JP2024026508A - Electronic money processing terminal and its program - Google Patents

Abstract

[Problem] To simplify the use of electronic money. An electronic money processing terminal includes an acquisition means, a creation means, and an execution means. The acquisition means acquires a first identification code related to member information. The creation means creates a second identification code related to electronic money based on the first identification code acquired by the acquisition means. The execution means executes processing related to electronic money based on the second identification code created by the creation means. [Selection diagram] Figure 4

Description

Embodiments of the present invention relate to an electronic money processing terminal and a program for causing a computer to function as an electronic money processing terminal.

In recent years, membership cards equipped with electronic money functions have become popular.
At the start of a commercial transaction, a store clerk holds the barcode attached to a membership card over a scanner in order to input the membership ID into a POS (Point of Sales) terminal. The POS terminal recognizes a commercial transaction with a member and performs processing to award service points generated in the commercial transaction to the member.

When electronic money is selected as the payment method for a commercial transaction, the clerk reads the magnetic stripe of the membership card with a card reader in order to input the electronic money ID into the POS terminal. A POS terminal settles the price of a commercial transaction using electronic money.

In this way, in a series of commercial transactions, the clerk is required to hold the barcode attached to the membership card over a scanner and read the magnetic stripe of the membership card with a card reader.

Japanese Patent Application Publication No. 2008-9561

The problem to be solved by the embodiments of the present invention is to provide an electronic money processing terminal and its program that can simplify the use of electronic money.

In one embodiment, the electronic money processing terminal includes an acquisition means, a creation means, and an execution means. The acquisition means acquires a first identification code related to member information. The creation means creates a second identification code related to electronic money based on the first identification code acquired by the acquisition means. The execution means executes processing related to electronic money based on the second identification code created by the creation means.

FIG. 1 is a block diagram showing a main circuit configuration of a POS terminal according to an embodiment. The figure which shows the example of a structure of member ID. The figure which shows the example of a structure of electronic money ID. 2 is a flowchart illustrating an example of an information processing procedure executed by a processor of a POS terminal according to a control program.

Embodiments of the electronic money processing terminal will be described below with reference to the drawings. Note that in this embodiment, a POS terminal is exemplified as one aspect of the electronic money processing terminal.
A POS terminal is a terminal that handles both service point transactions and electronic money transactions. For example, service points are unique points available within a particular company. For example, electronic money is a unique house electronic money that can be used within a specific company.

The POS terminal grants service points generated in commercial transactions based on the member ID. The member ID is an identification code that uniquely identifies each member as a point member. The member ID is an example of an identification code related to member information. The member ID is also referred to as a first identification code. An example of the structure of the member ID will be described later.

The POS terminal executes processing related to electronic money based on the electronic money ID. The electronic money ID is an identification code that uniquely identifies each member who uses electronic money as an electronic money user. The electronic money ID is an example of an identification code related to electronic money. The electronic money ID is also referred to as a second identification code. A configuration example of the electronic money ID will be described later.

Both the member ID and the electronic money ID include serial numbers assigned to each member. The serial number assigned to each member is an example of a member-specific code. For example, a member ID and an electronic money ID that identify a certain member both include a serial number assigned to this member.

FIG. 1 is a block diagram showing the main circuit configuration of a POS terminal 10 according to this embodiment. The POS terminal 10 includes a processor 101, a main memory 102, an auxiliary storage device 103, a clock 104, a change machine interface 105, a communication interface 106, an input device 107, a display device 108, a printing device 109, a reading interface 110, a card reader 111, and Includes system bus 112. The POS terminal 10 has a processor 101, a main memory 102, an auxiliary storage device 103, a clock 104, a change machine interface 105, a communication interface 106, an input device 107, a display device 108, a print device 109, and a reader interface. 110 and card reader 111 are electrically connected directly or via a signal input/output circuit. In FIG. 1, the interface is described as "I/F."

The POS terminal 10 constitutes a computer including a processor 101, a main memory 102, an auxiliary storage device 103, and a system bus 112 that connects these.

