JP5971874B2 - 決済システム、決済支援装置、及びユーザ装置 - Google Patents
決済システム、決済支援装置、及びユーザ装置 Download PDFInfo
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- JP5971874B2 JP5971874B2 JP2014503401A JP2014503401A JP5971874B2 JP 5971874 B2 JP5971874 B2 JP 5971874B2 JP 2014503401 A JP2014503401 A JP 2014503401A JP 2014503401 A JP2014503401 A JP 2014503401A JP 5971874 B2 JP5971874 B2 JP 5971874B2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
- G06Q20/0655—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash managed centrally
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Description
20 決済支援装置
30 決済装置
Claims (3)
- ユーザ装置と決済支援装置とがネットワークを介して接続され、
前記ユーザ装置は、
近距離無線通信により接続された決済装置から電子マネーの送信要求を受信した場合に、該受信した送信要求を前記決済支援装置へ転送する手段と、
前記決済支援装置から電子マネーを受信した場合に、該受信した電子マネーを前記決済装置へ転送する手段と、
を備え、
前記決済支援装置は、
電子マネーを記憶する手段と、
前記ユーザ装置から電子マネーの送信要求を転送された場合に、該送信要求に応じて前記記憶している電子マネーを前記ユーザ装置へ送信する手段と、
を備えた、
ことを特徴とする決済システム。 - 近距離無線通信により接続された決済装置から電子マネーの送信要求を受信した場合に、該受信した送信要求を転送する手段と、電子マネーを受信した場合に、該受信した電子マネーを前記決済装置へ転送する手段と、を備えたユーザ装置にネットワークを介して接続され、
電子マネーを記憶する手段と、前記ユーザ装置から電子マネーの送信要求を転送された場合に、該送信要求に応じて前記記憶している電子マネーを前記ユーザ装置へ送信する手段と、を備えた、
ことを特徴とする決済支援装置。 - 電子マネーを記憶する手段と、電子マネーの送信要求を転送された場合に、該送信要求に応じて前記記憶している電子マネーを送信する手段と、を備えた決済支援装置にネットワークを介して接続され、
近距離無線通信により接続された決済装置から電子マネーの送信要求を受信した場合に、該受信した送信要求を前記決済支援装置へ転送する手段と、前記決済支援装置から電子マネーを受信した場合に、該受信した電子マネーを前記決済装置へ転送する手段と、を備えた、
ことを特徴とするユーザ装置。
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/JP2012/056166 WO2013132659A1 (ja) | 2012-03-09 | 2012-03-09 | 決済システム、決済支援装置、及びユーザ装置 |
Publications (2)
Publication Number | Publication Date |
---|---|
JPWO2013132659A1 JPWO2013132659A1 (ja) | 2015-07-30 |
JP5971874B2 true JP5971874B2 (ja) | 2016-08-17 |
Family
ID=49116170
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2014503401A Active JP5971874B2 (ja) | 2012-03-09 | 2012-03-09 | 決済システム、決済支援装置、及びユーザ装置 |
Country Status (7)
Country | Link |
---|---|
US (1) | US20140379568A1 (ja) |
EP (1) | EP2824626A4 (ja) |
JP (1) | JP5971874B2 (ja) |
CN (1) | CN104081419A (ja) |
HK (1) | HK1202686A1 (ja) |
SG (1) | SG11201405399XA (ja) |
WO (1) | WO2013132659A1 (ja) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10194284B2 (en) * | 2012-09-12 | 2019-01-29 | Digit International Inc. | Embedded communication in message based transports |
CN104392348A (zh) * | 2014-11-06 | 2015-03-04 | 朱锐泷 | 基于数字货币的跨境支付清算系统和跨境支付方法 |
Family Cites Families (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7908216B1 (en) * | 1999-07-22 | 2011-03-15 | Visa International Service Association | Internet payment, authentication and loading system using virtual smart card |
JP2001223631A (ja) | 2000-02-10 | 2001-08-17 | Kyocera Ddi Mirai Tsushin Kenkyusho:Kk | 移動体通信機 |
JP2002042023A (ja) * | 2000-07-27 | 2002-02-08 | Nec Corp | 電子マネー運用方法、電子マネー運用システム及び電子マネー運用プログラムを記憶した記憶媒体 |
JP4442027B2 (ja) * | 2000-12-05 | 2010-03-31 | ソニー株式会社 | 通信システムおよび通信方法 |
AU2003228985A1 (en) * | 2002-05-09 | 2003-11-11 | Kestrel Wireless, Inc. | Method and system for enabling electronic transactions via a personal device |
JP2004240858A (ja) * | 2003-02-07 | 2004-08-26 | Nec Corp | 電子マネーシステム、電子マネー交換サーバ及び携帯端末 |
US7324517B1 (en) * | 2003-04-16 | 2008-01-29 | Cisco Technology, Inc. | Converting data packets in a communication network |
JP2005115876A (ja) * | 2003-10-10 | 2005-04-28 | Kenichi Oga | 携帯端末を利用した決済処理システム、店舗装置、サーバ、携帯端末 |
US8352323B2 (en) * | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
JP2007213399A (ja) * | 2006-02-10 | 2007-08-23 | Nec Electronics Corp | 電子マネー決済システム、加入者端末、加入者端末の決済方法及びプログラム |
JP2007335997A (ja) * | 2006-06-12 | 2007-12-27 | Sharp Corp | 携帯通信端末装置 |
US20080114699A1 (en) * | 2006-11-13 | 2008-05-15 | Gong Yi Yuan | System, hardware and method for mobile pos payment |
JP5189297B2 (ja) * | 2007-01-31 | 2013-04-24 | 楽天株式会社 | 決済処理装置、決済処理方法、及び決済処理プログラム |
US20080223918A1 (en) * | 2007-03-15 | 2008-09-18 | Microsoft Corporation | Payment tokens |
JP2009075986A (ja) * | 2007-09-23 | 2009-04-09 | Oki Electric Ind Co Ltd | 電子マネーチャージ方法及び決済端末 |
US20090106160A1 (en) * | 2007-10-19 | 2009-04-23 | First Data Corporation | Authorizations for mobile contactless payment transactions |
US8774781B1 (en) * | 2011-11-01 | 2014-07-08 | First Data Corporation | Mobile payment and identity verification system |
-
2012
- 2012-03-09 CN CN201280068573.7A patent/CN104081419A/zh active Pending
- 2012-03-09 SG SG11201405399XA patent/SG11201405399XA/en unknown
- 2012-03-09 EP EP12870536.5A patent/EP2824626A4/en not_active Withdrawn
- 2012-03-09 WO PCT/JP2012/056166 patent/WO2013132659A1/ja active Application Filing
- 2012-03-09 JP JP2014503401A patent/JP5971874B2/ja active Active
-
2014
- 2014-09-08 US US14/479,982 patent/US20140379568A1/en not_active Abandoned
-
2015
- 2015-03-24 HK HK15102986.5A patent/HK1202686A1/xx unknown
Also Published As
Publication number | Publication date |
---|---|
SG11201405399XA (en) | 2014-11-27 |
CN104081419A (zh) | 2014-10-01 |
US20140379568A1 (en) | 2014-12-25 |
JPWO2013132659A1 (ja) | 2015-07-30 |
EP2824626A4 (en) | 2015-11-11 |
HK1202686A1 (en) | 2015-10-02 |
EP2824626A1 (en) | 2015-01-14 |
WO2013132659A1 (ja) | 2013-09-12 |
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