JP5850346B2 - 検証手段を有するスマートカード - Google Patents
検証手段を有するスマートカード Download PDFInfo
- Publication number
- JP5850346B2 JP5850346B2 JP2013552070A JP2013552070A JP5850346B2 JP 5850346 B2 JP5850346 B2 JP 5850346B2 JP 2013552070 A JP2013552070 A JP 2013552070A JP 2013552070 A JP2013552070 A JP 2013552070A JP 5850346 B2 JP5850346 B2 JP 5850346B2
- Authority
- JP
- Japan
- Prior art keywords
- code
- smart card
- pin code
- pin
- stored
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0846—On-card display means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0853—On-card keyboard means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1058—PIN is checked locally
- G07F7/1066—PIN data being compared to data on card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1091—Use of an encrypted form of the PIN
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
- H04L9/3228—One-time or temporary data, i.e. information which is sent for every authentication or authorization, e.g. one-time-password, one-time-token or one-time-key
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q2220/00—Business processing using cryptography
Landscapes
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Engineering & Computer Science (AREA)
- Software Systems (AREA)
- Computer Hardware Design (AREA)
- Signal Processing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Storage Device Security (AREA)
- Lock And Its Accessories (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2011900381A AU2011900381A0 (en) | 2011-02-07 | A proximity smartcard with verification means | |
AU2011900381 | 2011-02-07 | ||
AU2011900380A AU2011900380A0 (en) | 2011-02-07 | A smart card with verification means | |
AU2011900380 | 2011-02-07 | ||
PCT/AU2012/000110 WO2012106757A1 (en) | 2011-02-07 | 2012-02-07 | A smart card with verification means |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2014511047A JP2014511047A (ja) | 2014-05-01 |
JP5850346B2 true JP5850346B2 (ja) | 2016-02-03 |
Family
ID=46638064
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2013552070A Expired - Fee Related JP5850346B2 (ja) | 2011-02-07 | 2012-02-07 | 検証手段を有するスマートカード |
Country Status (11)
Country | Link |
---|---|
US (1) | US10963864B2 (pt) |
EP (1) | EP2673741B1 (pt) |
JP (1) | JP5850346B2 (pt) |
CN (1) | CN103415863B (pt) |
AU (1) | AU2012214100B2 (pt) |
BR (1) | BR112013020142B1 (pt) |
CA (1) | CA2863975C (pt) |
DK (1) | DK2673741T3 (pt) |
ES (1) | ES2844348T3 (pt) |
PT (1) | PT2673741T (pt) |
WO (1) | WO2012106757A1 (pt) |
Families Citing this family (22)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP2575084A1 (en) | 2011-09-30 | 2013-04-03 | Nxp B.V. | Security token and authentication system |
GB2505678B (en) * | 2012-09-06 | 2014-09-17 | Visa Europe Ltd | Method and system for verifying an access request |
US10235692B2 (en) | 2012-10-17 | 2019-03-19 | Groupon, Inc. | Consumer presence based deal offers |
US20140108247A1 (en) | 2012-10-17 | 2014-04-17 | Groupon, Inc. | Peer-To-Peer Payment Processing |
US20140229375A1 (en) * | 2013-02-11 | 2014-08-14 | Groupon, Inc. | Consumer device payment token management |
US10726160B2 (en) * | 2013-03-06 | 2020-07-28 | Assa Abloy Ab | Localized pin management with reader verification and no disclosure |
US9852409B2 (en) | 2013-03-11 | 2017-12-26 | Groupon, Inc. | Consumer device based point-of-sale |
US9576286B1 (en) | 2013-03-11 | 2017-02-21 | Groupon, Inc. | Consumer device based point-of-sale |
