JP6616481B1 - Program, information processing apparatus, and information processing method - Google Patents

Abstract

An object of the present invention is to facilitate settlement using an electronic coupon. An information processing device displays an electronic coupon that can be used in a store and an object that activates a payment function that uses a payment service corresponding to the electronic coupon on the same display screen; Is operated, the payment function using the payment service is activated, and processing for transmitting information for payment of the amount to which the electronic coupon is applied by short-range wireless communication is executed. [Selection] Figure 4

Description

  The present disclosure relates to a program, an information processing apparatus, and an information processing method.

  Conventionally, a technique for distributing an electronic coupon to a user's terminal is known. Using the electronic coupon, the user can receive a privilege such as a discount in an online shopping service provided by a distribution source of the electronic coupon, for example.

JP 2014-199541 A

  However, in the prior art, for example, when making a payment by a method of holding a customer's smartphone or the like over a card reader, it may be difficult to apply an electronic coupon. An object of this indication is to provide the technique which makes it easy to perform the payment which applied the electronic coupon.

A program according to an embodiment of the present disclosure is an electronic device that can be used in a store when the payment function using a predetermined payment service is not set to be usable in the payment function of an OS (Operating System) in the information processing apparatus. When the coupon is disabled and the payment function using the predetermined payment service is set to be usable in the payment function of the OS, the electronic coupon and the payment function using the predetermined payment service are activated. Processing for displaying the object to be displayed on the same display screen, and when the object is operated by the user, the payment function using the predetermined payment service is activated, and information for paying the amount to which the electronic coupon is applied When a process of transmitting by short-range wireless communication and an operation of storing an image of the display screen are performed, An image in which the electronic coupon is not displayed is stored, or an image in which the electronic coupon is expired is stored .

1 is a diagram illustrating a configuration of a communication system according to an embodiment of the present disclosure. It is a figure which shows an example of the hardware constitutions of the server which concerns on embodiment, and a terminal. It is a figure which shows an example of the block diagram which shows the functional structure of the server which concerns on embodiment, and a terminal. It is a figure which shows an example of the sequence of the process of the communication system which concerns on embodiment. It is a figure which shows an example of the user information memorize | stored in the user information storage part which concerns on embodiment. It is a flowchart which shows an example of the process at the time of using the electronic coupon of the terminal which concerns on embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment. It is a flowchart which shows an example of the process at the time of using the electronic coupon of the terminal which concerns on embodiment. It is a figure explaining an example of the display screen of the terminal concerning an embodiment.

<Legal Compliance>
When implemented, the disclosure set forth herein is implemented in compliance with the laws and regulations of each country in which the disclosure is implemented. In addition, the disclosure described in the present specification is carried out with all changes, substitutions, changes, alterations and modifications necessary for a person skilled in the art to comply with the laws and regulations of each country.

A mode for carrying out settlement according to the present disclosure will be described with reference to the drawings.
<System configuration>
FIG. 1 is a diagram illustrating a configuration of a communication system 1 according to an embodiment of the present disclosure. As shown in FIG. 1, in the communication system 1, the server 110A, the server 110B, the terminal 120A, the terminal 120B, and the terminal 120C are connected to the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C via the network 130. Is done.

  In the present disclosure, when there is no need to distinguish between the server 110A and the server 110B, the server 110A and the server 110B may be expressed as the server 110, respectively.

  In the present disclosure, when it is not necessary to distinguish between the terminal 120A, the terminal 120B, and the terminal 120C, the terminal 120A, the terminal 120B, and the terminal 120C are respectively the terminal 120 (an example of “information processing terminal”). It may be expressed. In the present disclosure, when it is not necessary to distinguish the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C, the POS terminal 140A, the POS terminal 140B, and the POS terminal 140C are respectively expressed as the POS terminal 140. May be.

  In the present disclosure, when it is not necessary to distinguish between the server 110, the terminal 120, and the POS terminal 140, the server 110, the terminal 120, and the POS terminal 140 may be expressed as the information processing apparatus 200, respectively. The number of information processing apparatuses 200 connected to the network 130 is not limited to the example of FIG.

  The server 110 provides a predetermined service to the terminal 120 used by the user via the network 130. Examples of the predetermined service include, but are not limited to, a payment service, an electronic coupon distribution service that distributes an electronic coupon that can be used in an actual store (actual store), a financial service, an electronic commerce service, and an SNS represented by an instant messenger ( Social Networking Service), content provision services such as music, videos and books. When the user uses a predetermined service via the terminal 120, the server 110 can provide the predetermined service to one or more terminals 120.

  The POS terminal 140 is, for example, a POS (Point of sale system) terminal installed in a store or the like. The POS terminal 140 receives, for example, an operation for inputting the price of a product purchased by the user (customer) of the terminal 120 from a store clerk. When the terminal 120 is held over the card reader of the POS terminal 140 by the user, the POS terminal 140 reads information from the terminal 120 using, for example, short-range wireless communication, and the read information is stored in the server 110. Get paid for by sending to. The short-range wireless communication may be anything as long as wireless communication can be established at a relatively short distance. Short-range wireless communication includes, without limitation, Wi-Fi (registered trademark), RFID (Radio Frequency Identifier), NFC (Near Field Communication), BLE (Bluetooth Low Energy), ultrasound, and the like.

  The terminal 120 is a terminal such as a user's smartphone, for example, and receives an electronic coupon that can be used in an actual store from the server 110. In addition, the terminal 120 transmits information necessary for payment using the payment service provided by the server 110 to the POS terminal 140 by short-range wireless communication.

  As necessary, a terminal used by the user X is expressed as a terminal 120X, and user information in a predetermined service associated with the user X or the terminal 120X is expressed as user information X. Note that the user information is user information associated with an account used by the user in a predetermined service. By way of example and not limitation, the user information is input by the user or given by a predetermined service. The user name, the user icon image, the user age, the user gender, the user address, the user hobby Including information associated with the user such as preferences, user identifiers, balance information of electronic value (electronic money) associated with the user, credit card information associated with the user (credit card number, etc.), etc. Any one or a combination of these may be used.

  The network 130 plays a role of connecting two or more information processing apparatuses 200. The network 130 refers to a communication network that provides a connection path so that data can be transmitted and received after the terminal 120 is connected to the server 110.

