JP6888136B2 - Financial information processing equipment, financial information processing methods, and programs - Google Patents

Description

The present invention relates to a financial information processing device or the like that performs settlement processing of financial products.

Conventionally, there has been a profit / loss fixed ordering system in which an order is placed when the profit / loss amount exceeds a certain amount (see, for example, Patent Document 1).

This system sets valuation profit / loss and return on investment as ordering conditions for orders in the condition table, and calculates product valuation profit / loss using the items set in the order list table and the latest exchange rate and stock price valuation unit price. The means calculated the exchange valuation gain / loss and stock valuation gain / loss, the interest rate / position calculation means calculated the swap valuation gain / loss and interest rate, the valuation gain / loss calculation means calculated the valuation gain / loss and the investment profit / loss ratio, and the condition matching means was calculated. It is a profit / loss fixed ordering system that determines whether or not the valuation profit / loss meets the conditions, and if the conditions are met, the ordering means has an order processing server for placing a settlement order.

However, in the system described in Patent Document 1, when the value of a financial instrument fluctuates significantly, the user may not be able to continue the transaction (for example, loss cut). Therefore, there is a technique called i-cycle order (registered trademark) that enables a user to continue trading for a longer period of time by dynamically setting a position according to a change in the value of a financial product (for example, a non-patent document). 1).

JP-A-2009-199263

"I-Cycle Laboratory", [online], [January 4, 2016], Internet [URL: https://www.gaitameonline.com/icycle/lab.html]

However, in the prior art, users have not been able to easily order financial products.

The financial information processing apparatus of the first invention is a matrix having two axes of an assumed fluctuation range of a financial product and an order interval of a financial product, and the assumed fluctuation range and the order interval corresponding to the box in the box of the matrix. An instruction for each of one or more boxes out of a matrix output unit that outputs a matrix having financial-related information that is paired with information and information about financial products and two or more boxes in the matrix output by the matrix output unit. A reception unit that accepts box instructions, and a screen that corresponds to the assumed fluctuation range and order interval corresponding to the box for the box instruction, and outputs an order-related screen that is a screen for placing an order for a financial product. It is a financial information processing device including a screen output unit.

With such a configuration, the user can easily order a financial product by selecting one box that constitutes a matrix centered on the assumed fluctuation range and the order interval. More specifically, the user sees financial-related information (for example, settlement profit / loss information), which is a matrix centered on the assumed fluctuation range and the order interval, and is information about financial products in the box. , You can easily order financial products.

Further, the financial information processing apparatus of the second invention has one or more fluctuation range information indicating the assumed fluctuation range of the financial product and order interval information indicating the order interval of the financial product with respect to the first invention. An element information storage unit that stores two or more element information having financial product information, an order-related screen information storage unit that stores one or more order-related screen information that is information constituting an order-related screen, and two Using the above element information, the matrix component that constitutes the matrix, and the order-related screen configuration that configures the order-related screen using the assumed fluctuation range corresponding to the box for the box instruction, the order interval, and the order-related screen information. The matrix output unit is a financial information processing device that outputs a matrix configured by the matrix component unit, and the order-related screen output unit outputs an order-related screen configured by the order-related screen component unit. ..

With such a configuration, the user can easily order a financial product by selecting one box that constitutes a matrix centered on the assumed fluctuation range and the order interval.

Further, in the financial information processing apparatus of the third invention, the reception unit gives an instruction to order a financial product on the order-related screen output by the order-related screen output unit for the first or second invention. It is a financial information processing apparatus further provided with an order processing unit that receives an order instruction and performs order processing, which is a process for ordering a financial product in response to the acceptance of the order instruction.

With such a configuration, the user can easily order a financial product by selecting one box that constitutes a matrix centered on the assumed fluctuation range and the order interval.

Further, in the financial information processing apparatus of the fourth invention, for any one of the first to third inventions, the reception unit determines in advance from two or more boxes in the matrix output by the matrix output unit. It is a financial information processing device that accepts only box instructions for one or more boxes that satisfy the specified conditions.

With such a configuration, only the boxes that can be selected by the user can be selected, and financial products can be ordered extremely easily.

Further, the financial information processing device of the fifth invention is a financial information processing device in which the predetermined condition for the fourth invention is a condition using the target asset of the user who inputs the box instruction. ..

With such a configuration, only the box according to the target asset of the user can be selected, and the financial product can be ordered extremely easily.

Further, in the financial information processing apparatus of the sixth invention, with respect to the fifth invention, the condition using the target asset is the maximum within the range calculated by using the assumed fluctuation range corresponding to the box and the order interval. It is a financial information processing device whose target assets do not fall below the required margin.

With such a configuration, only the box according to the target asset of the user can be selected, and the financial product can be ordered extremely easily.

Further, the financial information processing apparatus of the seventh invention is a financial information processing apparatus including two or more position information relating to a position on the order-related screen with respect to the first invention.

With such a configuration, only the box according to the target asset of the user can be selected, and the financial product can be ordered extremely easily.

Further, in the financial information processing apparatus of the eighth invention, after the reception unit receives the box instruction for the seventh invention, the assumed fluctuation range corresponding to the box instruction and the order interval are used to be 2 or more. It is a financial information processing apparatus further including a position acquisition unit that acquires the position information of the above, and an order-related screen configuration unit that constitutes an order-related screen by using two or more position information acquired by the position acquisition unit.

With such a configuration, position information can be dynamically generated.

Further, in the financial information processing apparatus of the ninth invention, for any one of the first to eighth inventions, the financial-related information in the matrix is among two or more types of predetermined financial-related information. Any financial-related information, the reception unit accepts the selection of one of two or more types of financial-related information, and the matrix output unit has the selected financial-related information in the box. It is a financial information processing device that outputs a matrix.

With such a configuration, the user can easily order a financial product by looking at a plurality of financial-related information.

Further, in the financial information processing apparatus of the tenth invention, for any one of the first to ninth inventions, the financial information of one or two or more kinds of financial related information is the settlement profit / loss. It is a financial information processing device that is settlement profit / loss information that is information.

With such a configuration, the user can easily order a financial product by looking at the operation results so far.

Further, in the financial information processing apparatus of the eleventh invention, for any one of the first to tenth inventions, the matrix output unit is a bar indicating the degree of risk of the user in a manner corresponding to the matrix. It is a financial information processing device that also outputs a certain risk bar.

With such a configuration, the user can easily order a financial product after intuitively grasping the risk of the financial product.

Further, in the financial information processing apparatus of the twelfth invention, the financial information in the matrix is the finance of one of two or more kinds of predetermined financial information with respect to the eleventh invention. Relevant information, the reception department accepts the selection of one of two or more types of financial-related information, and the matrix output unit is the financial-related information in which the selected financial-related information is predetermined. Only in certain cases, it is a financial information processing device that outputs a risk bar together with a matrix.

With such a configuration, the user can easily order a financial product after intuitively grasping the risk of the financial product.

According to the financial information processing apparatus according to the present invention, a user can easily order a financial product.

Conceptual diagram of the financial information processing system according to the first embodiment Block diagram of the financial information processing system A flowchart explaining the operation of the financial information processing apparatus 1. A flowchart explaining the operation of the financial information processing apparatus 1. Flow chart explaining the matrix acquisition process Flowchart explaining the order-related screen configuration process Diagram showing the same element information management table The figure which shows the example of the screen information which constitutes the screen including the same matrix. Diagram showing an example of the same order-related screen information The figure which shows the example of the same matrix The figure which shows the example of the same matrix The figure which shows the output example of the screen including the same matrix Diagram showing an output example of the order-related screen Diagram showing the payment information management table Diagram showing the same element information management table The figure which shows the example of the same matrix The figure which shows the output example of the screen including the same matrix The figure which shows the output example of the screen including the same position information The figure which shows the output example of the screen including the same position information Block diagram of the financial information processing apparatus 3 according to the second embodiment Flow chart explaining the operation of the financial information processing apparatus 3 Overview of the computer system in the above embodiment Block diagram of the computer system

Hereinafter, embodiments of the financial information processing apparatus and the like will be described with reference to the drawings. In addition, since the components with the same reference numerals perform the same operation in the embodiment, the description may be omitted again.

(Embodiment 1)

In the present embodiment, a financial information processing device that receives an instruction to a box of a matrix and outputs an order-related screen which is a screen corresponding to an assumed fluctuation range and an order interval corresponding to the box in response to the reception of the instruction. The financial information processing system having the above will be described. The matrix here has two axes, the assumed fluctuation range and the order interval. In addition, in the box of the matrix, financial information that is paired with the assumed fluctuation range and the order interval corresponding to the box is displayed.

Further, in the present embodiment, a financial information processing system including a financial information processing device that receives an order instruction for an order-related screen and performs order processing will be described.

Further, in the present embodiment, the financial information processing system including the financial information processing apparatus in which the instructable boxes are only the boxes satisfying the predetermined conditions will be described.

Further, in the present embodiment, a financial information processing system including a financial information processing device that outputs two or more position information will be described on the order-related screen.

Further, in the present embodiment, a financial information processing system having a financial information processing device capable of switching one financial-related information among two or more financial-related information and outputting it in a matrix will be described.

Further, in the present embodiment, a financial information processing system including a financial information processing device that outputs a risk bar that clearly indicates a risk will be described in a manner corresponding to a matrix.

The financial information processing system according to the present embodiment is, for example, a system that can be used to suitably perform namping in FX. Namping is one of the methods for buying and selling financial products. For example, when the price drops after buying a financial product, it is a method of lowering the buying price (average acquisition price) per unit amount (for example, one share) by buying more at the lower price. The financial products here are, for example, FX, stocks, futures trading, and the like.

FIG. 1 is a conceptual diagram of a financial information processing system according to the present embodiment. The financial information processing system includes a financial information processing device 1 and one or more terminal devices 2. The financial information processing device 1 is, for example, a server device of a company that sells financial products. The financial information processing device 1 may be a cloud server or the like, and the type thereof does not matter. Further, the terminal device 2 is, for example, a terminal of a user who buys and sells financial products. The terminal device 2 is, for example, a so-called personal computer, a smartphone, a mobile terminal, a tablet terminal, or the like. Needless to say, the type of terminal device 2 does not matter.

FIG. 2 is a block diagram of the financial information processing system according to the present embodiment. The financial information processing device 1 includes a storage unit 11, a reception unit 12, a processing unit 13, and an output unit 14.

The storage unit 11 includes an element information storage unit 111, an order-related screen information storage unit 112, and a payment information storage unit 113.

The processing unit 13 includes a matrix configuration unit 131, a position acquisition unit 132, an order-related screen configuration unit 133, an order processing unit 134, a storage unit 135, a present value information acquisition unit 136, a settlement judgment unit 137, a settlement unit 138, and a position information. A generation unit 139 is provided.

