JP3519043B2 - Change machine, change machine management device, money management method, and computer-readable recording medium storing a program for causing a computer to execute the method - Google Patents

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a depositing means for depositing a change fund and / or a deposit currency, a change amount inputting means for inputting change amount information, and an amount input by the change amount inputting means. A change machine provided with a withdrawal means for withdrawing the currency of the currency from the currency deposited by the change deposit means, a change machine management device for managing the change machine, which is connected to at least one change machine via a network, The present invention relates to a money amount management method for managing currencies stored in a change dispenser and the like, and a computer-readable recording medium recording a program for causing a computer to execute the method.

[0002]

2. Description of the Related Art Recently, by inputting a change amount,
A change machine that efficiently pays the change by withdrawing the change amount has been developed, and is used in stores such as supermarkets, convenience stores, and gas stations that handle cash. This change machine not only prevents incorrect payment of change by store employees, but can also store the currency by inserting the currency received from the customer and use the stored currency as change, so that It also plays a role as a cash drawer box.

[0003]

However, in the above-mentioned prior art, there is a problem that it is difficult to judge how much the change fund should be stored in advance in the change machine. That is, if the change fund is reduced, it may be necessary to replenish it frequently.
When the replenishment work becomes frequent, the cash register is stopped each time, and the work efficiency is lowered.

Therefore, in order to prevent a decrease in work efficiency, it is necessary to deposit a large amount of currency into a change dispenser as a change fund, which is a so-called "dead money". . Especially for a store operator who deploys a plurality of stores in a chain and introduces a change dispenser at each store, the amount of the above "dead money" increases with an increase in the number of change dispensers to be introduced,
There was a problem that the loss would be large due to insufficient management of the funds.

In addition, depending on the situation in which change is paid by a change machine, a currency that cannot be reused as change (non-change,
For example, a large amount of 10,000 yen bills may be accumulated, and if they are not collected frequently, the same problems as those of the "death money" will occur. In any case, I can not put the currency in the change machine in the state of "keeping it",
The complexity of the work of replenishing change reserves and collecting non-changes,
There was a problem of a decrease in work efficiency.

[0006] Further, for example, in Japanese Patent Laid-Open No. 9-16691, the management of the sales proceeds of a store can be put into a depositing device provided on the store side to obtain the deposit data at a center for collecting and delivering cash. , An invention has been disclosed that can reliably transfer the cash of the deposit machine to the bank of the store side without using it, but even in this case, how much should be left as change fund Whether or not it must be judged each time, the judgment work is complicated. Further, in order to avoid the situation where the change is insufficient, it is necessary to leave the change fund with a certain amount of leeway, and it is not possible to solve the problem of the above-mentioned "death money" being generated.

The present invention has been made to solve the above problems, and it is possible to effectively use the currency stored in a change machine as change fund or sales.
In addition, a change machine capable of reducing replenishment of change fund and collection of sales proceeds, a change machine management device, a cash management method, and a computer-readable record recording a program for executing the method on a computer. It is intended to provide a medium.

[0008]

In order to solve the above-mentioned problems, a change machine according to the invention of claim 1 comprises a depositing means for depositing a change reserve and / or a currency of a deposit.
A change machine comprising change amount input means for inputting change amount information and withdrawal means for withdrawing the currency of the amount input by the change amount input means from the currency deposited by the deposit means. A deposit amount storage unit for storing amount information of the currency deposited by the deposit unit,
Based on the withdrawal amount storage means for storing the amount information of the currency withdrawn by the withdrawal means, the amount information stored with the withdrawal amount storage means, and the amount information stored with the withdrawal amount storage means A principal amount deciding means for deciding the amount of principal of interest, and an interest amount deciding means for deciding an amount of interest for the principal based on the amount decided by the principal amount deciding means. , Is provided.

According to the invention described in claim 1, it is possible to recognize the amount of money by depositing and withdrawing currency, and to give a predetermined interest to the amount of money stored in the change machine.

The change machine according to the invention of claim 2 further comprises a depositing means for depositing currency of change fund and / or deposit, a change amount inputting means for inputting change amount information, and the change. In a change dispenser comprising a withdrawal means for withdrawing the currency of the amount input by the amount input means from the currency deposited with the deposit means, a scrutinizing means for scrutinizing the currency deposited with the deposit means, A scrutinization amount storage means for storing the amount information of the currency scrutinized by the scrutiny means, and a principal for deciding the amount of the principal to be the interest based on the amount information stored by the scrutiny amount storage means. It is characterized by further comprising an amount deciding means and an interest deciding means for deciding the amount of the interest with respect to the amount decided by the principal amount deciding means.

According to the second aspect of the present invention, the amount of money can be recognized by depositing / withdrawing the currency and scrutiny, and a predetermined interest can be given to the amount of money stored in the change machine. .

A change dispenser according to a third aspect of the present invention includes a depositing means for depositing the currency of change fund and / or a deposit, a change amount inputting means for inputting change amount information, and the change. In a change dispenser provided with a withdrawal means for withdrawing the currency of the amount input by the amount input means from the currency deposited by the deposit means, it is not used as change out of the currency deposited by the deposit means. Non-change amount storage means for storing amount information about currency of denomination, and principal amount determination means for determining the amount of principal for interest based on the amount information stored by the non-change amount storage means. And interest deciding means for deciding the amount of the interest with respect to the amount decided by the principal amount deciding means.

According to the third aspect of the invention, the amount of money is recognized by depositing and withdrawing the currency, and the amount of the amount of money that is not withdrawn is stored in the change machine. Predetermined interest can be given.

Further, the change dispenser management device according to the invention of claim 4 is a receiving means for receiving information on a currency existing in the change dispenser from at least one change dispenser connected via a network, and the receiving means. A principal amount determining means for determining an amount of a principal amount for each change machine or a total amount of principal amounts for the plurality of change machines, which is a target of interest, based on information received by the means; and the principal amount. Interest deciding means for deciding the amount of interest with respect to the amount decided by the deciding means.

According to the invention described in claim 4, a predetermined interest can be given to the inventory of the change dispenser while being housed in the change dispenser.

Further, in the change dispenser management apparatus according to the invention of claim 5, in the invention of claim 4, the amount of interest determined by the interest determining means is further deposited into a predetermined bank account. It is characterized by having a depositing means.

According to the invention described in claim 5, the interest that is given can be automatically saved.

Further, in the change dispenser management apparatus according to the invention of claim 6, in the invention of claim 4, the principal amount deciding means lends money from a bank to a currency existing in the change dispenser. If there is a loan provided, the principal amount of each change machine to which the interest applies, based on the information on the loan and / or interest on the loan and the information received by the receiving means. Alternatively, the sum of principal amounts of the plurality of change machines is determined.

According to the invention as set forth in claim 6, it is possible to clarify a target to which interest is to be given out of the amount of money of the change machine, and to give a predetermined interest to the target amount of money.

Further, the change machine management device according to the invention of claim 7 is the same as the invention of claim 6, further comprising the amount of the loan and / or the amount of interest of the loan and the deposit. It is characterized in that it is provided with an offsetting means for offsetting money and / or the amount of interest determined by the interest determining means.

According to the invention described in claim 7, the interest given can be automatically applied to repayment of the loan.

Further, the inventory management method according to the invention of claim 8 is based on information on a currency deposited as a reserve and / or deposit, and information on a currency dispensed as a payment. An amount-of-money acquisition step of acquiring information relating to the amount of money calculated by the method, and a principal amount determination step of determining an amount of a principal amount of interest based on the information acquired by the amount-of-money acquisition step; And an interest determining step of determining the amount of interest with respect to the amount of money determined in the principal amount determining step.

[0023] According to the invention as set forth in claim 8, it is possible to recognize the amount of money by depositing and withdrawing currency and to give a predetermined interest to the amount of money.

[0024] In addition, the amount-of-money management method according to the invention of claim 9 is the method of claim 8, wherein the principal determination step is a loan made from the bank side in the reserve for payment. When there is money, the amount of the principal is determined based on the information acquired in the money acquisition step and the information regarding the amount of the loan and / or the interest of the loan. .

According to the ninth aspect of the present invention, it is possible to clarify the target to which interest is to be given among the money of the change machine, and to give a predetermined interest to the target amount.

[0026] Further, the amount-of-money management method according to the invention of claim 10 is the same as the invention of claim 9, further comprising the amount of the loan and / or the amount of interest of the loan and the deposit. And a step of offsetting the amount of money and / or the amount of interest determined by the interest determination step.

According to the invention of the tenth aspect, the interest given can be automatically applied to the repayment of the loan.

A storage medium according to an eleventh aspect of the present invention records a program for causing a computer to execute the method according to any one of the eighth to tenth aspects, so that the program is machine-readable. It becomes possible, and thereby, the operations of claims 8 to 10 can be realized by a computer.

