JP2023153493A - Information processing device, information processing method, and program - Google Patents

Abstract

To provide a novel and improved technology that enables improvement of convenience for a user at the time of accounting.SOLUTION: An information processing device includes: an acquisition unit that, for one or more commodities, acquires commodity information including sum information on each of the commodities; a settlement processing unit that performs settlement processing with a plurality of settlement means different from each other; and a settlement control unit that, for each of the one or more commodities, selects one settlement means from among the plurality of settlement means, and based on the sum information, causes the settlement processing unit to perform settlement processing of the sum of selected commodities for each of the plurality of settlement means.SELECTED DRAWING: Figure 1

Description

The present invention relates to an information processing device, an information processing method, and a program.

In recent years, self-accounting systems have been introduced at stores such as supermarkets and drugstores, where customers themselves operate customer accounting terminals and complete accounting procedures using payment methods such as cash or credit cards. ing. According to the self-checkout system, even when there are few clerks at the cash register, it is possible to shorten the waiting time for customers to check out.

As an example of such a self-checkout system, Patent Document 1 discloses that a store clerk scans the code information attached to the product he or she wants to purchase and issues a payment receipt, and the customer then inserts the payment receipt into the checkout POS register. A POS system has been disclosed in which accounting procedures are performed in accordance with instructions that are read and displayed on the screen.

Japanese Patent Application Publication No. 2011-158993

However, in the above technology, in one transaction procedure, one payment method is selected from among payment methods such as cash, electronic money, and credit cards, and the transaction is performed. Therefore, for example, if a customer wants to use different payment methods for each product, it is a hassle to perform separate accounting procedures for each payment method.

Therefore, the present invention has been made in view of the above problems, and an object of the present invention is to provide a new and improved technique that can improve convenience for users at the time of checkout. There is a particular thing.

In order to solve the above problems, according to one aspect of the present invention, for one or more products, an acquisition unit that acquires product information including price information for each product, and payment processing using a plurality of mutually different payment methods are performed. a payment processing unit; and selecting one payment method from the plurality of payment methods for each of the one or more products, and processing payment for the amount of the selected product for each of the plurality of payment methods based on the amount information. An information processing device is provided, comprising: a payment control unit that causes the payment processing unit to perform the following steps.

The plurality of payment methods include a first payment method and a second payment method, and the payment control unit selects the first payment method or the second payment method for each of the one or more products. It's okay.

The payment control unit may select either the first payment method or the second payment method for each of the one or more products based on a user's selection operation.

The information processing device may further include a display control unit that generates a payment method selection screen that accepts a user's operation to select a payment method for each of the one or more products, and causes the output unit to display the screen.

The payment control unit calculates a first total amount that is the sum of the amounts of products for which the first payment method is selected each time the user performs a selection operation of the first payment method, and displays the first total amount. The control unit may display the calculated first total amount on the output unit.

The acquisition unit acquires balance information indicating the payable amount set for the first payment method, and the payment control unit selects the first payment method from among the one or more products. If the user newly inputs a selection operation to select the first payment method for a product other than the product, the first payment method is the amount of the product that has already been selected and the price of the other product. The display control unit determines whether the second total amount, which is the sum of the amount, exceeds the payable amount, and when it is determined that the second total amount exceeds the payable amount, On the payment method selection screen, a screen may be displayed on the output unit that makes it impossible to select the first payment method for the other products.

The first payment means may be a payment means other than cash, the second payment means may be a cash payment means, and the payment control unit may cause the payment processing unit to The payment processing unit may execute payment processing for one payment means, and after the payment processing, cause the payment processing unit to perform payment processing for the second payment means.

The product information may include a type of product, and the payment control unit selects the first payment method or the second payment method based on each type of the one or more products. It's okay.

The first payment method may be a payment method other than cash, the second payment method may be a cash payment method, and the payment control unit is configured to control each of the one or more products. is a predetermined type, the first payment method may be selected as the payment method for the product of the predetermined type.

The payment control unit may calculate a remuneration value given to the user according to a payment amount for the predetermined type of product by the first payment means.

Based on the amount information, the payment control unit selects the one or more items from among the one or more items so that the total amount of the one or more items falls within a predetermined amount range. The product may be specified, and the first payment method may be selected as the payment method for the specified product.

The acquisition unit acquires balance information indicating a payable amount set in the first payment means, and the payment control unit acquires balance information indicating a payable amount set in the first payment means, and the payment control unit acquires the balance information based on the amount information and balance information of the one or more products. Among the above products, one or more products whose total amount is less than or equal to the payable amount may be specified, and the first payment method may be selected as the payment method for the specified products.

The payment control unit may select types of payment methods to be used as the first payment method and the second payment method based on a user's operation.

According to another aspect of the present invention, in order to solve the above problems, for one or more products, product information including price information of each product is acquired, and payment processing using a plurality of mutually different payment methods is performed. selecting one payment method from the plurality of payment methods for each of the one or more products; and settling the amount of the selected product for each of the plurality of payment methods based on the amount information. A computer-implemented information processing method is provided, which includes: causing a process to be performed.

According to another aspect of the present invention, in order to solve the above problems, a computer is provided with an acquisition unit that acquires product information including price information for each product for one or more products, and a plurality of mutually different payment methods. a payment processing unit that performs payment processing according to the method; and a payment processing unit that selects one payment method from the plurality of payment methods for each of the one or more products, and selects the product for each of the plurality of payment methods based on the amount information. A program is provided that causes the payment processing unit to perform payment processing for the amount of money.

As explained above, according to the present invention, it is possible to improve convenience for users at the time of checkout.

FIG. 1 is an explanatory diagram illustrating an overview of an information processing device 1000 according to an embodiment of the present invention. FIG. 1 is a block diagram showing an example of a functional configuration of an information processing apparatus 1000 according to the present embodiment. FIG. 2 is a block diagram illustrating a functional configuration example of functions included in a control unit 1020 of the information processing apparatus 1000 according to the present embodiment. FIG. 2 is a flowchart diagram illustrating the first half of an example of the operation of the information processing system according to the present embodiment. 10 is an explanatory diagram showing an example of a product registration screen displayed on the operation display section 1040. FIG. FIG. 7 is an explanatory diagram showing an example of a product registration screen updated by the display control unit 1028 after product information is registered. 10 is an explanatory diagram showing an example of a payment method selection screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing an example of a split payment method selection screen displayed on the operation display section 1040. FIG. FIG. 2 is a first flowchart diagram illustrating a first example of the operation of the information processing system according to the present embodiment at the time of split payment. FIG. 7 is a second flowchart diagram illustrating a first example of the operation of the information processing system according to the present embodiment at the time of split payment. 10 is an explanatory diagram showing an example of a payment method selection screen displayed on the operation display section 1040. FIG. FIG. 6 is an explanatory diagram showing an example of a payment method selection screen after the user has selected payment methods for all products. 10 is an explanatory diagram showing an example of a cash insertion screen displayed on the operation display section 1040. FIG. It is an explanatory diagram showing an example of a screen displayed on operation display part 1040 after cash is inserted. 10 is an explanatory diagram showing an example of a change withdrawal screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing an example of a receipt issuing screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing an example of an electronic money settlement screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing an example of a receipt issuing screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing an example of a receipt issued by the payment control unit 1024. FIG. FIG. 7 is a first flowchart diagram illustrating a second operation example of the information processing system according to the present embodiment at the time of split payment. FIG. 7 is a second flowchart diagram illustrating a second example of the operation of the information processing system according to the present embodiment at the time of split payment. 10 is an explanatory diagram showing another example of a payment method selection screen displayed on the operation display section 1040. FIG. FIG. 6 is an explanatory diagram showing an example of a payment method selection screen after the user has selected payment methods for all products. 10 is an explanatory diagram showing an example of a credit card insertion screen displayed on the operation display section 1040. FIG. This is an example of a password input screen displayed on the operation display section 1040. 10 is an explanatory diagram showing an example of a credit settlement screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing another example of a receipt issuance screen displayed on the operation display section 1040. FIG. 10 is an explanatory diagram showing another example of a receipt issued by the payment control unit 1024. FIG. 10 is an explanatory diagram showing an example of a payment method reselection screen displayed on the operation display unit 1040 when card payment is not possible. FIG. It is a flowchart figure explaining the example of operation at the time of lump sum payment of the information processing system by this embodiment. 10 is an explanatory diagram showing an example of a payment method selection screen for lump-sum payment displayed on the operation display unit 1040. FIG. FIG. 7 is an explanatory diagram showing an example of a payment method selection screen displayed on the operation display unit 1040 in a first modification according to the present embodiment. FIG. 7 is an explanatory diagram showing an example of a payment method selection screen displayed on the operation display section 1040 in the second modification. FIG. 7 is an explanatory diagram showing an example of a payment method selection screen displayed on the operation display section 1040 in a third modification. It is an explanatory view showing an example of a payment method selection screen displayed on operation display part 1040 in a fourth modification.

DESCRIPTION OF THE PREFERRED EMBODIMENTS Preferred embodiments of the present invention will be described in detail below with reference to the accompanying drawings. Note that, in this specification and the drawings, components having substantially the same functional configurations are designated by the same reference numerals and redundant explanation will be omitted.

Further, in this specification and the drawings, a plurality of components having substantially the same functional configuration may be distinguished by attaching different numbers after the same reference numeral. However, if there is no particular need to distinguish each of the plurality of components having substantially the same functional configuration, only the same reference numerals are given to each of the plurality of components.

<1. Overview of information processing device 1000 according to an embodiment of the present invention>
Embodiments of the present invention can be applied to various information processing devices that accept accounting processing at the time of product purchase through user operations. Examples of various information processing devices include self-checkout machines and self-checkout machines used in retail stores such as supermarkets and drug stores. Alternatively, the information processing device may be a smartphone, a mobile phone, a personal computer, or the like. In this specification, an example in which the embodiment of the present invention is applied to a self-checkout machine used in a retail store such as a supermarket will be mainly described. As mentioned above, the present invention is not limited to the self-pay machine used. Below, first, an overview of the information processing device 1000 in an embodiment of the present invention will be described.

FIG. 1 is an explanatory diagram illustrating an overview of an information processing apparatus 1000 according to an embodiment of the present invention. The information processing device 1000 is a customer-operated terminal that executes monetary transactions based on the operations of a user who wants to purchase products at a supermarket or the like. The information processing device 1000 may be installed in various facilities such as, for example, a supermarket, a drug store, a convenience store, a hotel, a shopping center, a hospital, an amusement park, and a restaurant. Note that the user of the information processing device 1000 does not necessarily have to be the customer himself/herself, but may also be a staff member of the facility (for example, a clerk at a retail store).

The information processing apparatus 1000 has a function of performing accounting processing for products that the user wants to purchase based on the user's operations. The information processing apparatus 1000 also has a function of requesting payment by communicating with a credit card company system or a system of an electronic payment provider such as various electronic money, which is not shown in FIG. As shown in FIG. 1, such an information processing device 1000 includes an operation display section 1040, a barcode reader 1050, a non-contact type IC (Integrated Circuit) card reader 1060, a contact type IC card reader 1070, and a key operation section 1080. , a printing section 1090, and an automatic change machine 1100. A detailed explanation of these configurations can be found in <2. Functional configuration example> will be described in detail.

