JP5197422B2 - Storage data providing system, paid slip information management device, storage data providing method, and program - Google Patents

Description

  The present invention is based on a paid slip (also referred to as a paid notice, a receipt notice, etc.) indicating that the payer has paid the public money at the financial institution, and the public organization that is the claimer of the public money confirms the receipt of the public money. The present invention relates to a technique for creating storage data used for performing such operations at a financial institution and providing it to a public organization.

  Payer who received a bill (referred to as a payment notice, etc.) from the local government regarding the storage of public funds (taxes, pension insurance premiums, etc.) of local public bodies (hereinafter referred to as local governments) such as prefectures and municipalities FIG. 1 is a flow chart illustrating a conventional business flow until payment is made at a financial institution A (bank, etc.) and the storage information reaches the local government. In the following example, the payment notice shall consist of a payment notice, original marks, and a paid notice. In addition, a designated financial institution (financial institution that collects storage information and provides it to the local public entity) is determined in advance for each local government, but the payer pays the public money at a store of a financial institution other than the designated financial institution. Is possible.

  First, the payer submits a payment notice and cash to the counter of the store where the designated financial institution (financial institution A) is located. At the store institution of financial institution A, a payment notice and cash equivalent to the public money amount are received from the payer, and after the receipt is stamped only on the payment (and receipt), the payment is returned to the payer. The stamped original note and the stamped payment notice and cash are temporarily stored at the window.

  After that, the money is transferred to a public money storage account, and the payment notice is sent to the business center of financial institution A, and the original mark is stored at the store.

  In the administrative center of financial institution A, as a storage institution business, the payment notices sent from each store of financial institution A are designated as the financial institution A, which is its own financial institution, as the designated financial institution. A financial institution is classified as a designated financial institution. This classification may be performed manually or mechanically using an OCR device.

  The paid notice that the financial institution is the designated financial institution is delivered to the person in charge of the designated financial institution business in the office center. A notice of payment, which has been designated as a financial institution by another financial institution, is sent in kind to the other financial institution. In addition, the administrative center of financial institution A receives a payment notice from another financial institution in which financial institution A is a designated financial institution.

  Thereafter, the office center converts the stored information described in the payment notice to electronic data as a designated financial institution business. In electronic data conversion, an OCR recognition process is performed on a paid notice using an OCR device. With respect to a paid notice that can be normally recognized by OCR, the OCR recognized information is stored in the server as stored data. With respect to an OCR non-compliant paid notice or a paid notice that has been rejected for OCR recognition due to damage or the like, data is manually input and data is corrected.

  Further, in the office center, work for sorting the paid notices into territorial bodies and types of public money is performed. The administrative center then sends the actual notices to the local governments in a day-to-day basis as a set of payment notices sorted according to the local governments, electronic media storing the storage data, and a daily bill sheet summarizing the storage results of the day. doing.

  In each local government, the storage data stored in the electronic medium is used to perform an erase operation for confirming whether or not each payer has paid the public money, and the storage is urged as necessary. In addition, when there is an inquiry from the payer, a corresponding paid notice is extracted and referenced as necessary.

Japanese Patent Laid-Open No. 11-031170

  As described above, in the prior art, business processing is based on the actual payment notice from the financial institution to the local government. For this reason, the prior art has the following problems.

  In the process of transferring the actual payment notice, the payment notice may be lost or damaged. The paid notice is personal information itself, and there is a great risk if it is lost. Logistics costs for physical transport, handling of delivery, management, storage space, etc. are also expensive and burdensome.

  In addition, designated financial institutions sort paid notices by territorial bodies, types of public money, etc., and the operation burden is very heavy. Furthermore, since the time lag from when the payer pays the public money until the stored data reaches the local government is large, there is a possibility that the local government may impede timely reminding and notification work.

  The present invention has been made in view of the above points, solves the problems caused by transferring paid slips such as paid notices, etc., quickly and safely at a financial institution. The purpose is to realize technology for creating storage data and providing it to public organizations such as public bodies.

