JP2022020520A - Information provision system - Google Patents

Abstract

To provide an information provision system capable of providing information about a measure recommended to prevent a specific disease which an insured person develops while suppressing a new burden of an insurance organization.SOLUTION: An information provision system includes: a recommendation measure transmission unit for transmitting recommended measures to an insurance organization on the basis of health condition information and preventive measure information of a disease of an insured person; an extraction unit for extracting an insured person having a high possibility of developing a disease; a developing possibility information transmission unit for transmitting information about the disease and information about the insured person having a high possibility of developing the disease to a provider of a product service having an effect on disease prevention; a product service provider consideration determination unit for determining consideration to be paid by the product service provider; and a reduction amount determination unit for determining all or a unit of the consideration to be paid by the product service provider as a reduction amount to be returned to the insurance organization.SELECTED DRAWING: Figure 4

Description

The present invention relates to a system that provides information on measures recommended to be taken to prevent a particular illness insured.

Conventionally, a health management support device has been proposed (see Patent Document 1).

Japanese Unexamined Patent Publication No. 2007-287184

According to the technique of Patent Document 1, it is possible to generate a measure such as a health management plan for a examinee based on the result of the examination of the examinee.

By the way, insurance organizations such as health insurance associations have one of their main duties to take measures to promote or maintain their health, such as prevention of illnesses related to insured persons. By taking such measures, the medical expenses for the insured will be reduced, and the operating expenses of the insurance organization will be reduced.

It is conceivable to apply a technique such as Patent Document 1 to a system that provides information on measures recommended to be taken to prevent a specific disease affecting an insured person.

In other words, we will create a system that analyzes the receipt data and medical examination data possessed by the insurance organization and provides the insurance organization with information on which measures are recommended to prevent specific diseases. , It is conceivable to provide services to reduce the operating costs of insurance organizations.

However, even if an insurance organization receives such a service, it is expected that it will take some time before the effect of reducing the project cost is realized.

Therefore, if the health insurance association is made to pay the consideration for the service directly, the effect of reducing the project cost will be impaired, or the system usage fee will not be borne until the effect of reducing the project cost is obtained, so the service cannot be used in the first place. Although there is a risk, such a problem is not taken into consideration in the technique of Patent Document 1.

Therefore, in view of the problems of the prior art, the present invention provides information on which measures are recommended to prevent a specific disease affecting the insured while suppressing the new burden on the insurance organization. The purpose is to provide an information provision system that can provide.

The information providing system of the present invention is
A storage unit that stores preventive measure information on measures to prevent a specific disease and product service provider information on a product or service provider that provides a product or service that is effective in preventing the specific disease.
A health status receiver that receives health status information indicating the health status of the insured who joins the insurance organization,
A recommended measure transmitting unit that transmits information on the measures recommended to be taken based on the health condition information received by the health condition receiving unit and the preventive measure information to the insurance organization to which the insured belongs. ,
Based on the health condition information, an extraction unit that extracts insured persons who are likely to develop the specific disease, and an extraction unit.
An onset possibility information transmitting unit that transmits the extracted information on the insured person who is likely to develop the specific disease and the information on the specific disease to the product service provider.
The product service provider consideration determination unit that determines the consideration to be paid by the product service provider for receiving the information from the onset possibility information transmission unit, and the product service provider consideration determination unit.
A return amount determination unit that determines all or part of the consideration to be paid by the product service provider as a return amount to be returned to the insurance organization.
It is characterized by having.

According to the information providing system of the present invention, the recommended measure transmission unit prevents the insured from the disease based on the health condition information indicating the health condition and the preventive measure information regarding the measures for preventing a specific disease. Information about the measures recommended for the insured is sent to the insured's enrolled insurer. This allows insurance organizations to understand what measures should be taken to prevent certain illnesses.

In addition, the extraction unit extracts insured persons who are likely to develop a specific disease based on the insured person's health condition information.

Then, the information about the insured who is likely to develop a specific disease and the information about the specific disease extracted by the extraction unit by the onset possibility information transmission unit are used for the prevention of the specific disease. Sent to a product service provider that provides an effective product or service.

Subsequently, the product service provider consideration determination unit determines the consideration payable by the product service provider for receiving the information from the onset possibility information transmission unit.

Then, the return amount determination unit determines all or part of the consideration to be paid by the product service provider as the return amount to be returned to the insurance organization.

As a result, the insurance organization receives a part or all of the consideration paid by the product service provider for receiving the information from the onset possibility information transmission unit as a refund, and the insured person who has joined the insurance organization. Get information on the measures recommended to take to prevent certain illnesses.

In addition, product service providers can obtain information about the demand for their products or services and can understand potential needs for a particular disease.

As described above, the information providing system of the present invention provides information on measures recommended to be taken to prevent a specific disease affecting the insured while suppressing the new burden on the insurance organization. Can be done.

In the information providing system of the present invention
The storage unit stores the initial value of the consideration to be paid by the insurance organization for receiving the information from the recommended measure transmission unit.
It is preferable to include an insurance organization consideration determination unit that determines an amount obtained by subtracting all or a part of the return amount from the initial value of the consideration to be paid by the insurance organization as the current value of the consideration of the insurance organization.

According to the present invention, the amount obtained by subtracting all or part of the return amount from the initial value of the consideration to be paid by the insurance organization for receiving the information from the recommended measure transmission unit by the insurance organization consideration determination unit. , Determined as the current value of consideration paid by the insurance organization.

As a result, the insurance organization is enrolled in the insured while having all or part of the consideration paid for receiving the information on the recommended measures covered by the refund from the product service provider. You can be informed about the measures recommended to take to prevent certain illnesses.

