JP6827133B1 - Escrow payment system for reservation system and escrow payment method for reservation system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an escrow payment system for a reservation system and an escrow payment method for a reservation system capable of suppressing troubles in service reservation. An escrow payment system for a reservation system includes an escrow service server 1 that enables escrow payment to be used in a service reservation. The reservation information acquisition unit 11 receives the reservation information 101 from the reservation site server 10. The payment receiving processing unit 12 notifies the reservation site server 10 of the completion of the payment in response to the recognition of the payment of the monetary value by the reservation person 20 to the first account 41, and the reservation site server 10 performs the reservation procedure. Complete. In response to the receipt of the store visit information from the provider 30, the payment delivery processing unit 14 determines the monetary value of the amount corresponding to the payment equivalent amount from the monetary value deposited from the reservation person 20 to the first account 41. , Remittance from the second account to the provider 30. [Selection diagram] Fig. 1

Description

The present disclosure relates to an escrow payment system for a reservation system that enables escrow payment in a reservation for providing a service, and an escrow payment method for a reservation system.

With the spread of communication terminals connected to networks, electronic commerce is expanding rapidly. Electronic commerce is a part or all of commerce on a network, and since all transactions on the network are covered, the area is very wide. Electronic commerce includes, for example, business-to-business (BtoB: Business to Business) transactions, business-to-consumer (BtoC: Business to Consumer) transactions, and general consumer (CtoC:) transactions. Consumer to Consumer) transactions can be included.

In addition to electronic commerce in which products are bought and sold, even in the service industry where customers need to visit actual stores, reservations for providing services using a reservation system are also made on the network (for example,). See Patent Document 1).

Japanese Unexamined Patent Publication No. 2012-042996

On the other hand, with the spread of reservations for providing services using a reservation system, troubles related to reservations are increasing. Specifically, on the service provider side, there are problems such as cancellation without permission without contacting the store even though the reservation person made a reservation, or the reservation content is changed just before the reservation date and time. there were. In addition, on the service reservation side, there was a problem that the reserved service was not provided even though the reservation person visited the store.

The present disclosure has been made in view of such a situation, and an object thereof is to provide an escrow payment system for a reservation system and an escrow payment method for a reservation system that can suppress troubles in reservation of services. ..

The escrow payment system for a reservation system that solves the above problems is an escrow payment system for a reservation system including an escrow service server that enables escrow payment in service reservation, and the escrow service server reserves a service to be provided. The reservation information acquisition unit that receives reservation information from the reservation site server where the reservation information is performed, and the first account that manages the distribution of monetary value of the same type as the type specified for payment in the reservation information, and is the escrow. Recognize that the escrow service server has notified the reservation information from the account of the reservation person specified in the reservation information to the first account whose balance is grasped by the service server, and that the payment by the payment instruction of the reservation person has been completed. Corresponding to the payment equivalent amount from the monetary value deposited from the reservation person's account to the first account in response to the receipt of the payment receipt processing unit and the store visit information of the reservation person from the provider. It is provided with a payment delivery processing unit that transfers the monetary value of the amount from the second account whose balance is grasped by the escrow service server to the account of the provider in response to the payment instruction of the escrow service server.

The escrow payment method for the reservation system that solves the above problems is an escrow payment method for the reservation system performed by the escrow service server that enables escrow payment in the reservation of the service, and is a reservation site where the reservation of the provided service is performed. It is the first account that manages the reservation information acquisition process that receives reservation information from the server and the distribution of monetary value of the same type as the type specified for payment in the reservation information, and the escrow service server manages the balance. A payment processing step of recognizing that the escrow service server has notified the reservation information from the account of the reservation person specified in the reservation information to the first account to be grasped and the payment by the payment instruction of the reservation person has been completed. In response to the receipt of the reservation person's store visit information from the provider, the amount of monetary value corresponding to the payment equivalent amount from the monetary value deposited from the reservation person's account to the first account The escrow service server includes a payment delivery processing step of transferring the value from the second account whose balance is grasped to the account of the provider in response to the payment instruction of the escrow service server.

According to the above-mentioned configuration or method, when the reservation person applies for a reservation, the reservation procedure is completed by paying the service provision price by the escrow payment system, and the service is provided to the provider based on the reservation person's visit information. Since the offer price is remitted, the security in booking the service is ensured.

In the escrow payment system for the reservation system, the first account is lent by the first digital currency server that manages the circulation of the first digital currency of the same type as the type specified for payment in the reservation information. The second account manages the circulation of the second digital currency, which is the type specified for receipt by the provider in the reservation information as a type different from the first digital currency. It is an account lent by the digital currency server of the above, and the payment receiving processing unit recognizes that the payment of the reservation person has been completed, notifies the provider terminal that the payment has been completed, and delivers the payment. In response to the receipt of the reservation person's store visit information from the provider, the processing unit corresponds to the payment equivalent amount from the first digital currency deposited from the reservation person's account to the first account. The amount of the second digital currency to be transferred may be transferred from the second account to the provider's account, and the provider may be notified of the completion of the transfer.

According to the above-described configuration, even if different types of digital currencies are used for payment between the provider and the reservation person, escrow payment can be performed between the different digital currencies. As a result, the convenience of digital currency in escrow payment can be enhanced.

In the escrow payment system for the reservation system, the reservation information includes the reservation person information, the provider information, and the service information, and the payment receiving processing unit includes the reservation person information, the provider information, and the service information. Based on the service information, the reservation person is notified of the amount of the first digital currency to be transferred to the first account, and the amount of the first digital currency deposited in the first account is It may be determined whether or not it is appropriate.

According to the above-described configuration, the reservation person terminal is notified of the information necessary for remittance, so that the reservation person can easily pay an appropriate amount of digital currency. In addition, since it is determined whether or not the amount of the deposited digital currency is appropriate, the settlement will be smooth.

In the escrow payment system for the reservation system, it is possible to acquire the cancellation information of the service from the reservation site server, and the payment receiving processing unit completes the payment from the payment receiving processing unit to the provider terminal. When the cancellation information of the service is obtained from the reservation site server after a lapse of a predetermined period from the notification, the first digital currency for which the payment has been completed in the first account under the predetermined refund conditions. May be refunded to the reservation person's account.

According to the above configuration, even after the reservation person has paid the first digital currency, if the reservation person performs the cancellation procedure, the reservation person cancels the reservation under the predetermined refund conditions. Since the refund process will be smooth, the refund process will be smooth when the reservation person cancels the reservation.

In the escrow payment system for the reservation system, when the payment delivery processing unit cannot receive the store visit information from the provider, after a predetermined period has elapsed from the date and time when the reservation person reserved the provision of the service based on the reservation information. , The second digital currency in an amount corresponding to the payment equivalent amount may be transferred to the provider's account under predetermined payment conditions.

