JP2022065885A - Business support device, method and program - Google Patents

Abstract

To provide a business support device, a method and a program capable of managing deposits and payments in cooperation with a core system.SOLUTION: A business support device comprises a control unit. The control unit comprises: a capture unit that captures contract data including data related to transfers and data related to debits and credits; a journal data creation unit that creates debit and credit journal data based on the contract data captured by the capture unit; a reconciliation unit that reconcile the contract data that satisfies certain conditions in the created journal data; and a settlement unit that reports the result of settlement processing with the reconciled contract data.SELECTED DRAWING: Figure 1

Description

The present invention relates to business support devices, methods and programs.

The number of insurance companies that manage the payment of insurance premiums from policyholders and the payment of insurance claims to those covered by insurance is enormous. This work requires a great deal of labor because it is necessary to manage payments and payments for each contractor and aggregate data on a daily basis.

Patent Document 1 discloses a display screen for settlement processing for confirming individual account matters related to the settlement amount (deposit or withdrawal) and deleting the information after confirmation.

Japanese Unexamined Patent Publication No. 2004-280642

However, the so-called backbone system has only the functions to meet the minimum requirements. For this reason, conventionally, input work such as payment and payment is performed by a general accounting system, and cooperation with the core system is manually performed by experienced veteran employees. Only veteran employees can link with the core system, and it takes time to match the data entered in the accounting system with the data in the core system. Therefore, there is a problem that business efficiency is deteriorated.

The present invention has been made in view of the above, and an object of the present invention is to provide a business support device, a method, and a program capable of managing deposits and payments in cooperation with a core system.

In order to solve the above-mentioned problems and achieve the object, the business support device according to the present invention includes a control unit, and the control unit captures contract data including data related to transfer and data related to debit and credit. The import unit, the journal data creation unit that creates debit and credit journal data based on the contract data imported by the import unit, and the contract data that meets the specified conditions in the created journal data are cleared. It is characterized by including an application unit to be executed and a settlement unit to report the result of settlement processing using the contract data after application.

According to the present invention, there is an effect that deposits and payments can be managed in cooperation with a core system.

FIG. 1 is a diagram showing an example of a configuration of an information processing system according to an embodiment. FIG. 2 is a diagram showing an example of a flow of settlement accounting processing in the business support device according to the embodiment. FIG. 3 is a diagram showing an example of the configuration of the accounting processing screen according to the embodiment. FIG. 4 is a diagram showing an example of a contract data table of contract data included in the core system according to the embodiment. FIG. 5 is a diagram showing an example of an edited data table for editing contract data (contract data of S3) imported from a core system by a business support device according to an embodiment. FIG. 6 is an explanatory diagram of creating and clearing journal data by the business support device according to the embodiment. FIG. 7 is a diagram showing an example of payment data received by the business support device according to the embodiment. FIG. 8 is a diagram illustrating matching with payment data and recording of fees performed by the business support device according to the embodiment.

Hereinafter, embodiments of the business support device, method, and program according to the present invention will be described in detail with reference to the drawings. The present invention is not limited to this embodiment.

[1. Constitution]
An example of the configuration of the information processing system 1 according to the present embodiment will be described with reference to FIG. FIG. 1 is a diagram showing an example of the configuration of the information processing system 1 according to the embodiment. The information processing system 1 includes a business support device 100, a core system 200, and a bank data communication system 300.

The core system 200 is a core system of an insurance company, and stores data and the like that record the contents of insurance contracts. The bank data communication system 300 provides deposit data indicating a bank deposit record.

In this configuration, as an example, the business support device 100 and the bank data communication system can be connected by the communication network 400, but the core system 200 acquires the deposit data from the bank data communication system 300 and the business support device 100. It may be the configuration provided to.

The business support device 100 is a settlement accounting terminal having an insurance contract settlement accounting function, which is used by a department in charge of an insurance company or the like. The business support device 100 can be connected to the core system 200 and the bank data communication system 300 via a communication network 400 such as a dedicated line. The business support device 100 may be provided as a settlement accounting terminal dedicated to settlement accounting processing, or may be an information document processing device provided with a settlement accounting function.