(Organizing issues)
Here, in a conventional self-checkout machine, in one transaction procedure, any one payment method is selected from among payment methods such as cash, electronic money, and a credit card, and the payment process is performed. Therefore, for example, if a user wants to use different payment methods for each product, it is a hassle to perform accounting procedures separately for each payment method. An example of such a case is that a user wants to pay with electronic money, but because the total amount of the product exceeds the balance or usage limit of the electronic money, the user may decide to use electronic money and other payment methods together. There may be cases where you have no choice but to perform accounting. Alternatively, there may be a case where a user is asked to purchase a certain item by keeping cash from another requester, and the user wants to pay for the item and the item he/she wants to purchase at the same time, and separate payment methods for each item. .

Therefore, the present invention has been created by focusing on the above-mentioned circumstances. According to embodiments of the present invention, it is possible to improve convenience for users at the time of checkout. Hereinafter, an example of the functional configuration and operation of the information processing apparatus 1000 according to an embodiment of the present invention will be described in detail.

<2. Functional configuration example>
FIG. 2 is a block diagram showing an example of the functional configuration of the information processing apparatus 1000 according to this embodiment. The information processing device 1000 has a function of reading product information and payment method information used by the user for checkout based on user operations, and performing checkout processing. As shown in FIG. 2, the information processing apparatus 1000 according to the present embodiment includes a communication unit 1010, a control unit 1020, a storage unit 1030, an operation display unit 1040, a barcode reader 1050, a non-contact type IC card reader 1060, a contact type It has an IC card reader 1070, a key operation section 1080, a printing section 1090, and an automatic change machine 1100.

(Communication Department 1010)
The communication unit 1010 has a function of communicating with other devices under the control of the control unit 1020. The communication unit 1010 is realized by, for example, a communication interface configured with a device or the like for connecting to a communication network such as the Internet. Further, the communication unit 1010 may be a communication device compatible with a wireless LAN (Local Area Network), or may be a wire communication device that performs wired communication. For example, the communication unit 1010 communicates with a credit card company system or an electronic payment provider system depending on the type of payment method read by the contactless IC card reader 1060 or the contact IC card reader 1070. By doing so, it has the ability to send payment requests.

(Control unit 1020)
The control unit 1020 has a function of controlling the overall operation of the information processing apparatus 1000. The control unit 1020 includes an arithmetic unit such as a CPU (Central Processing Unit) or a GPU (Graphics Processing Unit), and stores programs stored in a ROM (Read Only Memory) in a RAM (Random Access Memory). ory) and perform the above operation The function can be realized by being executed by the device. At this time, a computer-readable recording medium on which the program is recorded may also be provided. Alternatively, these blocks may be configured by dedicated hardware or may be realized by a combination of multiple pieces of hardware.

Here, FIG. 3 is a block diagram illustrating an example of a functional configuration of functions possessed by the control unit 1020 of the information processing apparatus 1000 according to the present embodiment. As shown in FIG. 3, the control unit 1020 has functions as an acquisition unit 1022, a payment control unit 1024, a payment processing unit 1026, and a display control unit 1028.

(Acquisition unit 1022)
The acquisition unit 1022 has a function of acquiring, from the operation display unit 1040 and the key operation unit 1080, the detection results of the user's operations detected on the operation display unit 1040 and the key operation unit 1080. For example, the acquisition unit 1022 acquires, from the operation display unit 1040, the detection result of the user's operation of selecting a payment method for each product, which is performed on the operation display unit 1040. Alternatively, the acquisition unit 1022 acquires, from the key operation unit 1080, the input value of the password used for credit card payment, which is input at the key operation unit 1080.

Furthermore, the acquisition unit 1022 has a function of acquiring product information acquired by the barcode reader 1050 or the like. The product information may include the name of each product, price information, and type of product. The acquisition unit 1022 supplies the acquired product information to the payment control unit 1024 and the display control unit 1028.

Furthermore, the acquisition unit 1022 has a function of acquiring payment method information read by the non-contact IC card reader 1060 and the contact IC card reader 1070 from the non-contact IC card reader 1060 and the contact IC card reader 1070. As described above, the payment method information is various information used for payment using a payment method such as a credit card or electronic money read by the contactless IC card reader 1060 or the contact IC card reader 1070. For example, the payment method information includes at least name information and the type of payment method. Furthermore, when the contact IC card reader 1070 reads payment method information from a credit card, the payment method information may further include information indicating the credit card number and expiration date. Alternatively, when the contactless IC card reader 1060 reads payment method information related to electronic money, the payment method information may further include information indicating the balance information or usage limit of the electronic money. The usage limit may be, for example, the daily usage limit of electronic money, or the usage limit for a predetermined period such as one week or one month.

(Payment control unit 1024)
The payment control unit 1024 has a function of selecting one payment method from among a plurality of payment methods for each of one or more products registered by the user, based on the product information acquired from the acquisition unit 1022. Further, the payment control unit 1024 controls the payment processing unit 1026 to perform payment processing for the amount of the product selected for each payment method, based on the amount information of each product acquired from the acquisition unit 1022. At this time, the payment means may include two or more payment means of different types. For example, the payment method may be one of cash payment, credit card payment, or electronic money payment, or a combination of two or more. Cash payment, credit card payment, or electronic money payment are examples of the first payment method or the second payment method.

As an example of payment method selection, the payment control unit 1024 selects a payment method for each of the one or more products based on the user's selection operation detected on the operation display unit 1040. More specifically, for example, if one or more products are two products, product A and product B, and the user inputs an operation to select cash payment as the payment method for product A, payment for product B is performed. Assume that the user inputs an operation to select electronic money payment as a method. In such a case, the payment control unit 1024 selects cash payment as the payment method for product A, and selects electronic money payment as the payment method for product B, based on the user's selection operation detected on the operation display unit 1040.

For example, the user of the information processing apparatus 1000 can select a payment method for each product on a payment method selection screen that is displayed on the operation display unit 1040 and accepts an operation for selecting a payment method for each product. Details of such a payment method selection screen and the user's selection operation will be explained in detail later in an operation example.

As another example of payment method selection, the payment control unit 1024 automatically selects a payment method for each of one or more registered products based on the amount information or product type included in the product information acquired from the acquisition unit 1022. You may. At this time, the payment control unit 1024 automatically selects the payment method for each of the one or more products based on the balance information included in the payment method information read by the contactless IC card reader 1060 and acquired from the acquisition unit 1022. You may choose. For example, the payment control unit 1024 identifies a product whose amount falls within the range of the electronic money balance related to the payment method information read by the contactless IC card reader 1060, and selects the electronic money as the payment method for the product. may be selected. The selection of a payment method for each product by the payment control unit 1024 will be explained in more detail later in an operation example.

(Payment processing unit 1026)
The payment processing unit 1026 has a function of performing payment processing for each payment method under the control of the payment control unit 1024. For example, the payment processing unit 1026 performs payment processing for each payment method by transmitting a payment request to the system of a credit card company or electronic payment provider via the communication unit 1010. Further, the payment processing unit 1026 receives the payment result from the system of the credit card company or electronic payment provider via the communication unit 1010, and supplies it to the payment control unit 1024. Alternatively, the payment control unit 1024 may perform payment processing using cash by controlling the operation of the automatic change machine 1100.

(Display control unit 1028)
The display control unit 1028 has a function of generating various screens to be output to the operation display unit 1040. Further, the display control unit 1028 controls the display of the generated screen by the operation display unit 1040 by outputting the generated screen to the operation display unit 1040. For example, the display control unit 1028 causes the operation display unit 1040 to display a payment method selection screen. Alternatively, the display control unit 1028 generates a list screen of the products read by the barcode reader 1050 based on the product information acquired from the acquisition unit 1022, and causes the operation display unit 1040 to display the screen in a manner visible to the user.

(Storage unit 1030)
The storage unit 1030 stores programs, calculation parameters, etc. used by the control unit 1020. Further, the storage unit 1030 may temporarily store programs used in the execution of the control unit 1020 and parameters that change as appropriate during the execution. Such a storage unit 1030 may be constituted by a memory such as a RAM, a hard disk drive, or a flash memory.

(Operation display section 1040)
As described above, the operation display section 1040 has both the function of a display section that displays a guidance screen for user operations, and the operation detection function that detects operations performed by the user. The function of the display unit is realized by, for example, a CRT (Cathode Ray Tube) display device, a liquid crystal display (LCD) device, or an OLED (Organic Light Emitting Diode) device. Further, the operation detection function may be realized by, for example, a touch panel, and may include the function of an input unit through which information is input by the user. Note that although FIG. 1 shows an example in which the display unit function and the operation detection function are configured integrally in the information processing apparatus 1000, the display unit function and the operation detection function may be configured separately. good. Such an operation display section 1040 is an example of an output section.

(Barcode reader 1050)
As described above, the barcode reader 1050 has a function of reading the barcode of a product held over the barcode reader 1050 by the user and acquiring product information based on the read barcode. The product information may include, for example, the name, price information, and type of the product. A user of the information processing device 1000 can register product information regarding a product he or she wishes to purchase in the information processing device 1000 by holding the barcode attached to the product over the barcode reader 1050. Here, we mainly assume that the product information is included in the barcode itself. However, the acquisition of product information is not limited to this; the barcode includes a product code for identifying the product, and the barcode reader 1050 outputs the product code to the control unit 1020, and the control unit 1020 , based on the product code, product information corresponding to the product code may be acquired from the master information. Alternatively, the acquisition of product information may be realized by an RFID (Radio Frequency IDentifier) reader capable of reading product information stored in an RF (Radio Frequency) tag attached to the product. Barcode reader 1050 supplies the read product information to control unit 1020. Alternatively, the product information may be obtained by the control unit 1020 mastering the product information corresponding to the product code based on the product code of the product selected by the user from among the multiple products displayed on the operation display unit 1040. It may be realized by acquiring from information. Alternatively, the acquisition of product information may be realized by the control unit 1020 acquiring product information corresponding to the product code from master information based on a product code input by the user using the key operation unit 1080, which will be described later. . Acquisition of the product price from the product information may be realized by the control unit 1020 obtaining the product price input by the user using the key operation unit 1080.

(Contactless IC card reader 1060)
The contactless IC card reader 1060 reads payment method information necessary for payment processing using the IC card from an IC card such as prepaid electronic money held over the contactless IC card reader 1060 . Payment method information may include, for example, name information, payment method type, and balance information. In addition to the IC card, the contactless IC card reader 1060 may also read payment method information from a smartphone or smart device by communicating with the smartphone or smart device using near field communication. Contactless IC card reader 1060 supplies the read payment method information to control unit 1020.

(Contact IC card reader 1070)
The contact type IC card reader 1070 has a card insertion slot and has a function of reading payment method information recorded on a credit card inserted into the card insertion slot by the user. Contact type IC card reader 1070 supplies the read payment method information to control unit 1020.

(Key operation unit 1080)
The key operation unit 1080 has a function of accepting input operations by the user. In the example shown in FIG. 1, the key operation unit 1080 is a numeric keypad corresponding to numbers 0 to 9. Alternatively, the key operation unit 1080 may be realized by a hardware keyboard that supports character input, or may be realized by a touch panel. For example, by operating the key operation unit 1080, the user can input a password required for credit card payment into the information processing apparatus 1000.

(Printing Department 1090)
The printing unit 1090 prints transaction details on a medium (for example, printing paper) at the end of the transaction process, and outputs the printed medium as a receipt.

