JP2021043873A5 - - Google Patents

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JP2021043873A5
JP2021043873A5 JP2019167245A JP2019167245A JP2021043873A5 JP 2021043873 A5 JP2021043873 A5 JP 2021043873A5 JP 2019167245 A JP2019167245 A JP 2019167245A JP 2019167245 A JP2019167245 A JP 2019167245A JP 2021043873 A5 JP2021043873 A5 JP 2021043873A5
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Japan
Prior art keywords
electronic money
distribution
information
payment
payee
Prior art date
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Pending
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JP2019167245A
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Japanese (ja)
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JP2021043873A (en
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Publication date
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Priority to JP2019167245A priority Critical patent/JP2021043873A/en
Priority claimed from JP2019167245A external-priority patent/JP2021043873A/en
Publication of JP2021043873A publication Critical patent/JP2021043873A/en
Publication of JP2021043873A5 publication Critical patent/JP2021043873A5/ja
Priority to JP2022088681A priority patent/JP2022107705A/en
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Claims (9)

支払元の資金を元に、商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーを発行する基盤マネー発行部と、
前記支払元による支払に関する支払情報であって、支払金額、及び支払先に関する情報を含む支払情報を取得する支払情報取得部と、
前記支払金額に応じた前記第2電子マネーを、前記支払先における前記第2電子マネーの所定の口座に入金する入金処理部と、
前記第2電子マネーの振分に関する振分情報であって、振分金額、及び振分先に関する情報を含む振分情報を取得する振分情報取得部と、
前記支払先に入金された前記第2電子マネーを元に、前記振分先として示された前記第1電子マネーの所定の口座に、前記振分金額に応じた前記第1電子マネーを入金する振分処理部と
を備える金融基盤システム。
The basic money issuing department that issues the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services based on the funds of the payment source.
A payment information acquisition unit that acquires payment information including information on the payment amount and the payee, which is payment information on payment by the payment source.
A deposit processing unit that deposits the second electronic money according to the payment amount into a predetermined account of the second electronic money at the payee.
A distribution information acquisition unit that acquires distribution information including information on the distribution amount and the distribution destination, which is the distribution information related to the distribution of the second electronic money.
Based on the second electronic money deposited in the payee, the first electronic money corresponding to the distribution amount is deposited in the predetermined account of the first electronic money indicated as the distribution destination. and the distribution processing unit,
Financial infrastructure system with.
前記支払情報は、前記支払元から前記支払先に支払われる給与に関する情報であり、
前記入金処理部は、前記給与における前記支払金額に応じた前記第2電子マネーを、前記支払先における前記第2電子マネーの所定の口座に入金し、
前記振分処理部は、前記支払先に前記給与として入金された前記第2電子マネーを元に、前記振分先として示された前記第1電子マネーの所定の口座に、前記振分金額に応じた前記第1電子マネーを入金する、
請求項1に記載の金融基盤システム。
The payment information is information on salary paid from the payer to the payee.
The deposit processing unit deposits the second electronic money according to the payment amount in the salary into a predetermined account of the second electronic money at the payee.
Based on the second electronic money deposited as the salary to the payee, the distribution processing unit transfers the amount to the predetermined account of the first electronic money indicated as the distribution destination. Deposit the corresponding first electronic money,
The financial infrastructure system according to claim 1.
前記第2電子マネーは、金融口座に入金することが可能であり、
前記振分情報取得部は、前記振分先の金融口座に関する情報を含む振分情報を取得し、
前記振分処理部は、前記支払先における前記第2電子マネーの所定の口座に入金された前記第2電子マネーを元に、前記振分先として示された金融口座に、前記振分金額に応じた資金を入金する、
請求項1又は請求項2に記載の金融基盤システム。
The second electronic money can be deposited in a financial account,
The distribution information acquisition unit acquires distribution information including information on the financial account of the distribution destination, and obtains the distribution information.
The distribution processing unit, based on the second electronic money is credited to a predetermined account of the second electronic money in the payee, the financial account indicated as the distribution destination, the allocation amount Deposit the corresponding funds,
The financial infrastructure system according to claim 1 or 2.
支払元の資金を元に、商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーを発行する基盤マネー発行部と、
前記支払元による支払に関する支払情報であって、支払金額、及び支払先に関する情報を含む支払情報を取得する支払情報取得部と、
前記支払金額に応じた前記第2電子マネーを、前記支払先における前記第2電子マネーの所定の口座に入金する入金処理部と、
を備える情報処理装置。
The basic money issuing department that issues the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services based on the funds of the payment source.
A payment information acquisition unit that acquires payment information including information on the payment amount and the payee, which is payment information on payment by the payment source.
A deposit processing unit that deposits the second electronic money according to the payment amount into a predetermined account of the second electronic money at the payee.
Information processing device equipped with.
商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーであって、支払元から支払先に支払われた第2電子マネーを、振分先に振分る情報処理装置において、
前記第2電子マネーの振分に関する振分情報であって、振分金額、及び振分先に関する情報を含む振分情報を取得する振分情報取得部と、
前記支払先に入金された前記第2電子マネーを元に、前記振分先として示された前記第1電子マネーの所定の口座に、前記振分金額に応じた前記第1電子マネーを入金する振分処理部と、
前記振分処理部による処理結果を、前記支払先に通知する通知情報を出力する出力部と、
