JP5364919B2 - Mobile terminal device, billing processing method for mobile terminal device, and billing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a mobile terminal apparatus capable of selectively performing a charging form convenient for a user, and to provide a charging method and charging system for the mobile terminal apparatus. <P>SOLUTION: The mobile terminal apparatus includes: a key operation part 6; an IC function part 8 for performing communication on the settlement of a plurality of sorts of electronic money with the external; memories 7, 13 for storing charging information on the settlement of the electronic money; and a control part 10 for deciding which electronic money out of the plurality of sorts of electronic money is used for the settlement for charging information obtained by charging communication according to a condition when the IC function part 8 executes the charging communication after predetermined operation of the key operation part 6. <P>COPYRIGHT: (C)2010,JPO&amp;INPIT

Description

  The present invention relates to a mobile terminal device having an electronic money settlement function, a charging processing method for the mobile terminal device, and a charging system.

  There are models of mobile terminal devices such as mobile phones that have an electronic money payment function using RFID (Radio Frequency Identification) communication, and such devices are widely used and widely used. An apparatus having an electronic money settlement function is required to have a security function, and an improvement in an identity verification function for authenticating a user who uses the mobile terminal device is required.

  For example, a portable terminal device having a personal authentication function described in Patent Document 1 has an IC card unit, and a fingerprint authentication sensor is attached to an exterior member. The IC card unit includes a fingerprint information storage unit that stores fingerprint information of a specific person such as a user, and an external device information storage unit that stores information on a destination to which an access permission signal is transmitted.

When the fingerprint detection result matches the fingerprint information of the person, the IC card unit instructs the short-range wireless transmission device to transmit an access permission signal.
Short-range wireless transmission devices require access rights, such as locking devices for buildings, vehicles, safes, etc., various vending machines or ticket machines, identity verification devices for issuing official documents, PCs or business CPUs, etc. An access permission signal is transmitted to a receiving device arranged in various external devices.
The receiving device provided in the external device identifies the received access permission signal, releases the security system as appropriate, and shifts the external device to a usable state.

As described above, a mobile terminal device including a mobile phone or a PHS (registered trademark) phone guarantees security, and notifies a telephone company or the like as billing information of product purchase or service usage consideration.
The telephone company or the like that has been notified of the billing information charges the owner of the portable terminal device.
In the fee settlement using the above-described mobile terminal device, the mobile terminal device is charged with a desired amount as electronic money from a financial institution terminal, and the fee settlement using the electronic money is performed.

The product seller or service provider confirms the identity by using an access permission signal of the mobile terminal device, confirms the amount charged in the mobile terminal device, and authorizes product sales or service provision.
On the other hand, the owner of the portable terminal device pays for the purchased product or the service provided by the electronic money charged in the portable terminal device.
The portable terminal device stores each fee paid with electronic money, and there is also a model having a function of displaying, for example, a list of the history of each fee settled using electronic money according to a user operation.

JP 2002-82914 A

However, in the conventional portable terminal device, only a single settlement method has been considered.
However, in recent years, portable terminal devices having a plurality of settlement means have appeared. When using such a portable terminal device having a plurality of settlement means, it is necessary to verbally tell a store clerk in advance which settlement means is used when making a settlement at a store register or the like. The store clerk inputs and selects the notified settlement method in the register, and the subsequent billing process is performed.

  The present invention has been made in view of such circumstances, and an object of the present invention is to provide a portable terminal device capable of selectively selecting a billing form convenient for the user, a billing processing method for the portable terminal device, and billing using the portable terminal device. There is to get the system.

A mobile terminal device according to a first aspect of the present invention includes a charging communication unit that performs charging communication with an external reader / writer using a plurality of types of electronic money including first electronic money and second electronic money, and the charging When charging communication is performed in the communication unit, it is determined whether or not a predetermined condition is satisfied. When the predetermined condition is satisfied, a request for charging communication using the second electronic money from the external reader / writer If there is a request for billing communication using the first electronic money from the external reader / writer after not responding, the billing communication is performed using the first electronic money based on the request. If the predetermined condition is not satisfied, the charging communication request using the first electronic money from the external reader / writer is not responded, and the response from the external reader / writer after not responding. 2 And a control unit for performing the charging communication with the second electronic money based on the request if there is a charging communication request using the electronic money.

Preferably, a storage unit that stores the charging information by the charging communication for each of the plurality of types of electronic money, a display unit that displays the charging information stored in the storage unit under the control of the control unit , further comprising a, wherein, when displaying the charging information to the display unit, referring to the stored contents of the storage unit, to display the charging information for each of the first electronic money or the second electronic money To control.

Preferably, the control unit is requested to authenticate the second electronic money from an external reader / writer when the predetermined condition is satisfied when the charging communication unit starts the charging communication. The charging communication unit is controlled so that a response is made when authentication of the first electronic money is requested.

Preferably, the charging communication unit, said power supply is OFF of the portable terminal device is also possible settlement, using the predetermined condition is not satisfied when returning the same the second electronic money, billing at power OFF Process.

  Preferably, an operation unit is further provided, and the predetermined condition is that charging communication is started in the charging communication unit in a state where the operation unit is operated.

  Preferably, the apparatus further includes a case that can be opened and closed, and the predetermined condition is that charging communication is started in the charging communication unit in any of the open and closed states.

  Preferably, the billing communication unit can be settled independently of the control unit even when the power of the mobile terminal device is turned off, and the storage unit is controlled by the billing communication unit independently of the control unit. The

Accounting processing method of the second aspect of the portable terminal device of the present invention, the charging communication unit is an external reader-writer billing communication using a plurality of types of electronic money containing the first electronic money and the second electronic money And a step of determining whether or not a predetermined condition is satisfied when performing charging communication in the charging communication unit, and when the predetermined condition is satisfied, the second from the external reader / writer If there is a request for billing communication using the first electronic money from the external reader / writer after not responding to the request for billing communication using electronic money, the first reader based on the request When the charging communication is performed using electronic money and the predetermined condition is not satisfied, the charging communication request using the first electronic money from the external reader / writer is not responded and is not responded. Later said If there is the second request charging communication using the electronic money from the Department writer on the basis of the request using the second electronic money and a step of performing the charging communication.

