JP2024095761A - Information Generator - Google Patents

Abstract

[Problem] To provide an information generating device that provides an evaluation of the buying and selling data of investment products. [Solution] In an advice providing system 1, an advice generating unit 321 of a control unit 32 in a server (information generating device) 3 acquires buying and selling data of investment products, acquires basic data from the acquired buying and selling data, calculates an evaluation index by referring to the acquired basic data, and generates information indicating the calculated evaluation index. Next, a diagnosis is performed by referring to the evaluation index, and information indicating the results of the diagnosis is generated. Then, information indicating advice according to the results of the diagnosis is generated. Furthermore, the purchase price and quantity of investment products held by an investor are acquired, and information regarding the investment product holding status of the investor is generated. [Selected Figure] Figure 2

Description

The present invention relates to an information generating device.

Conventionally, systems that provide advice to individual investors are known. For example, Patent Document 1 discloses financial investment management, portfolio management, and educational and analytical tools for members via an Internet site.

JP 2003-531444 A (published on October 21, 2003, international publication on October 25, 2001)

Although there are tools that can evaluate and diagnose static portfolios and stocks, there are currently no tools that can obtain an investor's trading data, evaluate and diagnose dynamically changing trading data based on that investor's trading data, compare it with others, and provide advice.

Even though buying and selling is a factor in investor disparities, there are currently no services that evaluate, diagnose, compare, or advise on it.

In the past, salesmen at securities companies would use the trading data of individual investors as a free service to understand their current situation and make suggestions for improvement while comparing them with other customers. However, with the recent spread of securities trading over the Internet, the functions of securities companies that hold trading data, such as suggestions, diagnosis, and comparison with others, have been lost, especially in online securities companies, and the above problems seem to have become even more pronounced.

With no way to compare or understand the current situation to see if their buying and selling is correct, and the loss of the advice function, the investment gap between individual investors is widening and speculative buying and selling is being encouraged. The current situation is not moving in the direction of investment. Investors no longer know what kind of buying and selling they should be doing, which is causing confusion.

One aspect of the present invention aims to provide an evaluation of trading data for investment products.

To solve the above problem, an information generating device according to one aspect of the present invention obtains the purchase price and quantity of investment products held by an investor, and generates information regarding the investment product holding status of the investor.

According to one aspect of the present invention, it is possible to provide an evaluation of trading data for investment products.

1 is a diagram illustrating a hardware configuration of an advice presentation system according to a first embodiment of the present invention. FIG. 2 is a block diagram showing the configuration of a terminal and a server according to the first embodiment of the present invention. 1 is a diagram showing an outline of a process of an advice presentation system according to a first embodiment of the present invention; FIG. 2A is a diagram showing an example of trading data of an investment product according to the first embodiment of the present invention, and FIG. 2B is a diagram showing an example of an evaluation index of the trading data according to the first embodiment of the present invention. 5 is a flowchart showing a diagnosis process based on a principal turnover period according to the first embodiment of the present invention. 1 is a flowchart showing a diagnosis process based on a winning return rate according to the first embodiment of the present invention. 10 is a flowchart showing a diagnosis process based on a loss rate according to the first embodiment of the present invention. 1 is a flowchart showing a diagnosis process based on total trading profit and loss according to the first embodiment of the present invention. 4 is a flowchart showing a classification process of buying and selling patterns according to the first embodiment of the present invention. 1 is a flowchart showing a diagnostic process based on the rate of change of held stocks in accordance with embodiment 1 of the present invention. 1 is a flowchart showing a ranking process based on principal increase/decrease rate according to the first embodiment of the present invention.

[Embodiment 1]
Hereinafter, a first embodiment of the present invention will be described in detail. Note that the diagnosis results, advice, and other contents shown below are merely examples and do not limit the present invention.

(Advice Presentation System 1)
An advice presentation system (information presentation system) 1 according to this embodiment will be described with reference to the drawings. Fig. 1 is a diagram showing a hardware configuration of the advice presentation system 1 according to this embodiment. As shown in Fig. 1, the advice presentation system 1 includes a terminal (terminal device) 2 and a server (information generation device) 3. The terminal 2 and the server 3 are configured to be able to communicate with each other via a network 4.

The terminal 2 acquires trading data through user operation, reading from a recording medium, etc., and displays advice according to the trading data, and is, for example, a PC, a tablet terminal, a smartphone, etc. The server 3 generates advice regarding the buying and selling of investment products. The network 4 is a network including the Internet. The investment products include stocks (including Japanese stocks and foreign stocks), investment trusts, exchange-traded funds (ETFs), foreign exchange margin trading (FX), etc.

Figure 2 is a block diagram showing the configuration of the terminal 2 and server 3 according to this embodiment.

(Terminal 2)
2, the terminal 2 includes a communication unit 21, a control unit 22, a display unit 23, and an operation reception unit 24. The communication unit 21 is a unit that communicates with the server 3. The control unit 22 controls the entire terminal 2, and is, for example, one or more processors. The display unit 23 displays data in response to instructions from the control unit 22, and is, for example, a liquid crystal display. The operation reception unit 24 receives user operations, and is, for example, a keyboard, a mouse, a touch panel, etc.

(Server 3)
2, the server 3 includes a communication unit 31, a control unit 32, and a storage unit 33. The communication unit 31 is a part that communicates with the terminal 2. The control unit 32 controls the entire server 3, and is, for example, one or more processors. The storage unit 33 stores data according to instructions from the control unit 22, and is, for example, a hard disk device, a flash memory, or the like.

The control unit 32 includes an advice generation unit (information generation unit) 321. The advice generation unit 321 acquires trading data of investment products, acquires basic data from the acquired trading data, calculates an evaluation index by referring to the acquired basic data, and generates information indicating the calculated evaluation index. Next, the advice generation unit 321 performs a diagnosis by referring to the evaluation index, and generates information indicating the result of the diagnosis. Then, the advice generation unit 321 generates information indicating advice according to the result of the diagnosis.

In this case, evaluation refers to calculating and evaluating each indicator from trading data, diagnosis refers to diagnosing what kind of trading has been done based on those indicators, and advice refers to giving advice based on the evaluation and diagnosis results. However, the processes of evaluation, diagnosis, and advice are not required and may be provided separately.

The advice generating unit 321 may also obtain a total profit and loss from the buying and selling data, calculate an evaluation index by referring to the total profit and loss, and generate information indicating the calculated evaluation index. Next, the advice generating unit 321 may obtain a total buying and selling profit and loss and a total unrealized profit and loss from the buying and selling data, calculate an evaluation index by referring to the total buying and selling profit and loss and the total unrealized profit and loss, and generate information indicating the calculated evaluation index. Then, the advice generating unit 321 may obtain a total winning profit, a total losing loss, and a total unrealized profit and loss from the buying and selling data, calculate an evaluation index by referring to the total winning profit, the total losing loss, and the total unrealized profit and loss, and generate information indicating the calculated evaluation index.

Furthermore, the advice generating unit 321 may acquire traded data from the trading data, classify the traded data into patterns according to the purchase price, sale price, and market value after the sale, calculate the total profit and loss for each pattern, calculate an evaluation index by referring to the total profit and loss for each pattern, and generate information indicating the calculated evaluation index. The market value after the sale indicates the market value a certain period after the sale, and includes, for example, the market value three months after the sale, the market value one year later, and the market value at the time of evaluation. The terminal 2 presents the information generated by the advice generating unit 321 to the user.

The advice generation unit 321 may also calculate an evaluation index by referring to trading data, compare and rank investors by referring to the calculated evaluation index, and generate information indicating the comparison and ranking of the investors as an evaluation index. Here, comparison refers to comparing the evaluation index of the investor with the evaluation index of other investors, the average value of the evaluation index, etc.

(Processing Overview of Advice Presentation System 1)
3 is a diagram showing an outline of the processing performed by the advice presentation system 1 according to this embodiment. The outline of the processing performed by the advice presentation system 1 will be described with reference to FIG.

(Step S301)
In the terminal 2, the control unit 22 acquires trading data of investment products from the operation reception unit 24 and the like, and transmits the trading data to the server 3 via the communication unit 21. Details of the trading data will be described separately.

(Step S302)
In the server 3, the control unit 32 receives trading data from the terminal 2 via the communication unit 31. The advice generation unit 321 calculates an evaluation index from the trading data. The control unit 32 transmits the calculated evaluation index as an evaluation result to the terminal 2 via the communication unit 31. Details of the evaluation index will be described separately.

(Step S303)
In the terminal 2, the control unit 22 receives the evaluation result from the server 3 via the communication unit 21, and causes the display unit 23 to display the evaluation result.

(Step S304)
In the server 3, the advice generating unit 321 diagnoses the user's buying and selling tendency from the evaluation index calculated in step S302. The control unit 32 transmits the diagnosed buying and selling tendency as a diagnosis result to the terminal 2 via the communication unit 31.

(Step S305)
In the terminal 2, the control unit 22 receives the diagnosis result from the server 3 via the communication unit 21, and causes the display unit 23 to display the diagnosis result.

