JP2021051541A - Analytical device and analytical method - Google Patents

Abstract

To provide an analytical device and an analysis method that enable a user asset balance state in an area to be grasped.SOLUTION: An analytical device 1 includes: a user identification unit 152 that identifies, based on terminal location information indicating a location of a terminal possessed by a terminal user, a terminal user existing in an area to be analyzed; an acquisition unit 153 that acquires, based on a user ID for identifying the terminal user, asset balance information indicating user assets or balance from a server 2 of a financial institution for managing the assets or the balance; and a generation unit 154 that generates analysis information obtained by associating terminal location information corresponding to the user existing in the area specified by the user identification unit 152 with asset balance information corresponding to the user acquired by the acquisition unit 153.SELECTED DRAWING: Figure 2

Description

The present invention relates to an analyzer and an analysis method.

Conventionally, there is known an area marketing method that visualizes the position information of terminals of a plurality of users staying in an area in association with the attributes of the users. Patent Document 1 discloses that when an area designation and a user attribute designation are accepted, the distribution of users having the designated attribute is specified in the designated area.

Japanese Unexamined Patent Publication No. 2012-79005

The method described in Patent Document 1 can specify the distribution of users having the specified attributes in the designated area, but cannot specify the distribution focusing on the user's assets or income and expenditure.

Therefore, the present invention has been made in view of these points, and an object of the present invention is to provide an analyzer and an analysis method capable of grasping the asset balance status of a user in an area.

The analyzer according to the first aspect of the present invention is a user identification unit that identifies a user existing in an area to be analyzed and a user that identifies the user based on the terminal position information indicating the position of the terminal possessed by the user. An acquisition unit that acquires asset balance information indicating the user's assets or income and expenditure from a server of a financial institution that manages assets or income and expenditure based on the identification information, and the user that exists in the area specified by the user identification unit. It is provided with a generation unit that generates analysis information in which the terminal position information corresponding to the above is associated with the asset balance information corresponding to the user acquired by the acquisition unit.

The analysis method according to the second aspect of the present invention includes a step of identifying a user existing in an area to be analyzed based on terminal position information indicating the position of a terminal possessed by the user, which is executed by a computer, and a user. Corresponds to the step of acquiring the asset balance information indicating the asset or balance of the user from the server of the financial institution that manages the asset or balance based on the user identification information to be identified, and the user existing in the specified area. The present invention includes a step of generating analysis information in which the terminal position information is associated with the acquired asset balance information corresponding to the user.

According to the present invention, it is possible to grasp the asset balance status of the user in the area.

It is a figure which shows the outline of the analyzer which concerns on 1st Embodiment. It is a figure which shows the structure of the analyzer which concerns on 1st Embodiment. It is a figure which shows an example of the position history information which concerns on 1st Embodiment. It is a figure which shows an example of the account management information which concerns on 1st Embodiment. It is a figure which shows an example of the reception screen which concerns on 1st Embodiment. It is a figure which shows an example of the analysis result screen which concerns on 1st Embodiment. It is a flowchart which shows the flow of processing in the analyzer which concerns on 1st Embodiment. It is a figure which shows the structure of the analyzer which concerns on 2nd Embodiment.

<First Embodiment>
[Overview of analyzer 1]
FIG. 1 is a diagram showing an outline of the analyzer 1 according to the first embodiment. The analyzer 1 is a computer that analyzes the asset balance status of users existing in the area.

The analyzer 1 receives an area designation from a user who analyzes the area ((1) in FIG. 1). The analyzer 1 identifies a terminal user existing in a designated area based on the terminal position information which is the position information of the mobile terminal used by the terminal user using the mobile phone line ((2) in FIG. 1). ..

The analyzer 1 is linked with an integrated service that provides the user with integrated information that integrates the asset balance information of the terminal user's assets or balance provided by each of the plurality of services, and the user identification information that identifies the terminal user. , Assets or account information used in the server 2 of the financial institution that manages the balance is stored in association with it.

The analyzer 1 is an asset balance information indicating the assets or balance of the terminal user from the server 2 of the financial institution that manages the assets or the balance based on the account information associated with the user identification information of the terminal user existing in the area. ((3) in FIG. 1). Then, the analyzer 1 generates analysis information in which the terminal position information and the acquired asset balance information are associated with each of the plurality of terminal users existing in the area ((4) in FIG. 1), and the analysis result is obtained. Output ((5) in FIG. 1). By doing so, the user who analyzes the area can grasp the asset balance status of the user existing in the area.