A billing system according to a third aspect of the present invention is a billing system including a reader / writer and a portable terminal device that performs billing communication using electronic money between the reader / writer, and the portable terminal device includes: A charging communication unit that performs charging communication using a plurality of types of electronic money including the first electronic money and the second electronic money with the reader / writer, and when performing charging communication with the charging communication unit, a predetermined communication If it is determined whether the condition is satisfied and the predetermined condition is satisfied , the reader / writer does not respond to the request for billing communication using the second electronic money from the reader / writer, and does not respond to the request from the reader / writer. wherein if the first request for charging communication using the electronic money performs the charging communication with the first electronic money on the basis of the request, if not satisfied the predetermined condition, said Lee If there is a request for billing communication using the second electronic money from the reader / writer after not responding to the request for billing communication using the first electronic money from the writer and not responding to the request, Based on the second electronic money, and the reader / writer supports a plurality of types of electronic money, and communication with the mobile terminal device is started. Then, an authentication request for a billing process using either the first electronic money or the second electronic money is transmitted to the portable terminal device, and if there is a response to the authentication process, the electronic device that has responded A billing process using money is performed, and if there is no response to the authentication for a predetermined time, an authentication request for the other electronic money is transmitted.

  ADVANTAGE OF THE INVENTION According to this invention, the portable terminal device which can selectively perform the charging form convenient for a user, the charging processing method of a portable terminal device, and the charging system using a portable terminal device can be provided.

Embodiments of the present invention will be described below with reference to the drawings.
<First Embodiment>
FIG. 1 is a block diagram showing the configuration of the mobile terminal device according to the first embodiment of the present invention.
The illustrated mobile terminal device 1 includes an antenna 2 that performs data communication such as a call, a communication unit 3 that performs data communication such as a call using the antenna 2, a display unit 4 that displays communication contents, and a voice input / output unit. 5. It has a key operation unit 6 that allows the user to perform operations such as setting.

  In addition, the mobile terminal device 1 includes a memory 7 that stores control data such as communication operations, an IC function unit 8 that has an electronic money settlement function, a power source 9 that supplies power to each unit of the mobile terminal device, and The control unit 10 controls the operation of each unit described above.

The IC function unit 8 forms a billing communication unit, and performs non-contact settlement RFID (Radio Frequency Identification) communication with an external device such as a reader / writer (not shown). It is constituted by an IC chip 8a that performs contact-type charging processing.
The IC chip 8a is, for example, a Felica (registered trademark) chip, and includes a control IC chip 12 that performs each process of electronic money payment according to the Felica standard, and a memory 13 that stores data related to electronic money payment. doing.

The IC chip 12 and the memory 13 are connected so that the activation trigger is triggered by the induced electromotive force generated in the loop antenna 11 when the portable terminal device 1 is held in the vicinity of the reader / writer, that is, when receiving an electromagnetic wave. Has been.
When an activation trigger occurs, the IC chip 12 and the memory 13 are connected and configured to operate with power supplied from the power supply 9 of the mobile terminal device 1. The memory 7 and the memory 13 include billing information indicating a billing destination, use date and time, billing type, etc., a use history in which the billing information is accumulated, information representing a billing type associated with each billing information, and the like. This is a stored billing storage unit.

Next, the operation will be described.
For example, using the Suica (registered trademark) mode of the electronic money settlement function provided in the mobile terminal device 1, the user settled a charge when using the railway from A station to B station for private use.
After that, when the user went out for business use, the fee from the A station to the B station was settled in the same manner as the previous time in the Suica (registered trademark) mode of the mobile terminal device 1. Such a case is assumed.

When paying a charge when going out for a company, in detail, when passing through a ticket gate at a station, the portable terminal device 1 is held over the ticket gate while operating a dedicated key described later of the portable terminal device 1.
In this way, when the mobile terminal device 1 is operated later to refer to the usage history in the Suica (registered trademark) mode, the charge when passing through the ticket gate while operating the above-described dedicated key is, for example, the value for company use. An icon or the like is displayed.
Thus, the mobile terminal device 1 displays the usage history so that it is possible to determine whether each charge when using electronic money settlement is for private use or for company use.

FIG. 2 is an explanatory diagram showing the operation of the mobile terminal device shown in FIG. This figure shows a flowchart (A) representing a processing operation during normal use in which electronic money is settled by holding the mobile terminal device 1 over a reader / writer, that is, private / company distinction is not made.
FIG. 2 is a flowchart (B) showing a processing operation when the mobile terminal device 1 reads / inquires the usage history of electronic money later when the normal use shown in the flowchart (A) is performed. Is shown.

In the flowchart (A) showing a normal use state, the portable terminal device 1 of FIG. 1 is held over a reader / writer such as a ticket gate at a station constituting the billing system (step ST101). At this time, the portable terminal device 1 may be in a state where the power supply is ON / OFF.
When the mobile terminal device 1 held over the reader / writer receives the electromagnetic wave emitted from the reader / writer by the loop antenna 11, the activation trigger of the IC function unit 8 is generated and power is supplied from the power supply unit 9. The IC chip 8a is activated. At this time, when the IC function unit 8 is activated, the controller 10 or the like may be inquired as to whether or not activation is possible. When the IC chip 8a is activated, an RF electromagnetic wave as a carrier conforming to the Felica standard and the like transmitted as billing communication from a reader / writer or the like is received using the loop antenna 11 (step ST102). Then, a communication session is established between the reader / writer and the mobile terminal device 1.

  The IC function unit 8 or the IC chip 8a performs the same billing system, that is, the same electronic money settlement process, when the power of the mobile terminal device 1 is turned off and when the power is turned on.

