JP2592862B2 - Automatic transaction equipment - Google Patents

Description

[Detailed Description of the Invention] [Object of the Invention] (Industrial application field) The present invention relates to a device for dispensing money based on a user's operation, for example, an automatic transaction such as a currency exchange machine, an automatic depositing machine and the like. It concerns the device.

(Prior Art) In recent years, automatic transaction devices such as automatic depositing machines have been introduced by many financial institutions.

As such an automatic transaction apparatus, there is an apparatus as disclosed in JP-A-59-109974.

In this device, a near-end detector and an end detector are provided in a storage for storing bills.

When the near-end detection is performed, the number of dispensed money is limited, and the dispensing is stopped by the end detection.

In this device, the near end and the end are detected by a position sensor in the safe. Therefore, the number of near-end and end-detected sheets greatly differs between when storing old banknotes with a large stacking thickness and when storing banknotes with a small stacking thickness. The near-end and end detection positions are set in consideration of a margin.

However, in ATMs installed in small and medium-sized stores with a daily transaction volume of dozens of transactions, the number of banknotes set is as small as about 200. For this reason, it is difficult to set the cassette for storing bills, the near-end warning is always displayed because the number of bills is small, or the shortage of bills is displayed as soon as you start using, and the end warning is displayed. And it became impossible to handle.

(Problems to be Solved by the Invention) Conventionally, there is a problem that the operability is deteriorated depending on the size of the number of set money because the accuracy of near-end and end detection is poor.

[Configuration of the invention]

(Means for Solving the Problems) In order to solve the above problems, the present invention provides an automatic transaction apparatus that dispenses money within a preset maximum number of money to be paid based on a user operation. , Display means for displaying a transaction operation screen, a storage unit for storing money to be dispensed, determination means for determining the remaining amount of money stored in the storage unit at three levels, and this determination means Notification means for notifying the remote monitor of the operation status of the automatic transaction apparatus based on the determination result, and when it is determined that the remaining amount of money has decreased to the first stage by the determination means, Commanding the remote monitor to issue a first notification indicating that the remaining amount of money in the storage unit is low by the notifying unit, and determining the remaining amount of money by the determining unit The largest support of When it is determined that the number has decreased to the second stage, which is set to a number slightly larger than the number of payments, the notification means provides a display indicating that the remaining amount of money in the storage unit has decreased and issues an alarm sound. The remote monitor is instructed to issue a second message to be issued, and a guide display is performed by the display means so as to make a withdrawal within a limited number of money less than the maximum number of payments of the money. When it is determined that the remaining amount of money in the storage unit has decreased to the third stage, the notification unit displays a message indicating that the remaining amount of money in the storage unit is low and issues a third notification that emits an alarm sound. The present invention is to provide an automatic transaction apparatus which instructs a remote monitor and controls so as to stop payment to a user.

(Operation) In the present invention, the money in the storage unit for storing the money to be dispensed is determined in three stages, and a notification is made when the money is reduced to the first stage and a report is made when the money is reduced to the second stage. At the same time, a guidance is displayed so as to make a withdrawal within the limited number of sheets that is smaller than the normal number of payable sheets.

Also, when the remaining amount of money in the storage unit has decreased to the first stage, the remote monitor is instructed to issue a first notification indicating that the remaining amount of money in the storage unit is low. Further, when the remaining amount of money in the storage unit has decreased to the second stage, a display indicating that the remaining amount of money in the storage unit has been reduced is performed, and a second alarm that emits an alarm sound is displayed.
Command to the remote monitor to issue a notification of, furthermore, when the remaining amount of money in the storage unit has decreased to the third stage, while performing a display indicating that the remaining amount of money in the storage unit has decreased, The remote monitor is instructed to emit a third notification that emits an alarm sound.

Further, the number of coins in the second stage determined by the determining means is set to be slightly larger than a preset maximum number of coins to be paid.

(Example of the invention)

According to the ATM 1 shown in FIG. 1, a recycling depositing / dispensing apparatus 2 of the present invention is provided inside. In addition, the bankbook handling unit 110 and the cash card handling unit 11
1, a CRT unit 112 and a control / power supply unit 113 are provided. The bankbook handling unit 110 has a bankbook entrance 110a
A passbook is entered and exited via. The cache card is input / output to / from the cache card handling unit 111 via the cache card entrance / exit 111a. CRT display unit 1
Numeral 12 causes the CRT display 112a to display predetermined guidance.

FIG. 2 shows a block circuit of the ATM 1 and its peripheral devices. A main control unit 6 composed of a computer is provided. The main control unit 6 is controlled by the cash-in / pay-out device 2. Is connected via a deposit / withdrawal device control unit 3. Further, the internal monitor 5 is connected to the main control unit 6 via the internal monitor control unit 4. Further, the storage unit 7, the transmission / reception circuit unit 8, and the transmission control unit 9 are connected to the main control unit 6.

The transmission control unit 9 is communicably coupled to a host computer 120 installed at a bank head office or the like.

According to the deposit and withdrawal device 2 shown in FIG.
Reference numeral 12 is provided to be openable and closable in front and back, and is opened and closed by a motor (not shown). A deposit and withdrawal hopper 13 for storing bills to be collectively inserted is provided below the deposit and withdrawal port door 12. At the lower exit portion of the hopper 13, a bill taking-in roller 14, which is provided with a rubber chip as a control member at a part of its periphery, for sequentially sending out bills one by one, is arranged. An eccentric rubber roller 15 is provided above the take-in roller 14, and a gate roller 16 that rotates in the opposite direction to the roller 14 is provided on a side portion.