According to the above configuration, even if the reservation person forgets to visit the store on the reserved date and time or does not visit the store, the provider is paid the digital currency corresponding to the payment amount, so the reservation is made. Safety is ensured.

In the escrow payment system for the reservation system, the payment receiving processing unit transfers the price of the service provided by the provider to the reservation person to the first account based on the store visit information acquired from the provider terminal. When it is determined that the amount of the first digital currency for which the deposit has been completed is less than the amount of the first digital currency for which the deposit has been completed, the first digital currency for which the deposit has been completed is transferred to the first account by the reservation person under predetermined refund conditions. You may refund to your account.

According to the above configuration, the difference between the value of the paid digital currency and the offer price is refunded to the reservation person 20 or remitted to the provider 30 via the escrow service server 1, so that the reservation safety is ensured. Will be done.

The escrow payment system for the reservation system includes an account management unit that manages the balance of the first account and the balance of the second account, and the account management unit includes the first account and the second account. At least one of the withdrawal of digital currency from the account whose balance exceeds the set upper limit and the replenishment of digital currency for the account whose balance is below the set lower limit. Processing may be performed.

According to the above configuration, the balances of the first account and the second account will be maintained between the upper limit and the lower limit set through adjustment by withdrawal or replenishment, so that the first account And the amount of funds held in the second account can be maintained at an appropriate amount. In addition, by reaching the set upper limit and lower limit, payouts and replenishments are made in a certain amount, so that the number of payouts and replenishments can be reduced, and labor and fees can be kept low. Become.

In the escrow payment system for the reservation system, the account management unit is another account that is an account of a type of digital currency different from the digital currency that has been paid out, in whole or in part of the amount corresponding to the digital currency that has been paid out. Therefore, the other account may be replenished with a low sufficiency rate with respect to the upper limit value or the lower limit value set in the other account.

In the escrow payment system for the reservation system, the account management unit is another account in which the digital currency requiring replenishment is an account of a type of digital currency different from the digital currency requiring replenishment. It may be replenished by remittance from the other account having a high sufficiency rate with respect to the upper limit value or the lower limit value set in the other account.

According to the above configuration, funds are transferred from the account with a high balance to the account with a low balance among multiple accounts managed by the escrow service server, so that deposits and withdrawals to the outside can be reduced, so that the funds can be managed. Highly convenient.

In the escrow payment system for the reservation system, the reservation person receives a first digital currency in an amount corresponding to the provision price of the service provided by the reservation person and the participant who is provided with the service together with the reservation person. When the payment is made to the first account, the payment receiving processing unit receives the payment from the provider terminal, and the reservation person completes the payment to the first account based on the store visit information. The participant terminal operated by the participant is notified of the payment instruction of the service provision price provided to the participant, and the first digital currency of the amount corresponding to the service provision price provided to the participant is transmitted. You may deposit to the reservation person's account.

According to the above configuration, even if there are multiple persons who are provided with the service including the reservation person, the settlement between the reservation person and the provider and the settlement of the payment price between the reservation person and the participant Can proceed smoothly.

According to the present disclosure, troubles in reservation of services can be suppressed.

A block diagram showing an embodiment of an escrow payment system and an escrow payment method. The block diagram which shows the structure of this embodiment. The sequence diagram which shows the processing procedure of this embodiment. The sequence diagram which shows the processing procedure of this embodiment. The sequence diagram which shows the processing procedure of this embodiment. The sequence diagram which shows the processing procedure of this embodiment.

Hereinafter, this embodiment will be described with reference to FIGS. 1 to 6. In the present embodiment, an escrow payment system that enables escrow payment in service reservation and an escrow payment method will be described.

The connection via the network N in the present embodiment will be described with reference to FIG. The network N may be a public communication line, a dedicated communication line, or a communication line composed of a combination thereof. The network N includes an escro service server 1, a reservation terminal 2 operated by the reservation person 20 who reserves the service, a provider terminal 3 operated by the provider 30 who provides the service, and a first digital currency management first. The digital currency server 4, the second digital currency server 6 that manages the second digital currency, and the reservation site server 10 are connected to each other so as to be able to communicate with each other.

Here, the digital currency means a monetary value expressed by digital data (hereinafter, simply referred to as a value). There are multiple types of digital currencies, including electronic money and crypto assets.

There are multiple types of electronic money, and there are some differences in how to use each type of electronic money (there are some restrictions). For example, one piece of electronic money is available in a predetermined payment system tuned to handle the electronic money. Therefore, usually, one electronic money cannot be used in a payment system adjusted to handle another electronic money different from the electronic money. Examples of electronic money services include "LINE Pay" (registered trademark) and "Yahoo! (registered trademark) money".

A user of electronic money can convert currencies such as yen and dollars into electronic money and use the converted electronic money to purchase goods and services. The product referred to here may include a physical article and digital contents such as a data file and an application program.

The unit of electronic money may be a unique unit different from the currency unit, but may be the same unit as the currency. In addition, electronic money may include corporate currency, which is a point program independently issued by a company and is also called corporate points. Further, the electronic money may include a form in which information is written on an IC card and used like a credit card (IC card type), a form in which information is distributed as data on the Internet (network type), and a prepaid card type. At this time, the account holding the electronic money is usually under the control of the organization or company that issued the electronic money, but the account is placed on the IC card or on the server. It may be arranged on the mobile terminal, or the arrangement location may be composed of a combination thereof. Here, the account includes electronic information that stores the amount of electronic money possessed by the user by the managing organization / company, and stores the amount of electronic money allocated to each user in a form that can be increased or decreased.

The first digital currency and the second digital currency are different types of digital currencies. A payment system compatible with the first digital currency is required for payment of the first digital currency. A payment system compatible with the second digital currency is required for payment of the second digital currency.

The escrow service server 1, the reservation person terminal 2, the provider terminal 3, the first digital currency server 4, the second digital currency server 6, and the reservation site server 10 are all or part of different groups, companies, or individuals. It may be owned and managed.

With such a configuration, in the present embodiment, for example, the reservation of the service provided by the provider 30 by the reservation person 20 established on the reservation site server 10 is performed by the procedure of the reservation via the escrow service server 1 and any digital currency. It is executed by delivery of the price.

The escrow service server 1, the reservation person terminal 2, the provider terminal 3, the first digital currency server 4, the second digital currency server 6, and the reservation site server 10 will be described with reference to FIG.

