JP7075081B2 - Information processing equipment, information processing methods and programs - Google Patents

Description

The present invention relates to an information processing apparatus, an information processing method and a program.

Traditionally, financial institutions have been lending money to target companies. When lending money, the money is lent based on the performance of the target company, financial statements, etc. As an example, in Patent Document 1, a credit rating device that analyzes a multi-term financial statement of a company including a balance sheet, a profit and loss statement, selling, general and administrative expenses, and manufacturing cost details and gives a credit rating to the company. Has been proposed.

However, these were based on past information. For example, when a large order is placed, necessary expenses such as material costs are incurred in order to receive and deliver the large order. On the other hand, since a large order is future information, it may not be possible to receive a monetary loan, obtain sufficient funds to receive the large order, and not receive the large order. be.

Japanese Unexamined Patent Publication No. 2009-104658

The present invention has been made in consideration of such a point, and is an information processing device that can be loaned by a third party such as a financial institution based on the money to be deposited in the future. Provides information processing methods and programs.

The information processing apparatus according to the present invention is
An acquisition unit that acquires specific transaction information including ordering information from the orderer, order information from the orderer, or contract information, and
The deposit reception department that accepts the first deposit information regarding the first deposit from a third party,
A control unit that associates the first deposit information with the specific transaction information and enables money based on the first deposit to be used for payment related to the specific transaction information.
May be provided.

In the information processing apparatus according to the present invention
The deposit receiving unit receives the second deposit information regarding the second deposit for the specific transaction information from the orderer, and receives the second deposit information.
The control unit may allocate the money from the second deposit to the payment for the first deposit.

In the information processing apparatus according to the present invention
The control unit may allocate the money from the second deposit to the payment for the first deposit and deposit the remaining amount into the account of the contractor of the specific transaction information.

In the information processing apparatus according to the present invention
The control unit may make money based on the first deposit available only for payments related to the specific transaction information.

In the information processing apparatus according to the present invention
The specific transaction information may include the contract information.

In the information processing apparatus according to the present invention
The control unit may permit the use of money in the first deposit only for payments related to the raw materials of the goods or the purchased goods in the specific transaction information.

In the information processing apparatus according to the present invention
The control unit may determine the amount, fee or interest rate of the first deposit using the amount in the specific transaction information.

In the information processing apparatus according to the present invention
The information processing according to any one of claims 1 to 7, wherein the control unit determines the amount, fee, or interest rate of the first deposit by using the credit information of the orderer and the contractor. Device.

In the information processing apparatus according to the present invention
The storage unit stores transaction record information in the user, and stores the transaction record information.
The control unit may determine the amount, fee, or interest rate of the first deposit using the transaction record information.

The information processing apparatus according to the present invention is
A transmitter that sends invitation information from users, and
Further equipped with a receiving unit for receiving approval information based on the invitation information from a non-user.
When the control unit receives the approval information, the use of the non-user may be permitted.

In the information processing apparatus according to the present invention
The acquisition unit acquires the invoice information regarding the invoice and the third deposit information regarding the third deposit which is the payment for the invoice.
When the control unit determines that the amount in the invoice information and the amount in the third deposit information match, it may determine that the payment for the invoice has been completed.

The information processing method according to the present invention
In the acquisition department, the process of acquiring specific transaction information including order information from the orderer, order information from the orderer, or contract information, and
The process of receiving the first deposit information regarding the first deposit from a third party at the deposit reception department,
A process of associating the first deposit information with the specific transaction information and making money based on the first deposit available for payment related to the specific transaction information.
May be provided.

The program according to the present invention
A program that causes an information processing device to execute an information processing method.
The information processing method is
In the acquisition department, the process of acquiring specific transaction information including order information from the orderer, order information from the orderer, or contract information, and
The process of receiving the first deposit information regarding the first deposit from a third party at the deposit reception department,
A process of associating the first deposit information with the specific transaction information and making money based on the first deposit available for payment related to the specific transaction information.
May include.