A back-up 17 is provided to take in the bill bundle inserted into the hopper 13 to the take-in roller 14 and the feed roller 15 with a substantially constant pressure by a spring force. That is, the back-up 17 has its lower part openably attached by a hinge, and is opened by a magnet when a bill is introduced into the deposit / withdrawal hopper 13, thereby forming a bill introduction port.

Magnetic sensors P4 and P5 for detecting a printed magnetic pattern of a banknote are disposed facing each other inside a banknote inspection unit 18 provided substantially at the center of the cash-in / pay-out device housing. A contact type image sensor P6 for optically reading a printed pattern on a bill surface and a thickness detector P7 for detecting the thickness of the bill are provided. The thickness detector P7 is constituted by a potentiometer type thickness detector which detects the thickness by the angular displacement of the rotation angle of the arm supporting the detection roller.

The bill checking unit 18 sends a detection signal to a bill checking unit control unit 20 disposed below the bill checking unit 18. The banknote inspection unit control unit 20 processes the signal output from each sensor of the banknote inspection unit to determine the denomination, authenticity, correctness (determination of suitability for dispensing), front and back of the banknote, and The resulting signal is transferred to the deposit / withdrawal control unit 3.

A first gate installed on a bill transport path provided around the middle between the bill inspection unit 18 and the bill inspection unit control unit 20
G1 is provided for selectively forming a bill replenishment path and a bill feeding path, and is driven by a rotary solenoid S2. The second gate G2 is for 25,000 yen bill storage box and 1,000 yen bill storage box
It is provided for switching the transport path from 26 to a collective storage box 27 and vice versa, and is driven by a rotary solenoid S3.

A temporary storage unit 23 with front and back sides is provided adjacent to the banknote inspection unit 18. The temporary storage unit 23 guides the bill to the left and right sides by the operation of the gate G6, thereby turning the bill upside down and aligning all the bills to the front side. A hitting wheel 28 is provided at each of the two entrances of the temporary storage unit 23.The hitting wheel 28 has a plurality of flexible projections and knocks down the rear end of the bill to be carried in. It has a function of preventing collision with the leading end of the entering bill and preventing jam. Such a hammer for preventing jamming is provided in all of the stacking units provided in each unit. A vertically movable press plate 29 on which an idle roller 29a is mounted is mounted on an upper portion of the temporary storage section 23, and a vertically movable bottom plate 30 is provided on a bottom plate.
The upper press plate 29 and the bottom plate 30 are one DC geared motor M4
The upper press plate 29 is pressed and suspended by a spring against the link of the up-down mechanism so as to absorb the thickness of the stacked bills. The bottom plate 30 is formed in a comb-like shape, and is nested with the conveyor belt so that the lower plate 30 passes through the conveyor belt when the bottom plate 30 descends.

A reject ticket stacking unit 24 is provided adjacent to the stacking unit 23. The accumulation section 24 is formed by an upper belt 24a and a lower belt 24b, and as will be described later, the upper belt 24a
Is rotated up and down by a roller 32, and the lower belt 24b is rotated up and down by a roller 33.

A 10,000-yen bill storage box 25 and a 1,000-yen bill storage box 26 are provided below the stacking units 23 and 24. The operation of these storage boxes 25 and 26 will be described later. A batch storage unit 27 detachably attached to the rear of the depositing / dispensing device 2 includes a loading / examination batch storage box 34,
It is divided into a collection box 35 and a reject ticket storage box 36.

FIG. 4 shows a mechanical circuit showing a transport state of a bill when operating the depositing / dispensing apparatus shown in FIGS. 2 and 3. The function of each member shown in this figure is shown in FIGS. 5 (a) and (b).

The internal monitor 5 provided on the rear surface in the housing of the depositing / dispensing device 2 is configured to be operated by a person in charge.
That is, the internal monitor 5 is provided with a display panel including LEDs provided corresponding to the status display and the contents of the call, a 7-segment display panel, a keyboard and a numeric keypad. The 7-segment display panel has a 5-digit display, and displays a code representing the selected transaction type and a machine operation step number with one digit each. When an error occurs in the machine operation, the error code is converted into a three-digit number. To display. The keyboard includes keys for inputting various data and processing instructions or for giving instructions such as a display operation of a stored amount of bills.

FIG. 6 shows the contents stored in the storage unit 7 of the ATM 1 shown in FIG.

The storage unit 7 is roughly divided into “cumulative memory area”, “current high memory”, “transaction memory”, “set value memory”,
The "cumulative memory area" stores the total number of deposits, the number of deposits, the number of loaded sheets, and the like. The “currently high memory area” stores the number of sheets currently stored in each storage box and the number of deposits and withdrawals up to now. And "the transaction memory area"
, The number of transactions in the transaction, such as depositing / dispensing, loading, replenishing, etc., is temporarily (during transaction) stored. Further, in the “set value memory area”, the maximum number of primary near-end sheets and the number of secondary near-end sheets are stored for each of 1,000 yen and 10,000 yen. The primary near-end number and the secondary near-end number are set for detecting the remaining amount in the storage box.
For an ATM with a maximum handling number of 100, the primary near-end number is
250 sheets and the number of secondary near-end sheets are set to 120 sheets. This set value can be set freely according to the use situation. That is, in the case of an ATM installed in a downtown area such as in front of a station, the primary near-end number is set to 350 to 400 because of a large amount of payment. In a residential area, since the number of deposits is large, the number of primary near-end sheets is set to 200 sheets. The maximum number of secondary near-end sheets is 100 sheets, so the number of sheets is always 120 sheets. That is, 100 when the secondary near end is reached
Even if there is a single-sheet payout transaction and a defective pick-up (two-sheet pick-up or the like) occurs at that time, the transaction can be completed.
These set values can be written in U, V, W, X, Y, Z of the storage unit 7 using numeric keys of an internal monitor (not shown). In the storage unit 7, the written set values are protected by a battery or the like so that they are not deleted even when the power of the ATM 1 is turned off.