As described above, according to the information providing system of the present invention, the insured person suffers from a specific illness while suppressing the new burden on the insurance organization by reducing the consideration to be paid for receiving the information on the recommended measures. It can provide information on recommended measures to be taken to prevent it.

In the information providing system of the present invention
The storage unit stores the initial value of the cost when the insurance organization implements measures for preventing the specific disease.
It is preferable to have a measure implementation cost determination unit that determines an amount obtained by subtracting all or a part of the return amount from the initial value of the cost when implementing the measure as the current value of the cost.

According to the present invention, the measure implementation cost determination unit subtracts all or part of the return amount from the initial value of the cost when the insurance organization implements the measure for preventing a specific disease. It is determined as the current value of the cost when implementing.

As a result, the insurance organization will have all or part of the expenses to be paid in implementing measures to prevent a specific illness covered by the refund, and the insured person who is a member of the insurance organization will have a specific illness. You can receive information on the measures that are recommended to be taken to prevent the disease.

As described above, according to the information providing system of the present invention, it is possible to prevent a specific disease affecting the insured while suppressing the new burden on the insurance organization by reducing the cost to be paid when implementing the measures. Can provide information on recommended measures.

In the information providing system of the present invention
The return amount determination unit is configured to determine the return amount each time the product service provider consideration determination unit determines the consideration to be paid by the product service provider.
The insurance organization consideration determination unit is configured to determine the current value of the consideration to be paid by the insurance organization each time the return amount determination unit determines the return amount.
It is preferable to include an insurance organization output unit that outputs the initial value and the current value of the consideration to be paid by the insurance organization.

According to the information providing system of the present invention, every time the product service provider consideration determination unit determines the consideration to be paid by the product service provider, the return amount determination unit determines the return amount to the insurance organization.

In addition, each time the return amount determination unit determines the return amount to the insurance organization, the insurance organization consideration determination unit determines the current value of the consideration to be paid by the insurance organization.

Then, the insurance organization output unit outputs the initial value of the consideration to be paid by the insurance organization and the current value of the consideration to be paid by the insurance organization determined by the insurance organization consideration determination unit.

As a result, the person in charge of the insurance organization should pay the insurance organization every time the consideration to be paid by the insurance organization is recalculated, such as the health condition information received from the insurance organization is sent to the product service provider. Since it is possible to realize that the consideration is going down, the incentive for the insurance organization to continuously provide the health condition information to the system is increased, and as a result, the new burden on the insurance organization can be continuously suppressed. ..

As described above, according to the information providing system of the present invention, information on measures recommended to prevent a specific disease affecting the insured while continuously suppressing the new burden on the insurance organization is provided. Can be provided.

In the information providing system of the present invention
The return amount determination unit is configured to determine the return amount each time the product service provider consideration determination unit determines the consideration to be paid by the product service provider.
The measure implementation cost determination unit determines the current value of the cost when the insurance organization implements the measure for preventing the specific disease every time the return amount determination unit determines the return amount. Is configured in
It is preferable to have an insurance organization output unit that outputs the initial value and the current value of the cost when implementing the measure.

According to the information providing system of the present invention, every time the product service provider consideration determination unit determines the consideration to be paid by the product service provider, the return amount determination unit determines the return amount to the insurance organization.

In addition, each time the return amount determination department determines the return amount to the insurance organization, the measure implementation cost determination department determines the current value of the cost for the insurance organization to implement measures to prevent a specific disease. To.

Then, the insurance organization output department determines the initial value of the cost when implementing the measure and the current value of the cost when the insurance organization determined by the measure implementation cost determination department implements the measure to prevent a specific disease. It is output.

As a result, the person in charge of the insurance organization will be charged for the insurance organization to implement measures to prevent a specific disease, such as sending the health condition information received from the insurance organization to the product service provider. Since you can feel that the cost will decrease each time it is recalculated, the incentive for insurance organizations to implement measures to prevent specific diseases will increase, and it is expected that the implementation of the measures will improve the effect of preventing diseases. can.

As described above, the information providing system of the present invention provides information on measures recommended to be taken to prevent a specific disease affecting the insured while suppressing the new burden on the insurance organization. At the same time, the preventive effect of diseases can be improved by implementing the measures.

In the information providing system of the present invention
Sending of products provided by the product service provider to which the information transmission unit of the onset possibility information transmission unit is intended for the insured person who has a high possibility of developing the specific disease extracted by the extraction unit. Sendability information reception department that accepts information indicating whether or not you want
A product delivery instruction unit that creates delivery instruction information for instructing the insured to send the product, which is received by the delivery availability information reception unit as information indicating that the product is desired to be sent.
Product delivery information reception that receives information indicating that the product instructed to be sent has been sent to the insured who has received information indicating that the product wishes to be sent by the delivery availability information reception unit. Department and
Equipped with
The product service provider consideration determination unit pays the product service provider for the product delivery instruction unit to create the delivery instruction information according to the amount of information received by the product delivery information reception unit. It is preferably configured to determine the price to be paid.

Product service providers have one of their main duties to provide products or services that are effective in preventing illness to insured persons who are likely to develop a specific illness.

Therefore, if the information provision system can be used to reduce the burden on the product and service provider, the incentive for the product and service provider to use the information provision system will increase, resulting in insurance. It is convenient for both insurance organizations and product service providers because it can effectively reduce the new burden on the organization.

According to the information providing system of the present invention, a product / service provider to which information is transmitted by the onset possibility information transmitting unit regarding an insured person who has a high possibility of developing a specific disease extracted by the extracting unit. Information indicating whether or not the product provided by the company wishes to be sent is received by the sending availability information reception department.