Processor 101 corresponds to the central part of the computer. For example, the processor 101 is a CPU (Central Processing Unit), but is not limited thereto. Processor 101 may be composed of various circuits. The processor 101 loads a control program stored in the main memory 102 or the auxiliary storage device 103 in advance into the main memory 102 . The processor 101 executes a control program developed in the main memory 102 to implement various units described below and execute various operations.

Main memory 102 corresponds to the main memory portion of the computer. Main memory 102 includes a nonvolatile memory area and a volatile memory area. Main memory 102 is a nonvolatile memory area that stores an operating system and control programs. Further, the main memory 102 may store data necessary for the processor 101 to execute processing for controlling each unit in a non-volatile or volatile memory area. The main memory 102 uses a volatile memory area as a work area in which data is appropriately rewritten by the processor 101.

The auxiliary storage device 103 corresponds to the auxiliary storage portion of the computer. For example, EEPROM (registered trademark) (Electric Erasable Programmable Read-Only Memory), HDD (Hard Disc Drive), SSD (Solid State Drive), or the like is used as the auxiliary storage device 103. The auxiliary storage device 103 stores data used by the processor 101 to perform various processes and data generated by processing by the processor 101. The auxiliary storage device 103 may also store the above control program.

The clock 104 functions as a time information source for the POS terminal 10. The processor 101 measures the current date and time based on time information measured by the clock 104.

The change machine interface 105 inputs and outputs data signals to and from an automatic change machine (not shown). For example, the change machine interface 105 inputs input amount data from an automatic change machine. The change machine interface 105 also outputs change amount data to an automatic change machine. Incidentally, the automatic change machine dispenses banknotes or coins equivalent to the change amount according to the change amount data.

The communication interface 106 is connected to the network 20 and performs data communication with other devices connected to the network 20 according to a predetermined communication protocol. Connected to the network 20 are a store server for managing prices, sales, inventory, etc. of products bought and sold at the store, as well as a member server 30, an electronic money server 40, and the like.

The member server 30 manages a member database 31 that stores data regarding members registered as point members. The member database 31 stores at least point data, which is the point balance, in association with the member ID of each member. In FIG. 1, the database is described as "DB".

The electronic money server 40 manages an electronic money database 41 that stores data regarding members registered as electronic money users. The electronic money database 41 stores at least the electronic money balance in association with the electronic money ID of each member.

The input device 107 is a device that functions as a data input interface to the POS terminal 10. For example, the input device 107 is a keyboard, a touch panel, or the like. The input device 107 includes an electronic money charge key K1 for inputting an electronic money charge request (hereinafter also referred to as an electronic money charge request). The input device 107 includes an electronic money payment key K2 for inputting a payment request using electronic money (hereinafter also referred to as an electronic money payment request). The electronic money charge key K1 and the electronic money settlement key K2 may be hardware keys arranged on the keyboard, or may be soft keys reproduced on the touch panel.

The display device 108 is a device that can display various screens under the control of the processor 101. The display device 108 may be provided separately for a store clerk and a customer. For example, the display device 108 is a liquid crystal display, an EL (electroluminescence) display, or the like.

The printing device 109 is a device for printing receipts, slips, and the like. For example, the printing device 109 is a thermal printer, an inkjet printer, or the like.

The reading unit interface 110 inputs and outputs data signals to and from a reading unit (not shown). For example, the reading unit is a scanner for reading barcodes or two-dimensional data codes. The reader interface 110 inputs barcode or two-dimensional data code data scanned by a scanner. For example, the reading unit is a wireless tag reader/writer. The reader interface 110 inputs wireless tag data read by a wireless tag reader/writer. Further, the reading unit interface 110 outputs data to be written to the wireless tag to the wireless tag reader/writer.

The card reader 111 reads card data recorded on the magnetic stripe of the card medium.

Note that the hardware configuration of the POS terminal 10 is not limited to the above-described configuration. The POS terminal 10 allows the above-mentioned components to be omitted and changed, and new components to be added as appropriate.

Each unit installed in the above-mentioned processor 101 will be explained.
The processor 101 includes an acquisition unit 1011, a reception unit 1012, a creation unit 1013, and an execution unit 1014.

