" corresponds to "oaza" or "town name", so the predetermined division is "Kasumigaseki, Chiyoda-ku, Tokyo". In addition, there is a division of "town area" that corresponds to "oaza" or "town name", and since a postal code is assigned to this "town area", it is possible to set up the predetermined division as something that can be identified from the postal code. In addition, if "small aza" or an equivalent is adopted as the predetermined division, then "3-4-3 Kasumigaseki, Chiyoda-ku, Tokyo" will be up to the predetermined division of "3-chome Kasumigaseki, Chiyoda-ku, Tokyo." Whether an address actually exists up to the predetermined division can be determined by using an address database, etc.

The address score is determined, for example, from that shown in FIG. 7. FIG. 7 is a table for explaining a method of determining the address score. If the score calculation unit 102 fails to obtain the address, such as when the address is not entered, the score calculation unit 102 sets the score to "3". Furthermore, if the means of sending the invoice corresponding to the claim is mailed to the address, the score calculation unit 102 determines the score by setting a score for the address that is different from the score when the means of sending is not mail. For example, if the existence confirmation fails, that is, if the existence of the address up to a predetermined division cannot be confirmed, if the means of sending the invoice is not mail, the score is set to "2", and if the means of sending the invoice is mail, the score is set to "4". If neither of these cases apply, the address score is set to "0".

Next, the calculation of the telephone number score will be described. The score calculation unit 102 scores the telephone number based on at least one of the following criteria: whether the telephone number was successfully acquired, whether the number of digits in the acquired number is correct, whether the acquired number is within the range allocated as a telephone number, and whether the acquired number contains a portion in which the same digit is repeated a predetermined number of times or more. The score calculation unit 102 also scores the telephone number based on whether the telephone number actually exists. The success or failure of acquiring a telephone number is whether the telephone number was successfully acquired, and for example, if the telephone number has not been entered, the acquisition will fail. In addition, as of May 2022, the number of digits in the acquired telephone number is determined to be correct if the telephone number is 10 or 11 digits (in this case, the score is "0"), and incorrect otherwise (in this case, the score is "2").

Whether the acquired number is within the range of numbers allocated as telephone numbers is checked to see if it has been allocated as a telephone number by the telephone number allocation agency (as of May 2022, the Ministry of Internal Affairs and Communications). Whether the acquired number contains a portion in which the same digits are repeated a predetermined number of times is checked, for example, whether the telephone number contains a portion in which the same digits are repeated, such as "1111", and the number of consecutive digits is a predetermined value. Whether a telephone number actually exists can be determined, for example, by communicating with a telephone network exchange and receiving a response to the telephone number. Note that, here, the existence of a telephone number means that the telephone number is available, and if the telephone number is unavailable due to unpaid charges, etc., the telephone number is treated as not existing.

The telephone number score is determined, for example, from that shown in FIG. 8. FIG. 8 is a table for explaining a method for determining the telephone number score. For example, the score calculation unit 102 sets the score to "3" if the telephone number acquisition fails, sets the score to "2" if the number of digits is invalid, outside the allocation range, or there is a sequence of the same digits, and sets the score to "5" if the telephone number does not actually exist. Even if the telephone number does exist, if a predetermined period of time has not passed since the contract, for example, if it is within three months of the contract, the score may be set to "3." If none of these cases apply, the telephone number score is "0."

Next, the calculation of the email address score will be described. The score calculation unit 102 scores the email address based on at least one of the following criteria: whether the email address was successfully acquired, whether the domain of the acquired email address is a pre-specified domain, whether the domain of the acquired email address is an actual domain, whether the acquired email address is an actual email address, and whether the acquired email address is suspected of being spoofed. The success or failure of the acquisition of an email address is whether the email address was acquired, and for example, if the email address is not entered, the acquisition will fail. Furthermore, whether the domain of the acquired email address is a pre-specified domain is whether the email address is an email address of a domain that has been previously specified as having a low credibility, such as a domain used in email addresses called "disposable email addresses." Whether the domain of the acquired email address is an actual domain is determined by determining whether the domain is registered. Whether the acquired email address is an actual email address is determined by sending a message to a mail server or the like and judging whether the email address exists from the response. Whether the acquired email address is suspected of being spoofed is determined by, for example, checking whether the customer name matches the owner or user of the domain of the email address.

The email address score is determined, for example, from that shown in FIG. 9. FIG. 9 is a table for explaining a method of determining the email address score. When the means of sending an invoice corresponding to a claim is sending an email to an email address, the score calculation unit 102 determines the score by setting a score for the email address that is different from the score when the sending means is not sending an email. For example, if an attempt to obtain an email address fails, the score is set to "3." If the email address is a non-existent domain, a non-existent email address, or an email address that has been determined to be spoofed, the score is set to "4" if the means of sending the invoice is not email, and the score is set to "8" if the means of sending the invoice is email. In addition, if the email address includes the specified domain, the score is set to "10." If none of these apply, the email address score is set to "0."