In the present invention, specific transaction information including order information from an orderer, order information from an orderer, or contract information is acquired, the first deposit information is associated with the specific transaction information, and money based on the first deposit is specified transaction. If a mode that enables information-related payments is adopted, a third party such as a financial institution can lend money based on the specific transaction information. Therefore, a third party such as a financial institution can make a loan based on the money to be deposited in the future.

The block diagram of the information processing apparatus according to embodiment of this invention. The figure for demonstrating the information processing mode by embodiment of this invention. Another figure for demonstrating an information processing embodiment according to an embodiment of the present invention.

Embodiment << Configuration >>
Hereinafter, embodiments according to the present invention will be specifically described with reference to the drawings. In the following description, "or" also includes the meaning of "and", and "A or B" means any of A, B and A and B.

The information processing apparatus of this embodiment is generated by installing a program such as a server program. This program may be delivered by e-mail, may be obtained by accessing a predetermined URL and then logged in, or may be recorded on a recording medium. The information processing method of this embodiment is carried out by an information processing apparatus in which the above program is installed.

The information processing device of the present embodiment may be composed of one device, or may be composed of a plurality of devices. When the information processing device is composed of a plurality of devices, the devices constituting the information processing device may be installed in different rooms or different places, and a part of the information processing device and the rest of the information processing device are located in a remote place. May be placed in.

As shown in FIG. 1, the information processing apparatus of the present embodiment is from an acquisition unit 10 that acquires specific transaction information including order information from an orderer, order information from an orderer, or contract information, and a third party. The deposit reception unit 20 that receives the first deposit information related to the first deposit is associated with the first deposit information and the specific transaction information, and the money based on the first deposit can be used for the payment related to the specific transaction information. It may have a control unit 50. The payment infrastructure may be configured by such an information processing device.

The information processing apparatus may have a transmission unit 30 that transmits various information to a user or the like, and a reception unit 35 that receives various information from the user or the like. When transmitting information from the first user (for example, the ordering company A shown in FIG. 2) to the second user (for example, the ordering company B shown in FIG. 2), the first user inputs the information into the payment platform, and the input is input. When completed, the information is stored in the storage unit 60, and the transmission unit 30 may notify the second user that the information has been input. Similarly, in the transmission of information from the second user to the first user, when the second user inputs the information in the payment platform and the input is completed, the information is stored and input in the storage unit 60. That may be done from the transmission unit 30 to the first user. The user is an orderer, a purchaser, a contractor, etc., and is a person who uses the information processing device of the present embodiment.

Information received from a user with the receiving unit 35 and transmitted to another user by the transmitting unit 30 includes, for example, quotation information, ordering information, order information, delivery request information, delivery information, acceptance inspection information, billing information, and the like. Various information such as payment information can be mentioned. Information can be sent and received between users via the cloud.

The control unit 50 may perform automatic accounting journals from the detailed data of commercial transactions in each user, and may use, for example, billing information, payment information, purchase information, payment information, etc. to perform sales, purchase, and so on. Deposits, payments, etc. may be automatically journalized (see Fig. 3).

The storage unit 60 may store member management information such as receipt / shipment information and inventory information of members. The control unit 50 may update the member management information when the member is received or shipped.

As shown in FIG. 3, the storage unit 60 has information on transaction performance, salary, bonus, year-end adjustment, etc. (indicated as “salary, etc.” in FIG. 3), expense settlement, outsourcing settlement, etc. ( In FIG. 3, it may be stored as “expense / outsourcing”), for example, accounting data in XBRL format (indicated as “accounting data” in FIG. 3). The control unit 50 may automatically perform accounting journals (shown as "automatic sorting" in FIG. 3). Various data such as accounting data may be stored in the storage unit 60 as monitoring information for use by a third party such as a financial institution. Further, the control unit 50 may evaluate the transaction execution ability based on the information on the transaction record such as the payment record and the acceptance inspection record. The transaction record may include various record information such as orders, orders, sales, purchases, accounts payable, accounts payable, deposits, and payments. Note that FIG. 2 shows a control unit 50 having an artificial intelligence function, and it is a schematic diagram that the control unit 50 performs credit using transaction record information including various information from estimation to settlement. Is shown.