Then, the product sending instruction section creates the sending instruction information instructing the insured to send the product to the insured who has received the information indicating that the product is desired to be sent by the sending availability information receiving section.

As a result, product service providers can efficiently find insured persons who are likely to develop a specific disease and wish to send products that are effective in preventing the specific disease, and insured them. Since the product can be accurately sent to the person and the sales promotion efficiency is improved, the incentive of the product service provider to use the information providing system is increased.

Then, the product delivery information reception department receives information indicating that the product instructed to be sent has been sent to the insured who wishes to send the product, and the product service provider consideration determination department sends the product. The price to be paid by the product service provider is determined according to the amount of information received by the information reception department.

As a result, not only the consideration for receiving the information from the onset possibility information transmission section but also the consideration according to the amount of information received by the product delivery information reception section will cover the consideration and expenses to be paid by the insurance organization. , The new burden on the insurance organization can be effectively suppressed.

As described above, according to the information providing system of the present invention, information on measures recommended to prevent a specific disease affecting the insured while effectively suppressing the new burden on the insurance organization is provided. Can be provided.

In the information providing system of the present invention
The possibility of developing the specific disease extracted by the extraction unit from the information indicating that the service provided by the product service provider to which the information is transmitted by the onset possibility information transmission unit can be received. Service information transmission unit to send to highly insured persons,
Equipped with
The product service provider consideration determination unit determines the consideration payable by the product service provider for the service information transmission unit transmitting information based on the amount of information transmitted by the service information transmission unit. It is preferable that it is configured to do so.

According to the information providing system of the present invention, the information indicating that the service information transmitting unit can receive the service provided by the product service provider to which the information is transmitted by the onset possibility information transmitting unit is extracted. It is sent to the insured who is likely to develop the specific disease extracted by.

As a result, the product service provider can receive services that are effective in preventing the specific disease to the insured who is likely to develop the specific disease (for example, free of charge or at a special price). Since it is possible to easily send service use coupons, etc.) and sales promotion efficiency is improved, the incentive for product service providers to use the information provision system is increased.

Then, the product service provider consideration determination unit determines the consideration to be paid by the product service provider for the service information transmission unit to transmit the information according to the amount of information transmitted by the service information transmission unit. ..

As a result, not only the consideration for receiving the information from the onset possibility information transmission unit but also the consideration according to the amount of information transmitted by the service information transmission unit covers the consideration and expenses to be paid by the insurance organization. The new burden on the insurance organization can be effectively suppressed.

As described above, according to the information providing system of the present invention, information on measures recommended to prevent a specific disease affecting the insured while effectively suppressing the new burden on the insurance organization is provided. Can be provided.

In the information providing system of the present invention
The information that encourages the use of the product or service provided by the product / service provider to which the information is transmitted by the onset possibility information transmission unit may cause the specific disease extracted by the extraction unit. The usage promotion information transmission unit that sends to high insured persons,
A usage promotion information output unit that outputs information transmitted by the usage promotion information transmission unit, and a usage promotion information output unit.
Equipped with
The product service provider consideration determination unit should pay for the product service provider to transmit the information based on the amount of information transmitted by the utilization promotion information transmission unit. It is preferably configured to determine the consideration.

According to the information providing system of the present invention, the information for promoting the use of the product or service provided by the product / service provider to which the information is transmitted by the onset possibility information transmitting unit is extracted by the utilization promotion information transmitting unit. It is transmitted to the insured who has a high possibility of developing a specific disease extracted by the above, and the transmitted information is output by the utilization promotion information output unit.

As a result, the product service provider can easily provide information (for example, advertising video) that encourages the insured who is likely to develop a specific disease to use the product or service that is effective in preventing the specific disease. Since it can be sent and the sales promotion efficiency is increased, the incentive of the product service provider to use the information providing system is increased.

Then, the product service provider's consideration determination unit sends information that encourages the use of the product or service to the product service based on the amount of information output by the usage promotion information output unit. The consideration payable by the provider is determined.

As a result, not only the consideration for receiving the information from the onset possibility information transmission section but also the consideration according to the amount of information output by the utilization promotion information output section covers the consideration and expenses to be paid by the insurance organization. Therefore, the new burden on the insurance organization can be effectively suppressed.

As described above, according to the information providing system of the present invention, information on measures recommended to prevent a specific disease affecting the insured while effectively suppressing the new burden on the insurance organization is provided. Can be provided.

The block diagram which shows the whole picture of the information providing system of this invention. The block diagram which shows the whole picture of the information providing system of this invention. The figure which shows the content of the data used for processing by the information providing system of this invention. The figure which shows the content of the data used for processing by the information providing system of this invention. The flowchart which shows the processing content of the information providing system of this invention. The flowchart which shows the processing content of the modification of the information provision system of this invention. The flowchart which shows the processing content of the modification of the information provision system of this invention. The figure which shows the output content of the information providing system of this invention.

<Configuration of information provision system>
First, the configuration of the information providing system of the present embodiment will be described with reference to FIGS. 1A and 1B. The same components may be designated by the same reference numerals and description thereof may be omitted.

The information providing system of the present embodiment includes, for example, a server 10, an insurance organization information unit 30, an insured person information unit 50, and a service provider information unit 70, and is a specific insured person U2. It is a system that provides information on recommended measures to be taken to prevent illness.

Communication network 90 such as LAN (Local Area Network), WAN (Wide Area Network) or Internet communication network between the server 10 and the insurance organization information unit 30, the insured person information unit 50 and the service provider information unit 70. They are connected to each other so that they can communicate with each other.

The server 10 is, for example, a computer including a server storage unit 110 and a server control unit 130.