[0029]

BEST MODE FOR CARRYING OUT THE INVENTION With reference to the accompanying drawings, a computer readable record in which a change dispenser, a change dispenser management apparatus, a cash management method according to the present invention, and a program for causing a computer to execute these methods are recorded. A preferred embodiment of the medium will be described in detail.

[First Embodiment] (Appearance of Change Machine) First,
The appearance of the change machine will be described. FIG. 1 is an explanatory diagram showing an appearance of a change dispenser according to an embodiment of the present invention. In FIG. 1, a change dispenser 100 includes a coin deposit port 101, a coin dispense port 102, a bill deposit port 103, and a bill dispense port 1.
04, a non-change (banknote) collection box 105, an operation panel 106 composed of a plurality of operation buttons, and a display 107 for displaying the status of the change machine, the amount of deposit / withdrawal, and the confirmation of operation instructions. I have it. Further, although not shown, a connection terminal for connecting with an external device is provided.

(Hardware Configuration of Change Machine) FIG. 2 is an explanatory diagram showing an outline of an internal configuration of the change machine 100 according to the embodiment. In FIG. 2, the change dispenser 100 is composed of a coin processing unit 201 that performs a deposit / withdrawal process of coins and a bill processing unit 202 that performs a deposit / withdrawal process of banknotes, and further, a changer control unit (not shown) is a coin dispenser. Processing unit 201
It also controls the entire change machine including the bill processing unit 202.

FIG. 3 shows a change dispenser 100 according to the embodiment.
3 is a block diagram showing a hardware configuration of the change control unit of FIG. In the block diagram of FIG. 3, the change control unit is C
PU 301, memory 302, I / F (interface) 303, operation panel 106, and display 10
7 are connected by a bus 300. CPU30
Reference numeral 1 is a processor that controls the entire apparatus, and performs a predetermined process according to a program stored in a ROM 312 described later.

The memory 302 is composed of a RAM 311 used as a work area of the CPU 301, a ROM 312 for storing basic programs and the like, a non-volatile memory such as a flash memory 313 for storing various data and the like. The I / F 303 controls the inside of the change machine and the interface with an external device. Specifically, RC232
It is composed of a connection control driver for C and the like.

The operation panel 106 is composed of a plurality of operation buttons. Specifically, for example, operation buttons such as a “detailed inspection instruction”, a “banknote recovery instruction”, and a “coin recovery instruction” described later are provided. In addition, the display 107 displays the state of the change machine, the amount of money deposited and withdrawn,
Confirm the operation instructions. Specifically, the "payout amount", "the number of coins stored by denomination", "the total amount of stored coins", "error code", "accommodation state by denomination", and other operation modes are displayed. The display 107 is 7
This can be realized by using the LED of the segment with 9 digits, but the configuration is not limited, and a liquid crystal display or the like may be used.

Next, the bill processing unit 202 of the change dispenser 100.
The specific configuration of will be described. FIG. 4 is an explanatory diagram showing the configuration of the bill processing unit 202 of the change dispenser according to the embodiment, and is a cross-sectional view taken along the line AA ′ in FIG. 1. In FIG. 4, in the vicinity of the banknote deposit port 103, the deposit determination sensor 4
01 is provided, and the banknote receiving opening of the banknote storage cabinet 402 is located ahead of it. At the lower part of the bill storage 402, a feeding unit 403 for separating and feeding the stacked bills one by one from the bottom is provided. A dispense determination sensor 404 is provided downstream of the payout opening of the bill storage 402 where the bills are dispensed.

The paper money outlet 402 is a paper money outlet 1
04 and a circulation passage 405 arranged vertically. A switching gate 406 is provided at the lower end of the circulation passage 405 to switch the bill transport path, and the upper end is connected to the bill receiving port to the bill storage 402.
Further, in the middle of the circulation passage 405, a switching gate 4 for switching the conveyance passage of the circulation passage 405 to the non-change change storage 105 side.
07 is provided. In addition, the bill storage 402
Imitation banknotes (scrutinization paper) 4 used when scrutinizing cash
It contains 08.

The banknote deposit port 103 has an opening having a height such that a plurality of banknotes can be received at the same time. It passes and is conveyed to the banknote storage 402. In order to enable receipt of banknotes in a bundle, the deposit determination sensor 401 has a function of detecting the thickness of deposited banknotes. Further, normally, when closely checking the amount of money, the imitation banknote (detailed check paper) 408 is stacked and stored together with the banknotes in the banknote storage 402. Further, a bill feeding unit may be further provided in the opening so that the bills are conveyed one by one and the bills are discriminated by the deposit discrimination sensor 401 one by one.

The flow of the bill processing unit 202 of the change dispenser 100 during a normal transaction will now be described. First, when one or more banknotes are inserted from the banknote deposit port 103, the banknote detection sensor (not shown) detects the insertion of the banknote, and the insertion conveyance motor (not shown) is driven. The inserted banknotes are guided to the deposit determination sensor 401, where denomination determination and authenticity determination are performed. The banknotes that the deposit determination sensor 401 cannot determine as genuine (genuine) are returned to the banknote deposit port 103, and the banknotes determined to be genuine or overlapping banknotes are guided to the banknote storage 402. The bills are stored in the bill storage 402.

The stored banknotes are stored in the banknote storage box 402 by the payout section 403 when a changeout command is issued from the change amount input section 503, which will be described later, or when a payout operation is performed on the operation panel 106. The coins are fed one by one from the bottom, and the withdrawal discrimination sensor 404 discriminates the denomination. Here, if it is determined that the bill is to be dispensed, the switching gate 406 is switched to the bill dispensing port 104 side and guided to the bill dispensing port 104. On the other hand, when the dispensed banknote is not discriminated as a banknote to be dispensed, the switching gate 406 is switched to the circulation passage 405 side and passes through the circulation passage 405 again.
It is loaded and stored in 02.

Thus, during normal operation, the banknote deposit slot 1
03 and the number of banknotes deposited and withdrawn through the banknote dispensing port 104 are stored in the change machine 100 by storing the number of banknotes in the deposit amount storage unit 502 and the withdrawal amount storage unit 505, which will be described later. The current amount will be managed.

However, when a plurality of banknotes are inserted into the banknote deposit port 103 in an overlapping manner, the number of coins is not counted by the deposit amount storage unit 502. Therefore, at this point, the deposit amount storage unit 502 and the withdrawal amount storage unit 505. The number of banknotes stored in and the actual number of stored bills do not match. In this case,
A close inspection process is performed to ascertain the correct number of banknotes stored in the banknote storage box 402.

In the detailed examination processing, the bills in the bill storage 402 are
This is performed by sequentially feeding out one by one, performing denomination determination by the withdrawal determination sensor 404, and repeating this until one cycle. Whether or not the round has been completed can be determined by the dispensing determination sensor 404 determining the imitation banknote (detailed examination paper) 408, continuing the payout, and then again determining the detailed examination paper 408.

The coin processing unit 201, which is not shown, separates a plurality of coins, which are collectively inserted into the coin deposit port 101, one by one, and delivers them in the direction of the back, and one by one. It is equipped with a coin sorter consisting of sorting holes for each coin extending in the direction of the back that sorts coins by denomination while transporting the stored coins toward the back, and recognizes the denomination and the number of coins deposited can do. In addition,
The specific configuration of the coin processing unit 201 is, for example, Japanese Patent Application No. 8-194494 (Japanese Patent Application Laid-Open No. 10-194494) which the applicant has already filed.
It can be realized by using a well-known technique as described in Japanese Patent Application Laid-Open No.-40437). Therefore,
A detailed description of the coin processing unit 201 will be omitted.

(Outline of operation of change machine) Next, the change machine 1
The outline of the operation of 00 will be described. Usually, change machine 10
0 is installed in the vicinity of a cash register such as a supermarket, a convenience store, or a gas station (for example, below the cash register), and operates in conjunction with the cash register.

The operator (in particular, a clerk) uses a cash register (may be a POS) to display the price of the product (or the service provided) that the customer purchases to the customer, and the currency ( Deposit). The deposit received is placed on the examination table. Then, the operator deposits the amount of the deposit into the cash register. At that time, if the change is required, the cash register calculates the change amount by subtracting the price price from the deposit.

Information on the calculated change amount is input from the cash register to the change machine control section of the change machine 100 via the I / F 303. The change dispenser control unit, based on the input information about the change amount, the coin processing unit 201,
By controlling the banknote processing unit 202, coins are dispensed to the coin dispensing port 102 and banknotes are dispensed to the banknote dispensing port 104 so that the minimum number of currencies with respect to the change amount is obtained.
The operator hands the coins / banknotes dispensed to the customer as change. After that, the operator inserts coins into the coin deposit opening 101 and deposits banknotes into the bill deposit opening 103 among the deposits placed on the examination table. The inserted coins / banknotes are used as deposits again for change depending on the denomination.