In response to a request from each user, the control unit 50 may be able to execute payments such as accounts payable, expenses, salaries, bonuses, etc., and reserve payments. When a fund transfer reservation is made in this way, the payment is made to the account to be paid or the payment is made according to the reservation without logging in to the website prepared by a third party such as a financial institution via the login screen. Processing may be performed.

The storage unit 60 may store various information such as quotation information, ordering information, order information, delivery request information, delivery information, acceptance inspection information, billing information, and payment information for each user as transaction record information. The control unit 50 may use this information to evaluate the transaction execution ability of the user. As an example, even if the transaction execution ability of the first user and the second user is evaluated by using the payment record of the first user who is the orderer and the acceptance inspection record of the second user who is the contractor. good. Then, the transaction execution power may be used to determine the amount, fee, or interest rate of the first deposit. When such an aspect of evaluating the transaction execution ability is adopted, credit can be given by looking at the entire transaction, and the creditworthiness can be evaluated with higher accuracy.

A series of commercial transactions using an information processing device as a payment platform may be stored in the storage unit 60. Then, the control unit 50 indexes the service execution results in commercial transactions such as the acceptance inspection results such as the inspection rate and the redelivery inspection rate, the delivery date compliance rate such as the on-time delivery results, and the accounts receivable collection results with the transaction credit model. You may evaluate the ability to execute transactions.

The control unit 50 may have an artificial intelligence function (AI function). In this case, the control unit 50 may evaluate the transaction execution ability by applying information about the target transaction to the transaction credit model in which the adoption variable and the adoption coefficient are determined based on the past performance.

The deposit receiving unit 20 may accept the second deposit information regarding the second deposit for the specific transaction information from the orderer (see FIG. 2). The control unit 50 may allocate the money from the second deposit to the payment for the first deposit.

The control unit 50 may allocate the money from the second deposit to the payment for the first deposit and deposit the balance into the contractor's account in the specific transaction information.

The control unit 50 may make the money based on the first deposit available only for the payment related to the specific transaction information. As an example, the control unit 50 may permit the use of money in the first deposit only for payments related to the raw materials of the goods or the purchased goods in the specific transaction information. Whether or not it is a "payment related to specific transaction information" is examined by the user requesting the deposit to a third party such as a financial institution via the payment platform when making a deposit using the first deposit. You may apply for. A person in charge of a third party may conduct an examination, and if the examination is passed, it may be recognized as "payment related to specific transaction information".

The acquisition unit 10 may acquire order information for ordering information. The control unit 50 may associate the first deposit information with the order information and the order information, and make money based on the first deposit available for the payment related to the order information and the order information.

The control unit 50 may determine the amount of the first deposit, the fee, or the interest rate by using the amount in the specific transaction information. Further, the control unit 50 may determine the amount, fee or interest rate of the first deposit by using the credit information of the orderer and the contractor.

An example according to this embodiment will be described below. Hereinafter, as an example, an embodiment in which the payment platform of the present embodiment is configured by the information processing apparatus of the present embodiment will be described with reference to FIG.

In response to the request from the ordering company A, the ordering company B sends the quotation to the ordering company A via the payment platform (information processing device) according to the present embodiment (see S1 in FIG. 2). At this time, the ordering company B may present the settlement conditions to the ordering company A via the settlement platform. Transmission by the payment infrastructure may be performed by the transmission unit 30, and reception by the payment infrastructure may be performed by the reception unit 35.

The ordering company A, which has confirmed the quotation, sends the purchase order to the ordering company B via the settlement platform (see S2 in FIG. 2).