[Configuration of analyzer 1]
Subsequently, the configuration of the analyzer 1 will be described. FIG. 2 is a diagram showing a configuration of an analyzer 1 according to the first embodiment. As shown in FIG. 2, the analyzer 1 includes an operation unit 11, a display unit 12, a communication unit 13, a storage unit 14, and a control unit 15.

The operation unit 11 is a device for a device user who uses the analyzer 1 to input an operation, and is, for example, a keyboard and a mouse. The display unit 12 is, for example, a liquid crystal display, and the analysis result of the area is displayed. The communication unit 13 is an interface for connecting the analyzer 1 to a network for transmitting and receiving data to and from an external device, and includes, for example, a LAN controller.

The storage unit 14 is a storage medium including a ROM (Read Only Memory), a RAM (Random Access Memory), and the like. The storage unit 14 stores a program executed by the control unit 15. For example, the storage unit 14 stores an analysis program that causes the control unit 15 to function as a reception unit 151, a user identification unit 152, an acquisition unit 153, a generation unit 154, and an output unit 155.

In addition, the storage unit 14 stores position history information including terminal position information indicating the position of the mobile terminal possessed by the terminal user. The location history information is, for example, information collected by a telecommunications carrier that provides a service related to a mobile phone line. FIG. 3 is a diagram showing an example of position history information according to the first embodiment. As shown in FIG. 4, the location history information is information in which a user ID as user identification information for identifying a terminal user, a time, and a terminal position information indicating the position of the terminal user's mobile terminal at the time are associated with each other. is there.

Further, the storage unit 14 stores account management information in which the user ID of the terminal user who uses the integrated service and the plurality of account information of the terminal user corresponding to each of the plurality of services that provide the asset balance information are associated with each other. To do. The account information is, for example, a combination of a user ID and a password in the service for logging in to a service that provides the asset balance information and acquiring the asset balance information.

FIG. 4 is a diagram showing an example of account management information according to the first embodiment. In the example shown in FIG. 4, the account information corresponding to each of the A service and the B service is stored in association with the user ID "U0001", and the account corresponding to each of the C service and the D service is stored in the user ID "U0002". It can be confirmed that the information is associated and stored.

Here, the services associated with the integrated service include an inquiry service for bank deposit / withdrawal information, a service for providing the usage status of a credit card, a service for using a mobile phone line, and a service for a telecommunications carrier to use a mobile phone line. Services that accompany the service, services that provide asset status such as stocks, bonds, and virtual currencies, and services related to the use of electricity, gas, and water charges can be mentioned. The service associated with the integrated service is not limited to these, and may include other services that provide information on assets or income and expenditure.

The control unit 15 is, for example, a CPU (Central Processing Unit). The control unit 15 functions as a reception unit 151, a user identification unit 152, an acquisition unit 153, a generation unit 154, and an output unit 155 by executing the analysis program stored in the storage unit 14.

The reception unit 151 receives from the device user who uses the analyzer 1 the designation of the area to be analyzed of the asset balance status of the terminal user. For example, the reception unit 151 causes the display unit 12 to display a reception screen for accepting the designation of the area to be analyzed, and receives the operation input from the device user via the operation unit 11 on the reception screen to receive the area to be analyzed. Accepts the designation of.

FIG. 5 is a diagram showing an example of a reception screen according to the first embodiment. As shown in FIG. 5, the reception unit 151 displays a map on the reception screen and receives a point or area on the map from the device user. The map is divided into mesh areas, which are square areas divided in the longitude and latitude directions. The reception unit 151 accepts the designation of the analysis target area by setting the mesh area including the received point or area as the analysis target area designated by the device user.

In the present embodiment, the device user accepts the designation of the analysis target area by accepting the point or area on the map, but the present invention is not limited to this. For example, the reception unit 151 may accept the designation of the analysis target area by accepting the input of the address, POI (Point Of Interest), and facility name from the device user. In addition, the analysis target area may be inside the facility. For example, when the reception unit 151 accepts the input of the address, POI, and facility name, the analysis target area is set according to the device user asking whether or not to set the inside of the corresponding facility as the analysis target area. It may be inside the facility.

The reception screen is provided with a plurality of reception columns for accepting the designation of specific conditions for specifying the terminal user to be analyzed. The reception unit 151 accepts the designation of one or more specific conditions for specifying the terminal user to be analyzed through the reception column.

Specifically, the reception screen is provided with a period reception column for accepting the analysis target period, which is the analysis target period. The reception unit 151 accepts the analysis target period as a specific condition via the period reception column.