The output unit 14 includes a matrix output unit 141 and an order-related screen output unit 142.

The terminal device 2 includes a terminal storage unit 21, a terminal reception unit 22, a terminal transmission unit 23, a terminal reception unit 24, and a terminal output unit 25.

Various information is stored in the storage unit 11 that constitutes the financial information processing device 1. The various information includes, for example, element information described later, order-related screen information described later, payment information described later, present value information, and the like. Present value information is information about the present value of a financial instrument. The present value information is, for example, the current exchange rate, the current stock price, the current futures price, and the like. The present value information is, for example, information received from an external server device (not shown). The present value information may be information manually input. Further, the various information is, for example, information indicating a transition history of the value of a financial product. The information indicating the transition history of the value of a financial instrument has, for example, two or more past value information which is a set of information indicating a time and information indicating the value of the financial instrument. The information indicating the transition history of the value of the financial instrument is, for example, the past fluctuation history of the exchange rate and the past transition history of the stock price. Further, the storage unit 11 may store the user's assets for each user, for example. The user's asset is the target asset to be traded. The user's assets may be account assets. A user's assets usually include information indicating the amount of money.

The storage unit 11 stores, for example, one or more financial transaction information input by the user for each user. Further, the storage unit 11 may store, for example, notification destination information indicating a user's notification destination for each user. The notification destination information is, for example, an e-mail address, a telephone number, an IP address, or the like. In addition, financial transaction information is information related to transactions of financial products. The financial transaction information includes, for example, one or more information of a currency pair, a position direction, a target asset information which is information indicating a target asset, and information of a currency unit. Further, the storage unit 11 stores, for example, an identifier that identifies the current financial product information for each user.

The element information storage unit 111 stores two or more element information. The element information includes fluctuation range information, order interval information, and one or more financial product information. The fluctuation range information is information indicating the assumed fluctuation range of a financial product. The assumed fluctuation range may be called a range width or a range. Further, the order interval information is information indicating an order interval of a financial product. It may be said that the order interval information is information indicating the position interval. Financial product information is information about financial products. Financial instrument information includes, for example, information indicating settlement profit / loss, information indicating the number of profits and losses, information indicating the number of loss cuts, information indicating the maximum required margin within the range, information indicating the maximum valuation loss pips within the range, and maximum within the range. Information indicating the required funds, information indicating the maximum number of positions in the range, etc. The information indicating the settlement profit / loss may be information indicating the settlement profit / loss pips. In addition, the information indicating the settlement profit / loss and the information indicating the number of interests may be simply referred to as the settlement profit / loss and the number of interests. Further, two or more element information may be stored in association with the information that identifies the financial product information. That is, two or more element information may be stored for each type of financial product information. Further, even if the types of financial product information are different, it is preferable that, for example, the possible fluctuation range information and the possible order interval information are the same. Further, the fluctuation width information included in the element information is information of one of the fluctuation widths such as "500, 600, 800, ...". Further, the order interval information included in the element information is, for example, one of the order intervals such as "10, 15, 20, ...". Further, financial product information (for example, information indicating settlement profit / loss pips, information indicating the maximum required margin within the range, etc.) is usually stored in advance, but may be calculated according to an instruction regarding the output of a matrix or the like. , May be acquired. Further, the financial product information stored in advance according to the financial product information and the financial product information dynamically acquired according to the instruction regarding the output of the matrix may exist.
The order-related screen information storage unit 112 stores one or more order-related screen information. The order-related screen information is information that constitutes the order-related screen. The order-related screen is a screen for placing an order for a financial product. The order-related screen is, for example, an order screen for ordering a financial product, but may be a screen before the transition to the order screen. The screen before the transition to the order screen is, for example, a confirmation screen for confirming the transition to the order screen. The order-related screen is a screen that is directly or indirectly connected to the order screen, the order screen itself, and the like. It is preferable that the order-related screen includes two or more position information regarding the position. It is preferable that the order-related screen includes an order button for ordering a financial product.

The payment information storage unit 113 may store one or more payment information. The settlement information is information for performing settlement, and has one or more position information. It is preferable that the payment information has a user identifier and one or more position information. Position information is information about a position. A position is information on a point indicating a position. A position indicates the state of holdings of a financial instrument whose value can fluctuate. For example, in the case of FX, the position is expressed by the holding amount, the exchange rate, the trading, and the like. The position information includes, for example, information indicating the value when buying a financial product and information indicating the value when selling a financial product. The position information is, for example, exchange rate information, stock price information to be purchased or sold, and the like. The user identifier is information that identifies the user, and is, for example, a user ID, an email address, an ID (MAC address) of the terminal device 2, an IP address, a name, and the like.

The reception unit 12 receives various instructions, information, and the like. The various instructions and information are, for example, a login instruction, a box instruction described later, an order instruction described later, and the like. Here, the login instruction is a screen call for ordering a financial product, and is, for example, an instruction for calling a screen for inputting in a matrix method. Also, the login instructions here usually have a user identifier. It should be noted that the calling of the screen for inputting the matrix method is not limited to the login instruction, and the screen is changed to the terminal device 2 by the calling instruction of the screen for inputting the matrix method after the user logs in to the financial information processing device 1. May be called to. It should be noted that such a call instruction also usually has a user identifier.

The reception unit 12 receives the box instruction. The box instruction is an instruction for each one or more of the two or more boxes in the matrix output by the matrix output unit 141. The box instruction is, for example, a press on a box in the matrix. The box can be pressed by any means such as a mouse, a finger, and a pen. The box instruction is, for example, an instruction generated by inputting a box identifier that identifies the box.

It is preferable that the reception unit 12 receives only box instructions for one or more boxes satisfying a predetermined condition among the two or more boxes in the matrix output by the matrix output unit 141. Here, it is preferable that the box instruction is not accepted for the box that does not satisfy the predetermined conditions. Further, it is preferable that the box satisfying the predetermined condition and the box not satisfying the predetermined condition are output in a visually distinguishable manner. Here, the predetermined condition is a condition using the target asset of the user who inputs the box instruction. Further, the predetermined condition is that the target asset of the user is so large that the predetermined condition is satisfied in relation to the required margin or the maximum loss amount. In addition, the condition using the target asset is, for example, the maximum required within the range corresponding to the assumed fluctuation range (which may be called fluctuation range information) and the order interval (which may be called order interval information) corresponding to the box. The target asset does not fall below the margin. Predetermined conditions are, for example, "Target asset> = Maximum required margin within range", "Target asset> Maximum required margin within range", "Target asset-Maximum required margin within range> = Threshold", "Target asset-Maximum required margin within range", " Target Asset-Maximum Margin Required within Range> Threshold ”. The maximum required margin within the range is the maximum loss amount, and is calculated by, for example, "required margin x (assumed fluctuation range / order interval)". Further, for example, the maximum required margin in the range is stored in the element information storage unit 111 in association with the assumed fluctuation range and the order interval.

In addition, the reception unit 12 receives an order instruction. The order instruction is, for example, an instruction to order a financial product with respect to the order-related screen output by the order-related screen output unit 142. The order instruction is, for example, an instruction to order a financial product on the order screen output by the output unit 14. An order for a financial instrument is usually a reservation for buying or selling a financial instrument. An order for a financial instrument is, for example, the registration of one or more position information. The order instruction is, for example, pressing an order button. Further, the order instruction is, for example, pressing an order button and inputting financial transaction information.

In addition, the reception unit 12 accepts the selection of any financial-related information from the two or more types of financial-related information. Financial-related information is information about financial products. The financial information is usually information that the user refers to when purchasing a financial product. Financial information includes, for example, settlement profit / loss, number of profits, number of loss cuts, maximum margin requirement within range, maximum valuation loss pips within range, maximum required funds within range, maximum number of positions within range, and the like.

The reception unit 12 may receive financial transaction information, which is information related to transactions of financial products. Further, the reception unit 12 may accept, for example, a pair of financial transaction information and a user identifier. The financial transaction information includes, for example, a currency pair, target asset information which is information indicating a target asset, and information on a currency unit. The financial transaction information may include, for example, information in the position direction.

Here, the reception is usually reception from the terminal device 2. However, the acceptance may be acceptance of input from a user, acceptance of information input from an input device such as a keyboard, mouse, or touch panel, reading from a recording medium such as an optical disk, a magnetic disk, or a semiconductor memory.

The processing unit 13 performs various processes. The various processes include matrix configuration unit 131, position acquisition unit 132, order-related screen configuration unit 133, order processing unit 134, storage unit 135, present value information acquisition unit 136, settlement judgment unit 137, settlement unit 138, and position information. This is a process or the like performed by the generation unit 139.

The matrix constituent unit 131 constitutes a matrix by using two or more element information. The matrix constituent unit 131 is, for example, a matrix centered on an assumed fluctuation width indicated by two or more fluctuation width information possessed by two or more element information and an order interval indicated by two or more order interval information, and is contained in a box. It constitutes a matrix in which one type of financial product information is displayed. One type of financial product information is the current financial product information. The current financial product information may be the financial product information selected by the user, or may be the default financial product information. In the matrix, two or more types of financial product information may be displayed in the box. Information that identifies the current financial product information is stored in, for example, the storage unit 11.

The position acquisition unit 132 acquires two or more position information by using the assumed fluctuation range corresponding to the box instruction and the order interval. The position acquisition unit 132 divides the assumed fluctuation range using the order interval, determines two or more positions, and acquires information that identifies each position. For example, when the assumed fluctuation range is "500" and the order interval is "10", the position acquisition unit 132 divides the width of 500 into 50 positions (51 positions if 0 is included). ) Is determined, and the position information corresponding to each position is acquired. That is, in such a case, the position acquisition unit 132 is set to "position information corresponding to 500, position information corresponding to 490, position information corresponding to 480, ..., Position information corresponding to 10", and so on. Acquire the above position information. It is preferable that the position acquisition unit 132 acquires two or more position information after the reception unit 12 receives the box instruction. In addition, to use the assumed fluctuation width and the order interval is to use the fluctuation width information and the order interval information. The position acquisition unit 132 is two or more position information stored in advance in the storage unit 11, and stores two or more position information that is paired with the assumed fluctuation width corresponding to the box instruction and the order interval. You may get it from.

The position acquisition unit 132 may acquire one, two, or three or more position information by using the financial transaction information including the fluctuation range information and the order interval information corresponding to the box instruction. Further, it is preferable that the position acquisition unit 132 acquires one or two or more positions by trading financial instruments so that the loss does not exceed the target asset indicated by the target asset information. The target asset information is stored in the storage unit 11 in association with the user identifier, for example.