The ordering company B that has received the purchase order sends the order confirmation to the ordering company A via the settlement platform (see S3 in FIG. 2).

Upon receiving the order confirmation, the ordering company A requests the ordering company B to deliver the product via the settlement platform (see S4 in FIG. 2). It is considered that the contract has been concluded by this delivery request.

Based on such a contract, a third party such as a financial institution lends money to the ordering company B, and makes a deposit (first deposit) to, for example, the account of the ordering company B (S5 in FIG. 2). reference). When such a first deposit is made, the content may be notified to the contracting company B via the settlement platform.

The ordering company B, which has received an inquiry from the ordering company A, requests the purchasing company C for a quotation. The request for this quotation may also be sent via the payment platform.

In response to the request from the ordering company B, the purchasing company C sends the quotation to the ordering company B via the settlement platform (see S11 in FIG. 2). At this time, the settlement conditions may be presented from the purchasing company C to the ordering company B via the settlement platform.

The ordering company B, which has confirmed the quotation, sends the purchase order to the purchasing company C via the settlement platform (see S12 in FIG. 2).

The purchasing company C that has received the purchase order sends the order confirmation to the ordering company B via the settlement platform (see S13 in FIG. 2).

Upon receiving the order confirmation, the ordering company B requests the purchasing company C to deliver the product via the settlement platform (see S14 in FIG. 2). It is considered that the contract has been concluded by this delivery request.

Based on such a contract, part or all of the first deposit made by a third party such as a financial institution to the ordering company B is managed on the settlement platform as a deposit for payment to the purchasing company C. (See S15 in FIG. 2). When such a deposit is made, the content may be notified to the purchasing company C via the settlement platform. The square (□) in FIG. 2 indicates that the loan has been deposited on the settlement platform. In FIG. 2, the upper square and the lower square are shown separately, but they are managed as the same deposit on the payment platform. However, the present invention is not limited to this mode, and the deposit deposited as the first deposit may be transferred as another deposit, or may be divided into a plurality of deposits and used for payment for transactions. good.

After manufacturing the ordered product or the like, the purchasing company C sends a delivery note together with the product or the like to the ordering company B via the settlement platform (see S21 in FIG. 2). At this time, the purchasing company C records the sales to the ordering company B, and the ordering company B records the purchase from the purchasing company C.

The ordering company B transmits the acceptance receipt information to the purchasing company C via the settlement platform (see S22 in FIG. 2). When the receipt information is sent in this way, payment with the deposited loan will be permitted. If such a mode is adopted, the loan can be used after the acceptance inspection is completed and the loan is highly recoverable. Therefore, a high recovery rate can be expected from a third party such as a financial institution. can. In addition, since the use of the loan is permitted before the second deposit is actually made, the purchasing company C can receive the money at an earlier stage. The circles (◯) in S22 and S32 in FIG. 2 indicate that the acceptance receipt information was transmitted via the settlement platform.

The purchasing company C that has received the acceptance receipt information sends an invoice to the ordering company B via the settlement platform (see S23 in FIG. 2). For the invoice in this invoice, a part or all of the first deposit deposited is used to make a settlement (see S24 in FIG. 2). If there is a deficiency in the deposited amount in the request from the purchasing company C to the ordering company B, the ordering company B pays the deficiency to the purchasing company C. When the settlement is made, the contents may be notified to the ordering company B from the settlement platform. If the entire amount deposited as a deposit is not used, the balance will remain on the payment platform. The contracting company B may be able to freely withdraw this balance after the settlement has been made. The deposited amount may be used for a plurality of transactions, for example, may be used for payment for the first purchase and payment for the second purchase. When it is used for a plurality of transactions, it may be allocated according to the payment amount, or for example, the contracting company B may prioritize and determine the order of the transactions to be paid.