US10482511B1 (en) | 2013-03-12 | 2019-11-19 | Groupon, Inc. | Employee profile for customer assignment, analytics and payments |
CN104113411B (zh) * | 2013-04-22 | 2017-09-29 | 中国银联股份有限公司 | 一种ic卡脱机pin验证方法以及ic卡脱机验证系统 |
EP2819065B1 (en) | 2013-06-27 | 2015-10-28 | Nxp B.V. | Powerless time reference |
US9928493B2 (en) | 2013-09-27 | 2018-03-27 | Groupon, Inc. | Systems and methods for providing consumer facing point-of-sale interfaces |
US11132694B2 (en) * | 2014-12-31 | 2021-09-28 | Paypal, Inc. | Authentication of mobile device for secure transaction |
US10074231B2 (en) | 2015-06-09 | 2018-09-11 | Stmicroelectronics S.R.L. | Method for the activation of a payment card, corresponding system and computer program |
AU2016356723A1 (en) | 2015-11-19 | 2018-06-28 | Scramcard Holdings (Hong Kong) Limited | Multi-scheme payment integrated circuit card, payment system, and payment method |
EP3179431A1 (en) * | 2015-12-11 | 2017-06-14 | Mastercard International Incorporated | User authentication for transactions |
US10366392B2 (en) | 2017-01-12 | 2019-07-30 | Bank Of America Corporation | Marker code generation for resource distribution authority flagging |
US11443295B2 (en) * | 2018-01-17 | 2022-09-13 | Visa International Service Association | System and method for rapid activation and provisioning of an electronic payment device |
US10592710B1 (en) * | 2018-10-02 | 2020-03-17 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US10615981B1 (en) * | 2018-10-02 | 2020-04-07 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US11281788B2 (en) * | 2019-07-01 | 2022-03-22 | Bank Of America Corporation | Transient pliant encryption with indicative nano display cards |
FR3111444B1 (fr) * | 2020-06-10 | 2023-12-08 | Idakto | Procédé d'acquisition et de traitement sécurisé d'une information secrète acquise |
Family Cites Families (28)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4998279A (en) * | 1984-11-30 | 1991-03-05 | Weiss Kenneth P | Method and apparatus for personal verification utilizing nonpredictable codes and biocharacteristics |
JPH083821B2 (ja) * | 1985-07-12 | 1996-01-17 | カシオ計算機株式会社 | Icカードシステム |
US5594227A (en) * | 1995-03-28 | 1997-01-14 | Microsoft Corporation | System and method for protecting unauthorized access to data contents |
US6038551A (en) * | 1996-03-11 | 2000-03-14 | Microsoft Corporation | System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer |
US6163771A (en) * | 1997-08-28 | 2000-12-19 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US7047416B2 (en) * | 1998-11-09 | 2006-05-16 | First Data Corporation | Account-based digital signature (ABDS) system |
EP1237091A4 (en) * | 1999-12-10 | 2006-08-23 | Fujitsu Ltd | IDENTITY TESTING SYSTEM AND PORTABLE ELECTRONIC DEVICE, CONTAINING THE PERSONAL IDENTIFICATION FUNCTION USING PHYSICAL INFORMATION |
AU2001287164B2 (en) * | 2000-08-04 | 2008-06-26 | First Data Corporation | Method and system for using electronic communications for an electronic contact |
US6789189B2 (en) * | 2000-08-04 | 2004-09-07 | First Data Corporation | Managing account database in ABDS system |
NO313480B1 (no) * | 2001-01-24 | 2002-10-07 | Telenor Asa | Fremgangsmåte for å åpne hele eller deler av et smartkort |
WO2002079960A1 (en) * | 2001-03-30 | 2002-10-10 | Enterprises Solutions, Inc. | Trusted authorization device |
WO2003003321A2 (en) * | 2001-06-26 | 2003-01-09 | Enterprises Solutions, Inc. | Transaction verification system and method |
WO2003050774A1 (en) * | 2001-12-10 | 2003-06-19 | Beamtrust A/S | A method of distributing a public key |