In the above-described step ST102, when the IC function unit 8 is activated, the IC chip 8a updates the billing information in the memory 13 and performs electronic money balance rewriting processing.
Specifically, the control IC chip 12 rewrites the electronic money balance information stored in the memory 13 based on the billing information / electronic money settlement information received from the reader / writer via the loop antenna 11 to rewrite the electronic money. (Step ST103). That is, an amount charged as a price such as a fare from the reader / writer is updated to be subtracted from the balance in the memory 13, and if the subtraction is successfully completed, the loop antenna 11 is used to notify the reader / writer of the completion of charging. Is sent out.
In this way, normal charging processing in the mobile terminal device 1 is performed.

  As shown in the flowchart (A) of FIG. 2, after the normal charging process is performed in the mobile terminal device 1, the mobile terminal device 1 performs the processing operation shown in the flowchart (B) according to the user's operation. I do.

Hereinafter, FIG. 2B will be described.
The history reading process of the mobile terminal device 1 is performed when the user performs a predetermined operation on the key operation unit 6 when the mobile terminal device 1 is operating with power supplied from the power source 9 (power ON state). An operation for inquiring money usage history is started (step ST201).

In step ST201, when an instruction is given using key operation unit 6 to inquire about the usage history of electronic money, control unit 10 activates an application program for inquiry (step ST202).
The application program for inquiry is, for example, an application program such as a user interface that displays a list of electronic money usage histories, a program that has a function of displaying a usage history in a calendar display, and the like.

The control unit 10 that has activated the above-described reference application program reads / refers to the charging information stored in the IC chip 8a (memory 13) of the IC card unit 8 in accordance with the program (step ST203).
The control IC chip 12 reads billing information indicating the balance of electronic money stored in the memory 13 and the date and time used, etc. under the control of the control unit 10, and sends the billing information to the control unit 10. send.

In accordance with the application program described above, the control unit 10 causes the display unit 4 to display a list of electronic money usage histories read from the IC chip 8a, for example (step ST204).
In this way, the mobile terminal device 1 stores the fact that the electronic money has been used in the normal electronic money settlement, and performs a usage history display operation.

FIG. 3 is an explanatory diagram showing the operation of the mobile terminal device of FIG. This figure shows a flowchart (A) showing a processing operation including special use, in which electronic money is settled for the purpose of company use, for example, by holding the portable terminal device 1 over a reader / writer.
FIG. 3 is a flowchart showing the processing operation when the mobile terminal device 1 reads / inquires the usage history of electronic money in consideration of the case where the special use shown in the flowchart (A) is performed. (B) is shown.

In the flowchart (A) of FIG. 3, the portable terminal device 1 of FIG. 1 is held over a reader / writer such as a ticket gate at a station that constitutes the billing system (step ST101).
Similarly to the case of FIG. 2A, the portable terminal device 1 held over the reader / writer activates the IC chip 8a and transmits RF electromagnetic waves conforming to the Felica standard transmitted from the reader / writer or the like to the loop antenna 11. (Step ST102). Then, a communication session is established between the reader / writer and the mobile terminal device 1.

  Here, the control unit 10 satisfies a predetermined condition such as whether or not the dedicated key provided in the key operation unit 6 is being pressed when the portable terminal device 1 is held over the reader / writer. (Step ST301). That is, it is determined whether or not the communication session is established while satisfying the predetermined condition. When the dedicated button is pressed at the stage where the communication session is established, that is, when a predetermined condition is satisfied (step ST301 “YES”), the charge type information for company is associated with the charge information as a special use. On the contrary, when the dedicated button is not pressed at the stage where the communication session is established, that is, when the predetermined condition is not satisfied (“NO” in step ST301), the charging type information is not stored in particular for normal use. Only the process is performed.

  When determining that the dedicated key is pressed as the predetermined condition, the control unit 10 determines whether, for example, the pressed state has continued for a predetermined time (several seconds) or more. In other words, when the dedicated key starts to be pressed and time is measured and a communication session is established between the reader / writer and the portable terminal device 1 after a few seconds have elapsed, a predetermined condition is satisfied, that is, the dedicated key is pressed. It is determined that the payment has been made in the state. In addition, the payment state is maintained for a predetermined time (for example, 5 seconds) after the dedicated key is pressed, and if the session is established within the lapse of 5 seconds, it is determined that the predetermined condition is satisfied. However, if the session is not established, each unit may be controlled to return to a normal state (a state in which a predetermined condition is not satisfied) as a timeout. With these configurations, it is possible to prevent a settlement as an unintended side when the dedicated key is accidentally pressed slightly by mistake against the user's intention during settlement.

  In consideration of convenience, the dedicated key is disposed, for example, on the side surface of the casing of the mobile terminal device 1 and is configured by a push button, for example. The portable terminal device 1 is connected to a plurality of casing pieces so as to be openable and closable, and the opening and closing of the portable terminal device 1 is a folding (folder) type in which the display unit 4 (main display) is hidden, and the display unit can be opened or closed. When 4 (main display) is constituted by either a slide-type or turn-type housing that is exposed, the dedicated key is provided at a position where it can be operated regardless of whether it is in the side portion, that is, in either the open or closed state. Therefore, it is not necessary to open the housing every time the payment type is changed, and the convenience is high.

  In addition, when the mobile terminal device 1 is configured by a folding (folder) type, slide type, or turn type casing, the control unit 10 has made these movable parts open or closed. In some cases, it may be determined that a predetermined condition is satisfied. In addition, the determination of opening / closing is performed by the control unit 10 determining the detection value of the opening / closing detection unit 14 configured by a reed switch or the like.

That is, in step S301, when a communication session with the reader / writer is established, the control unit 10 determines whether the housing is open or closed. As the predetermined condition, the open state may be set as the predetermined condition, and the closed state may be set as the predetermined condition, but it is only necessary to store the payment type as one different from the other.
In addition, the external appearance / case and the like of the mobile terminal device 1 may be other than the above-described folding (folder) type, slide type, and turn type.