More specifically, the price of the product purchased by the customer (including consumption tax) is "3,333 yen", in which case the customer pays one 10,000 yen bill and three 1 yen coins. If you pay, the change amount will be “6670 yen”. The change machine control unit of the change machine 100 receives the amount information of the change and controls the coin processing unit 201 to make one 500-yen coin and 100
A total of 5 coins including 1 yen coin, 1 50 yen coin and 2 10 yen coins are withdrawn to the coin outlet 102. In addition, the change machine control unit of the change machine 100 is a banknote processing unit 202.
To control 1 5,000 yen bill and 1 thousand yen bill
The banknotes are dispensed to the banknote dispensing port 104.

The operator hands the five coins dispensed to the coin dispensing port 102 and the two bills dispensed to the bill dispensing port 104 to the customer as change. After that, the operator
3 coins of 1 yen on the examination table
1 banknote deposit slot 10
Throw in 3. If there are multiple banknotes to be inserted, the banknotes are aligned and inserted.

Further, the change machine 100 here is a concept including a depositing / dispensing machine. The deposit / withdrawal machine, for example, deposits the customer's deposit into the deposit / withdrawal machine as it is with respect to the total amount of shopping, performs authenticity determination, reads the amount, calculates the total deposit amount, and notifies the POS. . At the POS, the amount of money is confirmed, and the change amount is automatically calculated after the confirmation operation.
Give out the change. Regarding the deposit of banknotes, even if the banknotes are deposited in a bundle, they are mechanically separated one by one to determine the denomination. Unreadable tags will be returned from the return slot each time.

Therefore, since the depositing / dispensing machine deposits the bills while confirming the bills one by one, the detailed examination work becomes unnecessary. In addition, it is not necessary to consider the miscalculation, because deposit and withdrawal are automatic. In other words, the depositing / dispensing machine is considered to be a device that emphasizes currency management. However, the processing speed is slower than that of a change machine, so it may not be suitable for cash registers in supermarkets. In fact, it is often used at gas stations.

(Functional Structure of Change Machine) Next, a functional structure of the change machine 100 according to the first embodiment will be described. FIG. 5 is a block diagram showing a functional configuration of the change dispenser according to the first embodiment. In the block diagram of FIG.
The change dispenser 100 includes a deposit unit 501 and a deposit amount storage unit 502.
A change amount input unit 503, a withdrawal unit 504, a withdrawal amount storage unit 505, a scrutinizing unit 506, and a scrutinizing amount storage unit 50.
7, a non-change amount storage unit 508, and a principal amount determination unit 509.
And an interest amount determination unit 510.

(Contents of deposit section / receipt amount storage section) Deposit section 5
01 deposits the currency of change fund and / or deposit money. Here, the change fund is a currency prepared in advance (for example, before the opening of a store) for withdrawing as change, or when the currency for change is likely to be insufficient in the change machine 100, it is replenished. Means currency for. In addition, the deposit means the currency received from the customer as the payment. The deposit unit 501 can realize its function by, for example, the coin deposit port 101 and the bill deposit port 103.

The deposit amount storage unit 502 is also a deposit unit 50.
The amount information of the currency deposited by 1 is stored. The currency amount information stored in the deposit amount storage unit 502 may be, for example, information regarding the total amount of deposited currency or information regarding the number of deposited currency for each type. The deposit amount storage unit 502 is, for example, as shown in FIG.
Memory 302 shown in (especially flash memory 313)
The function can be realized by.

FIG. 6 is a flow chart showing the procedure of processing in the deposit unit 501 and the deposit amount storage unit 502 of the change dispenser according to the first embodiment. In the flowchart of FIG. 6, first, it is determined whether or not a currency has been deposited in the change machine 100 (step S601). here,
Wait for currency deposit, and if there is deposit (step S6)
(01 affirmative), next, the denomination of the first currency among the deposited currencies is determined (step S602). here,
If the currency is a coin, judge by the size and weight of the currency. When the currency is a bill, the judgment is made by a pattern such as a pattern at a predetermined portion of the bill.

Then, based on the denomination of the determined currency, the counter corresponding to the relevant denomination in the deposit amount storage unit 502 is incremented by 1 to accumulate the number of denominations (step S603). Next, it is determined whether or not the determined currency is the last currency of the deposited currencies (step S604). Here, if it is not the last currency, that is, if the undetermined currency remains (No at step S604), the denomination of the next currency of the undetermined currencies is the same as at step S602. (Step S605). Then, the process proceeds to step S603.

On the other hand, in step S604, if the determined currency is the last currency among the deposited currencies, that is, if no undetermined currency remains (Yes in step S604), each denomination is The total amount of money deposited is calculated based on the counter that has been incremented for each (step S606). Then, the calculated total amount is stored in the deposit amount storage unit 502 (step S607),
After that, the process returns (returns) to the state of waiting for deposit in step S601.

(Details of Change Amount Input Section / Withdrawal Section / Withdrawal Storage Section) Next, the change amount input section 503 and the withdrawal section 50.
4. The contents of the withdrawal amount storage unit 505 will be described. The change amount input unit 503 inputs the change amount from an external device (cash register / POS). Change amount input section 5
03 can realize the function by I / F303, for example. Further, the change amount can be input by using the operation button of the operation panel 106.

The withdrawing section 504 withdraws the currency of the amount input by the change amount inputting section 503 from the currency deposited by the depositing section 501. If the coin dispensing unit 504 is a coin, for example, the coin processing unit 201 and the coin dispensing port 1
02 can realize the function. Also,
If it is a bill, its function can be realized by, for example, the bill processing unit 202 and the bill dispensing port 104.

The withdrawal amount storage unit 505 stores the amount information of the currency withdrawn by the withdrawal unit 504. The currency amount information stored in the withdrawal amount storage unit 505 is, for example,
It may be information about the total amount of the dispensed currency, or may be information about the number of dispensed currencies by type. The withdrawal amount storage unit 505 is the withdrawal amount storage unit 502.
Similarly, the function can be realized by, for example, the memory 302 shown in FIG. 3 (in particular, the flash memory 313).

FIG. 7 is a flow chart showing the procedure of processing in the dispensing unit and the dispensing amount storage unit of the change dispenser according to the first embodiment. In the flowchart of FIG. 7, first, it is determined whether or not a change amount has been input (step S701). Here, waiting for the input of the change amount, when the change amount is input (Yes at Step S701), information about the input change amount is stored (Step S702).

Then, based on the change amount, the denomination of the currency to be dispensed and the number of coins are determined (step S70).
3). The denomination of the currency to be dispensed and the number thereof are determined by calculating a combination that minimizes the number of currencies (coins and banknotes). More specifically, FIG.
As in (flowchart showing the subroutine of step S703), a denomination (amount B) that is less than the change amount (amount A) and is closest to the change amount is specified (step S801), and one currency of that denomination is specified. Is determined as the currency to be dispensed (step S802).

Next, when the remaining amount, that is, the amount (amount C) obtained by subtracting the amount B from the amount A is not 0 (No in step S803), the denomination (amount of money) of the amount less than the amount C and closest to the amount C (amount of money). D) is specified (step S80
4), one currency of that denomination is determined as the currency to be dispensed (step S805). Then, the process proceeds to step S803, and it is determined whether or not the remaining amount, that is, the amount (amount F) obtained by subtracting the amount E by reducing the amount D from the amount C (amount F). After that, steps S803 to S805 are repeated, and when the remaining amount becomes 0 (step S
If 803 is positive, the process ends.

Withdrawal processing is performed according to the denomination and the number of denominations determined in step S703 (step S7).
Along with 04), the information regarding the withdrawn denomination and its number is stored (step S705). As a storage method, for example, one counter for each denomination, -1
To Then, the process returns to the state of waiting for the input of the change amount in step S701 (return).

(Details of Scrutinizing Section / Scrutinizing Amount Storage Section) Next, the contents of the scrutinizing section 506 and the scrutiny amount storage section 507 will be described. The scrutinizing unit 506 scrutinizes the currency deposited by the depositing unit 501. The scrutinizing unit 506 can realize its function by the banknote processing unit 202, as described above.

Further, the detailed examination amount storage unit 507 includes the detailed examination unit 5
Store the amount of currency scrutinized by 06. The monetary amount information stored in the scrutinized amount storage unit 507 may be, for example, information on the total amount of scrutinized currency (banknotes), or information on the number of scrutinized currencies (banknotes) by type. May be Scrutinizing amount storage unit 507
Similar to the deposit amount storage unit 502, the function can be realized by, for example, the memory 302 (particularly, the flash memory 313) shown in FIG.