Next, the ATM 1 is connected to the remote monitor 13 as shown in FIG.
Connected to 0. The remote monitor 130 will be described with reference to the external views of FIGS.

The remote monitor 130 has a remote monitor control unit 131. The transmission / reception circuit unit 132 is connected to the remote monitor control unit 131, and data on the operation status transmitted from the ATM 1 is input to the remote monitor control unit 131.
To the remote monitor. Further, the remote monitor control unit 131 includes a display unit 13
3. The buzzer 134 is connected and displays the operation status of the ATM and issues an alarm by the buzzer 134 based on the data transmitted from the ATM1.

The display unit 133 includes a plurality of display lamps 135 for displaying the operating state with individual lamps corresponding to each state, and a numerical display for displaying details of the operating state as an error code with numerals.
136 are provided.

Buzzer stop switch (reset switch) 137
Is provided, and the attendant opens the alarm of the buzzer 134, checks the status of the ATM, and operates the buzzer stop switch 137 to stop the alarm of the buzzer 134.

FIG. 8 shows the flow of bills at the time of deposit, and this deposit operation will be described with reference to the flow of FIG. When the button corresponding to the deposit display is pressed according to the guidance of the CRT display 112a, the motor M1 for opening the deposit / withdrawal door 12 is rotated forward. When the deposit / withdrawal door 12 is completely opened, the motor M1 stops. In this state, the depositor inserts the banknote に into the deposit and withdrawal hopper 13 through the deposit and withdrawal port, and then manually closes the deposit and withdrawal port door 12 to back up the deposit and withdrawal port hopper 13.
Is rotated forward, and the bill ￥ is continuously pressed toward the feed roller by the spring force. At this time, when the main motor M12 that drives the main transport path is rotated, the main transport path starts to move. Then, the motor that starts taking in the bill ￥ rotates forward. With the rotation of the motor M3, the take-in roller 14, the rubber roller 15, and the gate roller 16 rotate, and the bills ￥ are fed one by one to the main transport path. When each banknote 進 enters the banknote inspection unit 18, the banknote inspection unit 18 determines the denomination, authenticity, and front / back of the banknote に よ り by a known method. The banknote し た via the banknote inspection unit 18 is guided downward by the first gate G1, further turned upward by rollers, and enters the gate G5 via the gates G2, G3 and G4. As a result of the inspection by the banknote inspection unit 18, when it is determined that the entering banknote ￥ is a genuine note,
The amount of banknote ￥ is sequentially added to the transaction deposit memory, and the gate
G5 is switched to the temporary storage unit 23 side. If the front / back determination of the banknote 導 か guided to the temporary storage unit 23 is front, the gate G6 is turned right and the banknote ￥ is guided to the left passage (pass). If the judgment is reverse, the gate G6 is tilted to the left, and the bill ￥ is guided to the right passage (pass). The banknote ￥ via the gate G6 is stored in the temporary storage unit 23.

As a result of the inspection by the banknote inspection unit 18, if the entering banknote で な い is not a genuine note, the gate G5 is switched to the reject side. The bills 導 か guided to the reject side are accumulated in the deposit reject accumulator 24.

As described above, when the banknotes 振 are distributed to the temporary storage unit 23 or the deposit receiving and collecting unit 24 and the banknotes 送出 are sent out at the end of the deposit and withdrawal port hopper 13, the back-up 17 of the deposit and withdrawal port hopper 13 rises. Motor M2 reversely rotates.

When the backup 17 reaches the upper stop position, the motor is stopped.

Further, the main motor M12 is stopped to stop the banknote take-in motor M and the main transport path.

Thereafter, it is checked whether or not the reject ticket exists, and if there is no reject ticket, the number of coins is stored for each denomination in the transaction deposit memories a, b, and c. The CRT display 112a has
"The deposit amount is XX yen. If it is correct, please press" ○ ". If you make a mistake, press" X "."
When the button is pressed, the banknotes ￥ are collectively sent out to the deposit / withdrawal port hopper 13 from the deposit / temporary storage unit 23.

From this state, the upper press plate 29 is lowered, and when the upper press plate 29 presses the bill bundle against the bottom plate 30, the bottom plate 30 is lowered. The bottom plate 30 passes through the transport belt and moves to a position below the transport belt. At this time, the front plate 31 of the bottom plate 30
Pivots forward and falls forward to form a carry-in path. Where the gate
G10 is released, and then the upper belt of the deposit reject stacking unit 24 is lowered. A return path (passage) to the deposit / withdrawal port is formed by the upper and lower belts.

Then, the back-up 17 of the pay-in / pay-out port hopper 13 is rotated, and the back-up 17 is opened so as to form an entrance conveyance path to the pay-in / pay-out port hopper 13. At this time, since the main transport path is driven at a low speed, the transport speed is reduced to 1/10 of the speed at which the banknotes are transported one by one. Then, the banknote bundle is conveyed to the cash slot. When the remaining banknotes in the deposit temporary storage unit 23 are exhausted, the main motor M12 is stopped, and the main motor M12 is stopped.
After the stop, the tip of the deposit / withdrawal port backup 17 is returned to the original position. Further, the gate G10 is closed. Further, the motor is reversed so that the upper belt of the deposit reject stacking unit 24 returns to the original position, and a reject ticket stack space is formed between the upper and lower belts.

On the other hand, the motor is reversed to raise the upper press plate 29 and the bottom plate 30 of the temporary storage unit 23 to the initial position. 6th
An operation when a reject ticket exists in the flow of FIG.