The acquisition unit 1011 acquires a member ID. The acquisition unit 1011 is an example of an acquisition unit. The acquisition unit 1011 can acquire the member ID based on the operation on the POS terminal 10. For example, the acquisition unit 1011 can acquire a member ID based on manual input of the member ID using the input device 107. For example, the acquisition unit 1011 can acquire a member ID based on reading a barcode or two-dimensional data code attached to a card medium using a scanner. It is assumed that the bar code or two-dimensional data code attached to the card medium records the member ID. For example, the acquisition unit 1011 can acquire a member ID based on a scanner reading a barcode or two-dimensional data code displayed on a portable electronic device. It is assumed that the barcode or two-dimensional data code displayed on the portable electronic device records the member ID. For example, the portable electronic device is a smartphone, a tablet terminal, or the like. The portable electronic device can display a barcode or two-dimensional data code on the screen by starting an application program that displays the member ID. For example, the acquisition unit 1011 can acquire a member ID based on reading a wireless tag attached to a card medium using a wireless tag reader/writer. It is assumed that the wireless tag attached to the card medium records the member ID. For example, the acquisition unit 1011 can acquire the member ID based on reading the magnetic stripe of the card medium by the card reader 111. It is assumed that the magnetic stripe of the card medium records the member ID.

The accepting unit 1012 accepts various requests based on various inputs from the input device 107. The reception unit 1012 is an example of reception means. For example, the accepting unit 1012 accepts an electronic money charge request based on an electronic money charge request input by selecting the electronic money charge key K1 on the input device 107. For example, the reception unit 1012 accepts an electronic money payment request based on an input of an electronic money charge request by selecting the electronic money payment key K2 on the input device 107.

The creation unit 1013 creates an electronic money ID based on the member ID acquired by the acquisition unit 1011. The creation unit 1013 is an example of a creation means. For example, the creation unit 1013 creates an electronic money ID using the serial number included in the member ID acquired by the acquisition unit 1011. In a typical example, the creation unit 1013 creates an electronic money ID by adding a fixed initial number and a check digit to a serial number. A fixed head number is an example of a fixed code. An example of creating an electronic money ID from a member ID will be described later.

The creation unit 1013 creates an electronic money ID after the reception unit 1012 receives the electronic money charge request or the electronic money payment request. That is, the creation unit 1013 creates an electronic money ID in response to the electronic money charge request received by the reception unit 1012. The creation unit 1013 creates an electronic money ID in response to the electronic money payment request received by the reception unit 1012.

The execution unit 1014 executes processing related to electronic money based on the electronic money ID created by the creation unit 1013. The execution unit 1014 is an example of execution means. For example, the execution unit 1014 executes electronic money charging processing based on the electronic money ID in response to the electronic money charging request received by the receiving unit 1012. An example of electronic money charging processing will be described later. The execution unit 1014 executes a payment process using electronic money based on the electronic money ID in response to the electronic money payment request received by the reception unit 1012. An example of payment processing using electronic money will be described later.

Next, an example of the structure of the member ID will be explained.
FIG. 2 is a diagram showing an example of the structure of a member ID.
For example, the member ID is composed of 13 digits. When member IDs are arranged horizontally, the leftmost digit is the 1st digit, and the rightmost digit is the 13th digit.

The first to third digits of the member ID are three digits that constitute a fixed initial number. The fixed initial number indicates a member ID, and is a fixed sequence of numbers regardless of the member.

The 4th to 12th digits of the member ID are nine digits that constitute the above-mentioned serial number. The serial number is a sequence of numbers that differs for each member. The first two digits of the serial number (the fourth and fifth digits of the member ID) are a predetermined identification code, and are a fixed sequence of numbers regardless of the membership. Each of the 6th to 12th digits "X" in the member ID shown in FIG. 2 is a number from 0 to 9.

The 13th digit of the member ID is a one-digit number that constitutes a check digit. The 13th digit "C/D" of the member ID shown in FIG. 2 contains any number from 0 to 9 that constitutes the check digit. The check digit may be calculated according to established rules using the numbers that make up the member ID.