(Step S306)
In the server 3, the advice generation unit 321 compares and ranks investors based on the evaluation index calculated in step S302. The control unit 32 transmits the comparison data and ranking data of the investors to the terminal 2 via the communication unit 31.

(Step S307)
In the terminal 2, the control unit 22 receives the comparison data and ranking data of the investors from the server 3 via the communication unit 21, and causes the display unit 23 to display the comparison and ranking of the investors.

(Step S308)
In the server 3, the advice generation unit 321 generates advice regarding the buying and selling of investment products by referring to the buying and selling data of the investment products, the evaluation index, the buying and selling tendencies of users, the comparison data of investors, the ranking data, etc. The control unit 32 transmits the generated advice to the terminal 2 via the communication unit 31.

(Step S309)
In the terminal 2 , the control unit 22 receives advice regarding buying and selling of investment products from the server 3 via the communication unit 21 , and causes the display unit 23 to display the advice.

Note that in the server 3, the calculation of the evaluation indexes, which is performed by referring to the trading data to be evaluated, the storage in the DB, and the creation of the diagnostic data and the storage in the DB are performed, for example, by batch processing. The DB is set, for example, in the storage unit 33 of the server 3.

(Example of trading data)
FIG. 4(a) is a diagram showing an example of buying and selling data of an investment product according to this embodiment. The following description will be given using stocks as an example of an investment product. As shown in FIG. 4(a), the buying and selling data includes the stock code, the number of shares purchased, the purchase date, and the purchase price. The sold data further includes the sale date and the selling price. Furthermore, in the case of entering with a sell (for example, in the case of conducting a margin transaction, etc.), the buying and selling data includes the stock code, the number of shares sold, the sale date, and the selling price. The bought-back data further includes the buy-back date and the buy-back price.

The stock code is a code that identifies the stock being bought or sold. The number of shares purchased is the number of shares purchased by the user. The purchase date is the date on which the user purchased the shares. The purchase price is the stock price when the user purchased the shares. The sale date is the date on which the user sold the shares. The sale price is the stock price when the user sold the shares.

(Examples of evaluation indicators)
Fig. 4(b) is a diagram showing an example of evaluation indexes of trading data according to this embodiment. The following description will be given using stocks as an example of an investment product. As shown in Fig. 4(b), the evaluation indexes are calculated on a plurality of evaluation axes. Examples of the evaluation indexes include turnover, profit margin, loss margin, total trading profit and loss, rate of increase or decrease of held stocks, rate of increase or decrease of principal, etc.

The basic figures described below refer to figures obtained from trading data such as the principal, elapsed time, and number of transactions. Evaluation indicators refer to indicators calculated from these basic figures. Evaluation axes refer to the perspectives used to evaluate trading data, and consist of one or more evaluation indicators.

As an example of an evaluation axis, turnover power is an example of an evaluation axis that indicates how fast a user turns over their principal, in other words, how frequently a user changes stocks. Indicators related to turnover power include average holding period, number of principal turnovers, principal turnover period, and average trading period difference. Turnover power indicators are used to evaluate, compare, diagnose, and provide advice on how frequently a user is buying and selling.

The average holding period is the average holding period of traded stocks. The principal turnover count is an indicator of the number of times the principal turns over in a specified period, and is calculated by "trading amount in a specified period ÷ principal". The principal turnover period is the average period for one turnover of the principal, and is calculated by "number of days in a specified period ÷ principal turnover count". The average trading period difference is calculated by "average trading period when winning - average trading period when losing".

The winning profitability, which is an example of an evaluation axis, is an example of an evaluation axis that indicates the profitability in the case of a win, and is calculated from the winning data that is obtained by classifying the traded data, by "profit amount per win ÷ trading amount per win." The profit amount per win is calculated by "total profit amount ÷ number of wins." The trading amount per win is calculated by "total trading amount in the case of a win ÷ number of wins." The winning profitability is an example of an evaluation axis for evaluating, comparing, and diagnosing winning patterns, and advising on ways to win even more.

The loss rate, which is an example of an evaluation axis, is an example of an evaluation axis that indicates the loss rate in the case of a loss, and is calculated from the loss data obtained by classifying the traded data by "loss amount per loss ÷ trading amount per loss." The loss amount per loss is calculated by "total loss amount ÷ number of losses." The trading amount per loss is calculated by "total trading amount in the case of a loss ÷ number of losses." The loss rate is an example of an evaluation axis for evaluating, comparing, and diagnosing loss patterns, and giving advice on how to reduce losses from the current situation.

The total trading profit and loss (total trading profit and loss), which is an example of an evaluation axis, is an example of an evaluation axis that indicates the entire trading profit and loss for a specified period,
"Total trading profit and loss (Total trading profit =
It is calculated as follows: Winning rate x trading amount if winning x winning profit rate / number of wins + (1 - winning rate) x trading amount if losing x losing loss rate / number of losses x principal x (number of days elapsed ÷ number of days for turning over the principal) / trading amount per transaction.

The total trading profit and loss is an evaluation axis for trading data, including both wins and losses, and is an example of an axis for evaluating where problems lie in trading and where there are advantages. The total trading profit and loss is an example of an evaluation axis for extracting problems, evaluating, comparing, and diagnosing, and for advising on how to improve trading. The total profit and loss is calculated as "Total profit and loss = Total trading profit and loss + Total unrealized profit and loss".

The rate of change in a stock held, which is an example of an evaluation axis, is an example of an evaluation axis calculated by "profit and loss of all stocks held ÷ holding amount." The profit and loss of all stocks held is the sum of "(current price - purchase price) x number of shares purchased" of the stock held. The holding amount is the sum of "purchase price x number of shares purchased" of the stock held. The rate of change in a stock held is an example of an evaluation axis for evaluating, comparing, diagnosing, and analyzing data on stocks that have been purchased but not yet sold, and is an example of an evaluation axis for giving advice on the state of continuing to hold stocks after purchasing them without selling them.

The rate of increase or decrease in principal, which is an example of an evaluation axis, is calculated by "total profit and loss / principal" or "(total trading profit and loss + total profit and loss of all held stocks) / principal / elapsed time (years)." The rate of increase or decrease in principal is an example of an evaluation axis for making a comprehensive evaluation, and for evaluating, comparing, diagnosing, and advising, taking into account both trading status and holding status.

(Details of diagnostic process)
5 to 11 are flowcharts showing the diagnostic process of the advice generating unit 321 in the server 3 according to this embodiment. Fig. 5 shows the diagnostic process based on the capital turnover period.

(Step S501)
The advice generating unit 321 judges whether the principal turnover period is within one week. If the principal turnover period is within one week (YES in step S501), the advice generating unit 321 executes the process of step S502. If the principal turnover period is longer than one week (NO in step S501), the advice generating unit 321 executes the process of step S503.

(Step S502)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic results including information on the user's buying and selling tendencies, information on the reasons for the user's buying and selling tendencies, information on social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S504, S506, and S507).

As an example, the advice generating unit 321 performs the following evaluation, comparison, diagnosis, and advice on the evaluation axis of turnover as the user's trading tendency. That is, it performs the comparison and diagnosis with the following: "Frequent trading, similar to day trading and scalping. Since the principal turns over once within one week, stocks are frequently changed. There is a tendency to place emphasis on technicals and win rate, and the profit rate per trade, both winning and losing, tends to be low. It is important to look at other indicators such as the winning profit rate. As an improvement suggestion, if the difference in average trading periods is negative or close to zero, it is recommended that you try extending the average winning trading period."

(Step S503)
The advice generating unit 321 determines whether the principal turnover period is longer than one week and shorter than one month. If the principal turnover period is longer than one week and shorter than one month (YES in step S503), the advice generating unit 321 executes the process of step S504. If the principal turnover period is longer than one month (NO in step S503), the advice generating unit 321 executes the process of step S505.

(Step S504)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with the following: "Because one rotation occurs within a month, over the course of a year, stocks are changed more than 10 times. This falls into the category of swing trading, but because it is a broad concept, it is further subdivided depending on the average trading period and the amount of money spent per transaction. However, in general, this is a style that emphasizes technicals and is based on material stocks, and involves buying and selling stocks that are moving. In order to increase assets with this type, the difference between the win rate, winning profit rate, and losing loss rate is first important. See evaluation axes such as winning profit rate, losing loss rate, and overall profit rate."

(Step S505)
The advice generating unit 321 determines whether the principal turnover period is longer than one month and shorter than six months. If the principal turnover period is longer than one week and shorter than one month (YES in step S505), the advice generating unit 321 executes the process of step S506. If the principal turnover period is longer than six months (NO in step S505), the advice generating unit 321 executes the process of step S507.

(Step S506)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with "a trading frequency where stocks are changed several times a year. If "the average trading period when winning - the average trading period when losing" is a large plus, it can be said that there is a high possibility that assets have been formed. Naturally, it is determined by the balance with other evaluation axes, but the trading frequency is at a level where trading can be done at a relaxed frequency and can respond to various changes. It is possible to respond not only to technicals and fundamentals, but also to sudden changes in market trends and global situations. In the case of this trading tendency, the most important thing is the difference between the winning profit rate and the losing loss rate, and the larger the difference, the better the management.

