JP2613421B2 - Electronic recognition settlement system - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION "Industrial application field" The present invention relates to a conventional clerk at a bank counter or the like to confirm a person's identity when performing a large amount of cash settlement, remittance, etc. during a sales transaction. The present invention relates to an electronic recognition and settlement system that performs sealing and signing between a terminal input / output device and a center computer without manual intervention.

"Conventional technology" Bank teller services have traditionally performed personal identification, but even in this case, a seal seal certificate, identification card issued by a public office for identity verification, etc. are required, and many human resources are required. There was a drawback that had to take time and effort. Also, when using various cards, a PIN with a large number of digits is used, but there is always a risk of being stolen by others, and there is a limit on the amount of one use, etc. There are drawbacks that can not be done.

SUMMARY OF THE INVENTION It is an object of the present invention to provide an electronic recognition and settlement system that can eliminate the disadvantages of the currently operated systems, such as manual identification of the user, the risk of theft of another person in the personal identification number system, and the limitation of the usage amount. is there.

According to the present invention, a static pattern recognition device group including a keyboard input device, a fingerprint reading device, and a voiceprint reading device is used for a person who needs confirmation and for confirming the person. There are two sets for third parties. In addition, a wrist belt, a measurement chair, a breathing-pupil check device, a speaker,
A dynamic pattern recognition terminal input / output equipment group including a microphone unit, an imaging / display unit, and a handwritten facsimile unit, and two sets of private room booths for the user and a third party is provided. Furthermore, numerical collation / judgment, figure recognition /
A center computer is provided which has a judgment, voice response, inference / judgment function, and processes and judges data input from the terminal.

The basic concept regarding the identification of the user in the electronic recognition and settlement system will be described below.

(1) The identity of a living person changes according to clothes, hair style, age, etc., and cannot be determined by so-called conventional image recognition. The system requires confirmation by a third party as described.

(2) In order to confirm that the person is "living / existing", a somewhat complicated conversation, movement of a fingerprint of an arbitrary finger, blinking of an eye, and the like are checked.

(3) A system that allows you to confirm that you are a normal person (person) without any mental illness and that you are not actually compelled by others.

(4) Record the personal status and signature.

(5) Introduce an insurance system for misrecognition and misjudgment in the electronic recognition and settlement system.

"Example" Hereinafter, a specific process and a system configuration of this system will be described. In order to identify a living person by using a machine, it is necessary to use a "static pattern recognition" such as a personal identification number (also using the number used on various cards), date of birth, blood type, fingerprint, voiceprint, etc. Confirmation of evidence is required. Living evidence is a pulse, a body temperature, and breathing. There is a blood flow, pupil light response, simple reaction operation, and can answer simple questions, and recognizes "dynamic pattern recognition" such as the movement of ECG and EEG and the movement, the answer, etc. Perform at the same time. FIG. 1 shows the process of confirming a living person described above.

In the electronic recognition settlement system, now that you are trying to make a payment at the same time as confirming a living person, check that security that is not compelled by others and that the person you are trying to settle are in a normal mental state are OK, The work is completed by recording the signature.

The person who has passed the static pattern recognition and a third party for confirming that he / she is in a separate room as shown in FIG. Perform recognition. Next, after confirming the other party independently with a plurality of images (front, side, zoom up, etc.), record each human phase and signature,
End the work for identity verification. Next, the person is confirmed to be in a normal state without any mental illness by the method described below.

In other words, privacy that only you know, body characteristics, politics, economy, hobbies, sports, literature, home, relatives,
"A is B""A thinks like B""A likes B""Alikes" I dislike it, and "A is going to be like B" and "A = B" so that it can be inferred at any time, or at any time when it is convenient, or periodically registered in the center's inference computer. Ask questions and check the answers.
The method of checking is to ask a question arbitrarily from each category or from the whole, and to judge the person's normal state based on the majority of the answers or the correct answer rate that the person can arbitrarily determine in advance.

The hardware configuration of the system described above will be described below. As shown in FIG. 3, it basically comprises input / output devices and equipment of the terminal and an inference computer of the center. The terminal has an isolated private room for the person and a third party, in which a keyboard input device for performing "static pattern recognition", a fingerprint reading device, a voiceprint reading device and "dynamic pattern recognition" Wrist belt and measurement chair to measure pulse, blood flow and body temperature, "breathing and pupil check device" to check breathing and pupil light response, and to answer simple questions and perform simple reaction actions Speaker / microphone device, image capturing / display device for checking and registering each person's personality, handwritten fax for recording and transferring signatures
(Facsimile).

The center computer checks the password, blood type, fingerprint, voiceprint, pulse, body temperature, blood flow, breathing and pupil light response, fingerprint of any finger sent from the terminal, Make them blink, and use the inference function to create a simple question and calculate the correct answer rate of the answer.

[Effects of the Invention] As described above, by using this system, a human being can be identified by a mechanical system, and a living person, a person who has not been forced by another person, and a mental state without mental abnormality. Therefore, there is an advantage that the settlement operation performed at a bank counter or the like which requires the identification of a person requiring a lot of labor can be performed at a time desired by the person with low labor cost.

[Brief description of the drawings]

FIG. 1 is a diagram showing a process of confirming a living person, FIG. 2 is a flowchart showing a series of processes of an electronic recognition and settlement system of the present invention, and FIG. 3 is an example of a hardware configuration of the system of the present invention. FIG.

Claims (1)

(57) [Claims] 1. A static pattern recognition device group comprising two sets of a keyboard input device, a fingerprint reading device, and a voiceprint reading device, one for a person who needs confirmation and a third person for confirming the person. And, wrist belt, measurement chair, breathing and pupil check device,
Equipped with a speaker / microphone device, an imaging / display device, and a handwritten facsimile device, and a dynamic pattern recognition terminal input / output device facility group consisting of two sets of private room booths for the person and the third party, An electronic recognition and settlement system comprising a center computer having functions of judgment, figure recognition / judgment, voice response, inference / judgment, and processing / judging data inputted from a terminal.