The reservation site server 10 is, for example, a computer such as a personal computer or a workstation that makes a reservation for providing a service at a restaurant, a hotel, a clinic, or the like. The service to be reserved may be, for example, a seat reservation in public transportation or a facility use reservation. Reservation The reservation of service provision made on the site server 10 is assumed to be general and well-known, and the description thereof will be omitted. The reservation site server 10 has reservation information 101 as information used for reservations made in the site. The reservation information 101 includes the reservation person information 102, the provider information 103, the service information 104, and the reservation ID number. The reservation site server 10 includes an escrow payment unit 110 that performs processing corresponding to the selection of escrow payment as one of the payment methods. The escrow settlement unit 110 transmits the reservation information 101 to the escrow service server 1 when escrow settlement is selected as the settlement method. The reservation site server 10 has a method other than escrow payment as the payment method, and a method other than escrow payment may be selected.

The reservation person terminal 2 is a computer operated by the service reservation person 20, for example, a mobile phone, a smartphone, a tablet computer, a personal computer, or the like. The reservation person 20 operates the reservation person terminal 2 to access the reservation site server 10, confirms and makes a reservation for the service provided by the provider 30, and various other matters related to electronic commerce on the reservation site server 10. Can be operated. Further, the reservation person 20 operates the reservation person terminal 2 to exchange information about the escrow service with the escrow service server 1. Further, the reservation person 20 operates the reservation person account 5 assigned to the reservation person 20 through the operation of the reservation person terminal 2, or reserves the service in the first digital currency that he / she wants to use for the reservation. Pay the price.

An escrow service application (ESApp) 9 is provided (installed) on the reservation person terminal 2. ESApp9 is an application that facilitates the exchange of information with and from the escrow service server 1. The ESApp 9 is generated by having the reservation person 20 input information that the reservation person 20 must notify the escrow service server 1 or collecting from the reservation person terminal 2, and notifies the escrow service server 1. In addition, ESApp 9 may hold information regarding the reservation made by the reservation person 20 using the reservation person terminal 2.

The provider terminal 3 is a computer operated by the provider 30, such as a mobile phone, a smartphone, a tablet computer, or a personal computer. The provider 30 can operate the provider terminal 3 to access the reservation site server 10 to confirm an order from the reservation site 20 and perform various other operations related to electronic commerce on the reservation site server 10. it can. Further, the provider 30 operates the provider terminal 3 to exchange information about the escrow service with the escrow service server 1. In addition, the provider 30 operates the provider account 7 assigned to the provider 30 through the operation of the provider terminal 3 or provides the service in a second digital currency that the provider wishes to use for reservation. You can confirm that you have received the payment.

The first digital currency server 4 is a server that manages the circulation of the first digital currency. The first digital currency server 4 maintains and manages an account that can handle the first digital currency, and lends the account to the user. The first digital currency server 4 is the name of the reservation person 20 as a lending account, and is the name of the reservation person account 5 in which the reservation person 20 manages the inflow and outflow of digital currency, and the name of the person who manages the escrow service server 1. The escrow service server 1 has a first account 41 for grasping the balance.

The second digital currency server 6 is a server that manages the circulation of the second digital currency, which is a digital currency of a type different from that of the first digital currency. The second digital currency server 6 maintains and manages an account that can handle the second digital currency, and lends the account to the user. The second digital currency server 6 is in the name of the provider 30 as a lending account, and is in the name of the provider account 7 in which the provider 30 manages the inflow and outflow of digital currency and the person who manages the escrow service server 1. The escrow service server 1 has a second account 61 for grasping the balance.

The first and second digital currency servers 4 and 6 are computers such as personal computers and workstations that provide digital currency services. The first and second digital currency servers 4 and 6 manage the circulation of different types of digital currencies, but are assumed to enable well-known and general digital currency services. That is, although not shown, the digital currency server makes a payment with a financial institution system when purchasing a digital currency or returning it to cash (cashing) or a transaction information acquisition means for acquiring transaction information between users of the digital currency. It is configured to be equipped with payment means for performing payments and transaction execution means for executing various transactions and processes of digital currencies. Then, the amount of digital currency associated with each user is stored in the account. In addition, the digital currency server is a history information search means for searching the history information of the digital currency stored in the digital currency account, a history information notification means for notifying the searched history information at the request of the user, and the like. It may be configured to be provided with a history information preservation means or the like that semi-permanently preserves the history information.

The escrow service server 1 is a computer such as a personal computer or a workstation that performs processing related to the escrow service. When the escrow service server 1 receives the reservation information 101 from the reservation site server 10, it processes the payment of the reservation person 20 and the reservation by the provider 30 regarding the service of the reservation ID number, and visits the reservation person 20 and the provider 30. Performs processing related to remittance.

The escrow service server 1 acquires the reservation information 101 from the escrow settlement unit 110 and holds it in the reservation information holding unit 16, and the escrow service server 1 performs a payment receiving process between the reservation information acquisition unit 11 and the reservation person terminal 2. 12 and. Further, the escrow service server 1 includes a digital currency intermediary unit 13 capable of mutually converting the value of a first digital currency of a different type and the value of a second digital currency, or converting the value into a currency. .. Further, the escrow service server 1 includes a payment delivery processing unit 14 for remittance of a second digital currency from the second account 61 to the provider account 7 when the remittance conditions are satisfied. Further, the escrow service server 1 includes an account management unit 15 that manages the balance of the first account 41 and the balance of the second account 61, respectively.

Subsequently, an example of a reservation using the escrow payment system in the present embodiment will be described with reference to FIGS. 3 to 6.
FIG. 3 is a sequence diagram showing a process in which escrow payment is selected for a reservation made by a reservation person on the reservation site server 10 as the first stage of reservation, and the reservation information is linked.

First, the provider 30 operates the provider terminal 3 to post information about the service provided to the reservation site server 10 (step S31 in FIG. 3). At this time, the provider 30 also registers in the reservation site server 10 that the reservation for the service can be made only by escrow payment, or that escrow payment can be selected. As a result, the reservation person 20 can select the escrow payment and make a reservation for the service on which the information is posted on the reservation site server 10.

The provider 30 is permitted to post information about the service on the reservation site server 10 by registering the provider information 103 in advance. Further, when the provider 30 posts information about the service, the provider 30 registers the service information 104 for each of the posted services. The provider information 103 states that the type of digital currency used by the provider for payment is the "second digital currency" and that the second digital currency server 6 has the "provider account 7". include. That is, the provider 30 selects a second digital currency for payment from a plurality of digital currencies that can be settled by the escrow service server 1. Further, the provider information 103 includes the address, name, company name, telephone number, e-mail address, etc. of the provider 30. The service information 104 includes information such as a service type, a service name, a name, a required time, and a person in charge of providing the service. Further, the reservation information 101 includes the reservation date and time, the number of people reserved, the reservation price, and the like as information related to the reservation.

Further, the reservation person 20 operates the reservation person terminal 2 to reserve the service provided by the reservation site server 10 and selects escrow payment as the payment method (step S32 in FIG. 3). As a result, the reservation person 20 decides to reserve the service posted on the reservation site server 10, and the procedure for the reservation proceeds.