FIG. 9 is a flow chart showing the procedure of processing in the close inspection unit and close inspection amount storage unit of the change dispenser according to the first embodiment. In the flowchart of FIG. 9, first, it is determined whether or not there is a detailed inspection instruction (step S901). The timing of the detailed examination instruction can be set arbitrarily. You may do it every predetermined time,
It may be performed at a predetermined time, when the number of deposit processing or withdrawal processing reaches a predetermined number, or when the deposit amount, withdrawal amount, or cash amount reaches a predetermined amount. Good. If necessary, the operation panel 106 may be instructed or a host computer connected to a network (not shown) may be instructed.

Here, waiting for the detailed inspection instruction, and when the detailed inspection instruction is given (Yes at step S901), the detailed inspection processing is performed according to the instruction (step S90).
2). Then, the number of denominations of banknotes obtained by the close inspection process is stored (step S903), and thereafter, the state returns to the close inspection instruction waiting state of step S901 (return).

(Contents of Non-Change Money Amount Storage Unit) Next, the contents of the non-change amount money storage unit 508 will be described. The non-change amount storage unit 508 stores amount information relating to a currency of a denomination that is not used as change in the currency deposited by the deposit unit 501. The currency of the denomination that is not used as change is, for example, the highest amount of currency. The currency issued in Japan at this stage is 10,000 yen bills. Further, in the case of a type of change machine that dispenses only coins as change, all banknotes correspond to denomination currency that is not used as change.

The currency not used as change may be, for example, a currency that has exceeded the storage capacity of the currency bill storage box 402 and needs to be collected, in addition to the above. Therefore, currencies that exceed the preset number may be collected in the non-change collection box 105. That is, the non-change collection warehouse 105 can also serve as an overflow warehouse. In this case, even the currencies other than the above-mentioned maximum currencies will be collected.

The currency of the denomination that is not used as change including the above case is counted when it is stored in the non-change change collection box 105 as described in FIG. Is stored as money amount information. Similar to the deposit amount storage unit 502, for example, the function can be realized by the memory 302 (particularly the flash memory 313) shown in FIG.

FIG. 10 is a flowchart showing the procedure of processing in the non-change amount storage unit of the change dispenser according to the first embodiment. In the flowchart of FIG.
First, it is determined whether or not one bill has been fed (step S1001). Here, after waiting for one banknote to be paid out, if it is paid out (Yes at Step S1001), whether or not the paid out banknote is a banknote of a denomination not used as change, that is, a 10,000-yen bill. It is determined whether or not (step S1002).

When it is determined in step S1002 that the bills dispensed are 10,000-yen bills (step S1)
(002 affirmative) stores the banknote in the non-change change collection box 105. The banknotes are stored in the non-change change collection box 105 by using the switching gates 406 and 407. Then, every time a bill (10,000-yen bill) is stored in the non-change change collection box 105, the counter in the deposit amount storage unit 502 is incremented by 1, and then the process returns to step S1001 (returns). In this way, it is possible to acquire the amount information regarding the currency of the denomination that is not used as change and store the amount information.

The 10,000-yen bill is not always a change collection box 1.
It does not have to be stored in 05. For example, when a change machine is equipped with a currency exchange process, or when it is used as an ATM, it may be necessary to withdraw a 10,000-yen bill. In this case, it is possible to leave a preset number of 10,000-yen bills in the bill storage box 402 and store those in the non-change collection box 105 in excess of the set number. Therefore, in this case, although illustration is omitted, a step of determining whether or not the set number of sheets is exceeded is added after the affirmative determination in step S1002 of FIG. 10, and if not exceeded, the process returns to step S1001. If it is over, it may be stored in the non-change change collection box 105 in step S1003.

(Contents of Principal Amount Determining Section) Principal Amount Determining Section 50
9 determines the principal to be the target of interest. In particular,
The principal amount determination unit 509 uses a recording medium (memory 3) such as the RAM 311, the ROM 312, or the flash memory 313.
The above functions are realized by the CPU 301 or the like executing instruction processing in accordance with the instruction described in the program recorded in 02).

The following three methods can be considered as the method of determining the principal. (1) A method of calculating based on the amount information stored in the deposit amount storage unit 502 and the amount information stored in the withdrawal amount storage unit 505. (2) A method of calculating based on the amount information stored in the deposit amount storage unit 502 and / or the amount information stored in the inspection amount storage unit 507 and the amount information stored in the withdrawal amount storage unit 505. (3) A method of calculating based on the amount information stored by the non-change amount storage unit 508.

First, (1) a method of calculation based on the amount information stored in the deposit amount storage unit 502 and the amount information stored in the withdrawal amount storage unit 505 will be described. FIG. 11 is a flowchart illustrating an example of a processing procedure in the principal amount determination unit of the change dispenser according to the first embodiment. In the flowchart of FIG. 11, first, it is determined whether or not the deposit amount information (for example, the total amount information of step S607 shown in FIG. 6, “A”) has been stored (updated) (step S1101). Further, the amount of money information (for example, information on the denomination and number of money withdrawn in step S705 shown in FIG. 7, referred to as “B”) is stored (updated).
It is determined whether it has been done (step S1102).

Information of either step S1101 or step S1102 ("A" or "B")
If it is updated (step S
In 1101 affirmative or in step S1102 affirmative, next, the above “B” is subtracted from the above “A” (step S).
1103). As a method of subtraction, the total amount of money of “A” and “B” may be subtracted from each other, or the number of coins may be subtracted for each denomination, and the total amount of money may be calculated from the remaining number of coins.

As a result, the calculated (subtracted) result becomes the amount of money in the change machine 100. In addition, step S11
Instead of subtracting “B” from “A” in 03, a common counter may be used as the deposit counter and the dispense counter for each denomination. In this way, the above subtraction process becomes unnecessary.

Then, the money amount is multiplied by a predetermined coefficient (step S1104). This coefficient can be set arbitrarily by agreement between the bank and the store. The coefficient is "1" when all the cash is used as the principal, and the coefficient is "0.7" when only 70% of the cash is used as the principal, for example. Further, it may be "1" or more. Further, a different coefficient may be set for each denomination. For example, the coefficient for banknotes may be set higher than the coefficient for coins or vice versa.

More specifically, the amount of money is two thousand yen bills and ten
When the total of 2025 yen for one yen coin and three 5 yen coins, the coefficient for 1,000 yen bill is "0.7", the coefficient for 10 yen coin is "0.6", and the coefficient for 5 yen coin is Is set to "0.9". The principal amount in this case is 2000 × 0.7 + 10 × 0.6 + 15
× 0.9 = 1419.5 yen. Thus, the principal amount may be less than the minimum currency amount (1 yen).

Thus, the principal amount is determined and the determined principal amount information is stored (step S1105). Further, in case the coefficient fluctuates, the information of the result calculated in step S1103 (inventory information) and the coefficient information multiplied in step S1104 may be stored together. Then, step S11
Return to 01 (return).

Next, (2) amount information stored in the deposit amount storage unit 502 and / or the inspection amount storage unit 5
Amount information and withdrawal amount storage unit 505 stored by 07
A method of calculating based on the money amount information stored by will be described. Depending on the type of change machine, a quick deposit process may be realized, and therefore the amount of deposit may not be grasped at the time of deposit.

For example, as in the change dispenser 100 shown in FIG. 4, when depositing banknotes, when depositing the banknotes, the deposit determination sensor 401 is arranged at the top and the bottom. In some cases, only the banknotes stacked underneath can be identified, and the banknotes sandwiched between them cannot be identified. Alternatively, when depositing a plurality of banknotes, the denomination may not be determined at all. Or, as a convenience amount update,
When a plurality of coins have been inserted, they may all be counted as having received two thousand yen bills. In any case, the deposit amount may not be accurately known. Therefore,
By performing the close inspection process regularly, the amount of money can be accurately grasped.

FIG. 12 is a flowchart showing another example of the processing procedure in the principal amount determining unit of the change dispenser according to the first embodiment. In the flowchart of FIG.
First, detailed examination amount information (for example, information on the number of bills for each denomination in step S903 shown in FIG.
It is determined whether "C" has been stored (updated) (step S1201). Further, it is determined whether or not the withdrawal amount information (denoted as “B”) has been stored (updated) (step S1202).

Information of either step S1201 or step S1202 ("C" or "B")
If it is updated (step S
In step 1201 affirmative or in step S1202 affirmative, the "B" is subtracted from the "C" (step S).
1203). The subtraction method is step S shown in FIG.
Since it is similar to 1103, its description is omitted.

As a result, the calculation (subtraction) result is the amount of money in the change machine 100. In addition, step S12
Instead of subtracting "B" from "C" in 03, a common counter may be used as the deposit counter and the dispense counter for each denomination. In this way, the above subtraction process becomes unnecessary.

Then, the money amount is multiplied by a predetermined coefficient (step S1204). This coefficient is also similar to step S1104 shown in FIG. 11, and its description is omitted.