(Automatic change machine 1100)
The automatic change machine 1100 includes a banknote change machine 1102 and a coin change machine 1104, and receives cash from the user and pays out change to the user under the control of the payment processing unit 1026. The banknote change machine 1102 includes a banknote deposit/withdrawal port 1102a which is a banknote deposit/withdrawal port for the user. In addition, as shown in FIG. 1, the coin change machine 1104 has a coin deposit port 1104a that is a port for depositing coins by the user, a coin dispensing port 1104b that is a port for dispensing coins to the user, and a coin dispensing port 1104b for discharging coins from the user. It includes a reject port 1104c.

Further, the automatic change machine 1100 may include a change control section (not shown). The change control unit has a function of counting the amount of cash put into the banknote change machine 1102 and the coin change machine 1104. Further, the change control unit outputs the counting result to the payment processing unit 1026. Such a change control unit includes an arithmetic unit such as a CPU, and its functions can be realized by loading a program stored in a ROM into a RAM and executing it. At this time, a computer-readable recording medium on which the program is recorded may also be provided. Alternatively, these blocks may be configured by dedicated hardware or may be realized by a combination of multiple pieces of hardware.

The functional configuration example of the information processing apparatus 1000 according to this embodiment has been described above with reference to FIGS. 2 and 3. Next, an operation example and a screen example of the information processing apparatus 1000 according to this embodiment will be described with reference to FIGS. 4 to 27.

<3. Operation example>
FIG. 4 is a flowchart explaining the first half of an example of the operation of the information processing system according to this embodiment. First, the display control unit 1028 of the information processing device 1000 generates a product registration screen based on the product information acquired by the barcode reader 1050, and displays it on the operation display unit 1040 (S101). The user can register the product information of the product he or she wants to purchase in the information processing device 1000 by having the barcode reader 1050 read the barcode attached to the product according to the instructions displayed on the product registration screen. The display control unit 1028 generates the product registration screen based on the registered product information and displays it on the operation display unit 1040. Information such as the product name, quantity, and price is displayed on the product registration screen. The user can register product information while checking the product registration screen.

FIG. 5 is an explanatory diagram showing an example of a product registration screen displayed on the operation display section 1040. As shown in FIG. 5, the product registration screen D1 includes a guidance message "Please scan the barcode of the product" and a product list T1.

The product list T1 includes items such as number, product name, quantity, and amount in order from the first column toward the right. Additionally, the bottom line of the table shows the total amount. In the example shown in FIG. 5, it is understood that nothing is displayed in the product name, quantity, amount, and total amount columns of the product list T1 because the user has not yet registered product information. be done.

Next, the user registers the product information of the product in the information processing device 1000 by holding the barcode attached to the product he/she wants to purchase over the barcode reader 1050 (S102). At this time, the barcode reader 1050 supplies the product information to the control unit 1020 each time the barcode reader 1050 reads the barcode and obtains product information. Further, the acquisition unit 1022 of the control unit 1020 supplies the product information acquired from the barcode reader 1050 to the display control unit 1028. The display control unit 1028 updates the display of the product registration screen based on the product name and price information included in the product information. For example, the display control unit 1028 displays the product name, quantity, and price of each registered product on the product registration screen. Furthermore, the display control unit 1028 calculates the total amount of all registered products, and displays the total amount in the total amount column of the product registration screen.

In this operational example, it is assumed that the barcode reader 1050 reads barcodes attached to five products, product A, product B, product C, product D, and product E in S102.

FIG. 6 is an explanatory diagram showing an example of a product registration screen updated by the display control unit 1028 after product information is registered. As shown in FIG. 6, on the product registration screen D2, compared to the product registration screen D1, five product names, numbers 1 to 5, quantities, and prices are displayed in the product list T1. be understood. It is also understood that the total price of the five registered products A to E is displayed in the bottom row of the product list T1.

Furthermore, it is understood that the return button B1 and the checkout button B2 are displayed on the product registration screen D2 shown in FIG. 6, compared to the product registration screen D1. When one or more products are registered, the display control unit 1028 displays a return button B1 and a checkout button B2 on the product registration screen. When a press of the return button B1 is detected on the operation display section 1040, the display control section 1028 changes the screen to be displayed on the operation display section 1040 to the product registration screen, which is a screen in which no products are registered. Transition to D1.

The display control unit 1028 continues to control the product information registered by the user to be reflected on the product registration screen until the depression of the checkout button B2 is detected on the operation display unit 1040 (S103/NO).

When the press of the payment button B2 is detected on the operation display unit 1040 (S103/YES), the display control unit 1028 accepts the user's operation to select batch payment or split payment, to display the screen on the operation display unit 1040. Transition is made to the payment method selection screen (S104).

FIG. 7 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040. As shown in FIG. 7, the payment method selection screen D3 includes a guidance wording M1, an amount display M2, a lump sum payment button B3, and a split payment button B4.

The guidance wording M1 is a guidance wording that prompts the user to select either lump-sum payment or split payment. It is also understood that the amount display M2 indicates the total amount (3,597 yen) shown on the product registration screen D2 and the total quantity of products (5 items) for which product information has been registered.

When the operation display unit 1040 detects that the batch payment button B3 shown on the payment method selection screen D3 has been pressed (S105/YES (batch)), the display control unit 1028 controls the screen to be displayed on the operation display unit 1040. is controlled to transition to a screen for paying for all registered products using one payment method. In this case, the information processing system according to the present embodiment proceeds to flowchart F5 shown in FIG. 30 and performs accounting processing by lump-sum settlement. In this specification, batch payment refers to payment processing performed by the information processing apparatus 1000 using the same payment method for all products for which product information has been registered. For example, when one-time payment is selected, the information processing device 1000 performs cash payment processing for all five products A to E, the product information of which is registered in the information processing device 1000. An example of the operation when bulk payment is selected in S105 will be described in detail later.

When the operation display unit 1040 detects that the split payment button B4 shown on the payment method selection screen D3 has been pressed (S105/NO (split)), the display control unit 1028 controls the screen to be displayed on the operation display unit 1040. to the split payment method selection screen (S106). Note that in this specification, split payment means that the payment control unit 1024 selects one payment method from among a plurality of payment methods for each product for which product information is registered, and This refers to the payment control unit 1024 causing the payment processing unit 1026 to perform payment processing based on the amount information of the product selected for each payment method. For example, when split payment is selected, the information processing device 1000 selects cash payment for products A to C among the five products A to E for which product information is registered, and selects cash payment for products D and E. You may choose other payment methods (for example, electronic money).

FIG. 8 is an explanatory diagram showing an example of a split payment method selection screen displayed on the operation display section 1040. As shown in FIG. 8, the split payment method selection screen D4 includes guidance text M3, a cash and electronic money button B5, and a cash and credit button B6. Note that the credit button may also be referred to as a credit card button.

The guidance wording M3 is a guidance wording that prompts the user to select a payment method to be used for split payment. Note that in this specification and the drawings, a payment method may be referred to as a payment method in screen examples displayed on the operation display unit 1040. For example, in the example shown in FIG. 8, the message "Please select a payment method for split payment" is displayed as the guidance message M3.

On such a split payment method selection screen D4, the user can select two or more payment methods that he or she would like to use for payment. In this operation example, as shown in FIG. 8, it is assumed that the user can select either payment by a combination of cash and electronic money or payment by a combination of cash and credit.

When the cash and electronic money button B5 is pressed (S107/A: cash and electronic money), the information processing system according to this embodiment proceeds to the flowchart F1 shown in FIG. 9. Alternatively, when the cash and credit button B6 is pressed (S107/B: cash and credit), the information processing system according to this embodiment proceeds to the flowchart F3 shown in FIG. 20. The operation of the information processing system when proceeding to each of the flowcharts F1 and F3 will be explained in order later.

The first half of the operation example of the information processing system according to this embodiment has been described above with reference to FIG. 4. Next, the second half of the operation example of the information processing system according to the present embodiment will be described in accordance with the branching in S105 or S107 described above.

(A: Example of operation when paying in separate payments using cash and electronic money)
Next, the first latter half of the operation example of the information processing system according to this embodiment will be described with reference to FIGS. 9 and 10. This operation example is an operation example when the user selects cash and electronic money as payment methods for split payment in S107 of the flowchart shown in FIG. 4 (S107/A (cash and electronic money)).

FIG. 9 is a first flowchart illustrating a first example of the operation of the information processing system according to the present embodiment at the time of split payment. Further, FIG. 10 is a second flowchart diagram illustrating a first operation example at the time of split payment of the information processing system according to the present embodiment. First, as shown in FIG. 9, the display control unit 1028 displays a screen on the operation display unit 1040 that guides the user to have the contactless IC card reader 1060 read the IC card related to the electronic money that the user wants to use. Display it (S109). The information processing device 1000 waits until the contactless IC card reader 1060 reads payment method information necessary for payment processing using the IC card from the IC card (S110/NO).

When the contactless IC card reader 1060 reads payment method information from the IC card (S110/YES), the display control unit 1028 generates a payment method selection screen that accepts the user's operation to select a payment method for each product. The display control unit 1028 causes the operation display unit 1040 to display the payment method selection screen (S111). At this time, electronic money is an example of the first payment method. Further, cash is an example of the second payment method.

FIG. 11 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040. As shown in FIG. 11, the payment method selection screen D5 includes a product list T2, a cash accounting amount display M4, an electronic money accounting amount display M5, a balance display M6, and a return button B7.

As shown in FIG. 11, the product list T2 includes numbers, product names, quantities, amounts, and payment methods. Note that in FIG. 11, the numbers, product names, quantities, and amounts are the same as the same items in the product list T1 explained above with reference to FIG. 6, so detailed explanations will be omitted here. Omitted.

It will be understood that, compared to the product list T1 shown in FIG. 6, the product list T2 newly displays payment methods in the two rightmost columns. Payment method refers to the payment method for each product. In the example shown in FIG. 11, the payment method displays a cash button and an electronic money button for each product numbered 1 to 5. The user can select either cash or electronic money as the payment method for each product by pressing the cash button or electronic money button on the product list T2 displayed on the operation display section 1040. I can do it. In the example shown in FIG. 11, a payment method has not yet been selected for any product.

The cash accounting amount display M4 is a display showing the total amount of products for which cash is selected as a payment method in the product list T2. Whenever the operation display unit 1040 detects that the cash button has been pressed for any product, the display control unit 1028 calculates the total amount of the products for which cash has been selected, and displays the cash accounting amount display M4. Update the display to the relevant total amount. In the example shown in FIG. 11, since cash has not yet been selected for any product, it is understood that the cash accounting amount display M4 indicates 0 yen.

The electronic money accounting amount display M5 is a display showing the total amount of products for which electronic money is selected as a payment method in the product list T2. Each time the operation display unit 1040 detects that the electronic money button has been pressed for any product, the display control unit 1028 displays the total amount of the products for which electronic money has been selected (first total amount). Calculate. Then, the display control unit 1028 updates the electronic money accounting amount display M5 to the total amount. In the example shown in FIG. 11, since electronic money has not yet been selected for any product, it is understood that the electronic money transaction amount display M5 indicates 0 yen.

The balance display M6 is a display showing the payable amount set in the payment method according to the payment method information acquired by the contactless IC card reader 1060. In this operational example, the balance display M6 indicates the balance of electronic money. The display control unit 1028 generates a balance display M6 in the payment method selection screen D5 based on the balance information included in the payment method information. In the example shown in FIG. 11, it is understood that the balance display M6 indicates that the balance of electronic money is 2,700 yen.