If there is a reject ticket, it is determined whether the number of times of the limit is three or less. In this limit number determination, when a reject ticket exists, inspection of the reject ticket is repeatedly performed, and the limit is set to three times. If the limit is three times or less, a message "Please reinsert the bill correctly" is displayed. Thereafter, FIG. 9 (a)
Returning to the flow, the return bill is re-inserted by the payer by opening the deposit / withdrawal door 12, and the bill is inspected again in accordance with the flow. If this bill re-examination exceeds the limit of three times, the display of "Return unreadable ticket" is displayed as shown in the flow of FIG. Be executed.

Next, a dispensing bill discrimination process is performed. First, it is determined whether or not the “」 ”button has been pressed. If the determination is YES, the main motor is driven to drive the main transport path. At this time, the back-up 17 of the deposit / withdrawal port hopper 13 is pushed down, and the bill is pressed against the take-in roller 15 by the back-up 17. When the take-in roller 15 is driven to rotate forward, bills are sent out one by one to the main transport path. The bill is conveyed to the bill inspection unit 18 through the main conveyance path, and the denomination and the fitness are determined. In this banknote inspection, it is determined whether or not the banknote is suitable for dispensing. In this determination, a banknote repaired with an adhesive tape or the like, a dirt, and a damaged banknote are treated as inappropriate for dispensing. When 1,000 yen bills suitable for withdrawal are sequentially sent in the withdrawal suitability / non-fitness determination, 1,000 yen is sequentially added to the stored amount memory 0 corresponding to the 1,000 yen storage box 26. Then, the gate G1 is rotated to the right so that the bill is transported to the storage box 26. Accordingly, the 1,000 yen bills are sequentially stored in the 1,000 yen bill storage box 26.

If the conveyed bill is not a thousand-yen bill but a 10,000-yen bill, 10,000-yen is sequentially added to the stored amount memory P corresponding to the 10,000-yen bill storage box 25. The 10,000 yen bill is transported to the 10,000 yen storage box 25 via the gate G1. Therefore, 10,000 yen bills are sequentially stored in the 10,000 yen bill storage box 25.

If there is an unsuitable withdrawal ticket, it can be obtained by subtracting the total number of 1000-yen bills and the total number of 10,000-yen bills from the total number of bills stored in the transaction deposit memories a, b, and c. Is added to Q. When the gate G1 is rotated to the left and the gate G2 is rotated to the left, the unsuitable banknotes are dispensed by the gates G1 and G2.
Led to and stored there.

As described above, all the banknotes in the deposit and withdrawal port hopper 13 are sorted to the storage boxes 25, 26, and 36, and the main transport path motor M12 is stopped. Here, at the time of re-acquisition, it is determined whether or not a reject ticket exists. If NO, the process proceeds to a storing operation, and if YES, the total number of bills stored in the transaction deposit memories a, b, and c is subtracted from the total number. The value obtained by subtracting the sum of the number of stored yen bills and the number of stored 10,000 yen bills is added to Q, and then the operation moves to the storing operation. When the storing operation is completed, the values of the transaction memories a, b, and c are added to the values of the current high memories R, S, and T of the depositing and dispensing device, respectively, and stored. The values of the transaction memories a, b, and c are respectively added to the values of the deposit total memories A, B, and C and stored in the memories A, B, and C. The memories a, b, and c are cleared, and the deposit and withdrawal bill discriminating process ends.

Next, the storage operation will be described, but the 1,000-yen bill storage box 26 and the 10,000-yen bill storage box 25 are exactly the same as the configuration of the batch storage box 34 of the batch storage unit 27 shown in FIGS. 10 and 11. The configuration of the storage box will be described based on FIG. 10 and FIG.

Above the storage box 34, a take-in roller 15a and a feed roller 16a are provided. These rollers 14a and 15a are connected by an intermediate gear and are rotated one to one.
One rotation takes in or feeds one bill. Roller 14
The motors a and 15a are detachably connected to a motor M1 and driven by the motor M10. A telescopic belt 41 and an idle roller 54 are provided coaxially with the take-in roller 14a, and these can freely rotate independently of the take-in roller 14a. The inlet side idle roller 40 is coupled to the take-in shaft idle roller 54 via an elastic belt 41, and both receive power from the main conveyance path belt and
Is rotated by traveling. The striking wheels 28a are provided in three rows facing the entrance side idle roller 40. These hitting wheels 28a have the same function as the hitting wheel 28 of the temporary storage unit 23. A back-up plate 38 provided horizontally is supported by a guide rod 48 via a linear ball bearing so as to be vertically movable. Further, the back-up plate 38 is constantly urged upward by a spring 46. Further, the back-up plate 38 is connected to a drive belt 49 and is connected to a DC motor M11 with a gear reducer by a coupling that is detachably attached to a pulley 55 with a one-way clutch. In FIG. 16, when the motor M11 is rotated counterclockwise, the one-way clutch is locked, and the back-up plate 38 descends against the spring 46 via the pulley 55 and the belt 49.

When the motor M11 rotates clockwise, the one-way clutch slips, so that the back-up plate 38 is urged upward by the pulling force of the spring 46.
When 1 is stopped, the back-up plate 38 cannot be raised by the pulling force of the spring 46 and is stopped by the self-locking mechanism of the gear reducer.

The back-up plate 38 has a microswitch SW for detecting the sky.
21 is attached, and the micro switch SW
Escape holes corresponding to the positions of the 21 actuators are drilled. Therefore, if the bills run out when the back-up plate 38 rises to the highest value, the actuator enters the escape hole and the absence of the bills can be detected. Although not shown, a magnet is attached to the back-up plate 38, and the proximity switch 22 operates when the storage box is full.

