JP4153237B2 - Cash deposit machine - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a cash deposit payment machine used in a financial institution, and more particularly, to a cash deposit payment machine capable of displaying a state at the time of banknote withdrawal on a customer operation screen.
[0002]
[Prior art]
In recent years, financial services are diversifying and becoming more sophisticated. Cash deposit machines have been used not only in manned and unmanned store services, but also in various situations such as being installed outside of stores through tie-ups with convenience stores. Yes. A cash deposit machine is a device that inserts a card brought by a customer, inputs a password and payment amount, makes an inquiry at the center, and then withdraws cash based on the request.
[0003]
FIG. 10 shows an external view of a conventional cash deposit payment machine. 3 is a conventional cash deposit machine. Reference numeral 150 denotes a screen display unit on which a guidance screen for the customer is displayed, 151 denotes a key input unit operated by the customer, and 12 denotes a card read unit that reads data of a cash card inserted by the customer. Reference numeral 143 denotes a banknote dispensing unit from which banknotes are dispensed based on a user's request, and 13 is a receipt printing unit that prints a receipt issued when the card is returned.
[0004]
FIG. 11 is a diagram showing a system configuration of a conventional cash deposit payment machine 3. 2 is a host computer, 10 is a main control unit that controls each part in the cash deposit payment machine 3, 11 is a communication control unit that communicates with the host computer 2, 12 is a card lead unit, and 13 is a receipt printing unit. Reference numeral 14 denotes a banknote counting unit that counts the number of banknotes to be withdrawn, to which a unit control unit 140, a banknote storage unit 141, a banknote transport unit 142, and a banknote dispensing unit 143 are connected. A customer operation unit 15 includes a screen display unit 150 and a key input unit 151. Reference numeral 16 denotes a hard disk for recording withdrawal processing information, and reference numeral 17 denotes a CD-recorder.
[0005]
In the cash deposit machine (CD machine) 3 above, banknotes are generally withdrawn at a specified amount. However, in recent crimes related to CD machines, a part of the banknotes withdrawn is extracted and the balance remains. Is left as it is (forgot to take it). In a conventional CD machine, banknotes that have been forgotten are collected as they are and stored in a cassette or the like. For this reason, even though a part of the banknotes withdrawn is actually extracted, it is processed as if the cash withdrawal process was not performed. Therefore, if such a sampling act is carried out maliciously, it becomes a crime.
[0006]
A device with a deposit function, such as ATM, has a function to count the number of banknotes that have been forgotten to be removed. Can be prevented. However, since this function is mechanically complicated and expensive, there is generally no function in a CD machine that is less expensive than ATM. Therefore, there is a demand for a method for preventing crime effectively at a low price in a CD machine.
[0007]
In the conventional cash deposit payment machine 3, as a general crime prevention measure, as shown in FIG. 12, by installing a security camera 4 and a recording device in a booth where the cash deposit payment machine 3 is installed, The occurrence of crimes has been prevented in advance by recording the occurrence and the psychological crime deterrent effect against criminals.
[0008]
However, this method has the disadvantage that the most important hand for banknote withdrawal crimes is difficult to see on the camera because it is the entire body of the user of the cash deposit machine that enters the shooting range. There was a problem that it was not an effective measure.
[0009]
[Problems to be solved by the invention]
The present invention solves the above-mentioned problems of the prior art and displays a pattern when a bank note is withdrawn on a customer operation screen, thereby preventing a criminal act of extracting a part of the withdrawn banknote in advance. The purpose is to provide a deposit machine.
[0010]
[Means for Solving the Problems]
In order to achieve the above object, the present invention is a cash deposit machine used in a financial institution, comprising a camera arranged so that a banknote outlet and a user are within a visual field range, At least a video of a banknote taken and a video of a user taken with the banknote withdrawal opening opened at the time of banknote withdrawal are displayed on the customer operation screen . In particular, the present invention is provided with a mechanism for moving the visual field area of the camera to the position to become the banknote dispensing port and the user, displays a video when the banknote is taken out, records the contents on a recording device, and uses it. A person's image is also recorded .