(Step S507)
As an example, the advice generating unit 321 compares and diagnoses the user's buying and selling tendency with the following: "When both the average holding period and the principal turnover period exceed six months, the buying and selling tendency changes greatly depending on the state of the stocks held. This is because there are often many cases where the stocks held have unrealized losses. This is a case where you are unable to cut your losses and end up holding only bad stocks, in other words, a frozen state. In the past, banks also had a lot of bad loans and gradually fell into a deeper and deeper hole, but the existence of frozen stocks is due to bad loans (bad assets) of households. This is likely to be caused by not buying and selling enough, and there are many cases that fall under this buying and selling tendency. By combining it with other evaluation axes, it is decided whether or not this case applies. In particular, the important evaluation axes are the diagnosis of total buying and selling profits and losses and the analysis of the holding situation. As for buying and selling advice, if the above applies, buy and sell to revitalize your holdings while organizing them even if only little by little."

Figure 6 is a flowchart showing the diagnostic process based on winning return rate of the advice generation unit 321 in the server 3 according to this embodiment.

(Step S601)
The advice generating unit 321 judges whether the winning rate of return is less than 5%. If the winning rate of return is less than 5% (YES in step S601), the advice generating unit 321 executes the process of step S602. If the winning rate of return is not less than 5%, that is, is 5% or more (NO in step S601), the advice generating unit 321 executes the process of step S603.

(Step S602)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic results including information on the user's buying and selling tendencies, information on the reasons for the user's buying and selling tendencies, information on social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S604, S606, S608, and S609).

As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency with the following: "The winning rate of return is too low. Therefore, unless it is compensated for by the winning rate or turnover, assets will decrease. If the winning rate of return is lower than the absolute value of the losing rate, there is even more room for improvement. If the average holding period when winning is less than one week, it may be a little too early. The selection of stocks to buy may be poor to begin with. See the indicators for pattern trading analysis."

(Step S603)
The advice generating unit 321 judges whether the winning rate of return is 5% or more and less than 10%. If the winning rate of return is 5% or more and less than 10% (YES in step S603), the advice generating unit 321 executes the process of step S604. If the winning rate of return is not less than 10%, that is, is 10% or more (NO in step S603), the advice generating unit 321 executes the process of step S605.

(Step S604)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendencies as follows: "If the turnover rate is high, the loss rate is kept low, and the win rate is high, then trading can lead to an increase in assets. However, if the above conditions are not met, then assets tend to not increase despite being busy. The user may be good at trading, but may have difficulty selecting stocks. Although it is necessary to look at other evaluation axes as well, if a large price range is not readily achieved, it is necessary to reconfirm that there is no mistake in the stock selection to begin with. It is necessary to confirm that there is no mistake in the stock selection to begin with by analyzing the total trading profit and loss and trading patterns."

(Step S605)
The advice generating unit 321 judges whether the winning rate of return is 10% or more and less than 20%. If the winning rate of return is 10% or more and less than 20% (YES in step S605), the advice generating unit 321 executes the process of step S606. If the winning rate of return is not less than 20%, that is, is 20% or more (NO in step S605), the advice generating unit 321 executes the process of step S607.

(Step S606)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendencies as follows: "The winning rate of return is high and excellent. The winning rate is high and the losing rate is kept low. If the turnover is effective, it will create a rhythm that will sufficiently increase assets. If possible, the winning rate of return can be increased even further to further increase the pace of asset increase. Is it possible to extend the average holding period when winning? We would like to consider ways to further increase the pace of increase by analyzing winning stocks through total trading profit and loss and trading pattern analysis. By using strategic stocks, the possibility of achieving a larger price range will increase."

(Step S607)
The advice generating unit 321 judges whether the winning rate of return is 20% or more and less than 50%. If the winning rate of return is 20% or more and less than 50% (YES in step S607), the advice generating unit 321 executes the process of step S608. If the winning rate of return is not less than 50%, that is, is 50% or more (NO in step S607), the advice generating unit 321 executes the process of step S607.

(Step S608)
As an example, the advice generating unit 321 compares and diagnoses the user's buying and selling tendencies as follows: "If you can get such a large price range on average, it can be said that it is sufficient. You need to pay attention to how effective the turnover is, the loss rate, the win rate, and whether there are any losses on the stocks you own. If there are shortcomings in the above points, there is still room for improvement. What is particularly important is the turnover force. If the turnover force is too low, there is a possibility that there is a lot of room for the pace of asset increase to increase even more."

(Step S609)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency as follows: "Looking at these figures alone, sufficient profits have been made. If the other figures below are also excellent, then assets have acquired a rhythm of steadily increasing. Ideally, there are no problems with (1) how well the turnover is working, (2) what is the loss rate, (3) what is the winning rate, and (4) whether losses are occurring in the stocks held. If there is a problem with any of the above four, then improvements should be made from there. For example, there are many stocks remaining that are incurring large losses. While profits are being taken in well, losses cannot be cut and so the remaining stocks are remaining, so it is important that you learn how to deal with losses as soon as possible. Take profits slowly and cut losses early."

Figure 7 is a flowchart showing the diagnostic process based on the loss rate of the advice generation unit 321 in the server 3 according to this embodiment.

(Step S701)
The advice generating unit 321 determines whether the loss rate is greater than -5% and equal to or less than 0%. If the loss rate is greater than -5% and equal to or less than 0% (YES in step S701), the advice generating unit 321 executes the process of step S702. If the loss rate is not greater than -5%, that is, equal to or less than -5% (NO in step S701), the advice generating unit 321 executes the process of step S703.

(Step S702)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic results including information on the user's buying and selling tendencies, information on the reasons for the user's buying and selling tendencies, information on social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S704 and S705).

As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with the following: "The loss rate in the event of a loss is well controlled, which is an excellent performance. If the win rate and the profit rate are sufficient and there are no problems with the holdings, it can be said that the rhythm of assets increasing. However, the most important thing is how large the "profit rate + loss rate" is. If the profit rate is 5% and the loss rate is -5%, the difference is 0. If the win rate is 50%, there will be no loss or profit from trading. It will just be busy trading. On the other hand, if the profit rate is 30% and the loss rate is -5%, the difference is 25%, which is quite large. In this case, even a win rate of 50% will be enough to increase funds. Although it is necessary to consider other indicators, the loss rate can be said to be excellent."

(Step S703)
The advice generating unit 321 judges whether the loss rate is greater than -10% and less than or equal to -5%. If the loss rate is greater than -10% and less than or equal to -5% (YES in step S703), the advice generating unit 321 executes the process of step S704. If the loss rate is not greater than -10%, that is, less than or equal to -10% (NO in step S703), the advice generating unit 321 executes the process of step S705.

(Step S704)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies as follows: "The loss rate is sufficiently suppressed, and risk management is well done to prevent further damage. Unless there are any seriously damaged stocks among the stocks held, the stop loss is working very well. In this case, the most important thing is that the winning rate is significantly higher than the loss rate. If both indicators are at similar levels, it all comes down to the winning rate. If you are busy but your assets are not increasing, you need to take profits slowly and cut losses early. You need to check by analyzing trading patterns to see if your initial stock selection is correct."

(Step S705)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with the following: "You tend to be late in cutting your losses, which makes the damage worse. In order to establish a rhythm for increasing your assets, it is very important to cut your losses early and gracefully and control your losses. This is because if you have assets of 1 million yen, a 20% loss will leave you with 800,000 yen. Next, to get back to 1 million yen, you need to make a profit of 25%. If you make a profit, it will create a virtuous cycle where profits lead to more profits, but conversely, if you incur a large loss and your funds decrease, your principal will decrease and you will be forced to operate with even less funds, making it difficult to recover. If possible, try to keep your loss rate to 10% or less."

Figure 8 is a flowchart showing the diagnostic process based on total trading profit and loss by the advice generation unit 321 on the server 3 according to this embodiment.

(Step S801)
The advice generating unit 321 determines whether the total trading profit/loss is greater than 0% and less than or equal to 10%. If the total trading profit/loss is greater than 0% and less than or equal to 10% (YES in step S801), the advice generating unit 321 executes the process of step S802. If the total trading profit/loss is less than or equal to 0% or greater than 10% (NO in step S801), the advice generating unit 321 executes the process of step S803.

(Step S802)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic results including information about the user's buying and selling tendencies, information about the reasons for the user's buying and selling tendencies, information about social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S804, S806, S808, and S809).

As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendencies with the following: "In this era of low interest rates, it is very important to have a style that allows funds to steadily increase. However, if I may be greedy, I would say that there is still room for improvement."

(Step S803)
The advice generating unit 321 determines whether the total trading profit/loss is greater than 10% and less than or equal to 20%. If the total trading profit/loss is greater than 10% and less than or equal to 20% (YES in step S803), the advice generating unit 321 executes the process of step S804. If the total trading profit/loss is less than or equal to 10% or greater than 20% (NO in step S803), the advice generating unit 321 executes the process of step S805.

(Step S804)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with the following: "The annualized profit is greater than 10%, which is excellent. However, if we were to be greedy, we could aim for a step higher, as it is in the 10% range, including the effect of compound interest. As for points for improvement, it is important to look at other indicators and improve weak areas. If the profit margin is poor, then that should be improved, and if the turnover rate is poor, then the turnover rate should be increased a little."