Push plate that is provided horizontally corresponding to the back-up plate
Numeral 39 is supported by a guide roller 48 via a separate linear ball bearing independently of the back-up plate 38 so as to be vertically movable. Further, the pushing plate 39 is always urged upward by a separate spring 47 independent of the back-up plate 38, and further connected to a drive belt 50, which is connected to a pulley 56 with a one-way clutch and a detachable coupling via a detachable coupling. It is connected to a DC motor M11 with a reduction gear.

The operation of the pushing plate 39 is exactly the same as that of the back-up plate 38. When the motor M11 rotates clockwise, the one-way clutch slips, and when the motor M11 rotates counterclockwise, the one-way clutch is locked. Therefore, when the DC motor M11 rotates counterclockwise, the pushing plate 39 and the back-up plate 38 descend at the same speed while maintaining the same interval. On the other hand, when the motor M11 rotates clockwise, the pulleys 55, 56
The lock is released so that the back-up plate 38 and the push-in plate 39 rise within the range of the peripheral speed. At this time, the back-up plate 38 and the push-in plate 39 may stop depending on the load condition,
You can move up slowly and perform different actions.

The holding claws 42 and 43 are supported by magnets S16 and S17 and return springs 44 and 45, respectively. In FIG. 15, the left end of the arm of the hold claw 42 is in contact with the rotating shaft of the hitting wheel 28a. Therefore, when the solenoid S16 attracts the hold claw 42, the hitting wheel 28a also rotates to the left at the same time and escapes. At this escape position, the hitting wheel 28a does not receive a rotational driving force from the external transport path, so that the hitting wheel 28a does not rotate.

If the main conveyance path is driven even when the take-in pulse motor M10 is stopped, the telescopic belt 41, the entrance side idle roller 40, the take-up shaft idle roller 54, the hitting wheel 28a, the reverse rotation roller 16a, and the feed roller 57 rotate via the belt gear. Therefore, bills can be transported. At this time, if the rubber chip of the take-in roller 14a is in the conveyance path during the bill transfer, there is a possibility that the rubber chip may become an obstacle. Is required to always stop correctly between the transport path and the take-in surface. For this purpose, a switch SW20 is provided to detect the stop position from the notch position of the notch disk attached to the intake shaft and stop the motor M10.

Next, payment will be described with reference to the flow charts of FIGS. When the button corresponding to the deposit is pressed in accordance with the guidance of the CRT display 112a, and the amount to be dispensed is further keyed in, the main motor M12 for driving the main transport path is rotated forward. If the withdrawal is specified with a 10,000-yen bill and a 1,000-yen bill, the 10,000-yen bill storage box 25 is selected first, the 10,000-yen bill withdrawal operation is started, and then the 1,000-yen bill storage box 26 is This is selected, and the withdrawal operation of the 1,000-yen bill is started. If the dispensing is designated as a 1,000-yen bill, the 1,000-yen bill storage box 26 is selected from the beginning, and the dispensing operation of the 1,000-yen bill is started.

The dispensing operation operates according to the flow of FIG.
As shown in FIG. 7A, the back-up plate 38 and the pressing plate 39
Motor M7 (M9) is rotated forward to slightly lower the motor speed.
This is because the stored bills can easily release the press-contact of the hold claws by the pushing-up force of the back-up plate 38. In this state, the motor M7 (M9) is reversed, and the back-up plate 38
And the pushing plate 39 is raised. When the timer rises to the predetermined position, the timer is activated to start taking in and feeding out the bill. At this time, the photo sensor P11 (P12) detects the passage of the bill, and the number of passed bills is counted based on the detection signal. The banknotes dispensed from the storage box 2526 are conveyed to the banknote inspection unit 18 via the main conveyance path. The conveyed banknotes are inspected by the banknote inspection unit 18 for denomination, authenticity, and stacking. If the dispensed bill is judged to be genuine by these inspections, the gate G2 is tilted to the right and a solenoid is formed to form a passage to the temporary storage unit 23.
S3 is turned off. If not, the solenoid S3 is energized so that the gate G2 shifts to the left to guide the ticket to the reject storage box 36 as a reject ticket. When the genuine bill is detected by the photo sensor P9, the gate G5 is switched to the temporary storage unit side. Further, the gate G6 is switched to the right by a spring force to form a left passage (pass). In this state, the banknotes are sequentially stored in the temporary storage unit 23. When the number of bills sent from the storage box reaches the specified number, it is checked whether a reject ticket has been present. If there is a rejected ticket, the rejected number is added to the specified number, and the flow returns to the payout number counting flow of FIG. 14 (a). If there is no reject ticket, the take-in motor is stopped. In this state, the feeding of the designated number of bills from the storage box is completed.

Next, when the back-up plate 38 and the pressing plate 39 are lowered and lowered to the pressing position, the back-up plate 38 and the pressing plate 39 are pushed down.
The descent of 39 is stopped. At this time, the hold claw is returned to the inside of the storage box. Again, the motor M7 (M9) is reversed, and the back-up plate 38 and the pushing plate 39 are raised. When the stored bill hits the hold claw, the back-up plate 38 stops. When the pushing plate 39 is raised to the guide position, the motor M7 (M
9) stops and the withdrawal operation is completed. Thereafter, the banknote bundle in the temporary storage unit 23 is collectively conveyed in the same manner as at the time of deposit, and enters the deposit / withdrawal port hopper 13 via the deposit re- mit-collection unit 24. Then, the dispenser can take out the banknote from the deposit / withdrawal port hopper 13, and returns to the initial state.