In other words, the control unit 10 recognizes that the predetermined condition is satisfied when the dedicated key is operated when the casing piece is in the open / closed state, which is the appearance of the mobile terminal device 1. Also good.
Further, the control unit 10 may recognize that the dedicated key is pressed / operated when it indicates that any of the above open / closed states and the push button type dedicated key are operated simultaneously.
Furthermore, the dedicated key may be a touch sensor or a touch panel that detects a change in capacitance without being a push button. In this case, the control unit 10 has operated (contacted) the touch sensor / touch panel. Therefore, it is determined that a predetermined condition is satisfied.

Returning to the description of FIG.
When it is determined that the predetermined condition is satisfied (the dedicated key is pressed), the control unit 10 writes information indicating that it is company billing information to the memory 7 of the mobile terminal device 1 (step ST302).
Here, various information relating to the settlement is written into the memory 7.
When a settlement occurs, first, the control IC chip 12 notifies the control unit 10 of the charging information (the type of purchased product, the amount of money, and the time when the charging occurred). The control unit 10 that has received this billing information, billing type information indicating whether or not a predetermined condition has been satisfied when the session related to this billing is established, and billing information (type of purchased product, amount, billing The time of occurrence) is stored in the memory 7 in association with each other.
In other words, the control unit 10 provides information (special status) for determining whether the information is for company use or private use, using the same contents as the billing information separately from the billing information to be sequentially stored in the IC chip 8a. The attached table is created in the memory 7. Thus, the charging information is linked so that it can be determined later whether the charging is for private use or for company use. In the memory 7, the charging information does not need to store all the information stored in the memory 13, but stores only the management address for specifying the charging information stored in the memory 13 and the charging time in association with the charging type information. You may do it.

On the other hand, when it is determined in step ST301 that the dedicated key is not pressed (predetermined conditions are not satisfied), the IC chip 8a stores the billing information in the memory 13 as in step ST103. Is updated and a balance rewriting process of electronic money is performed (step ST303).
Further, even after performing the process of step ST302, the process proceeds to the process of step ST303 to update the billing information in the memory 13 and the balance rewriting process.
Also in the second embodiment, the control unit 10 is configured to refer to opening / closing as a predetermined condition using the detection value of the opening / closing detection unit 14, or to a touch sensor or a touch panel instead of a push button. You may comprise so that a contact may be referred as predetermined conditions.

  As shown in the flowchart (A) of FIG. 3, after the special charging process is performed in the mobile terminal device 1, the mobile terminal device 1 appropriately displays the flowchart (B) of FIG. 3 according to the user's operation. The processing operation shown in the above is performed.

Hereinafter, FIG. 3B will be described.
In the usage history reading process of the mobile terminal device 1, the user performs a predetermined operation on the key operation unit 6 when the mobile terminal device 1 is operating by power supply from the power source 9 (power-on state). Then, an operation for inquiring the usage history of electronic money is started (step ST201).
In step ST201, when an instruction is given using the key operation unit 6 so as to inquire the usage history of electronic money, the control unit 10 displays an application program for inquiry in the same manner as the operation described with reference to FIG. Start (step ST202).

The control unit 10 is stored in the IC chip 8 a (memory 13) using information indicating that it is company billing information stored in the memory 7 in accordance with the activated inquiry application program. The usage history is referred to (step ST401).
As described above, when reading the usage history from the IC chip 8 a, the control unit 10 refers to the usage history stored in the IC chip 8 a and the billing type information indicating whether or not the special usage is stored in the memory 7. . That is, when the usage history stored in the IC chip 8a is read, whether or not the corresponding accounting type information is stored in the memory 7 for each usage history charging information is referred to. Billing information for which there is corresponding billing type information is identified as billing information for special purposes such as company use.
Then, the control unit 10 converts the electronic money usage history read from the IC chip 8a into a list, for example, in accordance with the above-described user interface, and causes the display unit 4 to display a list (step ST402).

  When displaying the charging information for the identified special use (for example, for a company) in the process of step ST402, the control unit 10 adds an icon indicating “company” or the like to the display portion of the corresponding charging information, and displays other special information. It is displayed so that it can be distinguished from billing information that is not used (step ST403).

  Instead of the above icon display, for example, the font color of the display part of the company billing information may be identified differently from the display color of the private billing information. Alternatively, the background color and the background image of the special-purpose billing information display portion and the normal-use billing information display portion may be identified as different. Alternatively, folder management may be performed for each use, and a folder for displaying charging information for normal use and a folder for displaying charging information for special use may be displayed separately.

In addition, when the control unit 10 displays the billing information using the user interface in the above-described step ST402, for example, only the billing information for a predetermined use is displayed according to the operation performed on the key operation unit 6 by the user. You may make it do.
Specifically, for example, a usage history of only company billing information may be displayed, or a usage history of only private billing information may be displayed.

As described above, according to the first embodiment, the information indicating the special purpose billing information is stored in the memory 7 of the mobile terminal device 1, and the usage history stored in the IC chip 8a is displayed on the display unit 4. At this time, the information stored in the memory 7 is used to identify special purpose billing information.
In this way, when the usage history of electronic money is displayed on the display unit 4, it is possible to display the billing information for normal use and the billing information for special use so that they can be identified.

<Second Embodiment>
The mobile terminal device according to the second embodiment is configured in the same manner as the mobile terminal device 1 shown in FIG. Here, a duplicate description of the same configuration as that of the mobile terminal device described in the first embodiment is omitted.

Next, the operation will be described.
The mobile terminal device 1 according to the second embodiment operates in substantially the same manner as that described in the first embodiment. Here, the operation that is characteristic of the mobile terminal device 1 according to the second embodiment will be mainly described, and the duplicate description of the same operation as that of the mobile terminal device 1 according to the first embodiment will be omitted.