(Step S805)
The advice generating unit 321 determines whether the total trading profit/loss is greater than 20%. If the total trading profit/loss is greater than 20% (YES in step S805), the advice generating unit 321 executes the process of step S806. If the total trading profit/loss is not greater than 20%, i.e., is equal to or less than 20% (NO in step S805), the advice generating unit 321 executes the process of step S807.

(Step S806)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendencies as follows: "The principal has increased at a rate of more than 20% per year, and assets have been sufficiently built up. From here on, you can aim for even higher by improving the bad indicators and further improving the good indicators. Things are going well with regard to the stocks you are buying and selling, but if the stocks you are holding also have a large amount of unrealized gains, then that would be ideal."

(Step S807)
The advice generating unit 321 determines whether the total trading profit/loss is greater than -10% and equal to or less than 0%. If the total trading profit/loss is greater than -10% and equal to or less than 0% (YES in step S807), the advice generating unit 321 executes the process of step S808. If the total trading profit/loss is equal to or less than -10% (NO in step S807), the advice generating unit 321 executes the process of step S809.

(Step S808)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with "Buying and selling is in the negative zone, and even if you try hard to buy and sell, the results are not interesting. This is especially true if you have problems with the stocks you own. It is important to first find the improvement points for where you need to improve. Trading pattern analysis can tell you whether there is a problem with buying and selling or with stock selection. Depending on which buying and selling patterns are more common, you can tell whether there is a problem with buying and selling or with stock selection. If there is a problem with buying and selling, calculate the "profit rate + loss rate." If the "profit rate + loss rate" is close to 0 or negative, it is important to improve this number (make the positive larger) by taking profits slowly and cutting losses early. Then, by increasing your winning rate, you will rise to the positive zone. Try moving according to the advice."

(Step S809)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency as follows: "Your assets have decreased by more than 10% per year, and they are shrinking. If the situation of the stocks you own was very good, it would be a different matter, but there is a lot of room for improvement in your trading, and it is necessary to correct various points. Where should you start? As for where to start, the starting point is to analyze your trading patterns, and it is important to understand which patterns are the main focus of your trading. If there is a problem with your stock selection, it is important to change that point first. Try trading with strategic stocks. If there is a problem with your trading, possible problems include late stop loss, taking profits too early, low win rate, and too slow rotation. Look at your own performance on each evaluation axis and start by correcting the areas with the most room for improvement. I think there is a high possibility that you will see improvement by following the advice more than ever before."

Figure 9 is a flowchart showing the classification process of buying and selling patterns by the advice generation unit 321 in the server 3 according to this embodiment. Note that in the process below, the current price is used for the judgment, but it is not limited to the current price, and the judgment may be made using the market price after the sale (market price three months after the sale, including the current price).

(Step S901)
The advice generating unit 321 determines whether the buying price is smaller than the selling price. If the buying price is smaller than the selling price (YES in step S901), the advice generating unit 321 executes the process of step S902. If the buying price is not smaller than the selling price, that is, if the buying price is equal to or larger than the selling price (NO in step S901), the advice generating unit 321 executes the process of step S907.

(Step S902)
The advice generating unit 321 determines whether the selling price is smaller than the current price. If the selling price is smaller than the current price (YES in step S902), the advice generating unit 321 executes the process of step S903. If the selling price is not smaller than the current price, that is, if the selling price is equal to or greater than the current price (NO in step S902), the advice generating unit 321 executes the process of step S904.

(Step S903)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic results including information about the user's buying and selling tendencies, information about the reasons for the user's buying and selling tendencies, information about social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S905, S906, S908, S810, and S911).

As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (winning pattern 1 [buying price < selling price < current price]) with the following: "Users who frequently use this buying and selling pattern have a good chance of still increasing their profits. Their stock selection was not wrong, and now they need to see whether they can take a larger price spread or whether they locked in their profits too early. Also, if they are too slow, they may miss out on other opportunities, so the turnover aspect is also important."

Furthermore, the advice generating unit 321 generates advice according to winning pattern 1, saying, "In the future, you can make further improvements by thinking about how to effectively trade from the stock selection stage onwards and how to replace stocks."

(Step S904)
The advice generating unit 321 judges whether the current price is greater than the purchase price. If the current price is greater than the purchase price (YES in step S904), the advice generating unit 321 executes the process of step S905. If the current price is not greater than the purchase price, that is, if the current price is equal to or less than the purchase price (NO in step S904), the advice generating unit 321 executes the process of step S906.

(Step S905)
As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (winning pattern 2 [buying price < selling price, and selling price > current price, and current price > buying price]) with the following: "Users who frequently use this buying and selling pattern are good at selecting stocks and are good at buying and selling. However, if you are greedy, it is important to buy and sell stocks that have a larger price range. This is especially true in cases where the profit margin is low. Because you buy and sell stocks that do not have a large price range, your profit margin will not increase."

Furthermore, the advice generating unit 321 generates advice according to winning pattern 2, stating, "If you switch to buying and selling strategic stocks, your performance will improve. In this case, it is important to improve your winning return, which is the most important indicator."

(Step S906)
As an example, the advice generating unit 321 compares and diagnoses the user's buying and selling tendency (winning pattern 3 [buying price < selling price, and selling price ≥ current price, and current price ≤ buying price]) with the following: "Users who frequently have this buying and selling pattern have made the wrong stock selection in the first place, and were successful because they bought stocks that they should not have bought at the time and quickly sold them. The buying and selling went well, but the stock selection was wrong. If this type of buying and selling accounts for a lot of the users, it is highly likely that they have been attracted to stocks that are currently moving, such as stocks that are the subject of market manipulation, and this means that they are only putting their hands on stocks that they will not make a profit if they do not buy and sell, or in other words, stocks that will cause losses if they continue to hold them. Therefore, they have no choice but to buy and sell."

Furthermore, the advice generating unit 321 generates advice according to winning pattern 3, saying, "It is important to select stocks that are safe to hold and that will rise, rather than stocks that cannot be held with confidence. This will give you more leeway in buying and selling."

(Step S907)
The advice generating unit 321 determines whether the selling price is greater than the current price. If the selling price is greater than the current price (YES in step S907), the advice generating unit 321 executes the process of step S908. If the selling price is not greater than the current price, i.e., if the selling price is equal to or less than the current price (NO in step S907), the advice generating unit 321 executes the process of step S909.

(Step S908)
As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendencies (losing pattern 1 [buying price > selling price > current price]) with the following: "Users who have this buying and selling pattern frequently have a problem with stock selection. If they only buy popular stocks, or buy stocks with news about them, or stocks that are being manipulated, they will suffer losses like this. The essence of these stocks is that they are stocks that should not be held, and stocks that will result in huge losses if not sold."

Furthermore, the advice generating unit 321 generates the following advice in response to losing pattern 1: "If losing pattern 1 and winning pattern 3 occur frequently, you will need to significantly change your stock selection. Change your style from opportunistic trading to an investment style. Since trading is likely to be done by skilled traders, if you can select stocks properly, your performance may improve dramatically. First, try trading with strategic stocks."

(Step S909)
The advice generating unit 321 determines whether the current price is greater than the purchase price. If the current price is greater than the purchase price (YES in step S909), the advice generating unit 321 executes the process of step S910. If the current price is not greater than the purchase price, that is, if the current price is equal to or less than the purchase price (NO in step S909), the advice generating unit 321 executes the process of step S911.

(Step S910)
As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendencies (losing pattern 2 [buying price ≧ selling price, and selling price ≦ current price, and current price > buying price]) with the following: "Users who frequently have this buying and selling pattern are good at selecting stocks, but they tend to cut their losses too early or have unclear criteria for deciding when to sell or not. Other indicators should also be considered. If there are many winning pattern 1, then the stock selection can be said to be very excellent."

Furthermore, the advice generating unit 321 generates advice corresponding to the losing pattern 2, saying, "As you become more adept at trading, your assets will increase. The winning rate of return, the losing rate of loss, and the difference between them are important indicators."

(Step S911)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (losing pattern 3 [buying price ≧ current price ≧ selling price]) with the following: "Users who frequently have this trading pattern have room for improvement in both stock selection and trading. However, if losses are kept small and wins are large in this trading pattern, it is possible that the user is winning in the ideal way."

Furthermore, the advice generation unit 321 generates advice corresponding to loss pattern 3, saying, "If you are losing a lot, it is important to correct your mistake in stock selection."

Figure 10 is a flowchart showing the diagnostic process of the advice generation unit 321 in the server 3 according to this embodiment, based on the rate of change of held stocks (hereinafter simply referred to as "rate of change").

The advice generation unit 321 classifies the buying and selling data into held stock data and already bought and sold data, and calculates the rate of change of the held stocks by referring to the held stock data. The advice generation unit 321 then executes the following diagnostic process.

(Step S1001)
The advice generating unit 321 determines whether the rate of change is greater than -10% and equal to or less than 0%. If the rate of change is greater than -10% and equal to or less than 0% (YES in step S1001), the advice generating unit 321 executes the process of step S1002. If the rate of change is equal to or less than -10% or greater than 0% (NO in step S1001), the advice generating unit 321 executes the process of step S1003.