For example, a desktop personal computer, which is a stationary type, is used as an information processing device. However, the business support device 100 is not limited to the stationary type. For example, a portable information processing device such as a notebook personal computer, a PDA (Personal Digital Assistants), a smartphone, or a tablet personal computer may be used.

The control unit 101 shown in FIG. 1 is a circuit having a computer configuration having a CPU, and controls the entire business support device 100 in an integrated manner by executing a program by the CPU. The CPU appropriately reads and executes an OS, which is a basic program, and a control program for performing settlement accounting from a memory or the like. The control unit 101 realizes a functional unit that performs settlement accounting processing by executing various programs by the CPU.

For example, the control unit 101 realizes the import unit 11, the journal data creation unit 12, the application unit 13, the acceptance unit 14, and the settlement unit 15 as functional units for performing settlement accounting processing.

The import unit 11 imports insurance contract data from the core system 200. The journal data creation unit 12 creates journal data from the contract data imported from the core system 200. The application unit 13 writes the application date in the record of the journal data satisfying the predetermined condition. The receiving unit 14 receives deposit data indicating a bank transaction. The settlement unit 15 executes a settlement process such as matching the remaining records after the application process with the deposit data and recording a fee at the time of transfer, outputs the settlement result, and reports it to the authorities and the like.

Communication with the storage unit 102, the input / output interface unit 103, the communication interface unit 104, and the like by the control unit 101 is managed by, for example, an OS, and is performed via a function provided by the OS. In the following, detailed explanations of the basic functions provided by the OS are omitted for the sake of clarity.

The storage unit 102 records a computer program for giving an instruction to a CPU (Central Processing Unit) in cooperation with an OS (Operating System) to perform various processes. As the storage unit 102, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, or the like can be used.

The input / output interface unit 103 is various interface circuits for connecting the input device 111 and the output device 112. The input device 111 is a keyboard, a mouse, a microphone, or the like. In addition, a touch panel or the like may be adopted. The output device 112 includes a display device such as a liquid crystal monitor, a printer, a speaker, and the like.

The communication interface unit 104 is a communication device connected to the communication network 400 and connected to the core system 200 and the bank data communication system 300. The communication interface unit 104 connects to the communication network 400 via a router or the like.

[2. flow]
FIG. 2 is a diagram showing an example of a flow of settlement accounting processing in the business support device 100. For example, in the business support device 100, when the user instructs the input device 111 to start the accounting processing program, the control unit 101 starts the accounting processing program and displays the processing screen on the screen of the output device 112 (S0). ), Execute the settlement accounting process as follows.

First, the control unit 101 takes in the contract data of the insurance contract from the core system 200 (S1). Next, the control unit 101 creates journal data from the contract data (S2). Next, the control unit 101 writes the clearing date for the record satisfying the predetermined condition (S3). Next, the control unit 101 receives the deposit data indicating the bank transaction (S4). Next, the control unit 101 collates the remaining records after the application process with the deposit data and records the transfer fee (S5).

[3. Concrete example]
(Settlement accounting screen)
FIG. 3 is a diagram showing an example of the configuration of the accounting processing screen. The accounting processing screen 500 shown in FIG. 3 is a screen displaying data of the target period by designating the target period for accounting processing by the user on the top screen. The accounting processing screen 500 includes a payment schedule list 510, a receivable data list 520, and a clearing instruction button 530.

The deposit schedule list 510 is a column for displaying a list of deposit data for which the target period is scheduled to be deposited. The receivable data list 520 displays a list of contractor information such as a securities number whose deposit date and deposit account match, based on the contract data. The clearing instruction button 530 is a button for creating journal data at the same time as clearing.

By providing such a UI screen (user interface screen), it is possible to easily confirm the target of application and the like on one screen, and even a user other than a veteran can perform processing.