The reservation person 20 can reserve the service of the reservation site server 10 by registering the reservation person information 102. The reservation person information 102 states that the type of digital currency used by the reservation person 20 for payment is the "first digital currency" and that the first digital currency server 4 has the "reservation person account 5". It is included. That is, the reservation person 20 selects the first digital currency for payment from the plurality of digital currencies that can be settled by the escrow service server 1. Further, the reservation person information 102 includes the address, name, company name, telephone number, e-mail address, etc. of the reservation person 20.

When the reservation person 20 applies for a service reservation by the operation of the reservation person terminal 2, the reservation site server 10 obtains the reservation information 101 from the reservation person information 102, the provider information 103, the service information 104, and the reservation ID number. create. Then, the created reservation information 101 is registered as reservation information in the escrow settlement unit 110 (step S33 in FIG. 3). The escrow settlement unit 110 links the reservation information 101 by notifying the escrow service server 1 of the registered reservation information 101 (step S34 in FIG. 3). Then, the escrow service server 1 acquires the notified reservation information 101 by the reservation information acquisition unit 11, and starts the escrow service based on the acquired reservation information 101 (reservation information acquisition process). Further, the escrow service server 1 acquires the notified reservation information 101 in the reservation information acquisition unit 11 and holds it in the reservation information holding unit 16 for at least a period until the reservation by the escrow service is completed.

When starting the escrow service, the escrow service server 1 may notify the provider terminal 3 of the start of the escrow procedure (step S35-1 in FIG. 3), and notify the reservation person terminal 2 of the start of the escrow procedure. It may be (step S35-2 of FIG. 3). For the notification from the escrow service server 1 to the reservation person terminal 2 and the provider terminal 3, an appropriately available method is selected. Available methods include e-mail, a notification function of the reservation site server 10, a notification function of the first digital currency server 4 and the second digital currency server 6, and the like.

FIG. 4 is a sequence diagram when the reservation person 20 pays the service provision price in an arbitrary digital currency as the second stage of the reservation (payment receipt processing process).
First, when the escrow procedure is started, the escrow service server 1 notifies the reservation person terminal 2 of the payment instruction by e-mail or the like (step S41 in FIG. 4). The payment instructions include the number of the first account 41 to which the remittance is made and the amount of the first digital currency to be remitted to the first account 41.

When the payment instruction is notified to the reservation person terminal 2, the reservation person 20 operates the reservation person terminal 2 to perform a payment operation of the first digital currency from the reservation person account 5 to the first account 41 (FIG. 4). Step S42). As a result, the first digital currency is remitted from the reservation person account 5 to the first account 41 (step S43 in FIG. 4). At this time, since the reservation person account 5 and the first account 41 are accounts of the same type of the first digital currency, the first digital currency from the reservation person account 5 to the first account 41 is applied. Expenses and fees are usually free or relatively low, for example to promote the use of the first digital currency. Further, the reservation person terminal 2 has a function corresponding to the reservation person account 5 of the first digital currency server 4 in the remittance completion notification indicating that the remittance of the digital currency from the reservation person account 5 to the first account 41 is completed. Notified from (step S431). As a result, the reservation person 20 can confirm that the remittance of the digital currency has been completed.

When the digital currency is deposited in the first account 41, a deposit notification including information on the deposit is notified from the first account 41 to the escrow service server 1 (step S44 in FIG. 4). More specifically, the deposit notification is a notification of deposit information from the first digital currency server 4 to the first account 41 of the escrow service server 1. The payment notification may include information on the reservation person 20 and information on the payment amount, as well as a reservation ID number. The escrow service server 1 confirms the reservation person 20 and the payment amount based on the collation of the reservation information 101 with the payment information (step S45 in FIG. 4). At this time, if the reservation ID number is included, the reservation information 101 and the payment information may be collated by the reservation ID number.

When it is confirmed by the collation that the reservation person 20 and the payment amount match, the escrow service server 1 notifies the reservation person terminal 2 by e-mail or the like that the provision price of the reserved service has been paid ( Step S46 in FIG. 4). This notification may include the amount of the first digital currency deposited, the remittance destination, and the like. As a result, the reservation person 20 can confirm that the payment has been made by the operation by the reservation person terminal 2.

On the other hand, if at least one of the reservation person 20 and the payment amount does not match due to collation, the reservation is made via the first digital currency server 4 used by the reservation person 20 only when there is an error in the procedure contents such as the deposit amount. The person terminal 2 may be notified to correct the remittance amount and prompt the procedure for resending money. Further, the remittance amount corresponding to the procedure notified to the reservation person terminal 2 may be corrected, and when the resend money is not performed or when there is a problem that the resend money cannot be resent, the reservation may be canceled.

FIG. 5 is a sequence diagram showing, as the third stage of the reservation, the completion of the procedure related to the reservation and the notification to the reservation person 20 and the provider 30 that the procedure has been completed.
When the payment by the reservation person 20 is confirmed, the escrow service server 1 notifies the reservation site server 10 of the payment completion notification indicating that the payment from the reservation person 20 has been completed by e-mail or the like (FIG. 5). Step S51).

When the payment completion notification is notified, the reservation site server 10 notifies the provider terminal 3 of the reservation notification indicating that the reservation has been made by the reservation person 20 on the assumption that the procedure related to the reservation has been completed (step of FIG. 5). S52). Further, the reservation site server 10 notifies the reservation person terminal 2 of the reservation completion notification indicating that the reservation procedure for the service provided by the provider 30 has been completed (step S54 in FIG. 5).

The reservation person 20 is provided with the service by visiting the store with the provider 30. The provider 30 inputs store visit information by operating the provider terminal 3 (step S54 in FIG. 5). The store visit information to be input is information including the fact that the reservation person 20 has visited the store and received the service, and the price of the service provided by the provider 30. When the provider 30 ends the provision of the service, the provider terminal 3 is operated by the provider 30, and the store visit information is input. The provider terminal 3 notifies the escrow service server 1 of the input store visit information as store visit information, and causes the notified store visit information to be registered.

FIG. 6 is a sequence diagram of the fourth stage of the reservation, in which the provider 30 receives the price with an arbitrary digital currency service and the procedure for providing the service is completed (the price delivery processing process).
When the store visit information indicating that the reservation person 20 from the provider 30 visited the store and received the service was registered, the escrow service server 1 was temporarily entrusted (consigned) by the reservation person 20. An instruction is given to pay the reservation price of the service in the first digital currency to the provider 30 in the second digital currency (step S61 in FIG. 6). At this time, the escrow service server 1 calculates the amount of the second digital currency corresponding to the payment equivalent amount in the payment delivery processing unit 14. The amount equivalent to payment may be the service offer price, the service offer price minus the escrow service usage fee, or the amount after deducting other taxes and advance payments. There may be. Since the amount of the first digital currency corresponding to the service offer price is paid at the time of deposit, the calculated amount of the second digital currency is the first amount deposited from the reservation person 20 to the first account 41. You can spend from one digital currency.