[0011]
In the case of adopting this configuration, the means for displaying the image at the time of taking out the banknote on the customer operation screen digitally converts the video signal from the camera by an analog / digital (A / D) converter and displays it on the screen in the form of a moving image. and features that you display.
[0012]
In addition, when adopting this configuration, the cash deposit payment machine of the present invention is characterized in that the video signal from the camera is A / D converted and then recorded in a recording device such as a hard disk.
[0014]
By adopting the above-described configuration, the present invention can provide a psychological effect that alerts a user who performs a criminal act such as extracting a part of a banknote that has been withdrawn, and makes a crime stop. it can.
[0015]
DETAILED DESCRIPTION OF THE INVENTION
Prior to describing the embodiments of the present invention, embodiments of the related art of the present invention will be described. FIG. 1A is an external view of a cash deposit payment machine 1 according to the related technology of the present invention. Reference numeral 150 denotes a screen display unit on which a guidance screen for the customer is displayed, 151 denotes a key input unit operated by the customer, and 12 denotes a card read unit that reads data of a cash card inserted by the customer. Reference numeral 143 denotes a banknote dispensing unit from which banknotes are dispensed based on a user's request, and 13 is a receipt printing unit that prints a receipt issued when the card is returned. Reference numeral 18 denotes a camera that captures a pattern at the time of bill withdrawal.
[0016]
As shown in FIG. 1B, the camera 18 is attached at a position where the banknote dispensing unit 143 can be caught in the field of view.
[0017]
FIG. 2 shows a system configuration diagram of the cash deposit payment machine 1 in the related art of the present invention. In the figure, 2 is a host computer, 10 is a main control unit for controlling each part in the cash deposit payment machine 1, 11 is a communication control unit for communicating with the host computer 2, 12 is a card lead unit, and 13 is a receipt printing unit. is there. Reference numeral 14 denotes a banknote counting unit that counts the number of banknotes to be dispensed, to which a unit control unit 140, a banknote storage unit 141, a banknote transport unit 142, and a banknote dispensing unit 143 are connected. A customer operation unit 15 includes a screen display unit 150 and a key input unit 151. Reference numeral 16 denotes a hard disk for recording image data at the time of banknote withdrawal in addition to the withdrawal processing information, and 17 is a CD-recorder having a function of writing data to a CD recording medium. Reference numeral 18 denotes a camera that captures the state of banknote withdrawal, and reference numeral 19 denotes an image capturing unit that converts a video signal from the camera into digital data and records it in an image memory.
[0018]
In the present embodiment, the camera 18 is a small camera such as a CCD camera, the video signal from the camera 18 is converted into digital data by the image capturing unit 19, and the data is transferred to the main control unit 10. . The main control unit 10 performs a process of displaying image data on a guidance screen for the user during the process of the cash deposit payment machine 1. Further, by recording the data on a recording medium such as the hard disk 16 or a CD, the data can be used as evidence when a crime occurs.
[0019]
In the present embodiment, since it is necessary to record how the banknotes are extracted, the data from the camera 18 is assumed to be a moving image. As a method for making the data from the camera 18 be handled by the main control unit 10, there are already many known processing methods, and since this is a widely commercialized technology, a detailed description thereof is omitted here. To do.
[0020]
FIG. 3 is a diagram illustrating a circuit block of the image capturing unit 19. Reference numeral 18 denotes a camera mounted so that the banknote dispensing unit 143 falls within the visual field range, 190 an amplifier circuit, 191 an A / D conversion circuit, 192 a data compression unit, and 193 an image memory.
[0021]
When capturing an image, first, the amplifier circuit 190 amplifies the video signal captured from the camera 18. Next, the A / D conversion circuit 191 converts the analog data amplified through the amplifier circuit 190 into digital data. In this case, when a data value having a required size cannot be obtained, the gain of the amplifier circuit 190 is adjusted. Next, the data compression unit 192 compresses the converted digital data and records the compressed data in the image memory 193. The main control unit 10 performs processing for extracting the data recorded in the image memory 193 and displaying it on the screen of the image display unit 150. Thereby, the state at the time of banknote withdrawal is displayed in the form of a moving image.