(Cooperation between the core system 200 and the business support device 100)
FIG. 4 is a diagram showing an example of the contract data table T1 of the contract data included in the core system 200. FIG. 4A shows a setting example of the contract data table T1 registered when a new contract conclusion is notified by the insurance agency, and FIG. 4B shows the scheduled transfer date and the transfer date and the transfer date from the agency. An example of updating the contract data table T2 updated when the transfer destination account information is contacted is shown. Both are set by a dedicated registration terminal of the core system 200.

In the contract information table T1 of FIG. 4A, a "contract date" and information on the contracted contents are set for each "securities number". The "scheduled transfer date" and "account information" are blank "Null" because there is no information yet. Account types are set for "debit account" and "credit account". For example, in the "securities number" "SE0001" shown in the first record, "accrued insurance premiums" are set in the "debit account" and "principal insurance premiums" are set in the "credit account".

When the agency informs you of the scheduled transfer date and the account information of the transfer destination, the values contacted in the "scheduled transfer date" and "account information" of the target securities number are set as shown in Fig. 4 (b). The created table T2 is updated. For example, in the "securities number" "SE0001" shown in the first record, "2020/8/4" is set in the "scheduled transfer date" and "Bank A" is set in the "account information". Note that "... bank" is information including account information. At the same time, the "debit account" has been updated from "accounts receivable" to "temporary receipts", and the "credit account" has been updated from "insurance premiums receivable" to "insurance accounts receivable".

FIG. 5 is a diagram showing an example of an edited data table for editing contract data (contract data of S3) imported from the core system 200 by the business support device 100. The edited data table T3 shown in FIG. 5 includes the settings of the contract data table T1 and the contract data table T2 shown in FIG. "Temporary receipt" will be replaced with "Receivables" when the account is identified.

FIG. 6 is an explanatory diagram of creating and clearing journal data by the business support device 100. The business support device 100 creates journal data based on the contract data in the editing data table T3. The main journals created are premiums receivable and receivables. FIG. 6 shows an example of journal data.

Clear the journal data. For example, we will implement automatic application of unearned insurance premiums that meet the following conditions. First, the record of the "securities number" in which the "accrued premium" is set in the "debit account" and the "clearing date" is blank is acquired. Next, set the clearing date for the data to be matched under the following conditions in the record of "Securities number" for which "Accounts receivable" is set in "Credit account". The condition is that the "clearing date" is blank and the account, subclassification, securities number, change number, target period, and amount are the same. As shown in FIG. 6, the application processing date "2020/8/16" is automatically set for the "application date" of the record that meets the conditions.

FIG. 7 is a diagram showing an example of deposit data received by the business support device 100. As shown in FIG. 7, as the deposit data D1, data including the scheduled transfer date, account information, and amount are accepted.

FIG. 8 is a diagram for explaining the matching with the deposit data performed by the business support device 100 and the recording of fees. The business support device 100 is a record in which the "scheduled transfer date" of the edited data table T3 is set to the same date based on the account information having the same scheduled transfer date of the deposit data D1, and the same account information is stored in the "bank". Match the amount of money for the set record.

In the example shown in FIG. 8, the total amount of the "debit amount" included in the record in which "receivables" is set in the "debit account" is compared with the amount of the deposit data D1. In this case, a difference of 40,000 yen will be generated between the total amount of the "debit amount" and the amount of the deposit data D1, so the difference of 40,000 yen will be automatically recorded as an agency fee and reported to the authorities.

As described above, since the business support device 100 according to the present embodiment can semi-automate or automate the cooperation with the core system, it is easy for non-experienced veteran employees to manage insurance payments and payments easily and efficiently. It will be possible to do well.

In addition to the above-described embodiments, the present invention may be implemented in various different embodiments within the scope of the technical idea described in the claims.

For example, among the processes described in the embodiment, a part of the processes described as being automatically performed can also be performed manually.

