JP6368532B2 - Terminal device, electronic payment limiting method and program - Google Patents

Description

  The present invention relates to a terminal device, a method for limiting electronic payment, and a program.

  As a card issued to a spouse and a child who have the same livelihood, there is a so-called family card. And as this invention which limits the amount of use of a spouse and a child in this family card, there exists an invention indicated by patent documents 1, for example. In the invention of Patent Document 1, when using a child card out of a parent card and a child card, the settlement is approved if the sum of the usage amount of the child card and the usage balance of the parent card is equal to or less than the usage limit amount of the parent card. To do.

JP 2006-126916 A

  According to the invention of Patent Document 1, the use of a child card is restricted within the range of the use limit amount of the parent card. However, since payment can be made within the range of the usage limit of the parent card, there is a risk that if the usage limit is high, a high-priced product is purchased with a child card or wasted.

  The present invention has been made under the above-described background, and an object thereof is to provide a technique for preventing waste in electronic payment.

The present invention provides a payment means for performing electronic payment, a positioning means for positioning the position of the own apparatus, an acquisition means for acquiring position information of a parent terminal device associated with the own apparatus, and a position determined by the positioning means. And, based on the position represented by the position information acquired by the acquisition means, the calculation means for obtaining the distance from the own device to the parent terminal device, and the distance obtained by the calculation means exceeds a predetermined threshold, A transmission unit that transmits a notification requesting permission of electronic payment to the parent terminal device, a reception unit that receives a response to the notification, and the electronic payment processing by the payment unit according to the distance obtained by the calculation unit possess a control means for changing Te, wherein if the response received by the receiving unit is a reply to prohibit the electronic payment, to provide a terminal device for prohibiting the electronic payment by the payment means.

  In the present invention, the control means permits the electronic payment to the first amount to the payment means when the distance obtained by the calculation means is equal to or less than the threshold, and the calculation means obtains the electronic payment. When the distance exceeds the threshold value, the payment means may be configured to permit electronic payment up to a second amount lower than the first amount.

  In the present invention, the control unit may be configured to prohibit electronic settlement of a product other than the predetermined product with respect to the settlement unit when the position measured by the positioning unit is a predetermined position.

  In the present invention, the control means may be configured to prohibit electronic payment of a product other than a predetermined product to the payment means when the distance obtained by the calculation means exceeds a threshold value.

  In the present invention, the control means permits the electronic payment to the first amount to the payment means when the position measured by the positioning means is within a predetermined first area. Also good.

  Also, in the present invention, the control means, when the position measured by the positioning means is in a second area outside the first area, up to a second amount lower than the first amount with respect to the settlement means. The electronic payment may be permitted.

Further, the present invention represents a positioning step for positioning the position of the child terminal device, an acquisition step for acquiring the position information of the parent terminal device, a position measured in the positioning step, and a position information acquired in the acquisition step. A calculation step for obtaining a distance from the child terminal device to the parent terminal device based on the position, and if the distance obtained in the calculation step exceeds a predetermined threshold, permitting electronic payment to the parent terminal device. A transmission step of transmitting a notification to request, a reception step of receiving a response to the notification, and a control step of changing the electronic payment processing performed by the child terminal device according to the distance obtained in the calculation step. Yes, and the control step, if the response received in the receiving step is a response to prohibit the electronic payment, to prohibit the electronic payment performed by the child terminal device electronics To provide the already-limited way.

Further, the present invention provides a computer, a payment means for performing electronic payment, an acquisition means for acquiring position information of a parent terminal device associated with the own apparatus, and a position determined by a positioning means for measuring the position of the own apparatus. And, based on the position represented by the position information acquired by the acquisition means, the calculation means for obtaining the distance from the own device to the parent terminal device, and the distance obtained by the calculation means exceeds a predetermined threshold, A transmission unit that transmits a notification requesting permission of electronic payment to the parent terminal device, a reception unit that receives a response to the notification, and the electronic payment processing by the payment unit according to the distance obtained by the calculation unit and means for changing Te, if the response received by the receiving unit is a reply to prohibit the electronic payment, the program for functioning as a control means for prohibiting the electronic payment by the payment means Subjected to.

  According to the present invention, waste in electronic settlement can be prevented.

