JP2904816B2 - Securities settlement system - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Industrial application field) The present invention relates to bills, coins, gift certificates, bills paid at retail stores such as department stores and supermarkets.
Checks, etc. (hereinafter collectively referred to as securities)
And a settlement system for securities.

2. Description of the Related Art Conventionally, in a large retail store or the like having a large number of cashier counters, a register is installed for each cashier counter, and a register clerk inputs a price and an article number of a product to be sold while paying for the product. Securities are received from a customer, a drawer provided in a register is drawn out and stored therein, and when there is change, change is taken out from the drawer and delivered to the customer.

Then, at the time of settlement on that day, the register clerk issues a receipt in which the sales amount data is printed by the printing unit for each register, and the total sales amount matches the total amount of securities contained in the drawer. After making an inquiry as to whether or not the securities are available, the securities are categorized by type, stored in a collection bag or the like together with the above-mentioned receipt, and taken to the cash room. In the teller room, the teller opens the collection bag and the like one by one to check whether the stored securities and the receipt match, and further checks the total amount of the securities in the entire store. The store sales amount for that day is collated. Then, the securities whose collation has been completed are classified by type for those collected from all the registers, and then transported to a bank or a central processing center.

(Problems to be Solved by the Invention) As described above, in the conventional securities settlement system, the clerk of each register checks the sales amount data and the total amount of securities for each register, and furthermore, the cash room. In this case, since the cashier re-inquired for each register and then checked against the total amount of securities in the entire store, the time and labor required for these checks were extremely large.

These settlement processes are performed after the sales business on that day is completed.However, in stores with many cashier counters, all the processes cannot be performed during the predetermined working hours, and the collection bags brought into the cashier from the cashier are taken. Etc. are stored in a safe overnight, and the processing after the cash room is turned on the next day, so that not only facilities and personnel for the storage are required, but also the efficiency of funds is low.

In addition, since the clerk at each register performs an inquiry for each register, if the total amount of securities is larger than the sales amount data due to an incorrect delivery of change, etc. It can mask mistakes and gain illegal benefits.

Accordingly, the present invention has been made in view of the above-described problems, and has been made to reduce the labor of the staff as much as possible by automating the settlement processing of securities and to increase the processing speed so that the sales of the day can be settled within the day. It is an object of the present invention to provide a securities settlement system capable of improving funding efficiency and preventing fraud by a staff member.

[Means for solving the problem]

According to the securities settlement system according to the present invention, a register installed at a sales floor in a store to obtain sales information by inputting a price or the like of a product to be sold and a register attached to the register to identify the securities. An automatic securities dispenser capable of counting and receiving, and dispensing at least a part of, a required number of securities, and the register that is detachably formed on and attached to the automatic securities dispenser and specifies the register. A security cassette that has identification information, is capable of replenishing and collecting securities when attached to the securities automatic teller machine, and is a safe when detached from the securities automatic teller machine. Installed in the processing center,
A settlement machine for identifying the identification information of the cassette by inserting the securities cassette, collecting the securities in the cassette, and calculating the amount information of the collected securities; and The store is connected to the register and the checkout machine, respectively, to determine the amount of sales by comparing the sales information for each register in each register and the amount information of securities in the checkout machine, and to determine the amount of securities in the checkout machine A central control unit for confirming collection of securities based on the amount information.

(Operation)

Securities that have been processed by the automatic teller machine attached to the register at each sales floor in each store are inserted into the cassette attached to the automatic teller machine, and this cassette is transferred to the central processing center at the appropriate time and settled. Inserted into the machine.
As a result, the process of collecting sales proceeds is quick and accurate,
The processing result is transmitted to the host computer. Since each register is also connected to the host computer, the host computer determines the sales amount and confirms the collection process based on the sales amount for each register in each register and the information on the amount at the checkout machine.

As described above, the payment is automatically performed by the payment machine without any human intervention in the cassette, so that the processing speed can be improved and the fraudulent staff can be prevented from occurring.

〔Example〕

Hereinafter, an embodiment of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a configuration diagram showing an outline of a securities settlement system according to the present invention. Here, a supermarket chain having a plurality of stores having a large number of registers is taken up, and FIG. 1 shows one store representing a plurality of stores and a centralized processing center.