(Step S1002)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
- Generate diagnostic comparison results including information about the user's buying and selling tendencies, information about the reasons for the user's buying and selling tendencies, information about social aspects of the user's buying and selling tendencies, and information for improving the user's buying and selling tendencies (similar to steps S1004, S1006, and S1007).

As an example, the advice generation unit 321 compares and diagnoses the user's trading trends as follows: "Some stocks are making profits, while others are making losses. Also, evaluations vary greatly depending on the profit and loss from trading. If the profit and loss from trading is large and positive, there is likely little problem. If the profit and loss from trading is small or negative, there is likely a lot of room for improvement. It is important to analyze the total profit and loss from trading and recognize your own trading patterns along with the six-pattern analysis of trading. As your trading and stock selection improve, the stocks you hold should also improve. I think there is still a long way to go, but that means there is a lot of room for improvement and many elements that will change."

(Step S1003)
The advice generating unit 321 determines whether the rate of change is -10% or less. If the rate of change is -10% or less (YES in step S1003), the advice generating unit 321 executes the process of step S1004. If the rate of change is not -10% or less (NO in step S1003), the advice generating unit 321 executes the process of step S1005.

(Step S1004)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency as follows: "You have some stocks that are left unspent, and unless your trading profits and losses are very good, there seems to be a lot of room for improvement. You need to start by looking at an overall judgment of trading and improving your trading. This is because it is highly likely that the stocks you are holding are the ones that you were unable to buy or sell and were unable to cut your losses on. When it comes to stocks, it is very important to quickly get rid of failed stocks. Don't dwell on them forever. It's easy to say, but it's true that cutting losses is difficult. If you're not good at it, try to imitate the support content first. This is because cutting losses can suddenly open up the potential of stocks. It is important to organize your holdings, even if only little by little, and change them into a state where you have unrealized gains."

(Step S1005)
The advice generating unit 321 determines whether the rate of change is greater than 0% and less than 10%. If the rate of change is greater than 0% and less than 10% (YES in step S1005), the advice generating unit 321 executes the process of step S1006. If the rate of change is 10% or more (NO in step S1005), the advice generating unit 321 executes the process of step S1007.

(Step S1006)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendencies with the following: "If there are no problems with profits and losses from trading, then things seem to be going well. However, it is important to look at this together with trading pattern analysis. In the classification process of trading patterns, if there are more winning patterns 2 and 3 rather than winning pattern 1, then you need to reconsider your stock selection. This is because there is a high possibility that you are buying stocks that do not have a large price range. Try using more strategic stocks that have a larger price range."

(Step S1007)
As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency with the following: "If the trading profit and loss is also positive, there seems to be few problems. However, it is necessary to look at other evaluation axes such as turnover, winning profit rate, losing loss rate, and winning rate. Improve your weak points."

Figure 11 is a flowchart showing the ranking process by the principal increase/decrease rate of the advice generation unit 321 in the server 3 according to this embodiment. Note that the advice generation unit 321 may perform the comparison process and ranking process using an evaluation index other than the principal increase/decrease rate, or may perform the comparison process and ranking process using multiple evaluation indexes.

(Step S1101)
The advice generating unit 321 determines whether the principal increase/decrease rate is greater than 30%. If the principal increase/decrease rate is greater than 30% (YES in step S1101), the advice generating unit 321 executes the process of step S1102. If the principal increase/decrease rate is not greater than 30% (NO in step S1101), the advice generating unit 321 executes the process of step S1103.

(Step S1102)
The advice generating unit 321 may determine the user's buying and selling tendency as follows:
Generate diagnostic results including information on the user's buying and selling tendencies and information for improving the user's buying and selling tendencies (similar to steps S1104, S1106, S1108, and S1109).

As an example, the advice generating unit 321 compares and diagnoses the user's trading tendency (rank special A) with the following: "Assets are increasing at a pace that exceeds the market average, which is ideal. It depends on whether the weight is greater, trading profits/losses or valuation profits, but if trading profits/losses are the main source of income, then turnover will also work well."

Furthermore, the advice generating unit 321 generates advice according to rank Special A, stating, "By improving the weak points in each evaluation axis, your profitability will likely increase and your asset growth rate will likely pick up."

(Step S1103)
The advice generating unit 321 determines whether the principal increase/decrease rate is greater than 10% and less than or equal to 30%. If the principal increase/decrease rate is greater than 10% and less than or equal to 30% (YES in step S1103), the advice generating unit 321 executes the process of step S1104. If the principal increase/decrease rate is less than or equal to 10% (NO in step S1103), the advice generating unit 321 executes the process of step S1105.

(Step S1104)
As an example, the advice generation unit 321 compares and diagnoses the user's buying and selling tendency (rank A) as follows: "Although it may not be the case on an annual basis, the funds are increasing year by year, and the management is such that profits are generating more profits. There are ups and downs from year to year, but the pace is above average."

Furthermore, the advice generating unit 321 generates the following advice according to rank A: "Check the indicators to see how you compare with the Nikkei average, and compare your own rate of increase with the market average. If it is below the market average, there is still room for improvement. Even if it is above, recognize your weak points and work on improving them."

(Step S1105)
The advice generating unit 321 determines whether the principal increase/decrease rate is greater than 0% and less than or equal to 10%. If the principal increase/decrease rate is greater than 0% and less than or equal to 10% (YES in step S1105), the advice generating unit 321 executes the process of step S1106. If the principal increase/decrease rate is less than or equal to 0% (NO in step S1105), the advice generating unit 321 executes the process of step S1107.

(Step S1106)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank B) with the following: "The negative amount is small, but the principal is lost and there is room for improvement. First, let's check whether the loss is occurring on the stocks you own or on trading."

Furthermore, the advice generating unit 321 generates advice according to rank B, such as, "If you are incurring losses on the stocks you hold, the first thing you should correct is that you are unable to cut your losses. Another important point is whether or not you selected the initial stock to buy appropriately."

(Step S1107)
The advice generating unit 321 determines whether the principal increase/decrease rate is greater than -10% and equal to or less than 0%. If the principal increase/decrease rate is greater than -10% and equal to or less than 0% (YES in step S1107), the advice generating unit 321 executes the process of step S1108. If the principal increase/decrease rate is equal to or less than -10% (NO in step S1107), the advice generating unit 321 executes the process of step S1109.

(Step S1108)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank C) with the following: "Losses are growing, and we recommend that you improve this immediately. First, identify the problem. If you are experiencing losses in stocks you own, check whether you are experiencing losses in stocks that have already been bought and sold. If you are experiencing losses in stocks that have already been bought and sold, then you should also refer to the win rate, loss rate, trading pattern analysis, etc."

Furthermore, the advice generating unit 321 generates advice according to rank C, such as "Improvements should be made starting from the areas that are particularly bad. Please refer to the advice on how to improve from the bad evaluation axis."

(Step S1109)
As an example, the advice generation unit 321 compares and diagnoses the user's trading tendency (rank D) with the following: "Your assets are decreasing year by year. It is important to first recognize the problem: whether it is the total trading profit/loss or the rate of change in the stocks you hold."

Furthermore, the advice generating unit 321 generates advice according to rank D, saying, "Is it closer to either that you are unable to cut losses and the unrealized losses of your holdings are growing, or that your turnover is so fast that your assets are not increasing at all despite how busy you are. If it is the former, then the loss rate and six buying and selling pattern analysis are important. If it is the latter, then the winning rate, comprehensive loss analysis, and turnover index are important."

(Decomposition formula for total trading profit and loss)
The breakdown formula for total trading profit and loss is shown below.

Total trading profit =
Win rate x trading amount if you win x winning profit rate / number of wins + (1 - win rate) x trading amount if you lose x loss rate / number of losses x principal x (number of days elapsed / number of days to turn over the principal) / trading amount per transaction Below is a breakdown of the total trading profit and loss, including a numerical example for a principal of 5 million yen. Numerical examples are shown in brackets [ ].

Total trading profit =
Winning rate (0.33) x trading amount if winning (29.7 million yen) x winning profit rate (0.41) / number of wins + (1 - winning rate) x trading amount if losing (77.73 million yen) x loss rate (-0.08) / number of losses x principal (5 million yen) x (number of days elapsed (1,224) ÷ number of days for turning over principal (53)) / trading amount per transaction (670,000 yen)
The advice generating unit 321 of the server 3 generates a decomposition formula of total trading profit and loss including numerical values as a diagnostic result regarding the user's trading data. The advice generating unit 321 also generates advice referring to evaluation indexes included in the decomposition formula including at least the win rate, the winning profit rate, the losing loss rate, and the number of days for turning over the principal (principal turnover period).

[Example of advice]
Examples of advice according to this embodiment are shown below. The advice generating unit 321 of the server 3 generates each piece of advice. The control unit 22 of the terminal 2 causes each piece of advice to be displayed on the display unit 23. Note that the contents of the advice shown below are merely examples and do not limit the present invention.