FIG. 4 is an explanatory diagram showing the operation of the mobile terminal device according to the second embodiment of the present invention.
This figure shows a normal use processing operation in which electronic money is settled for the purpose of a first use (for example, private use) and a purpose of the second use (for example, for a company) by holding the portable terminal device 1 over a reader / writer. 6 shows a flowchart (A) showing the processing operation when electronic money is settled.
FIG. 4 is a flowchart showing the processing operation when the mobile terminal device 1 reads / inquires the usage history of electronic money when the electronic money settlement shown in the flowchart (A), that is, the billing process is performed. (B) is shown.

In the flowchart (A) of FIG. 4, the portable terminal device 1 of FIG. 1 is held over a reader / writer such as a ticket gate at a station constituting the billing system (step ST101). At this time, the portable terminal device 1 may be in a state where the power supply is ON / OFF.
The portable terminal device 1 held over the reader / writer receives the RF electromagnetic wave conforming to the Felica standard transmitted from the reader / writer by the operation of the IC function unit 8 using the loop antenna 11 (step ST102). Then, a communication session is established between the reader / writer and the mobile terminal device 1.

  Next, it is determined whether or not the mobile terminal device 1 is powered off (step ST501). In this determination, it is determined whether or not the operation performed on the key operation unit 6 can be recognized. Of course, when the power is OFF, the control unit 10 cannot determine that it is OFF. Therefore, when the IC chip 8a receives the RF electromagnetic wave and starts up, it is determined whether the control unit 10 is ON or OFF. Only when it is determined that the control unit 10 is substantially ON, the process proceeds to step ST502. In this case, the IC chip 8a operates alone and the process proceeds to step ST505.

  When the power is ON, the control unit 10 determines whether or not the dedicated key is pressed in the step ST501, that is, whether or not the communication session is established while satisfying the predetermined condition ( Step ST502). Here, when it is determined that the predetermined condition is satisfied, the control unit 10 writes the charging type information indicating the charging information as the first usage (company) into the memory 7 (step ST503). At this time, the control unit 10 stores the company-use flag as 1 (significant) as the charge-type information indicating the company-use charge information, and stores it in the memory 7 together with the information specifying the charge information stored in the memory 13. That is, the corresponding accounting information is stored so that the company accounting information sequentially stored in the IC chip 8a can be determined later in the usage history, that is, the information having the special status. Link to information.

On the other hand, in the process of step ST502, when the controller 10 determines that the dedicated key is not pressed, that is, the predetermined condition is not satisfied when the communication session is established, The charge type information indicating that the charge information is the charge information is written into the memory 7 (step ST504). At this time, the control unit 10 stores, in the memory 13, a flag different from the first use (for company) as 1 (significant) as the charge type information indicating the second use, that is, private charge information. The billing information is stored in the memory 7 together with information for specifying the billing information.
When the control unit 10 stores the flag indicating the normal charging information, the flag corresponding to which information in the usage history is significant as in the case of storing the flag indicating the private charging information. Is stored and associated with the corresponding information in the usage history.

Further, after processing step ST503 or step ST504, the control unit 10 causes the IC chip 8a to perform electronic money settlement processing based on the billing information received from the reader / writer (step ST505). That is, the IC chip 8a is caused to update information such as the balance of electronic money stored in the memory 13. At this time, it goes without saying that information (time information and management address) specifying the billing information held in the memory 7 is stored in the memory 13 for each billing information.
As described above, the mobile terminal device according to the second embodiment performs the electronic money settlement process while storing the flag indicating the charging information for the first usage and the flag indicating the charging information for the second usage in the memory 7. It is carried out.

  As illustrated in the flowchart (A) of FIG. 4, after the charging process is performed in the mobile terminal device 1, the mobile terminal device 1 is appropriately illustrated in the flowchart (B) of FIG. 4 according to the user's operation. The processing operation is performed.

Hereinafter, FIG. 4B will be described.
When the power of the mobile terminal device 1 is turned on or when the user operates the key operation unit 6, the control unit 10 activates the corresponding application program in accordance with the above-described operation (step ST601). .

  When the control unit 10 activates a program for browsing the usage history of electronic money in the process of step ST601, the control unit 10 compares the usage history stored in the IC chip 8a with the information stored in the memory 7 ( Step ST602). At this time, control unit 10 determines whether or not any charge type information exists in memory 7 (step ST603). That is, it is determined whether or not either a flag indicating the first use (company use) or a flag showing the second use (private use) is added to each billing information.

  When any flag information is stored for all the billing information in memory 7 (step ST603 “YES”), control unit 10 does not perform any particular processing operation (step ST604), and the above-described browsing In accordance with the user interface that performs the display, the processing operation is performed to display each usage information, that is, the usage history including the type of product purchased, the amount of money, the time when the accounting occurred.

  In the process of step ST603, when the control unit 10 determines that there is billing information not associated with any flag information in the memory 7 (step ST603 “NO”), the power of the mobile terminal device 1 is turned off. It is conceivable that only the IC card unit 8 is in operation and electronic money is used during this period. Therefore, the control unit 10 transitions to display of a screen that allows the user to determine which flag is to be attached to the accounting information without a flag (step ST605).

  In the process of step ST605, the control unit 10 activates, for example, a graphic user interface (hereinafter referred to as GUI) program. The control unit 10 causes the display unit 4 to display the GUI display screen, and allows the user to perform a charge destination and charge type distribution operation. Here, the control unit 10 assigns the first usage or the second usage to all the accounting information not added with the flag by the user's operation input, and based on the result, the respective accounting is performed. One of the flags is additionally stored in the memory 7 for each piece of information.