The figure which showed the apparatus which concerns on one Embodiment of this invention. The figure which showed the hardware constitutions of the terminal device. The functional block diagram of a terminal device. The flowchart which showed the flow of the process which the terminal device 10B performs. The flowchart which showed the flow of the process which 10A of terminal devices perform. The flowchart which showed the flow of the process which the terminal device 10B performs. The flowchart which showed the flow of the process which 10A of terminal devices perform. The figure which showed an example of the screen displayed with 10 A of terminal devices. The figure which showed an example of the screen displayed with the terminal device 10B.

[Embodiment]
(overall structure)
FIG. 1 is a diagram showing an apparatus according to an embodiment of the present invention. The mobile communication network 20 is a communication network that provides voice communication and data communication services to the terminal devices 10A and 10B. The terminal devices 10A and 10B according to the present embodiment are smartphones. The terminal devices 10A and 10B are not limited to smartphones, and may be tablet terminals or feature phones that perform communication via the mobile communication network 20, computer devices specialized for data communication, and the like. The terminal devices 10A and 10B communicate with the radio base station of the mobile communication network 20, and perform voice communication and data communication. The terminal devices 10A and 10B have a function of measuring a position and a function of performing electronic payment using electronic money by short-range wireless communication. In the present embodiment, the terminal device 10B is owned by a child, and the terminal device 10A is a terminal owned by the parent of the user of the terminal device 10B.

(Configuration of terminal devices 10A and 10B)
FIG. 2 is a diagram illustrating a hardware configuration of the terminal devices 10A and 10B. Note that the hardware configurations of the terminal device 10A and the terminal device 10B are the same. Hereinafter, when it is necessary to distinguish each part of the terminal device 10A and the terminal device 10B, for the sake of convenience of explanation, the end of the reference numeral of each part of the terminal device 10A In the description, “A” is added and “B” is added to the end of the reference numeral of each part of the terminal device 10B. When there is no need to distinguish each part, “A” or “ The description will be made with the addition of “B” omitted.

  The touch panel 103 is a device that combines a display device (for example, a liquid crystal display) and a position detection device that detects a position touched by a user's finger on the display surface of the display device. The touch panel 103 displays a character and graphic screen, a menu screen for operating the terminal device, and the like. Further, the touch panel 103 detects a position touched by a user with a finger. The microcomputer 101 identifies a user operation according to the position detected by the touch panel 103 and the screen displayed on the touch panel, and executes control of each unit and various processes according to the identified operation.

  The operation unit 104 has a plurality of keys for operating the terminal device. When the user operates the keys of the operation unit 104, the microcomputer 101 controls each unit according to the operated keys. The communication unit 105 functions as a communication interface that performs wireless communication via the mobile communication network 20. The short-range communication unit 108 is a communication interface that performs communication according to a communication method of a non-contact IC card among NFC (Near Field Communication) communication methods.

  The audio processing unit 107 has a microphone and a speaker. When the terminal device performs a voice call between the terminal devices, when the digital signal related to the voice of the other party is supplied from the communication unit 105, the voice processing unit 107 converts the supplied digital signal into an analog signal. This analog signal is supplied to a speaker, and the voice of the other party is emitted from the speaker. In addition, when the microphone collects sound, the sound processing unit 107 converts the collected sound into a digital signal. The voice processing unit 107 supplies a digital signal obtained by converting the user's voice to the communication unit 105 when performing a voice call on the terminal device. This digital signal is transmitted from the communication unit 105 to the mobile communication network 20 and transmitted to the terminal device of the other party.

  The positioning unit 109 measures the position of the terminal device using a satellite navigation system or a wireless LAN. The positioning unit 109 acquires a radio wave from an artificial satellite included in the satellite navigation system or a radio wave transmitted from an access point of a wireless LAN, and generates position information indicating the position of the terminal device based on the acquired radio wave.

  The storage unit 102 has a nonvolatile memory and stores an operating system program and a plurality of application programs. For example, the storage unit 102 stores an application program (hereinafter referred to as a restricted application) that realizes a function of restricting electronic payment performed by a terminal device.