  One or more portions of the network 130 may be a wired network or a wireless network. Examples of the network 130 include, but are not limited to, an ad hoc network, an intranet, an extranet, a virtual private network (VPN), a local area network (LAN), and wireless. LAN (Wireless LAN: WLAN), wide area network (WAN), wireless WAN (Wireless WAN: WWAN), metropolitan area network (Metropolitan Area Network: MAN), part of the Internet, public switched telephone network (Public Part of Switched Telephone Network (PSTN), mobile phone network, ISDNs (Integrated Service Digital Networks), wireless LANs, LTE (Long Term Evolution), CDMA (Code Division Multiple Access), Bluetooth (Bluetooth (registered trademark)), satellite Communication, or It may include two or more combinations of these. The network 130 can include one or more networks 130.

  The information processing apparatus 200 may be any information processing apparatus as long as it can implement the functions and / or methods described in the present disclosure.

  The information processing apparatus 200 includes, for example and not limitation, a smartphone, a mobile phone (feature phone), a computer (for example, but not limited to a desktop, a laptop, a tablet, etc.), a server device, and a media computer platform (for example, not for limitation). , Cables, satellite set-top boxes, digital video recorders, etc.), handheld computer devices (such as, but not limited to, PDA (Personal Digital Assistant), email clients), wearable terminals (such as, but not limited to, glasses-type devices, Clock-type devices), other types of computers, or communication platforms.

<Hardware (HW) configuration>
The HW configuration of the information processing apparatus 200 included in the communication system 1 will be described with reference to FIG. FIG. 2 is a diagram illustrating an example of a hardware configuration of the information processing apparatus 200 according to the embodiment.

  The information processing apparatus 200 includes a processor 201, a memory 202, a storage 203, an input / output interface (input / output I / F) 204, and a communication interface (communication I / F) 205. The components of the HW of the information processing apparatus 200 are connected to each other via a bus B as an example and not limitation.

  The information processing apparatus 200 implements the functions and / or methods described in the present disclosure in cooperation with the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205. To do.

  The processor 201 executes functions and / or methods realized by codes or instructions included in programs stored in the storage 203. The processor 201 includes, but is not limited to, a central processing unit (CPU), an MPU (micro processing unit), a GPU (graphics processing unit), a microprocessor, a processor core, and a multiprocessor. Logic circuits (hardware) formed in integrated circuits (IC (Integrated Circuit) chip, LSI (Large Scale Integration)), etc., including ASIC (Application-Specific Integrated Circuit), FPGA (Field Programmable Gate Array), etc. Each process disclosed in each embodiment may be realized by a dedicated circuit. These circuits may be realized by one or a plurality of integrated circuits, and a plurality of processes shown in the embodiments may be realized by a single integrated circuit. An LSI may also be referred to as a VLSI, super LSI, ultra LSI, or the like depending on the degree of integration.

  The memory 202 temporarily stores the program loaded from the storage 203 and provides a work area to the processor 201. The memory 202 also temporarily stores various data generated while the processor 201 is executing the program. The memory 202 includes, for example and without limitation, a RAM (Random Access Memory), a ROM (Read Only Memory), and the like.

  The storage 203 stores a program. The storage 203 includes, without limitation, an HDD (Hard Disk Drive), an SSD (Solid State Drive), a flash memory, and the like.

  A communication I / F 205 transmits and receives various data via the network 130. The communication may be executed either by wire or wireless, and any communication protocol may be used as long as mutual communication can be executed. The communication I / F 205 has a function of executing communication with other information processing apparatuses via the network 130. The communication I / F 205 transmits various data to other information processing apparatuses in accordance with instructions from the processor 201. Further, the communication I / F 205 receives various data transmitted from other information processing apparatuses and transmits the data to the processor 201.

  The input / output I / F 204 includes an input device that inputs various operations to the information processing device 200 and an output device that outputs a processing result processed by the information processing device 200. In the input / output I / F 204, the input device and the output device may be integrated, or the input device and the output device may be separated.

  The input device is realized by any one or a combination of all types of devices that can receive an input from a user and transmit information related to the input to the processor 201. Examples of the input device include, but are not limited to, hardware keys such as a touch panel, a touch display, and a keyboard, a pointing device such as a mouse, a camera (operation input through an image), and a microphone (operation input by voice).

  The output device is realized by any one of all types of devices that can output the processing result processed by the processor 201, or a combination thereof. When outputting the processing result as a video and / or moving image, the output device can select any one of all types of devices that can display the display data according to the display data written in the frame buffer, or the Realized by combination. Examples of output devices include, but are not limited to, a touch panel, a touch display, a monitor (for example, a liquid crystal display, an OELD (Organic Electroluminescence Display), etc.), a head mounted display (HDM), projection mapping, and a hologram. A device capable of displaying images, text information, etc. in the air (which may be vacuum), a speaker (sound output), a printer, and the like. Note that these output devices may be capable of displaying display data in 3D.

  The program according to each embodiment of the present disclosure may be provided in a state of being stored in a computer-readable storage medium. The storage medium can store the program in “a tangible medium that is not temporary”. Programs include, without limitation, software programs and computer programs.

  The storage medium may be one or more semiconductor-based or other integrated circuits (ICs) where appropriate, such as, but not limited to, field programmable gate arrays (FPGAs), application specific ICs (ASICs), etc. ), Hard disk drive (HDD), hybrid hard drive (HHD), optical disk, optical disk drive (ODD), magneto-optical disk, magneto-optical drive, floppy diskette, floppy disk drive (FDD), magnetic It may include tape, solid state drive (SSD), RAM drive, secure digital card or drive, any other suitable storage medium, or any suitable combination of two or more thereof. The storage medium may be volatile, non-volatile, or a combination of volatile and non-volatile, where appropriate.

  Moreover, the program of this indication may be provided to the information processing apparatus 200 via arbitrary transmission media (a communication network, a broadcast wave, etc.) which can transmit the said program.

  Also, each embodiment of the present disclosure may be realized in the form of a data signal embedded in a carrier wave in which a program is embodied by electronic transmission.

  Note that the program of the present disclosure is implemented by using, for example and without limitation, a script language such as JavaScript (registered trademark) or Python, C language, Go language, Switch, Koltin, Java (registered trademark), or the like.

  At least a part of the processing in the information processing apparatus 200 may be realized by cloud computing including one or more computers.

  It is good also as a structure which performs at least one part of the process in the information processing apparatus 200 by another information processing apparatus. In this case, at least a part of the processing of each functional unit realized by the processor 201 may be performed by another information processing apparatus.

<Others>
Unless explicitly stated, the configuration of determination in the embodiment of the present disclosure is not essential, and predetermined processing is performed when the determination condition is satisfied, or predetermined processing is performed when the determination condition is not satisfied. May be.

  In this disclosure, unless stated otherwise or indicated by context, “at least one of A and B” means “A, B, or both”. Further, unless otherwise specified or indicated by context, “a”, “an”, or “the” shall mean “one or more”. Thus, herein, “an A” or “the A” means “one or more A” unless stated otherwise or indicated by context.