In response to the payment instruction, the payment delivery processing unit 14 remits the amount of the second digital currency corresponding to the payment equivalent amount from the second account 61 to the provider account 7 of the provider 30 (step S62 in FIG. 6). ). When the digital currency is deposited in the provider account 7, a deposit notification including information on the deposit is notified from the provider account 7 to the provider terminal 3 (step S63 in FIG. 6). More specifically, as a payment notification, the information of the provider account 7 is notified from the second digital currency server 6 to the provider terminal 3. In addition, the payment delivery processing unit 14 (escrow service server 1) receives a remittance completion notification indicating that the remittance of digital currency from the second account 61 to the provider account 7 has been completed, which is the second of the second digital currency server 6. Notified by the function corresponding to the account 61 of 2 (step S621). As a result, the escrow service server 1 confirms that the remittance of the digital currency has been completed.

The provider terminal 3 performs the service payment processing based on the payment notification (step S64 in FIG. 6). The payment receiving process is, for example, a collation process between the offer price and the deposit amount. When the payment receipt processing is completed, the provider terminal 3 notifies the escrow service server 1 of the payment receipt information (step S65 in FIG. 6).

The escrow service server 1 performs the payment information registration process based on the remittance completion notification from the second digital currency server 6 and the registration notification of the payment receipt information from the provider terminal 3 (step S67 in FIG. 6). Then, in the payment information registration process, the escrow service server 1 registers the completion of the reservation for the reservation information 101 held in the reservation information holding unit 16, and completes the process related to the reservation. Further, the escrow service server 1 notifies the reservation person 20 of the payment completion notification by e-mail or the like (step S68 in FIG. 6). The payment completion notification may include that the payment has been received by the provider 30 and that the procedure for providing the payment has been completed.

When the reservation is canceled on the reservation site server 10 by the operation of the reservation person terminal 2 of the reservation person 20, the escrow service server 1 gives a predetermined refund based on the cancellation information transmitted from the reservation site server 10. Under the conditions, the payment receiving processing unit 12 may refund the first digital currency to the reservation person 20. The cancellation information includes the reservation ID number corresponding to the canceled reservation, the date and time when the cancellation was made, and the like. The value of the refunded digital currency may be the same amount or value as the first digital currency that has been deposited in the first account 41, or the predetermined cancellation fee is deducted from the amount deposited. It may be done or it may be time-converted. When the predetermined cancellation fee is reduced, the payment delivery processing unit 14 may remit the amount of the second digital currency corresponding to the predetermined cancellation fee to the provider account 7, or the predetermined cancellation fee may be used as the predetermined cancellation fee. Fees and the like may be reduced. The predetermined refund conditions may include necessary ones from the period from the cancellation date and time to the reservation date and time, the permission by the reservation person 20, the petition by the provider 30, and the like.

On the other hand, when the escrow service server 1 does not visit the store even after a predetermined time has passed from the reservation date and time recorded in the reservation information 101 and cannot receive the store visit information from the provider 30, the escrow service server 1 is second under the predetermined remittance conditions. Digital currency may be remitted to provider 30. The value of the digital currency to be remitted may be the same amount or value as the first digital currency that has been deposited in the first account, or the prescribed fee will be deducted from the amount deposited. It may be the one that has been converted to the market value or the like. The predetermined time may be set in units of minutes to hours, or days. The predetermined remittance conditions are the number of times the reservation site server 10 reminds the reservation date and time from the reservation site server 10, the result of the status confirmation by the reservation site server 10, the petition by the provider 30, and the acceptance of compulsory payment. Etc., which may include necessary ones.

On the other hand, the payment receiving processing unit 12 refunds a predetermined amount when the service is not provided or the provided service is different from the reservation contents even though the reservation person 20 visits the store on the reservation date and time. Under certain conditions, the first digital currency may be refunded to the Booker 20. The value of the refunded digital currency may be the same amount or value as the first digital currency that has been deposited in the first account 41, or a predetermined fee or the like is deducted from the amount or the like deposited. It may be the one that has been converted to the market value. The predetermined refund conditions may include necessary ones from the result of the status confirmation by the reservation site server 10, the consent of the provider 30, and the like.

Further, in the payment receiving processing unit 12, after the store visit information is input from the provider terminal 3, the reservation person 20 actually visits the store and the provision price of the service provided is paid to the first account by the reservation person 20. When the value of the first digital currency is lower than the value of the first digital currency, the first digital currency is given to the reservation person 20 as the difference between the service provision price and the value of the first digital currency deposited under the prescribed refund conditions. You may refund. For example, if the number of reservations 20 is changed, the content of the service provided is changed, or a discount coupon is applied, the value of the first digital currency deposited by the reservations On the other hand, the price of the service actually provided by visiting the store may change. The value of the refunded digital currency may be the same amount or value as the difference between the service provision price and the value of the first digital currency deposited, or a predetermined fee or the like may be deducted from the difference. However, it may be converted to market value. The predetermined refund conditions may include necessary ones from the result of the status confirmation by the reservation site server 10 and the consent of the reservation person 20.

If the service price provided by the reservation person 20 actually visits the store is higher than the value of the first digital currency deposited by the reservation person 20 into the first account, the reservation person 20 provides the service. The difference between the service provision price and the value of the first digital currency deposited at the store or the like of the person 30 is paid. When the reservation person 20 pays the difference, at least one or more payment means such as cash, credit card, debit card, and prepaid card may be selected in addition to a plurality of types of digital currencies.

Further, when the provision price of the service actually provided by the reservation person 20 is higher than the value of the first digital currency deposited by the reservation person 20 into the first account, the payment delivery processing unit 14 , The second digital currency in an amount corresponding to the difference may be remitted to the provider 30 based on the store visit information input by the provider 30 through the provider terminal 3. At this time, the escrow service server 1 notifies the reservation person 20 to request payment of the first digital currency in an amount corresponding to the difference. The timing at which the escrow service server 1 remits the second digital currency to the provider 30 may be after the reservation person 20 has deposited the amount of the first digital currency corresponding to the difference, or before the deposit.

(Account balance management process)
In the present embodiment, the escrow service server 1 includes the above-mentioned account management unit 15.
The account management unit 15 manages and adjusts while grasping the balance of the first account 41 and the balance of the second account 61. For example, the account management unit 15 has an upper limit value and a lower limit value of the digital currency balance corresponding to the first account 41 in the first account 41, and the second account 61 has a second. It has an upper limit and a lower limit of the digital currency balance corresponding to the account 61 of 2. Since it is possible that the digital currency of the first account 41 and the digital currency of the second account 61 have different demands due to differences in the distribution volume and the like, the upper limit value and the lower limit value according to the demand are set respectively. It is preferable to set.