Note that the methods of calculating the address score, telephone number score, and email address score shown in Figures 7-9 are merely examples. The method of calculating the scores can be changed as appropriate depending on the business or service to which the present invention is applied. For example, if the present invention is applied to a community (service) in which the only means of communication is email, the address score can be calculated as 0 points, and the score for an input error in an email address can be set to a high value.

When the score calculation unit 102 adds up the address score, telephone number score, and email address score, the judgment unit 103 executes a judgment step (A108). In the judgment step, the judgment unit 103 judges whether the screening target passes the screening by comparing the score added up by the score calculation unit 102 with a reference value. The reference value is a value that differs depending on the evaluation result of the screening target. If the evaluation result is the first evaluation, for example, the reference value is "1", and if the score added up by the score calculation unit 102 is less than 1, the screening is passed. On the other hand, if the evaluation result is the second evaluation that is higher than the first evaluation, for example, the reference value is "8", and if the score added up by the score calculation unit 102 is less than 8, the screening is passed. In other words, if the evaluation of the invoice (accounts receivable) is relatively high, there is a high possibility that the screening will pass even if there are some deficiencies in the specific information.

5. Another example of the operation of the information processing device 1 Next, another example of the operation of the information processing device 1 will be described. Fig. 10 is an activity diagram showing the flow of the operation of the information processing device 1. Note that the operation of the information processing device 1 will be described here by taking as an example a case where the screening is a screening of whether or not to accept user registration for a service. For example, the information processing device 1 can perform screening of user registration for online shopping or for a service that is charged online.

When the information processing device 1 starts its operation, first, the acquisition unit 101 acquires specific information (A301). The specific information is information for identifying the user to be registered, and input of the specific information is accepted via the network. Specifically, the specific information includes at least one of the user's address, telephone number, and email address. It is also preferable that the specific information includes all of the address, telephone number, and email address. The process of acquiring this specific information corresponds to the acquisition step described above.

Next, the information processing device 1 calculates an address score by the score calculation unit 102 (A302), calculates a telephone number score (A303), and calculates an email address score (A304). The score calculation unit 102 then scores the address, telephone number, and email address, and calculates the score by adding up the scores (A305). The processes of A302, A303, A304, and A305 correspond to the processes of A104, A105, A106, and A107, respectively, and are equivalent to score calculation steps. Note that the processes of A302, A303, and A304 may be performed sequentially rather than in parallel. When performing sequential processing, the order is not specified.

When the score calculation unit 102 adds up the address score, telephone number score, and email address score, the judgment unit 103 executes a judgment step (A108). The judgment step is for judging whether or not to accept the user registration, and the judgment unit 103 makes a judgment by comparing the score added up by the score calculation unit 102 with a reference value. The reference value is a predetermined value. Then, if the screening is not passed, the request unit 105 executes a request step. The request step is a step for requesting re-input of the address, telephone number, and email address. If the user re-inputs the address, telephone number, and email address in response to this request, the same process is repeated from A301. On the other hand, if the screening is passed, the information processing device 1 accepts the user registration and ends the process.
6. Others The present invention may be provided in the following aspects.

(1) An information processing device comprising a control unit, the control unit configured to execute an acquisition step, a score calculation step, and a judgment step, in which the acquisition step acquires at least one of an address, a telephone number, and an email address corresponding to a subject of screening as specific information, the score calculation step calculates a score for the specific information, and the judgment step judges whether the subject of screening passes the screening based on the score.

(2) In the information processing device described in (1) above, the control unit is configured to further execute an evaluation step, in which the evaluation step evaluates the subject to be reviewed, and in the judgment step, the judgment is made by comparing the score with a reference value, and the reference value is a value that differs depending on the evaluation result of the subject to be reviewed.

(3) In the information processing device described in (1) or (2) above, the specific information includes the address, the telephone number, and the email address, and in the score calculation step, the address, the telephone number, and the email address are scored, and the sum of the scores is calculated as the score.

(4) In the information processing device described in (3) above, the examination is a credit examination for a receivable, and in the score calculation step, if the means of sending an invoice corresponding to the receivable is mailed to the address, the score for the address is set to a different score than the score when the means of sending is not mailed, and if the means of sending is emailing to the email address, the score for the email address is set to a different score than the score when the means of sending is not emailing.