  In order to solve the above-described problems, the present invention creates storage data from a paid slip in which information on payment of public money at a financial institution is described, and provides the storage data to the public organization that is the requester of public money A storage data providing system for image processing, an image reading device installed at a store window of a financial institution, and a paid slip connected to the image reading device via a communication network and installed in an office center of a financial institution An information management device; and a terminal device connected to the paid slip information management device via a communication network and installed in a public organization, wherein the image reading device prints an identification number on the paid slip Printing means; image information obtaining means for obtaining image information of the paid slip on which the identification number is printed; and Image information transmitting means for transmitting to the completed slip information management device, the paid slip information management device comprising: an identification number extracting means for extracting the identification number from the image information received from the image reading device; Text information extracting means for extracting text information as storage data from image information, storage means for storing the image information, the storage data, and the identification number in association with each other, and storing the storage data and the identification number Storage data transmission means for reading out from the means and transmitting to the terminal device; transmission means for reading out image information corresponding to the identification number received from the terminal device from the storage means; and transmitting the image information to the terminal device; It is comprised as a storage data provision system characterized by comprising.

  The storage data includes public group identification information, and the storage data transmission means of the paid slip information management device receives the public group identification information from the terminal device, and stores the storage data and identification corresponding to the public group identification information. The number may be read from the storage unit and transmitted to the terminal device.

  Further, the identification number includes financial institution identification information, and the paid slip information management apparatus determines whether the financial institution identification information included in the identification number extracted from the image information is predetermined financial institution identification information. If it is predetermined financial institution identification information, the image information is stored in the storage means. If it is not predetermined financial institution identification information, the financial institution identification information included in the identification number The image information may be transmitted to a paid slip information management apparatus of a financial institution corresponding to the above.

  According to the present invention, problems caused by transferring paid slips themselves are solved, and storage data is created quickly and safely at a financial institution and provided to public bodies such as local governments. It becomes possible to do.

It is a figure for demonstrating a prior art. 1 is a configuration diagram of a system according to an embodiment of the present invention. 2 is a functional configuration diagram of the image reading apparatus 1. FIG. It is a functional block diagram of the paid notice information management apparatus 2. FIG. It is a figure which shows the example of the table data stored in the storage data storage part. It is a sequence chart which shows the operation example of the system which concerns on embodiment of this invention.

  Embodiments of the present invention will be described below with reference to the drawings. In the following description, an example in which the public billing source is a local government is described, but the public billing source to which the present invention is applied is not limited to the local government.

(System configuration)
FIG. 2 is a configuration diagram of a system according to the embodiment of the present invention. As shown in FIG. 2, the system according to the present embodiment includes an image reading device 1 installed at each store window of a financial institution, a paid notice information management device 2 installed at an office center of each financial institution, And a terminal device 3 installed in each public body. In FIG. 2, a store window and an office center of financial institution A are shown as representatives among a plurality of financial institutions, and a territorial body A is shown as a representative among a plurality of territorial bodies.

  As shown in FIG. 2, in this system, the image reading device 1 and the paid notice information management device 2 are connected by a network 4, and the paid notice information management device 2 and the terminal device 3 are connected to a network. 5 is connected. Of course, the image reading device 1, the paid notice information management device 2, and the terminal device 3 may be connected to the same network.

  FIG. 3 shows a functional configuration diagram of the image reading apparatus 1. As shown in FIG. 3, the image reading device 1 includes at least an identification number generation printing unit 11, a scanner unit 12, and a communication unit 13 in addition to a mechanical mechanism for setting and discharging a payment notice. I have. The identification number generation / printing unit 11 generates an identification number uniquely corresponding to the payment notice to be processed, prints it on the payment notice, and the scanner 12 receives the payment notice with the identification number printed. Is generated to generate image information (image data), and the communication unit 13 transmits the image information to the paid notice information management apparatus 2 via the network 4.

  The identification number given to the paid notice may be a number itself, or a barcode corresponding to the number. In the present embodiment, the identification number includes, as a part thereof, identification information of the designated financial institution corresponding to the paid notice, for example, as a predetermined number of bits. The identification information of the designated financial institution corresponding to the paid notice may be input to the image reading device 1 by the person in charge at the store window each time, or the identification information of the designated financial institution described in the paid notice May be automatically identified by the image reading apparatus 1 and the identification number may be generated by including the identified information in the identification number. Further, the identification number may be a number including the identification information of the designated financial institution, the identification information of the own store, and the serial number (serial number) of the payment notice at the store. In this case, for example, the identification information of the own store is set in advance (stored in the storage device) in the image reading device 1. Then, the image reading device 1 acquires the identification information of the designated financial institution as described above, generates a serial number according to the processing order of the payment notice, and acquires the identification information of the own store from the storage device. , Generate an identification number and print it on the payment notice.