The position acquisition unit 132 may, for example, acquire a position that is a point for buying a financial product and also acquire a point for selling the financial product. The position acquisition unit 132 calculates, for example, a position that is a point for buying a financial product, and calculates the point for selling the financial product as "buying point + P (P is a positive value, for example, 2.00 yen)". The formula may be used to calculate the points for selling the financial product. That is, it is preferable that the position information has information indicating the value of buying a financial product and information indicating the value of selling a financial product. Also, for example, if the financial product is FX and the currency pairs are US dollars and Japanese yen, and the position acquisition unit 132 calculates the points to buy US dollars as "99.00 yen", the points to sell US dollars are "99". It is calculated as "0.00 yen + 2.00 yen". In addition, P in "buying point + P" may be a fixed value, or may be a value calculated by an arithmetic expression using the value of the point for selling a financial product or the target asset information as a parameter. In addition, the above-mentioned selling points are the settlement conditions described later. Further, the settlement condition may be considered that the value indicated by the present value information is equal to or more than the selling point. The processing of the position acquisition unit 132 is a known technique.

The order-related screen configuration unit 133 configures the order-related screen by using the assumed fluctuation range corresponding to the box for the box instruction, the order interval, and the order-related screen information.

The order-related screen configuration unit 133 configures the order-related screen by using, for example, two or more position information acquired by the position acquisition unit 132. The order-related screen configuration unit 133 uses, for example, the assumed fluctuation range corresponding to the box for the box instruction, the order interval, the order-related screen information, and two or more position information acquired by the position acquisition unit 132 to display the order-related screen. Configure. The configuration of the order-related screen may be the acquisition of order-related screen information.

The order-related screen configuration unit 133 may acquire, for example, the order-related screen information stored in the storage unit 11. The order-related screen information is information that constitutes an order-related screen.

The order processing unit 134 performs order processing in response to the acceptance of the order instruction. Order processing is a process for ordering a financial product. The order processing may be any processing that contributes to the ordering of financial products. The order processing includes, for example, position information setting processing, processing for placing an order for a financial product, and settlement processing.

The storage unit 135 stores payment information having one or more position information, which is information about the position, in the payment information storage unit 113. The storage unit 135 stores the settlement information having two or more position information acquired by the position acquisition unit 132 in the settlement information storage unit 113. The storage unit 135 configures payment information using two or more position information acquired by the position acquisition unit 132 and the user identifier received by the reception unit 12, and stores the payment information in the payment information storage unit 113. .. That is, usually, one or more position information is accumulated in association with the user identifier.

The present value information acquisition unit 136 acquires present value information, which is information on the present value of financial instruments. The present value information acquisition unit 136 receives the present value information from, for example, an external device (not shown). The present value information acquisition unit 136 may acquire the present value information from the storage unit 11.

The settlement determination unit 137 determines whether or not to make a settlement by using the present value information. The settlement determination unit 137 determines whether or not the value indicated by the present value information satisfies a predetermined settlement condition. Settlement terms are usually associated with position information. The settlement condition is, for example, that the value indicated by the present value information is the value associated with the position information and becomes the value for settlement. Further, the settlement condition is, for example, that the value indicated by the present value information is the value associated with the position information and is equal to or less than the value at which the settlement is performed. Further, the settlement condition is, for example, that the value indicated by the present value information is the value associated with the position information and is higher than the value at which the settlement is performed. For example, when the position indicated by the position information is "99.00 yen", the value associated with the position information is, for example, "97.00 yen".

When the settlement determination unit 137 determines that the settlement is to be made, the settlement unit 138 performs a settlement process, which is a process for the settlement of the financial product. That is, when the settlement determination unit 137 determines that the settlement condition is satisfied, the settlement unit 138 performs the settlement process, which is the process for the settlement of the financial product. Further, here, the payment processing may be performed by making a payment, sending a payment instruction to an external device, printing information on the payment, or the like. The settlement process may be any process related to settlement. The settlement unit 138 usually performs settlement processing using one or more financial transaction information. One or more financial transaction information is, for example, a currency pair or a position direction. The financial transaction information of one or more is, for example, the information received by the reception unit 12 and the information stored in the storage unit 11.

The position information generation unit 139 generates one or more position information when the value of the financial instrument indicated by the present value information satisfies a predetermined generation condition. More specifically, when the value of the financial instrument indicated by the present value information is low enough to satisfy a predetermined generation condition, the position information generation unit 139 has the lowest value position in the position information of the settlement information. Generate one or more position information with a lower value than the information. Here, the generation condition is, for example, that the value of the financial instrument indicated by the present value information is the same as or lower than the value indicated by the position information having the lowest value among the position information possessed by the settlement information. Further, the generation condition is, for example, that the value of the financial instrument indicated by the present value information is lower than the value indicated by more than half of the position information of the two or more position information possessed by the settlement information. Further, the position (value) and the number indicated by the position information generated by the position information generation unit 139 do not matter. The position information generation unit 139 generates, for example, position information of a position that is lower than the position information of the lowest value among the position information possessed by the settlement information by a predetermined width (for example, 2 yen). The position of the position information generated by the position information generation unit 139 does not matter. It suffices to generate the position information of the position lower than the position information of the lowest value in the current position information. Further, when the position information generation unit 139 generates C position information (C is usually 1, but 2 or more natural numbers may be used), the position information generation unit 139 generates C existing position information. It is preferable to delete it. The C existing position information to be deleted is the C position information of the higher value including the position information of the highest value. In other words, it is preferable that the number of positions is constant regardless of fluctuations in the value of financial instruments.

Further, when the value of the financial instrument indicated by the present value information is high enough to satisfy a predetermined generation condition, the position information generation unit 139 has a higher value than the highest value position information among the position information possessed by the settlement information. Generates one or more position information of. Here, the predetermined generation condition means that, for example, the value of the financial instrument indicated by the present value information is the same as or higher than the value indicated by the highest value position information among the position information possessed by the settlement information. Is. Further, the predetermined generation condition is that, for example, the value of the financial product indicated by the present value information is higher than the value indicated by more than half of the position information of the two or more position information possessed by the settlement information. .. The position information generation unit 139 generates, for example, position information of a position that is higher than the position information of the highest value among the position information possessed by the settlement information by a predetermined width (for example, 2 yen). The position of the position information generated by the position information generation unit 139 does not matter. It suffices to generate the position information of the position higher than the position information of the highest value in the current position information.

Further, when the position information generation unit 139 generates C position information (C is usually 1, but 2 or more natural numbers may be used), the position information generation unit 139 generates C existing position information. It is preferable to delete it. The C existing position information to be deleted is the C position information of the lower value including the position information of the lowest value. In other words, it is preferable that the number of positions is constant regardless of fluctuations in the value of financial instruments.

Further, it is preferable that the position information generation unit 139 generates settlement conditions for settlement for each generated position information, associates them with each position information, and accumulates the settlement conditions. For example, the settlement condition is that the value indicated by the present value information is the same as the numerical value (value) accumulated in association with the position information. Further, for example, the settlement condition is that the value indicated by the present value information is equal to or less than the numerical value (value) accumulated in association with the position information. Further, for example, the settlement condition is that the value indicated by the present value information is equal to or greater than the numerical value (value) accumulated in association with the position information. Further, the position (value) and the number indicated by the position information generated by the position information generation unit 139 do not matter. Further, the position information generated by the position information generation unit 139 is usually stored in the payment information storage unit 113 and included in the corresponding payment information in the payment information storage unit 113.

The output unit 14 outputs various information. The various types of information include, for example, a matrix, an order-related screen, and the like. Here, the output is usually transmission to the terminal device 2, but display on a display, projection using a projector, printing by a printer, sound output, storage on a recording medium, other processing devices and others. It is a concept that includes the delivery of the processing result to the program of.

The matrix output unit 141 outputs a matrix. The matrix is a matrix having two axes, the assumed fluctuation range of the financial product and the order interval of the financial product. The matrix is usually two-dimensional information. The matrix is usually tabular information. Further, in the box of the matrix, there is financial information that is paired with the assumed fluctuation range and the order interval corresponding to the box and is information about financial products. The shape of the box is usually rectangular, but the shape may be oval, circular, or the like. One type or two or more types of financial information are displayed in the displayed matrix box.

The matrix output unit 141 may output the matrix configured by the matrix configuration unit 131. Further, the matrix output unit 141 may output a matrix stored in advance in the storage unit 11.

The matrix output unit 141 outputs a matrix having the selected financial information in the box. The selection of financial information is usually performed by the user of the terminal device 2.

The matrix output unit 141 also outputs a risk bar, which is a bar indicating the degree of risk of the user, in a manner corresponding to the matrix. The risk bar is information indicating the risk of buying and selling financial products, and is usually in the shape of an arrow, but the shape does not matter. In addition, the risk bar is preferably information that outlines the risks of buying and selling financial products. In addition, the risk bar usually has some kind of symbol, but only characters such as "high risk", "small risk", "large", and "small" may be used. Furthermore, it is preferable that the risk bar intuitively outlines the risks of buying and selling financial instruments by means of a symbol. However, the risk bar is information indicating the degree of risk of the user, and may be any information as long as it corresponds to the matrix.

It is preferable that the matrix output unit 141 outputs a risk bar together with the matrix only when the selected financial-related information is predetermined financial-related information. The predetermined financial information is, for example, settlement profit / loss (settlement profit / loss pips may be used). That is, it is preferable that the risk bar is displayed or not displayed depending on the selected financial information.

The order-related screen output unit 142 outputs the order-related screen. The order-related screen is a screen corresponding to an assumed fluctuation range corresponding to a box for a box instruction and an order interval, and is a screen for placing an order for a financial product. The screen corresponding to the assumed fluctuation width and the order interval is a screen corresponding to the fluctuation width information and the order interval information.

The order-related screen output unit 142 outputs, for example, the order-related screen configured by the order-related screen configuration unit 133. The order-related screen output unit 142 may output the order-related screen of the storage unit 11, for example.

The terminal storage unit 21 constituting the terminal device 2 can store information. The information is, for example, a user identifier that identifies a user. The user identifier is, for example, a user ID, an e-mail address, an ID (MAC address) of the terminal device 2, an IP address, a name, and the like.

The terminal reception unit 22 receives information, instructions, and the like from the user. The information, instructions, etc. include, for example, box instructions, order instructions, financial transaction information (for example, currency pair, position direction, transaction quantity, maximum number of positions, etc.), user identifier, volatility reference period, and the like.

The input means for information and instructions may be any means such as a touch panel, a keyboard, a mouse, and a menu screen. The terminal reception unit 22 can be realized by a device driver for input means such as a touch panel or a keyboard, control software for a menu screen, or the like.