  This disclosure includes all changes, substitutions, variations, modifications, or modifications that can be made by those skilled in the art to the embodiments and examples of the present disclosure. Also, the appended claims encompass all changes, substitutions, variations, alterations, or modifications that can be made by those skilled in the art to the embodiments and examples of the present disclosure. Furthermore, this disclosure includes any combination of one or more features of an embodiment or example in the present disclosure and one or more features of other embodiments or examples in the present disclosure that may be made by one of ordinary skill in the art. To do.

  In addition, a device or system or a device or system component that is adapted, arranged, capable, configured, usable, operable, or operable to perform a particular function References in the appended claims to are made, devices, systems, or components so adapted, arranged, capable, configured, enabled, operable. As long as the device, system, component or its particular function is activated, turned on, or unlocked, the device, system, component is encompassed.

  The disclosure may obtain consent from the user in advance or immediately prior to implementation of any embodiment or example unless explicitly stated. Further, the consent to be acquired may be comprehensive or acquired each time.

<Embodiment>
In the embodiment of the present disclosure, when the terminal 120 performs payment using short-range wireless communication such as NFC at the POS terminal 140 installed in the actual store using the electronic coupon distributed from the server 110. This is an embodiment in which payment is performed using a payment service provided by the server 110.

  According to the embodiment, it is possible to more easily make payment using an electronic coupon. Moreover, since the payment using the electronic coupon can be easily performed, the effect of reducing the load on the terminal 120A and the server 110 and the load on the network 130 between the terminal 120A and the server 110 can be obtained.

<Functional Configuration of Embodiment>
The functional configuration of the server 110 and / or the terminal 120 will be described with reference to FIG. FIG. 3 is a diagram illustrating an example of a block diagram illustrating functional configurations of the server 110 and the terminal 120 according to the embodiment. The functional unit disclosed in FIG. 3 is realized by cooperation of the processor 201, the memory 202, the storage 203, the input / output I / F 204, and the communication I / F 205 included in the information processing apparatus 200.

(1) Server functional configuration
The server 110 includes a reception unit 311, a transmission / reception unit 312, a control unit 313, a display control unit 314, and a storage unit 315. Note that the function or processing of each functional unit may be realized by machine learning or AI (Artificial Intelligence) within a feasible range.

  The accepting unit 311 accepts various setting operations and the like from a business operator that operates various services provided by the server 110.

  The transmission / reception unit 312 transmits / receives data to / from the terminal 120 and the POS terminal 140 (hereinafter referred to as “terminal 120 etc.”) in accordance with instructions from the control unit 313. For example, when a user such as the terminal 120 is authenticated by the user ID and password included in the login request from the terminal 120 or the like, the transmission / reception unit 312 uses a session for communication using HTTPS or the like with the terminal 120 or the like. Connect. Then, a communication address such as the terminal 120, a user ID, and the like are stored in association with the ID of the connected communication session. Then, data is transmitted to the terminal 120 or the like using the connected communication session.

  The control unit 313 performs a process of providing various services such as a settlement service, an electronic coupon distribution service, a financial service, and an electronic commerce service to the user of the terminal 120. The various services may be services operated by the same or affiliated business operators. For example, an electronic coupon is distributed to the terminal 120 in a manner that promotes the use of the payment service to the user of the terminal 120 by providing the payment service and the electronic coupon distribution service by the server 110 with the same or affiliated company. Can do.

  The display control unit 314 causes the transmission / reception unit 312 to transmit information for controlling the display screen of the terminal 120 in accordance with an instruction from the control unit 313.

  The storage unit 315 includes a user information storage unit 3151 that stores user information including information about the user of the terminal 120.

(2) Functional configuration of terminal
The terminal 120 includes a reception unit 321, a transmission / reception unit 322, a control unit 323, a display control unit 324, and a storage unit 325. Note that the function or processing of each functional unit may be realized by machine learning or AI (Artificial Intelligence) within a feasible range.

  The accepting unit 321 accepts various operations from the user of the terminal 120.

  The transmission / reception unit 322 transmits / receives data to / from the server 110 or the like according to instructions from the control unit 323. For example, when logging in to the server 110, the transmission / reception unit 322 connects a session for communication with the server 110 using HTTPS or the like. Then, the communication address of the server 110 is stored in association with the ID of the connected communication session. Then, data is transmitted to the server 110 using the connected communication session.

  The control unit 323 performs processing using services such as a settlement service, an electronic coupon distribution service, a financial service, and an electronic commerce service provided by the server 110.

  The display control unit 324 controls the display screen of the terminal 120 based on information received from the server 110 in accordance with instructions from the control unit 323.

  The storage unit 325 stores information for using the payment service provided by the server 110.

<Process of Embodiment>
Processing of the communication system 1 according to the embodiment will be described with reference to FIGS. 4 and 5. FIG. 4 is a diagram illustrating an example of a processing sequence of the communication system 1 according to the embodiment. FIG. 5 is a diagram illustrating an example of user information stored in the user information storage unit 3151 according to the embodiment.

  It is assumed that the terminal 120 and the POS terminal 140 are authenticated by the server 110 using a user account and a store operator account when communicating with the server 110.

In step S <b> 1, the control unit 313 of the server 110 delivers the electronic coupon to the terminal 120. Here, the control unit 313 of the server 110 may store the electronic coupon distributed to the terminal 120 in the user information storage unit 3151. In addition, the electronic coupon distributed to the terminal 120 includes information specifying that payment is performed using a payment service provided by the server 110.
(User information storage unit 3151)
In the example of FIG. 5, the user information storage unit 3151 stores deposit amounts, sales proceeds, points, bank accounts, electronic credit card information, and electronic coupon information in association with the user ID. The user ID is user identification information. The deposit amount is, for example, an amount charged (deposit amount) using a bank, a credit card, a store cash register, or the like. The sales amount is, for example, a price of the product when the user sells the product using the electronic commerce service provided by the server 110. The points are, for example, points that can be used for payment of the price given by the user from the server 110. In addition, you may make it possible to pay 1 yen with 1 point. In the example of FIG. 5, the balance, which is the amount that the user can use for settlement, is 3100 yen for User A because the deposit amount is 3000 yen, the sales amount is 0 yen, and the points are 100 yen. is there. In addition, since the sales amount is not included in the balance when the bank account is not set as will be described later, the balance of the user B is 1500 yen because the deposit amount is 0 yen and the points are 1500 yen. .