The server storage unit 110 is composed of a storage device such as a ROM (Read Only Memory), a RAM (Random Access Memory), and an HDD (Hard Disk Drive).

The server storage unit 110 stores the preventive measure DB 111, the product service provider DB 113, other information necessary for processing by the information providing system, and the result of processing by the information providing system.

The preventive measure DB 111 is a DB (database) that stores preventive measure information, which is information on measures for preventing a specific disease. As shown in FIG. 2, for example, the preventive measure DB 111 includes a preventive measure name as information for specifying a measure for preventing a disease, a target disease name as information for specifying a disease that can be prevented by the measure, and a target disease name for the measure. It stores information including information on the content of the measure, which is information such as the content, effect, frequency, number of implementations, implementation period, and initial value of the cost when implementing the measure.

The product service provider DB 113 is a DB that stores information about a product service provider who is an organization or an individual who provides a product or service effective in preventing a specific disease. As shown in FIG. 3, for example, the product service provider DB 113 has a product service provider name as information for identifying a product service provider, a product service name as information for identifying a product or service, and the product or service. With information such as the name of the target disease as information to identify the disease having a preventive effect, the content, effect, date and time and place where the service can be received, and the expiration date of the right to receive the service. Stores information including the contents of a certain product and service.

The server control unit 130 is composed of an arithmetic processing unit such as a CPU (Central Processing Unit), a memory, an I / O (Input / Output) device, and the like. By reading and executing a predetermined program, the server control unit 130 may read, for example, a health condition reception unit 131, a recommended measure transmission unit 133, an extraction unit 135, an onset possibility information transmission unit 137, a product service provider consideration determination unit 139, and the like. It functions as a refund amount determination unit 141, or if necessary, an insurance organization consideration determination unit 143, a measure implementation cost determination unit 145, a delivery availability information reception unit 147, a product delivery instruction unit 149, a product delivery information reception unit 151, and a service. It functions as an information transmission unit 153 and a usage promotion information transmission unit 155.

The health status receiving unit 131 receives health status information indicating the health status of the insured person U2 who joins the insurance organization.

The recommended measure transmitting unit 133 transmits information on measures recommended to be taken based on the health condition information received by the health condition receiving unit 131 and the preventive measure information to the insurance organization to which the insured U2 subscribes. ..

The extraction unit 135 extracts the insured person U2 who is likely to develop a specific disease based on the health condition information.

The onset possibility information transmission unit 137 uses the extracted information on the insured person U2 who is likely to develop the specific disease and the information on the specific disease as a product or a product having an effect on the prevention of the specific disease. Product that provides the service Send to the service provider.

The product service provider consideration determination unit 139 determines the consideration to be paid by the product service provider for the information from the onset possibility information transmission unit 137.

The product service provider consideration determination unit 139 may be configured to determine the consideration to be paid by the product service provider based on the information received by the product delivery information reception unit 151, or the service information transmission. It may be configured to determine the consideration to be paid by the product service provider based on the information transmitted by the unit 153, or the product service provider may determine the consideration to be paid by the product service provider based on the information output by the usage promotion information output unit 511. It may be configured to determine the consideration to be paid.

The return amount determination unit 141 determines the return amount to be returned to the insurance organization in whole or in part of the consideration to be paid by the product service provider. The return amount determination unit 141 may be configured to determine the return amount each time the product service provider consideration determination unit 139 determines, for example, the consideration to be paid by the product service provider.

The insurance organization consideration determination unit 143 subtracts all or part of the return amount determined by the return amount determination unit 141 from the initial value of the consideration payable by the insurance organization for the information from the recommended measure transmission unit 133. It is determined as the current value of consideration to be paid by the insurance organization. The initial value of the consideration to be paid by the insurance organization for the information from the recommended measure transmitting unit 133 may be a fixed amount, for example, the amount of information transmitted from the recommended measure transmitting unit 133, the number of insured persons U2, etc. It may be determined by various methods such as a pay-as-you-go system according to the above.

Further, the insurance organization consideration determination unit 143 may be configured to determine the current value of the consideration to be paid by the insurance organization each time the return amount determination unit 141 determines the return amount.

The measure implementation cost determination unit 145 subtracts all or part of the return amount determined by the return amount determination unit 141 from the initial value of the cost when the insurance organization implements the measure to prevent a specific disease. Is determined as the current value of the cost.

In addition, the measure implementation cost determination unit 145 is configured so that each time the return amount determination unit 141 determines the return amount, the insurance organization determines the current value of the cost when implementing the measures for preventing a specific disease. It may have been done.

The transmission availability information reception unit 147 provides products and services for which information is transmitted by the onset possibility information transmission unit 137 regarding the insured person U2 extracted by the extraction unit 135 and having a high possibility of developing a specific disease. Accepts information indicating whether or not a person wishes to send the product provided by the person.

The product delivery instruction unit 149 creates delivery instruction information for instructing the insured person U2 to send the product, which is received by the delivery availability information reception unit 147 as information indicating that the product is desired to be sent.

The product delivery information reception unit 151 provides information indicating that the product instructed to be sent has sent information indicating that the product is desired to be sent to the insured person U2 received by the delivery availability information reception unit 147. accept.

The service information transmission unit 153 extracts information indicating that the service provided by the product service provider targeted for transmission of the information by the onset possibility information transmission unit 137 can be received by the extraction unit 135, and the specific disease. Is sent to the insured person U2 who is likely to develop the disease.

The utilization promotion information transmission unit 155 is a specific disease extracted by the extraction unit 135 from information promoting the use of the product or service provided by the product service provider to which the information transmission unit 137 is targeted for transmission of information by the onset possibility information transmission unit 137. Is sent to the insured person U2 who is likely to develop the disease.