(5) In the information processing device described in (3) or (4) above, in the score calculation step, the information processing device scores the telephone number based on at least one of the following criteria: whether the acquisition was successful, whether the number of digits in the acquired number is correct, whether the acquired number is within a range assigned as a telephone number, and whether the acquired number contains a portion in which the same digit appears a predetermined number of times or more.

(6) An information processing device according to any one of (3) to (5) above, in which the score calculation step assigns a score based on whether the telephone number actually exists.

(7) In the information processing device described in (3) or (4) above, in the score calculation step, the information processing device scores the email address based on at least one of the following criteria: whether the acquisition was successful, whether the domain of the acquired email address is a pre-specified domain, whether the domain of the acquired email address is an actual domain, whether the acquired email address is an actual email address, and whether the acquired email address is suspected of being spoofed.

(8) In the information processing device described in (3) or (4) above, in the score calculation step, the address is scored based on at least one of the criteria of whether acquisition was successful and whether the address actually exists up to a predetermined division.

(9) In the information processing device described in (1) above, the control unit is configured to execute a request step, and in the request step, if the screening of the screening target is denied, the information processing device requests re-input of the address, the telephone number, and the email address.

(10) In the information processing device described in (3) above, the screening is a screening as to whether or not to accept user registration for the service, and the user registration is performed by an information processing device that accepts input of the specific information via a network.

(11) An information processing device comprising a control unit, the control unit configured to execute an evaluation step, an acquisition step, and a judgment step, in which the evaluation step evaluates an object of screening, the acquisition step acquires an address, a telephone number, and an email address input by a user for the object of screening, and in the judgment step, if the evaluation of the object of screening is a first evaluation, the object of screening does not pass due to one or more input errors in the address, the telephone number, or the email address, and if the evaluation of the object of screening is a second evaluation higher than the first evaluation, the information processing device passes the object of screening even if there are one or more input errors in the address, the telephone number, or the email address.

(12) An information processing device according to (11) above, wherein the information processing device is used for a billing agency service, the subject of the review is a receivable, and in the evaluation step, if the corporate number of the debtor of the receivable cannot be identified and the debtor is a first debtor in the billing agency service, the receivable is evaluated as the first evaluation, and if the corporate number of the debtor can be identified and the debtor is a debtor with which the billing agency service has had a history of transactions in the past, the receivable is evaluated as the second evaluation.

(13) A program that causes a computer to execute each step of the information processing device described in any one of (1) to (12) above.

(14) An information processing method executed by an information processing device, the information processing method including each step of the information processing device described in any one of (1) to (12) above.
Of course, this is not the case.

Finally, although various embodiments of the present invention have been described, these are presented as examples and are not intended to limit the scope of the invention. The novel embodiments can be embodied in various other forms, and various omissions, substitutions, and modifications can be made without departing from the spirit of the invention. The embodiments and their modifications are within the scope and spirit of the invention, and are included in the scope of the invention and its equivalents as set forth in the claims.

1: Information processing device 2: User terminal 3: Network 11: Processing unit 12: Memory unit 13: Temporary memory unit 14: External device connection unit 15: Communication unit 16: Communication bus 100: Control unit 101: Acquisition unit 102: Score calculation unit 103: Judgment unit 104: Evaluation unit 105: Request unit 201: Screen 202: Screen 211: Selection field 212: Selection field 213: Selection field 214: Instruction button 221: Input field 222: Input field 223: Input field 224: Input field 225: Selection field 226: Instruction button

Claims (14)