  The bank account is, for example, a user's deposit account registered by the user in a bank that is affiliated with a business operator who operates the server 110, and is a bank account that can be charged (charged) from the deposit to the balance. .

  The electronic credit card information is information on a credit card distributed to a user from a business operator who operates the server 110, and the credit card information set in the payment function provided by the OS (Operating System) of the terminal 120 of the user. Information. The business operator who operates the server 110 may distribute the actual credit card to the user by mail or the like, or may distribute the electronic data of the credit card by transmitting it to the user's terminal 120. . The electronic coupon information is information on an electronic coupon distributed from the server 110 to the user. The electronic coupon information may include information such as an electronic coupon number, an electronic coupon privilege, a store where the electronic coupon can be used, and a period.

  Subsequently, the reception unit 321 of the terminal 120 receives an operation for displaying the distributed electronic coupon from the user (step S2). Subsequently, the display control unit 324 of the terminal 120 displays an electronic coupon (step S3). Here, the terminal 120 may transmit information on the displayed electronic coupon to the server 110. Then, the server 110 manages the usage history of the electronic coupon by the user of the terminal 120 based on the received electronic coupon information, and determines the electronic coupon to be distributed to the user based on the usage history. Good. Thereby, for example, an electronic coupon that can be easily used by the user can be preferentially distributed to the user.

  Subsequently, the POS terminal 140 acquires information on the electronic coupon displayed on the terminal 120 (step S4). Here, the POS terminal 140 may input the number of the electronic coupon from the store clerk, or the store clerk performs an operation of reading the barcode for the electronic coupon printed on paper or the like prepared in advance at the cash register. You may accept from. As a result, for example, a store operator can make a payment to which an electronic coupon is applied using a POS terminal or the like compatible with the conventional payment such as NFC.

  Subsequently, the POS terminal 140 applies an electronic coupon (step S5). Here, for example, the POS terminal 140 refers to a discount amount corresponding to the electronic coupon, which is set in advance in the POS terminal 140, and performs processing such as discounting the price of the product. Alternatively, for example, the POS terminal 140 transmits the electronic coupon number to the server 110, acquires a discount amount corresponding to the electronic coupon, and performs processing such as discounting the price of the product.

  Subsequently, the accepting unit 321 of the terminal 120 accepts an operation for activating a settlement function using short-range wireless communication from the user (step S6). Subsequently, when the user performs an operation such as holding the terminal 120 over the card reader of the POS terminal 140 by the user, the control function 323 of the terminal 120 transmits information associated with the user account to the POS terminal 140 by the settlement function. Transmit (step S7). Here, the information associated with the user account includes, for example, the card number of the electronic credit card associated with the user account in the user information storage unit 3151 of the server 110, the hash value of the card number, and the user user. An ID or the like may be included.

  Subsequently, the POS terminal 140 transmits the payment amount and information associated with the user account to the server 110 (step S8). The POS terminal 140 may also transmit to the server 110 the electronic coupon number, the name and price of each product purchased by the user of the terminal 120 in the current settlement.

  Subsequently, the control unit 313 of the server 110 subtracts the payment amount from the user balance stored in the user information storage unit 3151 (step S9). Here, the control unit 313 of the server 110 may determine whether or not the electronic coupon used by the user of the terminal 120 is valid. In this case, the control unit 313 of the server 110 refers to the user information storage unit 3151 and acquires the user ID associated with the card number of the electronic credit card acquired from the POS terminal 140. Even if the electronic coupon acquired from the POS terminal 140 is associated with the user ID and the current date is within the expiration date of the electronic coupon, it is determined that the electronic coupon is valid. Good.

  Then, when the electronic coupon is not valid, the control unit 313 of the server 110 may transmit an invalid notification indicating that to the POS terminal 140 and the terminal 120 by the transmission / reception unit 312. On the other hand, when the electronic coupon is valid, the processing after step S9 may be executed.

  In addition, the control unit 313 of the server 110 determines whether or not the balance is equal to or greater than the settlement amount. If the balance is not equal to or greater than the settlement amount (the balance is less than the settlement amount), a balance shortage notification indicating that is sent. The data may be transmitted to the POS terminal 140 and the terminal 120 by the transmission / reception unit 312. On the other hand, the control part 313 of the server 110 may perform the process after step S9, when a balance is more than payment amount.

  Subsequently, the control unit 313 of the server 110 adds the settlement amount to the balance of the store operator (step S10). Subsequently, the control unit 313 of the server 110 transmits a settlement completion notification indicating that the settlement is completed to the terminal 120 by the transmission / reception unit 312 (step S11).

<Processing of terminal 120>
(If a bank account is set up)
With reference to FIGS. 6 to 7H, an example of processing of the terminal 120 when using an electronic coupon when a bank account is set in the account of a user who is a customer will be described. FIG. 6 is a flowchart illustrating an example of processing when the electronic coupon is used by the terminal 120 according to the embodiment. 7A to 7H are diagrams for explaining an example of the display screen of the terminal 120 according to the embodiment.

  Below, the case where the bank account is set to the user's account in the payment service provided by the server 110 is demonstrated.

  In step S101, the reception unit 321 receives an operation for displaying the distributed electronic coupon from the user. Here, the display control unit 324 first displays the display screen 701 using the electronic coupon of FIG. 7A. In the example of FIG. 7A, the display control unit 324 displays a name 702 and an image 703 of a product to which the electronic coupon is applied, a description 704 of the privilege of the electronic coupon, and a “use this coupon” button 705. When the “use this coupon” button 705 is pressed, the control unit 323 executes the following processing.

  Subsequently, the control unit 323 determines whether or not the balance of the user account is equal to or greater than a first threshold (for example, 10 yen) (step S102). If the balance is not equal to or greater than the first threshold (NO in step S102), the display control unit 324 displays a screen for depositing (charging) the balance from the set bank account (step S103). Here, the display control unit 324 displays a deposit screen 711 shown in FIG. 7B, for example. In the example of FIG. 7B, the display control unit 324 displays a button 712 for designating a bank account to be withdrawn, a button 713 for designating an amount (payment amount) to be deposited, and a “deposit” button 714. ing.

  Subsequently, the accepting unit 321 accepts a deposit operation (step S104). Here, when a button 712 for designating a bank account to be withdrawn is pressed on the deposit screen 711 shown in FIG. 7B, the display control unit 324, for example, displays the bank account registered for the user account. May be displayed so that a bank account to be withdrawn can be designated from the list. Further, when the button 713 for designating the deposit amount is pressed, the display control unit 324 may display a numeric keypad for inputting a number so that the deposit amount can be designated. When the “deposit” button 714 is pressed, the control unit 323 performs the following processing.