In this way, the mobile terminal device 1 or the control unit 10 prompts the user to make a distribution determination for the usage history billing information that does not have a corresponding flag, and causes the user to perform a distribution operation. And a flag indicating either the second use (private use) is stored in the memory 7.
After that, unless the charging process is performed again while the power is turned off, when the user starts the application program for operating the mobile terminal device 1 to display the usage history, the first usage (for company) or the second Since the flag for distinguishing the usage (private) is added to all the charging information, the transition to the above-described GUI (screen display for performing flag addition) is not performed. The billing type and the like are displayed for all billing information.

  As described above, according to the second embodiment, the control unit 10 of the mobile terminal device 1 sets the flag indicating the type of charging in the memory 7 for each piece of charging information stored in the IC chip 8a. I remembered it. Therefore, when referring to the usage history of the electronic money settlement function of the mobile terminal device 1, the user can identify and browse the charge type for each use of each electronic money, such as corporate or private.

  When the mobile terminal device 1 is turned off and the IC function unit 8 is activated and electronic money is settled, the control unit 10 controls the electronic device when the mobile terminal device 1 is turned on. Added user input setting for money usage type. Therefore, when the mobile terminal device 1 displays the usage history of electronic money later, the usage type of each charging information can be displayed.

<Third Embodiment>
The billing system using the mobile terminal device according to the third embodiment eliminates the trouble of telling the type of electronic money used by the user to the store operator or the like, and makes it possible to make payments using different types of electronic money. To do.

  FIG. 5 is a block diagram showing a configuration of a charging system using the mobile terminal device according to the third embodiment of the present invention. In this figure, the same reference numerals are used for the same parts as the portable terminal device 1 shown in FIG.

The mobile terminal device 1 according to the third embodiment is configured in substantially the same manner as that described in the first or second embodiment. Here, redundant description of the same configuration as that of the mobile terminal device 1 according to the first or second embodiment is omitted.
The reader / writer 20 is an electronic money clearing unit that performs data communication related to electronic money settlement with the mobile terminal device 1 and constitutes, for example, a store register.

  The reader / writer 20 that is an external device and the IC function unit 8 or the IC chip 8a of the mobile terminal device 1 are configured to transmit and receive data by wireless communication, as described in the first embodiment. ing. Although it is logical rather than physical, in the third embodiment, in the third embodiment, the memory 13 in the IC chip 8a includes the first charging area 13a and the second charging area. 13b. In the first billing area 13a and the second billing area 13b, information related to electronic money managed by different systems is stored. Furthermore, the reader / writer 20 corresponds to any of a plurality of payment types (first type payment, second type payment). When the reader / writer 20 activates the above-described IC chip 8a, the reader / writer 20 establishes a physical session with the IC chip 8a, and then requests authentication in the second type payment in a logical session. Here, when the authentication with the second type payment is successful, the accounting process with the second type payment is performed. Further, when authentication in the second type settlement fails, a re-authentication process in the first type settlement is requested.

The mobile terminal device 1 according to the third embodiment has a function in which the IC chip 8a identifies a plurality of types of electronic money and performs settlement / settlement. The IC chip 8a has a plurality of settlement means corresponding to each electronic money.
Specifically, when the control IC chip 12 of the IC chip 8a performs data communication with the reader / writer 20, for example, each electronic money such as Suica (registered trademark) and Edy (registered trademark) is identified, and Suica (registered trademark) is identified. A payment means for performing payment processing in the mode, a payment means for performing payment processing in the Edy (registered trademark) mode, and the like.

The control IC chip 12 has a function of storing a balance and usage history in the memory 13 for each settlement means.
By the way, each electronic money such as Suica (registered trademark) and Edy (registered trademark) is centrally managed by an electronic money management server via a public communication network to which a reader / writer is connected, including charging and charging. Each is an independent electronic money system.

Next, the operation will be described.
The mobile terminal device 1 according to the third embodiment operates in substantially the same manner as that described in the first embodiment or that described in the second embodiment. Here, the operation that is characteristic of the mobile terminal device 1 according to the third embodiment will be mainly described, and the duplicate description of the same operation as that of the mobile terminal device 1 according to the first or second embodiment will be omitted.

FIG. 6 is an explanatory diagram showing the operation of the billing system using the mobile terminal device of FIG. This figure is a sequence diagram showing processing operations when the reader / writer 20 and the IC chip 8a of the IC function unit 8 shown in FIG.
First, the portable terminal device 1 is brought close to the reader / writer 20, and for example, the back surface portion on which the IC function unit 8 of the portable terminal device 1 is disposed is held over the communication antenna portion of the reader / writer 20.

The reader / writer 20 transmits data indicating the start of a session to the IC function unit 8 of the mobile terminal device 1 (ST1). The IC chip 8a of the IC function unit 8 is first activated by receiving a trigger for activation by an induced electromotive force generated by an electromagnetic wave as a received carrier wave, and starting to supply power from the power source 9. Then, the IC chip 8a decodes the data indicating the start of the session from the carrier wave, and recognizes the start of the electronic money settlement process. Then, the IC chip 8a notifies the control unit 10 of the start of a session with the reader / writer 20 (ST2).
Further, the IC chip 8a transmits data indicating a session start response to the reader / writer 20, and first, a physical communication session is established (ST3).

On the other hand, when a session with the reader / writer 20 is established, the control unit 10 determines whether or not a predetermined condition similar to that described in the first and second embodiments is satisfied.
If it is determined that the predetermined condition is satisfied, the IC chip 8a is instructed to perform a payment process using electronic money of the first type payment destination set based on the content of the condition, for example, Edy (registered trademark). If it is determined that the condition is not satisfied, the IC chip 8a is instructed to perform settlement processing using electronic money of the second type settlement destination, for example, Suica (registered trademark) (ST4).

By the way, the portable terminal device 1 has established a session in a state where a predetermined key arranged on the side surface of the casing of the key operation unit 6 is pressed when a predetermined key is pressed. It is configured to determine whether or not.
As described above, in the charging system using the portable terminal device according to the third embodiment, the type of electronic money, that is, the settlement destination is set by the user performing a key operation on the portable terminal device 1 or the like.