The insurance organization information unit 30 is, for example, a computer including an insurance organization information unit control unit 310 and an insurance organization display 330.

The insurance organization information unit control unit 310 is composed of an arithmetic processing unit such as a CPU, a memory, an I / O device, and the like. The insurance organization information unit control unit 310 functions as, for example, an insurance organization output unit 311 by reading and executing a predetermined program.

The insurance organization output unit 311 determines the initial value of the consideration to be paid by the insurance organization for the information from the recommended measure transmission unit 133 and the current value of the consideration to be paid by the insurance organization determined by the insurance organization consideration determination unit 143. For example, it is output to the person in charge U1 of the insurance organization via the insurance organization display 330.

Further, the insurance organization output unit 311 outputs the initial value of the cost when the insurance organization implements the measures for preventing a specific disease and the current value of the cost determined by the measure implementation cost determination unit 145.

The insured person information unit 50 is, for example, a smartphone, a tablet, a computer or the like used by the insured person U2, which includes an insured person information unit control unit 510 and an insured person display 530.

The insured person information unit control unit 510 is composed of an arithmetic processing unit such as a CPU, a memory, an I / O device, and the like. The insured person information unit control unit 510 functions as, for example, a usage promotion information output unit 511 by reading and executing a predetermined program.

The usage promotion information output unit 511 outputs the information transmitted by the usage promotion information transmission unit 155 to the insured person U2 via, for example, the insured person display 530.

The service provider information unit 70 is a smartphone, tablet, computer, or the like used by the person in charge of the service provider, U3 or the like. The service provider information unit 70 receives and displays information transmitted from the server 10 to the service provider, receives input of information by the person in charge U3 of the service provider, and transmits the information to the server 10. do.

<Outline of processing>
Next, the processing contents of the information providing system of this embodiment will be described. First, a series of processes by the information providing system will be described with reference to FIG. The information providing system of the present invention repeatedly executes these series of processes periodically or irregularly. That is, for example, in the information providing system of the present embodiment, every time the health condition receiving unit 131 receives the health condition information indicating the health condition of the insured person U2 in the health condition receiving process shown below, the recommended measure transmission processing shown below is performed. It is configured to repeatedly execute a series of processes up to the return amount determination process.

Further, prior to the execution of the following series of processes, the server storage unit 110 contains information on preventive measures regarding measures for preventing a specific disease affecting the insured person U2, and is effective in preventing the specific disease. The product / service provider information regarding the product / service provider that provides the product or service having the above is stored. Further, the initial value of the consideration to be paid by the insurance organization for receiving the information from the recommended measure transmission unit 133 is stored in advance in the server storage unit 110.

<Health status reception processing>
When the information providing system of the present embodiment starts a series of processes in the present embodiment, first, the health state receiving unit 131 executes a health state receiving process for receiving the health state information indicating the health state of the insured person U2 ( FIG. 4 / S10).

The health status receiving unit 131 receives medical examination results from, for example, a server of an insurance organization such as a health insurance association, or a server of a person who provides medical examinations and medical services to an insured person U2 such as a member of the health insurance association. (Name of insured person U2, medical examination result, interview result, etc.), receipt data, information that may affect the health condition of insured person U2 such as job type and working status of insured person U2, and insured person Contact information such as the U2 address and e-mail address is received via the communication network 90, an external recording medium, etc., and stored in the server storage unit 110 as health status information of the insured person U2.

<Recommended measure transmission process>
After that, the recommended measure transmission unit 133 executes a recommended measure transmission process of transmitting information on the measures recommended to be taken to the insurance organization to which the insured U2 subscribes (FIG. 4 / S30).

The recommended measure transmission unit 133 analyzes, for example, the health condition information received by the health condition reception unit 131 by a predetermined algorithm, and recognizes a specific disease in which the insured person U2 is likely to develop (FIG. 4 / S310), based on the information on the recognized specific disease, refer to the preventive measure DB 111 of the server storage unit 110 to acquire information on the measures recommended to be taken for the prevention of the recognized disease. , The acquired information is transmitted to the insurance organization to which the insured U2 subscribes (Fig. 4 / S330).

Information on the measures recommended to be taken includes, for example, the name and content of a specific disease that the insured U2 is likely to develop, the name, content, effect, frequency of measures to prevent the disease. Information such as the number of implementations, implementation period, cost for implementing the measure, name of the insured person U2 subject to the measure, number of people, etc. is included.

<Extraction process>
Then, the extraction unit 135 executes an extraction process for extracting the insured person U2 who is likely to develop a specific disease (FIG. 4 / S50).

For example, the extraction unit 135 analyzes the health condition information received by the health condition receiving unit 131 by a predetermined algorithm, calculates the possibility that each insured person U2 develops a specific disease, and determines the possibility. Extract the insured person U2 with a high degree.

<Processing for transmitting information on the possibility of onset>
Then, the onset possibility information transmission unit 137 executes the onset possibility information transmission process of transmitting the onset possibility information to the product service provider (FIG. 4 / S70).

The onset possibility information transmission unit 137 includes, for example, the number, gender, age, occupation, and the number of insured persons U2 who are likely to develop the specific disease extracted by the extraction unit 135 as the onset possibility information. Information about the insured U2, such as information that identifies the insurance organization, and information about the specific illness, such as the name and content of the specific illness that the insured U2 is likely to develop, are provided by the product service provider. It is transmitted to the provider information unit 70.