The return button B7 is a button that the user presses when he or she wants to cancel the operation of selecting a payment method for each product and return to the previous display screen. When the return button B7 is pressed, the display control unit 1028 may cause the screen displayed on the operation display unit 1040 to transition to the split payment method selection screen D4 shown in FIG. 8, and may repeat the processing from S106 onwards. . Alternatively, when the return button B7 is pressed, the display control unit 1028 changes the screen displayed on the operation display unit 1040 to the payment method selection screen D3 shown in FIG. 7 or the product registration screen D2 shown in FIG. You may also make a transition.

The user selects the payment method for each product by pressing either the cash button or the electronic money button displayed as the payment method on the payment method selection screen D5 (S112). In this operation example, it is assumed that the user selects electronic money as the payment method for products A and C. It is also assumed that the user selects cash as the payment method for products B, D, and E.

FIG. 12 is an explanatory diagram showing an example of the payment method selection screen after the user has selected payment methods for all products. As shown in FIG. 12, the payment method selection screen D6 includes a product list T2, a cash accounting amount display M4, an electronic money accounting amount display M5, a balance display M6, a back button B7, and a settlement button B8.

As shown in FIG. 12, on the payment method selection screen D6, compared to the payment method selection screen D5 shown in FIG. 11, the electronic money buttons for the payment methods for products A and C are highlighted. be understood. It is also understood that the cash button is highlighted for the payment methods for product B, product D, and product E.

Further, on the payment method selection screen D6, the cash accounting amount display M4 shows 954 yen. Therefore, it is understood that the display control unit 1028 calculates the total amount of products B, D, and E for which cash is selected as the payment method, and the total is displayed on the cash accounting amount display M4. .

Further, on the payment method selection screen D6, the electronic money transaction amount display M5 shows 2,643 yen. Therefore, it is understood that the display control unit 1028 has calculated the total amount of product A and product C for which electronic money was selected as the payment method, and that the total has been displayed on the electronic money accounting amount display M5. . Note that the display of the balance display M6 remains unchanged from the display on the payment method selection screen D5.

Furthermore, in the payment method selection screen D6, a settlement button B8 is newly displayed compared to the payment method selection screen D5. The display control unit 1028 displays a settlement button B8 on the payment method selection screen D6 when payment methods have been selected for all products displayed in the product list T2.

The display control unit 1028 does not transition the display screen of the operation display unit 1040 to the next screen until it is detected on the operation display unit 1040 that the payment button B8 of the payment method selection screen D6 has been pressed (S113/NO). .

When the operation display unit 1040 detects that the payment button B8 on the payment method selection screen D6 has been pressed (S113/YES), the operation display unit 1040 causes the payment control unit 1024 to select the payment method for each product by the user. Outputs the detection result of the selection operation. The payment control unit 1024 selects either cash or electronic money as a payment method for each of the one or more products for which product information is registered, based on the output detection result of the selection operation by the user. In this operation example, as shown in the payment method selection screen D6 of FIG. 12, it is detected that the user has performed an operation to select electronic money as the payment method for products A and C. Further, regarding the payment means for products B, D, and E, it is detected that the user has performed a selection operation of cash. Therefore, the payment control unit 1024 selects electronic money as the payment method for the products A and C. Further, the payment control unit 1024 selects cash as the payment method for the product B, product D, and product E.

Next, the payment control unit 1024 determines whether the total amount of the products for which electronic money is selected is within the usage limit. If it is determined that the total amount of the products for which electronic money has been selected exceeds the usage limit (S114/NO), the processes of S112 and S113 are performed again. At this time, the payment control unit 1024 outputs the result of the determination in S114 to the display control unit 1028. The display control unit 1028 may update the screen displayed on the operation display unit 1040 based on the result of the determination. For example, the display control unit 1028 displays guidance text prompting the user to reselect the payment method for the product on the payment method selection screen D6. For example, the display control unit 1028 may display the phrase "The electronic money usage limit has been exceeded. Please reselect the payment method" on the payment method selection screen D6.

If it is determined that the total amount of the products for which electronic money was selected is within the usage limit (S114/YES), the payment control unit 1024 determines that the electronic money balance is equal to or greater than the total amount of the products for which electronic money was selected. Determine whether If it is determined that the electronic money balance is less than the total amount of the products for which electronic money was selected (S115/NO), the processes of S112, S113, and S114 are performed again. At this time, the payment control unit 1024 outputs the result of the determination in S115 to the display control unit 1028. The display control unit 1028 may update the display of the payment method selection screen D6 displayed on the operation display unit 1040 based on the result of the determination. For example, the display control unit 1028 may display the phrase "The balance exceeds the electronic money balance. Please reselect the payment method" on the payment method selection screen D6.

If it is determined that the electronic money balance is greater than or equal to the total amount of the products for which electronic money was selected (S115/YES), the payment control unit 1024 performs payment in cash or electronic money based on the amount information of each product. An instruction to cause the payment processing unit 1026 to perform payment processing for the amount of the product selected for each method is output. At the same time, the payment control unit 1024 outputs to the display control unit 1028 the result of the determination that the electronic money balance is greater than or equal to the total amount of the product. The payment processing unit 1026 controls the operation of the automatic change machine 1100 based on the above instructions, and first performs a cash payment process. Furthermore, when the result of the determination is output from the payment control unit 1024, the display control unit 1028 displays a cash insertion screen (S116).

FIG. 13 is an explanatory diagram showing an example of a cash insertion screen displayed on the operation display section 1040. As shown in FIG. 13, the cash input screen D7 may include a schematic diagram of the information processing device 1000 in which the positions of the banknote deposit/withdrawal port 1102a and the coin deposit port 1104a are emphasized. Such a schematic diagram allows the user to visually understand where to insert cash.

Further, the cash input screen D7 includes a cash accounting amount display M7. It is understood that the cash accounting amount display M7 displays the amount (954 yen) of the cash accounting amount display M4 that was displayed on the payment method selection screen D6.

The automatic change machine 1100 waits until cash is inserted under the control of the payment processing unit 1026 (S117/NO). When detecting that cash has been inserted into the banknote deposit/withdrawal slot 1102a and the coin deposit/withdrawal slot 1104a, the automatic change machine 1100 counts the deposited cash and outputs the counting result to the payment processing unit 1026 and the display control unit 1028. do. The display control unit 1028 displays the deposit amount indicating the result of counting the inserted cash on the cash insertion screen based on the counting result (S118).

If the deposit amount is less than the cash accounting amount shown in the cash accounting amount display M7 (S119/NO), the payment processing unit 1026 and the display control unit 1028 perform steps S117 and S118 until the deposit amount becomes equal to or greater than the cash accounting amount. Repeat the process. If the deposit amount is equal to or greater than the cash accounting amount shown in the cash accounting amount display M7 (S119/YES), the display control unit 1028 displays a confirm button on the cash input screen (S120).

Here, FIG. 14 is an explanatory diagram showing an example of a screen displayed on the operation display section 1040 after inserting cash. In addition, in FIG. 14, the cash accounting amount display M7 is as described above with reference to FIG. 13, so a detailed description thereof will be omitted here.

As shown in FIG. 14, the cash input screen D8 includes a deposit amount display M8, a change amount display M9, and a confirmation button B9. The deposit amount display M8 is the deposit amount displayed by the display control unit 1028 based on the result of counting the deposited cash. In the example shown in FIG. 14, the deposit amount display M8 displays 1,000 yen. Therefore, it is understood that the user has inserted 1,000 yen in cash.

Furthermore, when the deposited amount exceeds the cash accounting amount, the display control unit 1028 displays the amount of change as change amount display M9. In the example shown in FIG. 14, it is understood that 1,000 yen in cash is inserted for the cash account amount of 954 yen, and 46 yen is displayed in the change amount display M9.

The confirmation button B9 is displayed when the deposit amount exceeds the cash accounting amount. The user confirms the contents displayed on the cash accounting amount display M7, the deposit amount display M8, and the change amount display M9, and presses the confirm button B9.

The information processing apparatus 1000 waits until the operation display unit 1040 detects that the confirm button displayed in S120 has been pressed (S121/NO). When it is detected that the confirm button has been pressed (S121/YES), the information processing apparatus 1000 proceeds to the flowchart F2 shown in FIG. 10.

Proceed to FIG. 10 to continue the explanation. When it is detected in S121 described above that the confirmation button has been pressed (S121/YES), the payment processing unit 1026 determines whether there is change. If there is no change (S122/NO), the information processing device 1000 proceeds to S126.

If there is change (S122/YES), the automatic change machine 1100 dispenses change from the banknote deposit/withdrawal port 1102a and the coin withdrawal port 1104b under the control of the payment processing unit 1026 (S123). The display control unit 1028 causes the operation display unit 1040 to display a change withdrawal screen at the same time as the change withdrawal (S124).

FIG. 15 is an explanatory diagram showing an example of a change withdrawal screen displayed on the operation display section 1040. As shown in FIG. 15, the phrase "Please take the change" is newly displayed on the change withdrawal screen D9 compared to the cash input screen D8. In addition, as shown in FIG. 15, the change withdrawal screen D9 shows the information processing apparatus 1000 in a mode in which both or either of the banknote deposit/withdrawal port 1102a and the coin withdrawal port 1104b from which change is withdrawn is highlighted. A schematic diagram may also be included. Further, the change withdrawal screen D9 displays the cash accounting amount, deposit amount (deposit amount), and change amount (change), similarly to the cash input screen D8.

When the automatic change machine 1100 detects that there is no cash remaining in either or both of the banknote deposit/withdrawal port 1102a and the coin withdrawal port 1104b, the automatic change machine 1100 determines that the user has completed receiving the change. do. Automatic change machine 1100 waits until it is determined that receipt of change has been completed (S125/NO).

When the automatic change machine 1100 determines that the change has been received (S125/YES), the automatic change machine 1100 notifies the payment processing unit 1026 and the display control unit 1028 that the change has been received. Upon receiving the notification, the payment processing unit 1026 notifies the payment control unit 1024 that the payment process using cash has been completed.

When the payment control unit 1024 receives a notification from the display control unit 1028 that the payment process using cash has been completed, the payment control unit 1024 issues a cash accounting receipt (S126). More specifically, the payment control unit 1024 generates details of the transaction in cash, such as the cash accounting amount, deposited cash amount, and change amount, as a cash accounting receipt. The payment control unit 1024 causes the printing unit 1090 to print the generated cash accounting receipt. Simultaneously with the printing of the cash accounting receipt by the printing unit 1090, the display control unit 1028 displays a receipt issuing screen on the operation display unit 1040 (S127).

FIG. 16 is an explanatory diagram showing an example of a receipt issuing screen displayed on the operation display section 1040. As shown in FIG. 16, the receipt issuance screen D10 may include text to guide the user, such as "Please take the receipt." Further, as shown in FIG. 16, the receipt issuing screen D10 may include a schematic diagram of the information processing apparatus 1000 in which the position of the printing unit 1090 from which the receipt is output is highlighted. Further, the receipt issuing screen D10 may display the cash accounting amount, deposit amount (deposit amount), and change amount (change), similarly to the change withdrawal screen D9.

The printing unit 1090 determines whether the printed receipt has been received by the user by detecting whether the receipt remains in the output port of the printing unit 1090. The printing unit 1090 waits until it is determined that the receipt has been received by the user (S128/NO). If it is determined that the receipt has been received by the user (S128/YES), the printing unit 1090 notifies the payment control unit 1024 and the display control unit 1028. Upon receiving the notification, the display control unit 1028 causes the operation display unit 1040 to display an electronic money settlement screen (S129).