  Subsequently, the control unit 323 transmits a request for depositing the designated deposit amount from the designated bank account to the balance of the user to the server 110 by the transmission / reception unit 322 (step S105), and proceeds to the process of step S109 described later. .

  On the other hand, when the balance is greater than or equal to the first threshold (YES in step S103), the control unit 323 determines whether or not the user's balance is greater than or equal to a second threshold (for example, 200 yen) that is greater than the first threshold. (Step S106).

  If the balance is not greater than or equal to the second threshold (NO in step S106), the display control unit 324 displays a message that prompts payment to the balance (step S107). As a result, it is possible to reduce an error due to a shortage of balance after the payment function using short-range wireless communication is activated by the OS of the terminal 120 and the terminal 120 is held over the card reader of the POS terminal 140. it can.

  Here, on the display screen 721 for using the electronic coupon shown in FIG. 7C, the display control unit 324 displays a message 722 for prompting payment to the balance, a deposit button 723, a balance 724, a coupon number display button 725, “payment service” The “pay with A” button 726 and the like are displayed. The balance 724 is the current user balance acquired from the server 110. The coupon number display button 725 and the “pay with payment service A” button 726 are displayed based on the electronic coupon distributed from the server 110. “Payment service A” is an example of the name of the payment service provided by the server 110. The “pay with payment service A” button 726 is a button (an example of “object”) for activating a payment function using the payment service specified by the electronic coupon distributed from the server 110.

  Subsequently, when the accepting unit 321 accepts an operation for displaying a deposit screen (step S108), the process proceeds to the process of step S103. Here, for example, the accepting unit 321 accepts an operation for displaying a deposit screen when the deposit button 723 in FIG. 7C is pressed.

  Note that the control unit 323 may proceed to the process of step S109 described later in response to a user operation. In this case, when the “pay with payment service A” button 726 in FIG. 7C is pressed, the process proceeds to step S109.

  When the balance is greater than or equal to the second threshold (YES in step S106), the display control unit 324 displays the electronic coupon number and an object that activates a payment function using a short-range wireless communication and a payment service corresponding to the electronic coupon. It is displayed on the same display screen (step S109). The display screen is presented to the store clerk to present the electronic coupon number. By displaying the object on the display screen, an operation for starting the settlement function by the user is performed in a state seen by a store clerk. Therefore, since it is possible to prevent the user of the terminal 120 from performing an operation to activate the payment function using a payment service other than the payment service provided by the server 110, the payment service specified by the electronic coupon is used. Can be secured.

  Here, when the number of the electronic coupon is displayed, the control unit 323 sets the expiration date of the electronic coupon (for example, within 20 minutes from the display start). Thereby, it can reduce that one electronic coupon is used in multiple times. Note that the control unit 323 may invalidate the electronic coupon when the expiration date has passed, so that the electronic coupon cannot be displayed.

  In the display screen 741 for using the electronic coupon shown in FIG. 7D, the balance 724A and the like are different from the display screen 721 for using the electronic coupon shown in FIG. 7C. When the coupon number display button 725 in FIG. 7D is pressed, the display control unit 324 displays the display screen 741 in FIG. 7E. In the example of FIG. 7E, the display control unit 324 displays a message 742 indicating an expiration date after displaying the electronic coupon, a “display” button 743, and the like.

  When the “display” button 743 is pressed, the display control unit 324 causes the electronic coupon number display screen 751 of FIG. 7F to be displayed. In the example of FIG. 7F, the display control unit 324 displays the name 752 of the product to which the electronic coupon is applied, the explanation 753 of the privilege of the electronic coupon, the electronic coupon of the electronic coupon in the area where the coupon number display button 725 of FIG. An expiration date 754 and an electronic coupon number 755 are displayed. As shown in FIG. 7F, by displaying the electronic coupon number 755 and the “pay with payment service A” button 726 on the same screen, the user can make a payment using the payment service A with a simple operation. It is possible to prevent other payment services from being selected. Thereby, for example, when the same or affiliated company provides a payment service and an electronic coupon distribution service, the user of the terminal 120 is promoted to use the payment service by distributing the electronic coupon to the terminal 120. Can do.

  Subsequently, the receiving unit 321 receives an operation on the object (step S110). Here, the receiving unit 321 may receive an operation such as a pressing operation on the object by the user of the terminal 120. Alternatively, on the display screen displayed in the process of step S109, a message that prompts the store clerk to operate the object, such as “Let this store clerk present this screen and press the settlement button” is displayed. Thus, an operation such as pressing by the store clerk for the object may be accepted. Thereby, it can be further secured that the settlement service designated by the electronic coupon is used.

  Note that the payment function is a function provided by the OS of the terminal 120. In the following description, it is assumed that information on an electronic credit card using the payment service is set in advance by the user for the payment function using short-range wireless communication.

  Here, when the “pay with payment service A” button 726 in FIG. 7F is pressed, the display control unit 324 activates the payment function in the OS of the terminal 120 and displays the payment screen 761 in FIG. 7G. In the example of FIG. 7G, the display control unit 324 displays an image 762 of the electronic credit card used in the payment service provided by the server 110 and a message 763 that prompts the user to hold the terminal 120 over the card reader.

  Subsequently, when the control unit 323 detects the card reader of the POS terminal 140, the control unit 323 displays information associated with the user's account (an example of “information for paying the amount to which the electronic coupon is applied”) closer to the payment function. It is transmitted to the POS terminal 140 by distance wireless communication (step S111).

  Subsequently, the control unit 323 receives a settlement completion notification from the server 110 by the transmission / reception unit 322 (step S112). Subsequently, the display control unit 324 displays a settlement completion notification (Step S113) and ends the process. Here, the display control unit 324 may display the settlement completion notification received from the server 110 by a banner or the like using, for example, a notification function provided by the OS. In the example of FIG. 7H, the display control unit 324, based on the payment completion notification received from the server 110, in the banner 771, the name 772 of the payment service provided by the server 110, a message 773 indicating that payment has been completed, The settlement amount 774 is displayed.

  When the balance shortage notification is received from the server 110 in step S112 because the balance is not equal to or greater than the settlement amount, the display control unit 324 displays the balance shortage notification. Then, when a pressing operation for a balance shortage notification is received from the user, the display control unit 324 may proceed to the process of step S103 and display a deposit screen 711 shown in FIG. 7B.

(If no bank account is set up)
With reference to FIG. 8 to FIG. 9, an example of processing of the terminal 120 when using an electronic coupon when a bank account is not set in the account of a user who is a customer will be described. FIG. 8 is a flowchart illustrating an example of processing when the electronic coupon is used by the terminal 120 according to the embodiment. FIG. 9 is a diagram illustrating an example of the display screen of the terminal 120 according to the embodiment.