<Product service provider consideration determination process>
Subsequently, the product service provider consideration determination unit 139 executes a product service provider consideration determination process for determining the consideration to be paid by the product service provider for receiving the information from the onset possibility information transmission unit 137. (Fig. 4 / S90).

The product service provider consideration determination unit 139 may determine the consideration to be paid by the product service provider by various methods such as a pay-as-you-go system according to the amount of information transmitted from the onset possibility information transmission unit 137.

<Return amount determination process>
Then, the return amount determination unit 141 executes a return amount determination process of determining all or part of the consideration to be paid by the product service provider as the return amount to be returned to the insurance organization (FIG. 4 / S110). A series of processes in this embodiment is completed.

For example, the return amount determination unit 141 executes the return amount determination process every time the product service provider consideration determination unit 139 determines the consideration to be paid by the product service provider.

As described above, according to the information providing system of the present invention, information on measures recommended to be taken to prevent a specific disease affecting the insured person U2 while suppressing the new burden on the insurance organization is provided. Can be provided.

<Other embodiments>
The embodiments of the present invention have been described above, but the present invention is not limited thereto. Various changes can be made without departing from the spirit of the present invention. Hereinafter, an example of changing a series of processes by the information providing system will be described as another embodiment using FIGS. 5A and 5B.

In this modified example, the following processes (FIGS. 5A / S810 to 5B / S890) are performed between the onset possibility information transmission process (FIG. 5A / S70) and the product service provider consideration determination process (FIG. 5B / S90). ) Is executed.

<Sending availability information reception processing>
For example, when the product service provider to which the onset possibility information transmission unit 137 has transmitted the onset possibility information is set in the information providing system as the target of the product delivery instruction processing described later, the transmission availability information reception unit 147 may be used. The insured person U2 executes a transmission availability information reception process for receiving information indicating whether or not the product provided by the product service provider wishes to be delivered (FIG. 5A / S810).

As a method for the transmission availability information reception unit 147 to receive the information, various well-known methods may be used. That is, for example, the sendability information reception unit 147 informs the insured person information unit 50 of each insured person U2 whether or not the insured person U2 wishes to send the product provided by the product service provider. A screen prompting input is displayed, and the input result on the screen is accepted as information indicating whether or not the insured U2 wishes to send the product provided by the product service provider. Alternatively, the sendability information reception unit 147 may receive the information collectively, for example, not by the individual of the insured person U2 but by the unit of the insurance organization to which the insured person U2 belongs.

<Product delivery instruction processing>
After that, the product delivery instruction unit 149 executes a product delivery instruction process for creating delivery instruction information for instructing delivery of the product provided by the product service provider to the insured person U2 (FIG. 5A / S815).

The product delivery instruction unit 149 creates delivery instruction information for instructing the insured person U2 to send the product, which is received by the delivery availability information reception unit 147 as information indicating that the product is desired to be sent.

More specifically, for example, the product delivery instruction unit 149 is a product service based on the name of a specific disease that the insured person U2 is likely to develop, which is included in the information transmitted by the onset possibility information transmission unit 137. Refer to the provider DB 113 to identify a product that is effective in preventing the disease.

Further, the product delivery instruction unit 149 refers to the health condition information stored in the server storage unit 110, and among the insured persons U2 having a high possibility of developing a specific disease extracted by the extraction unit 135, the product. The information indicating that the insured person wishes to be sent is specified by the insured person U2's address received by the sending availability information reception unit 147.

Then, the product delivery instruction unit 149 creates the delivery instruction information based on the information specified in this way.

The delivery instruction information created by the product delivery instruction unit 149 is transmitted to the service provider information unit 70 of the product service provider, for example, by e-mail, or the service is provided in response to the operation of the person in charge U3 of the product service provider. It is browsed by the person in charge U3 by various methods such as having the person information unit 70 download it.

Then, the person in charge U3 who has viewed the delivery instruction information performs the work of sending the product instructed to be sent to the instructed destination.

<Product delivery information reception processing>
After that, the product delivery information reception unit 151 executes a product delivery information reception process for receiving information indicating that the product has been sent to the insured person U2 (FIG. 5A / S830).

That is, for example, in the product delivery information reception unit 151, the product instructed to send in the product delivery instruction processing responds to the operation of the person in charge U3 of the product service provider using the service provider information unit 70 to send the product. Information indicating that the desired information has been sent to the insured person U2 received by the sendability information reception unit 147, such as information specifying the product service provider, information specifying the sent product, and the relevant information. Accepts information such as product quantity and shipping address.

In addition, the product sending instruction information created by the onset possibility information transmission processing is received, the product is sent according to the sending instruction information, and the information indicating that the product is sent to the insured person U2 is received. A part or all of a series of processes up to transmission to unit 151 may be automatically performed by, for example, a distribution system owned by a product service provider.

<Service information transmission process>
Then, for example, when the product service provider to which the onset possibility information transmission unit 137 has transmitted the onset possibility information is set in the information providing system as the target of the service information transmission process, the service information transmission unit 153 is used as a product. A service information transmission process for transmitting information indicating that the service provided by the service provider can be received to the insured person U2 is executed (FIG. 5A / S850).

That is, for example, the service information transmission unit 153, as information indicating that the service provided by the product service provider can be received, information specifying the product service provider, the content, effect, date and time, place of the service that can be received, and the like. Information such as the expiration date of the right to receive the service is transmitted to the insured person U2 who is likely to develop a specific disease extracted by the extraction unit 135.

More specifically, for example, the service information transmission unit 153 is a product service based on the name of a specific disease that the insured person U2 is likely to develop, which is included in the information transmitted by the onset possibility information transmission unit 137. The provider DB 113 is referred to to identify a service that is effective in preventing the disease.

