JP6074547B2 - モバイル・チェックアウト・システム及び方法 - Google Patents
モバイル・チェックアウト・システム及び方法 Download PDFInfo
- Publication number
- JP6074547B2 JP6074547B2 JP2016526221A JP2016526221A JP6074547B2 JP 6074547 B2 JP6074547 B2 JP 6074547B2 JP 2016526221 A JP2016526221 A JP 2016526221A JP 2016526221 A JP2016526221 A JP 2016526221A JP 6074547 B2 JP6074547 B2 JP 6074547B2
- Authority
- JP
- Japan
- Prior art keywords
- checkout
- application
- server
- card
- mst
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephonic Communication Services (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/185,111 US9123036B2 (en) | 2013-03-01 | 2014-02-20 | Mobile checkout systems and methods |
US14/185,111 | 2014-02-20 | ||
PCT/US2015/015879 WO2015126755A1 (en) | 2014-02-20 | 2015-02-13 | Mobile checkout systems and methods |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2017500629A JP2017500629A (ja) | 2017-01-05 |
JP6074547B2 true JP6074547B2 (ja) | 2017-02-01 |
Family
ID=53878846
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2016526221A Expired - Fee Related JP6074547B2 (ja) | 2014-02-20 | 2015-02-13 | モバイル・チェックアウト・システム及び方法 |
Country Status (10)
Country | Link |
---|---|
EP (1) | EP3033723A4 (de) |
JP (1) | JP6074547B2 (de) |
KR (2) | KR101775298B1 (de) |
CN (1) | CN105051768A (de) |
AU (1) | AU2015219278B2 (de) |
CA (1) | CA2924593C (de) |
HK (1) | HK1215978A1 (de) |
RU (1) | RU2672132C2 (de) |
SG (1) | SG11201606849XA (de) |
WO (1) | WO2015126755A1 (de) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20160111286A (ko) | 2015-03-16 | 2016-09-26 | 삼성전자주식회사 | 결제 부가 서비스 정보 처리 방법 및 이를 지원하는 전자 장치 |
KR102530888B1 (ko) * | 2015-09-01 | 2023-05-11 | 삼성전자주식회사 | 결제 거래를 수행하는 방법 및 장치 |
US10489777B2 (en) * | 2016-01-05 | 2019-11-26 | Visa International Service Association | Universal access to an electronic wallet |
WO2017165576A1 (en) * | 2016-03-22 | 2017-09-28 | Visa International Service Association | Adaptable authentication processing |
KR20170126735A (ko) * | 2016-05-10 | 2017-11-20 | 삼성전자주식회사 | 자기 스트라이프 데이터 전송 장치 및 방법 |
KR20170128980A (ko) * | 2016-05-16 | 2017-11-24 | 엘지전자 주식회사 | 이동 단말기 및 그 제어방법 |
KR102652180B1 (ko) | 2016-12-27 | 2024-03-29 | 삼성전자주식회사 | 도어 잠금 장치, 전자 장치 및 전자 장치를 이용한 디지털 도어 잠금 장치 해제 방법 |
CN107645611A (zh) * | 2017-10-17 | 2018-01-30 | 维沃移动通信有限公司 | 一种支付方法及移动终端 |
KR102139068B1 (ko) * | 2017-12-20 | 2020-07-29 | 주식회사 기업서비스연구소 | 단말기간 사운드 인식 처리 시스템 |
CN108805539A (zh) * | 2018-02-09 | 2018-11-13 | 深圳市微付充科技有限公司 | 一种基于主机卡模拟的支付方法、移动设备及存储装置 |
US11487896B2 (en) | 2018-06-18 | 2022-11-01 | Bright Lion, Inc. | Sensitive data shield for networks |
CA3151767A1 (en) * | 2019-09-27 | 2021-04-01 | Srinath S. ABINAVAM | Systems and methods for uniform, cross-platform transactions |
EP3905166A1 (de) * | 2020-04-30 | 2021-11-03 | Bright Lion, Inc. | E-commerce-sicherheitsgarantienetzwerk |
Family Cites Families (21)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7810729B2 (en) * | 2009-06-10 | 2010-10-12 | Rem Holdings 3, Llc | Card reader device for a cell phone and method of use |
RU2376635C2 (ru) * | 2002-10-23 | 2009-12-20 | Закрытое акционерное общество "МедиаЛингва" | Способ и система проведения транзакций в сети с использованием сетевых идентификаторов |
RU2467501C2 (ru) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Способы и системы для финансовых транзакций в среде мобильной связи |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US20090159703A1 (en) * | 2007-12-24 | 2009-06-25 | Dynamics Inc. | Credit, security, debit cards and the like with buttons |