  Further, the storage unit 102 stores data used by the restricted application. The storage unit 102 stores, as data used by the restricted application, an identifier that identifies a terminal device that requests permission for electronic payment and an identifier that identifies a terminal device that permits electronic payment. In the present embodiment, the terminal device that permits electronic payment performed by the child terminal device 10B is the terminal device 10A, and the terminal device that requests permission for electronic payment is the terminal device 10B. Therefore, the storage unit 102A and the storage unit 102B store the telephone number of the terminal device 10A as an identifier of the terminal device 10A that permits the electronic payment performed by the child terminal device 10B, and request the permission of the electronic payment. As the identifier of 10B, the telephone number of the terminal device 10B is stored.

  The microcomputer 101 includes a CPU (Central Processing Unit) and a RAM (Random Access Memory). When the CPU executes an operating system program stored in a nonvolatile memory, the operating system of the smartphone is realized. Further, when the microcomputer 101 executes the restriction application, a function for restricting electronic payment by the terminal device owned by the child is realized.

(Functional configuration of terminal device)
FIG. 3A is a block diagram showing functions realized by the terminal device by executing the restricted application, and shows functions realized by the child terminal device 10B. The settlement unit 1001 communicates with the electronic register via the short-range communication unit 108 and performs an electronic settlement process using electronic money. The acquisition unit 1002 communicates with another terminal device via the communication unit 105, and acquires position information of the other terminal device. Based on the position of the position information generated by the positioning unit 109 and the position of the position information acquired by the acquisition unit 1002, the calculation unit 1003 obtains a distance from the own device to another terminal device. When the distance obtained by the calculation unit 1003 exceeds a predetermined threshold, the transmission unit 1004 transmits a notification requesting permission for electronic payment to another terminal device via the communication unit 105. The receiving unit 1005 receives a response to the notification transmitted by the transmitting unit 1004. The control unit 1006 prohibits electronic payment by the payment unit 1001 when the distance obtained by the calculation unit exceeds a predetermined threshold. In addition, when the notification received by the reception unit 1005 is a notification prohibiting electronic payment, the control unit 1006 prohibits electronic payment by the payment unit 1001 and the notification received by the reception unit 1005 is a notification allowing electronic payment. If there is, electronic settlement by the settlement unit 1001 is permitted.

FIG. 3B is a block diagram illustrating functions realized by the terminal device by executing the restricted application, and shows functions realized by the parent terminal device 10A.
The position transmission unit 1010 transmits the position information generated by the positioning unit 109A to another terminal device via the communication unit 105A.
When the communication unit 105A receives a notification requesting permission for electronic payment, the response unit 1011 displays a screen for selecting permission or prohibition on the touch panel 103A. In response to an operation performed on touch panel 103A, response unit 1011 transmits permission or prohibition of electronic payment to the terminal device that transmitted the request via communication unit 105A.

(Operation example of embodiment)
Next, an operation example of this embodiment will be described. The microcomputer 101B executing the restricted application performs the processing shown in FIG. 4 in a predetermined cycle when the telephone number of its own device is stored as the identifier of the terminal device on the side requesting permission for electronic payment. To acquire position information. Note that the period for acquiring the position information can be set between seconds and minutes. First, the microcomputer 101B (calculation unit 1003) obtains position information from the positioning unit 109B (step SA1). The microcomputer 101B (acquiring unit 1002) that has acquired the position information from the positioning unit 109B acquires the identifier of the terminal device 10A on the electronic payment-permitting side from the storage unit 102B, and transfers it to the terminal device 10A specified by the acquired identifier. Then, a position request message for requesting position information is transmitted (step SA2). The location request message is transmitted from the communication unit 105B to the mobile communication network 20, and is transmitted from the mobile communication network 20 to the terminal device 10A.

  When the communication unit 105A receives this position request message, the microcomputer 101A (position transmission unit 1010) executes the processing shown in FIG. Specifically, the microcomputer 101A acquires position information from the positioning unit 109A (step SB1). The microcomputer 101A controls the communication unit 105A to transmit the acquired position information to the terminal device 10B that is the transmission source of the position request message (step SB2).

When the communication unit 105B receives the position information transmitted from the terminal device 10A (YES in step SA3), the microcomputer 101B (calculation unit 1003) displays the position represented by the position information acquired from the positioning unit 109B and the communication unit 105B. The distance from the position represented by the received position information, that is, the distance from the child terminal device to the parent terminal device is calculated (step SA4).
When the user of the terminal device 10B goes to the store for shopping while the terminal device 10B regularly obtains the distance to the terminal device 10A, the terminal device 10B determines the distance from the store to the parent terminal device 10A. Will get.