Next, near-end detection during the above-described depositing operation and dispensing operation will be described with reference to the flow of FIG. First, the primary near-end number is set to 250, the secondary near-end number is set to 120, and banknotes (thousand-yen and million yen)
Are loaded in each case. Immediately after the loading, 400 pieces, which are the number of loaded pieces, are stored in the number P of stored boxes in the current high memory of the storage section 7. Thereafter, when a transaction is performed, as described above, the number P of stored in the 10,000 yen storage box is
Is added or subtracted to become the current number of stored sheets.
That is, for example, if there is a deposit transaction of 10 ten thousand yen tickets after loading, 40
10 sheets are added to 0 sheets and 410 sheets are stored in the storage area P as the number of sheets stored in the 10,000 yen storage box. Next, for example, if there is a transaction for payment of 50 million yen coupons, 50 coupons are subtracted from 410 coupons and 360 coupons are stored in the storage area P. In this way, the contents of the O, P, and Q storage areas storing the number of sheets stored in the 1,000-yen storage box, the 10,000-yen storage box, and the reject warehouse are updated for each transaction. Regarding the reject warehouse, out of the deposited 5,000-yen banknotes, 1,000 yen, and 10,000 yen, the number of damaged or unfit papers that are not suitable for payment is added.

Further, each time a transaction is performed, the number O, P,
Q is updated. Each time the transaction is completed, a comparison is made between the stored number, the primary near-end number, and the number of U, V, W, X in the set value memory of the storage unit 7 set as the secondary near-end number. The number P stored in the 10,000 yen storage box is added to or subtracted from the loaded number 400 for each transaction and stored in the set value memory as the primary near-end number. When the number of sheets is less than 250, as shown in the flowchart of Fig.
ATM1 instructs remote monitor 130 to issue a first notification. Upon receiving the first notification command, the remote monitor 130 turns on a lamp indicating that the remaining amount of the ten thousand yen bill is low among the display lamps 135 of the display unit 133. At this time, the buzzer 134 is not sounded. In other words, the remaining amount of 10,000 yen is less than 250 sheets, and caution is necessary,
The buzzer 208 does not need to ring because the replenishment work does not have to be immediately guided to the operator.

The remaining amount is further reduced, and is stored in the set value memory X as the number of secondary near-end sheets. When the number of copies becomes less than 120, the ATM 1 instructs the remote monitor 130 to issue a second notification. The remote monitor 130
Of the display lamp 133 of the display unit 133 upon receipt of the notification
3 is switched from the previous lighting display to the blinking display. Further, the buzzer 134 is sounded, and the staff is instructed to perform the replenishment work quickly. The attendant confirms that the display lamp 135 displayed on the display unit 133 of the remote monitor 130 guided by the alarm sound of the buzzer 134 blinks the lamp indicating that the remaining amount of the ten thousand yen bill is low. . Then, when it is confirmed that replenishment of ten thousand yen bills is necessary, the buzzer stop switch 137 is pressed to stop the buzzer. At this time, the blinking lamp 135 of the display unit 133 continues to blink. On the other hand, at this time, the ATM changes the maximum payable number. The maximum payable number in the normal state is stored in the set value memory of the storage unit 7 as the maximum payable number Z of the ten thousand yen bill.
Although the number is 100, the maximum payable number is reduced in accordance with the number of sheets stored in the 10,000 yen storage box at the time of the second near end. That is, when the number P of stored 10,000-yen storage boxes is smaller than 120, which is the number of secondary near-end X of 10,000 yen, a value subtracted by the reduced number is set and stored. For example, the number P of 10,000 yen storage boxes is 10 times larger than the 120
If the number is reduced to 110, the maximum payable number of 10,000 yen bills Z
Is set to 90 sheets obtained by subtracting 10 sheets from 100 sheets and stored in the storage area Z. Accordingly, the maximum number of payouts when the user makes a payment transaction next time is 90. Then, when the user selects a payment transaction and enters the payment metal, the CRT display 112a of the CRT display unit 112 states that the maximum payout number is 90, saying `` You can only pay up to 90 10,000 yen bills '' I will guide you. In accordance with this, the user pays out 90 sheets or less. At this time, if the payout of 20 sheets is performed, the next maximum payable number Z becomes 70 sheets. In this way, every time the payout is sequentially performed, the maximum payout number Z is decremented. Conversely, if there is a deposit transaction, it is deposited and determined to be a genuine note, and the ticket is stored in a 10,000 yen storage box because it can be reused for payout. In this case, the maximum payable number Z of 10,000 yen bill is sequentially added to the number of deposits, but is not added after adding up to 100. As described above, in the secondary near-end state, the maximum payable number is added or subtracted according to the transaction of payout or deposit. This enables efficient payout transactions in accordance with the remaining amount in the storage box.

By the way, although the maximum payable number Z of ten thousand notes is 100, the secondary near-end number X of ten thousand notes is 120, which is more than twenty.
This means that when a bill is paid out, for example,
In the case where the banknotes are taken out while being stacked, accurate counting of the banknotes becomes impossible and the banknotes are rejected. This rejected bill cannot be used for payout. As described above, it may not be possible to pay out all the banknotes in the storage box. Therefore, in consideration of a margin in the case where a banknote that cannot be used for dispensing is generated, the secondary near-end number X of the ten thousand yen banknote is set.
Is set to 120 sheets. In addition, if the number of rejects is too large to reach 20 or more, the actual number in the storage box becomes 0 during the payout operation. Whether the number of sheets in the storage box has reached 0 or not is detected by the micro switch SW21 for empty detection, and when the empty of the 10,000 yen storage box is detected during the dispensing operation, the dispensing operation is automatically stopped I do. That is, the banknotes accumulated in the depositing / dispensing port during the dispensing are collected and stored again in the banknote storage box. In addition to displaying to the user on the CRT display 112a that the ten thousand yen bill has been exhausted, the CRT must return the card, passbook, etc., and guide the user to make a transaction with another machine.
A guidance is displayed on the display 112a.