The account management unit 15 adjusts the balance of the digital currency of the first account 41 so that it is between the set upper limit value and the lower limit value. For example, the account management unit 15 pays out digital currency from the account when the balance of the first account 41 exceeds the set upper limit value, and when the balance falls below the lower limit value, the account concerned. Do at least one of the processes of replenishing digital currency. Further, the account management unit 15 adjusts the balance of the digital currency of the second account 61 in the same manner as the adjustment of the balance of the digital currency of the first account 41.

When the balance of the account reaches the upper limit or the lower limit, the amount of digital currency can be converted into cash or purchased by paying out or replenishing the amount larger than the amount settled in each reservation. The number of times is reduced. For this reason, it is possible to reduce the labor required for cashing and purchasing digital currencies, and also to reduce the expenditure of fees paid to financial institutions, digital currency management organizations, etc. at the time of cashing and purchasing.

In the escrow service server 1, when the reservation is completed, the total balance (value) of the first account 41 and the balance (value) of the second account 61 becomes the same as before the reservation. That is, in the escrow service server 1, the total balance of each account does not change. Also, if you own three or more digital currency accounts, the balance ratio of each account may fluctuate from the initial ratio, but the total balance (total value) of all accounts will not change. Therefore, the balance of each account can be adjusted between the accounts. Further, if the types of digital currencies that can be handled by three or more accounts are different, the number of combinations of types of digital currencies that can be mediated by the escrow service server 1 will increase.

For example, when the account management unit 15 makes adjustments to suppress the increase in the balance of the account by paying out, all or part of the value corresponding to the amount of the paid out digital currency is different from the paid out digital currency. Replenish your digital currency account. In addition, when there are multiple accounts of other digital currencies to be replenished, select the account with a low sufficiency rate for the upper limit or lower limit set for the account from among the other accounts. You can replenish this selected account. This reduces the risk of excess account balance.

Further, for example, when the account management unit 15 makes adjustments to suppress a decrease in the balance of the account by replenishment, the digital currency required for replenishment is an account of a type of digital currency different from the digital currency requiring replenishment. Withdraw from another account and replenish. In addition, when there are multiple accounts of other digital currencies to be paid out, select the other account with a high sufficiency rate for the upper limit value or lower limit value set for the other account among the multiple other accounts. Then, the balance of the account to be replenished is replenished by remittance of digital currency withdrawn from this account. This reduces the risk of running out of account balance.

According to this embodiment, the following effects can be obtained.
(1) When the reservation person 20 applies for a reservation, the reservation procedure is completed by settling the service provision price by the escrow payment system, so that the safety in the service reservation is ensured.
(2) Even if different types of digital currencies are used for payment between the provider 30 and the reservation person 20, escrow payment can be performed between the different digital currencies. As a result, the convenience of digital currency in escrow payment can be enhanced.

(3) Since the information necessary for remittance is notified to the reservation person terminal 2, the reservation person 20 can easily pay an appropriate amount of digital currency. In addition, since it is determined whether or not the amount of the deposited digital currency is appropriate, the settlement will be smooth.

(4) Even after the reservation person 20 has paid the first digital currency, when the reservation person 20 performs the cancellation procedure, the digital currency of the type deposited by the reservation person 20 is reserved under the predetermined refund conditions. Since the refund will be made to the person 20, the refund process when the reservation person 20 cancels the reservation will be smooth.

(5) Even after the reservation person 20 has paid the first digital currency, when the provider 30 does not provide the reserved service, the digital of the type deposited by the reservation person 20 under the predetermined refund conditions. The security of the reservation is ensured because the currency will be refunded to the reservation person.

(6) Even if the reservation person 20 forgets to visit the store on the reserved date and time or does not visit the store, the reservation is safe because the digital currency corresponding to the payment equivalent amount is paid to the provider 30. Sex is ensured.

(7) Since the balances of the first account 41 and the second account 61 will be maintained between the upper limit and the lower limit set through adjustment by withdrawal or replenishment, the first account 41 and The amount of funds held in the second account 61 can be maintained at an appropriate amount. In addition, by reaching the set upper limit and lower limit, payouts and replenishments are made in a certain amount, so that the number of payouts and replenishments can be reduced, and labor and fees can be kept low. Become.

(8) Even after the reservation person 20 has paid the first digital currency, when the value of the first digital currency paid by the reservation person is different from the actual provision price of the service provided. Since the difference between the value of the paid digital currency and the offer price is refunded to the reservation person 20 or remitted to the reservation person 30 via the escrow service server 1, the security of the reservation is ensured.

(9) Convenience of fund management is possible because funds are transferred from an account with a high balance among a plurality of accounts managed by the escrow service server 1 to an account with a low balance, so that deposits and withdrawals to the outside can be reduced. high.

In addition, the above embodiment can be modified and implemented as follows. The present embodiment and the following modified examples can be implemented in combination with each other within a technically consistent range.
-In the above embodiment, a case where value is exchanged between the reservation person 20 and the provider 30 is illustrated. On the other hand, in one reservation made by the reservation person 20, if there is a participant who is provided with the service together with the reservation person 20, a participant account in the name of the participant and each participant manages the entry and exit of digital currency. Even if a third digital currency server, which is in the name of the person who manages the escrow service server 1 and has a third account for which the escrow service server 1 grasps the balance, is connected to the network N so as to be able to communicate with each other. Good.

At this time, the reservation person 20 completes the procedure related to the reservation by depositing the first digital currency in the amount corresponding to the provision price of the service provided to the reservation person 20 and the participants into the first account 41. To do. Then, after the reservation person 20 and the participant visit the store and the store visit information is input by the provider 30, the escrow service server 1 sends the service from the second account 61 to the provider account 7 in the payment delivery processing unit 14. In addition to remittance of the provided price, the payment receiving processing unit 12 notifies the participant terminal operated by the participant of an instruction to pay the provided price of the service provided by the participant. Then, when the participant operates the participant terminal to pay the digital currency from the participant account to the third account, the payment receiving processing unit 12 has an amount equivalent to the digital currency paid by the participant. Deposit the first digital currency into the booker account 5. The deposit information when the reservation person 20 deposits the first digital currency into the first account 41 and the deposit information when the participant deposits the digital currency into the third account are stored in the escrow service server 1, respectively. It is managed in association with the reservation ID number. According to the above configuration, even if there are a plurality of persons who are provided with the service including the reservation person 20, the payment between the reservation person 20 and the provider 30 and the payment between the reservation person 20 and the participant The settlement of the payment price can proceed smoothly.