  Next, when the user of the terminal device 10B makes a payment with electronic money for a product to be purchased at the store, the user of the terminal device 10B notifies the store clerk that the payment is made with the electronic money. When the store clerk is informed that payment is to be made with electronic money, the store clerk operates the electronic register and instructs the electronic register to execute a payment process using electronic money. Upon receiving this instruction, the electronic register controls the communication interface of the non-contact IC card, and transmits a polling signal for detecting a device corresponding to the communication method of the non-contact IC card.

  When the short-range communication unit 108B receives this polling signal, the microcomputer 101B controls the short-range communication unit 108B to transmit a signal serving as a response to the polling signal to the electronic register. Upon receiving this signal, the electronic register transmits a signal for performing electronic settlement.

  When the short-range communication unit 108B receives a signal for performing electronic payment, the microcomputer 101B executes the process shown in FIG. First, the microcomputer 101B determines whether or not to proceed with the electronic payment process based on the distance obtained in step SA4. Specifically, when the distance to the parent terminal device 10A obtained in step SA4 is equal to or less than a predetermined threshold (YES in step SC1), the microcomputer 101B (control unit 1006) is sent from the electronic register. The electronic payment process is executed in response to the received signal (step SC2).

  On the other hand, when the distance to the parent terminal device 10A obtained in step SA4 exceeds a predetermined threshold (NO in step SC1), the microcomputer 101B (transmission unit 1004) includes the amount to be paid by electronic payment. Then, a permission request message for requesting permission for electronic settlement is transmitted to terminal device 10A by controlling communication unit 105B (step SC3).

  When the communication unit 105A receives this permission request message, the microcomputer 101A executes the processing shown in FIG. Specifically, the microcomputer 101A (the response unit 1011) acquires the amount included in the permission request message, and as illustrated in FIG. 8, the amount of electronic payment performed by the child terminal device 10B and the electronic payment are permitted. The touch panel 103 is controlled so that the button B1 to perform and the button B2 to prohibit electronic payment are displayed (step SD1).

  The parent who is the owner of the terminal device 10A presses the button B1 on the touch panel 103A when permitting electronic payment, and presses the button B2 when prohibiting electronic payment. When the user presses the button B1 on the touch panel 103A (YES in step SD2), the microcomputer 101A (response unit 1011) controls the communication unit 105A to send a permission message indicating permission for electronic payment to the terminal device 10B. If the user presses the button B2 (NO in step SD2), a prohibition message indicating prohibition of electronic payment is controlled by the communication unit 105A and transmitted to the terminal device 10B (step SD3) (step SD3). SD4).

  The microcomputer 101B (reception unit 1005) receives the message transmitted by the terminal device 10A and received by the communication unit 105B. When the microcomputer 101B (control unit 1006) receives the permission message (YES in step SC4), the microcomputer 101B executes electronic payment processing in accordance with the signal sent from the electronic register (step SC2). On the other hand, when the microcomputer 101B (control unit 1006) receives the prohibit message (YES in step SC5), the microcomputer 101B prohibits the electronic settlement process by the settlement unit 1001, and performs the electronic settlement process as illustrated in FIG. A screen notifying that the operation has been stopped is displayed on touch panel 103B (step SC6).

  According to the present embodiment, when the distance from the child terminal device 10B to the parent terminal device 10B exceeds the threshold, that is, when the distance between the parent and the child is far, the child terminal device performs electronic payment. Parental permission is required. Thereby, since it becomes impossible to purchase goods in the store which a parent does not know apart from parents, it can prevent that a child purchases expensive goods or wastes money.

[Modification]
As mentioned above, although embodiment of this invention was described, this invention is not limited to embodiment mentioned above, It can implement with another various form. For example, the above-described embodiment may be modified as follows to implement the present invention, or may be implemented in combination with each modification.