  Further, the payment notice information management apparatus 2 may pay out information for generating the identification number. In this case, the image reading apparatus 1 accesses the paid notice information management apparatus 2 via the network 4 and acquires the information.

  The terminal device 3 is a general PC or the like, and is a device having a function of searching and acquiring data such as image information and text information from the paid notice information management device 2 via the network 5.

  FIG. 4 is a functional configuration diagram of the paid notice information management apparatus 2. As shown in FIG. 4, the paid notice information management apparatus 2 includes an image information processing unit 21, an image information storage unit 22, a text information extraction unit 23, a storage data processing unit 24, and a storage data storage unit 25.

  The image information processing unit 21 receives the image information of the payment notice from the image reading device 1 at the store window or another financial institution, and determines the identification number of the text consisting of a number from the image of the identification number included in the image information. A function of acquiring and storing the image information and the identification number in the image information storage unit 22 in association with each other. Further, when the image information processing unit 21 receives an image information request including an identification number from the terminal device 3, the image information processing unit 21 acquires image information corresponding to the identification number from the image information storage unit 22, and obtains the image information from the request source terminal. It has a function of transmitting to the device 3. Further, the image information processing unit 21 extracts the identification information of the designated financial institution from the identification number, and compares the identification information of the designated financial institution with the identification information of the own financial institution stored in the storage unit in advance. Thus, it is determined whether or not the designated financial institution is the own financial institution. If the designated financial institution is the own financial institution, the image information is stored in the image information storage unit 22; It has a function to transmit to the payment notice information management apparatus of the designated financial institution.

  The text information extraction unit 23 receives the image information and the identification number stored in the image information storage unit 22 from the image information processing unit 21, performs OCR recognition etc. on the image information, and stores it in the image information. Data (territorial body identification information, payer identification information, public money type identification information, amount of money, etc.) is acquired as text, and the data is transferred to the stored data processing unit 24 together with an identification number.

  The storage data processing unit 24 has a function of storing the identification number received from the text information extraction unit 23 and the storage data in the storage data storage unit 25 in association with each other. FIG. 5 shows an example of table data stored in the stored data storage unit 25.

  Further, the storage data processing unit 24 sorts the storage data stored as shown in FIG. 5 for each territorial body, and provides a storage place for each territorial body in the storage data processing unit 24. The storage data of the body can also be stored in a storage location corresponding to the local government. The storage data stored in each storage location can be transmitted to the corresponding local authority as storage data corresponding to the corresponding local authority.

  Further, the storage data processing unit 24 has a function of distributing storage data corresponding to each local government to the terminal device 3 of the corresponding local government. Further, instead of or in addition to the function, the storage data processing unit 24 receives a storage data acquisition request including information (for example, territorial identification information) as a key from the terminal device 3 of the territorial body. Is received, the storage data and the identification number corresponding to the key information are acquired from the storage data storage unit 25 and transmitted to the requesting terminal device 3. In the territorial body, storage confirmation processing or the like is performed using the storage data acquired by the terminal device 3.

  In the above example, the image information storage unit 22 and the storage data storage unit 25 are provided. However, the image information, the identification number, and the storage data may be stored in one storage unit in association with each other. In addition, the paid notice information management apparatus 2 can be realized by using a plurality of computers for each function and connecting them via a LAN, or by a single computer (server). Each function of the paid notice information management apparatus 2 can be realized by causing a computer to execute a program corresponding to the function. The program can be distributed by being stored in a recording medium such as a memory, or can be downloaded via a network.

  In the above example, the image information processing unit 21 of the paid notice information management apparatus 2 performs image information to other financial institutions. However, instead of such a method, the image reading apparatus 1 is paid Based on the designated financial institution identification information described in the notice, the image information may be transmitted to the paid notice information management apparatus of the designated designated financial institution.

  Further, the image reading apparatus 1 determines the territorial body and the public money type based on the information described in the payment notice, and can uniquely determine the territorial body and the public money type (for example, a predetermined number of bits). May be included in the identification number. In this case, the paid notice information management device 2 can determine the territorial body and the public money type of the paid notice image information simply by acquiring the identification number.

(System operation)
Next, the sequence chart of FIG. 6 shows an example of the operation of the system in the business flow from payment of public money at the financial institution A store window by the payer to storage data acquisition by the terminal device 3 at the ground public entity A. The description will be given with reference.