At this time, the digital currency whose distribution is managed by the third digital currency server may be different from or the same as the first digital currency and the second digital currency. In addition, the number of participants may be one or a plurality. The payment receiving processing unit 12 deposits the first digital currency corresponding to the provision price of the service provided by the participant based on the store visit information input by the provider 30 to the reservation person 20, and then the participant terminal. The participant may notify the payment instruction of the amount of digital currency corresponding to the provision price of the service provided.

Further, the payment instruction to the participants by the payment receiving processing unit 12 is instructed by the reservation person 20 and the participants after the reservation person 20 completes the procedure related to the reservation based on the reservation information 101 transmitted from the reservation site server. You may go before you come to the store.

Further, the payment receiving processing unit 12 may instruct the participants to pay before the procedure for reservation is completed. For example, when the reservation person 20 applies for a service reservation, the payment receiving processing unit 12 issues a payment instruction for the service provision price reserved by the reservation person 20 based on the reservation information 101 transmitted from the reservation site server 10. In addition to notifying the reservation person 20, the participant may be notified of the payment instruction of the provision price of the service provided to the participant. The amount to which the participant is notified of the payment instruction is the amount obtained by dividing the total amount of the service provision price calculated based on the reservation information 101 sent from the reservation site server 10 by the number of the reservation person 20 and the participants. It may be an amount of money arbitrarily determined by the reservation person 20. The amount borne by the reservation person 20 when the payment by the participant is completed may be the same as or different from the provision price of the service provided by the reservation person 20.

Then, when the reservation person 20 collectively applies for reservations for the service provided to the reservation person 20 and the service provided to the participants, the payment receiving processing unit 12 among the services reserved by the reservation person 20. Notify the reservation person 20 of the payment instruction of the service provision price to be provided to the reservation person 20, and also notify the participant of the payment instruction of the service provision price to be provided to the participant. You may. In this case, when the payment by the reservation person 20 and the payment by the participants are all confirmed, the escrow service server 1 notifies the reservation site server 10 of the payment completion notification, and the reservation site server 10 completes the procedure related to the reservation. You may. In addition, the procedure for reservation may be completed when payment is confirmed by a part of the reservation person 20 and the participants.

-In the above embodiment, the case where the reservation person 20 reserves the service provided by the provider 30 is illustrated. However, the escrow service system is not limited to this, and can be applied even when the reservation person makes a reservation for the purchase of the product to the seller who sells the product.

-In the above embodiment, a case where ESApp9 is operated in order to communicate with the escrow service server 1 of the reservation person 20 has been illustrated. However, not limited to this, the reservation person 20 accesses the escrow service server from an application such as a web browser installed on the reservation person terminal 2 to notify payment instructions and perform payment processing of the first digital currency. You may.

-In the above embodiment, the case where the provider 30 operates the provider terminal 3 in order to register that the reservation person 20 has visited the store has been illustrated. At this time, the registration of the store visit information may be registered by the provider 30 writing in the input form (interface) displayed on the browser or the like, or may be registered through the ESApp installed on the provider terminal 3.

-The escrow service server 1 may give a payment instruction to be notified to the reservation person terminal 2 via ESApp9 instead of e-mail or the like. Further, at this time, the amount to be paid (the amount of digital currency) may be set by the reservation person, or the amount included in the payment instruction may be set. If the amount is set, it is possible to set the deposit amount by mistake and prevent a discrepancy between the offer price and the deposit amount.

-The escrow service server 1 may notify the provider terminal 3 of the completion of payment and the shipping instruction via ESApp9 instead of e-mail or the like.
-The escrow service server 1 may notify the reservation person 20 of the completion of payment via ESApp9 instead of e-mail or the like.

-The escrow service server 1 does not have to be provided with the account management unit 15.
-Even if the balance of the account has not reached the upper limit or the lower limit, an amount larger than the amount settled in each reservation may be paid out or replenished as necessary. As a result, the number of times of cashing and purchasing of digital currency can be reduced, the time and effort required for cashing and purchasing of digital currency can be reduced, and the fee paid to financial institutions and digital currency management organizations at the time of cashing and purchasing can be reduced. Can be reduced.

-The account for depositing money into the first account 41 is not limited to the reservation person account 5 which has the same name as the reservation person 20. If it can be confirmed that the person who made the deposit to the first account 41 is the reservation person 20, the account that makes the payment to the first account 41 may be in the name of the organization to which the reservation person 20 belongs, and the reservation is made. It may be in the name of the maiden name of the person 20, or in the name of another person such as a relative or friend of the person 20.

-The amount of the first digital currency deposited by the reservation person 20 into the first account 41 is not limited to the amount corresponding to the service provision price. The escrow service server 1 requests the reservation person 20 to pay a deposit less than the service provision price reserved by the reservation person 20, and the reservation person 20 charges the first digital currency in an amount equivalent to the deposit to the first account. You may complete the reservation procedure by depositing in 41. When the reservation person 20 visits the store and receives the service, the reservation person 20 pays the difference between the provision price of the service actually provided and the deposit paid in advance. When the reservation person 20 accesses the reservation site server 10 and performs the cancellation procedure, the escrow service server 1 refunds the deposit to the reservation person account 5 of the reservation person 20 under the predetermined refund conditions. If the reservation person 20 does not come to the store even after the visit date and time, the escrow service server 1 remits the deposit to the provider 30 under the predetermined remittance conditions.

-In the above embodiment, in the escrow service server 1, two types of digital currencies, a first digital currency and a second digital currency, which is a different type from the first digital currency, can be used for payment and receipt. The case was illustrated. However, not limited to this, in the escrow service server 1, even if the first digital currency used by the reservation person 20 for payment and the second digital currency used by the provider 30 for receipt are the same type of digital currency. Good.

-In the above embodiment, the escrow service server 1 illustrates a case where two types of digital currencies, a first digital currency and a second digital currency, can be used for payment and receipt. However, not limited to this, in the escrow service server, the number of accounts whose balance can be grasped may increase, and the types of digital currencies that can be used for payment and receipt may increase. This will enhance the convenience of digital currencies.

The escrow service server may make payment by the reservation person 20 and remittance to the provider 30 in one or a plurality of legal currencies in addition to the plurality of types of digital currencies. That is, the escrow service server deposits the monetary value from the reservation person 20 to the first account 41 based on the reservation information, and remits the monetary value from the second account 61 to the provider account 7 based on the store visit information. If the configuration is as follows, the effect according to the above (1) can be obtained.

Further, the escrow service server is not limited to depositing money from the reservation person account 5 to the first account 41 and remittance of money from the second account 61 to the provider account 7, and one or more credit cards. At least one or more payment methods, such as one or more debit cards or one or more prepaid cards, may be selectable.