In this way, the principal amount is determined, and the determined principal amount information is stored (step S1205). In addition, in case the coefficient fluctuates, the information of the result calculated in step S1203 (inventory information) and the coefficient information multiplied in step S1204 may be stored together. Then, step S12
Return to 01 (return).

The method (1) and the method (2) are
The coin processing unit 201 and the bill processing unit 202 may use different methods. For example, the coin processing unit 201 can adopt the above method (1), and the bill processing unit 202 can adopt the above method (2). Then, the principal may be determined by adding up the results calculated by the respective methods.

Next, the method of (3) calculation based on the amount information stored in the non-change amount storage unit 508 will be described. If this method is used, the principal subject to interest can be limited to currencies (non-change currency) that are securely stored in the change dispenser 100 and cannot be withdrawn unless collected. Further, for other currencies stored in the change dispenser 100, the interest rate may be changed from that of the non-change currency.

FIG. 13 is a flowchart showing another example of the processing procedure in the principal amount determining unit of the change dispenser according to the first embodiment. In the flowchart of FIG.
First, it is determined whether or not the non-change amount information is stored (updated) (step S1301). Then, after waiting for the information to be updated, if the information is updated (step S13).
In the affirmative (01), the updated non-change amount information is multiplied by a predetermined coefficient (step S1302). This coefficient is the same as that in step S1104 shown in FIG. 11, and the description thereof will be omitted. In this way, the amount of the principal amount is determined and the determined amount information of the principal amount is stored (step S1).
303). Then, the process returns (returns) to step S1301.

(Contents of Interest Amount Determining Section) The contents of the interest amount determining section 510 will be described below. Interest amount determination unit 51
0 determines the amount of interest with respect to the amount determined by the principal amount determination unit 509. Specifically, the interest amount determination unit 510 follows the CP according to the instruction described in the program recorded in the recording medium (memory 302) such as the RAM 311, the ROM 312, or the flash memory 313.
The above functions are realized by the U301 and the like executing instruction processing. In order to determine the interest amount, the interest amount determination unit 510 has a timer function for measuring the time when a request for receiving the amount information of the principal is made or the time when the amount information of the principal is received.

There are the following two methods for determining the amount of interest. (1) Principal amount determination unit 509 receives principal amount information that is irregularly transmitted from principal amount determination unit 509 based on the determination of the principal amount, and receives the amount information and the amount information. A method of determining interest based on the time of day (first method).

(2) Regardless of the determination of the principal amount by the principal amount determination unit 509, the principal amount determination unit 509 is performed at a predetermined time or a predetermined time interval.
From the principal amount information at that time and determines the interest based on the amount information and the time or time interval (second method).

(1) First Method FIG. 14 is a flow chart showing an example of the procedure of processing in the interest amount determination unit of the change dispenser according to the first embodiment. In the flowchart of FIG. 14, first, it is determined whether or not the first principal amount information is received from the principal amount determination unit 509 (step S1401). Here, waiting for the receipt of the money amount information, and when the receipt is received (Yes at Step S1401), the received time is stored (Step S140).
2).

Then, after waiting for the next principal amount information to be received from the principal amount determining unit 509 (step S1403), the received time is stored (step S1404). Next, the interest target time of the principal amount received immediately before is calculated (step S1405). The interest target time is calculated by calculating the elapsed time based on the time (ta) received in step S1402 (or the previous step S1404) and the time (tb) received in step S1404. Specifically, if ta is “8:30:15” and tb is “8:31:42”, the interest target time is “87.
Seconds ". The interest target time may be in seconds, minutes, or hours.

Next, the interest amount of the principal amount received immediately before is calculated (step S1406). The principal amount received immediately before is the principal amount received in step S1401 (or step S1403 immediately before). An interest rate per unit time is added to the principal amount and step S1405.
The interest amount is determined by multiplying the interest target time calculated in. Specifically, if the principal amount is “100,000 yen”, the interest rate per second is “0.000000003”, and the interest target time is “87 seconds”, the interest amount is “0.0261”.
It becomes a "yen". And the calculated interest amount is stored (accumulated)
Then (step S1407), the process proceeds to step S1403. After that, steps S1403 to S1407 are repeatedly executed.

Incidentally, steps S1402 and S140
Instead of storing the reception time in 4, the elapsed time from the receipt of the amount information to the next receipt of the amount information may be measured using a timer, and the elapsed time may be set as the interest target time. In this case, the step of calculating the interest target time (step S1405) is unnecessary.

(2) Second Method FIG. 15 is a flowchart showing another example of the processing procedure in the interest amount determination unit of the change dispenser according to the first embodiment. In the flowchart of FIG. 15, first, it is determined whether or not a predetermined time (for example, 8:00, 8: 5, 8:10 ...) Has come (step S1501). Here, when the predetermined time is reached after waiting for the predetermined time (step S150
If the answer is 1 (Yes), the principal amount deciding unit 509 is requested to receive principal amount information (step S1502). Then, when the reception request is made, the principal amount information stored in the principal amount determination unit 509 is received (step S1503).

After that, it is judged whether or not the next predetermined time has come (step S1504), and after waiting for the predetermined time, the predetermined time comes (step S150).
In the affirmative case of 4), similarly to step S1502, a request for receiving the next principal amount information is made (step S150).
5). Then, when a reception request is made, the principal amount determination unit 50
The principal amount information stored in 9 is received (step S1506).

Next, the interest time for the principal amount received immediately before is calculated (step S1507). The interest target time can be calculated based on the predetermined times because the predetermined times are known in advance. The interest target time may be in seconds, minutes, or hours.

Next, the interest amount of the principal amount received immediately before is calculated (step S1508). The principal amount received immediately before is the principal amount received in step S1503 (or step S1506 immediately before). An interest rate per unit time is added to the principal amount and step S1507.
The interest amount is determined by multiplying the interest target time calculated in. And the calculated interest amount is stored (accumulated)
Then (step S1509), the process proceeds to step S1504. After that, steps S1504 to S1509 are repeatedly executed.

In the second method, by synchronizing the predetermined time with the time of the close inspection instruction in step S901 shown in FIG. 9, it is possible to receive the principal amount information immediately after the close inspection, An interest amount that is more consistent with the amount of money in the change machine 100 can be determined.

In both the first method and the second method, the determined and stored (accumulated) interest amount is not only stored in a predetermined area of the memory 302 but also transmitted to another external device. Be utilized. Further, although the interest amount is calculated with respect to the total amount of the principal, the interest amount having a different interest rate for each denomination and the individual interest amount for each denomination may be calculated.

As described above, according to the first embodiment, the amount of money is recognized by depositing and withdrawing money, and a predetermined interest is given to the amount of money while stored in the change machine 100. You can Alternatively, the amount of money can be recognized by depositing / withdrawing and carefully examining the currency, and a predetermined interest can be given to the amount of money while being stored in the change machine 100. Alternatively, the amount of money is recognized by depositing and withdrawing a currency, and a currency out of the amount of money that is not withdrawn, that is, a currency (banknote) stored in the non-change collection box 105 is stored in the change machine. Predetermined interest can be given in the stored state.

[Second Embodiment] In the first embodiment described above, the change machine 100 performs the process of determining the principal amount and the interest amount. As described in 2, the above processing may be performed by the change dispenser management device (server computer) connected to the network.

(Outline of Overall System) First, an outline of an example of an overall system including a change dispenser management apparatus according to the second embodiment of the present invention will be described. FIG. 16 is a block diagram showing an example of the entire system including the change dispenser management device according to the second embodiment of the present invention. In FIG.
The change machines 100 are connected to a first network 1600 such as a LAN via an NA (network adapter) 1602.

Further, a change dispenser management device 1601 for managing the change dispenser 100 is connected to the first network 1600, and the change dispenser management device 1601 is further connected to a terminal device on the bank side via a second network 1603 such as the Internet. It is connected to 1604. The first network 1600 and the second network 1603 may be separate networks or the same network.

NA (Network Adapter) 1602
Connects the change machine 100 and the network 1600, has an IP address and an e-mail address, and has a mail transmission function and a Web server function. Here, the Web server function means that a client that has accessed via the network 1600 is W
Refers to the function that provides the eb page.

FIG. 17 is a block diagram showing the hardware structure of an NA (network adapter). NA
1602 includes a control unit 1701, a storage unit 1702, a network I / F (interface) unit 1703, and a change dispenser I / F (interface) unit 1704, which are connected by a bus.

The control section 1701 controls the entire NA 1602, and operates based on the program stored in the storage section 1702. The storage unit 1702 has an NA 1602.
ROM and RAM for storing programs and data for use and providing a work area to the control unit 1701.
It is composed of. The storage unit 1702 has a non-volatile memory such as a flash memory and stores data received from the change dispenser 100.

The network I / F unit 1703 is an interface connected to the network 1600. The change dispenser I / F unit 1704 connects the NA 1602 and the change dispenser 100, and sends data such as money amount information from the change dispenser 100 to the storage unit 1702.