(First example of advice)
"We specialize in transactions with a very high turnover rate, with a capital turnover period of three days. For a capital of 1 million yen, we turn over 100 times in one year, resulting in a trading value of 100 million yen. Because the turnover is so fast, the profit rate per transaction is inevitably low.

In particular, a 5% winning return may be too low.

The winning rate is 60%, the profit rate is 5%, and the loss rate is -8%. Although the winning rate is high, the losses are large and there is a tendency to delay in cutting losses, so it can be said that there is an urgent need to improve the loss rate.
(Second example of advice)
"He doesn't seem to like buying and selling. In the past year, he has bought and held on to stocks, and has not traded. He has plenty of funds, and I think he takes the stance of buying good stocks and continuing to hold them.

Out of a capital of 10 million yen, the transaction amount was 5 million yen, and 5 million yen remains in cash. The winning rate of the stocks held is 80%, and the rate of return when they win is 1.2 times, which is quite high, so this appears to be an investment stance of carefully selecting good stocks and purchasing them little by little, choosing the right timing. The loss rate of losing stocks has also been kept low at around -10%. This is a stance of carefully selecting stocks for investment. It can be said that this is something that can only be achieved by someone with financial resources.

However, there are many great opportunities in the stock market. Not buying and selling, and not changing stocks, means that there is a high possibility that you will miss out on those opportunities. By increasing your trading amount, you can gain profit opportunities many times the principal. If you have a principal of 10 million yen, changing stocks once every three months will dramatically increase your profit opportunities. Once a week will make you too busy, but once every three months is a level that requires almost no effort. Refreshing yourself once every three months will make it easier to incorporate stocks that fit the times, allowing you to adapt to changes flexibly.

Stocks are constantly changing, so even for those with ample funds, buying and selling stocks and replacing stocks in order to adapt to these changes is essential. However, the stocks you should buy at any given time are different, and adapting to changes is not easy. Our buying and selling support helps with this.
(Third example of advice)
"The principal turnover period is one year. In other words, with a principal of 1 million yen, I only buy once a year and continue to hold on to it without trading. The transaction amount is 1 million yen. There is zero trading, but the winning rate of the stocks I hold is 20%, and the losing rate is -30%. I am stuck with the losses and unable to do anything. I bought and left them, and by not cutting my losses early, the damage is getting worse.

First, I recommend that you try moving even just a portion of your holdings and buying and selling. As the moved funds become more active and begin to generate profits, you will be motivated to move other unsold stocks into activity as well, and things will gradually move in the direction of improvement. The most important thing to be careful of when moving is to cut losses early and take profits slowly. It will be difficult to cut losses until you get used to it, so I recommend that you try moving according to the buying and selling support.
(Fourth example of advice)
"The capital turnover period is two months, and the turnover is moderate. For a capital of 1 million yen, there are six turns over in one year, resulting in a trading value of 6 million yen. The winning rate is 40%, the winning return rate is 40%, and the losing return rate is -8%.

Although the winning rate is low, the winning return rate is very high at 1.4 times, and conversely, the loss cut in the event of a loss is kept to -8%, so assets are steadily increasing and it can be said to be an ideal trading method. The frequency of turnover is also about once every two months, with stocks being replaced, so it is not too busy.

The average holding period for winning positions is over three months, while the average holding period for losing positions is two weeks. This allows us to make large, slow wins and small, quick withdrawals, and we trade to build assets.
(Fifth example of advice)
"The principal turnover period is one month, and there is a moderate turnover. For a principal of 1 million yen, there were 12 turnovers in one year, for a trading value of 12 million yen. The win rate is 70%, the profit margin is 5%, and the loss margin is -15%. I am conscious of my win rate, and my win rate is high, but my profit margin is too low and my loss margin is too large, so my assets are decreasing. Also, when I win, the holding period is too short, and while I tend to lock in profits immediately, I end up holding on to stocks that have caused losses for too long, causing my losses to grow.

There is a tendency to delay cutting losses, so there is an urgent need to improve the loss rate.
[Basic figures (basic data) and specific examples of evaluation indicators]
The advice generating unit 321 calculates an evaluation index from the basic numerical value. The calculation of the evaluation index changes according to the level of profit and loss (degree of detail). Since the evaluation index changes, the evaluation is performed in stages, and comparison, diagnosis, and advice can also be performed in stages. Specific examples of differences in evaluation indexes according to levels are shown below. Note that the following shows specific examples and does not limit the present invention.

(Specific examples of the evaluation of total profit and loss)
The advice generating unit 321 calculates the principal increase/decrease rate by "principal increase/decrease rate=total profit/loss÷principal" and evaluates the total profit/loss.

The basic figures are:
·principal,
- Total profit and loss, purchase price, selling price, number of purchases, current valuation, number of days elapsed, average number of days held, and rate of change of the benchmark (Nikkei average, etc.) over the elapsed period.

Evaluation indices include rotational force indices and overall indices.

The rotational force index includes:
・Number of rotations (= purchase price ÷ principal)
・Number of days turned over (= number of days elapsed ÷ number of turns)
-Average number of days held, etc.

The overall indicators are:
・Principal profit/loss ratio (= total profit/loss ÷ principal)
・Average purchase price ・Average profit and loss (= total profit and loss / number of purchases)
・Principal profit/loss ratio (= purchase price ÷ principal × total profit/loss ÷ number of purchases ÷ purchase price ÷ number of purchases)
・Principal profit/loss ratio (= number of rotations x average profit/loss per time ÷ purchase price per time)
-Comparison with the Nikkei average, cash ratio, investment ratio, current investment amount, etc. are available.

(Specific examples of valuation of total trading profit and loss)
The advice generating unit 321 calculates the principal increase/decrease rate as follows: "principal increase/decrease rate = (total trading profit/loss + total unrealized profit/loss) / principal" and evaluates the total trading profit/loss.

The basic figures are:
- Principal, total profit/loss on buying and selling, purchase price, number of wins, total profit if winning, total purchase price if winning, total selling price if winning, number of losses, total purchase price if losing, total selling price if losing, total loss if losing, number of buys and sells, selling price, number of days elapsed, average buying and selling period, etc.

The evaluation indicators are:
・ Turnover power - number of times a stock is traded (= purchase price ÷ principal)
・Number of days for trading of stocks (= number of days elapsed ÷ number of rotations)
・Average number of days to hold traded stocks ・Principal profit/loss ratio (= total trading profit/loss ÷ principal)
・Win rate of trading stocks (= number of wins / number of trades)
・ Profit from a single trade of a stock (= Profit from a win / Number of wins)
・Profit rate when trading stocks are winning (= profit when winning ÷ winning trading amount)
・Loss per trade of a stock (= loss in case of loss ÷ number of losses)
・Loss rate when trading stocks lose (= loss when losing ÷ trading amount of loss)
etc.

For example, profits and losses from trading can be broken down into the following elements. This breakdown allows you to understand the nature of trading.

Total profit and loss on trading = Win rate (33%) x Trading amount if winning (29.7 million yen) x Profit rate if winning (0.41) ÷ Number of wins + (1 - Win rate) x Trading amount if losing (77.73 million yen) x Profit rate if losing (-0.08) ÷ Number of losses x Principal (5 million yen) x (Number of days elapsed (1224) ÷ Number of days for turning over the principal (53)) ÷ Trading amount per transaction (670,000 yen)
Profits and losses from trading are determined by turnover, profit margin in case of winning, loss margin in case of losing, principal, win rate, etc. By dividing the factors, it is possible to evaluate which factors are strong or weak, and the tendency of trading can be understood.

(Specific examples of valuation of total unrealized gains and losses)
The advice generating unit 321 evaluates the total unrealized profit and loss.

The basic figures are:
- Principal, total unrealized profit and loss, purchase price of unsold stocks (or unrepurchased stocks), current valuation of unsold stocks (or unrepurchased stocks), number of days elapsed, number of winning stocks held, total unrealized profits when held stocks are winning, purchase price of winning stocks held, number of losing stocks held, total losses when held stocks are losing, buying and selling price of losing stocks held, number of purchases, number of stocks held, average number of days held, etc.

The evaluation indicators are:
・Turning power/number of turns (= purchase price ÷ principal)
・Number of days (= number of days elapsed ÷ number of rotations)
・Average number of days held ・Profit and loss ratio (= total unrealized profit and loss / total purchase price)
・Win rate (= number of wins / number of purchases)
・Profit per win (= Profit when winning ÷ Number of wins)
・Profit rate if winning (= Profit if winning ÷ Purchase price if winning)
・Stock market share ・Winning stock market share ・Losing stock market share ・Profit and loss composition ratio (by stock)
・Average rate of change (annualized)
-There are unrealized profit and loss weights, trading profit and loss weights, Nikkei average rise and fall rates, etc.

For example, unrealized gains and losses can be divided into the following elements:

Unrealized profit and loss = Win rate (33%) x Trading amount if winning (29.7 million yen) x Profit rate if winning (0.41) ÷ Number of wins + (1 - Win rate) x Trading amount if losing (77.73 million yen) x Profit rate if losing (-0.08) ÷ Number of losses x Principal (5 million yen) x (Number of days elapsed (1224) ÷ Number of days for turning over the principal (53)) ÷ Trading amount per transaction (670,000 yen)
When assessing unrealized profits and losses, the turnover, profit margin in the case of a win, loss margin in the case of a loss, principal, win rate, etc. are important.