  In the following example, the user's bank account that is established by performing identity verification based on the user's identification is not set as the user's account in the payment service provided by the server 110, and the server 110 It is assumed that the user has not been verified using an identification card or the like. In this case, according to the provisions of laws and regulations, it is prohibited that the user purchases the product directly using the sales proceeds when the user sells the product using the electronic commerce service. Even in this case, it is permitted to purchase a point corresponding to a gift certificate or the like using the sales proceeds and to purchase a product using the point.

  In step S201, the reception unit 321 receives an operation for displaying the distributed electronic coupon from the user. This process may be the same as the process of step S101 in FIG.

  Subsequently, the control unit 323 determines whether or not the deposit amount of the user's account and the total amount of points are equal to or more than a first threshold (for example, 10 yen) (step S202). If a bank account is not set for the user's account, it may not be possible to purchase merchandise directly using the sales due to laws and regulations. Therefore, when a bank account is not set in the user account, the total amount is referred to as a balance.

  If the balance is not equal to or greater than the first threshold (NO in step S202), the display control unit 324 displays a screen for setting a bank account (step S203). Subsequently, the reception unit 321 receives an operation for setting a bank account from the user (step S204), and proceeds to the process of step S103 in FIG.

  On the other hand, when the balance is greater than or equal to the first threshold (YES in step S203), the control unit 323 determines whether or not the user's balance is greater than or equal to a second threshold (for example, 200 yen) that is greater than the first threshold. (Step S205).

  If the balance is equal to or greater than the second threshold (YES in step S205), the process proceeds to step S209 described later. On the other hand, if the balance is not greater than or equal to the second threshold (NO in step S205), the display control unit 324 displays a message that prompts purchase of points (step S206). As a result, it is possible to reduce the occurrence of an error due to a shortage of balance, etc. after the payment function using short-range wireless communication is activated by the OS of the terminal 120 and the terminal 120 is held over the card reader of the POS terminal 140. Can do.

  Here, on the display screen 911 for using the electronic coupon shown in FIG. 9, the display control unit 324 displays a message 912 for prompting purchase of points, a “buy points” button 913, and a “do not buy now” button 914. Etc. are displayed. If the “do not purchase now” button 914 in FIG. 9 is pressed, the process proceeds to step S209 described later.

  Subsequently, when the control unit 323 receives a point purchase operation by the reception unit 321 (step S207), the control unit 323 purchases a specified amount of points (step S208). Here, for example, when the “Purchase Points” button 913 in FIG. 9 is pressed, the display control unit 324 may display a numeric keypad for inputting numbers and specify the amount of points to be purchased. .

  Then, the control unit 323 transmits a request to purchase a specified amount of points to the server 110 and receives a response indicating that the purchase of points has been completed from the server 110. When the control unit 313 of the server 110 receives a request to purchase a specified amount of points from the terminal 120, the user information storage unit 3151 subtracts the specified amount from the user's sales amount, The amount of points is added to the user's points. That is, for example, when purchase of 100 points is designated, the control unit 313 of the server 110 subtracts 100 yen from the user's sales and adds 100 points to the user's points.

  Subsequently, the display control unit 324 displays the electronic coupon number and the object that activates the payment function using the payment service corresponding to the short-range wireless communication and the electronic coupon on the same display screen (step S209). Subsequently, the receiving unit 321 receives an operation on the object (step S210).

  Subsequently, when the control unit 323 detects the card reader of the POS terminal 140, the control unit 323 displays information associated with the user's account (an example of “information for paying the amount to which the electronic coupon is applied”) closer to the payment function. It is transmitted to the POS terminal 140 by distance wireless communication (step S211).

  Subsequently, the control unit 323 receives a settlement completion notification from the server 110 by the transmission / reception unit 322 (step S212). Subsequently, the display control unit 324 displays a settlement completion notification (Step S213) and ends the process. Each process from step S209 to step S213 may be the same as each process from step S109 to step S113 in FIG.

  Hereinafter, an example of processing in the embodiment will be described. The processes of the following embodiments can be executed in combination with the processes of other embodiments.

<< First Example >>
The first embodiment is an embodiment in which the first threshold value or the second threshold value shown in FIGS. 6 and 8 is determined based on at least one of a store where an electronic coupon can be used and an electronic coupon. According to the first embodiment, for example, it is possible to reduce the occurrence of an error due to a shortage of balance during settlement.

<< Process of First Embodiment >>
In the first example, after receiving an operation for displaying the distributed electronic coupon from the user, for example, when performing the process of step S102 or step S106 in FIG. 6, and in step S202 or step S205 of FIG. When performing the processing, the control unit 323 determines the first threshold value or the second threshold value based on at least one of the store that can use the electronic coupon and the electronic coupon.

  In this case, for example, the control unit 323 may determine the second threshold value to be an amount larger than the average purchase amount (average customer unit price) of a store that can use the electronic coupon. In addition, for example, the control unit 323 may determine the second threshold value as an amount larger than the price of the product after applying the electronic coupon. Alternatively, the control unit 323 may determine the second threshold value to be an amount larger than the amount obtained by adding the price to the average purchase amount. Note that when determining the first threshold value or the second threshold value, the control unit 323 may acquire the average purchase price, the price, and the like stored in the storage unit 315 of the server 110 in advance.

<< Second Example >>
2nd Example is an Example which sets the said electronic coupon unusable when operation which memorize | stores the image of the display screen of an electronic coupon is performed. According to the second embodiment, for example, after an electronic coupon that is valid (usable) only once or valid within a predetermined period becomes invalid, the captured image of the electronic coupon is illegally presented to the store clerk. It is possible to prevent the electronic coupon from being used.

<< Process of Second Embodiment >>
The display screen is displayed while the number of the electronic coupon is displayed on the screen of the terminal 120 as shown in the display screen 751 in FIG. 7F by the processing in step S109 in FIG. 6 and the processing in step S209 in FIG. It is assumed that an operation for storing as an image (capture operation, screen shot operation) is performed. In this case, for example, the control unit 323 may cause the display control unit 324 to display the display screen 721 in FIG. 7C and store the display screen 721 as an image. Alternatively, the control unit 323 may display the expiration date 754 of the electronic coupon as expired (for example, the remaining 0 seconds of the expiration date) on the display screen 751 shown in FIG. 7F and store it as an image.

  Alternatively, the control unit 323 performs display control on the display screen 751 illustrated in FIG. 7F instead of the electronic coupon number 755 such as “The electronic coupon has been invalidated because an illegal operation has been detected.” You may display by the part 324.