On the other hand, the IC chip 8a in the third embodiment sends a response to the reader / writer 20 so as to make a payment when an authentication request is made with a payment type that matches the payment type instructed from the control unit 10 as described above. When a request for authentication with a payment type that does not match the instructed payment type is made, a response is not returned.
Further, the IC function unit 8 of the mobile terminal device 1 can perform settlement / billing processing even when the power of the mobile terminal device 1 is turned off as described above.

Next, in step ST5, the reader / writer 20 first sends out an authentication request in the second type settlement as a logical session.
Here, since the IC chip 8a has already been instructed in the first type payment in step ST4 and the payment type requested from the reader / writer 20 is different from this, the IC chip 8a does not send a response to the reader / writer 20 (ST6).
Thereafter, when a predetermined time elapses (timeout) in a state where there is no response, this time, an authentication request for first type settlement is sent out as a logical session from the reader / writer 20 (ST7). In this case, the IC chip 8a determines in step ST4 that the reader / writer 20 requests the same payment type as the first-type payment instructed from the control unit 10, and therefore sends a confirmation response to the reader / writer 20. Perform (ST8).

  When the reader / writer 20 receives an Edy (registered trademark) settlement confirmation response from the mobile terminal device 1 or the IC chip 8a, the reader / writer 20 starts an Edy (registered trademark) mode settlement process.

For example, when performing a charging process using Edy (registered trademark), the reader / writer 20 transmits charging data indicating a charging time to the mobile terminal device 1 (IC chip 8a) in addition to a charging amount and a product item to be paid by the user. (ST9).
When receiving the billing data indicating the billing amount, the IC chip 8a makes an inquiry to the control unit 10 requesting approval of the billing process (ST10). The control unit 10 notifies the IC chip 8a that the billing process is accepted when a certain condition or the like for allowing the billing process is set (ST11).

If the control IC chip 12 of the IC chip 8a obtains the charge approval of the control unit 10, whether or not the charge amount sent from the reader / writer 20 can be paid is determined with respect to the first charge area 13a of the memory 13. The balance of electronic money is confirmed (ST12).
The control IC chip 12 of the IC chip 8a can pay the balance of electronic money, for example, Edy (registered trademark) as the first type settlement means by checking the balance of the memory 13 (first charging area 13a). When it is permissible (ST13), billing processing of the amount transmitted from the reader / writer 20 is performed on the balance stored in the memory 13 (first billing area 13a) (ST14).

The control IC chip 12 subtracts the above billing amount from the Edy (registered trademark) balance amount stored in the memory 13, and then completes the settlement process by the first type settlement means (ST15).
The IC chip 8a performs the electronic money settlement process as described above, updates the balance amount stored in the memory 13, and then transmits a billing process completion report to the reader / writer 20 (ST16).

When the reader / writer 20 receives the billing completion report from the IC chip 8a, the reader / writer 20 displays a display for completing the electronic money settlement process by the first type settlement means on a display unit (not shown) on the store register and terminates the session. The data to be notified is transmitted to the IC chip 8a, that is, the portable terminal device 1 (ST17).
When the IC chip 8a receives the data indicating the end of the session, the IC chip 8a performs a predetermined process, transmits data indicating a response of the end of the session to the reader / writer, and releases the session (ST18).

  By the way, when the predetermined condition is not satisfied at the stage where the session is notified in step ST2 (eg, the predetermined key is not pressed), the control unit 10 uses the second type payment destination to the IC chip 8a. In step ST4 to accept the charge. In this case, a response is returned to the authentication in the first type of payment in step ST5, and the subsequent payment processing is performed.

  Furthermore, the IC function unit 8 or the IC chip 8a of the mobile terminal device 1 according to the third embodiment can perform settlement processing even when the power of the mobile terminal device 1 is turned off. However, when the power is turned off, it is impossible to determine whether the key is pressed or to satisfy the predetermined condition. That is, it is handled that the predetermined condition is not satisfied when the session is notified in step ST2, and the IC chip 8a accepts the charge at the second type payment destination and performs the payment process.

  The IC chip 8a provided in the mobile terminal device 1 according to the third embodiment uses the same settlement means when the power is turned off and when the user does not perform a predetermined key press or the like. To process. In other words, the payment processing for electronic money in the second billing area of the memory 13 is performed with the same billing system of the second type of settlement destination.

As described above, according to the third embodiment, the IC chip 8a of the mobile terminal device 1 includes a plurality of settlement units, and the reader / writer 20 includes a plurality of settlement units. The message which asks for authentication of each settlement means to 1 is issued one by one. Further, the reader / writer 20 performs a payment process of electronic money using the payment means authenticated by the mobile terminal device 1. Therefore, the user can settle electronic money using the settlement means set in the mobile terminal device 1 without telling the settlement means to be used verbally.
Further, when a request for displaying billing information is made by a predetermined operation on the key operation unit 6, the control unit 10 causes the IC chip 8 a to refer to the first billing region and the second billing region of the memory 13 and refer to them. Depending on the result, the billing information stored in each area and the balance of electronic money are displayed on the display unit 4. As a result, the user can immediately grasp the usage status of the electronic money in spite of simple operation.

The first and second embodiments and the third embodiment have been described above, but specific terms used in each description are used only for the sake of simplifying the description. However, it is not limited to these.
First, in the first and second embodiments, the portable terminal device 1 that handles company billing information and private billing information has been described as an example. However, the portable terminal device according to the present invention is the above two. It is not limited to separating types of usage.
The mobile terminal device according to the present invention can be processed as described in each embodiment by separating the usage of payments such as “company”, “private”, and “accounting expenses”, for example. It is. In addition, the same operation and effect can be obtained even when the two or more types of applications are classified and processed.