In the above-described embodiment, the use limit amount of electronic payment may be different according to the distance from the child terminal device 10B to the parent terminal device 10A. For example, when the distance between the parent terminal device 10A and the child terminal device 10B is equal to or less than the threshold value, the terminal device 10B performs electronic payment up to a predetermined first amount without obtaining permission from the parent. When the first amount is exceeded, a permission request message may be transmitted to the parent terminal device 10A.
Further, when the distance from the child terminal device 10B to the parent terminal device 10A exceeds the threshold, electronic payment is performed without obtaining permission from the parent up to the second amount lower than the first amount, and the second amount is If it exceeds, the permission request message may be transmitted to the parent terminal device 10A.
In the embodiment described above, the electronic payment method is a prepaid method, but a postpay method may be used. When the electronic payment method is a post-pay method, the child terminal device 10B has a distance between the child terminal device 10B and the parent terminal device 10A that exceeds a threshold, and the sum of the payment amount and the monthly usage amount. However, when the predetermined amount lower than the monthly limit is exceeded, a permission request message may be transmitted to the parent terminal device 10A.

In the above-described embodiment, when the child is in a predetermined place, the electronic payment by the child terminal device may be permitted. For example, if the location of the store is registered in advance in the terminal device 10B, and the location represented by the location information acquired from the positioning unit 109B is the location of the registered store, the microcomputer 101B transmits the terminal from the terminal device 10B. Even when the distance to the device 10A exceeds the threshold, the electronic payment processing may be executed in accordance with the signal sent from the electronic register.
Further, in this modification, the store position and the type of product are associated and registered in the child terminal device 10B, and the terminal device 10B is information indicating the amount to be paid by electronic payment and the type of product to be purchased. Is acquired from the electronic register and the position indicated by the position information acquired from the positioning unit 109B is the registered shop position, and the purchased product is a pre-registered type of product, the terminal device 10B to the terminal device Even when the distance to 10A exceeds the threshold, electronic payment processing may be executed in accordance with a signal sent from the electronic register.

In the above-described embodiment, products that can be purchased may be limited according to the distance from the child terminal device 10B to the parent terminal device 10A. For example, a stationery and a book are registered in the terminal device 10B as commodities that can be purchased when the distance from the child terminal device 10B to the parent terminal device 10A is equal to or less than a threshold, and the child terminal device 10B to the parent terminal device 10A. Stationery is registered in the terminal device 10B as a commodity that can be purchased when the distance to the terminal exceeds the threshold.
The child terminal device 10B acquires information indicating the type of product to be purchased from the electronic register, the distance to the parent terminal device 10A is equal to or less than a threshold, and the product to be purchased is a pre-registered type of product. In some cases, electronic payment is made in response to a signal sent from the electronic register. Further, the terminal device 10B transmits a permission request message to the parent terminal device 10A when the distance to the parent terminal device 10A is equal to or smaller than the threshold and the purchased product is not a pre-registered type of product. You may do it.
Further, the child terminal device 10B acquires information indicating the type of product to be purchased from the electronic register, the distance to the parent terminal device 10A exceeds a threshold, and the product to be purchased is registered in advance. If the payment is made in accordance with the signal sent from the electronic register, the distance to the parent terminal device 10A exceeds the threshold, and the product to be purchased is not a pre-registered type of product, permission is granted. The request message may be transmitted to the parent terminal device 10A.

In the above-described embodiment, the electronic payment processing of the child terminal device 10B is limited in accordance with the distance to the parent terminal device 10A, but is not limited to this configuration.
For example, the child's home position is registered in the terminal device 10B as a predetermined position. When the distance from the position represented by the position information acquired from the positioning unit 109B to the registered home position is equal to or less than a predetermined threshold value, that is, the terminal device 10B has a child within a predetermined first area. When the terminal device 10B is located, electronic payment may be performed without transmitting the permission request message to the parent terminal device 10A.
Moreover, in this modification, it is good also as the following structures. Specifically, a first threshold value and a second threshold value are provided (second threshold value> first threshold value), and the terminal device 10B has a first distance from the position represented by the position information acquired from the positioning unit 109B to the home position. If it is equal to or smaller than the threshold value (that is, when the child terminal device 10B is located in the predetermined first area) and the payment amount is equal to or smaller than the predetermined first amount, a permission request message is sent to the parent terminal device. Make electronic payments without sending.
Further, the terminal device 10B, when the distance from the position represented by the position information acquired from the positioning unit 109B to the position of the home exceeds the first threshold and is equal to or less than the second threshold (that is, the child within the predetermined second area). Terminal device 10B is located), if the amount of electronic payment is equal to or less than a predetermined second amount lower than the first amount, the electronic payment is performed without transmitting the permission request message to the parent terminal device, If the amount of electronic payment exceeds the second amount, a permission request message may be transmitted to the parent terminal device.
Further, when the distance from the position represented by the position information acquired from the positioning unit 109B to the home position exceeds the second threshold, the terminal device 10B may transmit a permission request message to the parent terminal device.