<< Third Example >>
3rd Example is an Example which sets the said electronic coupon unusable, when the process which settles the money amount to which the electronic coupon was applied is completed. According to the third example, for example, the server 110 can distribute an electronic coupon that is valid (usable) only once due to a large privilege or the like.

<< Process of Third Embodiment >>
In the third embodiment, the electronic coupon number and the like are displayed on the screen of the terminal 120 by the process of step S109 of FIG. 6 and the process of step S209 of FIG. 8, and then within a predetermined time (for example, 2 minutes). When the payment completion notification is received from the server 110 by the process in step S112 in FIG. 6 and the process in step S212 in FIG. 8, the control unit 323 may set the electronic coupon to be unusable. This is because it can be assumed that the electronic coupon has been used when payment is completed within a predetermined time after the electronic coupon is displayed. Note that the control unit 323 may not be able to display an electronic coupon number that is set to be unusable.

  Alternatively, in the process of step S8 in FIG. 5, the POS terminal 140 also transmits the applied electronic coupon number to the server 110, and the terminal 120 sends a settlement completion notification including information on the electronic coupon number from the server 110. When received, the control unit 323 may set the electronic coupon to be unusable.

<< 4th Example >>
In the fourth embodiment, when an object that activates the payment function displayed together with the electronic coupon is operated, the electronic coupon is set to be unusable, and when the payment by the payment function fails, the electronic coupon can be used. This is an example of setting. According to the fourth embodiment, for example, after an electronic coupon that is valid only once is applied to the POS terminal 140, if the payment fails due to insufficient balance or the like, the electronic coupon can be applied to the POS terminal 140 again.

<< Process of Fourth Embodiment >>
In the fourth embodiment, when the electronic coupon number or the like is displayed on the screen of the terminal 120 by the process of step S109 of FIG. 6 and the process of step S209 of FIG. 8, the control unit 323 uses the electronic coupon. Set to disabled. Then, when an error notification such as a shortage balance notification is received in step S112 of FIG. 6 and step S212 of FIG. 8, the control unit 323 sets the electronic coupon to be usable.

<< 5th Example >>
In the fifth embodiment, when a predetermined acceleration is detected while displaying the number of the electronic coupon, the payment function is automatically activated. According to the fifth embodiment, for example, it is possible to make a settlement using an electronic coupon with a simpler operation.

<< Process of Fifth Embodiment >>
In the fifth embodiment, when the predetermined acceleration is detected when the electronic coupon number or the like is displayed on the screen of the terminal 120 by the process of step S109 of FIG. 6 and the process of step S209 of FIG. The unit 323 causes the OS of the terminal 120 to activate the payment function, and causes the display control unit 324 to display the payment screen 761 in FIG. 7G. Then, the process of step S111 in FIG. 6 and the process of step S211 in FIG. 8 are executed. Here, the predetermined acceleration may be, for example, an acceleration when the screen is changed to a posture for using the fingerprint authentication function or the face authentication function of the terminal 120 after showing the screen of the terminal 120 to the store clerk.

<< Sixth Example >>
In the sixth embodiment, when the payment function provided by the OS of the terminal 120 is set to use the payment service provided by the server 110, the electronic coupon distributed to the server 110 can be used. This is an embodiment in which the electronic coupon is set to be unusable when it is set and the setting for using the payment service is not made. According to the sixth embodiment, for example, the use of a settlement service provided by the operator of the server 110 can be promoted by distributing electronic coupons.

<< Process of Sixth Embodiment >>
In the sixth embodiment, when an operation for displaying an electronic coupon is received from the user through the process in step S101 in FIG. 6 and the process in step S201 in FIG. 8, the control unit 323 performs payment provided by the OS of the terminal 120. In the function, it is determined whether or not the setting for using the payment service provided by the server 110 is performed. When the setting for using the payment service is made, the control unit 323 sets the electronic coupon distributed to the server 110 to be usable.

  On the other hand, when the setting for using the payment service is not made, the control unit 323 sets the electronic coupon to be unusable. This is because, when the electronic credit card information of the payment service provided by the server 110 is not registered in the terminal 120, after the discount is applied by applying the electronic coupon by the POS terminal 140, the electronic credit of another payment service is provided. This is because the possibility of being settled using a card, cash or the like increases.

  When the control unit 323 sets the electronic coupon to be unusable, for example, in the payment function provided by the OS of the terminal 120, a message that prompts the user to make settings for using the payment service provided by the server 110 May be displayed by the display control unit 324 so that the processes after step S102 in FIG. 6 and step S202 in FIG. 8 are not performed. Note that the setting for using the payment service provided by the server 110 is, for example, that the user sets information on the electronic credit card using the payment service on the menu screen of the payment function provided by the OS of the terminal 120. Settings such as input.

<< Seventh Embodiment >>
In the payment function provided by the OS of the terminal 120, the seventh embodiment uses the payment service of the server 110 that distributes the electronic coupons even when the setting is made to use a plurality of payment services. This is an embodiment for enabling settlement. According to the seventh embodiment, for example, the use of a settlement service provided by the operator of the server 110 can be promoted by distributing electronic coupons.

<< Process of Seventh Embodiment >>
In the seventh example, when an operation for displaying an electronic coupon is received from the user through the process in step S101 in FIG. 6 and the process in step S201 in FIG. 8, the control unit 323 performs a settlement service provided by the server 110. As a setting to be used, a payment function provided by the OS of the terminal 120 is activated. In this case, for example, the control unit 323 uses an API (Application Programming Interface) provided by the OS of the terminal 120 to specify a payment service provided by the server 110 and activate the payment function. Thereby, in the payment function provided by the OS of the terminal 120, even when the payment service used by default is a payment service of another company other than the payment service provided by the server 110, the electronic coupon is used. Can use the payment service provided by the server 110.