US9281945B2 (en) * | 2003-12-30 | 2016-03-08 | Entrust, Inc. | Offline methods for authentication in a client/server authentication system |
DE102005008258A1 (de) * | 2004-04-07 | 2005-10-27 | Giesecke & Devrient Gmbh | Datenträger mit TAN-Generator und Display |
US7363504B2 (en) * | 2004-07-01 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for keystroke scan recognition biometrics on a smartcard |
JP3996939B2 (ja) * | 2006-03-30 | 2007-10-24 | 株式会社シー・エス・イー | オフラインユーザ認証システム、その方法、およびそのプログラム |
US8667285B2 (en) * | 2007-05-31 | 2014-03-04 | Vasco Data Security, Inc. | Remote authentication and transaction signatures |
US8095113B2 (en) * | 2007-10-17 | 2012-01-10 | First Data Corporation | Onetime passwords for smart chip cards |
US8038068B2 (en) | 2007-11-28 | 2011-10-18 | Visa U.S.A. Inc. | Multifunction removable cover for portable payment device |
SK50862008A3 (sk) * | 2008-09-19 | 2010-06-07 | Logomotion, S. R. O. | Systém na elektronické platobné aplikácie a spôsob autorizácie platby |
JP2010257422A (ja) * | 2009-04-28 | 2010-11-11 | Dainippon Printing Co Ltd | カード型ワンタイムパスワード生成器及び初期発行方法 |
US20100319058A1 (en) * | 2009-06-16 | 2010-12-16 | Chia-Hong Chen | Method using electronic chip for authentication and configuring one time password |
US9665868B2 (en) * | 2010-05-10 | 2017-05-30 | Ca, Inc. | One-time use password systems and methods |
US20120191977A1 (en) * | 2011-01-25 | 2012-07-26 | Merquery Financial Systems, Llc | Secure transaction facilitator |
US11514451B2 (en) * | 2011-03-15 | 2022-11-29 | Capital One Services, Llc | Systems and methods for performing financial transactions using active authentication |
US8966268B2 (en) * | 2011-12-30 | 2015-02-24 | Vasco Data Security, Inc. | Strong authentication token with visual output of PKI signatures |
US20140358777A1 (en) * | 2013-05-31 | 2014-12-04 | How Kiap Gueh | Method for secure atm transactions using a portable device |
-
2012
- 2012-02-07 CA CA2863975A patent/CA2863975C/en active Active
- 2012-02-07 AU AU2012214100A patent/AU2012214100B2/en not_active Ceased
- 2012-02-07 JP JP2013552070A patent/JP5850346B2/ja not_active Expired - Fee Related
- 2012-02-07 WO PCT/AU2012/000110 patent/WO2012106757A1/en active Application Filing
- 2012-02-07 DK DK12744484.2T patent/DK2673741T3/da active
- 2012-02-07 ES ES12744484T patent/ES2844348T3/es active Active
- 2012-02-07 US US13/984,071 patent/US10963864B2/en active Active
- 2012-02-07 CN CN201280007900.8A patent/CN103415863B/zh not_active Expired - Fee Related
- 2012-02-07 BR BR112013020142-8A patent/BR112013020142B1/pt not_active IP Right Cessation
- 2012-02-07 PT PT127444842T patent/PT2673741T/pt unknown
- 2012-02-07 EP EP12744484.2A patent/EP2673741B1/en active Active
Also Published As
Publication number | Publication date |
---|---|
CN103415863B (zh) | 2020-06-16 |
CA2863975A1 (en) | 2012-08-16 |
PT2673741T (pt) | 2021-01-22 |
BR112013020142A8 (pt) | 2018-02-06 |
EP2673741A1 (en) | 2013-12-18 |
AU2012214100B2 (en) | 2016-07-14 |
EP2673741A4 (en) | 2014-08-20 |
BR112013020142A2 (pt) | 2016-11-01 |
JP2014511047A (ja) | 2014-05-01 |
DK2673741T3 (da) | 2021-01-25 |
CA2863975C (en) | 2019-01-15 |
BR112013020142B1 (pt) | 2021-02-17 |
US10963864B2 (en) | 2021-03-30 |
AU2012214100A1 (en) | 2013-09-19 |
EP2673741B1 (en) | 2020-10-21 |
ES2844348T3 (es) | 2021-07-21 |
WO2012106757A1 (en) | 2012-08-16 |
CN103415863A (zh) | 2013-11-27 |
US20140330726A1 (en) | 2014-11-06 |
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