In addition, the processing procedure, control procedure, specific name, data and table settings for each processing, screen example, and database configuration shown in this specification and drawings shall be changed arbitrarily unless otherwise specified. Can be done.

Further, regarding the processing functions included in the business support device 100, particularly each processing function performed by the control unit 101, all or any part thereof may be interpreted and executed by the CPU and the CPU as described above. It may be realized as hardware by wired logic. In the program, programmed instructions for causing the information processing apparatus to execute the processing described in the present embodiment are recorded on a computer-readable recording medium, and the business support apparatus 100 mechanically records the instructions as necessary. Read to. That is, a computer program for giving instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or an HDD (Hard Disk Drive). This computer program is executed by being loaded into RAM, and cooperates with the CPU to form a control unit.

Further, this computer program may be stored in the application program server connected to the business support device 100 via an arbitrary network, and all or part of the computer program may be downloaded as needed. be.

Further, the program for executing the process described in the present embodiment may be stored in a computer-readable recording medium or may be provided as a program product. Here, the "recording medium" includes a memory card, a USB (Universal Serial Bus) memory, an SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Program Read Only Memory), and an EEPROM (registration). Trademarks) (Electrically Erasable and Protocol Read Only Memory), CD-ROM (Compact Disk Read Only Memory), MO (Magnet-Optical Disk), MO (Magnet-Optical Disk), DVD (Digital), DVD (Digital) It shall include any "portable physical medium". Therefore, a recording medium containing a program for executing a process or a process method as described herein also constitutes the present invention.

Further, the "program" is a data processing method described in any language or description method, regardless of the format such as source code or binary code. The "program" is not necessarily limited to a single program, but is distributed as multiple modules or libraries, or cooperates with a separate program represented by the OS to achieve its function. Including things. It should be noted that well-known configurations and procedures can be used for specific configurations and reading procedures for reading the recording medium in each apparatus shown in the embodiment, installation procedures after reading, and the like.

Furthermore, the specific form of distribution / integration of the device is not limited to that shown in the figure, and all or part of the device may be functionally or physically in any unit according to various additions or functional loads. It can be distributed and integrated. That is, the above-described embodiments may be arbitrarily combined and implemented, or the embodiments may be selectively implemented.

The present invention is particularly useful in the insurance industry.

11 Import unit 12 Journal data creation unit 13 Clearing unit 14 Acceptance unit 15 Settlement unit 100 Business support device 101 Control unit 102 Storage unit 103 Input / output interface unit 104 Communication interface unit 111 Input device 112 Output device 200 Core system 300 Bank data Communication system 400 communication network

Claims (5)

It is a business support device equipped with a control unit.
The control unit includes an import unit that captures contract data including data on transfers and data on debits and credits.
The journal data creation unit that creates debit and credit journal data based on the contract data imported by the import unit, and the journal data creation unit.
An application unit that executes application for contract data that meets certain conditions in the created journal data,
A business support device characterized by having a settlement department that reports the results of settlement processing using contract data after application. The settlement unit includes, as the settlement process, a process of recording the difference between the transfer amount and the total amount of receivables included in the contract data for which the application was executed as a fee.
The business support device according to claim 1. Provided with a user interface screen for processing the import unit, the journal data creation unit, the application unit, and the settlement unit.
The business support device according to claim 1 or 2. It is a method executed by the control unit of the business support device.
Steps to capture contract data, including transfer data and debit and credit data,
Steps to create debit and credit journal data based on the captured contract data,
A step to execute application for contract data that meets certain conditions in the created journal data, and
Steps to report the result of settlement processing with contract data after application,
How to include. For the computer of the information processing device
An import unit that captures contract data, including data related to transfers and data related to debits and credits.
The journal data creation unit that creates debit and credit journal data based on the contract data imported by the import unit, and the journal data creation unit.
An application unit that executes application for contract data that meets certain conditions in the created journal data,
A program that executes the settlement department that reports the result of settlement processing with the contract data after application.

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