Furthermore, the system using the NA1602 is an example, and as another example, a network using a PHS line may be used, or a system configuration using a wireless unit and a change management device. May be.

(Hardware of Change Machine Management Device) FIG.
FIG. 6 is a block diagram showing a hardware configuration of a change dispenser management device according to a second embodiment of the present invention. 18, a change dispenser management device 1601 includes a CPU 1801 and
ROM 1802, RAM 1803, HDD (hard disk drive) 1804, HD (hard disk) 1805, FDD (floppy (registered trademark) disk drive) 1806, and FD (floppy disk) 1807 as an example of a removable recording medium. , A display 1808 and a KB (keyboard) 1809,
Mouse 1810, scanner 1811, printer 18
12 and an I / F (interface) 1813. Further, each component is connected by a bus 1814.

Here, the CPU 1801 controls the entire apparatus. The ROM 1802 stores a boot program and the like. The RAM 1803 is used as a work area for the CPU 1801. HDD1804 is CP
According to the control of U1801, data read / write to the HD1805 is controlled. HD1805 is H
The data written under the control of the DD 1804 is stored.

The FDD 1806 has a CPU 1801.
Data read / write to the FD 1807 is controlled according to the control of. The FD1807 is the FDD180
The data written under the control of 6 is stored. As a removable recording medium, in addition to the FD1807, a CD-ROM (C
D-RW), MO, DVD and the like. The display 1808 displays data such as documents, images, and function information. For example, a CRT, a TFT liquid crystal display, a plasma display, etc.

The KB 1809 is provided with keys for inputting characters, numerical values, various instructions, etc., and inputs data.
The mouse 1810 is used to move the cursor, select a range, move a window, and change the size. A trackball, a joystick or the like may be used as long as it has a similar function as a pointing device.

The scanner 1811 optically reads an image. The printer 1812 prints data on recording paper. For example, a laser printer, an inkjet printer, or the like. I / F (interface) 1813
Is connected to an external device or a network via an input / output terminal and serves as an interface for data input / output.

(Functional Configuration of Change Machine and Change Machine Management Apparatus) FIG. 19 is a block diagram showing the functional configuration of the change machine management apparatus according to the second embodiment of the present invention. FIG. 19
At the change dispenser management device 1601, the receiving unit 1901
And a principal amount determination unit 1902 and an interest amount determination unit 1903.
The deposit unit 1904 and the offsetting unit 1905 are provided. In order to determine the interest amount, the change dispenser management device 1601 further counts the reception request unit 1906 that requests reception of the principal amount information and the time of the reception request or the time when the principal amount information is received. Timer 190
Equipped with 7.

The receiving unit 1901 uses the network 1600.
The information about the currency existing in the change machine 100, that is, the information about the amount of money is received from at least one change machine 100 connected via the. Specifically, I / F18
The function is realized by 13. The method of calculating the amount of money is as described in the first embodiment.

The principal amount deciding unit 1902 has a receiving unit 1901.
Based on the information received by the change, the principal amount of each change machine 100 that is the object of interest or a plurality of change machines 100
Determine the total principal amount of. Also, the interest amount determination unit 1
903 determines an interest amount with respect to the amount determined by the principal amount determination unit 1902. Also, the deposit unit 19
04 deposits the amount of interest determined by the interest amount determination unit 1903 into a predetermined bank account. Also, the offsetting unit 19
When there is a loan loaned from the bank in the change fund prepared in the change dispenser 100, 05 offsets the amount of the loan and the amount of interest determined by the interest amount determination unit 1903.

The principal amount deciding unit 1902 and the interest amount deciding unit 19
03, the deposit unit 1904, the offset unit 1905,
ROM1802, RAM1803 or HD1805,
The functions of each unit are realized by the CPU 1801 and the like executing instruction processing in accordance with the instructions described in the program recorded in the recording medium such as the FD 1807.

(Procedure for determining interest) Next, a procedure for determining interest in the change dispenser management apparatus 1601 will be described.
FIG. 20 is a flow chart showing a procedure of interest determination of the change dispenser management device according to the second embodiment of the present invention. In the flowchart of FIG. 20, first, the change dispenser management device 1601 determines whether or not the information about the cash amount has been received from each change dispenser 100 (step S2001).

The change dispenser 100 stores the amount of money in the deposit amount storage unit 50 as described in the first embodiment.
2. Calculated based on each amount information stored in the withdrawal amount storage unit 505, the scrutinized amount storage unit 507, and the non-change amount storage unit 508, and send it to the change dispenser management device 1601. The transmission timing may be a time when the information relating to the amount of money is updated, or a predetermined time (time interval).

[0125] In step S2001, when there is a reception after waiting for the reception of the information relating to the amount of money (step S2001).
2001 affirmative) determines the principal amount based on the received information (step S2002). The method of determining the amount of principal is the method of determining the amount of principal described in the first embodiment (for example, steps S1104 and S1 in FIG. 11).
(See 105)). Therefore, detailed description thereof is omitted here.

Next, the interest amount is determined based on the determined principal amount information (step S2003). The method of determining the amount of interest can also be realized by the same method as the method of determining the amount of interest described in Embodiment 1 (see each step of FIG. 14), and thus the description thereof will be omitted.

After that, the change machine 10 for which the principal is determined.
At 0, it is determined whether or not there is a loan from a bank as change fund (step S2004). This is determined based on the loan information stored in a predetermined storage area in the offsetting unit 1905. If there is a loan from the bank, offset processing is performed (step S
2005), and then returns (returns) to step S2001. On the other hand, in step S2004, when there is no loan (No in step S2004), a deposit process is performed to a predetermined bank account (step S2006),
After that, the process returns (returns) to step S2001.

FIG. 21 is a flow chart showing another procedure for determining interest of the change dispenser management apparatus according to the second embodiment of the present invention. In the flowchart of FIG. 21, first, a predetermined time (for example, in FIG.
5 (see step S1501) (step S2101). Here, when the predetermined time is reached after waiting for the predetermined time (step S210)
If the answer is 1 (Yes), the change machine 100 is requested to receive the information relating to the amount spent (step S2102). Then, the information about the amount of money associated with the reception request is received (step S2103).

Next, the principal amount is determined based on the received information (step S2104). The method of determining the amount of principal is the method of determining the amount of principal described in the first embodiment (for example, steps S1104 and S of FIG. 11).
(See 1105)). Therefore, detailed description thereof is omitted here. Here, the amount of the principal amount may be determined individually for each change machine 100, and a plurality of change machines 10 can be obtained based on information about a plurality of money in the change machine 100 being managed.
You may decide the total amount of the principal in 0.

Next, based on the determined principal amount information, the interest amount is determined for each change machine 100 or as the total of a plurality of change machines in the same manner as in step S2003 shown in FIG. 20 (step S2105). afterwards,
In the change machine 100 for which the principal has been determined, it is determined whether or not there is a loan from a bank as change fund (step S2106). At this time, a case of determining whether or not there is a loan for each change machine 100 and a case where a plurality of change machines 1 are used
It is conceivable to determine whether or not there is a loan in any of the change dispensing machines 100 of 00.

If there is a loan from a bank,
Cancellation processing is performed (step S2107). In step S2106, when it is determined whether or not there is a loan in any one of the plurality of change machines 100, the interest of the change machine 100 having no loan is transferred to the other change machine 100. It can be offset as appropriate. After that, the process returns (returns) to step S2101. On the other hand, in step S2106, if there is no loan (No in step S2106), a deposit process is performed to a predetermined bank account (step S2108), and then the process returns to step S2101 (return).

As described above, according to the second embodiment, the change machine management device connected to the network recognizes the amount of money by depositing and withdrawing currency, and the change machine 100 stores the amount of money. Predetermined interest can be given in the stored state. Alternatively, the amount of money can be recognized by depositing / withdrawing and carefully examining the currency, and a predetermined interest can be given to the amount of money while being stored in the change machine 100. Alternatively,
A currency is recognized by depositing / withdrawing a currency, and a currency out of the cash that is not withdrawn, that is, a non-change collection repository 10
Predetermined interest can be given to the stored currency (banknote) in 5 in the state of being stored in the change machine.

Although the method relating to the cash management described in the first and second embodiments has been described by taking the change machine as an example, the method is not limited to the change machine.
It can also be applied to the management of the amount of money in devices that perform cash deposit / withdrawal processing, such as vending machines and vending machines.

The above method is realized by executing a prepared program on a computer such as a personal computer or a workstation. This program is HD (hard disk), F
D (floppy disk), CD-ROM, MO, DV
It is recorded on a computer-readable recording medium such as D and is executed by being read from the recording medium by the computer. Further, this program may be a transmission medium that can be distributed via a network such as the Internet.