Further, if the payment transaction continues and the maximum number of payable bills Z becomes zero, the payment transaction is prohibited. As a result, only payment transactions are possible. At the same time, when the number of payments becomes zero, ATM 1 instructs remote monitor 150 to issue a third notification. Upon receiving the third notification command, the remote monitor 150 displays a lamp 13 indicating that the remaining amount of the 10,000 yen bill has decreased among the display lamps 135 of the display unit 133.
5 is switched from the previous blinking display to a faster blinking display, and the buzzer 134 is sounded to warn the attendant that the number of paid 10,000 yen bills has become zero. The attendant was instructed by the alarm sound of the buzzer 134 that the display lamp 135 displayed on the display unit 133 of the remote monitor 130 showed that the lamp indicating that the remaining amount of the 10,000 yen bill was low was blinking rapidly. Confirm. Then, when it is confirmed that the remaining amount of the 10,000 yen bill is exhausted, the buzzer stop switch 137 is pressed to stop the buzzer. At this time, the blinking lamp 135 among the display lamps 133 continues to blink. By the way, when the maximum payable number Z of ten thousand banknotes reaches zero, if the remaining amount of one thousand banknotes is sufficient, the payment transaction with ten thousand banknotes is prohibited, but the payment transaction of only one thousand banknotes may be continued.

If the payment transaction is prohibited because the maximum number of payable bills Z becomes 0, only the deposit transaction will be made and every time the deposit of 10,000 yen is made, the deposited 10,000 yen will be stored in the 10,000 yen storage box and at the same time will be stored at the same time. It is added to the box storage number P and stored. At this time, payment can be made only for the number of deposited money, but the prohibition of the payment transaction is not released. The cancellation is performed when the payment of 10,000 yen is further performed and the number P of stored 10,000 yen storage boxes exceeds the number of secondary near-ends of 120 yen. Thereby, once the payment is prohibited, the prohibition can be prevented from being released until the bills are sufficiently accumulated. For this reason, payment can be made every time a small amount of payment is made, and the cancellation of the prohibition of the payment transaction is not repeated every time the payment is made, so that it is possible to prevent the user from being confused.

Here, the control of the buzzer 134 of the remote monitor 130 will be described in detail. The buzzer 134 is provided to alert the staff and guide the processing.
Too many alarms unnecessarily not only confuses the staff but also annoys the surrounding people.

For example, as described above, when the number P of the 10,000 yen storage box reaches the number X of the secondary near-end X, the buzzer 134 of the remote monitor 130 issues an alarm and turns on the lamp 135. When the attendant presses the buzzer stop switch 137, the buzzer 134 stops the alarm. By the way, if the depositing transaction and the paying transaction are alternately repeated thereafter, the number P of stored 10,000-yen storage boxes may increase or decrease before and after the number X of the secondary near-end X of 10,000 yen. In such a case, the lamp 135 is turned on and off and the buzzer 134 is turned on each time the number P of the 10,000-yen storage box is reduced beyond the 10,000-yen secondary near-end number X. To prevent this, once the buzzer 134 sounds at the secondary near end, once the number of stored 10,000 yen tickets increases to the primary near end, the buzzer sounds only when the secondary near end is reached again . However, the display lamp 135 is turned on (primary near end / lighting, secondary near end / blinking) in accordance with the increase / decrease in the number P of stored sheets.
Is switched, that is, when the secondary near end is reached first, the fact that the buzzer is sounded at the 10,000 yen secondary near end is stored in the storage unit 7. The state in which the buzzer is sounded at the 10,000 yen secondary near end is not reset until the bill increases and the primary near end is released. If it is already stored that the buzzer was sounded at the 10,000 yen secondary near-end when the number P of the 10,000 yen storage box is reduced beyond the 10,000 yen secondary near-end number X, only the lamp 135 is notified that the alarm has been notified. Turns on, and the buzzer instructs the remote monitor 130 to issue a fourth notification to not sound. When the remote monitor 130 receives this fourth notification command,
At this time, the buzzer 134 does not sound at the time of blinking the lamp 135 indicating that the remaining amount of the 10,000 yen bill is low among the display lamps 135 of the display unit 133.

Further, for example, even when the power of the ATM 1 is turned off, the state in which the buzzer is sounded at the secondary near end of 10,000 yen is stored in a nonvolatile memory protected by a battery or the like so as not to be released. This content is not released even by reset processing after the occurrence of an error.

Here, a case where the bill storage box is full will be described. In the case where there are many deposit transactions, the bill storage box becomes full when bill storage is repeatedly performed. For example, a case will be described in which a 10,000-yen banknote is full. Each time a banknote is deposited, it is stored in the banknote storage box 25, and the number of storage boxes P in the memory currently high in the storage unit.
Is added to At the same time, full detection of the 10,000 yen storage box
The full capacity of the 10,000 yen storage box is checked by SW12. If it is determined by the full detection SW 12 that the banknote is full, the banknotes of ten thousand yen are stored in the reject ticket storage box 36 in subsequent deposit transactions. At the same time, the stored number is also added to the reject storage number.
As a result, the deposit transaction can be continued even if the 10,000 yen storage box is full. Of course, when the payment transaction is performed, the 10,000 yen bill is paid out from the 10,000 yen bill storage box 25. Even after the payment transaction, the full detection is checked by the full detection SW12 of the 10,000 yen storage box. If the fullness has been released, the ten-thousand-yen banknote is stored again in the ten-thousand-yen banknote storage box 25 in the next deposit transaction.