The terminal transmission unit 23 transmits the instructions, information, and the like received by the terminal reception unit 22 to the financial information processing device 1. The terminal transmission unit 23 may transmit two or more position information regarding two or more positions to the financial information processing device 1. Further, the instructions and information here include, for example, one or more financial transaction information, one or more financial transaction information and user identifier, two or more position information, two or more position information and user identifier, order instruction, and order instruction. And user identifiers. The two or more position information displayed on the terminal device 2 may be changed by a user's instruction.

The terminal receiving unit 24 receives information from the financial information processing device 1. The information is, for example, a matrix, an order-related screen, or the like. The terminal receiving unit 24 receives, for example, an order-related screen having two or more position information from the financial information processing device 1 in response to transmission of one or more financial transaction information or the like. Further, the terminal receiving unit 24 receives the order result (which may be called the registration result) of the two or more position information in response to the transmission of the two or more position information or the order instruction. Further, the terminal receiving unit 24 receives the settlement result from the financial information processing device 1. The reception of the order-related screen may be the reception of the order-related screen information constituting the order-related screen.

The terminal output unit 25 outputs the information received by the terminal receiving unit 24. Here, the information to be output is, for example, a matrix, an order-related screen, or the like. Further, it is preferable that the terminal output unit 25 outputs an order-related screen having two or more position information.

The storage unit 11, the element information storage unit 111, the order-related screen information storage unit 112, the payment information storage unit 113, and the terminal storage unit 21 are preferably non-volatile recording media, but can also be realized by a volatile recording medium. Is. The process in which the information is stored in the storage unit 11 does not matter. For example, the information may be stored in the storage unit 11 via the recording medium, the information transmitted via the communication line or the like may be stored in the storage unit 11, or The information input via the input device may be stored in the storage unit 11.

The reception unit 12 and the terminal reception unit 24 are usually realized by wireless or wired communication means, but may be realized by means for receiving broadcasts.

Processing unit 13, matrix configuration unit 131, position acquisition unit 132, order-related screen configuration unit 133, order processing unit 134, storage unit 135, present value information acquisition unit 136, settlement judgment unit 137, settlement unit 138, position information generation unit. 139 can usually be realized from an MPU, memory, or the like. The processing procedure of the processing unit 13 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

The output unit 14, the matrix output unit 141, the order-related screen output unit 142, and the terminal transmission unit 23 are usually realized by wireless or wired communication means, but may be realized by broadcasting means.

The output unit 14, the matrix output unit 141, and the order-related screen output unit 142 may be realized by the driver software of the output device, the driver software of the output device, the output device, or the like. In such a case, the output unit 14 and the like may or may not include an output device such as a display or a speaker.

Next, the operation of the financial information processing system will be described. First, the operation of the financial information processing apparatus 1 will be described with reference to the flowcharts of FIGS. 3 and 4.

(Step S301) The reception unit 12 determines whether or not a login instruction has been received from the terminal device 2. If the login instruction is received, the process goes to step S302, and if the login instruction is not received, the process goes to step S305. In this step, after the user logs in to the financial information processing device 1, the reception unit 12 may receive a call instruction on the screen for inputting the matrix method.

(Step S302) The matrix constituent unit 131 acquires the matrix. This matrix acquisition process will be described with reference to the flowchart of FIG.

(Step S303) The processing unit 13 constitutes a screen including the matrix acquired in step S302. The processing unit 13 constitutes a screen by using, for example, the template information of the screen stored in the storage unit 11 and the matrix acquired in step S302. The screen configuration may be the acquisition of information (for example, HTML file, XML file, etc.) for configuring the screen output by the terminal device 2. The screen including the matrix is a screen for inputting the matrix method, and a specific example thereof will be described later.

(Step S304) The output unit 14 transmits a screen including the matrix configured in step S303 to the terminal device 2. Return to step S301. Note that screen transmission is a concept that includes transmission of information for forming a screen.

(Step S305) The reception unit 12 determines whether or not the box instruction has been received from the terminal device 2. If the box instruction is received, the process goes to step S306, and if the box instruction is not received, the process goes to step S308.

(Step S306) The order-related screen configuration unit 133 constitutes an order-related screen. The order-related screen configuration process will be described with reference to the flowchart of FIG. The configuration of the order-related screen may be the acquisition of order-related screen information (for example, HTML file, XML file, etc.) for configuring the order-related screen output by the terminal device 2. The order-related screen configuration unit 133 may acquire order-related screen information from the storage unit 11.

(Step S307) The output unit 14 transmits the order-related screen configured in step S306 to the terminal device 2. Return to step S301. The transmission of the order-related screen is a concept including the transmission of the order-related screen information.

(Step S308) The reception unit 12 determines whether or not an order instruction has been received from the terminal device 2. If the order instruction is received, the process goes to step S309, and if the order instruction is not received, the process goes to step S310.

(Step S309) The storage unit 135 stores two or more position information corresponding to the order instruction in the settlement information storage unit 113. Return to step S301. The storage unit 135 normally stores two or more position information in association with the user identifier of the user who sent the order instruction.

(Step S310) The reception unit 12 determines whether or not the instruction for changing the financial product information has been received from the terminal device 2. If the change instruction is received, the process goes to step S311. If the change instruction is not received, the process goes to step S312.

(Step S311) The processing unit 13 changes the current financial product information to the financial product information corresponding to the change instruction. Go to step S302. Information that identifies the current financial product information is usually stored in the storage unit 11.

(Step S312) The settlement determination unit 137 determines whether or not it is time to make a settlement. If it is time to settle, the process goes to step S313, and if it is not the time to settle, the process returns to step S301. The timing of settlement is determined in advance, for example, on the business day of the financial product sales company (for example, the day when the financial information processing device 1 is operating or the day which is preset in the financial information processing device 1). Time (for example, 15:00). However, the timing of payment does not matter.

(Step S313) The present value information acquisition unit 136 acquires the present value information of the financial instrument.

(Step S314) The settlement determination unit 137 substitutes 1 for the counter i.

(Step S315) The settlement determination unit 137 determines whether or not the position information of the i-th user exists in the settlement information storage unit 113. If the position information of the i-th user exists, the process proceeds to step S316, and if it does not exist, the process returns to step S301.

(Step S316) The settlement determination unit 137 acquires the position information of one or two or more of the i-th user from the settlement information storage unit 113.

(Step S317) The settlement determination unit 137 substitutes 1 for the counter j.

(Step S318) The settlement determination unit 137 determines whether or not the j-th position information exists among the one or more position information acquired in step S316. If the j-th position information exists, it goes to step S319, and if it does not exist, it goes to step S322.

(Step S319) The settlement determination unit 137 determines whether or not the settlement condition corresponding to the j-th position information is satisfied by using the present value information acquired in step S313. When the settlement condition is satisfied, for example, the value indicated by the present value information is equal to or less than the value associated with the j-th position information. Further, when the settlement condition is satisfied, for example, the value indicated by the present value information is equal to or greater than the value associated with the j-th position information.

(Step S320) The settlement unit 138 performs settlement processing of the financial product using the present value information. The settlement unit 138 normally performs a settlement process using one or more financial transaction information of the user stored in the storage unit 11. When the settlement unit 138 makes a settlement, it is preferable that the position information corresponding to the settlement is deleted.

(Step S321) The output unit 14 transmits information to the effect that the payment has been made to the terminal device 2 of the user. The output unit 14 acquires, for example, the notification destination information corresponding to the user identifier of the user. Then, the output unit 14 transmits the information that the payment has been made to the notification destination indicated by the notification destination information. The output unit 14 may transmit the value of the financial product or the like at the time of settlement.

(Step S322) The position information generation unit 139 determines whether or not the generation condition for generating position information is satisfied. If the generation condition is satisfied, the process goes to step S323, and if the generation condition is not satisfied, the process goes to step S324. The determination as to whether or not the generation condition for generating the position information is satisfied is, for example, whether or not the value of the financial instrument indicated by the present value information is low enough to satisfy a predetermined condition. Further, the determination as to whether or not the condition for generating the position information is satisfied may be, for example, the determination as to whether or not the value of the financial instrument indicated by the present value information is high enough to satisfy a predetermined condition.

(Step S323) The position information generation unit 139 generates one or more position information. The position information generation unit 139 generates, for example, one or more position information having a value lower than the position information having the lowest value among the position information acquired in step S316. Further, the position information generation unit 139 may generate, for example, one or more position information having a higher value than the highest value position information among the position information acquired in step S316. Further, when the position information generation unit 139 generates one or more position information, it is preferable to delete the existing one or more position information. It is preferable that the number of position information generated by the position information generation unit 139 and the number of position information to be deleted are the same.

(Step S324) The settlement determination unit 137 increments the counter i by 1. Return to step S315.

(Step S325) The settlement determination unit 137 increments the counter j by 1. Return to step S318.

In the flowcharts of FIGS. 3 and 4, the process ends when the power is turned off or an interrupt for the end of the process occurs.

Next, an example of the matrix acquisition process in step S302 will be described with reference to the flowchart of FIG.

(Step S501) The matrix constituent unit 131 acquires information for specifying the current financial product information from the storage unit 11. Then, the matrix constituent unit 131 acquires two or more element information corresponding to the current financial product information from the element information storage unit 111 by using the information for specifying the current financial product information. Then, the matrix constituent unit 131 constitutes a table in which the two or more fluctuation width information and the two or more order interval information possessed by the acquired two or more element information are the attribute values of the axis. Then, the matrix constituent unit 131 writes the financial related information contained in the two or more element information in the box of the table to form the matrix. The matrix component 131 constructs a matrix by writing the financial information in the box where the fluctuation range information and the order interval information paired with the financial information intersect.

(Step S502) The matrix constituent unit 131 substitutes 1 for the counter i.

(Step S503) The matrix constituent unit 131 determines whether or not the i-th box in the matrix constructed by using the two or more element information acquired in step S501 exists. If the i-th box exists, the process goes to step S504, and if the i-th box does not exist, the process goes to step S508.

(Step S504) The matrix constituent unit 131 determines whether or not the i-th box satisfies the condition. If the condition is satisfied, the process proceeds to step S505, and if the condition is not satisfied, the process proceeds to step S506. For example, the matrix component 131 determines whether or not the i-th box satisfies the condition as follows. First, for example, the matrix component 131 acquires the target asset of the user who has sent the login instruction. The target asset of the user who has sent the login instruction is, for example, a target asset paired with the user identifier included in the login instruction, and is stored in the storage unit 11. Next, the matrix constituent unit 131 calculates the maximum required margin within the range by using, for example, the fluctuation width information corresponding to the i-th box and the order interval information. In addition, the matrix constituent unit 131 uses the fluctuation width information (R) and the order interval information (X) as parameters in advance to obtain information (for example, Tu × R / X) of an arithmetic expression for calculating the maximum required margin within the range. It is stored. Further, here, Tu is a required margin, and is stored in, for example, in the storage unit 11 in advance. Then, the matrix constituent unit 131 determines whether or not the target asset satisfies the condition (for example, “target asset> = maximum required margin within the range”) with respect to the maximum required margin within the range.