At the sales floor of the store 10, the result of the shopping performed by the customer 1 is input by the register 6. When the payment is made by the credit card 4 instead of cash or gift certificate, predetermined information is recorded in the register 6 via the check 5 mechanism. Also,
The cash 2 and the gift certificate 3 issued by the customer are put into an automatic payment machine 9 attached to the register 6. The automatic payment machine 9 may have the same housing as the register 6 or another housing. The sales information in the register is transmitted to the host computer 50 via a store controller S / C 31 provided in a part of the store 10 and a communication line.

When the processing in the register is completed, the goods 7 and the necessary change 8 are delivered to the customer 1.

FIG. 2 is a block diagram showing the configuration of the automatic teller machine 9, FIG.
The figure is an explanatory view showing the structure of the main part.

The price of the product can be input by hitting the key of the register, but in case the bar code etc. is attached to the product, a product price reading input unit such as a bar code reading unit
101 is connected, and the price information read by the commodity price reading input unit 101 is a control unit for controlling the entire automatic payment machine 9.
Entered into 110. The control unit 110 provides a necessary display signal to the display unit 120 to perform display, and also controls a bill insertion / ejection unit 130, a coin insertion / ejection unit 140, and a cash-out note processing unit 150, which will be described later.

First, the bill input / output unit 130 is provided with a deposit port 131 for taking in a bill, and when a bill is inserted therein, the identification unit 132 identifies the damage, front and back, denomination, etc., and counts only the genuine bill. The data is sent to the storage unit 134, where the counting is performed, and the money is stored in the storage units 135a, 135b, and 135c of the denominations via the deposited banknote temporary storage unit 135 '. On the other hand, items that cannot be identified by the identification unit are retained by the unidentifiable ticket retaining unit 133 and then returned to the deposit port 131.

The held banknotes are transferred to the refund port 137 when the change is delivered as a change, and the banknote storage unit 2 of the cassette 21 is collected by the gate unit 138 that switches the transport direction through the counting unit 136.
The transport direction is switched to 12b.

Similarly, in the case of coins, when coins are inserted into the coin deposit port 141, the identification unit 142 identifies damages, denominations, and the like,
Only normal coins are sent to the counting unit 144 and counting is performed,
Deposited coin storage unit 145a, 1 via deposit coin temporary storage unit 145 '
45b, 145c, 145d, 145e, 145f. On the other hand, those that cannot be identified by the identification unit are retained by the unrecognizable coin retaining unit 143, and then returned to the coin depositing port 141. And
The held coins are transferred to the gate unit 148 for switching the transport direction via the counting unit 146.
47, and at the time of collection, the coin storage section 212a of the cassette 21
Is switched to the transport direction.

FIG. 4 is a perspective view showing the structure of the cassette 21 used in the present invention, and FIG. 5 is a perspective view showing the internal structure thereof.

According to these, the cassette 21 includes the coin storage unit 212a by denomination, the banknote storage unit by denomination 212b, and the non-cash storage unit in the frame 211.
Sorting members 212 each having 212c are fitted, and a lid is attached to the upper surface. The non-cash storage section 212c is a section for storing a gift certificate or the like other than cash. The lid 213 is configured such that an engaging portion provided at an end thereof is opened by sliding in a groove 211a formed on a side surface of the frame 211. This is to make it possible to store cash or the like when the cassette 21 is inserted into the automatic payment machine 9. A handle 214 for pulling out is provided on the front surface of the frame body 211, and a lock device 216 for preventing the lid from being opened when the safe 21 is used as a transport cassette is provided on the rear surface. Also, frame 2
A bar code as a register identification mark 215 is attached to a side surface of the register 11.

The sorting member 212 is fixed to the frame body 211 by holding pins 217.

Banknotes, coins, gift certificates, etc. accepted by the automatic teller machine can be placed in the cassette 21 after the end of the day's business or at an appropriate time.
Are all collected.

Thereafter, the cassette 21 is taken out from the automatic teller machine 9 and sent to the central processing center 40 by a transportation truck, for example, through a cash hatch 30 provided in a part of the store 10.

In the central processing center 40, the cassette 21 is fitted into a checkout machine. The settlement machine 42 collects the securities in the cassette 21 and calculates the amount information of the collected securities as described later. In the settlement machine 42, the counting process is performed for each shop separately into three, a gift certificate processing line 43, a bill processing line 44, and a coin processing line 45. The processing result in the settlement machine 42 is sent to the host computer 50 via the store controller S / C 41 and the communication line as money amount information.