Further, the method of depositing the reservation person 20 into the first account 41 is not limited to one type of payment method, and for example, the first digital currency is deposited in an amount equivalent to half of the amount to be deposited, and the first digital is used. You may deposit an additional amount of digital currency that is different from the currency and is equivalent to the other half of the amount you deposit. That is, the reservation person 20 may make a deposit by using a plurality of types of payment methods in combination.

Further, the method in which the provider 30 receives the service provision price is not limited to one type of payment method, and for example, the provider 30 receives a second digital currency in an amount equivalent to half of the received amount, and the second digital currency is You may receive different types of digital currencies in an amount equivalent to the other half of the amount you receive. That is, the provider may receive a plurality of types of payment methods in combination.

1 ... Escrow service server, 2 ... Reservation terminal, 3 ... Provider terminal, 4 ... 1st digital currency server, 5 ... Reservation account, 6 ... 2nd digital currency server, 7 ... Provider account, 9 ... Escrow service Application (ESApp), 10 ... Reservation site server, 11 ... Reservation information acquisition department, 12 ... Payment receipt processing department, 13 ... Digital currency brokerage department, 14 ... Payment delivery processing department, 15 ... Account management department, 16 ... Reservation information retention Department, 20 ... Reservation person, 30 ... Provider, 41 ... First account, 61 ... Second account, 101 ... Reservation information, 102 ... Reservation person information, 103 ... Provider information, 104 ... Service information, 110 ... Escrow payment department, N ... network.

Claims (10)

An escrow payment system for reservation systems equipped with an escrow service server that enables escrow payment in service reservations.
The escrow service server
Reservation information acquisition department that receives reservation information from the reservation site server where reservations for the provided services are made,
It is the first account lent by the first digital currency server that manages the circulation of the first digital currency of the same type as the type specified for payment in the reservation information, and the escrow service server balances the balance. as well as recognition that the deposit the escrow service server from the first designated by the reservation information to the account reservation's account to grasp is the payment instruction of the reservation who were notified of the reservation information is complete, the payment The payment processing unit that notifies the provider terminal that the process has been completed ,
In response to the receipt of the reservation person's store visit information from the provider, the second of the amount corresponding to the payment equivalent amount from the first digital currency deposited from the reservation person's account to the first account . The second digital currency, which is a digital currency and is a type different from the first digital currency and is the type specified for receipt by the provider in the reservation information, is used in response to the payment instruction of the escrow service server. The escrow service server is the second account that keeps track of the balance, and the second digital currency server that manages the circulation of the second digital currency transfers money from the second account to the provider's account. An escrow payment system for a reservation system, which also includes a payment delivery processing unit that notifies the provider of the completion of remittance . The reservation information includes reservation information, provider information, and service information.
The payment receiving processing unit notifies the reservation person of the amount of the first digital currency to be transferred to the first account based on the reservation person information, the provider information, and the service information. The escrow payment system for a reservation system according to claim 1 , which determines whether or not the amount of the first digital currency deposited in the first account is appropriate. It is possible to obtain the cancellation information of the service from the reservation site server.
When the payment receipt processing unit notifies the provider terminal of the completion of the payment and the reservation site server obtains the cancellation information of the service after a predetermined period of time has elapsed, the payment receiving processing unit determines. The escrow payment system for a reservation system according to claim 1 or 2 , wherein the first digital currency whose payment has been completed to the first account is refunded to the reservation person's account under the refund condition. When the store visit information cannot be received from the provider, the payment delivery processing unit may, after a predetermined period has elapsed from the date and time when the reservation person reserved the provision of the service based on the reservation information, under the predetermined payment conditions. The escrow payment system for a reservation system according to any one of claims 1 to 3 , wherein an amount corresponding to the payment equivalent amount of the second digital currency is remitted to the provider's account. Based on the store visit information acquired from the provider terminal, the payment receiving processing unit has completed the payment of the service provided by the provider to the reservation person into the first account. Claims 1 to 4 for refunding the first digital currency for which the payment has been completed to the first account to the reservation person's account under predetermined refund conditions when it is determined that the amount is less than the amount of the digital currency. The escrow payment system for the reservation system described in any one of the above. It is provided with an account management unit that manages the balance of the first account and the balance of the second account.
The account management department pays out digital currency from the first account and the second account whose balance exceeds the set upper limit, and the balance is set. The escrow payment system for a reservation system according to any one of claims 1 to 5 , which performs at least one process of replenishing digital currency for an account below the lower limit. The account management unit is another account that is an account of a type of digital currency different from the digital currency that has been paid out, in whole or in part, in the amount corresponding to the digital currency that has been paid out. The escrow payment system for a reservation system according to claim 6 , wherein the other account having a low sufficiency rate with respect to the set upper limit value or lower limit value is replenished. The account management unit is another account in which the digital currency requiring replenishment is an account of a digital currency of a type different from the digital currency requiring replenishment, and the upper limit set in the other account. The escrow payment system for a reservation system according to claim 6 or 7, which is replenished by remittance from the other account having a high sufficiency rate for a value or a lower limit value. When the reservation person deposits the amount of the first digital currency corresponding to the provision price of the service provided by the reservation person and the participant who provides the service together with the reservation person into the first account.
The payment processing unit
Based on the store visit information acquired from the provider terminal, the reservation person participates in the payment instruction of the service provision price provided to the participant among the provision charges completed to be paid to the first account. Notify the participant terminal operated by the person
The escrow payment system for a reservation system according to any one of claims 1 to 8 , wherein a first digital currency in an amount corresponding to the provision price of the service provided to the participant is deposited in the account of the reservation person. An escrow payment method for a reservation system performed on an escrow service server that enables escrow payment when making a service reservation.
The reservation information acquisition process that receives reservation information from the reservation site server where the service to be provided is reserved,
It is the first account lent by the first digital currency server that manages the circulation of the first digital currency of the same type as the type specified for payment in the reservation information, and the escrow service server balances the balance. as well as recognition that the deposit the escrow service server from the first designated by the reservation information to the account reservation's account to grasp is the payment instruction of the reservation who were notified of the reservation information is complete, the payment The payment processing process that notifies the provider terminal that the process has been completed ,
In response to the receipt of the reservation person's store visit information from the provider, the second of the amount corresponding to the payment equivalent amount from the first digital currency deposited from the reservation person's account to the first account . The second digital currency, which is a digital currency and is a type different from the first digital currency and is the type specified for receipt by the provider in the reservation information, is used in response to the payment instruction of the escrow service server. The escrow service server is the second account that keeps track of the balance, and the second digital currency server that manages the circulation of the second digital currency transfers money from the second account to the provider's account. An escrow payment method for a reservation system, which includes a payment delivery processing process for notifying the provider of the completion of remittance .