In addition, the reception screen is provided with a date type reception column for accepting the type of the date to be analyzed. As the type of day, "whole period", "weekday", and "holiday" are provided without limiting the type of day. The reception unit 151 accepts the type of date as a specific condition via the date type reception column. In the example shown in FIG. 5, "weekday" is selected in the date type reception column.

In addition, the reception screen is provided with a movement type reception column for accepting the movement type of the terminal user in the area. As the attribute indicating the movement type, two types of attributes, "stay" and "movement", are provided, and "whole" which does not limit the movement type is provided. The reception unit 151 accepts the designation of the movement type as a specific condition via the movement type reception column. The reception unit 151 accepts the selection of "whole", "stay", or "movement" via the movement type reception column. In the example shown in FIG. 5, "whole" is selected in the movement type reception column.

In addition, the reception screen is provided with a staying population definition reception column that accepts the definition of the movement type "stay". The staying population definition reception column is valid when "whole" or "stay" is selected in the movement type reception column. The reception unit 151 accepts, as a specific condition, a time range in which the terminal user is considered to be staying in the area through the staying population definition reception column.

In addition, the reception screen is provided with a mobile population definition reception column that accepts transportation means in the movement type "movement". The mobile population definition reception column is valid when "whole" or "movement" is selected in the movement type reception column. As shown in FIG. 5, there are three types of "movement" as a means of transportation, which is an attribute of the terminal user, "train", "automobile", and "walking". As a specific condition, the reception unit 151 accepts the selection of the means of transportation from these three types and the "whole" including all of these three types. In the example shown in FIG. 5, "walking" is selected as the means of transportation.

Further, the reception screen is provided with an analysis start button B for receiving the start of analysis. When the analysis start button B is pressed, the user identification unit 152 starts specifying the terminal user, the acquisition unit 153 acquires the asset balance information, and the generation unit 154 starts generating the analysis information.

The user identification unit 152 identifies the terminal user existing in the analysis target area for which the reception unit 151 has received the designation, based on the terminal position information of the mobile terminal possessed by the terminal user. Specifically, the user identification unit 152 refers to the position history information stored in the storage unit 14, and based on the specific conditions accepted by the reception unit 151, a plurality of terminal users existing in the analysis target area are selected. Identify.

More specifically, the user identification unit 152 refers to the time and terminal position information of the position history information stored in the storage unit 14, and the time corresponding to the type of analysis target period and date received by the reception unit 151. Identify the user IDs of a plurality of terminal users existing in the area to be analyzed.

Further, the user identification unit 152 refers to the position history information stored in the storage unit 14, and specifies the movement type of the terminal user in the analysis target area for each of the plurality of terminal users existing in the analysis target area. To do. For example, the user identification unit 152 receives the terminal position information at each time corresponding to the analysis target period and the type of date associated with the terminal user existing in the analysis target area, and the "staying population definition reception column". The terminal user whose movement type is "stay" is specified based on the time range regarded as "stay".

Further, the user identification unit 152 determines the terminal user per unit time based on the terminal position information at each time corresponding to the analysis target period and the type of date, which is associated with the terminal user existing in the analysis target area. Identify the speed of movement. Then, the user identification unit 152 identifies a terminal user who exists in the analysis area and whose movement type is "movement" based on the movement speed. Further, the user identification unit 152 sets the transportation means of the terminal user whose movement type is "movement" to one of "train", "automobile", and "walking" based on the movement speed of the terminal user per unit time. Identify.

In the example of the reception screen shown in FIG. 5, "whole" is selected as the movement type, the staying population definition is 60 minutes or more and less than 120 minutes, and "walking" is selected in the moving population definition. Identifies a terminal user who has stayed for 60 minutes or more and less than 120 minutes as a terminal user existing in the first area, and a terminal user whose means of transportation is specified as "walking". By doing so, the analyzer 1 can identify a plurality of terminal users existing in the area to be analyzed, corresponding to the specific conditions of the terminal users specified by the device user.

The user identification unit 152 identifies a plurality of terminal users existing in the analysis target area corresponding to each of the plurality of time zones and corresponding to the specific conditions accepted by the reception unit 151. For example, the user identification unit 152 identifies a plurality of terminal users existing in the area to be analyzed every hour.