Note that the member ID is not limited to 13 digits. The member ID may be composed of digits other than 13 digits. The member ID is not limited to being composed only of numbers. The member ID may be composed of character types such as alphabets or symbols. The member ID may be composed of two or more character types such as numbers, alphabets, and symbols.

Next, a configuration example of an electronic money ID will be explained.
FIG. 3 is a diagram showing a configuration example of an electronic money ID.

For example, an electronic money ID is composed of 16 digits. When electronic money IDs are arranged horizontally, the leftmost digit is the 1st digit, and the rightmost digit is the 16th digit.

The first to fifth digits of the electronic money ID are five digits that constitute a fixed initial number. The fixed initial number indicates that it is an electronic money ID, and is a fixed sequence of numbers regardless of the member.

The 6th to 14th digits of the electronic money ID are nine digits that constitute the above-mentioned serial number. The first two digits of the serial number (sixth and seventh digits of the electronic money ID) are a predetermined identification code, and are a fixed sequence of numbers regardless of the membership. Each "X" in the 8th to 14th digits of the member ID shown in FIG. 3 is a number from 0 to 9. The 9-digit serial number comprising the 6th to 14th digits of the electronic money ID is the same as the 9-digit serial number comprising the 4th to 12th digits of the member ID.

The 15th and 16th digits of the electronic money ID are each one-digit number that constitutes a check digit. The 15th and 16th digits "C/D" of the electronic money ID shown in FIG. 3 contain any number from 0 to 9 that constitutes the check digit. The check digits of the 15th and 16th digits of the electronic money ID can be calculated according to predetermined rules using the numbers that make up the electronic money ID.

Note that the electronic money ID is not limited to 16 digits. The electronic money ID may be composed of digits other than 16 digits. The electronic money ID is not limited to having only numbers. The electronic money ID may be composed of character types such as alphabets or symbols. The electronic money ID may be composed of two or more character types such as numbers, alphabets, and symbols.

Next, information processing by the POS terminal 10 will be explained.
FIG. 4 is a flowchart showing an example of an information processing procedure executed by the processor 101 of the POS terminal 10 according to a control program. The procedure described below is an example, and various procedures that can obtain similar results can be used as appropriate.

The acquisition unit 1011 acquires a member ID (ACT101). In ACT 101, for example, the acquisition unit 1011 acquires the member ID of a customer who is a member, based on the above-mentioned various operations on the POS terminal 10 by a clerk before payment of a commercial transaction. The member ID may be composed of 13 digits as illustrated in FIG. 2 .

The reception unit 1012 determines whether the electronic money charge request has been accepted (ACT102). In ACT 102, for example, the reception unit 1012 waits for the clerk to select the electronic money charge key K1 on the input device 107. The accepting unit 1012 accepts an electronic money charge request based on the input of the electronic money charge request using the electronic money charge key K1. If the customer wishes to charge electronic money, the clerk selects the electronic money charging key K1.

If the reception unit 1012 determines that the electronic money charge request has been accepted (ACT102, YES), the processing of the processor 101 transitions from ACT102 to ACT103. The creation unit 1013 creates an electronic money ID based on the member ID acquired by the acquisition unit 1011 (ACT103). In ACT103, the creation unit 1013 creates an electronic money ID as illustrated below. The creation unit 1013 acquires, from the member ID acquired by the acquisition unit 1011, a serial number assigned to the customer, which is made up of nine digits from the fourth to 12th digits of the member ID. The creation unit 1013 adds a 5-digit initial number indicating that it is an electronic money ID to the front of the 9-digit serial number obtained from the member ID. The creation unit 1013 calculates two check digits to be added after the nine-digit serial number obtained from the member ID according to a predetermined rule. The creation unit 1013 adds two check digits after the nine-digit serial number obtained from the member ID. The creation unit 1013 creates a 16-digit electronic money ID as illustrated in FIG. In this way, the POS terminal 10 can automatically create an electronic money ID based on the member ID without acquiring the electronic money ID from a card medium or the like. The POS terminal 10 can appropriately create an electronic money ID by using the serial number included in the member ID that is shared with the electronic money ID. The POS terminal 10 can create an electronic money ID with an appropriate number of digits by adding a fixed initial number and check digit to the serial number.