An information processing device,
A control unit is provided,
The control unit is configured to execute an evaluation step, an acquisition step, a score calculation step, and a determination step;
In the evaluation step, if the corporate number of the corporation linked to the credit examination subject cannot be identified and the corporation is a first corporation in the service, the credit examination subject is evaluated as a first evaluation, and if the corporate number of the corporation linked to the credit examination subject can be identified and the corporation is a corporation that has a history of transactions in the service, the credit examination subject is evaluated as a second evaluation,
In the acquiring step, at least one of the address of the corporation , the telephone number of the corporation , and the email address of the corporation input by the user is acquired as specific information for the credit examination target,
In the score calculation step, a score is calculated based on the specific information to determine whether or not the credit screening target passes the screening, and the score is a score obtained by converting at least one of the address, the telephone number, and the email address as the specific information into a score based on at least input errors;
In the judgment step, the score is compared with a reference value to judge whether the credit screening target passes the screening , and the reference value is set so that the credit screening target will not pass the screening if there is one or more input errors in at least one of the specific information, the address, the telephone number, and the email address, when the evaluation of the credit screening target is the first evaluation, and the reference value is set so that the credit screening target will pass the screening even if there is one or more input errors in at least one of the specific information, the address, the telephone number, and the email address, when the evaluation of the credit screening target is the second evaluation,
The reference value is a value that varies depending on an evaluation result of the credit examination target. 2. The information processing device according to claim 1,
The specific information includes the address, the telephone number, and the email address,
The information processing device, in the score calculation step, scores are assigned to the address, the telephone number, and the email address, and the score is calculated by adding up the scores. 3. The information processing device according to claim 2,
The examination is a credit examination for receivables,
In the score calculation step, if the means of sending the invoice corresponding to the receivable is by mail to the address, the score for the address is set to a different score than the score when the means of sending is not by mail, and if the means of sending is by email to the email address, the score for the email address is set to a different score than the score when the means of sending is not by email. 3. The information processing device according to claim 2,
In the score calculation step, the information processing device scores the telephone number based on at least one of criteria: whether the acquisition was successful, whether the number of digits in the acquired number is correct, whether the acquired number is within a range assigned as a telephone number, and whether the acquired number includes a portion in which the same digit appears consecutively a predetermined number of times or more. 3. The information processing device according to claim 2,
The score calculation step scores the telephone number based on whether the telephone number actually exists. 3. The information processing device according to claim 2,
In the score calculation step, the information processing device scores the email address based on at least one of the following criteria: whether the acquisition was successful, whether the domain of the acquired email address is a pre-specified domain, whether the domain of the acquired email address is an actual domain, whether the acquired email address is an actual email address, and whether the acquired email address is suspected of being spoofed. 3. The information processing device according to claim 2,
The score calculation step calculates a score for the address based on at least one of whether acquisition was successful and whether a predetermined division exists. 2. The information processing device according to claim 1,
The control unit is configured to execute a request step;
In the request step, when the credit check target is not passed, the information processing device requests re-input of the address, the telephone number, and the email address. An information processing device,
A control unit is provided,
The control unit is configured to execute an evaluation step, an acquisition step, a score calculation step, and a determination step;
In the evaluation step, if a corporate number of a corporation linked to the credit examination target can be identified and the corporation has a history of transactions in the service, the credit examination target is evaluated as a second evaluation;
In the acquiring step, at least one of the address of the corporation, the telephone number of the corporation, and the email address of the corporation input by the user is acquired as specific information for the credit examination target,
In the score calculation step, a score is calculated based on the specific information to determine whether or not the credit screening target passes the screening, and the score is a score obtained by converting at least one of the address, the telephone number, and the email address as the specific information into a score based on at least input errors;
In the judgment step, the score is compared with a reference value to judge whether the subject of the credit examination passes the examination, and the reference value is set so that, when the evaluation of the subject of the credit examination is the second evaluation, the subject of the credit examination passes the examination even if there are one or more input errors in at least one of the specific information, that is, the address, the telephone number, and the email address;
The reference value is a value that varies depending on the evaluation result of the credit screening target.
Information processing device. 10. The information processing device according to claim 9,
The information processing device is used for a service of conducting credit examination,
The subject of the credit examination is a claim,
In the evaluation step,
If the corporate number of the debtor of the claim cannot be identified and the debtor is a first debtor in the service, evaluate the claim as a first evaluation .
Information processing device. An information processing device,
A control unit is provided,
The control unit is configured to execute an evaluation step, an acquisition step, a score calculation step, and a determination step;
In the evaluation step, if the corporate number of the corporation linked to the credit examination target cannot be identified and the corporation is a first corporation in the service, the credit examination target is evaluated as a first evaluation;
In the acquiring step, at least one of the address of the corporation, the telephone number of the corporation, and the email address of the corporation input by the user is acquired as specific information for the credit examination target,
In the score calculation step, a score is calculated based on the specific information to determine whether or not the credit screening target passes the screening, and the score is a score obtained by converting at least one of the address, the telephone number, and the email address as the specific information into a score based on at least input errors;
In the judgment step, the score is compared with a reference value to judge whether the subject of the credit examination passes the examination, and the reference value is set so that, when the evaluation of the subject of the credit examination is the first evaluation, the subject of the credit examination does not pass the examination due to one or more input errors in at least one of the address, the telephone number, and the email address as the specific information, and
The reference value is a value that varies depending on the evaluation result of the credit screening target.
Information processing device. 2. The information processing device according to claim 1,
The subject of the credit examination is a claim,
In the evaluation step, the information processing device performs evaluation based on the amount, the content , the size of the creditor, or the size of the debtor . A program,
A program for causing a computer to execute each step of the information processing device according to any one of claims 1 to 12 . An information processing method executed by an information processing device,
An information processing method comprising the steps of the information processing device according to any one of claims 1 to 12 .