Regarding the above description, the following items are further disclosed.
(Appendix 1)
In the information processing device,
A process of displaying an electronic coupon that can be used in a store and an object that activates a payment function using a payment service according to the electronic coupon on the same display screen;
A program that, when operated by the user, activates a payment function that uses the payment service, and executes processing for transmitting information for payment of the amount to which the electronic coupon is applied by short-range wireless communication.
(Appendix 2)
The program according to appendix 1, wherein the business operator that issues the electronic coupon and the business operator that provides the settlement service are the same business enterprise or affiliated business enterprise.
(Appendix 3)
The payment function using the payment service is a function provided by an OS (Operating System).
The program according to appendix 1 or 2, wherein the information for paying the amount to which the electronic coupon is applied includes information associated with the user's account in the payment service.
(Appendix 4)
The program according to any one of appendices 1 to 3, which executes a process of setting an expiration date of the electronic coupon when the electronic coupon is displayed.
(Appendix 5)
The process to display is as follows:
The program according to any one of appendices 1 to 4, wherein a message that prompts the user to increase the balance is displayed when the balance of the user in the payment service is not equal to or greater than a predetermined threshold.
(Appendix 6)
The program according to appendix 5, wherein a process for determining the predetermined threshold is executed based on at least one of the store and the electronic coupon.
(Appendix 7)
The program according to any one of appendices 1 to 6, which causes a process of setting the electronic coupon to be unusable when an operation for storing an image of the display screen is performed.
(Appendix 8)
The program according to any one of appendices 1 to 7, which executes a process of setting the electronic coupon to be unusable when the process of paying the amount to which the electronic coupon is applied is completed.
(Appendix 9)
Appendices 1 to 8, wherein when the object is operated, the electronic coupon is set to be unusable, and when the settlement by the settlement function using the settlement service has failed, the electronic coupon is set to be usable. The program as described in any one of.
(Appendix 10)
The program according to any one of appendices 1 to 9, wherein when a predetermined acceleration is detected while the display screen is displayed, a process for starting a payment function using the payment service is executed.
(Appendix 11)
When the payment function using the payment service is set to be usable, the electronic coupon is set to be usable, and when the payment function using the payment service is not set to be usable, the electronic coupon cannot be used. The program according to any one of appendices 1 to 10, which causes the process to be set to be executed.
(Appendix 12)
The settlement process is:
Activating the payment function as a setting to use the payment service in which the electronic coupon is distributed among a plurality of payment services set in the payment function of the OS (Operating System);
The program according to any one of appendices 1 to 11.
(Appendix 13)
A display control unit that displays an electronic coupon that can be used in a store and an object that activates a payment function using a payment service according to the electronic coupon on the same display screen;
An information processing apparatus comprising: a control unit that activates a payment function using the payment service when the object is operated by a user, and transmits information for payment of the amount to which the electronic coupon is applied by short-range wireless communication; .
(Appendix 14)
Information processing device
A process of displaying an electronic coupon that can be used in a store and an object that activates a payment function using a payment service according to the electronic coupon on the same display screen;
An information processing method for executing a process of activating a payment function using the payment service and transmitting information for paying an amount to which the electronic coupon is applied by short-range wireless communication when the object is operated by a user.

100 communication system 110 server 311 reception unit 312 transmission / reception unit 313 control unit 314 display control unit 315 storage unit 3151 user information storage unit 120 terminal 321 reception unit 322 transmission / reception unit 323 control unit 324 display control unit 325 storage unit

Claims (14)

In the information processing device,
If the payment function using a predetermined payment service is not set to be usable in the payment function of the OS (Operating System), the electronic coupon that can be used in the store is set to be unusable,
When the payment function using the predetermined payment service is set to be usable in the payment function of the OS, the electronic coupon and the object that activates the payment function using the predetermined payment service are displayed on the same display screen. Processing to be displayed on
When the object is operated by a user, a process of activating a payment function using the predetermined payment service and transmitting information for payment of the amount to which the electronic coupon is applied by short-range wireless communication ;
When an operation for storing an image of the display screen is performed, an image in which the electronic coupon is not displayed is stored, or an image in which the electronic coupon is expired is stored, and
A program that executes   The program according to claim 1, wherein the business operator that issues the electronic coupon and the business operator that provides the predetermined settlement service are the same business enterprise or affiliated business enterprise. The payment function using the predetermined payment service is a function provided by an OS (Operating System),
The program according to claim 1, wherein the information for paying the amount to which the electronic coupon is applied includes information associated with the user's account in the predetermined payment service.   The program as described in any one of Claim 1 to 3 which performs the process which sets the expiration date of the said electronic coupon, when the said electronic coupon is displayed. The process to display is as follows:
The message prompting to increase the balance is displayed when the amount of electronic value stored in the balance of the user in the predetermined settlement service is not equal to or greater than a predetermined threshold. The program described in.   The program according to claim 5, wherein the balance of the user in the predetermined settlement service is the balance that can be deposited from a bank account.   The program according to claim 5 or 6 which performs processing which determines said predetermined threshold based on a store which can use an electronic coupon. The program according to any one of claims 1 to 7 , wherein a process for setting the electronic coupon to be unusable is executed when the process of paying the amount to which the electronic coupon is applied is completed. The electronic coupon is set to be unusable when the object is operated, and when the settlement by the settlement function using the predetermined settlement service fails, a process of setting the electronic coupon to be usable is executed. The program according to any one of 1 to 8 . The program according to any one of claims 1 to 9 , wherein when a predetermined acceleration is detected while the display screen is displayed, a process for starting a payment function using the predetermined payment service is executed. . When the payment function using the predetermined payment service is set to be usable, the electronic coupon is set to be usable, and when the payment function using the predetermined payment service is not set to be usable, the electronic coupon is set The program as described in any one of Claim 1 to 10 which performs the process which sets a coupon unusable. The settlement process is:
Of the plurality of payment services set in the OS (Operating System) payment function, the payment function is activated as a setting to use the predetermined payment service in which the electronic coupon is distributed.
The program according to any one of claims 1 to 11 . If the payment function using a predetermined payment service is not set to be usable in the payment function of the OS (Operating System), the electronic coupon that can be used in the store is set to be unusable,
When the payment function using the predetermined payment service is set to be usable in the payment function of the OS, the electronic coupon and the object that activates the payment function using the predetermined payment service are displayed on the same display screen. A display control unit to be displayed on
When the object is operated by a user, the payment function using the predetermined payment service is activated, and information for paying the amount to which the electronic coupon is applied is transmitted by short-range wireless communication .
An information processing apparatus comprising: a control unit that stores an image in which the electronic coupon is not displayed or an image in which the electronic coupon has expired when an operation for storing the image on the display screen is performed . Information processing device
If the payment function using a predetermined payment service is not set to be usable in the payment function of the OS (Operating System), the electronic coupon that can be used in the store is set to be unusable,
When the payment function using the predetermined payment service is set to be usable in the payment function of the OS, the electronic coupon and the object that activates the payment function using the predetermined payment service are displayed on the same display screen. Processing to be displayed on
When the object is operated by a user, a process of activating a payment function using the predetermined payment service and transmitting information for payment of the amount to which the electronic coupon is applied by short-range wireless communication ;
An information processing method for executing , when an operation for storing an image of the display screen is performed, storing an image in which the electronic coupon is not displayed or storing an image in which the electronic coupon is expired .

Images