The host computer collates the processing results of the register 6 of each store and the settlement machine 41 of the central processing center to grasp the sales and the movement of money at each store, deposit money into the bank, and remit money to each store for replenishment. The type and number of cash to be paid and the type and number of replenishment to be withdrawn or borrowed from the bank are determined, and the result data is transmitted to the central processing center 40.

The central processing center 40 sends the money to be deposited to the bank 60 based on this data, and receives the money for replenishment from the bank 60. Then, upon receiving the processing in the banknote processing line 44 and the coin processing line 45 and the remittance remittance from the bank 60, the cash remittance preparation processing system 46 for each register operates, and the replenishment to be remitted to each register is distributed. . The replenishment money thus distributed is stored again in the cassette 21, and is carried to each store by the transport truck.

In this manner, the cassette 21 is transferred from the automatic payment machine 9 to the payment machine.
It functions as a cash case (safe) for transporting cash to 31 and change from the central processing center 40 to the automatic teller machine 9 respectively.

FIG. 6 is a block diagram showing details of the structure and functions of the above-described settlement machine 42, and shows a case where a cassette performing a so-called jackknife type operation is used.

First, in the case of collecting the sales proceeds in FIG. 6, the vehicle passes through the route indicated by the solid line.

When the cassette 21 is inserted from the insertion slot of the checkout machine 42, the cassette discriminating unit 370 identifies the cassette 21 and, if the cassette 21 is to be subjected to the collection process, the cassette driving means 390.
Is driven, the sorting member 212 rotates downward around the holding pin 217 until the leading end thereof faces the bill tray 302. Such control is performed under the control unit 350.
The bills stored in the cassette 21 are moved into the bill tray 302 by the inclination of the cassette 21 and a feed roller (not shown). The bill is fed by the feeding roller 304, the bill type is identified by the bill identification unit 306, and a bill of a type not used as change, for example, a 10,000-yen bill, is stored in the bill storage unit 310 via the bill counting unit 308. . In addition, banknotes of the type used as change, for example, 1000-yen bills,
After passing through 312, it is stored in the bill storage unit 314. When the cassette 21 is inserted, the bottom plate 218 of the coin storage unit also rotates downward to release the bottom surface. As a result, the stored coins fall downward, are identified by the coin identification unit 320, are counted by the coin counting unit 322,
It is stored in the coin storage unit 324.

Next, a case where a change is loaded into the cassette drawer will be described. This case is indicated by a broken line in FIG.

When a change loading command is issued, a required amount of bills and coins are taken out of the bill storage unit 314 and the coin storage unit 324, and are carried upward by a belt or an elevator (not shown). Section 316, Banknote Hold Section 3
After 18, through the bill tray 302 and further into the bill storage unit 212b,
In the case of coins, the coins are stored in the coin storage unit 212a via the coin counting unit 326.

After the storage is completed, the unlocking section 260 operates to release the lock device 216, so that the cassette drawer 21 can be pulled out freely.

A display unit 380 is provided on the panel surface of the checkout machine, and displays necessary information to a checkout clerk in each case of collection and change loading.

FIG. 7 is a sectional view showing the internal structure of the cassette 21 configured to realize the operation of the checkout machine shown in FIG. The bottom plate 2 of the coin storage unit 212a of the sorting member 212 described above.
18 has one end rotatably mounted on a shaft so as to open downward. Further, the sorting member 212 is configured to rotate downward as a whole around the holding pin described above.
At the rear end of the sorting member 212, a sorting member lock mechanism is provided, and the sorting member 212 is rotated downward as necessary.

FIG. 8 (a) is an enlarged sectional view showing the structure of the sorting member lock mechanism in FIG. 7, and shows a state where the right lock mechanism is viewed from the front side. According to this, a leaf spring 212e as a lock piece is screwed into a recess 212d formed at the rear end of the sorting member 212 by a screw 212f. On the other hand, a concave portion 211b is formed on the inner surface of the frame 211 at a position facing the concave portion 212 so that the bent portion of the leaf spring fits therein. Since the height of the leaf spring in the free state is greater than the depth of the concave portion 212d, the end portion of the leaf spring normally enters the inside of the concave portion 211b to prevent the sorting member 212 from falling. When the cassette 21 is inserted into the checkout machine 42 in such a state, as shown in FIG. 8 (b), the drawer release bar 219 extending from the main body of the checkout machine 31 is set in a leaf spring through the hole 211c. Press 212e. As a result, the engagement between the plate spring 212e and the concave portion 211b is released, and the sorting member 212 rotates downward due to its gravity.