を備える情報処理装置。
Information that distributes the second electronic money paid from the payer to the payee to the distribution destination , which is the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services. In the processing equipment
A distribution information acquisition unit that acquires distribution information including information on the distribution amount and the distribution destination, which is the distribution information related to the distribution of the second electronic money.
Based on the second electronic money deposited in the payee, the first electronic money corresponding to the distribution amount is deposited in the predetermined account of the first electronic money indicated as the distribution destination. Sorting processing unit and
An output unit that outputs notification information for notifying the payee of the processing result by the distribution processing unit, and an output unit.
Information processing device equipped with.
基盤マネー発行部が、支払元の資金を元に、商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーを発行し、
支払情報取得部が、前記支払元による支払に関する支払情報であって、支払金額、及び支払先に関する情報を含む支払情報を取得し、
入金処理部が、前記支払金額に応じた前記第2電子マネーを、前記支払先における前記第2電子マネーの所定の口座に入金する、
情報処理方法。
The basic money issuing department issues the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services based on the funds of the payment source.
The payment information acquisition unit acquires payment information including information on the payment amount and the payee, which is payment information on payment by the payment source.
The deposit processing unit deposits the second electronic money according to the payment amount into a predetermined account of the second electronic money at the payee.
Information processing method.
商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーであって、支払元から支払先に支払われた第2電子マネーを、振分先に振分る情報処理装置において、
振分情報取得部が、前記第2電子マネーの振分に関する振分情報であって、振分金額、及び振分先に関する情報を含む振分情報を取得し、
振分処理部が、前記支払先に入金された前記第2電子マネーを元に、前記振分先として示された前記第1電子マネーの所定の口座に、前記振分金額に応じた前記第1電子マネーを入金し、
出力部が、前記振分処理部による処理結果を、前記支払先に通知する通知情報を出力する、
情報処理方法。
Information that distributes the second electronic money paid from the payer to the payee to the distribution destination , which is the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services. In the processing equipment
The distribution information acquisition unit acquires distribution information including information on the distribution amount and the distribution destination, which is the distribution information related to the distribution of the second electronic money.
Based on the second electronic money deposited to the payee, the distribution processing unit places the first electronic money in the predetermined account indicated as the distribution destination according to the distribution amount. 1 Deposit electronic money and
The output unit outputs notification information for notifying the payee of the processing result by the distribution processing unit.
Information processing method.
情報処理装置のコンピュータに、
支払元の資金を元に、商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーを発行させる基盤マネー発行手段と、
前記支払元による支払に関する支払情報であって、支払金額、及び支払先に関する情報を含む支払情報を取得させる支払情報取得手段と、
前記支払金額に応じた前記第2電子マネーを、前記支払先における前記第2電子マネーの所定の口座に入金させる入金処理手段と、
を実行させるためのプログラム。
To the computer of the information processing device
A basic money issuing means for issuing second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services based on the funds of the payment source.
Payment information acquisition means for acquiring payment information including information on the payment amount and the payee, which is payment information on payment by the payment source.
A deposit processing means for depositing the second electronic money according to the payment amount into a predetermined account of the second electronic money at the payee.
A program to execute.
商品又はサービスの対価として決済可能な第1電子マネーに入金することができる第2電子マネーであって、支払元から支払先に支払われた第2電子マネーを、振分先に振分る情報処理装置のコンピュータに、
前記第2電子マネーの振分に関する振分情報であって、振分金額、及び振分先に関する情報を含む振分情報を取得させる振分情報取得手段と、
前記支払先に入金された前記第2電子マネーを元に、前記振分先として示された前記第1電子マネーの所定の口座に、前記振分金額に応じた前記第1電子マネーを入金させる振分処理手段と、
前記振分処理手段による処理結果を、前記支払先に通知する通知情報を出力させる出力手段と、
を実行させるためのプログラム。
Information that distributes the second electronic money paid from the payer to the payee to the distribution destination , which is the second electronic money that can be deposited into the first electronic money that can be settled as consideration for goods or services. On the computer of the processing device
Distribution information acquisition means for acquiring distribution information including information on the distribution amount and distribution destination, which is distribution information related to the distribution of the second electronic money.
Based on the second electronic money deposited in the payee, the first electronic money corresponding to the distribution amount is deposited in a predetermined account of the first electronic money indicated as the distribution destination. Sorting processing means and
An output means for outputting notification information for notifying the payee of the processing result by the distribution processing means, and
A program to execute.
JP2019167245A 2019-09-13 2019-09-13 Financial base system, information processing device, information processing method, and program Pending JP2021043873A (en)

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JP2022088681A JP2022107705A (en) 2019-09-13 2022-05-31 Financial base system

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