FIG. 17 is an explanatory diagram showing an example of an electronic money settlement screen displayed on the operation display section 1040. As shown in FIG. 17, the electronic money settlement screen D11 includes guidance text prompting the user to confirm the amount to be settled using electronic money. In the example shown in FIG. 17, it is understood that the words "Please confirm the electronic money payment details" and "If you agree, please press the confirmation button" are displayed.

Further, the electronic money settlement screen D11 includes an electronic money accounting amount display M10, an electronic money type display M11, a post-settlement balance display M12, and a confirmation button B10. The electronic money accounting amount display M10 displays the total amount of products for which electronic money was selected as the payment method in S111 of the flowchart F1. In the example shown in FIG. 17, the same amount (2,643 yen) as the electronic money accounting amount display M5 displayed on the payment method selection screen D6 in FIG. 12 is displayed on the electronic money accounting amount display M10. is understood.

The electronic money type display M11 displays identification information such as the type of electronic money and the membership number based on the payment method information regarding the electronic money read by the non-contact IC card reader 1060 in S110 of the flowchart F1. In the example shown in FIG. 17, it is understood that the words "ABC money (electronic money)" indicating the type of electronic money and the membership number are displayed.

The post-settlement balance display M12 displays the balance before settlement and the balance after settlement of the electronic money based on the balance information regarding the electronic money read by the contactless IC card reader 1060 in S110 of the flowchart F1. Ru. In the example shown in FIG. 17, it is understood that the balance before settlement of electronic money is displayed as 2,700 yen. In addition, the balance after settlement of electronic money is the amount (57 yen) obtained by subtracting the electronic money accounting amount (2,643 yen) from the balance before settlement (2,700 yen). It is understood that there are

The user confirms the contents displayed in the electronic money accounting amount display M10, the electronic money type display M11, and the post-settlement balance display M12, and presses the confirmation button B10.

The payment processing unit 1026 waits until the operation display unit 1040 detects that the confirmation button B10 displayed on the electronic money payment screen D11 has been pressed (S130/NO). When it is detected on the operation display unit 1040 that the confirmation button B10 has been pressed (S130/YES), the payment processing unit 1026 performs payment processing using electronic money. More specifically, the payment processing unit 1026 transmits a payment request using the electronic money to the system of the electronic money payment provider based on the electronic money payment method information acquired by the acquisition unit 1022. When the payment processing unit 1026 receives the payment result from the system of the payment provider, the payment processing unit 1026 notifies the payment control unit 1024 whether or not the electronic money payment processing is completed based on the payment result. In this operation example, it is assumed that the above-mentioned payment using electronic money has been successfully completed.

When the payment control unit 1024 receives a notification from the payment processing unit 1026 indicating that the electronic money payment process has been completed, it issues an electronic money accounting receipt (S131). More specifically, the payment control unit 1024 generates details of the electronic money transaction, including the electronic money accounting amount and the electronic money balance after settlement, as an electronic money accounting receipt. The payment control unit 1024 causes the printing unit 1090 to print the generated electronic money accounting receipt. Simultaneously with the printing of the electronic money accounting receipt by the printing unit 1090, the display control unit 1028 causes the operation display unit 1040 to display a receipt issuing screen (S132).

FIG. 18 is an explanatory diagram showing an example of a receipt issuing screen displayed on the operation display section 1040. As shown in FIG. 18, the receipt issuance screen D12 may include text to guide the user, such as "Please take the receipt." Further, the receipt issuing screen D12 may display the electronic money accounting amount, the type of electronic money, the electronic money balance before settlement, and the electronic money balance after settlement, similarly to the electronic money settlement screen D11. .

FIG. 19 is an explanatory diagram showing an example of a receipt issued by the payment control unit 1024. The cash accounting receipt R1 and the electronic money accounting receipt R2 shown in FIG. 19 are receipts issued when split settlement using cash and electronic money is performed in the information processing system according to this embodiment.

The cash accounting receipt R1 is issued in S126 described above. As shown in FIG. 19, the cash accounting receipt R1 may display the name and date and time of the retail store where the information processing device 1000 is installed. Further, the cash accounting receipt R1 includes the details of the products for which cash was selected as the payment method in S112 described above. In the example shown in FIG. 19, it is understood that the names, quantities, and amounts of three products, product B, product D, and product E, are displayed on the cash accounting receipt R1. Furthermore, it is understood that the total number and total amount of products for which cash is selected as the payment method are displayed at the bottom of the details. Furthermore, it is understood that the deposit amount of cash and the amount of change are displayed at the bottom of the cash accounting receipt R1.

The electronic money accounting receipt R2 is issued in S131 described above. As shown in FIG. 19, the electronic money accounting receipt R2 may display the name and date and time of the retail store, similarly to the cash accounting receipt R1. Furthermore, the electronic money accounting receipt R2 includes details of the products for which electronic money was selected as the payment method in S112 described above. In the example shown in FIG. 19, it is understood that the names, quantities, and prices of two products, product A and product C, are displayed. Furthermore, it is understood that the total number and total amount of products for which electronic money is selected as the payment method are displayed at the bottom of the details. Furthermore, it is understood that identification information such as the type of electronic money and membership number, the electronic money accounting amount, and the electronic money balance after settlement are displayed at the bottom of the electronic money accounting receipt R2.

Above, with reference to FIGS. 9 and 10, an example of the operation when the user selects cash and electronic money as the payment method for split payment has been described in S107 of the flowchart shown in FIG.

(B: Example of operation when paying in separate payments using cash and credit card)
Next, the second latter half of the operation example of the information processing system according to this embodiment will be described with reference to FIGS. 20 and 21. This operation example is an operation example when the user selects cash and credit card as payment methods for split payment in S107 of the flowchart shown in FIG. 4 (S107/B: cash and credit).

FIG. 20 is a first flowchart illustrating a second operation example of the information processing system according to the present embodiment at the time of split payment. Note that in FIG. 20, S116 to S128 are as described above with reference to FIGS. 9 and 10, so detailed description thereof will be omitted here. Further, FIG. 21 is a second flowchart diagram illustrating a second operation example of the information processing system according to the present embodiment at the time of split payment.

First, as shown in FIG. 20, the display control unit 1028 causes the operation display unit 1040 to display a payment method selection screen (S134).

FIG. 22 is an explanatory diagram showing another example of the payment method selection screen displayed on the operation display section 1040. As shown in FIG. 22, the payment method selection screen D13 includes a product list T3, a transaction amount display M13, and a return button B11.

The product list T3, like the product list T2 described above with reference to FIG. 11, includes numbers, product names, quantities, amounts, and payment methods. Further, among the items of the product list T3 shown in FIG. 22, the same contents as the product list T2 are displayed in the number, product name, quantity, and amount. On the other hand, it is understood that, unlike the product list T2, a cash button and a credit button are displayed in the payment method. In the example shown in FIG. 22, it is understood that no payment method has been selected for any product yet.

The transaction amount display M13 displays the total amount of the products for which cash or credit card is selected as the payment method.

The return button B11 is a button that the user presses when he or she wants to cancel the selection operation of the payment method for each product and return to the previous display screen. When the return button B11 is pressed, the display control unit 1028 may cause the screen displayed on the operation display unit 1040 to transition to the split payment method selection screen D4 shown in FIG. 8, and may repeat the processing from S106 onwards. .

The user selects the payment method for each product by pressing either the cash button or the credit button displayed under the payment method on the payment method selection screen D13 (S135). In this operational example, it is assumed that a credit card is selected as product C by the user. It is also assumed that cash is selected as a product other than product C by the user.

FIG. 23 is an explanatory diagram showing an example of a payment method selection screen after the user has selected payment methods for all products. As shown in FIG. 23, on the payment method selection screen D14, the amount display in the cash transaction amount display M14 and the credit transaction amount display M15 has been updated compared to the transaction amount display M13 on the payment method selection screen D13. is understood. In addition, the payment method selection screen D14 newly includes a payment button B12 compared to the payment method selection screen D13. The display control unit 1028 displays a payment button B12 on the payment method selection screen D14 when payment methods have been selected for all products displayed in the product list T3.

The display control unit 1028 does not transition the display screen of the operation display unit 1040 to the next screen until it is detected on the operation display unit 1040 that the payment button B12 of the payment method selection screen D14 has been pressed (S136/NO). .

When the operation display unit 1040 detects that the payment button B12 on the payment method selection screen D14 has been pressed (S136/YES), the operation display unit 1040 instructs the payment control unit 1024 to select the payment method for each product by the user. Outputs the detection result of the selection operation. The payment control unit 1024 selects either cash or credit card as a payment method for each of the one or more products for which product information is registered, based on the output detection result of the selection operation by the user. In this operation example, as shown in the payment method selection screen D14 in FIG. 23, the operation display unit 1040 detects that the user has performed a credit card selection operation as the payment method for product C. Further, regarding the payment method for products A, B, D, and E, the operation display unit 1040 detects that the user has performed an operation to select cash. Therefore, the payment control unit 1024 selects a credit card as the payment method for the product C. Further, the payment control unit 1024 selects cash as the payment method for the product A, product B, product D, and product E.

The payment control unit 1024 outputs an instruction to cause the payment processing unit 1026 to perform payment processing for the amount of the selected product for each payment method of cash or credit card, based on the amount information of each product. At the same time, the payment control unit 1024 outputs the selection result of the payment method to the display control unit 1028. The payment processing unit 1026 controls the operation of the automatic change machine 1100 based on the above instructions, and first performs a cash payment process. Subsequently, the processes of S116 to S128 are performed.

If it is determined in S128 that the user has completed receiving the cash accounting receipt (S128/YES), the information processing device 1000 proceeds to the flowchart F4 shown in FIG. 21.

Proceed to FIG. 21 to continue the explanation. First, when the display control unit 1028 receives a notification from the printing unit 1090 indicating that the receipt has been received by the user, the display control unit 1028 causes the operation display unit 1040 to send the credit card that the user wishes to use to the contact IC card reader 1070. A credit card insertion screen is displayed to guide the user to input the credit card (S150).

FIG. 24 is an explanatory diagram showing an example of a credit card insertion screen displayed on the operation display section 1040. As shown in FIG. 24, the credit card insertion screen D15 may include a guidance message prompting the user to insert a credit card, and a display of the total amount of the products for which the credit card is selected as the payment method.

Contact IC card reader 1070 waits until it detects that a credit card has been inserted (S151/NO).

When contact type IC card reader 1070 detects that a credit card has been inserted (S151/YES), it reads payment method information (card information) from the credit card (S152). The contact type IC card reader 1070 supplies the acquired payment method information to the acquisition unit 1022. Next, the display control unit 1028 causes the operation display unit 1040 to display a password input screen (S153).

FIG. 25 is an example of a password input screen displayed on the operation display section 1040. As shown in FIG. 25, the password input screen D16 may include the total amount of the product for which the credit card is selected. Further, the password input screen D16 may display the type of credit card based on the payment method information read by the contact IC card reader 1070 in S152. Furthermore, the password input screen D16 may include a display of the number of payments.

The user operates the key operation section 1080 to input the password according to the guidance on the password input screen D16 displayed on the operation display section 1040. The key operation unit 1080 waits until it is detected that the user has entered the password (S154/NO).

When the key operation unit 1080 detects that the user has input the PIN number (S154/YES), the key operation unit 1080 outputs the input value of the detected PIN number to the payment processing unit 1026. The payment processing unit 1026 makes an inquiry to the credit card company's system based on the input value of the PIN and the amount information and payment method information of each product acquired by the acquisition unit 1022 (S155).