In the present invention, when there are a plurality of child guardians, the child terminal device performs electronic payment processing based on the distance from the child terminal device to the terminal device possessed by each guardian. Also good. For example, when there is a first guardian's terminal device and a second guardian's terminal device, the distance from the child terminal device to the first guardian's terminal device is equal to or less than a threshold value, or the child terminal When the distance from the device to the second guardian's terminal device is less than or equal to the threshold value, the child terminal device may perform the electronic payment without transmitting the permission request message to the guardian's terminal device. .
In this modification, the distance from the child terminal device to the first guardian's terminal device exceeds the threshold, and the distance from the child terminal device to the second guardian's terminal device also exceeds the threshold. If so, the permission request message may be transmitted to the terminal device of the first guardian or the terminal device of the second guardian.
In this modification, electronic payment is performed when the terminal device located at a distance equal to or smaller than the threshold from the child terminal device is the first guardian's terminal device and when the terminal device is the second guardian's terminal device. You may make it vary the upper limit of possible money amount. For example, when the terminal device located at a distance equal to or smaller than the threshold from the child terminal device is the first guardian's terminal device, the first request message is sent when the electronic payment amount is equal to or less than a predetermined first amount. When it is possible to make an electronic payment without transmitting to the terminal device of the guardian, and the terminal device at a distance below the threshold from the child terminal device is the second guardian's terminal device, the amount of the electronic payment is It may be possible to make an electronic payment without transmitting a permission request message to the second guardian's terminal device if it is equal to or less than a predetermined second amount (first amount> second amount).

  In the embodiment described above, when the distance from the child terminal device 10B to the parent terminal device 10A exceeds a threshold, the parent terminal device 10A determines whether the electronic payment is permitted or prohibited. However, if the distance from the child terminal device 10B to the parent terminal device 10A exceeds the threshold, the terminal device 10B does not transmit the permission request message, stops the electronic payment process, and stops the electronic payment. You may make it alert | report.

  In the embodiment described above, when the child terminal device 10B transmits the permission request message to the parent terminal device 10A, the permission request message includes the position information acquired from the positioning unit 109B of the terminal device 10B. In the terminal device 10A that has received the message, the position represented by the position information included in the message may be displayed on the map.

  In the present invention, the child terminal device 10B may be configured to periodically transmit the position information acquired from the positioning unit 109B to the parent terminal device 10A. In the case of this configuration, the parent terminal device 10A obtains a distance from the position represented by the position information sent from the child terminal device 10B to the position represented by the position information acquired from the positioning unit 109A, and the obtained distance is determined in advance. If it is equal to or less than the threshold value, a permission message for permitting settlement is transmitted, and if the calculated distance exceeds the threshold value, a prohibition message for prohibiting settlement is transmitted. In this modification, when the latest message received before electronic payment is a permission message, the child terminal device 10B performs electronic payment when the terminal device 10B is held over a reader / writer, and electronic When the latest message received before making a payment is a prohibition message, when the terminal device 10B is held over a reader / writer, the user is notified that electronic payment cannot be executed.

  In the embodiment described above, the child terminal device 10B periodically acquires the position information of the parent terminal device 10A, but the configuration in which the child terminal device 10B acquires the position information of the parent terminal device 10A is as follows. It is not limited to this configuration. For example, the child terminal device 10B may be configured to acquire position information of the parent terminal device 10A when receiving a polling signal from the electronic register. Also, the child terminal device 10B does not request position information from the parent terminal device 10A, but the parent terminal device 10A periodically transmits the position information acquired from the positioning unit 109A to the child terminal device 10B. It is good. Even in these configurations, the distance from the child terminal device 10B to the parent terminal device 10A can be obtained by the terminal device 10B.