  When public money is paid from the payer at the store window of the financial institution A, the person in charge at the store window places a payment notice on the image reading device 1. The image reading device 1 prints the identification number (including the designated financial institution identification information) on the paid notice (step 1) and generates image information of the paid notice with the identification number (step 2). The image information is transmitted to the paid notice information management apparatus 2 of the financial institution A via the network 4 (step 3).

  In the case of adopting a method of acquiring information for generating an identification number from the paid notice information management apparatus 2, for example, after the paid notice is applied to the image reading apparatus 1, the image reading apparatus 1 Sends an information acquisition request (including identification information of its own store) to the paid notice information management device 2 (of its own financial institution), and the paid notice information management device 2 has paid out so far at the store. A new number (such as a serial number) that is not generated is generated or acquired from the storage device, and is sent to the image reading device 1. Then, the image reading apparatus 1 generates an identification number having the designated financial institution identification information, the identification information of the own store, and the number received from the paid notice information management apparatus 2. In addition, the paid notice information management device 2 stores the number already paid out for each piece of store identification information in the storage device. Thereafter, the processing from step 1 is performed.

  The paid notice information management device 2 receives the image information of the paid notice from the image reading device 1 of the financial institution A, which is its own financial institution, and from the paid notice information management device of another financial institution to the financial institution The image information of the notice of payment that A is the designated financial institution is received (step 4). The following processing up to step 8 is sequentially performed for each piece of image information.

  In the paid notice information management apparatus 2 that has received the image information, the image information processing unit 21 acquires the identification number included in the image information, and based on the identification number, the designated financial institution of the paid notice is the own financial institution. It is determined whether it is (financial institution A) (step 5). If the designated financial institution in the paid notice is the own financial institution (Yes in Step 5), the identification number and the image information are associated with each other and stored in the image information storage unit 22 (Step 6). If the designated financial institution of the paid notice is not its own financial institution (No in step 5), the image information is transmitted to the paid notice information management apparatus of the designated financial institution identified from the identification number.

  Thereafter, the text information extraction unit 23 acquires the image information and the identification number stored in the image information storage unit 22 from the image information processing unit 21, and analyzes the acquired image information to obtain the text information related to the stored data. The text information is acquired and passed to the storage data processing unit 24 together with the identification number as storage data (territorial body identification information, payer identification information, public money type identification information, amount, etc.) (step 7).

  The storage data processing unit 24 associates the identification number received from the text information extraction unit 23 with the storage data and stores them in the storage data storage unit 25 (step 8).

  Thereafter, the storage data processing unit 24 receives the storage data request (including the identification information of the ground object A) transmitted from the terminal device 3, and from the storage data stored in the storage data storage unit 25, The storage data of the body A is extracted and transmitted to the terminal device 3 (steps 9 and 10).

  In addition, when it is necessary for the territorial body A to view an image of a specific paid notice, the payment notice information management device 2 sends an image information request (identification) from the terminal device 3. Number is included) (step 11). In the paid notice information management device 2 that has received the information, the image information processing unit 21 acquires image information corresponding to the identification number included in the image information request from the image information storage unit 22, and the image information is acquired from the terminal device. 3 (step 12).

(Effect of embodiment)
As described above, according to the system according to the embodiment of the present invention, the payment that is read by the image reading device 1 by connecting the store window of each financial institution, the office center of each financial institution, and the various public bodies through a network. As the processing flow is based on the image information of the completed notice, there is no need for actual transfer, and the risk of lost or damaged payment notices, which was a problem when using the actual transfer, is resolved. It is possible to greatly reduce the lead time from receipt of storage at each financial institution store window until storage data reaches the local government.

  In addition, since there is no physical transfer, the logistics and storage space costs can be eliminated. Furthermore, by managing the communication history and log data of the image information, it is not necessary to handle the delivery and the management operation required in the prior art.

  In addition, since storage data, image information, and identification numbers including territorial body identification information and public money type identification information are stored in association with each other, storage data and image information for each territorial body and public money type are stored as necessary. Can be obtained. Therefore, it is not necessary to sort the payment notices for each territorial body and each kind of public money as in the prior art.

  The present invention is not limited to the above-described embodiments, and various modifications and applications are possible within the scope of the claims.