When payment processing unit 1026 receives an inquiry result indicating that payment is possible from the credit card company's system (S156/YES), payment processing unit 1026 notifies payment control unit 1024 and display control unit 1028 of the inquiry result. When the display control unit 1028 receives the notification from the payment processing unit 1026, it causes the operation display unit 1040 to display a credit settlement screen (S157).

FIG. 26 is an explanatory diagram showing an example of a credit settlement screen displayed on the operation display section 1040. As shown in FIG. 26, the credit settlement screen D17 includes a credit accounting amount display M16, a credit information display M17, and a confirmation button B13. The user confirms the contents displayed on the credit accounting amount display M16 and the credit information display M17, and presses the confirmation button B13.

The payment processing unit 1026 waits until the operation display unit 1040 detects that the confirmation button B13 displayed on the credit settlement screen D17 has been pressed (S158/NO). When the operation display unit 1040 detects that the confirmation button B13 has been pressed on the credit settlement screen D17 (S158/YES), the payment processing unit 1026 performs payment processing using a credit card. More specifically, the payment processing unit 1026 transmits a payment request using the credit card to the system of the credit card company based on the credit card payment method information acquired by the acquisition unit 1022. Upon receiving the payment result from the system of the credit card company, the payment processing unit 1026 notifies the payment control unit 1024 whether or not the credit card payment process is completed based on the payment result. In this operation example, it is assumed that the payment using the credit card has been successfully completed.

Upon receiving a notification from the payment processing unit 1026 indicating that the credit card payment process has been completed, the payment control unit 1024 issues a credit accounting receipt (S159). More specifically, the payment control unit 1024 generates details of the credit card transaction, such as the credit transaction amount, as a credit accounting receipt. The payment control unit 1024 causes the printing unit 1090 to print the generated credit accounting receipt. Simultaneously with the printing of the credit accounting receipt by the printing unit 1090, the display control unit 1028 causes the operation display unit 1040 to display a receipt issuing screen (S160).

FIG. 27 is an explanatory diagram showing another example of the receipt issuing screen displayed on the operation display section 1040. As shown in FIG. 27, the receipt issuing screen D18 displays information such as the credit account amount, the type of credit card or identification information such as the company name (ABC credit, etc.), and the number of payments (one-time payment). include.

FIG. 28 is an explanatory diagram showing another example of a receipt issued by the payment control unit 1024. The cash accounting receipt R3 and credit accounting receipt R4 shown in FIG. 28 are receipts issued when split payment using cash and credit card is performed in the information processing system according to this embodiment.

Cash accounting receipt R3 is issued in S126 of flowchart F3. Cash accounting receipt R3 may include items similar to cash accounting receipt R1 described above with reference to FIG. 19. For example, the cash accounting receipt R3 includes details of products for which cash was selected as the payment method in S135 described above. In the example shown in FIG. 28, it is understood that the names, quantities, and amounts of four products, product A, product B, product D, and product E, are displayed on the cash accounting receipt R3. Furthermore, it is understood that the total number and total amount of products for which cash is selected as the payment method are displayed at the bottom of the details.

The credit accounting receipt R4 is issued in S159 described above. As shown in FIG. 28, the credit accounting receipt R4 includes the details of the product for which a credit card was selected as the payment method in S135 described above. In the example shown in FIG. 28, it is understood that the name, quantity, and price of product C are displayed. Furthermore, it is understood that the total number and total amount of products for which credit card is selected as the payment method are displayed at the bottom of the details. Furthermore, at the bottom of the credit accounting receipt R4, identification information such as the type of credit card and membership number, the approval number given by the credit card company, payment classification (number of payments), payment amount, etc. are displayed. is understood.

Printing unit 1090 determines whether the printed receipt has been received by the user. The printing unit 1090 waits until it is determined that the receipt has been received by the user (S161/NO). If it is determined that the receipt has been received by the user (S161/YES), the information processing apparatus 1000 ends the split payment process using cash and credit card.

After the payment processing unit 1026 makes an inquiry to the credit card company in S155, when the payment processing unit 1026 receives an inquiry result from the credit card company indicating that payment is not possible (S156/NO), the payment processing unit 1026 outputs the inquiry result to the operation display section 1040 and the display control section 1028.

When the display control unit 1028 receives the inquiry result from the payment processing unit 1026, it causes the operation display unit 1040 to display a payment method reselection screen when card payment is not possible. On the payment method reselection screen, the user can reselect the payment method for products for which payment was not completed because card payment was no longer possible. At this time, the display control unit 1028 may generate a display on the payment method reselection screen that makes it impossible to select a credit card as the payment method for the product.

FIG. 29 is an explanatory diagram showing an example of a payment method reselection screen displayed on the operation display unit 1040 when card payment is not possible. As shown in FIG. 29, the payment method reselection screen D19 may include guidance wording M19 indicating that payment by credit card was not possible and guiding the user to perform an operation to reselect the payment method. Further, as shown in FIG. 29, the payment method reselection screen D19 includes a product list T4, a paid amount M20, an unpaid amount M21, a back button B15, and a settlement button B16.

As shown in FIG. 29, in the payment method of product list T4, compared to product list T3 shown in FIG. may be displayed. In addition, for the payment method of product C for which credit card was selected as the payment method in the product list T3, the credit button B14 is displayed in a state that cannot be selected, and only the cash button is displayed so that it can be pressed. . The user can reselect cash as the payment method for product C in the product list T4, but cannot select a credit card that cannot be used for payment as the payment method for product C.

Further, the display control unit 1028 may display the total amount of products for which cash payment has been completed, such as the paid amount M20, in the payment method reselection screen D19. Furthermore, the display control unit 1028 may display the total amount of products that have not yet been accounted for because credit card payment was not possible, such as the unaccounted amount M21.

Subsequently, the processes of S135, S136, and S116 to S128 of flowchart F3 are performed in order. As a result of this operation, if one payment method such as a credit card becomes unavailable among the payment methods selected as the payment method for each product in split payment, the user can select the other payment method such as cash for the product. You can make a payment by selecting the following payment methods.

The second half of the operation example of the information processing system according to this embodiment has been described above with reference to FIGS. 20 and 21.

(C: Operation example when paying in bulk)
Next, with reference to FIG. 30, the third latter half of the operation example of the information processing system according to this embodiment will be described. This operation example is an operation example when the user selects batch payment in S105 of the flowchart shown in FIG. 4 (S105/YES (Batch)).

FIG. 30 is a flowchart diagram illustrating an example of the operation of the information processing system according to the present embodiment at the time of bulk payment. Note that in FIG. 30, S109 and S110 are as described above with reference to FIG. 9, so detailed description thereof will be omitted here.

First, the display control unit 1028 causes the operation display unit 1040 to display a payment method selection screen for bulk payment, which accepts the user's selection operation of a payment method to be used for bulk payment (S201).

FIG. 31 is an explanatory diagram showing an example of a payment method selection screen for lump-sum payment displayed on the operation display section 1040. As shown in FIG. 31, the payment method selection screen D20 for lump-sum payment includes a cash button B17, an electronic money button B18, and a credit button B19. Further, the payment method selection screen D20 for bulk payment may include a message prompting the user to select a payment method to be used for bulk payment, and a display of the total score and total amount of products related to the registered product information. . In the example shown in FIG. 31, it is understood that the phrase "Please select a payment method" is displayed. In addition, in the middle of the payment method selection screen D20 for bulk payment, the words "Total 5 points" indicating the total number of products and the words "3,597 yen" indicating the total price of the products are displayed. is understood.

By pressing the cash button B17, electronic money button B18, or credit button B19 displayed on the payment method selection screen D20 for bulk payment, the user can select cash, electronic money, or credit card as the payment method for bulk payment. You can choose from (one-time payment). Note that although the example shown in FIG. 31 shows an example in which the number of payments using a credit card is limited to lump-sum payments, the information processing apparatus 1000 may allow selection of a number of payments other than lump-sum payments.

If it is detected in the operation display section 1040 that the cash button B17 has been pressed (S202/YES), the processes of S116 to S121 of the flowchart F1 described above with reference to FIG. 9 are executed.

Subsequently, the processes of S122 to S128 of the flowchart F2 described above with reference to FIG. 10 are executed. Through the above-described operations, cash payment processing is executed for all products A to E for which product information has been registered.

If the operation display unit 1040 does not detect that the cash button B17 has been pressed (S202/NO), the process advances to S204. If the operation display unit 1040 detects that the electronic money button B18 has been pressed (S204/YES), S109 and S110 are executed. Subsequently, the processes of S129 to S133 of the flowchart F2 described above with reference to FIG. 10 are executed. Through the above operations, payment processing using electronic money is executed for all products A to E for which product information has been registered.

If the operation display unit 1040 does not detect that the electronic money button B18 has been pressed (S204/NO), the process advances to S206. If it is detected in the operation display section 1040 that the credit button B19 has been pressed (S206/YES), S150 to S171 of the flowchart F4 described above with reference to FIG. 21 are executed. Through the above operations, credit card payment processing is executed for all products A to E for which product information has been registered.

If the operation display unit 1040 does not detect that the credit button B19 has been pressed (S206/NO), the processes from S202 onwards are repeated.

The second half of the third example of the operation of the information processing system according to this embodiment has been described above with reference to FIG.

Note that, as an example of the operation of the information processing apparatus 1000 during split payment using cash and electronic money, an example has been described in which the payment process for cash is first performed and then the payment process for electronic money is performed. However, the information processing apparatus 1000 may first perform the electronic money payment process and then perform the cash payment process. Similarly, the information processing apparatus 1000 may perform the credit card payment process first and then perform the cash payment process in the operation when split payment is made using cash and credit card. In this case, even if electronic money or credit card payment is not possible, if cash is selected again as the payment method for all products, the payment processing for cash by the payment processing unit 1026 is completed in one go. Therefore, for the user, there is no need to perform operations related to cash payment processing, such as inserting cash and receiving change, twice, thereby further improving convenience at checkout. Furthermore, it is expected that the time required for each user's checkout will be reduced.

<4. Effect>
According to the present invention described above, various effects can be obtained. For example, the payment control unit 1024 of the information processing device 1000 according to the present embodiment may, for one or more products related to the product information acquired by the acquisition unit 1022, send multiple payments such as cash, electronic money, and credit cards for each product. Select one of the payment methods. Furthermore, the payment control unit 1024 causes the payment processing unit 1026 to perform payment processing for the amount of the selected item for each of the plurality of payment methods, based on the amount information of each item included in the item information acquired by the acquisition unit 1022. have it done. With this configuration, payment processing can be performed for one or more products registered in the information processing device 1000 using a different payment method for each product. Therefore, when a user using a self-checkout machine wants to use different payment methods for each product, there is no need to perform separate checkout procedures for each payment method. Furthermore, compared to performing accounting procedures separately for each payment method, the time required for accounting procedures is reduced. Therefore, it is possible to further improve convenience for the user at the time of checkout.

<5. Modified example>
(First modification)
In addition, in the above example, in the operation example where the user selects split payment using cash and electronic money, if the total amount of the products for which electronic money is selected exceeds the usage limit of the electronic money or the electronic money balance. If it is determined, the display control unit 1028 causes the screen displayed on the operation display unit 1040 to transition to a payment method selection screen. Further, the display control unit 1028 displays, on the payment method selection screen, a message indicating that the total amount exceeds the usage limit or electronic money balance and prompting the user to reselect the payment method. However, the present invention is not limited to such an example. For example, in S112 of flowchart F1, if it is detected that a selection operation for selecting electronic money has been newly input for a product other than the product for which electronic money has already been selected, the operation display unit 1040 controls the payment control. The notification may be made to the department 1024. Each time the payment control unit 1024 receives the notification, it determines that the sum of the amount of the product for which electronic money has already been selected and the amount of the product for which electronic money has been newly selected (second total amount) is the usage limit. Alternatively, it may be determined whether the amount exceeds the electronic money balance. Further, if it is determined that the total exceeds the usage limit or the electronic money balance, the display control unit 1028 displays a message on the operation display unit 1040 indicating that other products other than those for which electronic money has already been selected are A payment method selection screen may be displayed in which electronic money cannot be selected.