The acquisition unit 153 acquires the asset balance information of the terminal user from each of the servers 2 of the plurality of financial institutions that manage the assets or the balance based on the user ID that identifies the terminal user specified by the user identification unit 152. .. The acquisition unit 153 is account information associated with the user ID of the terminal user specified by the user identification unit 152, and is based on the account information of the terminal user used in the server 2 of the financial institution, from the server 2 to the terminal. Acquire the asset balance information corresponding to the user.

Specifically, first, the acquisition unit 153 refers to the account management information stored in the storage unit 14, and identifies the account information associated with the user ID of the terminal user specified by the user identification unit 152. Then, the acquisition unit 153 acquires the asset balance information corresponding to the terminal user from the server 2 by accessing the server 2 based on the specified account information.

The acquisition unit 153 acquires, for example, information indicating the account balance of the terminal user managed by the bank as asset balance information from the server 2 managed by the bank included in the financial institution. Further, the acquisition unit 153 is possessed by the terminal user as asset balance information from the server 2 managed by the institution that manages the payment amount of the credit card or the institution that manages the securities held by the terminal user, which is included in the financial institution. Acquire information indicating the payment amount by credit card or the valuation amount of securities held by the terminal user. The acquisition unit 153 may acquire information associated with the payment amount of the credit card possessed by the terminal user as the asset balance information. The information associated with the payment amount of the credit card is, for example, information indicating an expenditure destination, a withdrawal destination, an income source, a deposit source, a deposit / withdrawal date, a usage statement, and the like.

In the present embodiment, the acquisition unit 153 refers to the account management information of the storage unit 14, identifies the account information associated with the user ID, and obtains the asset balance information from the server 2 based on the account information. Obtained, but not limited to this. For example, in the server 2, the user ID and the account information may be stored in association with each other, and the acquisition unit 153 requests the acquisition of the asset balance information of the user corresponding to the user ID including the user ID. The request may be sent to the server 2. Then, the server 2 may acquire the asset balance information of the terminal user based on the account information associated with the user ID included in the acquisition request and transmit it to the analyzer 1.

The generation unit 154 provides analysis information in which the terminal position information corresponding to the terminal user existing in the analysis target area specified by the user identification unit 152 and the asset balance information corresponding to the terminal user acquired by the acquisition unit 153 are associated with each other. Generate. The generation unit 154 determines the asset balance indicated by the asset balance information corresponding to each of the plurality of positions in the area based on the terminal position information and the asset balance information corresponding to the terminal users existing in the analysis target area. Generate distribution information with associated statistics.

Specifically, first, the generation unit 154 divides the area to be analyzed into a plurality of meshes. The generation unit 154 is a plurality of terminals existing in the analysis target area based on the terminal position information corresponding to the terminal user existing in the analysis target area specified by the user identification unit 152 corresponding to each of the plurality of time zones. Assign terminal users to each of the multiple divided meshes.

Here, when the terminal user can be assigned to a plurality of meshes due to the existence of a plurality of terminal position information of the terminal user, the generation unit 154 allocates the terminal user to each of the plurality of meshes. The generation unit 154 may assign a terminal user to the mesh when the staying time in the mesh is longer than a predetermined time. Further, the generation unit 154 may assign the terminal user only to the mesh having the longest staying time.

The generation unit 154 calculates the asset balance statistical value for each of the plurality of meshes based on the asset balance information corresponding to each of the plurality of terminal users assigned to the mesh. The statistics are, for example, the mean, median, variance, and deviation of the asset balance of a plurality of terminal users. The generation unit 154 generates, for example, a heat map in which the asset balance statistics corresponding to each of the plurality of meshes in the area to be analyzed are visualized in different colors. The generation unit 154 generates a heat map corresponding to each of the plurality of time zones.

The output unit 155 outputs an analysis result screen including the heat map generated by the generation unit 154 to the display unit 12. FIG. 6 is a diagram showing an example of an analysis result screen according to the first embodiment. FIG. 6 shows a heat map corresponding to the area to be analyzed selected on the map of the reception screen shown in FIG. 5, specific conditions for identifying the terminal user who received the reception on the reception screen, and a time zone selection field. It is shown. In the example shown in FIG. 6, the heat map corresponding to 10 o'clock to 11 o'clock is shown, but the generation unit 154 accepts the selection of another time zone from the device user via the time zone selection field. , The heat map corresponding to the selected time zone can be displayed on the analysis result screen. The device user can grasp the asset balance status of the user in the area by checking the heat map shown in FIG.

The output unit 155 may display the number of terminal users corresponding to the area to be analyzed on the analysis result screen. Further, the output unit 155 displays the number of terminal users corresponding to the mesh corresponding to the selection of any of the plurality of meshes constituting the heat map on the analysis result screen. You may.