[0022]
FIG. 4 is a diagram showing an example of a screen display at the time of withdrawal of the cash deposit payment machine 1 in the related technology of the present invention. When a banknote is withdrawn as shown in FIG. 4 (A), the screen display unit 150 of the cash deposit machine 1 has a banknote withdrawal with a letter “Please accept cash” as shown in FIG. 4 (B). At this time, the video of the camera 18 and a red circle for appealing during recording are displayed on the screen.
[0023]
Next, FIG. 5 shows a transaction flow diagram at the time of withdrawal in the related technology of the present invention. First, on the customer waiting screen, when a customer selects a withdrawal transaction (step S1), the cash deposit payment machine 1 asks the customer to insert a card and reads card data such as an account number recorded on the card ( Step S2). Next, the customer inputs the password (step S3) and inputs the payment amount (step S4). The cash deposit machine 1 communicates with the relay center based on the input data (step S5), and determines whether or not withdrawal is possible (step S6). If it is determined that the withdrawal is not possible, the cash deposit payment machine 1 returns the card (step S13), issues a receipt printed with NG guidance (step S14), and ends the process.
[0024]
When it is determined that withdrawal is possible, the cash deposit machine 1 returns the card (step S7), issues a receipt on which the transaction details are printed (step S8), counts the banknotes, and then withdraws ( Step S9). At this time, the capturing of the camera video is started and the camera image is displayed on the screen (step S10). Then, it waits for the banknotes to be removed by the customer (step S11). When the banknotes have been extracted, the capturing of the camera video is terminated (step S12), and the process is terminated.
[0025]
Figure shows the implementation of the embodiment of the present invention 6 to 9. First, the outline of the embodiment of the present invention will be described with reference to FIGS. In the embodiment of the present invention , a mechanism for changing the mounting angle is incorporated in the camera 18, and when the card is inserted as shown in FIG. The user's face is shown in FIG. 7A shows an example of the screen display when the card is inserted. As shown in FIG. 7A, the face of the customer who uses the cash deposit payment machine 1 is displayed on the screen together with a red circle display for appealing during recording. The image at this time is recorded as data by adding date and time data to a hard disk or CD recording medium.
[0026]
Further, as shown in FIG. 6B, when the banknote is withdrawn, the camera 18 is turned downward so that the banknote is drawn out in the field of view of the camera 18. An example of the screen display at the time of banknote withdrawal is shown in FIG. As shown in FIG. 7B, the state of banknote withdrawal is displayed on the screen together with a red circle display for appealing during recording. The image at this time is recorded as data by writing it on a hard disk or a CD recording medium. By storing these two data, it can be made more effective as a record when a crime occurs.
[0027]
Figure 8 shows a system configuration diagram of a cash dispenser 1 in the implementation of the embodiment of the present invention. 2 is a host computer, 10 is a main control unit for controlling each part in the cash deposit payment machine 1, 11 is a communication control unit for communicating with the host computer 2, 12 is a card lead unit, and 13 is a receipt printing unit. Reference numeral 14 denotes a banknote counting unit that counts the number of banknotes to be dispensed, to which a unit control unit 140, a banknote storage unit 141, a banknote transport unit 142, and a banknote dispensing unit 143 are connected. A customer operation unit 15 includes a screen display unit 150 and a key input unit 151. Reference numeral 16 denotes a hard disk for recording image data at the time of card insertion and banknote withdrawal in addition to the withdrawal processing information, and 17 is a CD-recorder. Reference numeral 18 denotes a camera that captures the state of banknote withdrawal, and reference numeral 19 denotes an image capturing unit that converts a video signal from the camera into digital data and records it in an image memory. Reference numeral 20 denotes an attachment angle changing portion (mechanism) for changing the attachment angle of the camera 18 by a motor.
[0028]
Next, FIG. 9 shows a transaction flow diagram during dispensing in the implementation of the embodiment of the present invention. First, when a customer selects a withdrawal transaction on the customer waiting screen (step S21), the cash deposit payment machine 1 changes the mounting angle of the camera 18 so that the user's face can be seen in the field of view of the camera 18. Then, the capturing of the camera video is started, the camera image is displayed on the screen, and the image is recorded (step S22). And the cash deposit payment machine 1 waits for the card insertion by the customer, and when the card insertion is completed, the capturing of the camera image is finished (step S24).