After manufacturing the ordered product or the like, the ordering company B sends a delivery note together with the product or the like to the ordering company A via the settlement platform (see S31 in FIG. 2). At this time, the ordering company B records the sales to the ordering company A, and the ordering company A records the purchase from the ordering company B.

The ordering company A transmits the acceptance receipt information to the ordering company B via the settlement platform (see S32 in FIG. 2).

The ordering company B that has received the acceptance receipt information sends the invoice to the ordering company A via the settlement platform (see S33 in FIG. 2). In response to the invoice in this invoice, the ordering company A pays the ordering company B and the settlement is performed (see S34 in FIG. 2). A part (in some cases, all) of the deposit (second deposit) paid by the ordering company A to the ordering company B is paid to a third party such as a financial institution that made a loan to the ordering company B (in some cases, all). See S41 in FIG. 2). Of the second deposit, the balance paid to a third party such as a financial institution is transferred to the account of the ordering company B (see S42 in FIG. 2). When the settlement is made, the contents may be notified to the ordering company B from the settlement platform.

Deposits may be made via the remittance system 90 at a financial institution. In the embodiment shown in FIG. 2, the deposit by the first deposit (see S5 in FIG. 2) and the payment to the financial institution and the contracting company B by the second deposit (see S41 and S42 in FIG. 2) are made via the remittance system 90. ing.

"effect"
Next, the effects of the present embodiment having the above-described configuration, which have not been described yet, will be mainly described. In addition, any configuration described in "effect" can be used as the configuration of the present embodiment.

In the present embodiment, specific transaction information including order information from the orderer, order information from the contractor or contract information is acquired, the first deposit information and the specific transaction information are associated with each other, and the money based on the first deposit is obtained. If a mode that enables payment related to specific transaction information is adopted, a third party such as a financial institution can lend money based on the specific transaction information. For this reason, it becomes easier for users to receive a loan for the costs required for delivery based on an order, and it is possible to prevent loss of business opportunities due to lack of cash at the time of ordering or failure to receive a loan. .. On the other hand, as a financial institution, it becomes easier to obtain a highly credible and useful loan opportunity based on specific transaction information. In addition, since a third party such as a financial institution actually lends money in anticipation of payment (second payment) from the ordering company, it is sufficient to look at the payment capacity of the ordering company, which is the ordering company. For example, if it is a large company, it is possible to lend to the contracting company, which is the contractor, with high credit.

When the payment reception unit 20 receives the second payment information regarding the second payment for the specific transaction information from the orderer, and the control unit 50 adopts a mode in which the money from the second payment is used for payment for the first payment, the loan is financed. A third party such as an institution can more reliably collect the loaned money (first deposit). Therefore, it becomes easier for a third party such as a financial institution to make a loan.

When the control unit 50 allocates the money from the second deposit to the payment for the first deposit and deposits the balance into the account of the contractor of the specific transaction information, the money from the second deposit is automatically transferred. It can be used for payment for the first deposit, and a third party such as a financial institution can more reliably collect the loaned money (first deposit), which makes it easier to make a loan.

If the control unit 50 adopts a mode in which money based on the first deposit can be used only for payments related to specific transaction information, it is different from the purpose of financing by a third party such as a financial institution. It is possible to prevent money from being used for the purpose, to make the possibility of making a second deposit more reliable, and to make it more reliable to collect funds by a third party such as a financial institution.

When the acquisition unit 10 acquires the contract information, the control unit 50 associates the first deposit information with the contract information, and adopts a mode in which money based on the first deposit can be used for payment related to the contract information. It is useful for a third party such as a financial institution to decide on a loan based on the contract information with high certainty that the contract is concluded and the money is paid.