US20090234751A1 (en) * | 2008-03-14 | 2009-09-17 | Eric Chan | Electronic wallet for a wireless mobile device |
US20100299212A1 (en) * | 2008-08-27 | 2010-11-25 | Roam Data Inc | System and method for a commerce window application for computing devices |
US9317018B2 (en) * | 2010-03-02 | 2016-04-19 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US9218557B2 (en) * | 2010-03-02 | 2015-12-22 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US20120036042A1 (en) * | 2010-08-05 | 2012-02-09 | Roam Data Inc | System and method for checkout and customer data capture in commerce applications |
US8849246B2 (en) * | 2010-08-27 | 2014-09-30 | Wherepro, Llc | Operation of a computing device involving wireless tokens |
US20120052910A1 (en) * | 2010-08-30 | 2012-03-01 | Id Tech | Audio port communication and power device |
US8571989B2 (en) * | 2010-10-13 | 2013-10-29 | Square, Inc. | Decoding systems with a decoding engine running on a mobile device and coupled to a social network |
US20120173351A1 (en) * | 2010-12-29 | 2012-07-05 | Qthru, Llc | Mobile Electronic Shopping |
US20120233004A1 (en) * | 2011-03-11 | 2012-09-13 | James Bercaw | System for mobile electronic commerce |
US9195983B2 (en) * | 2011-04-05 | 2015-11-24 | Roam Data Inc. | System and method for a secure cardholder load and storage device |
US10580049B2 (en) * | 2011-04-05 | 2020-03-03 | Ingenico, Inc. | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
CN103717103A (zh) * | 2011-06-10 | 2014-04-09 | 摩飞公司 | 用于移动设备的无线通信配件 |
US10121129B2 (en) * | 2011-07-05 | 2018-11-06 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
US9154470B2 (en) * | 2012-05-25 | 2015-10-06 | Canon U.S.A., Inc. | System and method for processing transactions |
US20130346223A1 (en) * | 2012-06-26 | 2013-12-26 | Rajen S. Prabhu | Processing point-of-sale transactions using a mobile card and mobile phone |
-
2015
- 2015-02-13 KR KR1020167012879A patent/KR101775298B1/ko active IP Right Grant
- 2015-02-13 RU RU2016114292A patent/RU2672132C2/ru active
- 2015-02-13 CN CN201580000172.1A patent/CN105051768A/zh active Pending
- 2015-02-13 EP EP15752212.9A patent/EP3033723A4/de not_active Ceased
- 2015-02-13 KR KR1020177020630A patent/KR20170087979A/ko not_active Application Discontinuation
- 2015-02-13 WO PCT/US2015/015879 patent/WO2015126755A1/en active Application Filing
- 2015-02-13 CA CA2924593A patent/CA2924593C/en not_active Expired - Fee Related
- 2015-02-13 JP JP2016526221A patent/JP6074547B2/ja not_active Expired - Fee Related
- 2015-02-13 AU AU2015219278A patent/AU2015219278B2/en not_active Ceased
- 2015-02-13 SG SG11201606849XA patent/SG11201606849XA/en unknown
-
2016
- 2016-04-05 HK HK16103852.3A patent/HK1215978A1/zh unknown
Also Published As
Publication number | Publication date |
---|---|
EP3033723A1 (de) | 2016-06-22 |
SG11201606849XA (en) | 2016-09-29 |
KR101775298B1 (ko) | 2017-09-05 |
RU2672132C2 (ru) | 2018-11-12 |
WO2015126755A1 (en) | 2015-08-27 |
CA2924593A1 (en) | 2015-08-27 |
AU2015219278B2 (en) | 2017-10-12 |
RU2016114292A (ru) | 2017-10-18 |
JP2017500629A (ja) | 2017-01-05 |
CA2924593C (en) | 2019-03-05 |
KR20160071468A (ko) | 2016-06-21 |
KR20170087979A (ko) | 2017-07-31 |
CN105051768A (zh) | 2015-11-11 |
EP3033723A4 (de) | 2017-04-05 |
HK1215978A1 (zh) | 2016-09-30 |
AU2015219278A1 (en) | 2016-03-31 |
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