(Example of evaluation of total winnings)
The advice generating unit 321 calculates the principal increase/decrease rate as follows: "principal increase/decrease rate = (total winning profits + total losing losses + total unrealized profit/loss) / principal" and evaluates the total winning profits.

The basic figures are:
- Includes principal, total profit, purchase price, selling price, number of days elapsed, average number of days since purchase, etc.

The evaluation indicators are:
・Rotational force/number of rotations = (purchase price ÷ principal)
・Number of days turned over (= number of days elapsed ÷ number of turns)
・Average number of days held ・Winning profit rate (= total winning profit ÷ winning purchase price)
・Win rate (= number of wins / number of trades)
・Profit per win (= Profit when winning ÷ Number of wins)
・Profit rate in case of winning (= profit in case of winning ÷ winning trading amount)
・Total profit from winnings ・Winning purchase price per time (= winning purchase price ÷ number of times of winning)
etc.

For example, winnings can be divided into the following components:

Winning Profit = (Winning Rate (33%) x Trading Amount if Winning (29.7 million yen) x Profit Rate if Winning (0.41) ÷ Number of Winnings)
x (principal (5 million yen) x (number of days elapsed (1224) ÷ number of days for turning over the principal (53)) ÷ trading amount per transaction (670,000 yen))
Winning profit = (Winning rate (= Number of wins ÷ Number of trades) (33%) × Trading amount if winning (29.7 million yen) × Profit rate if winning (= (Profit from winning pattern 1 + Profit from winning pattern 2 + Profit from winning pattern 3) ÷ Trading amount (0.41)) ÷ Number of wins)
x (principal (5 million yen) x (number of days elapsed (1224) ÷ number of days for turning over the principal (53)) ÷ trading amount per transaction (670,000 yen))
Winning profit = profit from winning pattern 1 + profit from winning pattern 2 + profit from winning pattern 3 Winning profit = profit that would have been obtained from winning pattern 1 - profit lost after selling winning pattern 1 + loss avoided by selling winning pattern 2 + profit that would have been obtained by holding winning pattern 2 + (current valuation - purchase price) of winning pattern 3 - (loss if continuing to hold) of winning pattern 3 - loss avoided by buying and selling winning pattern 3 at (current valuation - selling price) (Specific example of valuation of winning profit patterns)
The advice generation unit 321 calculates the principal increase/decrease rate as follows: "Principal increase/decrease rate = (total unrealized profit/loss + total profit of winning profit pattern 1 + total profit of winning profit pattern 2 + total profit of winning profit pattern 3 + total loss of losing loss pattern 1 + total loss of losing loss pattern 2 + total loss of losing loss pattern 3) ÷ principal" and evaluates the total winning profit.

The basic numbers for winning pattern 1 are:
·principal,
- Total profit, purchase price, selling price, number of days elapsed, average number of days to buy and sell, total profit and loss after buying and selling, total profit and loss if holding, total profit and loss from buying and selling, etc.

The evaluation indicators for winning pattern 1 are:
・Average holding period, total profit earned if not sold・Profit earned if not sold per time・Profit earned if not sold ÷ profit from winning pattern 1・Total profit that would have been earned・Total profit that would have been earned ÷ profit from winning pattern 1・Average holding period・Period that elapsed if not sold・Holding period if not sold after purchase,
-Total profit that would have been earned ÷ holding period if not sold after purchase; Profit that would have been earned if not sold ÷ period that would have elapsed if not sold, etc.

For example, the profits from winning pattern 1 can be divided into the following elements:

Profit from winning pattern 1 = rate of winning pattern 1 (= (number of times winning pattern 1 ÷ number of times winning) × (number of times winning ÷ number of times buying and selling)) × trading amount for winning pattern 1 (1,000,000 yen) × rate of return for winning pattern 1 (= profit from winning pattern 1 ÷ trading amount for winning pattern 1) ÷ number of times winning pattern 1 × principal (5,000,000 yen) × (number of days elapsed (1,224) ÷ number of days for turning over the principal (= (number of days elapsed ÷ (trading amount ÷ principal)) (53)) ÷ trading amount per time (670,000 yen)
Profit from winning pattern 1 = Profit that would have been obtained from winning pattern 1 - Profit lost after the sale of winning pattern 1 Profit rate of winning pattern 1 = (Profit that would have been obtained from winning pattern 1 - Profit lost after the sale of winning pattern 1) ÷ Trading price of winning pattern 1 Profit from winning pattern 1 = Rate of winning pattern 1 (= Number of times winning pattern 1 is held ÷ Number of times buying and selling) × Trading price for winning pattern 1 (10,000 yen) × (Profit that would have been obtained from winning pattern 1 - Profit lost after the sale of winning pattern 1) ÷ Trading price of winning pattern 1 ÷ Number of times winning pattern 1 is held [Additional Note 1]
In order to solve the above problems, an information generating device according to one embodiment of the present invention is an information generating device that generates information related to the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of the investment products, acquires basic data from the acquired buying and selling data, calculates an evaluation index by referring to the acquired basic data, and generates information indicating the calculated evaluation index.

The above configuration makes it possible to provide evaluations of trading data for investment products.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may obtain a total profit and loss from the trading data, calculate an evaluation index by referring to the total profit and loss, and generate information indicating the calculated evaluation index.

According to the above configuration, the evaluation index is calculated by referring to the total profit and loss, so that an evaluation of the trading data that takes profit and loss into account can be provided.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may obtain a total trading profit and loss and a total unrealized profit and loss from the trading data, calculate an evaluation index by referring to the total trading profit and loss and the total unrealized profit and loss, and generate information indicating the calculated evaluation index.

According to the above configuration, the evaluation index is calculated by referring to the total trading profit and loss and the total unrealized profit and loss, so that an evaluation of the trading data that takes into account the trading profit and loss and the unrealized profit and loss can be provided.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may obtain a total winning profit, a total losing loss, and a total unrealized profit and loss from the trading data, calculate an evaluation index by referring to the total winning profit, the total losing loss, and the total unrealized profit and loss, and generate information indicating the calculated evaluation index.

According to the above configuration, the evaluation index is calculated by referring to the total winning profit, total losing loss, and total unrealized profit and loss, so that an evaluation of trading data that takes into account winning profit, losing loss, and unrealized profit and loss can be provided.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may acquire traded data from the trading data, classify the traded data into patterns according to the purchase price, the sale price, and the market value after the sale, calculate a total profit and loss for each pattern, calculate an evaluation index by referring to the total profit and loss for each pattern, and generate information indicating the calculated evaluation index.

According to the above configuration, the evaluation index is calculated by referring to the total profit and loss for each pattern according to the purchase price, sale price, and market price after the sale, so that an evaluation of the buying and selling data that takes into account the profit and loss for each pattern can be provided.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may calculate an evaluation index by referring to the trading data, compare and rank investors by referring to the calculated evaluation index, and generate information indicating the comparison and ranking of the investors as the evaluation index.

According to the above configuration, it is possible to calculate an evaluation index by referring to the trading data of investment products, and provide an evaluation based on the comparison and ranking made by referring to the calculated evaluation index.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may perform a diagnosis by referring to the evaluation index and generate information indicating the result of the diagnosis.

According to the above configuration, a diagnosis is made by referring to the evaluation index calculated by referring to the trading data, so that a diagnosis based on the trading data can be provided.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may generate information indicating advice according to the results of the diagnosis.

According to the above, information is generated that indicates advice according to diagnosis results based on trading data, so advice based on trading data can be provided.

An information presentation system according to one aspect of the present invention is an information presentation system including the information generating device and a terminal device, and the terminal device presents the information generated by the information generating unit to a user.

The above configuration makes it possible to provide evaluations of trading data for investment products.

[Additional Note 2]
In order to solve the above problems, an information generating device according to one embodiment of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of the investment products, acquires basic data including a total profit and loss from the acquired buying and selling data, calculates a number of evaluation indexes for the total profit and loss by referring to the acquired basic data, performs a diagnosis by referring to the multiple evaluation indexes, and generates information indicating advice including the multiple evaluation indexes in accordance with the results of the diagnosis.

The above configuration makes it possible to provide multifaceted advice regarding the trading data of investment products based on multiple evaluation indicators and diagnostic results.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may calculate an evaluation index including a turnover force and a winning profit rate or a losing loss rate from the basic data, and generate information indicating the result of a diagnosis regarding the user's buying and selling tendencies according to the turnover force and the winning profit rate or the turnover force and the losing loss rate.

According to the above configuration, as a result of diagnosing a user's buying and selling tendencies, information according to the user's buying and selling frequency and profit and loss ratio can be provided.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may generate a calculation formula that includes the win rate, winning trading amount, winning profit rate, number of wins, losing trading amount, loss rate, number of losses, principal, elapsed period, turnover, and trading amount per transaction, which are obtained by breaking down the total profit and loss, as a diagnostic result regarding the trading data.

According to the above configuration, the total profit and loss is broken down into multiple indicators, so even if the total profit and loss is the same, it is possible to provide multifaceted advice that differs depending on the quality of each indicator.