(One Example of Business Model Using Embodiments 1 and 2) Next, a change machine, a change management apparatus, an inventory management method and a method therefor according to the above Embodiments 1 and 2 are executed by a computer. An example of a business model using a computer-readable recording medium recording a program will be described.

With the advent of the Internet bank due to the development of IT, entry into banking business by different industries has been carried out. On the contrary, the bank has a change machine (including a deposit / withdrawal machine) or a change machine management device. Maintenance of the
Alternatively, we will cooperate with manufacturing companies and maintenance companies to manage change machines. Further, a manufacturing company / maintenance company of the change dispenser or the change dispenser management device may perform the banking business. The change machine is owned by the bank, and the store operator who uses the change machine receives the change machine from the bank (whether paid or free) and installs the change machine in each store. .

Furthermore, the change fund to be inserted into the change machine by the bank may be replaced (loaned to the store operator). Then, the store operator uses the change dispenser to pay the customer's change and deposit the deposit from the customer into the change dispenser. The currency stored in the change machine can be automatically deposited in the bank account, and interest can be earned on the proceeds.

The above interest may be paid separately from the bank or may be transferred to the bank account. If the change fund is managed by the bank, the change fund or the change machine rental fee may be used.

As described above, all change management can be under the control of the bank.
If the change machine, change machine management device, or the whole system including them is used, the sales amount of the store operator is managed as a deposit in the account of the store operator of the bank.
Then, since the sales money in the change machine is provided with interest as if it were in the bank account, it is not necessary to consider the time of collecting the currency in the change machine.

As a result, the store can be operated for a long period of time with the currency left "in the change machine" and the sales proceeds can be efficiently used. Further, the store side does not need to process the payment of the sales amount to the bank, and does not need to consider how much of the sales amount is paid to the bank. Furthermore, since the change machine is under the control of the bank, the store side does not have to do anything to prepare the change, and accordingly, the funds can be effectively utilized such as applying for the purchase money.

In this way, the bank side installs the change dispenser and prepares the change fund at the same time. Instead, it is considered that all the money has been deposited into the bank account at the time of sales. Therefore, it is possible to efficiently collect money without frequently collecting the sales money. Furthermore, banks do not need to prepare safes to store the currencies that are collected and collected by numerous stores. There is no need for capital investment to install a safe and its maintenance (including security costs). It is possible to use each change machine as a currency safe in an online bank, a currency storage of a vending machine, and the like. Since the currencies are stored in a decentralized manner, it can be regarded as an excellent safe in terms of security.

Further, the change machine may be used as an ATM and used by general customers. With debit cards that allow payments for shopping with bank cash cards that are becoming popular at the moment, not only paying the shopping amount only at the cash register, but also refunding more than the shopping amount, the difference from the shopping amount Use a change dispenser to receive cash, so-called "cash out."

At this time, if the refund payment is handled manually by the conventional cash drawer box, the reliability may be lowered. This is because it is expected that the work will be performed by a person such as a bank clerk who does not have special training for handling cash. Therefore,
By having the change machine perform the cash refund work in the above netbank, it becomes possible to carry out a part of the netbank's business reliably and efficiently.

[0144]

As described above, according to the invention of claim 1, the deposit amount storage means stores the amount information of the currency deposited by the deposit means, and the withdrawal amount storage means,
Stores the amount information of the currency withdrawn by the withdrawal means,
The principal amount deciding means decides the amount of the principal amount of interest based on the amount information stored by the deposit amount storage means and the amount information stored by the withdrawal amount storage means, The amount deciding means decides the amount of interest on the principal based on the amount decided by the principal amount deciding means. Therefore, the amount is recognized by depositing and withdrawing a currency, and a change is made to the amount. Predetermined interest can be given in the state of being stored in the machine, which makes it possible to effectively operate the currency stored in the change machine as change fund or sales, and replenish the change fund, This has the effect of providing a change dispenser that can reduce the work of collecting sales proceeds.

Further, according to the invention of claim 2, the scrutinizing means scrutinizes the currency deposited by the depositing means,
The scrutinization amount storage means stores the amount information of the currency scrutinized by the scrutiny means, and the principal amount determination means determines the amount of the principal to be interest based on the amount information stored by the scrutiny amount storage means. The amount of money is decided and the interest decision means is
In order to determine the amount of interest with respect to the amount determined by the principal amount determining means, the amount of money is recognized by depositing / withdrawing and scrutinizing the currency, and the amount of money is predetermined in the state of being stored in the change machine. Interest can be given, which makes it possible to effectively operate the currency stored in the change machine as change fund or sales, and to replenish the change fund and collect sales. An effect that a change machine that can be reduced is obtained.

According to the third aspect of the present invention, the non-change amount storage means stores the amount information regarding the currency of the denomination that is not used as change among the currency deposited by the deposit means, and the principal amount. The deciding means decides the amount of principal of interest based on the amount information stored by the non-change amount storing means, and the interest deciding means sets the amount decided by the principal amount deciding means. On the other hand, in order to determine the amount of interest, the amount of money is recognized by depositing and withdrawing currency, and the specified interest is paid to the currency that is not withdrawn and stored in the change machine. It can be given, and by doing so, it is possible to effectively operate the currency stored in the change machine as change fund or sales, and reduce the work of replenishing change fund and collecting sales. Is possible An effect that Qian machine is obtained.

According to the invention described in claim 4, the receiving means receives the information about the currency existing in the change machine from at least one change machine connected via the network, and the principal amount determining means. However, based on the information received by the receiving means, determines the sum of the principal amount of money for each change machine or the sum of the principal amount of the plurality of change machines, which is the target of interest, and the interest determining means, Since the amount of the interest is determined with respect to the amount determined by the principal amount determining means, a predetermined interest can be given to the money of the change machine stored in the change machine. ,
A change machine management device that can effectively operate the currency stored in the change machine as change fund or sales and can reduce the work of replenishing change fund and collecting sales The effect of being able to be played.

According to the invention of claim 5, in the invention of claim 4, the depositing means deposits the amount of interest determined by the interest determining means into a predetermined bank account, The accrued interest can be automatically saved, so that the currency stored in the change machine as change fund or sales can be effectively used, and the change fund can be supplemented and sold. It is possible to obtain a change dispenser management device that can reduce the work of collecting gold.

Further, according to the invention of claim 6, when the principal amount determining means has a loan loaned from a bank in the currency existing in the change machine, And / or information regarding interest on the loan,
Based on the information received by the receiving means, in order to determine the sum of the principal amount of each change machine or the sum of the principal amount of the plurality of change machines to be the subject of interest, Of these, interest can be clarified and a specified interest can be given to the amount of interest, thereby effectively operating the currency stored in the change machine as change fund or sales. It is possible to obtain a change dispenser management device that can reduce the work of replenishing change fund and collecting sales proceeds.

According to the invention described in claim 7, in the invention described in claim 6, the offsetting means comprises the amount of the loan and / or the amount of interest of the loan and the deposit and / Or to offset the amount of interest determined by the interest deciding means, the added interest can be automatically applied to repayment of the loan, whereby the change machine is provided as change fund or sales. It is possible to obtain a change dispenser management device capable of effectively operating the currency stored in the store and reducing the work of replenishing the change fund and collecting the sales proceeds.

Further, according to the invention described in claim 8, in the amount-in-money acquisition process, information on a currency deposited as a reserve for payment and / or a deposit and information on a currency dispensed as a deposit are provided. Based on the information acquired by the amount acquisition process, the principal amount determination step determines the amount of the principal amount to be the interest and determines the interest amount. The process determines the amount of interest with respect to the amount determined in the principal amount determination process, so that the amount of money is recognized by depositing and withdrawing currency,
It is possible to give a certain amount of interest to the amount of money spent, which makes it possible to effectively operate the currency related to the amount of money spent and reduces the work of replenishing change fund and collecting sales. The present invention has an effect that a money management method capable of achieving the above can be obtained.

Further, according to the invention of claim 9, in the invention of claim 8, the principal amount deciding step is:
Based on the information acquired by the amount-in-money acquisition step and information on the amount of interest on the loan and / or the loan when the loan reserve is a loan loaned from the bank side , In order to determine the amount of the principal, it is possible to clarify the object to which interest is to be given out of the amount of money of the change machine, and to give a predetermined interest to the amount of interest, whereby There is an effect that it is possible to obtain an inventory management method capable of effectively operating such a currency and reducing the work of replenishing change funds and collecting sales proceeds.

According to the invention described in claim 10,
10. The invention according to claim 9, wherein the offsetting step offsets the amount of the loan and / or the amount of interest of the loan and the amount of interest determined by the deposit and / or the interest determining step. Therefore, the accrued interest can be automatically applied to the repayment of the loan, which makes it possible to effectively operate the currency related to the amount of money spent, and to supplement the change fund and the sales amount. The present invention has an effect of providing an inventory management method that can reduce collection work.