FIG. 32 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040 in the first modification according to the present embodiment. The payment method selection screen D21 shown in FIG. 32 is displayed on the operation display section 1040 under the control of the display control section 1028 in S112 of the flowchart F1. As shown in FIG. 32, it is understood that electronic money has already been selected for product A and product C on the payment method selection screen D21. It is also understood that cash has already been selected for products B and D. Here, it is assumed that no payment method has been selected for product E yet.

When the user further presses the electronic money button B20 and performs an operation to newly select electronic money for product E, the payment control unit 1024 selects products A and C for which electronic money has already been selected, and product E. Calculate the total amount. Furthermore, the payment control unit 1024 determines whether the calculated total amount exceeds the electronic money balance of 2,700 yen. In the example shown in FIG. 32, the payment control unit 1024 determines that the total amount exceeds the electronic money balance. Then, the display control unit 1028 generates a display that makes the electronic money button B20 unselectable, and displays it on the operation display unit 1040. In the example shown in FIG. 32, it is understood that a diagonal line is displayed on the electronic money button B20. Furthermore, the user cannot select electronic money as the payment method for product E on the payment method selection screen D21.

With such a configuration, for example, a user may select electronic money as a payment method for each product without realizing that the balance exceeds the electronic money balance, and after pressing the checkout button, an insufficient balance is displayed and the user has to retry each purchase. It is possible to save the trouble of reselecting the payment method for the product.

(Second modification)
Furthermore, in the above, as an example of payment method selection by the payment control section 1024, the payment control section 1024 selects a payment method for each of one or more products based on the user's selection operation detected on the operation display section 1040. An example of how this works is explained. However, the present invention is not limited to such an example. As another example of payment method selection, the payment control unit 1024 automatically selects a payment method for each product based on amount information included in the product information acquired from the acquisition unit 1022 and balance information of the payment method such as electronic money. You may.

For example, in S110 of the flowchart F1 described with reference to FIG. 9, the payment control unit 1024 performs payment method selection processing in the following order after the contactless IC card reader 1060 completes reading the electronic money. You may go. First, the payment control unit 1024 acquires amount information of one or more products related to the registered product information and the balance information of the electronic money from the acquisition unit 1022. Based on the amount information and the balance information, the payment control unit 1024 identifies one or more products whose total amount is less than or equal to the payable amount indicated by the balance information, among the products for which product information is registered. do. The payment control unit 1024 selects electronic money as the payment method for the specified product. Further, the payment control unit 1024 selects cash as the payment method for products other than the specified product. The display control unit 1028 generates a payment method selection screen based on the selection result of the payment method for each product by the payment control unit 1024, and causes the operation display unit 1040 to display the screen.

FIG. 33 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040 in the second modification. The payment method selection screen D22 shown in FIG. 33 is displayed on the operation display section 1040 in S111 of the flowchart F1. As shown in FIG. 33, the payment method selection screen D22 further includes guidance text M22, compared to the payment method selection screen D5 described with reference to FIG. In addition, on the payment method selection screen D22, compared to the payment method selection screen D5, it is understood that either cash or electronic money has already been selected as the payment method for each product numbered 1 to 5. be done. For example, it is understood that for product A, the electronic money button B30 is highlighted. Similarly, it is understood that for product C, the electronic money button is also highlighted. It is also understood that for each product other than product A and product C, the cash button is highlighted.

First, the payment control unit 1024 acquires balance information indicating that the balance of electronic money is 2,700 yen from the acquisition unit 1022. The payment control unit 1024 identifies one or more products among products A to E for which the total amount is 2,700 yen or less. At this time, the payment control unit 1024 may specify one or more products among products A to E that have a total amount of 2,700 yen or less and the maximum amount. In the example shown in FIG. 33, the payment control unit 1024 determines that among products A to E, the total amount of product A (768 yen) and product C (1,875 yen) is 2,643 yen or less. Since this is the maximum, product A and product C are identified. The payment control unit 1024 selects electronic money as the payment method for the specified products A and C. Furthermore, the payment control unit 1024 selects cash as the payment method for each product other than product A and product C. The display control unit 1028 generates the payment method selection screen D22 shown in FIG. 33 based on the selection result of the payment method for each product by the payment control unit 1024, and displays it on the operation display unit 1040. The user may check the contents of the payment method selection screen D22 displayed on the operation display section 1040 and change the payment method for each product as appropriate.

According to such a second modification, when a payment method such as prepaid electronic money for which a payable amount is set is used, the payment control unit 1024 can select products within the range of the payable amount. Identify the combination of Further, the payment control unit 1024 selects the payment method such as prepaid electronic money as the payment method for the specified product. The display control unit 1028 controls the payment method selection screen so that the payment method for each product is initially displayed according to the selection result of the payment method, based on the selection result of the payment method for each product by the payment control unit 1024. generate. With this configuration, it is possible to further improve convenience for the user at the time of checkout.

(Third modification)
Alternatively, as another example of payment method selection, the payment control unit 1024 performs payment method selection processing based on the amount information of each product acquired by the acquisition unit 1022 and a predetermined amount set in advance. Good too. For example, the user of the information processing device 1000 may have previously set the predetermined amount to be 1,000 yen for payments using electronic money. For example, when the user performs an operation to select cash or electronic money in S106 of the flowchart shown in FIG. A screen for accepting the request may be displayed on the operation display unit 1040. Furthermore, the control unit 1020 may cause the storage unit 1030 to store the predetermined amount set on the screen in association with the identification information of the electronic money acquired in the processing of S109 to S110. With this configuration, each time the non-contact IC card reader 1060 reads the same electronic money as the electronic money, the information processing device 1000 refers to the storage unit 1030 and refers to the predetermined information set for the electronic money. You can read out information about the amount of money. Furthermore, the payment control unit 1024 selects one or more products whose total price falls within the predetermined amount range from among the one or more products based on the amount information of the one or more products for which product information is registered. may be specified. For example, the payment control unit 1024 may identify one or more products whose total price is 1,000 yen or less, which is within the range of the predetermined amount, from among the one or more products.

FIG. 34 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040 in the third modification. The payment method selection screen D23 shown in FIG. 34 is displayed on the operation display section 1040 in S111 of the flowchart F1. As shown in FIG. 34, the payment method selection screen D23 further includes guidance text M23, compared to the payment method selection screen D5 described with reference to FIG. In addition, on the payment method selection screen D23, compared to the payment method selection screen D5, it is understood that either cash or electronic money has already been selected as the payment method for each product numbered 1 to 5. be done. For example, it is understood that for product A, the electronic money button B31 is highlighted. Similarly, it is understood that for product D, the electronic money button is also highlighted. It is also understood that for each product other than product A and product D, the cash button is highlighted.

First, the payment control unit 1024 identifies products among products A to E that have a total amount within a predetermined amount (1,000 yen). At this time, the payment control unit 1024 may identify the product among products A to E that has a total amount of 1,000 yen or less and the maximum within a predetermined amount range. In the example shown in FIG. 34, the payment control unit 1024 determines that the total amount (900 yen) of product A (768 yen) and product D (132 yen) is within the predetermined range of 1,000 yen or less and the maximum Therefore, product A and product D are specified. The payment control unit 1024 selects electronic money as the payment method for the specified products A and D. Further, the payment control unit 1024 selects cash as the payment method for each product other than product A and product D. The display control unit 1028 generates the payment method selection screen D23 shown in FIG. 34 based on the selection result of the payment method for each product by the payment control unit 1024, and displays it on the operation display unit 1040. The user may check the contents of the payment method selection screen D23 displayed on the operation display section 1040 and change the payment method for each product as appropriate.

(Fourth variation)
Further, as another example of payment method selection, the payment control unit 1024 may perform payment method selection processing based on one or more product types for which product information is registered. For example, assume that the user selects split payment using a combination of cash and electronic money. When the type of one or more products is a predetermined type, the payment control unit 1024 may select electronic money as the payment method for the product of the predetermined type. Further, the payment control unit 1024 may calculate the reward value given to the user according to the payment amount using electronic money for the predetermined type of product. Note that the reward value may be a cash amount or a value (points) that can be exchanged for a cash amount.

FIG. 35 is an explanatory diagram showing an example of the payment method selection screen displayed on the operation display section 1040 in the fourth modification. The payment method selection screen D24 shown in FIG. 35 is displayed on the operation display section 1040 in S111 of the flowchart F1. As shown in FIG. 35, compared to the payment method selection screen D5 described with reference to FIG. 11, the payment method selection screen D24 further includes guidance text M24 and reward value display M25. The guidance wording M24 includes the type of product "food" and the type of payment method "electronic money" for which a reward value is given to the user upon payment. Furthermore, the product list T5 included in the payment method selection screen D24 further includes a type column, compared to the product list T2 included in the payment method selection screen D5.

The type of product list T5 is information indicating the type of each product. The display control unit 1028 generates a display of the type of product list T4 based on the type of each product included in the product information acquired from the acquisition unit 1022. In the example shown in FIG. 35, it is understood that the types of product A and product B are foodstuffs. Further, it is understood that the type of product C is an electrical appliance. Furthermore, it is understood that the types of products D and E are miscellaneous goods.

Also, on the payment method selection screen D24, compared to the payment method selection screen D5, it is understood that either cash or electronic money has already been selected as the payment method for each product numbered 1 to 5. . For example, it is understood that for product A and product B, the electronic money button B32 is highlighted. It is also understood that for products C to E, the cash buttons are highlighted.

First, the payment control unit 1024 identifies a product of a predetermined type among products A to E. For example, assume that the predetermined type is food. In this case, the payment control unit 1024 specifies product A and product B whose type is food. The payment control unit 1024 selects electronic money as the payment method for the specified product A and product B. Further, the payment control unit 1024 selects cash as the payment method for the products C to E whose type is not food.

Furthermore, the payment control unit 1024 may calculate the remuneration value given to the user based on the amount information of the products A and B, which are food products. For example, when electronic money is selected as the payment method for a product whose type is food, the payment control unit 1024 sets an example of the amount of the product and a predetermined ratio (hereinafter also referred to as "reward return rate"). The value obtained by multiplying by 2.5% and performing rounding on the multiplication result may be calculated as the reward value given to the user. In the example shown in FIG. 35, the user is given 25 points, which is the value obtained by rounding down the decimal point for the result of multiplying the total amount of product A and product B by 2.5% as an example of the reward return rate. It is assumed that the remuneration value is calculated as the remuneration value.

The display control unit 1028 generates the payment method selection screen D24 shown in FIG. 35 based on the selection result of the payment method for each product and the calculation result of the reward value by the payment control unit 1024, and displays it on the operation display unit 1040. . At this time, the display control unit 1028 displays a remuneration value display M25 in the payment method selection screen D24 based on the calculation result of the remuneration value. The user may check the contents of the payment method selection screen D24 displayed on the operation display section 1040 and change the payment method for each product as appropriate. Note that the information processing apparatus 1000 may automatically provide the user with a reward according to the calculated reward value. For example, the information processing apparatus 1000 may add the calculated reward value to the reward value already associated with the user. Alternatively, the information processing apparatus 1000 may issue a medium (for example, a paper medium) on which the reward value is written.