When the control unit 50 adopts a mode in which the use of money in the first deposit is permitted only for the payment related to the raw material of the product or the purchased product in the specific transaction information, the use of the first deposit is the product. Can be limited to payments related to raw materials or purchased goods. Payments related to the raw materials of goods or purchased goods may incur significant costs. Especially for large orders, the costs associated with payments related to raw materials or purchased goods can be high. Even if you receive an order that requires raw materials or purchased products, by adopting this aspect, you will lose business opportunities due to not having cash at the time of ordering or not being able to receive a loan. Can be prevented. On the other hand, it is advantageous for financial institutions in that their use can be limited to payments related to raw materials or purchased goods.

When the control unit 50 adopts a method of determining the amount, fee or interest rate of the first deposit using the amount in the specific transaction information, the amount of the first deposit according to the expected deposit (second deposit). , Fees or interest rates can be determined. The amount, fee or interest rate of the first deposit may be automatically calculated from the amount in the specific transaction information and presented to a third party. If the amount, fee or interest rate is acceptable, the person in charge of the financial institution, which is a third party, may approve the loan at the amount, fee or interest rate. On the other hand, if it is necessary to change the calculated amount, fee or interest rate, the amount, fee or interest rate may be changed if desired.

When the control unit 50 adopts a mode in which the amount, fee or interest rate of the first deposit is determined using the credit information of the orderer and the contractor, the first deposit is made based on the credit information of the orderer and the contractor. Amounts, fees or interest rates can be determined. The amount, fee or interest rate of the first deposit may be automatically calculated from the credit information of the orderer and the contractor and presented to a third party. A third party may approve the loan at the amount, fee or interest rate if the amount, fee or interest rate is acceptable, and may change the amount, fee or interest rate if desired.

The control unit 50 has an artificial intelligence function (AI function), and the control unit 50 determines the amount of the first deposit, the fee, or the interest rate from the amount in the specific transaction information and the credit information of the orderer and / or the contractor. May be good. When such a mode is adopted, the person in charge of a third party such as a financial institution can grasp the appropriate loan amount, fee or interest rate based on the past performance, and the appropriate loan amount, fee or interest rate can be obtained. It can be easily determined.

When the storage unit 60 stores the transaction record information of the user and the control unit 50 uses the transaction record information to determine the amount, fee, or interest rate of the first deposit, the past transaction record information. Credit can be given in consideration of the above, and creditworthiness can be evaluated with higher accuracy. As described above, when the Gobu 50 has an artificial intelligence function (AI function), estimation information, ordering information, order information, and delivery are used using the hiring variables and hiring coefficients generated based on past performance. An appropriate loan amount, fee or interest rate may be calculated from transaction performance information including request information, delivery information, acceptance inspection information, billing information, payment information and the like. When using the transaction record information in this way, the control unit 50 calculates an appropriate loan amount, commission, or interest rate by taking into account the orderer information, the contractor information, the amount information of the first deposit, and the like. You may do it. However, the control unit is not limited to such an aspect, and the control unit does not use the orderer information, the contractor information, the amount information of the first deposit, etc. The interest rate may be calculated.

In the information processing apparatus of the present embodiment, the invitation information from the user is transmitted, the approval information based on the invitation information from the non-user is received, and the control unit 50 receives the approval information to receive the approval information of the non-user. The mode in which the use is permitted may be adopted. When such an embodiment is adopted, it is possible to encourage non-users to use the information processing apparatus in response to recommendations from existing users. As a premise for adopting this aspect, it is conceivable that the use of the information processing device is restricted, and it may be necessary to contract with the manager of the information processing device in advance in order to use the information processing device. In this case, the non-user cannot use the information processing device according to the present embodiment in principle unless a contract is made with the administrator. However, for the non-user to whom the user has sent the invitation information, the use of the information processing apparatus of the present embodiment may be permitted in a manner in which the function is restricted. By adopting such an aspect, it is possible to increase the number of potential users and increase the chances of acquiring customers as the manager of the information processing device.

In addition, it is also advantageous in that the invitation system from existing users can encourage the use by non-users who have a certain degree of credibility.