  In the third embodiment, two types of Suica (registered trademark) and Edy (registered trademark) are shown, but different settlement means may be used. Further, the IC chip 8a may have a third settlement unit, or the reader / writer may have a third settlement unit. In any case, if a predetermined condition is met by the control unit 10, the IC chip 8 a returns a response to the reader / writer 20 only when an authentication request with the payment type designated by the control unit 10 is generated. If configured, the same effect as the present invention can be obtained.

  Furthermore, as a predetermined condition, it is determined only whether or not a predetermined key has been pressed. However, the present invention is not limited to this. Thus, different payment methods may be used. In this case, in step ST2 to determine a predetermined condition after step ST2, the key type pressed by the control unit 10 is also determined, and in step ST4, the IC chip 8a is responded only to the settlement type corresponding to this type. This can be realized by instructing to.

  In addition, as an example of the predetermined condition, an example of determining whether or not a key is pressed when a physical session is established has been described. However, as in the first and second embodiments, detection of opening / closing of a case in an openable / closable case It may be determined whether or not a predetermined condition is satisfied, or the settlement type may be properly used in an open state and a closed state.

It is a block diagram which shows the structure of the portable terminal device by the 1st Embodiment of this invention. It is explanatory drawing which shows operation | movement of the portable terminal device shown in FIG. It is explanatory drawing which shows operation | movement of the portable terminal device of FIG. It is explanatory drawing which shows operation | movement of the portable terminal device by the 2nd Embodiment of this invention. It is a block diagram which shows the structure of the charging system using the portable terminal device of the 3rd Embodiment of this invention. It is explanatory drawing which shows operation | movement of the charging system using the portable terminal device of FIG.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 1 ... Portable terminal device, 2 ... Antenna, 3 ... Communication part, 4 ... Display part, 5 ... Voice input / output part, 6 ... Key operation part, 7 ... Memory, 8 ... IC function part, 9 ... Power supply part, 10 ... Control unit, 20... Reader / writer.

Claims (9)

A billing communication unit for performing billing communication using a plurality of types of electronic money including the first electronic money and the second electronic money with an external reader / writer;
When performing charging communication in the charging communication unit, it is determined whether a predetermined condition is satisfied,
When the predetermined condition is satisfied, the first electronic device from the external reader / writer does not respond to the request for billing communication using the second electronic money from the external reader / writer and does not respond to the request. If there is a request for billing communication using money, the billing communication is performed using the first electronic money based on the request,
If the predetermined condition is not satisfied, the second communication from the external reader / writer is not made after responding to the request for billing communication using the first electronic money from the external reader / writer. A control unit that performs the charging communication using the second electronic money based on the request if there is a request for charging communication using the electronic money,
Mobile terminal device. A storage unit for storing charging information by the charging communication for each of the plurality of types of electronic money;
A display unit for displaying charging information stored in the storage unit under the control of the control unit;
Further comprising
The control unit controls the display of the charging information for each of the first electronic money or the second electronic money with reference to the storage content of the storage unit when displaying the charging information on the display unit.
The mobile terminal device according to claim 1. The control unit responds even when an authentication of the second electronic money is requested from an external reader / writer when the predetermined condition is satisfied when the charging communication unit starts the charging communication And controlling the billing communication unit to respond when authentication of the first electronic money is requested,
The mobile terminal device according to claim 1. The billing communication unit can settle even when the mobile terminal device is powered off, and performs billing processing when the power is turned off using the same second electronic money as when the predetermined condition is not satisfied.
The portable terminal device as described in any one of Claim 1 to 3. It further includes an operation unit,
The predetermined condition is that charging communication is started in the charging communication unit in a state where the operation unit is operated.
The portable terminal device as described in any one of Claim 1 to 4. It further includes a case that can be opened and closed,
The predetermined condition is that charging communication is started in the charging communication unit in either of the open and closed states.
The portable terminal device as described in any one of Claim 1 to 4. The billing communication unit can be settled independently from the control unit even when the mobile terminal device is powered off,
The storage unit is controlled by the charging communication unit independently of the control unit.
The portable terminal device as described in any one of Claim 1 to 6. A charging communication unit performing charging communication using a plurality of types of electronic money including first electronic money and second electronic money with an external reader / writer;
A step of determining whether or not a predetermined condition is satisfied when performing charging communication in the charging communication unit;
When the predetermined condition is satisfied, the first electronic device from the external reader / writer does not respond to the request for billing communication using the second electronic money from the external reader / writer and does not respond to the request. If there is a request for billing communication using money, the billing communication is performed using the first electronic money based on the request, and if the predetermined condition is not satisfied, the first reader / writer from the external reader / writer If there is a request for billing communication using the second electronic money from the external reader / writer after not responding to the request for billing communication using the first electronic money, the first request is made based on the request. Performing the billing communication using two electronic moneys,
Charge processing method for portable terminal device. A charging system including a reader / writer and a portable terminal device that performs charging communication using electronic money between the reader / writer,
The portable terminal device
A charging communication unit that performs charging communication with the reader / writer using a plurality of types of electronic money including first electronic money and second electronic money ;
When performing charging communication in the charging communication unit, it is determined whether a predetermined condition is satisfied,
If the predetermined condition is satisfied, the first electronic money from the reader / writer is not responded to after not responding to the request for billing communication using the second electronic money from the reader / writer. If there is a request for billing communication used, the billing communication is performed using the first electronic money based on the request ,
If the predetermined condition is not satisfied, the second electronic money from the reader / writer is not responded to after not responding to the request for billing communication using the first electronic money from the reader / writer. If there is a request for billing communication using the control unit that performs the billing communication using the second electronic money based on the request ;
Have
The reader / writer is
When communication with a plurality of types of electronic money is supported and communication with the portable terminal device is started, an authentication request for billing processing by one of the first electronic money and the second electronic money is issued. If the response to the authentication process is sent to the mobile terminal device, the billing process using the responded electronic money is performed, and if there is no response to the authentication for a predetermined time, the other electronic money authentication request is sent.
A billing system characterized by that.

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