[Processing flow of analyzer 1]
Subsequently, the flow of processing in the analyzer 1 will be described. FIG. 7 is a flowchart showing a processing flow in the analyzer 1 according to the first embodiment.

First, the reception unit 151 accepts the designation of the area to be analyzed and the specific conditions of the terminal user via the reception screen (S1).
Subsequently, the user identification unit 152 identifies the terminal user existing in the analysis target area based on the specific condition of the designated terminal user (S2).

Subsequently, the acquisition unit 153 acquires the asset balance information from the server 2 based on the account information associated with the user ID for the plurality of terminal users specified in S2 (S3).

Subsequently, the generation unit 154 indicates the asset balance information corresponding to the position at each of the plurality of positions in the area based on the terminal position information and the asset balance information corresponding to the terminal user existing in the area to be analyzed. Generate distribution information associated with asset balance statistics (S4).
Subsequently, the output unit 155 outputs the analysis result screen including the distribution information generated in S4 to the display unit 12 (S5).

[Modification example]
In the above-described embodiment, the acquisition unit 153 acquires the asset balance information of the terminal user specified by the user identification unit 152, but the present invention is not limited to this. First, the acquisition unit 153 may acquire the asset balance information of the terminal user, and then the user identification unit 152 may specify the terminal user existing in the analysis target area among the users who have acquired the asset balance information. ..

[Effect in the first embodiment]
As described above, the analyzer 1 according to the first embodiment identifies the terminal user existing in the area to be analyzed based on the terminal position information indicating the position of the mobile terminal possessed by the terminal user, and the terminal user. Based on the user ID that identifies the terminal user, the asset balance information indicating the asset or balance of the terminal user is acquired from the server 2 of the financial institution that manages the asset or balance. Then, the analyzer 1 generates analysis information in which the terminal position information corresponding to the terminal user existing in the analysis target area and the asset balance information corresponding to the terminal user are associated with each other. By doing so, the device user who uses the analysis device 1 can grasp the asset balance information of the terminal user in the area to be analyzed.

<Second Embodiment>
[Generate the flow line information of the terminal user]
Subsequently, the second embodiment will be described. The analyzer 1 according to the second embodiment is different from the first embodiment in that a terminal user is selected from the terminal users existing in the area to be analyzed and the flow line information corresponding to the selected terminal user is generated. Hereinafter, the analyzer 1 according to the second embodiment will be described. The same parts as those in the first embodiment will be omitted as appropriate.

FIG. 8 is a diagram showing the configuration of the analyzer 1 according to the second embodiment. The analyzer 1 according to the second embodiment further includes a selection unit 156. In the second embodiment, the selection unit 156 selects a terminal user from one or more terminal users specified by the user identification unit 152. For example, the selection unit 156 causes the display unit 12 to display the user IDs of one or more terminal users specified by the user identification unit 152, and accepts the selection of one or more user IDs from the device user. The selection unit 156 selects a terminal user with one or more user IDs selected by the device user.

The acquisition unit 153 acquires a plurality of position information indicating a plurality of positions that the terminal user selected by the selection unit 156 has passed in the area to be analyzed. Specifically, the acquisition unit 153 refers to the position history information stored in the storage unit 14, is the terminal position information corresponding to the terminal user selected by the selection unit 156, and corresponds to the area to be analyzed. Acquire multiple terminal position information.

The generation unit 154 associates a plurality of terminal position information acquired by the acquisition unit 153 corresponding to the terminal user selected by the selection unit 156 with the asset balance information of the terminal user acquired by the acquisition unit 153. Generate user flow line information. For example, the generation unit 154 includes the store information indicating the store where the terminal user has spent and the expenditure date and time in the expenditure information indicated by the asset balance information, and the store information and the expenditure date and time and the acquisition unit 153 have acquired it. The place (store) where the terminal user spends is specified based on the date and time corresponding to the plurality of terminal position information. Then, the generation unit 154 generates a map of the area to be analyzed showing the flow line of the terminal user in which the expenditure amount is associated with the position where the terminal user has spent. The output unit 155 outputs an analysis result screen including a map of the analysis target area showing the flow line information of the terminal user generated by the generation unit 154 to the display unit 12.

[Effect in the second embodiment]
As described above, the analyzer 1 according to the second embodiment is a terminal user in which a plurality of terminal position information acquired corresponding to the selected terminal user is associated with the asset balance information of the terminal user. Generates and outputs flow line information. By doing so, the device user who uses the analyzer 1 can grasp the detailed expenditure status of the terminal user in the area.

Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes can be made within the scope of the gist thereof. is there. For example, all or a part of the device can be functionally or physically distributed / integrated in any unit. Also included in the embodiments of the present invention are new embodiments resulting from any combination of the plurality of embodiments. The effect of the new embodiment produced by the combination also has the effect of the original embodiment.

1 ... analyzer, 11 ... operation unit, 12 ... display unit, 13 ... communication unit, 14 ... storage unit, 15 ... control unit, 151 ... reception unit, 152 ... user identification unit, 153 ... acquisition unit, 154 ... generation unit, 155 ... output unit, 156 ... selection unit

Claims (14)

A user identification unit that identifies a user existing in the area to be analyzed based on the terminal position information indicating the position of the terminal possessed by the user.
An acquisition unit that acquires asset balance information indicating the user's assets or balance from a server of a financial institution that manages the assets or balance based on the user identification information that identifies the user.
A generation unit that generates analysis information in which the terminal position information corresponding to the user existing in the area specified by the user identification unit and the asset balance information corresponding to the user acquired by the acquisition unit are associated with each other. ,
An analyzer equipped with. The acquisition unit acquires the asset balance information from the server of the financial institution based on the user identification information corresponding to the user specified by the user identification unit.
The analyzer according to claim 1. The acquisition unit is account information associated with the user identification information, and is an asset balance corresponding to the user from the server of the financial institution based on the account information of the user used in the server of the financial institution. Get information,
The analyzer according to claim 1 or 2. A storage unit that stores the user identification information in association with the account information is provided.
The acquisition unit refers to the storage unit, identifies the account information associated with the user identification information, and based on the identified account information, the asset balance corresponding to the user from the server of the financial institution. Get information,
The analyzer according to claim 3. The acquisition unit acquires, as the asset balance information, information indicating the account balance of the user managed by the financial institution from the server of the financial institution.
The analyzer according to any one of claims 1 to 4. The financial institution is an institution that manages the payment amount of a credit card or an institution that manages securities held by a user.
The acquisition unit acquires, as the asset balance information, information indicating the payment amount by the credit card possessed by the user or the valuation amount of the securities held by the user from the server of the financial institution.
The analyzer according to any one of claims 1 to 4. The acquisition unit acquires the asset balance information corresponding to the user from each of the servers of the plurality of financial institutions.
The analyzer according to any one of claims 1 to 6. The acquisition unit is account information associated with the user identification information, and is a server of the plurality of financial institutions based on a plurality of account information of the user used in each of the servers of the plurality of financial institutions. Acquire the asset balance information corresponding to the user from each of
The analyzer according to claim 7. Based on the terminal position information and the asset balance information corresponding to the user existing in the area, the generation unit is an asset indicated by the asset balance information corresponding to the position at each of a plurality of positions in the area. Generate distribution information associated with balance statistics,
The analyzer according to any one of claims 1 to 8. A selection unit for selecting a user from one or more users specified by the user identification unit is further provided.
The acquisition unit acquires a plurality of the terminal position information corresponding to the area for the user selected by the selection unit.
The generation unit associates a plurality of terminal position information acquired by the acquisition unit in response to the user selected by the selection unit with the asset balance information of the user acquired by the acquisition unit. Generate line information,
The analyzer according to any one of claims 1 to 9. Computer runs,
A step to identify a user existing in the area to be analyzed based on the terminal position information indicating the position of the terminal possessed by the user, and
Based on the user identification information that identifies the user, the step of acquiring the asset balance information indicating the asset or balance of the user from the server of the financial institution that manages the asset or balance, and
A step of generating analysis information in which the terminal position information corresponding to the user existing in the specified area and the acquired asset balance information corresponding to the user are associated with each other.
Analytical method with. In the acquisition step, the computer acquires the asset balance information from the server of the financial institution based on the user identification information corresponding to the specified user.
The analysis method according to claim 11. In the acquisition step, the computer is the account information associated with the user identification information, and the user from the server of the financial institution based on the account information of the user used in the server of the financial institution. Obtain the asset balance information corresponding to
The analysis method according to claim 11 or 12. In the acquisition step, the computer refers to a storage unit that stores the user identification information in association with the account information, identifies the account information associated with the user identification information, and identifies the identified account. Based on the information, the asset balance information corresponding to the user is acquired from the server of the financial institution.
The analysis method according to claim 13.

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