After the creation unit 1013 creates the electronic money ID, the execution unit 1014 executes electronic money charging processing based on the electronic money ID (ACT104). In ACT104, the execution unit 1014 executes electronic money charging processing as illustrated below. The execution unit 1014 transmits an electronic money request command to the electronic money server 40 via the communication interface 106. The electronic money request command includes the customer's electronic money ID created by the creation unit 1013. The execution unit 1014 acquires the electronic money balance associated with the customer's electronic money ID included in the electronic money request command from the electronic money server 40. The execution unit 1014 stores the electronic money balance acquired from the electronic money server 40 in the main memory 102 as a pre-charge balance. The execution unit 1014 acquires the charge amount and stores it in the main memory 102. The execution unit 1014 calculates the post-charge balance by adding the charge amount to the pre-charge balance. The execution unit 1014 stores the post-charge balance in the main memory 102. The execution unit 1014 transmits an electronic money update command to the electronic money server 40 via the communication interface 106. The electronic money update command includes the customer's electronic money ID and the balance after charging. The electronic money server 40 searches the electronic money database 41 based on the electronic money update command. The electronic money server 40 rewrites the electronic money balance associated with the customer's electronic money ID included in the electronic money update command to the post-charge balance. In this way, the POS terminal 10 can perform payment processing using electronic money without acquiring an electronic money ID from a card medium or the like.

After executing the electronic money charging process in ACT 104, the processor 101 processes ACT 102 again.

If the reception unit 1012 determines that the electronic money payment request has not been accepted (ACT 102, NO), the processing of the processor 101 transitions from ACT 102 to ACT 105. The reception unit 1012 determines whether the electronic money payment request has been accepted (ACT105). In ACT 105, for example, the reception unit 1012 waits for the clerk to select the electronic money payment key K2 on the input device 107. The reception unit 1012 accepts an electronic money payment request based on the electronic money payment request input using the electronic money payment key K2. The clerk selects the electronic money payment key K2 when the customer desires electronic money payment as a payment method for the transaction amount, which is the price of the transaction.

If the receiving unit 1012 determines that the electronic money payment request has been accepted (ACT105, YES), the processing of the processor 101 transitions from ACT105 to ACT106. The creation unit 1013 creates an electronic money ID based on the member ID acquired by the acquisition unit 1011 (ACT106). In ACT106, the creation unit 1013 creates an electronic money ID similarly to ACT103.

After the creation unit 1013 creates the electronic money ID, the execution unit 1014 executes payment processing using electronic money based on the electronic money ID (ACT107). In ACT107, the execution unit 1014 executes payment processing using electronic money, as illustrated below. The execution unit 1014 transmits an electronic money request command to the electronic money server 40 via the communication interface 106. The electronic money request command includes the customer's electronic money ID created by the creation unit 1013. The execution unit 1014 acquires the electronic money balance associated with the customer's electronic money ID included in the electronic money request command from the electronic money server 40. The execution unit 1014 stores the electronic money balance acquired from the electronic money server 40 in the main memory 102. The execution unit 1014 calculates the post-transaction balance by subtracting the transaction amount from the electronic money balance. The execution unit 1014 stores the post-transaction balance in the main memory 102. The execution unit 1014 transmits an electronic money update command to the electronic money server 40 via the communication interface 106. The electronic money update command includes the customer's electronic money ID and post-transaction balance. The electronic money server 40 searches the electronic money database 41 based on the electronic money update command. The electronic money server 40 rewrites the electronic money balance associated with the customer's electronic money ID included in the electronic money update command into a post-transaction balance. In this way, the POS terminal 10 can perform payment processing using electronic money without acquiring an electronic money ID from a card medium or the like.