(Step S505) The matrix constituent unit 131 performs a process of making the i-th box selectable. Go to step S507. The process of making the i-th box selectable is displayed when, for example, the background color of the i-th box is set to a predetermined background color (for example, blue) and an instruction for the i-th box is received. This is a process of associating a screen identifier that identifies a screen with the i-th box.

(Step S506) The matrix constituent unit 131 performs a process of disabling the i-th box. The process of making the i-th box unselectable is a process of not accepting the instruction for the i-th box. For example, the background color of the i-th box is set to a predetermined background color (for example, gray). , This is a process for preventing any operation even if an instruction for the i-th box is received. The process of preventing any operation is, for example, not associating the screen identifier that identifies the screen displayed when the instruction for the i-th box is received with the i-th box.

(Step S507) The matrix component 131 increments the counter i by 1. Return to step S503.

(Step S508) The matrix constituent unit 131 determines whether or not to add a risk bar to the matrix by using the information for specifying the current financial instrument information acquired in step S501. If it is determined that the risk bar is to be added, the process proceeds to step S509, and if it is determined not to be added, the process returns to the higher-level processing. It is assumed that the information constituting the risk bar (for example, the design of the risk bar) is stored in the storage unit 11.

(Step S509) The matrix constituent unit 131 adds a risk bar to the matrix. The risk bar may be stored in the storage unit 11 in advance, or may be included in the image of the frame of the matrix. To add a risk bar to the matrix, it is sufficient that the matrix to which the risk bar is added is finally obtained. Further, the position where the matrix constituent unit 131 adds the risk bar is usually predetermined with respect to the matrix.

Next, the order-related screen configuration process in step S306 will be described with reference to the flowchart of FIG.

(Step S601) The order-related screen configuration unit 133 acquires the fluctuation width information corresponding to the box instruction (corresponding to the instructed box) and the order interval information.

(Step S602) The position acquisition unit 132 acquires two or more position information by using the fluctuation width information acquired in step S601 and the order interval information.

(Step S603) The order-related screen configuration unit 133 constitutes a symbol including two or more positions acquired in step S602.

(Step S604) The order-related screen configuration unit 133 acquires the order-related screen information from the order-related screen information storage unit 112.

(Step S605) The order-related screen configuration unit 133 configures an order-related screen by using the symbol configured in step S603 and the order-related screen information acquired in step S604. Return to higher-level processing. The configuration of the order-related screen is to acquire information (for example, scripts such as HTML and XML, images, etc.) for outputting the order-related screen.

Next, the operation of the terminal device 2 will be described. The terminal reception unit 22 of the terminal device 2 receives various instructions, information, and the like. The various instructions are, for example, a login instruction, a box instruction, an order instruction, an instruction to change financial product information, and the like. Then, the terminal output unit 25 changes the screen according to the received instruction, information, and the like. Further, the terminal transmission unit 23 configures the instruction or information to be transmitted from the received instruction or information, and transmits the instruction or information to the financial information processing apparatus 1. Next, the terminal receiving unit 24 receives various screens from the financial information processing apparatus 1 in response to the transmission of instructions, information, and the like. The reception of the screen is, for example, the reception of information for configuring the screen. Then, the terminal output unit 25 outputs the received screen.

Hereinafter, the specific operation of the financial information processing system according to the present embodiment will be described. The conceptual diagram of the financial information processing system is shown in FIG.

Now, it is assumed that the financial information processing system is a system for suitably picking up FX financial products, and a user can register two or more positions by using a matrix.

And now, the element information storage unit 111 stores the element information management table shown in FIG. 7. The element information management table of FIG. 7 is an example of the element information management table, and here, it is an element information management table corresponding to the type of financial product information “settlement profit / loss”. The element information management table of FIG. 7 stores two or more records having "ID", "assumed fluctuation range (range)", "order interval (pips)", and "settlement profit / loss pips". The "ID" is an identifier that identifies a record. "Assumed fluctuation range (range)" is fluctuation range information. The "order interval (pips)" is order interval information, in which the unit is pips. “Settlement profit / loss pips” is a settlement profit / loss which is an example of financial product information, and here, the unit is pips. In the element information storage unit 111, the "assumed fluctuation range (range)" and "order interval (pips)" constituting the element information management table of FIG. 7 are common to other types of financial product information. , And.

Further, it is assumed that the storage unit 11 is screen information constituting a screen including a matrix, and stores the screen information shown in FIG. In FIG. 8, 801 to 807 constitute a button.

Further, it is assumed that the order-related screen information storage unit 112 stores, for example, the order-related screen information constituting the screen shown in FIG.

Further, it is assumed that the storage unit 11 stores the information "settlement profit / loss" that identifies the current financial product information in association with the user identifier "0001".

Further, it is assumed that only the "settlement profit / loss" is stored in the storage unit 11 as the information for specifying the risk bar and the financial product information to which the risk bar is added.

In the above situation, the following two specific examples will be described. Specific example 1 is an example in which a financial product is purchased using a matrix. Specific example 2 is a detailed example of generating position information and an explanatory example of settlement for a financial instrument.
(Specific example 1)

First, it is assumed that the user has input a login instruction having the user identifier "0001" into the terminal device 2.

Next, the terminal reception unit 22 receives the login instruction, and the terminal transmission unit 23 transmits the login instruction to the financial information processing apparatus 1.

Next, the reception unit 12 of the financial information processing device 1 receives a login instruction from the terminal device 2.

Then, the matrix constituent unit 131 acquires the matrix as follows. That is, the matrix constituent unit 131 acquires the information “settlement profit / loss” that is the information corresponding to the user identifier “0001” and specifies the current financial product information from the storage unit 11. Next, the matrix constituent unit 131 acquires the element information management table of FIG. 7 corresponding to the “settlement profit / loss” from the element information storage unit 111 by using the information “settlement profit / loss” that identifies the current financial product information. Then, the matrix constituent unit 131 constitutes a table in which two or more fluctuation width information and two or more order interval information possessed by two or more element information are used as axis attribute values. Then, the matrix constituent unit 131 writes the financial related information contained in the two or more element information in the box of the table to form the matrix. The matrix at this stage is shown in FIG. In FIG. 10, 1301 on the vertical axis is the axis of fluctuation width information, and 1302 on the horizontal axis is the axis of order interval information. Further, the value of the settlement profit / loss of each box in FIG. 10 is, for example, a value previously acquired by the financial information processing apparatus 1.

Then, the matrix constituent unit 131 determines from the record of "ID = 1" in the element information management table of FIG. 7 whether or not each box (element information of each record) satisfies the condition as follows. First, for example, the matrix constituent unit 131 acquires the target asset “X” of the user paired with the user identifier “0001” from the storage unit 11. Next, the matrix component 131 uses, for example, the fluctuation range information “500” of the record “ID = 1” in the element information management table and the order interval information “10”, and the maximum required margin “Y1” within the range. Is calculated. Then, it is assumed that the matrix constituent unit 131 determines that the target asset satisfies the condition (here, "target asset> = maximum required margin within the range") with respect to the maximum required margin within the range.

Next, the matrix constituent unit 131 performs a process that makes it possible to select the first box (the box corresponding to the record of "ID = 1" in FIG. 7). In the process of making the box selectable, for example, the background color of the box is set to a predetermined background color (for example, blue), and a screen identifier that identifies the screen displayed when an instruction for the box is received. (For example, the screen identifier of the screen of FIG. 9) is associated with the box.

Next, the matrix component 131 also for the second to 18th boxes (boxes corresponding to the records of "ID = 2" to "ID = 18" in FIG. 7), each box (of each record). It is determined that the element information) satisfies the condition, and processing is performed so that each box can be selected.

Next, in the matrix component 131, each box (element information of each record) satisfies the condition for the 19th box (the box corresponding to the record of "ID = 19" in FIG. 7) as follows. Determine if it meets or not. First, the matrix component 131 uses, for example, the fluctuation range information “1000” of the record “ID = 19” in the element information management table and the order interval information “10” to obtain the maximum required margin “Y2” within the range. Is calculated. Then, it is assumed that the matrix constituent unit 131 determines that the target asset does not satisfy the condition (here, "target asset> = maximum required margin within the range") with respect to the maximum required margin within the range.

Next, the matrix component 131 performs a process of making the 19th box (the box corresponding to the record of "ID = 19" in FIG. 7) unselectable. In the process of making the box unselectable, for example, the background color of the box is set to a predetermined background color (for example, white), and a screen identifier that identifies the screen displayed when an instruction for the box is received. Is not associated with the box, and when an instruction or the like is received, no action is taken or an error is output.

Further, the matrix component 131 determines whether or not each box (element information of each record) satisfies the conditions for the 20th to 48th boxes, and performs processing according to the determination result. Do for the box.

Next, the matrix constituent unit 131 determines whether or not to add a risk bar to the matrix by using the information “settlement profit / loss” that identifies the acquired current financial product information. Then, the matrix constituent unit 131 detects that "settlement profit / loss" is stored in the storage unit 11 as information for specifying the financial product information to which the risk bar is added, and determines that the risk bar is added to the matrix. To do. Then, the matrix constituent unit 131 reads out the risk bar from the storage unit 11 and adds it to a predetermined position of the matrix. An example of the matrix at this stage is shown in FIG. In FIG. 11, a box with a shaded background such as the box 1101 is a box that satisfies the condition, and is a box that can be selected by the user. Further, a box having a white background (without shading) such as the box 1102 is a box that does not satisfy the conditions and cannot be selected by the user. Further, 1103 is an example of a risk bar.

Next, the processing unit 13 adds the acquired matrix to the template information (see FIG. 8) of the screen stored in the storage unit 11 to form a screen including the matrix.

Then, the output unit 14 transmits a screen including the configured matrix (FIG. 11) to the terminal device 2.

Next, the terminal receiving unit 24 of the terminal device 2 receives the screen including the matrix. Then, the terminal output unit 25 outputs the screen. An example of the output of the screen including the matrix is shown in FIG. In FIG. 12, for example, the default value is displayed as the value of each field of the period, the currency pair, and the position direction. Further, since the information that identifies the current financial product information is the "settlement profit / loss", the button 1101 corresponding to the "settlement profit / loss" is focused.

Then, in such a situation, it is assumed that the user inputs an instruction to the 1102 box. Then, the terminal reception unit 22 receives the box instruction of the box 1102.