Further, the service information transmission unit 153 refers to the health condition information stored in the server storage unit 110, and refers to the e-mail address of the insured person U2 who is likely to develop a specific disease extracted by the extraction unit 135. To identify.

Then, the service information transmitting unit 153 can develop a specific disease extracted by the extracting unit 135 with information indicating that the service provided by the product service provider can be received based on the information thus specified. Send to the highly insured person U2.

<Usage promotion information transmission processing>
Then, for example, when the product service provider to which the onset possibility information transmission unit 137 has transmitted the onset possibility information is set in the information providing system as the target of the usage promotion information transmission processing, the usage promotion information transmission unit 155 , Executes the usage promotion information transmission process of transmitting the usage promotion information, which is information for promoting the use of the product or service provided by the product service provider, to the insured person information unit 50 of the insured person U2 (FIG. 5A / S870). ..

Then, the insured person information unit 50 outputs the usage promotion information received from the usage promotion information transmission unit 155 by displaying it toward the insured person U2 via a display device such as a display (FIG. 5B / S890).

That is, for example, information for promoting the use of each product or service provided by the product service provider, such as an advertisement video, is stored in advance in the server 10 as usage promotion information, and the usage promotion information transmission unit 155 stores the possibility of onset information. Based on the name of a specific disease that the insured person U2 is likely to develop, which is included in the information transmitted by the transmission unit 137, the use promotion information of the product or service effective in preventing the disease is specified.

Then, the specified usage promotion information is automatically transmitted to the insured person information unit 50 when, for example, the insured person U2 accesses the information providing system using the insured person information unit 50, and is insured. It is reproduced by the insurer information department 50. Alternatively, the usage promotion information is an e-mail containing an advertisement text promoting the use of the product or service, and may be transmitted by the usage promotion information transmission unit 155 to the insured person information unit 50 at any time.

<Product service provider consideration determination process>
After that, the product service provider consideration determination unit 139 determines the consideration payable by the product service provider (FIG. 5B / S90).

In the present embodiment, the product service provider consideration determination unit 139 pays the consideration paid by the product service provider based on the information received by the product delivery information reception unit 151 when the product delivery information reception process is executed. To decide.

Further, the product service provider consideration determination unit 139 determines the consideration to be paid by the product service provider based on the information transmitted by the service information transmission unit 153 when the service information transmission process is executed.

Then, the product service provider consideration determination unit 139 determines the consideration to be paid by the product service provider based on the information transmitted by the utilization promotion information transmission unit when the utilization promotion information transmission process is executed.

In the subsequent return amount determination process (FIG. 5B / S110), the return amount determination unit 141 determines all or part of the consideration determined in this way as the return amount to be returned to the insurance organization. ..

<Insurance organization consideration determination process>
Then, after the return amount determination process (FIG. 5B / S110) is executed, the insurance organization consideration determination unit 143 executes the insurance organization consideration determination process for determining the current value of the consideration payable by the insurance organization (FIG. 5B / S110). S130).

That is, for example, the insurance organization consideration determination unit 143 obtains the initial value of the consideration to be paid by the insurance organization for receiving the information from the recommended measure transmission unit 133 with reference to the server storage unit 110, and from the initial value. , The amount obtained by subtracting the total amount of the return amount determined in the return amount determination process (FIG. 5B / S110) is determined as the current value of the consideration to be paid by the insurance organization.

At this time, the insurance organization consideration determination unit 143 may deduct the entire amount of the total return amount from the initial value of the consideration payable by the insurance organization, or may deduct only a part from the initial value.

<Measures implementation cost determination process>
Subsequently, the measure implementation cost determination unit 145 executes a measure implementation cost determination process for determining the current value of the cost when the insurance organization implements the measure for preventing a specific disease (FIG. 5B / S150).

That is, for example, the measure implementation cost determination unit 145 acquires information on measures recommended to be implemented or measures already being implemented, and refers to the preventive measure DB 111 of the server storage unit 110 based on the acquired information on the measures. Obtain the initial value of the cost when the insurance organization implements measures to prevent a specific disease, and from the initial value, the total amount of the return amount determined by the return amount determination process (Fig. 5B / S110). The deducted amount is determined as the current value of the cost for implementing the measure.

At this time, if the measure implementation cost determination unit 145 does not have a return amount that can be deducted from the initial value of the cost as a result of the execution of the insurance organization consideration determination process, for example, the initial value of the cost is used as the cost. Determined as the current value of.

<Output processing>
After that, the insurance organization output unit 311 determines the initial value and the current value of the consideration to be paid by the insurance organization, or the initial value of the cost when the insurance organization implements measures to prevent a specific disease in place of or in addition to the initial value. An output process for outputting the value and the current value is executed (FIG. 5B / S170), and a series of processes in the present embodiment is completed.

That is, the insurance organization output unit 311 determines the initial value and the current value of the consideration to be paid by the insurance organization for the information from the recommended measure transmission unit 133, and when the insurance organization implements the measures for preventing a specific disease. The initial value and the current value of the cost are output by displaying them on the insurance organization display 330, for example, as shown in FIG.

In Fig. 6, the initial value IVal of the consideration payable by the insurance organization is in the "Initial usage fee (for October)" column, and the current value PVal of the consideration payable by the insurance organization is "After discount". It is displayed in the "Usage fee" column. In this embodiment, the return amount of this month exceeds the consideration amount of this month, so the consideration of this month is 0 yen.

In addition, the initial value ICos for implementing the measure is displayed in the "Cost required for implementing the measure (before discount)" column, and the current value PCos is displayed in the "Cost after discount" column. ing.