After the payment process in ACT107, the execution unit 1014 executes the service point granting process (ACT108). In ACT108, the execution unit 1014 executes service point granting processing as illustrated below. The execution unit 1014 transmits a point request command to the member server 30 via the communication interface 106. The point request command includes the customer's member ID acquired by the acquisition unit 1011. The execution unit 1014 obtains the point balance associated with the customer's member ID included in the point request command from the member server 30. The execution unit 1014 stores the point balance acquired from the member server 30 in the main memory 102 as a pre-grant point balance. The execution unit 1014 calculates service points for the current commercial transaction based on the transaction amount. The execution unit 1014 adds the service points for the current commercial transaction to the pre-assignment point balance to calculate the post-assignment point balance. The execution unit 1014 stores the post-grant point balance in the main memory 102. The execution unit 1014 transmits a point update command to the member server 30 via the communication interface 106. The point update command includes the customer's member ID and the post-grant point balance. The member server 30 searches the member database 31 based on the point update command. The member server 30 rewrites the point balance associated with the customer's member ID included in the point update command to the post-grant point balance.

If the reception unit 1012 determines that the electronic money payment request has not been accepted (ACT 105, NO), the processing of the processor 101 transitions from ACT 105 to ACT 109. The execution unit 1014 executes other payment processing (ACT109). In ACT109, the execution unit 1014 executes other payment processing as exemplified below.

For example, the execution unit 1014 executes a cash payment process in response to a request for cash payment. If the customer desires cash payment as the payment method for the transaction amount, the clerk selects cash payment using the input device 107. In this example, the execution unit 1014 subtracts the transaction amount from the deposit amount input using the input device 107.

For example, the execution unit 1014 executes credit card payment processing in response to a credit card payment request. If the customer desires credit card payment as the payment method for the transaction amount, the clerk selects credit card payment using the input device 107. In this example, the execution unit 1014 acquires credit card information read by the card reader 111. The execution unit 1014 accesses a credit card server (not shown) via the communication interface 106 and authenticates the credit card information. After completing the authentication of the credit card information, the execution unit 1014 completes the payment of the transaction amount using the credit card with the credit card server.

For example, the execution unit 1014 executes payment processing using service points in response to a request for point payment. If the customer desires point payment as a payment method for the transaction amount, the clerk selects point payment using the input device 107. In this example, the execution unit 1014 transmits a point request command to the member server 30 via the communication interface 106. The point request command includes the customer's member ID acquired by the acquisition unit 1011. The execution unit 1014 obtains the point balance associated with the customer's member ID included in the point request command from the member server 30. The execution unit 1014 stores the point balance acquired from the member server 30 in the main memory 102 as a pre-settlement point balance. The execution unit 1014 converts the pre-settlement point balance into a monetary amount. The execution unit 1014 subtracts the transaction amount from the converted amount of the pre-settlement point balance, converts the remaining amount into service points, and calculates the post-settlement point balance. The execution unit 1014 transmits a point update command to the member server 30 via the communication interface 106. The point update command includes the customer's member ID and the point balance after payment. The member server 30 searches the member database 31 based on the point update command. The member server 30 rewrites the point balance associated with the customer's member ID included in the point update command to a post-settlement point balance.

After the payment processing in ACT 109, the execution unit 1014 executes the service point grant processing in ACT 108.

Note that in ACT104 and ACT107, the execution unit 1014 may transmit an electronic money request command including the encrypted electronic money ID of the customer to the electronic money server 40. Thereby, the POS terminal 10 can strengthen security when making inquiries to the electronic money server 40.

Note that the processor 101 may determine whether the customer is an electronic money user before creating the electronic money ID in ACT103 and ACT106. This is because if the customer is not an electronic money user, the POS terminal 10 cannot perform processes related to electronic money even if an electronic money ID is created. In this example, the member server 30 stores information indicating whether each member is an electronic money user in association with the member ID of each member. Based on the customer's member ID, the processor 101 acquires information indicating whether the customer is an electronic money user from the member server 30. The processor 101 creates an electronic money ID in ACT103 and ACT106 only when determining that the customer is an electronic money user. Thereby, if the customer is not an electronic money user, the POS terminal 10 can omit processes such as creating an electronic money ID and making inquiries to the electronic money server 40.