Then, the terminal transmission unit 23 transmits the box instruction of the box 1102 to the financial information processing apparatus 1. The box instruction has information for identifying the user identifier "0001" and the box 1102.

Next, the reception unit 12 of the financial information processing device 1 receives the box instruction of the box 1102 having the user identifier "0001" from the terminal device 2.

Then, the order-related screen configuration unit 133 acquires the order-related screen information (FIG. 9) from the order-related screen information storage unit 112. Then, the order-related screen configuration unit 133 inserts a currency pair, a default transaction quantity, a maximum number of positions, etc. into a field or the like, and configures order-related screen information of the order-related screen to be transmitted. Then, the output unit 14 transmits the configured order-related screen information to the terminal device 2.

Next, the terminal receiving unit 24 of the terminal device 2 receives the order-related screen information. Then, the terminal output unit 25 outputs the order-related screen by using the order-related screen information. An output example of such an order-related screen is shown in FIG.

In FIG. 13, it is assumed that the user presses the order button 1301. Then, the terminal reception unit 22 of the terminal device 2 receives the order instruction. Then, the terminal transmission unit 23 transmits the order instruction to the financial information processing device 1.

Next, the reception unit 12 of the financial information processing device 1 receives the order instruction from the terminal device 2. The order instruction usually has the user identifier "0001".

Then, the storage unit 135 stores two or more position information corresponding to the order instruction in the settlement information storage unit 113. Note that the position information of 2 or more is usually the information of the position acquired by the position acquisition unit 132 using the transaction quantity "1", the maximum number of positions "20", the assumed fluctuation range "1000", and the order interval "15". including. The order instruction may also include position information of 2 or more. Here, the two or more position information stored in the payment information storage unit 113 is a record of "ID = 178" in the payment information management table of FIG. The payment information management table has "ID", "user identifier", and "position information". "Position information" has "purchase conditions" and "settlement conditions". The "ID" is information that identifies a record. "Position information" has purchase conditions regarding the value of purchasing a financial product and settlement conditions regarding the value of selling a financial product.

Next, it is assumed that the user presses the button 1203 on the screen of FIG. Then, the terminal reception unit 22 of the terminal device 2 receives an instruction to change the current financial product information to the type of financial product information "maximum required margin within the range" corresponding to the button 1203. Then, the terminal transmission unit 23 transmits the change instruction to the financial information processing device 1. The change instruction has a user identifier "0001" and a type of financial product information "maximum required margin within the range".

Next, the reception unit 12 of the financial information processing device 1 receives a change instruction of the financial product information from the terminal device 2.

Next, the processing unit 13 changes the information that identifies the type of the current financial product information paired with the user identifier “0001” to the “maximum required margin within the range”. Then, in the storage unit 11, information "maximum required margin within the range" for specifying the type of financial product information is stored in association with the user identifier "0001".

Next, it is assumed that the matrix constituent unit 131 has acquired two or more element information corresponding to the information “maximum required margin within the range” that identifies the current financial product information from the element information storage unit 111. It is assumed that the element information management table of FIG. 15 is stored in advance in the element information storage unit 111.

Then, the matrix constituent unit 131 determines from each record in the element information management table of FIG. 15 whether or not each box (element information of each record) satisfies the condition as follows. First, for example, the matrix constituent unit 131 acquires the target asset “X” of the user paired with the user identifier “0001” from the storage unit 11. Next, the matrix component 131 uses, for example, the fluctuation range information “500” of the record “ID = 1” in the element information management table and the order interval information “10”, and the maximum required margin “250” within the range. Get "10,000 yen". Then, it is assumed that the matrix constituent unit 131 determines that the target asset satisfies the condition (here, "target asset> = maximum required margin within the range") with respect to the maximum required margin within the range.

Next, the matrix constituent unit 131 performs a process that makes it possible to select the first box (the box corresponding to the record of "ID = 1" in FIG. 15). The process of making the box selectable is displayed when, for example, the background color of the box is set to a predetermined background color (for example, blue (here, shaded)) and an instruction for the box is received. A process of associating a screen identifier (for example, the screen identifier of the screen of FIG. 9) that identifies a screen is associated with the box is performed.

Next, the matrix component 131 also for the boxes from the second to the 48th (boxes corresponding to the records of "ID = 2" to "ID = 48" in FIG. 15), each box (of each record). It is determined whether or not the element information) satisfies the condition, and each box is processed according to the determination result.

Next, the matrix constituent unit 131 determines that the risk bar is not added to the matrix by using the information “maximum required margin within the range” that identifies the acquired current financial product information. Then, the matrix constituent unit 131 acquires the matrix shown in FIG.

Next, the processing unit 13 adds the acquired matrix to the template information (see FIG. 8) of the screen stored in the storage unit 11 to form a screen including the matrix.

Then, the output unit 14 transmits a screen including the configured matrix (FIG. 16) to the terminal device 2.

Next, the terminal receiving unit 24 of the terminal device 2 receives the screen including the matrix. Then, the terminal output unit 25 outputs the screen. An example of the output of the screen including the matrix is shown in FIG. In FIG. 17, for example, the default value is displayed as the value of each field of the period, the currency pair, and the position direction. Further, since the information that identifies the current financial product information is the "maximum required margin within the range", the button 1701 corresponding to the "maximum required margin within the range" is focused.
(Specific example 2)

Specific Example 2 describes the details of the process until the two or more position information is acquired in order to output the screen as shown in FIG. 18 including the two or more position information. The screen of FIG. 18 may be an order-related screen instead of FIG. 13.

Further, in Specific Example 2, a case where the settlement process is automatically performed after the position information is registered will be described. Further, in the specific example 2, when the value of the financial product indicated by the present value information is low enough to satisfy a predetermined condition, the position information generation unit 139 has the lowest value position in the position information possessed by the settlement information. A case where one or more position information having a value lower than the information is generated will be described. In Specific Example 2, the user may input a change instruction for one or more output position information to change the position information.

First, it is assumed that the reception unit 12 of the financial information processing device 1 receives the present value information "99.50" corresponding to the currency pair "USDJPY" from an external device (not shown). Then, it is assumed that the storage unit 135 stores the present value information "99.50" received by the reception unit 12 in the storage unit 11. The currency pair "USDJPY" indicates a pair of US dollar and Japanese yen.

Further, it is assumed that the storage unit 11 constituting the financial information processing device 1 holds an account amount of "200,000 yen" in association with the user identifier "0011" of the user, for example. Further, in the storage unit 11, the currency pair "USDJPY", the volatility reference period "90 days (3 months)", the safety factor "double", and the position direction "sell" are associated with the user identifier "0011" of the user. , The target asset "50%", and the currency unit information "thousand currencies" are stored.

The volatility reference period is a period for acquiring volatility. Here, for example, "30 days (1 month), 60 days (2 months), 90 days (3 months), 180 days (half a year), etc." From "365 days (1 year), 3 years", it is assumed that the user has selected in advance. The safety factor is a magnification with respect to the maximum fluctuation range (PIPS) in the volatility reference period. Here, for example, from "1x, 2x, 3x, 5x, 10x" in advance by the user. It shall be selected. Further, the position direction is one of "sell", "buy", and "both", and it is assumed that the position direction is selected in advance by the user, for example. Further, the target asset is assumed here to be the target amount of the transaction or the ratio (%) to the account asset. Further, the currency unit is either "thousand currency" or "10,000 currency" here, and is preselected by the user. In addition, 1,000 currencies and 10,000 currencies are currency units. Thousand currencies and 10,000 currencies represent, for example, the minimum quantity for one transaction in FX. For example, 10,000 currencies are $ 10,000 and 1,000 currencies are $ 1,000.

Next, the position acquisition unit 132 acquires the above financial transaction information from the storage unit 11. Next, the position acquisition unit 132 acquires the present value information “99.50” from the storage unit 11.

Next, it is assumed that the position acquisition unit 132 acquires one or two or more positions by using the acquired financial transaction information, for example, as follows. The acquired financial transaction information is that the currency pair is "USDJPY", the trading direction is "buy", the account asset is "200,000 yen", the target asset is "50%", and the currency unit (lot unit) is "1000". , The unit price is "5000 yen". The volatility reference period is "90 days", and the PIPS in the volatility reference period is "400 PIPS". The safety factor is "double".

That is, first, the position acquisition unit 132 uses the volatility reference period and the safety factor to multiply "400 PIPS" in the volatility reference period by the safety factor "double" to obtain the maximum fluctuation PIPS (X) "800 PIPS". calculate. Further, the position acquisition unit 132 multiplies the account asset "2 million yen" and the target asset "50%" to calculate the target asset (amount) as "100,000 yen".

Next, the position acquisition unit 132 builds one lot at half of the maximum permissible fluctuation = 400 PIP. Then, the position acquisition unit 132 subtracts the valuation gain / loss when moving to the maximum permissible fluctuation with a margin of 5,000 yen from the account assets, and calculates "100,000- (5000 + 4000) = 91,000". Next, the position acquisition unit 132 clears the result because the above calculation result is a positive value.

Next, the position acquisition unit 132 builds one lot at one-third of the maximum permissible fluctuation = 266 PIP and at 533 PIP. Then, the position acquisition unit 132 subtracts the valuation gain / loss when moving to the maximum permissible fluctuation with a margin of 5,000 yen from the account assets, and "100,000- (5,000 + 5,340)-(5,000 + 2,670) = 81,990 ”is calculated. Next, the position acquisition unit 132 clears the result because the above calculation result is a positive value.

Next, the position acquisition unit 132 builds one lot at a position of 1/4 of the maximum permissible fluctuation = 200PIP, 400PIP, and 600PIP. Then, the position acquisition unit 132 subtracts the valuation gain / loss when moving to the maximum permissible fluctuation with a margin of 5,000 yen from the account assets, and "100,000- (5,000 + 6,000)-(5,000 + 4,000)-. (5,000 + 2,000) = 73,000 ”is calculated. Next, the position acquisition unit 132 clears the result because the above calculation result is a positive value.

The position acquisition unit 132 repeats the calculation while increasing the positions one by one, and determines the number of positions immediately before the negative answer as the optimum number of positions.

Here, the place having 12 positions becomes negative, and the position acquisition unit 132 determines the optimum position as 11 positions.

Then, the position acquisition unit 132 acquires 11 positions. The 11 positions are, for example, "99.00", "97.00", "95.00", "93.00", "91.00", "89.00", "87.00", "85.00", "83. It is "00", "81.00", and "79.00". Here, the position acquisition unit 132 has acquired a position having a numerical value closest to the present value information and having 0 after the decimal point as the first position, but may acquire another first position. For example, the position acquisition unit 132 acquires a position having a numerical value closest to "present value information-X (X is a positive numerical value, for example," 2.00 ")" and having 0 after the decimal point. Is also good.