With such a configuration, it is possible to further improve convenience for the user at the time of checkout. Furthermore, for the manager or owner of a retail store where the information processing device 1000 is installed, providing incentives such as points given to users has the advantage of promoting the use of a predetermined payment method. Therefore, the present invention can be applied, for example, when a manager or owner of a retail store in which the information processing device 1000 is installed has a business need to promote the use of a specific payment method. is possible.

(Fifth modification)
In addition, in the above-described "A: Example of operation when paying in separate payments using cash and electronic money," with reference to the flowchart F1 shown in FIG. 9, each product selected by the user on the payment method selection screen displayed in S111 It is assumed that before the payment method selection operation is performed, the electronic money reading process (S109 and S110) by the contactless IC card reader 1060 is performed. However, the invention is not limited to this example. For example, the information processing device 1000 may execute the processing in S109 and S110 after the user has completed the selection operation of the payment method for each product and the payment amount for each payment method used for split payment has been determined. good.

<6. Conclusion＞
Although preferred embodiments of the present invention have been described above in detail with reference to the accompanying drawings, the present invention is not limited to such examples. It is clear that a person with ordinary knowledge in the technical field to which the present invention pertains can come up with various changes or modifications within the scope of the technical idea stated in the claims. It is understood that these also naturally fall within the technical scope of the present invention.

For example, in the embodiment described above, the payment method that the user can select in the information processing apparatus 1000 is cash, electronic money, or a credit card, but the present invention is not limited to such examples. For example, payment methods that can be selected by the user in the information processing apparatus 1000 may include code payment such as QR code (registered trademark) payment. Further, the payment means may further include cash vouchers such as gift certificates, gift certificates, and beer tickets.

Further, in the above embodiment, when the user selects split payment, the payment method is selected from cash and electronic money, or cash and credit card. However, the present invention is not limited to such an example. For example, the information processing apparatus 1000 allows a user to use a combination of electronic money and a credit card as a payment method for split payment, two electronic money with different types or registered contents, or two credit cards with different types or registered contents. You may be able to select a combination of these as mutually different payment methods. In addition, in this specification, mutually different payment means include the following combinations. First, the combination of cash and electronic money or the combination of cash and credit card described in the above embodiments are included in different payment means. Furthermore, two combinations of electronic money provided by different payment function providers are included in different payment means. Furthermore, two credit cards with different provider brands that provide payment functions are included in different payment methods. The provider brand refers to a credit card brand such as the VISA (registered trademark) brand or the JCB (registered trademark) brand. Further, even if the provider brand is the same, two credit cards issued by different companies or financial institutions are also included in different payment means. Furthermore, even if the two credit cards have the same provider brand and issuer company or financial institution, the two credit cards have different registration information (for example, cardholder name or billing address, etc.). Included in different payment methods.

Furthermore, in the above embodiment, an example has been described in which, when the user selects split payment, split payment is performed using two payment methods. However, the present invention is not limited to such an example. For example, when the user selects split payment, the information processing apparatus 1000 may allow the user to select three or more different payment methods.

Furthermore, in the embodiment described above, if the user selects electronic money as a payment method for any product, but the electronic money becomes unable to be used for payment due to insufficient balance or exceeds the upper limit amount, the display control unit 1028 A payment method selection screen is displayed on the display unit 1040 to guide the user to reselect the payment method for each product. However, the present invention is not limited to such an example. For example, the information processing apparatus 1000 may allow the user to charge the balance of electronic money read by the contactless IC card reader 1060 on the payment method selection screen displayed on the operation display unit 1040. In this case, the payment processing unit 1026 controls the operation of the automatic change machine 1100 to accept cash input from the user for the desired amount to be charged, and also to charge the balance of the electronic money to the system of the electronic money payment provider. You may also send a request for processing.

Further, in the above embodiment, in S110 of the flowchart shown in FIG. 9, the non-contact IC card reader 1060 reads the payment method information from the IC card, thereby acquiring the payment method information of electronic money. However, as a method of reading payment method information of electronic money, the information processing apparatus 1000 may operate as follows. For example, in S109, the display control unit 1028 causes the operation display unit 1040 to display a screen that guides the user to have the contactless IC card reader 1060 read an IC card related to the electronic money that the user wants to use. Guidance text and type selection buttons that prompt the user to select the type of electronic money they wish to use may be displayed on the screen. Then, when the user's operation to select the type of electronic money is detected on the operation display unit 1040, the operation display unit 1040 may output the detection result to the control unit 1020. The payment control unit 1024 causes the payment processing unit 1026 to execute payment processing based on the electronic money payment method information read by the contactless IC card reader 1060 and the detection result output from the operation display unit 1040. You may also output instructions. With this configuration, the payment control unit 1024 can determine the destination payment provider to which the payment processing unit 1026 is to send the payment request, based on the type of electronic money for which the user has performed a selection operation.

Alternatively, when the contactless IC card reader 1060 reads the payment method information from the IC card, the payment control unit 1024 sends one electronic money of a predetermined type without accepting the selection operation of the electronic money type by the user. You may select one and request the payment processing unit 1026 to process the payment. The predetermined type may be set in advance by the operator of the information processing apparatus 1000 when the information processing apparatus 1000 is installed. In this case, the payment processing unit 1026 performs payment processing using the payment method information acquired by the contactless IC card reader 1060 as the payment method information for the predetermined type of electronic money. When the payment processing unit 1026 receives a payment result indicating that payment is not possible from the electronic money system of the predetermined type, the payment processing unit 1026 outputs the payment result to the display control unit 1028. When the payment processing unit 1026 outputs a payment result indicating that payment is not possible, the display control unit 1028 displays guidance text and a type selection button prompting the user to select the type of electronic money they wish to use, on the operation display unit. 1040 may be displayed.

Alternatively, when the contactless IC card reader 1060 reads the payment method information from the IC card, the payment control unit 1024 determines the type of electronic money related to the payment method information based on the read payment method information. You may. Further, the payment control unit 1024 may determine whether the type of electronic money is one that allows payment processing by the payment processing unit 1026.

Alternatively, the medium (for example, a smartphone) that the user holds over the contactless IC card reader 1060 contains payment method information for multiple types of electronic money, and the contactless IC card reader 1060 When the payment method information of It may be displayed.

Furthermore, in the above embodiments, an example has been described in which the present invention is applied to a self-checkout machine installed at a retail store such as a supermarket or a drug store. However, as explained above, the preferred application of the present invention is not limited to self-checkout machines installed in retail stores. For example, the present invention is also applicable to online payments used in online shops and the like.

Further, the effects described in this specification are merely explanatory or illustrative, and are not limiting. In other words, the technology according to the present invention can have other effects that are obvious to those skilled in the art from the description of this specification, in addition to or in place of the above effects.

Further, the steps in the processing of the operation of the information processing apparatus 1000 according to the present embodiment do not necessarily need to be processed in chronological order in the order described in the flowchart. For example, each step in the processing of the operation of the information processing apparatus 1000 may be processed in a different order from the order described in the flowchart, or may be processed in parallel.

Furthermore, it is also possible to create one or more programs for causing hardware such as a CPU, ROM, and RAM built into a computer to exhibit functions equivalent to the configuration of the information processing apparatus 1000 described above.

1000 Information processing device 1010 Communication unit 1020 Control unit 1022 Acquisition unit 1024 Payment control unit 1026 Payment processing unit 1028 Display control unit 1030 Storage unit 1040 Operation display unit 1050 Barcode reader 1060 Contactless IC card reader 1070 Contact IC card reader 1080 Key operation section 1090 Printing section 1100 Automatic change machine 1102 Banknote change machine 1102a Bill deposit/withdrawal port 1104 Coin change machine 1104a Coin deposit/withdrawal port 1104b Coin withdrawal port 1104c Coin reject port

Claims (15)

an acquisition unit that acquires product information including price information for each product for one or more products;
a payment processing unit that processes payments using a plurality of mutually different payment methods;
selecting one payment method from the plurality of payment methods for each of the one or more products;
a payment control unit that causes the payment processing unit to perform payment processing for the amount of the product selected for each of the plurality of payment methods based on the amount information;
An information processing device comprising: The plurality of payment methods include a first payment method and a second payment method,
The payment control unit selects the first payment method or the second payment method for each of the one or more products.
The information processing device according to claim 1. The payment control unit selects either the first payment method or the second payment method for each of the one or more products based on a user's selection operation.
The information processing device according to claim 2. further comprising a display control unit that generates a payment method selection screen that accepts a user's operation to select a payment method for each of the one or more products, and causes the output unit to display the screen;
The information processing device according to claim 3. The payment control unit calculates a first total amount that is the sum of the amounts of products for which the first payment method is selected each time the user performs a selection operation of the first payment method,
The display control unit displays the calculated first total amount on the output unit.
The information processing device according to claim 4. The acquisition unit acquires balance information indicating a payable amount set in the first payment means,
The payment control unit may receive a new selection operation by the user to select the first payment method for a product other than the product for which the first payment method has been selected among the one or more products. , the first payment method determines whether a second total amount, which is the sum of the amount of the product already selected and the amount of the other product, exceeds the payable amount;
The display control unit displays a screen that disables selection of the first payment method for the other products on the payment method selection screen when it is determined that the second total amount exceeds the payable amount. display on the output section;
The information processing device according to claim 4. The first payment method is a payment method other than cash,
The second payment method is a cash payment method,
The payment control unit causes the payment processing unit to execute payment processing for the first payment means, and after the payment processing, causes the payment processing unit to execute payment processing for the second payment means.
The information processing device according to claim 2. The product information includes the type of product,
The payment control unit selects the first payment method or the second payment method based on each type of the one or more products.
The information processing device according to claim 2. The first payment method is a payment method other than cash,
The second payment method is a cash payment method,
The payment control unit selects the first payment method as a payment method for the product of the predetermined type when each type of the one or more products is a predetermined type.
The information processing device according to claim 8. The payment control unit calculates a reward value given to the user according to a payment amount of the predetermined type of product by the first payment means.
The information processing device according to claim 9. Based on the amount information, the payment control unit selects the one or more items from among the one or more items so that the total amount of the one or more items falls within a predetermined amount range. identify the product,
selecting the first payment method as the payment method for the specified product;
The information processing device according to claim 2. The acquisition unit acquires balance information indicating a payable amount set in the first payment means,
The payment control unit identifies one or more products among the one or more products whose total amount is less than or equal to the payable amount, based on the amount information and balance information of the one or more products,
selecting the first payment method as the payment method for the specified product;
The information processing device according to claim 2. The payment control unit selects a type of payment method to be used as the first payment method and the second payment method based on a user's operation.
The information processing device according to any one of claims 2 to 12. Obtaining product information including price information for each product for one or more products;
Processing payments using multiple different payment methods;
selecting one payment method from the plurality of payment methods for each of the one or more products;
causing each of the plurality of payment methods to perform payment processing for the amount of the selected product based on the amount information;
An information processing method performed by a computer, including: computer,
an acquisition unit that acquires product information including price information for each product for one or more products;
a payment processing unit that processes payments using a plurality of mutually different payment methods;
selecting one payment method from the plurality of payment methods for each of the one or more products;
a payment control unit that causes the payment processing unit to perform payment processing for the amount of the product selected for each of the plurality of payment methods based on the amount information;
A program that functions as

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