In addition, in an information generating device according to one aspect of the present invention, evaluation indices that differ in stages may be calculated depending on the level of detail of the profit and loss included in the basic data.

With the above configuration, different valuations can be provided even for the same total profit and loss, depending on the level of detail of the profit and loss.

[Additional Note 3]
An information generating device according to one embodiment of the present invention is an information generating device that generates information related to the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of the investment products, acquires basic data including a total profit and loss from the acquired buying and selling data, and calculates a number of evaluation indexes for the total profit and loss by referring to the acquired basic data, and the information generating unit calculates evaluation indexes including rotational force from the basic data.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may calculate an evaluation index including a winning profit rate or a losing loss rate from the basic data.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may calculate evaluation indices from the trading data by breaking down the total profit and loss, including win rate, winning trading amount, winning profit rate, number of wins, losing trading amount, loss rate, number of losses, principal, elapsed period, turnover, and trading amount per transaction.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may calculate evaluation indices that differ in stages depending on the level of detail of the profit and loss included in the basic data.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation index to diagnose a user's buying and selling tendencies and generate information indicating the results of the diagnosis.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation index, compare the user's evaluation index with the evaluation index of others or with the average evaluation index, and generate information indicating the comparison result.

In addition, in the information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation index to rank investors and generate information indicating the ranking.

In addition, in an information generating device according to one aspect of the present invention, the information generating unit may refer to the evaluation indexes and generate information indicating advice including the multiple evaluation indexes according to the result of the diagnosis.

An information presentation system according to one aspect of the present invention is an information presentation system including the information generating device and a terminal device, and the terminal device presents the information generated by the information generating unit to a user.

[Additional Note 4]
An information generating device according to one embodiment of the present invention is an information generating device that generates information regarding the buying and selling of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already-bought data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss by referring to the already-bought data, and uses the evaluation index to generate information regarding the buying and selling related to the already-bought data that indicates problems and good points of the buying and selling.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss that indicates the entire buying and selling profit or loss by referring to the already bought and sold data, and generates information indicating how to increase profits or reduce losses with respect to the buying and selling related to the already bought and sold data using the evaluation index.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit and loss that indicates the entire buying and selling profit and loss by referring to the already bought and sold data, and uses the evaluation index to extract problems with the buying and selling related to the already bought and sold data, and evaluate, compare and diagnose the problems, and generate information showing how to improve the buying and selling.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit/loss that indicates the entire buying and selling profit/loss by referring to the already bought and sold data, and generates information related to the buying and selling tendency of users with respect to the buying and selling related to the already bought and sold data using the evaluation index.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit or loss indicating the entire buying and selling profit or loss by referring to the already bought and sold data, and uses the evaluation index to generate information showing advice regarding evaluation indexes including win rate, winning profit rate, losing loss rate, and principal turnover days that form the basis of the total buying and selling profit or loss, with respect to the buying and selling related to the already bought and sold data.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the buying and selling of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates a plurality of evaluation indexes from the acquired buying and selling data, and the information generating unit acquires already bought and sold data from the buying and selling data, and calculates an evaluation index including a total buying and selling profit and loss indicating the overall buying and selling profit and loss by referring to the already bought and sold data, and evaluates strong and weak factors by separating factors including turnover, profit rate in the case of a win, loss rate in the case of a loss, principal, and win rate with respect to the buying and selling related to the already bought and sold data using the evaluation index, and generates information indicating the buying and selling tendency based on the evaluation.

[Additional Note 5]
In order to solve the above problems, an information generating device according to one embodiment of the present invention is an information generating device that generates information regarding the holding status of investment products, and is equipped with an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and by referring to the holding data, calculates an evaluation index which is an element of the total unrealized profit and loss which indicates the entire unrealized profit and loss at the single point in time, and by referring to each evaluation index and the relationship between them, generates information indicating problems and good points of the holding status for the held investment products related to the holding data.

In addition, an information generating device according to one aspect of the present invention is an information generating device that generates information related to the holding status of investment products, and includes an information generating unit that acquires trading data of investment products and calculates multiple evaluation indexes from the acquired trading data. The information generating unit acquires holding data of investment products at a single point in time from the trading data, and calculates evaluation indexes that are elements of total unrealized profit and loss that indicate the entire unrealized profit and loss at a single point in time by referring to the holding data. Based on the formula "Total unrealized profit = (Win rate x Trading amount when winning x Profit rate of holding products that are profitable at the single point in time / Number of wins + (1 - Win rate) x Trading amount when losing x Loss rate of holding products that are losing at the single point in time / Number of losses) x Principal x (Number of days elapsed / Number of days for turning over principal) / Trading amount per transaction", it generates information indicating problems and advantages of the holding status of the investment products related to the holding data by referring to each evaluation index and their relationship.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the holding status of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and calculates an evaluation index that is an element of a total unrealized profit and loss that indicates the entire unrealized profit and loss at the single point in time by referring to the holding data, and generates information indicating a method of increasing profits or reducing losses for the held investment products related to the holding data by referring to each evaluation index and the relationship between them.

An information generating device according to one aspect of the present invention is an information generating device that generates information related to the holding status of investment products, and includes an information generating unit that acquires trading data of investment products and calculates multiple evaluation indexes from the acquired trading data, and the information generating unit acquires holding data of investment products at a single point in time from the trading data, and calculates an evaluation index that is an element of the total unrealized profit and loss that indicates the entire unrealized profit and loss at a single point in time by referring to the holding data, and extracts problem areas in the holding status by referring to each evaluation index and the relationships between them, and evaluates, compares, and diagnoses them to generate information that indicates how to improve trading.

An information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and calculates an evaluation index that is an element of the total unrealized profit and loss that indicates the entire unrealized profit and loss at the single point in time by referring to the holding data, and generates information regarding the holding tendency of users with respect to the held investment products related to the holding data by referring to each evaluation index and the relationship between them.

An information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and includes an information generating unit that acquires buying and selling data of investment products and calculates multiple evaluation indexes from the acquired buying and selling data, and the information generating unit acquires holding data of investment products at a single point in time from the buying and selling data, and calculates evaluation indexes that are elements of total unrealized profit and loss that indicates the entire unrealized profit and loss at a single point in time by referring to the holding data, and generates information indicating advice regarding evaluation indexes that include the win rate, the rate of return of held products that are making a profit at the single point in time, the loss rate of held products that are making a loss at the single point in time, and the number of days for turning over the principal, which are the basis of the total unrealized profit and loss, for the held investment products related to the holding data, by referring to each evaluation index and the relationship between them.

An information generating device according to one aspect of the present invention is an information generating device that generates information regarding the holding status of investment products, and includes an information generating unit that acquires trading data of investment products and calculates multiple evaluation indexes from the acquired trading data, and the information generating unit acquires holding data of investment products at a single point in time from the trading data, and calculates evaluation indexes that are elements of the total unrealized profit and loss that indicates the entire unrealized profit and loss at a single point in time by referring to the holding data, and evaluates strong and weak factors by separating factors including turnover, profit rate of held products that are making a profit at the single point in time, loss rate of held products that are making a loss at the single point in time, principal, and win rate with respect to the held investment products related to the holding data by referring to each evaluation index and the relationship between them, and generates information indicating the holding tendency based on the evaluation.

[Additional Note 6]
In addition, an information generating device according to one embodiment of the present invention obtains the purchase price and quantity of an investment product held by a particular investor, and further obtains data regarding the current market value of the investment product at a given point in time, and generates information regarding the investor's holdings of the investment product at the given point in time based on the investor's unrealized profit or loss at the given point in time.

[Software implementation example]
The control blocks of the terminal 2 and the server 3 (particularly, the control unit 22, the control unit 32, and the advice generation unit 321) may be realized by a logic circuit (hardware) formed in an integrated circuit (IC chip) or the like, or may be realized by software.

In the latter case, the terminal 2 and the server 3 are equipped with a computer that executes the instructions of a program, which is software that realizes each function. This computer is equipped with, for example, one or more processors, and a computer-readable recording medium that stores the program. The object of the present invention is achieved by the processor reading the program from the recording medium and executing it in the computer. The processor can be, for example, a CPU (Central Processing Unit). The recording medium can be a "non-transient tangible medium", such as a ROM (Read Only Memory), as well as a tape, a disk, a card, a semiconductor memory, a programmable logic circuit, etc. The computer can also be equipped with a RAM (Random Access Memory) that expands the program. The program can be supplied to the computer via any transmission medium (such as a communication network or a broadcast wave) that can transmit the program. One aspect of the present invention can also be realized in the form of a data signal embedded in a carrier wave, in which the program is embodied by electronic transmission.

The present invention is not limited to the above-described embodiments, and various modifications are possible within the scope of the claims. The technical scope of the present invention also includes embodiments obtained by appropriately combining the technical means disclosed in different embodiments.

1. Advice presentation system (information presentation system)
2. Terminal (Terminal Device)
3. Server (information generating device)
4 Network 321 Advice generation unit (information generation unit)

Claims (1)

An information generating device that acquires the purchase price and quantity of investment products held by an investor and generates information regarding the investment product holding status of the investor.

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