The control unit 50 manages the accounts receivable and / or the accounts payable in each user, and when the payment for the accounts receivable is received, the accounts receivable is applied, and when the payment for the accounts payable is made, the accounts payable is used. It may be erased automatically (see FIG. 3). More specifically, the invoice information regarding the invoice and the third deposit information regarding the third deposit which is the payment for the invoice may be acquired. Then, when the control unit 50 determines that the amount in the invoice information and the amount in the third deposit information match, it may determine that the payment for the invoice has been completed. When such an aspect is adopted, accounts receivable, accounts payable, etc. can be applied based on actual payments, and the work that was previously applied by people colliding with each other is automatically performed. It is beneficial in that it can be done at.

When this aspect is adopted, it is possible to promote the securing or use of an account used for a deposit account, a payment account, or the like in a financial institution. For this reason, it is also beneficial for financial institutions to be able to expect commission income.

Each component including the acquisition unit 10, the payment reception unit 20, the control unit 50, etc. of each of the above embodiments is realized by a logic circuit (hardware) or a dedicated circuit formed in an integrated circuit such as an IC chip or an LSI. It may be realized by software using a CPU, a memory, or the like. Further, each component may be realized by one or a plurality of integrated circuits, and a plurality of components may be realized by one integrated circuit.

The description of each embodiment and the disclosure of the drawings described above are merely examples for explaining the invention described in the claims, and the description of the above-described embodiments or the disclosure of the drawings is included in the claims. The described invention is not limited.

10 Acquisition unit 20 Payment reception unit 30 Transmission unit 35 Reception unit 50 Control unit 60 Storage unit

Claims (7)

The first specific transaction information including ordering information from the orderer regarding a certain product or product, order information or contract information from the contractor, and the second specific transaction information regarding the raw material or purchased product of the certain product or product. The acquisition department to acquire and
The product or product made by the first deposit, provided that the first deposit information regarding the first deposit from a third party is received and the acceptance information regarding the raw material or purchased product of the product or product is input. A control unit that allows payment for raw materials or purchased goods,
An information processing device characterized by being equipped with. Equipped with a deposit reception unit that receives second deposit information regarding the second deposit for a certain product or product from the orderer.
The information processing device according to claim 1, wherein the control unit allocates money from the second deposit to payment for the first deposit. The information processing according to claim 2, wherein the control unit allocates the money from the second deposit to the payment for the first deposit and deposits the remaining amount into the account of the contractor of the first specific transaction information. Device. Equipped with a transmitter that sends invitation information from users
The information processing apparatus according to any one of claims 1 to 3, wherein the control unit permits the use of the non-user when the approval information based on the invitation information is received from the non-user. The acquisition department acquires the third deposit information regarding the third deposit, which is the payment for the invoice, and
Claims 1 to 4, wherein the control unit determines that the payment for the invoice has been completed when it is determined that the amount in the invoice matches the amount in the third deposit information. The information processing apparatus according to any one of the following items. The process of acquiring the first specific transaction information including order information from the orderer, order information from the contractor, or contract information regarding a certain product or product by the acquisition department.
The process of acquiring the second specific transaction information regarding the product or the raw material of the product or the purchased product by the acquisition department, and
The process of receiving the first deposit information regarding the first deposit from a third party by the deposit reception department,
A step of permitting payment for the raw material or purchased product of the product or product by the first deposit, provided that the control unit inputs the acceptance inspection information regarding the raw material or purchased product of the product or product. ,
An information processing method characterized by being provided with. A program installed in an information processing device
The information processing device
The first specific transaction information including ordering information from the orderer regarding a certain product or product, order information or contract information from the contractor, and the second specific transaction information regarding the raw material or purchased product of the certain product or product. The acquisition function to acquire and
The product or product made by the first deposit, provided that the first deposit information regarding the first deposit from a third party is received and the acceptance information regarding the raw material or purchased product of the product or product is input. Control functions that allow payment for raw materials or purchased goods,
A program characterized by realizing.

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