DESCRIPTION OF SYMBOLS 1 Image reading apparatus 11 Identification number generation printing part 12 Scanner part 13 Communication part 2 Payment notice information management apparatus 21 Image information processing part 22 Image information storage part 23 Text information extraction part 24 Storage data processing part 25 Storage data storage part 3 Terminal device 4, 5 Communication network

Claims (6)

A storage data providing system for creating storage data from a paid slip in which information on payment of public money at a financial institution is described, and providing the storage data to a public organization that is the requester of public money,
An image reading device installed at a store window of a financial institution;
A paid slip information management device connected to the image reading device via a communication network and installed in an office center of a financial institution;
A terminal device connected to the paid slip information management device via a communication network and installed in a public organization,
The image reading device includes:
Printing means for printing an identification number on the paid slip;
Image information acquisition means for acquiring image information of the paid slip printed with the identification number;
Image information transmitting means for transmitting the image information to the paid slip information management device,
The paid slip information management device includes:
An identification number extracting means for extracting the identification number from the image information received from the image reading device;
Text information extraction means for extracting text information as stored data from the image information;
Storage means for storing the image information, the storage data, and the identification number in association with each other;
Storage data transmission means for reading the storage data and the identification number from the storage means and transmitting them to the terminal device;
Transmitting means for reading image information corresponding to the identification number received from the terminal device from the storage means, and transmitting the image information to the terminal device;
A storage data providing system comprising:   The storage data includes public group identification information, and the storage data transmission means of the paid slip information management device receives the public group identification information from the terminal device, and stores the storage data and identification corresponding to the public group identification information. 2. The stored data providing system according to claim 1, wherein a number is read from the storage means and transmitted to the terminal device.   The identification number includes financial institution identification information, and the paid slip information management apparatus determines whether the financial institution identification information included in the identification number extracted from the image information is predetermined financial institution identification information. If the image information is predetermined financial institution identification information, the image information is stored in the storage means. If the image information is not predetermined financial institution identification information, the image information corresponds to the financial institution identification information included in the identification number. The stored data providing system according to claim 1 or 2, wherein the image information is transmitted to a paid slip information management device of a financial institution. A paid slip information management device for creating storage data from a paid slip in which information on payment of public money at a financial institution is described, and providing the storage data to a public organization that is the requester of public money,
The paid slip information management device is connected to an image reading device installed at a store window of a financial institution and a terminal device installed in a public organization via a communication network,
Identification information extraction means for receiving image information of a paid slip printed with an identification number from the image reading device, and extracting the identification number from the image information;
Text information extraction means for extracting text information as stored data from the image information;
Storage means for storing the image information, the storage data, and the identification number in association with each other;
Storage data transmission means for reading the storage data and the identification number from the storage means and transmitting to the terminal device;
Transmitting means for reading image information corresponding to the identification number received from the terminal device from the storage means, and transmitting the image information to the terminal device;
A paid slip information management device comprising: Storage data executed in a storage data providing system for generating storage data from a paid slip that contains information on payment of public money at a financial institution and providing the storage data to the public organization that is the requester of public money Providing method,
An image reading apparatus installed at a store window of a financial institution prints an identification number on the paid slip, acquires image information of the paid slip on which the identification number is printed, and stores the image information in the financial institution To the paid slip information management device installed in the office center of the company via the communication network,
The paid slip information management device extracts the identification number from the image information received from the image reading device, extracts text information as storage data from the image information, the image information, the storage data, and The identification number is associated with each other and stored in a storage unit, the stored data and the identification number are read from the storage unit, transmitted to a terminal device installed in a public organization via a communication network, and the identification number is transmitted from the terminal device When the image data is received, the stored data providing method is characterized in that image information corresponding to the identification number is read from the storage means and transmitted to the terminal device. As a paid slip information management device for creating storage data from a paid slip in which information on payment of public money at a financial institution is described and providing the storage data to the public organization that is the billing source of the public money A program for causing a function of the computer,
The image information of a paid slip printed with an identification number is received from an image reading apparatus connected to the computer via a communication network and installed at a store window of a financial institution, and the identification number is extracted from the image information Identification number extraction means
Text information extraction means for extracting text information as stored data from the image information;
Means for associating the image information, the storage data, and the identification number with each other and storing them in a storage device of the computer;
Storage data transmission means for reading out the storage data and the identification number from the storage device, and transmitting the storage data and a terminal device connected to the computer via a communication network and installed in a public organization,
Transmitting means for reading image information corresponding to the identification number received from the terminal device from the storage means and transmitting the image information to the terminal device;
Program to function as.

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