The settlement machine 42 shown here has a so-called jackknife type structure, but after insertion, the entire cassette descends while maintaining a horizontal state, and when the cassette reaches a predetermined descending position, the support arm rotates. It is also possible to employ a so-called detachable type structure in which the feeding roller comes into contact with the surface of the bill to allow the money to be taken out.

FIG. 9 is a flowchart showing the operation of the system according to the present invention.

When the store is opened, the cassette 21 is set in the automatic payment machine 9 (step S1). In this setting, the register person may take out a cassette corresponding to the register he is in charge from a predetermined cassette rocker and set it, or, for example, an accounting person may go around each sales floor and set it. It should be noted that a change for today is already set in each cassette 21 at the time of settlement performed the day before.

After opening the store, the ordinary register operation, that is, sales processing is performed (step S2), and when the store close time comes, the cash register operation is terminated (step S3). In a store with a large number of customers, the register person usually changes several times during the opening hours.

After the completion of the register operation, the cassette 21 is pulled out of the automatic teller machine 9 (step S4), collected in a cash hatch, and transported to the central processing center 40 (step S5). In the centralized processing center 40, the cassette is inserted into the settlement machine 42 (step S6), whereby the automatic settlement of the sales proceeds is started, and the counting and storing of the amount of money are performed.

When the settlement process is completed, the data output from the settlement machine 42 is transmitted to the host computer 50 via the store controller S / C41, and the sales amount is determined (step S
7).

The host computer 50 obtains the sales information in each register, calculates the amount of change required for the business on the next day for each register, and stores the data in the cash remittance preparation system 46 for each register.
Send to Thus, the register-based cash remittance preparation system 46 pays out necessary change for each register-specific cassette by using the dispensing function (step S8). This cassette is sent to each store (step S9).

In the above embodiments, the centralized processing center is described as being located at a different location from the store. However, the centralized processing center may be located on the premises of any store, and the computer center where the host computer is installed may be used. May be on the same site.

〔The invention's effect〕

As described above, according to the present invention, since the settlement and collection of the sales amount for each register are automatically performed by the payment machine of the central processing center as a cassette, the processing speed is improved, and the staff is not involved in the payment. Fraud can be prevented.

[Brief description of the drawings]

FIG. 1 is a configuration diagram showing an outline of a securities settlement system according to the present invention, FIG. 2 is a block diagram showing a configuration of an automatic teller machine used in the present invention, FIG. 3 is an explanatory diagram showing the configuration, FIG. 4 is a perspective view showing the structure of the cassette, FIG. 5 is a perspective view showing the internal structure thereof, FIG. 6 is a block diagram showing the structure and function of the checkout machine, and FIG. FIG. 8 is a partial sectional view showing details of the lock mechanism, and FIG. 9 is a flowchart for explaining the operation of the system of the present invention. 6 ... register, 9 ... automatic teller machine, 10 ... store, 21 ...
... Cassette, 30 ... Cash hatch, 31,41 ... Store controller, 40 ... Central processing center, 42 ... Checkout machine, 46 ...
… Cash transfer preparation system by register, 50… Host computer.

Continued on the front page. (72) Inventor Akihito Koike 1-3-1 Shimoteno, Himeji-shi, Hyogo Glorry Industry Co., Ltd. (72) Inventor Fumiaki Murayama 1-3-1, Shimoteno, Himeji-shi, Hyogo Glorry (56) References JP-A-64-33695 (JP, A) JP-A-57-147772 (JP, A) JP-A-1-191287 (JP, A) (58) Fields investigated (Int .Cl. ⁶ , DB name) G07D 9/00-9/06 G07G 1/12 321

Claims (1)

(57) [Claims] 1. A register installed at a sales floor in a store to obtain sales information by inputting a price or the like of a product to be sold, and a register attached to the register for identifying and counting the securities and receiving securities. A securities automatic payment machine capable of paying out at least a part of the required number of securities, and identification information that is detachably formed on the security automatic payment machine and specifies the register that is attached to the automatic payment machine. A security cassette which can be replenished and collected when attached to the automatic teller machine, and which becomes a safe when detached from the automatic teller machine, When the security cassette is inserted, the identification information of the cassette is identified, the securities in the cassette are collected, and the amount information of the collected securities is collected. And a cash register which is connected to the cash register and the cash register of each store, and compares the sales information for each cash register in each cash register and the information on the amount of securities for each cash register in the cash cash register. And a central control unit that checks the collection of securities based on the amount information of the securities in the checkout machine.