Next, the output unit 14 configures the position-related information having the 11 position information by using the 11 positions calculated by the position acquisition unit 132. Here, it is assumed that the position-related information includes information on each position, information on a settlement order corresponding to each position (for example, "position +2.00"), and present value information "99.50". The settlement condition corresponding to each position information is that the value indicated by the present value information is usually the same as or higher than the information of the settlement order corresponding to each position information. The position acquisition unit 132 may perform the process of forming the position-related information. Further, the position information may be considered to be information having information indicating the value of purchasing the financial product and the information indicating the value of settling (selling) the financial product.

Next, the output unit 14 transmits the position-related information having the configured 11 position information to the terminal device 2.

Next, the terminal receiving unit 24 of the terminal device 2 receives the position-related information from the financial information processing device 1. Then, the terminal output unit 25 outputs the position-related information received by the terminal reception unit 24. An example of output of position-related information is shown in FIG. In FIG. 18, each position is graphically displayed. In FIG. 18, the value indicated by each position is shown in the index indicating the value of the financial instrument.

Next, on the screen of FIG. 18, it is assumed that the user has input a change instruction for changing the position "97.00" to the position "98.00". Then, the terminal reception unit 22 receives such a change instruction.

Then, the terminal device 2 acquires the position "98.00" corresponding to the change instruction. Next, the terminal device 2 acquires one or more stored constraint information. Here, one or more constraint information indicates "information indicating that one position is not the same as another position" and "a position higher than one position cannot move lower than one position". It is assumed that there are three types of information: "information" and "information indicating that a loss cannot be made beyond the target asset". Next, the terminal device 2 determines whether or not the acquired position "98.00" meets the three constraints indicated by the three constraint information. Here, the terminal device 2 determines that the changed position "98.00" matches the three constraints indicated by the three constraint information. Then, the terminal output unit 25 outputs the position changed by the change instruction. When the terminal device 2 changes one position from "97.00" to "98.00", the terminal device 2 may be referred to as settlement conditions (settlement order information) according to the change. ), The conditions for selling the financial product are changed from "99.00" to "100.00". It is assumed that the terminal device 2 calculates "value indicated by position information +2.00" and acquires payment conditions.

Further, on the screen of FIG. 18, it is assumed that the user has input a change instruction to generate a new position at the position of "96.50". Then, the terminal reception unit 22 receives such a change instruction.

Then, the terminal device 2 acquires the position "96.50" corresponding to the change instruction. Next, the terminal device 2 acquires three constraint information. Next, the terminal device 2 determines that the acquired position "96.50" matches the three constraints indicated by the three constraint information. Further, the terminal device 2 calculates "96.50 + 2.00" using the position information "96.50" and makes a settlement.

Then, the terminal output unit 25 outputs the position changed by the change instruction.

Next, on the screen of FIG. 18, it is assumed that the user has input a change instruction for deleting the position "87.00". Then, the terminal reception unit 22 receives such a change instruction.

Next, the terminal device 2 determines that the acquired position "96.50" matches the three constraints indicated by the three constraint information. Then, the terminal device 2 deletes the position "87.00" corresponding to the change instruction. Due to the above change instruction for the position information, the screen including the position information displayed on the terminal device 2 becomes as shown in FIG.

Next, it is assumed that the user presses the "register" button of 191 in FIG. Then, the terminal reception unit 22 receives the order instruction. The order instruction may be called a registration instruction.

Next, the terminal transmission unit 23 acquires the user identifier (here, “0011”) stored in the terminal storage unit 21. Then, the terminal transmission unit 23 acquires all the positions displayed on the screen of FIG. Here, all positions are "99.00", "98.00", "96.50", "95.00", "93.00", "91.00", "89.00", "85.00", "83". It is "0.00", "81.00", and "79.00". Then, the terminal transmission unit 23 transmits the 11 position information having the 11 positions and the user identifier “0011” to the financial information processing apparatus 1.

Next, the reception unit 12 of the financial information processing device 1 receives the position information and the user identifier of 11 from the terminal device 2. Then, the storage unit 135 stores the received 11 position information in the storage unit 11 in association with the received user identifier “0011”. The set of the accumulated position information is the position information of "ID = 1" in FIG.

As described above, in the specific example 2, in the first step, two or more appropriate positions are presented, and in the second step, the user's desired position can be set in detail. Therefore, it is possible to easily and flexibly set two or more positions of a financial product. It should be noted that the detailed setting of the position by the user in the second step is not essential. Further, although the position information is automatically generated in the first step, one or more position information may be input by the user.

Also, when the value of the financial product indicated by the present value information becomes the same as the value of one position information, or lower than the value of one position information and higher than the position information of the next lowest value after each position information. In that case, the settlement determination unit 137 determines that the settlement will be made. Then, the settlement unit 138 performs the settlement processing of the financial product at the value indicated by the present value information.

Then, when the value of the financial product indicated by the present value information is low enough to satisfy a predetermined condition, the position information generation unit 139 has a value lower than the lowest value position information among the position information possessed by the settlement information. Generate one or more position information. Here, when the value of the financial instrument indicated by the present value information is the same as or less than "79.00", which is the lowest value, the position information generation unit 139 is in the position of "77.00". Generate information. Here, the position information generation unit 139 may generate two or more position information (for example, "77.00", "75.00", "73.00"). The number of position information generated by the position information generation unit 139 does not matter. The number of position information generated by the position information generation unit 139 may always be a constant number such as one, or may vary depending on the present value information.

As described above, according to the present embodiment, the user is a matrix centered on the assumed fluctuation range and the order interval, and provides financial information (for example, settlement profit / loss information) which is information about financial products in the box. You can easily order financial products by looking at them.

In the present embodiment, it is preferable that the order-related screen outputs two or more position information to be registered as shown in FIGS. 18 and 19. Further, it is preferable that two or more position information to be registered are shown graphically on the order-related screen.

Further, it goes without saying that in the present embodiment, the method by which the position acquisition unit 132 acquires a position does not matter.

Further, the processing in the present embodiment may be realized by software. Then, this software may be distributed by software download or the like. Further, this software may be recorded on a recording medium such as a CD-ROM and disseminated. This also applies to other embodiments herein. The software that realizes the financial information processing device 1 in the present embodiment is the following program. In other words, this program uses a computer as a matrix that has two axes, the assumed fluctuation range of financial instruments and the order interval of financial instruments, and the expected fluctuation range and order interval corresponding to the box in the box of the matrix. For each of one or more boxes out of a matrix output unit that outputs a matrix having financial-related information that is paired information and information about the financial product and two or more boxes in the matrix output by the matrix output unit. A reception unit that accepts a box instruction, which is an instruction, and a screen that corresponds to an assumed fluctuation range and an order interval corresponding to the box for the box instruction, and outputs an order-related screen that is a screen for placing an order for a financial product. This is a program to function as an order-related screen output unit.

A computer-accessible recording medium stores two or more elemental information having fluctuation range information indicating the assumed fluctuation range of the financial product, order interval information indicating the order interval of the financial product, and one or more financial product information. It is provided with an element information storage unit to be stored and an order-related screen information storage unit for storing one or more order-related screen information which is information constituting the order-related screen. An order-related screen that constitutes an order-related screen by using a matrix component that constitutes the matrix using element information, an assumed fluctuation width and an order interval corresponding to a box for the box instruction, and the order-related screen information. Further functioning as a component unit, the matrix output unit outputs a matrix configured by the matrix component unit, and the order-related screen output unit outputs an order-related screen configured by the order-related screen component unit. , It is preferable that it is a program that makes a computer function.

In the above program, the reception unit receives an order instruction, which is an instruction to order a financial product, with respect to the order-related screen output by the order-related screen output unit, and in response to the acceptance of the order instruction, the financial product. It is preferable that the program further comprises an order processing unit that performs order processing, which is a process for ordering.

In the above program, the reception unit functions the computer as accepting only box instructions for one or more boxes satisfying a predetermined condition among two or more boxes in the matrix output by the matrix output unit. It is preferable that the program is to make the program.

In the above program, it is preferable that the predetermined condition is a program that causes the computer to function as a condition using the target asset of the user who inputs the box instruction.

In the above program, the condition using the target asset is that the target asset does not fall below the maximum required margin within the range calculated using the assumed fluctuation range corresponding to the box and the order interval. It is preferable that it is a program that makes a computer function.

In the above program, it is preferable that the order-related screen is a program that causes a computer to function, assuming that the order-related screen includes two or more position information regarding positions.

In the above program, after the reception unit receives a box instruction, two or more positions are calculated using the assumed fluctuation range and the order interval corresponding to the box instruction, and position acquisition for acquiring two or more position information. It is preferable that the program functions the computer so as to further include the unit and the order-related screen configuration unit that constitutes the order-related screen by using the two or more position information acquired by the position acquisition unit. ..

In the above program, the financial-related information in the matrix is financial-related information of one of two or more types of predetermined financial-related information, and the reception unit is the financial-related information of the two or more types. It is preferable that the matrix output unit is a program that accepts the selection of any of the financial-related information and outputs the matrix having the selected financial-related information in the box to operate the computer. ..

In the above program, it is preferable that the financial-related information of one of the one or more types of financial-related information is the settlement profit / loss information, which is the settlement profit / loss information, and is a program for operating the computer. ..

In the above program, it is preferable that the matrix output unit is a program that functions a computer by outputting a risk indication bar, which is a bar indicating the degree of risk of the user, in a manner corresponding to the matrix. ..

In the above program, the financial-related information in the matrix is financial-related information of one of two or more types of predetermined financial-related information, and the reception unit is the financial-related information of the two or more types. The selection of any of the financial-related information is accepted, and the matrix output unit outputs the risk clarification bar together with the matrix only when the selected financial-related information is predetermined financial-related information. As such, it is preferable that it is a program that makes a computer function.

(Embodiment 2)

In the present embodiment, the difference from the first embodiment is that the financial information processing device in the present embodiment has the main functions of the financial information processing device 1 and the terminal device 2 in the first embodiment.

FIG. 20 is a block diagram of the financial information processing apparatus 3 according to the present embodiment. The financial information processing device 3 includes a storage unit 11, a terminal reception unit 22, a processing unit 33, an output unit 14, and a transmission unit 35.

The processing unit 33 includes a matrix configuration unit 131, a position acquisition unit 132, an order-related screen configuration unit 133, an order processing unit 134, a storage unit 135, a present value information acquisition unit 136, a settlement judgment unit 137, a settlement unit 138, and a position information generation. A unit 139 is provided.