As shown in FIG. 6, when the measures being implemented are measures over a plurality of months, the return amount determined in each month may be accumulated and deducted from the initial value of the cost. In the present embodiment, the cumulative return amount up to the previous month is 10,5,000 yen and the return amount this month is 75,000 yen, so it is shown that 180,000 yen is deducted in total.

Alternatively, as shown in FIG. 6, the breakdown Det1 of the initial value of the consideration to be paid by the insurance organization, the breakdown Det2 of the deduction amount from the cost when implementing the measure, and the product already deducted from the initial value of the consideration or the cost. The breakdown Dis of the consideration of the service provider and the breakdown Left when there is an unreturned return amount may be displayed together.

110 ... Server storage unit, 131 ... Health status reception unit, 133 ... Recommended measure transmission unit, 135 ... Extraction unit, 137 ... Onset possibility information transmission unit, 139 ... Product service provider consideration determination unit, 141 ... Return amount determination unit , 143 ... Insurance organization consideration determination department, 145 ... Measure implementation cost determination department, 147 ... Sendability information reception department, 149 ... Product delivery instruction department, 151 ... Product delivery information reception department, 153 ... Service information transmission department, 155 ... Use Promotion information transmission unit, 311 ... Insurance organization output unit, 511 ... Usage promotion information output unit.

Claims (8)

A storage unit that stores preventive measure information on measures to prevent a specific disease and product service provider information on a product or service provider that provides a product or service that is effective in preventing the specific disease.
A health status receiver that receives health status information indicating the health status of the insured who joins the insurance organization,
A recommended measure transmitting unit that transmits information on the measures recommended to be taken based on the health condition information received by the health condition receiving unit and the preventive measure information to the insurance organization to which the insured belongs. ,
Based on the health condition information, an extraction unit that extracts insured persons who are likely to develop the specific disease, and an extraction unit.
An onset possibility information transmission unit that transmits the extracted information on the insured person who is likely to develop the specific disease and the information on the specific disease to the product service provider.
The product service provider consideration determination unit that determines the consideration to be paid by the product service provider for receiving the information from the onset possibility information transmission unit, and the product service provider consideration determination unit.
A return amount determination unit that determines all or part of the consideration to be paid by the product service provider as a return amount to be returned to the insurance organization.
An information provision system characterized by being equipped with. In the information providing system according to claim 1,
The storage unit stores the initial value of the consideration to be paid by the insurance organization for receiving the information from the recommended measure transmission unit.
It is characterized by comprising an insurance organization consideration determination unit that determines an amount obtained by subtracting all or a part of the return amount from the initial value of the consideration payable by the insurance organization as the current value of the consideration of the insurance organization. Information provision system. In the information providing system according to claim 1,
The storage unit stores the initial value of the cost when the insurance organization implements measures for preventing the specific disease.
An information providing system including a measure implementation cost determination unit that determines an amount obtained by subtracting all or a part of the return amount from the initial value of the cost when implementing the measure as the current value of the cost. .. In the information providing system according to claim 2,
The return amount determination unit is configured to determine the return amount each time the product service provider consideration determination unit determines the consideration to be paid by the product service provider.
The insurance organization consideration determination unit is configured to determine the current value of the consideration to be paid by the insurance organization each time the return amount determination unit determines the return amount.
An information providing system including an insurance organization output unit that outputs an initial value and a current value of the consideration to be paid by the insurance organization. In the information providing system according to claim 3,
The return amount determination unit is configured to determine the return amount each time the product service provider consideration determination unit determines the consideration to be paid by the product service provider.
The measure implementation cost determination unit determines the current value of the cost when the insurance organization implements the measure for preventing the specific disease every time the return amount determination unit determines the return amount. Is configured in
An information providing system including an insurance organization output unit that outputs the initial value and the current value of the cost when implementing the measure. In the information providing system according to any one of claims 1 to 5,
Sending of products provided by the product service provider to which the information transmission unit of the onset possibility information transmission unit is intended for the insured person who has a high possibility of developing the specific disease extracted by the extraction unit. Sendability information reception department that accepts information indicating whether or not you want
A product delivery instruction unit that creates delivery instruction information for instructing the insured to send the product, which is received by the delivery availability information reception unit as information indicating that the product is desired to be sent.
Product delivery information reception that receives information indicating that the product instructed to be sent has been sent to the insured who has received information indicating that the product wishes to be sent by the delivery availability information reception unit. Department and
Equipped with
The product service provider consideration determination unit pays the product service provider for the product delivery instruction unit to create the delivery instruction information according to the amount of information received by the product delivery information reception unit. An information providing system characterized in that it is configured to determine the price to be paid. In the information providing system according to any one of claims 1 to 6,
The possibility of developing the specific disease extracted by the extraction unit from the information indicating that the service provided by the product service provider to which the information is transmitted by the onset possibility information transmission unit can be received. Service information transmission unit to send to highly insured persons,
Equipped with
The product service provider consideration determination unit determines the consideration payable by the product service provider for the service information transmission unit transmitting information based on the amount of information transmitted by the service information transmission unit. An information providing system characterized by being configured to do so. In the information providing system according to any one of claims 1 to 7.
The information that encourages the use of the product or service provided by the product / service provider to which the information is transmitted by the onset possibility information transmission unit may cause the specific disease extracted by the extraction unit. The usage promotion information transmission unit that sends to high insured persons,
A usage promotion information output unit that outputs information transmitted by the usage promotion information transmission unit, and a usage promotion information output unit.
Equipped with
The product service provider consideration determination unit should pay for the product service provider to transmit the information based on the amount of information transmitted by the utilization promotion information transmission unit. An information provision system characterized by being configured to determine consideration.

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