According to this embodiment, the POS terminal 10 can automatically create an electronic money ID based on the member ID without acquiring the electronic money ID from a card medium or the like. Thereby, the POS terminal 10 can handle both service point transactions and electronic money transactions by simply acquiring a member ID from a card medium or the like. When using electronic money, the clerk only needs to read the member ID from a card medium or the like, which simplifies the use of electronic money. Even if the customer forgets the card medium on which the electronic money ID is recorded, the customer can still use electronic money as long as he or she has a portable electronic device that can display the member ID. Since customers can use electronic money if they have a portable electronic device that can display their member ID, they can reduce the amount of card media they carry and prevent their wallets from becoming bulky. By providing an application program for displaying member IDs on portable electronic devices, stores can reduce the cost of issuing card media on which member IDs and electronic money IDs are recorded.

In this embodiment, the processor 101 acquires a member ID and automatically creates an electronic money ID based on the acquired member ID, but the present invention is not limited to this. The processor 101 may obtain an electronic money ID and similarly create a member ID based on the obtained electronic money ID.

In this embodiment, a POS terminal is illustrated as an example of an electronic money processing terminal, but the electronic money processing terminal is not limited to a POS terminal. The electronic money processing terminal may be any electronic device that can handle both service point transactions and electronic money transactions.

Note that the electronic money processing terminal is generally transferred with programs such as a control program stored in the main memory or auxiliary storage device. However, the present invention is not limited to this, and the program may be transferred without being stored in the main memory or auxiliary storage device. In this case, a control program, etc., which is transferred separately from the electronic money processing terminal, is written into a writable storage device provided in the electronic money processing terminal in response to an operation by a user or the like. The control program and the like can be transferred by recording it on a removable recording medium or by communicating via a network. The recording medium may be in any form as long as it can store the program and is readable by the device, such as a CD-ROM or a memory card. Further, the functions obtained by installing or downloading a program may be realized in cooperation with an OS (operating system) or the like inside the device.

Although several other embodiments of the present invention have been described, these embodiments are presented as examples and are not intended to limit the scope of the invention. These novel embodiments can be implemented in various other forms, and various omissions, substitutions, and changes can be made without departing from the gist of the invention. These embodiments and their modifications are included within the scope and gist of the invention, as well as within the scope of the invention described in the claims and its equivalents.

10...POS terminal, 20...Network, 30...Member server, 31...Member database, 40...Electronic money server, 41...Electronic money database, 101...Processor, 102...Main memory, 103...Auxiliary storage device, 104...Clock, 105... Change machine interface, 106... Communication interface, 107... Input device, 108... Display device, 109... Printing device, 110... Reading section interface, 111... Card reader, 112... System bus, 1011... Acquisition section, 1012... Reception section, 1013...creation section, 1014...execution section, K1...electronic money charge key, K2...electronic money settlement key.

Claims (6)

acquisition means for acquiring a first identification code related to member information;
Creation means for creating a second identification code related to electronic money based on the first identification code acquired by the acquisition means;
Execution means for executing processing related to electronic money based on the second identification code created by the creation means;
An electronic money processing terminal equipped with 2. The electronic money processing terminal according to claim 1, wherein the creation means creates the second identification code using a member-specific code included in the first identification code acquired by the acquisition means. 3. The electronic money processing terminal according to claim 2, wherein the creation means creates the second identification code by adding a fixed code and a check digit to the member-specific code. 2. The electronic money processing terminal according to claim 1, wherein said execution means executes a payment process using electronic money based on said second identification code created by said creation means in response to a request for payment using electronic money. 2. The electronic money processing terminal according to claim 1, wherein said execution means executes electronic money charging processing based on said second identification code created by said creation means in response to an electronic money charging request. computer,
acquisition means for acquiring a first identification code related to member information;
creation means for creating a second identification code related to electronic money based on the first identification code acquired by the acquisition means;
Execution means for executing processing related to electronic money based on the second identification code created by the creation means;
A program to function as