  In the above-described embodiment, the parent device 10A is owned by the parent and the child device 10B is owned by the child. However, the present invention is not limited to this. For example, the husband may own the terminal device 10A and the wife may own the terminal device 10B.

  The program of the terminal device is a computer such as a magnetic recording medium (magnetic tape, magnetic disk (HDD (Hard Disk Drive), FD (Flexible Disk)), etc.), optical recording medium (optical disk, etc.), magneto-optical recording medium, semiconductor memory, etc. It may be provided and installed in a state stored in a readable recording medium. Alternatively, the program may be downloaded and installed via a communication line.

DESCRIPTION OF SYMBOLS 10A, 10B ... Terminal device, 20 ... Mobile communication network, 101 ... Microcomputer, 102 ... Memory | storage part, 103 ... Touch panel, 104 ... Operation part, 105 ... Communication part, 107 ... Voice processing part, 108 ... Short-distance communication part 109: positioning unit, 1001 ... settlement unit, 1002 ... acquisition unit, 1003 ... calculation unit, 1004 ... transmission unit, 1005 ... reception unit, 1006 ... control unit

Claims (8)

Payment means for electronic payment;
Positioning means for positioning the position of its own device;
Obtaining means for obtaining position information of the parent terminal device associated with the own device;
Based on the position measured by the positioning means and the position represented by the position information acquired by the acquisition means, a calculation means for obtaining a distance from the own device to the parent terminal device;
When the distance obtained by the computing means exceeds a predetermined threshold, transmitting means for sending a notification requesting permission for electronic payment to the parent terminal device;
Receiving means for receiving a response to the notification;
Control means for changing the electronic payment processing by the payment means in accordance with the distance obtained by the calculation means;
I have a,
The control device is a terminal device that prohibits electronic payment by the payment means when the response received by the reception means is a response that prohibits electronic payment . The control means includes
If the distance obtained by the computing means is less than or equal to the threshold, the electronic payment up to the first amount is permitted for the payment means,
If the distance where the calculating means is determined exceeds the threshold value, the terminal apparatus according to claim 1 that allows the electronic payment to lower the second amount from the first amount to the payment means. Wherein if the position where the positioning means has positioning is in a predetermined position, the terminal device according to claim 1 or claim 2 to inhibit the electronic payment items other than the predetermined items to the payment means. Wherein if the distance said calculating means is determined exceeds a threshold value, according to any one of claims 1 to 3 prohibits the electronic payment items other than the predetermined items to the payment means Terminal equipment. Wherein if the position where the positioning means has positioning is within the first area defined in advance, any claims 1 to 4 permits the electronic payment to the first amount to the payment means The terminal device according to claim 1. The control means permits the electronic means of electronic payment up to a second amount lower than the first amount to the settlement unit when the position measured by the positioning unit is in a second region outside the first region. Item 6. The terminal device according to Item 5 . A positioning step for positioning the position of the child terminal device;
An acquisition step of acquiring position information of the parent terminal device;
A calculation step for obtaining a distance from the child terminal device to the parent terminal device based on the position measured in the positioning step and the position represented by the position information acquired in the acquisition step;
When the distance obtained in the calculation step exceeds a predetermined threshold, a transmission step of transmitting a notification requesting permission for electronic payment to the parent terminal device;
Receiving a response to the notification;
A control step of changing electronic payment processing performed by the child terminal device according to the distance obtained in the calculation step;
I have a,
The control step is a method for restricting electronic payment in which electronic payments performed by the child terminal device are prohibited when the response received in the receiving step is a response for prohibiting electronic payment. Computer
Payment means for electronic payment;
Obtaining means for obtaining position information of the parent terminal device associated with the own device;
Based on the position measured by the positioning means for positioning the position of the own apparatus and the position represented by the position information acquired by the acquisition means, a calculation means for obtaining a distance from the own apparatus to the parent terminal device,
When the distance obtained by the computing means exceeds a predetermined threshold, transmitting means for sending a notification requesting permission for electronic payment to the parent terminal device;
Receiving means for receiving a response to the notification;
The electronic payment by the payment means is a means for changing the electronic payment processing by the payment means according to the distance obtained by the calculation means , and the response received by the reception means is a response prohibiting the electronic payment. Program to function as a control means to prohibit

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