JP2023040227A5

JP2023040227A5 -

Info

Publication number: JP2023040227A5
Application number: JP2023003011A
Authority: JP
Filing date: 2023-01-12
Publication date: 2024-02-05

Claims

An information processing device,
an acquisition means for acquiring information about the customer;
determining means for determining a required amount selectable by the customer based on a maximum funding amount that is set in advance and is not based on customer information and information regarding the customer acquired by the acquisition means ;
An information processing device comprising : funding plan presenting means for displaying a required amount selectable by the customer on an output device .

The information processing device according to claim 1, wherein the information regarding the customer is a predicted transfer amount calculated based on a transfer amount to the customer by a payment agency service.

The determining means is
The information processing device according to claim 2, wherein when the predicted transfer amount in the first period is equal to or greater than the maximum funding amount, the maximum funding amount is determined as the required amount.

The determining means is
If the predicted transfer amount in the first period is less than the maximum funding amount, and the predicted transfer amount in the second period, which is longer than the first period, is greater than or equal to the maximum funding amount, The information processing device according to claim 2 or 3, wherein an amount corresponding to a provision amount and a predicted transfer amount in the first period is determined as the required amount.

The determining means is
Compare the predicted transfer amount for multiple periods with the maximum funding amount, and if the predicted transfer amount for the longest period is less than the maximum funding amount, calculate the amount according to the predicted transfer amount for each period. The information processing device according to claim 2 , wherein the required amount is determined as the required amount.

The funding plan presentation means is
Calculate the withdrawal rate and withdrawal completion period at the time of repayment corresponding to the required amount,
The information processing device according to any one of claims 2 to 5, wherein a corresponding withdrawal rate and withdrawal completion period are displayed on a customer terminal in accordance with the selected required amount.

The funding plan presentation means is
7. A withdrawal completion time is calculated based on the required amount selected on the customer terminal, the withdrawal rate, and the predicted transfer amount, and is displayed on the customer terminal as a guide for the withdrawal completion time. information processing equipment.

The funding plan presentation means is
7. The method according to claim 6, wherein a one-time withdrawal amount is calculated based on the required amount selected on the customer terminal, the withdrawal rate, and the predicted transfer amount, and displayed on the customer terminal as a guideline for the withdrawal amount. The information processing device described.

An information processing method,
obtaining information about the customer;
a step of determining a required amount selectable by the customer based on a maximum funding amount that is set in advance and is not based on customer information and information regarding the customer acquired in the acquiring step ;
An information processing method comprising the step of displaying a required amount of money selectable by the customer on an output device .

computer,
an acquisition unit that acquires information about the customer;
a determining unit that determines a necessary amount of money selectable by the customer based on a maximum funding amount that is set in advance and is not based on customer information and information regarding the customer acquired by the acquiring unit ;
A program that functions as a funding plan presentation unit that displays required amounts selectable by the customer on an output device .