Here, in order to determine whether or not the banknote is full, the number of stored bills in the 10,000-yen bill storage box P
Full detection SW provided in the 10,000-yen banknote storage box 25
The reason why 12 is used is that the bills are stacked with new bills such as officially-issued notes, and old bills with many wrinkles have a stacking thickness about twice that of officially-issued notes. For this reason, if it is determined that the number of stored bills is full, bills in any state are stored, and if there are many old bills, further storing operation is performed even if the storage capacity of the storage box is exceeded. Therefore, the unloading operation from the storage box at the time of payment becomes unstable.
If there are many new bills, it is determined that the bills are full even though the storage capacity still remains in the 10,000 yen storage box. For this reason, it is impossible to efficiently use the ten thousand yen storage box, and when stored in the ten thousand yen storage box 25, the banknotes usable as payment bills are stored in the reject ticket storage box 36, so that the fund efficiency is deteriorated. Therefore, a switch to perform full detection of the storage box
By providing 12, the storage box can be stored until it is actually full. This enables efficient fund management. On the other hand, at this time, the end detection is performed based on the stored number P. As a result, it is possible to provide services to the user with the minimum remaining amount without being affected by the difference in thickness between the new and old bills. It is necessary to set a secondary near end in anticipation of the occurrence of a reject ticket. However, this is used to detect the secondary near-end.
SW is provided to set the thickness to prevent the bills from running out during the dispensing even if some rejected coupons are generated even if old bills with a large stacking thickness are to be determined based on the stacking thickness of stored banknotes There is a need. However, in this case, if the stored banknotes are new banknotes with a small accumulation thickness, the number of banknotes remaining in the banknote storage box becomes large when the number of payments becomes 0, and the funding efficiency becomes very poor.

As described above, the end detection is determined by the number of stored sheets, and the full detection is provided by a switch for detecting and determining by the storage thickness, so that efficient fund management can be performed and ATM convenient for users can be supplied. It becomes possible.

In the above-described embodiment, only the near-end and end detections for a 10,000-yen bill have been described, but the same detection is also performed for a 1,000-yen bill.

〔The invention's effect〕

As described above, according to the present invention, a transaction can be performed without stopping the apparatus with a small number of pieces of money. In addition, the attendant can easily grasp to what stage the remaining amount of money in the storage unit has decreased, and when the number of coins in the storage unit has decreased to the second stage,
It is possible to provide an automatic transaction apparatus with extremely high operability until a payment transaction with a preset maximum number of payments of money becomes possible.

[Brief description of the drawings]

FIG. 1 is a perspective view of an automatic transaction apparatus using a circulation type depositing / dispensing apparatus according to one embodiment of the present invention, FIG. 2 is a block circuit diagram of the automatic transaction apparatus of FIG. 1, and FIG. FIG. 4 schematically shows the internal structure of the device, FIG. 4 is a block circuit diagram of the depositing / dispensing device, FIG. 5 is a diagram for explaining the functions and operations of various members shown in FIG. 4, and FIG. 9 is a perspective view of a remote monitor, FIG. 8 is a diagram of a schematic internal structure of a depositing / dispensing apparatus showing a flow of banknotes during a depositing operation, and FIGS. 9 (a) to 9 (a). h) is a flowchart illustrating the deposit operation, FIG. 10 is a schematic structural view of a side surface of the collective storage unit,
FIG. 11 is a schematic structural view of a plane of the collective storage section, FIG. 12 is a schematic structural view of a depositing / dispensing device showing a flow of banknotes in a dispensing mode, and FIGS. FIGS. 14 (a) to 14 (c) are flow charts showing a dispensing operation subroutine in the dispensing mode, and FIG. 15 is a flowchart showing an operation based on near-end / end detection. 1 ... ATM, 2 ... Payment / withdrawal device, 7 ... Storage unit, 12 ...
Deposit / withdrawal door, 18… Bill inspection department, 23… Temporary storage department, 24
...... Deposit remittance accumulator, 25 ... 10,000-yen bill storage box, 26 ...
… 1,000-yen bill storage box, 27… Batch storage unit, 34… Batch storage box, 35… Recovery storage box, 36 …… Rejected ticket storage box, G1
~ G9… Gate, SW25… Detection switch, 130… Remote monitor.

Claims (1)

(57) [Claims] 1. An automatic transaction apparatus for dispensing money within a preset maximum number of coins to be paid based on a user's operation, a display means for displaying a transaction operation screen; A storage unit to be stored, determination means for determining the remaining amount of money stored in the storage unit at three levels, and an operation status of the automatic transaction apparatus based on a determination result of the determination means to a remote monitor. And a notifying means for notifying the user that the remaining amount of money in the storage unit is reduced by the notifying means when the determining means determines that the remaining amount of money has decreased to the first stage. The second step in which the remote monitor is instructed to issue a first message indicating that the money has been paid, and the remaining amount of money is set to a number slightly larger than the maximum number of money to be paid by the determination means. When it is determined that the number of coins has decreased, the notification means instructs the remote monitor to display a message indicating that the remaining amount of money in the storage unit is low and to issue a second notification that emits an alarm sound. And, the display means performs a guidance display so as to perform dispensing within the control number smaller than the maximum payable number of money, and the determination means determines that the remaining amount of money has decreased to the third stage. At this time, the notification means gives a display indicating that the remaining amount of money in the storage unit is low, and instructs the remote monitor to issue a third notification that emits an alarm sound, and An automatic transaction device that controls so as to stop withdrawal.