[0029]
Next, the cash deposit payment machine 1 reads card data such as an account number recorded on the card (step S25). Then, after the customer inputs the password (step S26), the payment amount is input (step S27). The cash deposit machine 1 communicates with the relay center based on the input data (step S28), and determines whether or not withdrawal is possible (step S29). If it is determined that the withdrawal is not possible, the cash deposit payment machine 1 returns the card (step S36), issues a receipt printed with NG guidance (step S37), and ends the process.
[0030]
When it is determined that withdrawal is possible, the cash deposit machine 1 returns the card (step S30), issues a receipt on which the transaction details are printed (step S31), counts the banknotes, and dispenses ( Step S32). At this time, capturing of the camera image is started, the camera image is displayed on the screen, and the image is recorded. (Step S33). Then, the customer waits for the banknotes to be removed (step S34), and when the banknotes have been extracted, the capturing of the camera video is terminated (step S35), and the process is terminated.
[0031]
【The invention's effect】
According to the cash deposit machine of the present invention, since the state of withdrawal of banknotes is displayed on the screen, it is possible to clearly provide withdrawal guidance of banknotes to users. In addition, for users who perform criminal acts such as extracting a portion of the banknotes that have been withdrawn, a pattern to be extracted is displayed on the screen, so the user is alerted and the crime is discouraged. Has a psychological effect. Further, by performing red display in the vicinity of the display screen, an LED indicating that the video camera is recording can be associated, and the psychological effect can be enhanced. Furthermore, it is possible to confirm later when the remaining number of banknotes does not match by recording the pattern of removing the banknote as moving image data and writing it on a hard disk or a CD recording medium.
[Brief description of the drawings]
FIG. 1 is an external view of a cash deposit payment machine according to the present invention.
FIG. 2 is a system configuration diagram in the related art of the present invention.
FIG. 3 is a circuit block diagram of an image capturing unit.
FIG. 4 is a diagram showing an example of screen display in the related technology of the present invention.
FIG. 5 is a transaction flow diagram at the time of withdrawal in the related technology of the present invention.
6 is a schematic diagram of the implementation of the embodiment of the present invention.
7 is a diagram showing a screen display in implementation of the embodiment of the present invention.
8 is a system configuration diagram of the implementation of the embodiment of the present invention.
9 is a transaction flow diagram during dispensing in the implementation of the embodiment of the present invention.
FIG. 10 is an external view of a conventional cash deposit payment machine.
FIG. 11 is a system configuration diagram of a conventional cash deposit payment machine.
FIG. 12 is an installation diagram of a conventional cash deposit payment machine.
[Explanation of symbols]
DESCRIPTION OF SYMBOLS 1 Cash deposit payment machine 2 Host computer 3 Cash deposit payment machine 4 Security camera 10 Main control part 11 Communication control part 12 Card lead part 13 Receipt printing part 14 Bill counting part 15 Customer operation part 16 Hard disk 17 CD-recorder 18 Camera 19 Image Acquisition unit 20 Mounting angle changing unit 140 Unit control unit 141 Banknote storage unit 142 Banknote transport unit 143 Banknote dispensing unit 150 Screen display unit 151 Key input unit 190 Amplifier circuit 191 A / D conversion circuit 192 Data compression unit 193 Image memory

Claims (3)

A cash deposit machine used in a financial institution,
A camera arranged to keep the banknote outlet and the user within the field of view;
Means for displaying, on the customer operation screen, an image at the time of taking out the banknote and a video of the user taken with the camera at least when the banknote withdrawal port is opened when the banknote is withdrawn ;
A mechanism for moving the visual field area of the camera to a position to be the bill withdrawal port and the user ,
A cash deposit machine , which displays a screen image of banknotes taken and records the contents in a recording device, and also records a user image . The cash deposit machine according to claim 1,
The means for displaying the image at the time of taking out the banknote on a customer operation screen digitally converts the video signal from the camera by an analog / digital converter and displays it on the screen in the form of a moving image. . The cash deposit machine according to claim 1,
A cash deposit payment machine comprising means for recording data obtained by analog / digital conversion of a video signal from the camera in a recording device.

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