Further, the recording medium according to the invention described in claim 11 records a program for causing a computer to execute the method described in any one of claims 8 to 10, so that the program can be executed by a computer. This makes it possible to read, and thereby an effect is obtained that a recording medium capable of realizing the method according to any one of claims 8 to 10 by a computer is obtained.

[Brief description of drawings]

FIG. 1 is an explanatory diagram showing an appearance of a change dispenser according to an embodiment of the present invention.

FIG. 2 is an explanatory diagram showing an outline of an internal configuration of the change dispenser according to the embodiment of the present invention.

FIG. 3 is a block diagram showing a hardware configuration of a change control unit of the change machine according to the embodiment of the present invention.

FIG. 4 is an explanatory view (cross-sectional view) showing a configuration of a bill processing unit of the change dispenser according to the embodiment of the present invention.

FIG. 5 is a block diagram showing a functional configuration of the change dispenser according to the first embodiment of the present invention.

FIG. 6 is a flowchart showing a procedure of processing in a deposit unit and a deposit storage unit of the change dispenser according to the first embodiment of the present invention.

FIG. 7 is a flowchart showing a procedure of processing in a dispensing unit and a dispensing amount storage unit of the change dispenser according to the first embodiment of the present invention.

FIG. 8 is a flowchart showing a procedure of another process in the dispensing unit and the dispensing amount storage unit of the change dispenser according to the first embodiment of the present invention.

FIG. 9 is a flowchart showing a processing procedure in a scrutinizing unit and a scrutinizing amount storage unit of the change dispenser according to the first embodiment of the present invention.

FIG. 10 is a flowchart showing a procedure of processing in a non-change amount storage unit of the change dispenser according to the first embodiment of the present invention.

FIG. 11 is a flowchart showing a procedure of processing in a principal amount deciding unit of the change dispenser according to the first embodiment of the present invention.

FIG. 12 is a flowchart showing another processing procedure in the principal amount deciding unit of the change dispenser according to the first embodiment of the present invention.

FIG. 13 is a flowchart showing another processing procedure in the principal amount deciding unit of the change dispenser according to the first embodiment of the present invention.

FIG. 14 is a flowchart showing a processing procedure in an interest amount determination unit of the change dispenser according to the first embodiment of the present invention.

FIG. 15 is a flowchart showing another processing procedure in an interest amount determination unit of the change dispenser according to the first embodiment of the present invention.

FIG. 16 is a block diagram showing an example of an entire system including a change dispenser management device according to a second embodiment of the present invention.

FIG. 17 is a block diagram showing a hardware configuration of an NA (network adapter) according to the second exemplary embodiment of the present invention.

FIG. 18 is a block diagram showing a hardware configuration of a change dispenser management device according to the second embodiment of the present invention.

FIG. 19 is a block diagram showing a functional configuration of a change dispenser management device according to a second embodiment of the present invention.

FIG. 20 is a flow chart showing a procedure of interest determination of the change dispenser management device according to the second embodiment of the present invention.

FIG. 21 is a flowchart showing another procedure of interest determination of the change dispenser management device according to the second embodiment of the present invention.

[Explanation of symbols]

100 change machine 101 coin deposit port 102 coin outlet 103 banknote deposit slot 104 banknote withdrawal port 105 Non-change Collection 106 Operation panel 107 display 201 coin processing unit 202 Banknote processing unit 300 bus 301,1801 CPU 302 memory 303 I / F (interface) 311 and 1803 RAM 312, 1802 ROM 313 Flash memory 401 deposit determination sensor 402 banknote storage 403 Feeding section 404 Withdrawal discrimination sensor 405 circulation passage 406,407 Switching gate 408 Imitation banknotes (detailed paper) 501 deposit department 502 deposit amount storage unit 503 Change amount input section 504 Withdrawal Department 505 Withdrawal amount storage 506 Scrutiny Department 507 Scrutinized amount storage 508 Non-change amount storage 509 Principal amount determination unit 510 Interest amount determination unit 1600,1603 network 1601 Change machine management device 1602 NA (network adapter) 1604 Terminal device on the bank side 1701 control unit 1702 storage unit 1703 Network I / F section 1704 Change machine I / F section 1804 HDD (hard disk drive) 1805 HD (hard disk) 1806 FDD (floppy disk drive) 1807 FD (floppy disk) 1808 display 1809 KB (keyboard) 1810 mouse 1811 scanner 1812 printer 1813 I / F (interface) 1814 bus 1901 Receiver 1902 principal amount determination unit 1903 Interest amount determination unit 1904 Deposit Department 1905 Offset section 1906 reception request unit 1907 timer

─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Nobuhiko Ikeda 3 26-9 Yushima, Bunkyo-ku, Tokyo Fuji Electric Refrigerating Machinery Co., Ltd. (56) Reference JP-A-5-73770 (JP, A) JP-A 3-90989 (JP, A) JP 9-161124 (JP, A) JP 11-328494 (JP, A) (58) Fields investigated (Int.Cl. ⁷ , DB name) G07D 9/00 456 G07F 19/00 G07G 1/00 331

Claims (11)

(57) [Claims] 1. A depositing means for depositing a currency for change fund and / or a deposit, a change amount input means for inputting change amount information, and a currency for the amount input by the change amount input means. In a change dispenser provided with a withdrawal means for withdrawing from the currency deposited by the deposit means, a deposit amount storage means for storing amount information of the currency deposited by the deposit means, and withdrawal by the dispense means Based on the withdrawal amount storage means for storing the amount information of the stored currency, the amount information stored with the deposit amount storage means, and the amount information stored with the withdrawal amount storage means. A principal amount deciding means for deciding the amount of the book; and an interest amount deciding means for deciding an amount of interest on the principal based on the amount decided by the principal amount deciding means. Change machine, characterized in that the. 2. A depositing means for depositing a currency for change fund and / or a deposit, a change amount inputting means for inputting change amount information, and a currency for the amount input by the change amount inputting means. In a change dispenser provided with a withdrawing means for withdrawing from the currency deposited by the depositing means, a scrutinizing means for scrutinizing the currency deposited by the depositing means, and amount information of the currency scrutinized by the scrutinizing means. A scrutinization amount storage means for storing, a principal amount deciding means for deciding an amount of a principal to be an interest based on the amount information stored by the scrutiny amount storage means, and a principal amount deciding means. For the amount
An interest determining device for determining the amount of interest, and a change dispenser. 3. A depositing means for depositing currency for change fund and / or a deposit, a change amount inputting means for inputting change amount information, and a currency for the amount input by the change amount inputting means. A withdrawal means for withdrawing from the currency deposited by the depositing means, and a non-change amount storing the amount information relating to a currency of a denomination that is not used as change in the currency deposited by the depositing means. A storage unit, a principal amount determination unit that determines an amount of a principal amount of interest based on the amount information stored by the non-change amount storage unit, and an amount determined by the principal amount determination unit. Against
An interest determining device for determining the amount of interest, and a change dispenser. 4. Receiving means for receiving information about currency existing in the change machine from at least one change machine connected via a network, and the interest subject based on the information received by the receiving means. A principal amount determination means for determining the sum of the principal amount of money for each change machine or the principal amount of the plurality of change machines, and for the amount determined by the principal amount determination means,
A change dispenser management apparatus comprising: an interest determining unit that determines the amount of interest. 5. The change dispenser management apparatus according to claim 4, further comprising depositing means for depositing the amount of interest determined by the interest determining means into a predetermined bank account. 6. The principal amount determining means, when there is a loan loaned from a bank in a currency existing in the change machine, information on the loan and / or interest on the loan, 5. The sum of the principal amount of money for each change machine or the sum of principal amounts of the plurality of change machines for which interest is to be determined is determined based on the information received by the receiving unit. Change machine management device described in. 7. An offsetting means for offsetting the amount of said loan and / or the amount of interest of said loan and the amount of interest determined by said deposit and / or said interest determining means. 7. The change dispenser management device according to claim 6, wherein: 8. A cash amount acquisition step of acquiring cash amount information calculated on the basis of information on a currency deposited as a reserve for payment and / or a deposit and information on a currency dispensed as a payment. And, based on the information acquired by the money acquisition step,
A principal amount determination step of determining the amount of principal of interest, and with respect to the amount determined by the principal amount determination step,
An interest amount management method comprising: an interest determination step of determining the amount of interest. 9. The principal deciding step, when there is a loan loaned from a bank side in the payment reserve,
The amount of the principal is determined based on the information acquired in the money acquisition step and information on the amount of the loan and / or the interest of the loan. Money management method. 10. The method further comprises a step of offsetting the amount of the loan and / or the amount of interest on the loan with the amount of the deposit and / or the interest determined by the interest determining step. 10. The method according to claim 9, wherein
Money management method described in. 11. A computer-readable recording medium on which a program for causing a computer to execute the method according to any one of claims 8 to 10 is recorded.