The processing unit 33 realizes the functions of the matrix constituent unit 131 and the like. The processing unit 33 can usually be realized from an MPU, a memory, or the like. The processing procedure of the processing unit 33 is usually realized by software, and the software is recorded in a recording medium such as a ROM. However, it may be realized by hardware (dedicated circuit).

The transmission unit 35 transmits various types of information. The various types of information are, for example, two or more position information. The transmission unit 35 transmits, for example, two or more position information to an external server device (not shown). An external server device (not shown) is usually a server device of a company that determines a financial product. Then, the server device performs processing such as settlement of financial products. In addition, the server device performs the processes of steps S312 to S324 of FIG. 4 described above. The transmission unit 35 is usually realized by a wireless or wired communication means, but may be realized by a broadcasting means.

Next, the operation of the financial information processing apparatus 3 will be described with reference to the flowchart of FIG. In FIG. 21, the same steps as the flowchart of FIG. 3 will be omitted.

(Step S2101) The terminal reception unit 22 determines whether or not the activation instruction has been received from the user. If the activation instruction is accepted, the process goes to step S302, and if the activation instruction is not accepted, the process proceeds to step S2103. It is assumed that the screen for inputting the matrix method (for example, FIG. 12) is output in step S2102 according to the start instruction. The activation instruction includes an instruction to activate an application for trading financial products, an instruction to call a web page for trading financial products, and the like.

(Step S2102) The output unit 14 outputs a screen including the matrix configured in step S303. Return to step S2101.

(Step S2103) The terminal reception unit 22 determines whether or not the box instruction has been received from the user. If the box instruction is accepted, the process goes to step S306, and if the box instruction is not accepted, the process goes to step S2105.

(Step S2104) The output unit 14 outputs the order-related screen configured in step S306. Return to step S2101.

(Step S2105) The terminal reception unit 22 determines whether or not the order instruction has been received from the user. If the order instruction is accepted, the process goes to step S2106, and if the order instruction is not accepted, the process goes to step S310.

(Step S2106) The transmission unit 35 transmits two or more position information corresponding to the order instruction to an external server device (not shown). Return to step S2101. The storage unit 135 normally transmits two or more position information in association with the user identifier of the user of the financial information processing apparatus 3.

As described above, according to the present embodiment, the user can easily order a financial product after reducing the amount of communication with the server device. Specifically, according to the present embodiment, the user is a matrix centered on the assumed fluctuation range and the order interval, and is financial-related information (for example, settlement profit / loss) which is information about financial products in the box. You can easily order financial products after seeing the information).

The software that realizes the financial information processing device 3 in the present embodiment is the following program. In other words, this program uses a computer as a matrix that has two axes, the assumed fluctuation range of financial instruments and the order interval of financial instruments, and the expected fluctuation range and order interval corresponding to the box in the box of the matrix. For each of one or more boxes out of a matrix output unit that outputs a matrix having financial-related information that is paired information and information about the financial product and two or more boxes in the matrix output by the matrix output unit. A reception unit that accepts a box instruction, which is an instruction, and a screen that corresponds to an assumed fluctuation range and an order interval corresponding to the box for the box instruction, and outputs an order-related screen that is a screen for placing an order for a financial product. This is a program to function as an order-related screen output unit.

Further, FIG. 22 shows the appearance of a computer that executes the program described in the present specification to realize the financial information processing apparatus and the like of the various embodiments described above. The embodiments described above may be implemented in computer hardware and computer programs running on it. FIG. 22 is an overview view of the computer system 300, and FIG. 23 is a block diagram of the system 300.

In FIG. 22, the computer system 300 includes a computer 301 including a CD-ROM drive, a keyboard 302, a mouse 303, and a monitor 304.

In FIG. 23, the computer 301 is connected to a CD-ROM drive 3012, an MPU 3013, a bus 3014 connected to the CD-ROM drive 3012 and the MPU 3013, a ROM 3015 for storing programs such as a bootup program, and an application. It includes a RAM 3016 for temporarily storing program instructions and providing a temporary storage space, an application program, a system program, and a hard disk 3017 for storing data. Although not shown here, the computer 301 may further include a network card that provides a connection to the LAN.

A program for causing the computer system 300 to execute the functions of the financial information processing apparatus 1 and the like according to the above-described embodiment may be stored in the CD-ROM 3101, inserted into the CD-ROM drive 3012, and further transferred to the hard disk 3017. good. Alternatively, the program may be transmitted to the computer 301 via a network (not shown) and stored on the hard disk 3017. The program is loaded into RAM 3016 at run time. The program may be loaded directly from the CD-ROM3101 or network.

The program does not necessarily include an operating system (OS) that causes the computer 301 to execute the functions of the financial information processing apparatus 1 and the like according to the above-described embodiment, or a third-party program and the like. The program need only include a portion of the instruction that calls the appropriate function (module) in a controlled manner to obtain the desired result. It is well known how the computer system 300 works, and detailed description thereof will be omitted.

Further, the number of computers that execute the above program may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

Further, it goes without saying that in each of the above embodiments, the two or more communication means existing in one device may be physically realized by one medium.

Further, in each of the above-described embodiments, each process (each function) may be realized by centralized processing by a single device (system), or by distributed processing by a plurality of devices. May be done.

It goes without saying that the present invention is not limited to the above embodiments, and various modifications can be made, and these are also included in the scope of the present invention.

As described above, the financial information processing apparatus according to the present invention has an effect that the user can easily order financial products, and is useful as a server device or the like that handles financial products.

1, 3 Financial information processing device 2 Terminal device 11 Storage unit 12 Reception unit 13, 33 Processing unit 14 Output unit 21 Terminal storage unit 22 Terminal reception unit 23 Terminal transmission unit 24 Terminal reception unit 25 Terminal output unit 35 Transmission unit 111 Element information Storage unit 112 Order-related screen information storage unit 113 Payment information storage unit 131 Matrix configuration unit 132 Position acquisition unit 133 Order-related screen configuration unit 134 Order processing unit 135 Storage unit 136 Present value information acquisition unit 137 Payment judgment unit 138 Payment unit 139 Position Information generation unit 141 Matrix output unit 142 Order-related screen output unit

Claims (12)

It is a matrix having two axes of an assumed fluctuation range of a financial product and an order interval of a financial product, and is information paired with an assumed fluctuation range corresponding to the box and an order interval in a box of the matrix, and is the above-mentioned financial product. A matrix output unit that outputs a matrix that has financial-related information that is information about
Of the two or more boxes in the matrix output by the matrix output unit, a reception unit that receives a box instruction that is an instruction for each one or more boxes, and a reception unit.
It is provided with an order-related screen output unit that outputs an order-related screen, which is a screen corresponding to an assumed fluctuation range corresponding to a box for the box instruction and an order interval, and is a screen for placing an order for a financial product.
The reception department
For the order-related screen output by the order-related screen output unit, an order instruction, which is an instruction to order a financial product, is accepted.
A financial information processing device further comprising an order processing unit that performs order processing, which is a process for ordering the financial product in response to the reception of the order instruction. The reception department
The financial information processing apparatus according to claim 1, wherein only the box instructions for one or more boxes satisfying a predetermined condition among the two or more boxes in the matrix output by the matrix output unit are accepted. The predetermined conditions are
The financial information processing device according to claim 2, which is a condition using the target asset of the user who inputs the box instruction. The conditions using the target asset are
The financial information processing apparatus according to claim 3, wherein the target asset does not fall below the maximum required margin within the range calculated by using the assumed fluctuation range corresponding to the box and the order interval. The order-related screen is
The financial information processing apparatus according to any one of claims 1 to 4, which includes two or more position information relating to a position. After the reception unit receives the box instruction, the position acquisition unit that acquires two or more position information using the assumed fluctuation range and the order interval corresponding to the box instruction, and the position acquisition unit.
The financial information processing apparatus according to claim 5, further comprising an order-related screen configuration unit that constitutes an order-related screen by using two or more position information acquired by the position acquisition unit. The financial information in the matrix is financial information of any one of two or more types of predetermined financial information.
The reception department
Accepts the selection of one of the above two or more types of financial information,
The matrix output unit
The financial information processing apparatus according to any one of claims 1 to 6, which outputs a matrix having the selected financial information in a box. The financial information processing apparatus according to any one of claims 1 to 7, wherein the financial information of one of the one or more types of financial information is settlement profit / loss information, which is settlement profit / loss information. The matrix output unit
The financial information processing apparatus according to any one of claims 1 to 8, which also outputs a risk bar which is a bar indicating the degree of risk of the user in a mode corresponding to the matrix. The financial information in the matrix is financial information of any one of two or more types of predetermined financial information.
The reception department
Accepts the selection of one of the above two or more types of financial information,
The matrix output unit
The financial information processing apparatus according to claim 9, wherein the risk bar is output together with the matrix only when the selected financial information is predetermined financial information. A financial information processing method realized by a matrix output unit, a reception unit, an order-related screen output unit, and an order processing unit.
The matrix output unit is a matrix having two axes of the assumed fluctuation width of the financial product and the order interval of the financial product, and is paired with the assumed fluctuation width and the order interval corresponding to the box in the box of the matrix. A matrix output step that outputs a matrix having financial-related information that is information and information about the financial product, and
A first reception step in which the reception unit receives a box instruction which is an instruction for one or more of the two or more boxes in the matrix output in the matrix output step.
The order-related screen output unit is a screen corresponding to the assumed fluctuation range and the order interval corresponding to the box for the box instruction, and is an order-related screen that outputs an order-related screen which is a screen for placing an order for a financial product. Output steps and
A second reception step in which the reception unit receives an order instruction, which is an instruction to order a financial product, with respect to the order-related screen output in the order-related screen output step.
A financial information processing method comprising an order processing step in which the order processing unit performs order processing, which is a process for ordering the financial product in response to acceptance of the order instruction. Computer,
It is a matrix having two axes of an assumed fluctuation range of a financial product and an order interval of a financial product, and is information paired with an assumed fluctuation range corresponding to the box and an order interval in a box of the matrix, and is the above-mentioned financial product. A matrix output unit that outputs a matrix that has financial-related information that is information about
Of the two or more boxes in the matrix output by the matrix output unit, a reception unit that receives a box instruction that is an instruction for each one or more boxes, and a reception unit.
A program for functioning as an order-related screen output unit that outputs an order-related screen, which is a screen corresponding to an assumed fluctuation range corresponding to a box for the box instruction and an order interval, and is a screen for placing an order for a financial product. And
The reception unit operates the computer to receive an order instruction, which is an instruction to order a financial product, with respect to the order-related screen output by the order-related screen output unit.
A program for further functioning the computer as an order processing unit that performs order processing, which is a process for ordering the financial product in response to the acceptance of the order instruction.

Images